Foreclosure Document Review

Preliminary Foreclosure Document Review

When you are facing a foreclosure, the paperwork matters more than most people realize. Many foreclosures move forward not because the debt is valid, but because the documents are never carefully reviewed. A Preliminary Document Review is designed to change that.

This service focuses on identifying documentary defects that may undermine the foreclosure itself. It is not legal representation. It is an objective, document-based analysis meant to determine whether the party attempting to foreclose has followed the law and can prove its authority.

For many homeowners, this review becomes the first clear explanation of what is actually happening in their case .

What a Preliminary Document Review Does

A preliminary review examines whether the foreclosure is supported by legally sufficient documentation. It looks for inconsistencies, missing links, improper transfers, and procedural errors that often go unnoticed.

This review is meant to answer a simple but critical question:

Does the party seeking foreclosure have the documented right to do so?

If the documents do not support that right, the foreclosure may be vulnerable to challenge.

Documents Commonly Reviewed

The review focuses on the documents most often associated with fraudulent or defective foreclosures, including:

• The promissory note and all copies provided
• The mortgage or deed of trust
• Assignments and transfers of the loan
• Allonges and endorsements
• Chain of title records
• Affidavits and declarations
• Notices of default, acceleration, and sale
• Court filings such as complaints, motions, and judgments
• Payment histories and delinquency notices
• Pooling and servicing agreements when applicable

Each document is evaluated for accuracy, timing, authority, and consistency with other records.

What This Review Can Reveal

A preliminary review may uncover issues such as:

• Missing or invalid assignments
• Documents executed after the foreclosure began
• Conflicting ownership claims
• Unauthorized signatories or robo-signed affidavits
• Notice defects that violate statutory timelines
• Conflicts between the loan documents and securitization records

These issues do not guarantee an outcome, but they matter. Courts rely on documents. If the documents are defective, the foreclosure process itself may be flawed.

Who This Service Is For

This review is appropriate for homeowners who:

• Have received a foreclosure complaint or notice of sale
• Are unsure who actually owns their loan
• Believe documents may be inaccurate or fabricated
• Want clarity before pursuing legal action
• Need an objective assessment, not speculation

It is especially valuable for those who feel overwhelmed and want facts before making decisions.

What Happens After the Review

Once the review is completed, you receive a clear summary of findings. If no issues are identified, you have confirmation. If issues are found, you gain documented insight that can be used to decide next steps, including whether further forensic review or legal consultation is warranted.

The goal is not fear. The goal is understanding.

Why This Step Matters

Foreclosure is often treated as inevitable. It is not. It is a legal process that depends on proof. A Preliminary Document Review helps ensure that proof actually exists.

When your home is at stake, assumptions are dangerous. Documents are not.

If you are facing foreclosure and want clarity grounded in evidence, a preliminary review is often the most responsible place to begin.