livinglies-newsletter-provides-more-strategic-info
MEMBERSHIP TELECONFERENCES EXPANDED TO 1 HOUR TWICE PER MONTH SUBSCRIBE NOW
WE HEAR YOU! YOU NEED THE TITLE ANALYSIS, YOU NEED THE SECURITIZATION ANALYSIS AND YOU NEED TELECONFERENCES WITH A NEWSLETTER WHERE YOU CAN PAY A MONTHLY AMOUNT FOR SIX MONTHS INSTEAD OF ONE BIG FEE. SO HERE IT IS
COMBO TITLE AND SECURITIZATION ANALYSIS PAY MONTHLY
AND AGAIN — HERE IS WHAT WE HEAR YOU ASKING FOR —-
JUST GIVE THE NAME OF THE TRUST, I\’LL DO THE REST
YOU MUST FILL OUT THIS FORM TO GET THE NAME OF THE TRUST
OR YOU CAN ORDER YOUR ITEMS SEPARATELY —->
ORDER LOAN SPECIFIC TITLE REPORT, COPIES OF DOCUMENTATION AND ANALYSIS HERE
ORDER SECURITIZATION REPORT COPIES OF DOCUMENTATION AND ANALYSIS HERE
SUBSCRIBE TO LIVINGLIES FOR DISCOUNTED SERVICES, NEWSLETTER AND FREE TELECONFERENCES
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TURNAROUND TIME: 24 HOURS FOR REPORT THEN 48 HOURS FOR COMMENTARY
START HERE —>LOAN SPECIFIC TITLE SEARCH
-
Title * LOAN SPECIFIC Search of County Records
-
Title ** REPORT on record activity with emphasis on loan documents
-
Title *** Analysis and Commentary with implications for securitization
THEN GO HERE —-> SECURITIZATION SEARCH
TURNAROUND TIME: 48 HOURS FOR REPORT, THEN 72 HOURS FOR COMMENTARY
- SECURITIES * LUMINAQ Automated Search of Internet Files
- SECURITIES ** LUMINAQ Manual Search and Reconciliation of Data
- SECURITIES *** LUMINAQ REPORT on loan pool(s) or groups where your loan is referenced
- SECURITIES **** LUMINAQ SEARCH of Similar Loans in Foreclosure
- SECURITIES ***** LUMINAQ Report and Reconciliation of ALL available data
- SECURITIES ****** LUMINAQ/LIVINGLIES Analysis and Commentary on the securitization status of your loan with suggested areas of focus and concentration for your lawyer or adviser.
CLICK HERE–> COMBO TITLE and SECURITIZATION Search, Report, Documents and Comprehensive Analysis
THIS IS IT!! TITLE + SECURTIZATION
TURNAROUND TIME: TITLE REPORT 24 HOURS, SECURITIZATION REPORT 48 HOURS, AND THEN TITLE AND SECURITIZATION COMMENTARY 72 HOURS.
LUMINAQ-LIVINGLIES PROPRIETARY COMBINATION
COMPREHENSIVE TITLE AND SECURITIZATION SEARCH, REPORT AND ANALYSIS!!!
YOU CAN’T GET THIS ANYWHERE ELSE!!!
- Title * LOAN SPECIFIC Search of County Records
- Title ** REPORT on record activity with emphasis on loan documents
- Title *** Analysis and Commentary with implications for securitization
- PLUS
- SECURITIES * LUMINAQ Automated Search of Internet Files
- SECURITIES ** LUMINAQ Manual Search and Reconciliation of Data
- SECURITIES *** LUMINAQ REPORT on loan pool(s) or groups where your loan is referenced
- SECURITIES **** LUMINAQ SEARCH of Similar Loans in Foreclosure
- SECURITIES ***** LUMINAQ Report and Reconciliation of ALL available data
- SECURITIES ****** LUMINAQ/LIVINGLIES Analysis and Commentary on the securitization status of your loan with suggested areas of focus and concentration for your lawyer or adviser.
HELP 9!! HELP! Indymac and NDEX WEXTsold my house on 3/9/12 and we are getting all kinds of SCAMMERS calling offering themselves to my money. I am in Los Angeles. I need help to stay in my house. I have 2 babies, I paid my morgage, Indy pretended to be my lender and now saying they are not the lender only the servicer. MERS was the nominee, and beneficiary yet they were suspened from the state in 2002 (my loan 2006), sone doc is a cut and paste,the NOD, ASsignment, sud of trustee all robo signed and witnessed by the Notary Public, they never reponded to my Affidavit nor the QWR. Please I need a fighter of a attorney.I have not gotten nos or eviction yet. I don’t want my children to see this happen. I am nervous to come home or let my husband go to work. We thought we had help only to waste time, so now I have pulled my hair out and my husband has stress onset Diabetes. GOD WE NEED HELP!
I am looking for an attorney in San Diego County who works in this area of foreclosure defense. Please email me if you know of someone good.
mikegp44@cox.net
Verified Trustee Sale Delay
The Last Option
It is well known that banks are illegally foreclosing on homeowners in Trustee States since the foreclosure process is lightly monitored by government agencies.
In Judicial Foreclosure states, a judge reviews the legality of the foreclosure proceedings to ensure the homeowner is being protected against greedy lenders and yet still the lenders are not properly following the foreclosure laws correctly.
In Trustee States, lenders employ a “third party” trustee company to replace the legal function of a judge and orchestrate the foreclosure process. If banks are not legally foreclosing when they know a judge reviews the case what do you think they are doing when they only have to go through a trustee that they pay? Our service requires the trustee to verify a comprehensive list of issues related to the legal nature of the foreclosure proceedings enacted by the lender, which as a byproduct, you as the homeowner still retain full ownership of the property and live there comfortably. Since the trustee assumes the liability in auctioning the property, they will not foreclose on the property if there is a potential violation pointed out to them prior to the Auction Sale Date as they could face sanctions and ultimate lose their license. Trustees are incredibly busy and generating huge profits so they will continually postpone the sale date with adequate time to research and respond to the issues raised by our company to protect themselves.
Program Highlights: Legal foreclosure delay strategy
No Up Front Fees Charged!
Your lender is never contacted so you can still modify your loan or short sale your property.
You can:
*Stay in your home for 6 – 40 months after Notice of Trustee Sale has been posted
*Avoid bankruptcy on your credit, less costly than BK attorney’s fees
*Experienced professional trustee knowledge working for you, not against you
*No title transfer (never transfer your title to anyone else to delay a sale, scam alert!)
Our Trustee Verification Delay Program is designed as another option for homeowners that are considering bankruptcy, loan modification or short sale as a way to delay the foreclosure auction. Some of our clients have been denied for modification or a short sale and are out of options. Some are still trying to get approved for a Modification or short sale and just need more time.
Other clients realize that they are so far upside down on the property and it is not worth paying the high mortgage payment and would rather live in their home than less than what an apartment would cost to rent. Even renters can utilize our services to stay in the property longer with less expense than renting. No matter what your reason for delaying your foreclosure, we can help.
Bankruptcy Is Not The Answer……
NOTICE: DO NOT SIGN OVER A SMALL PORTION OF YOUR GRANT DEED TO SOMEONE IN BANKRUPTCY! Companies are approaching homeowners offering a delay product involving signing over 1% or 1/16th interest in the property to someone
who is in bankruptcy. This is EXTREMELY illegal. Bankruptcy Fraud!
Amount of Delay
Delay Time Chapter 7 Bankruptcy (21 – 45 Day Delay) – Banks are very aware that many homeowners are filing Chapter 7 Bankruptcy to delay their foreclosure. When filed, a Chapter 7 will put an automatic Stay on all of your debts. That means that no creditors can proceed with debt collection. Therefore, immediately after the bank is notified of the filing they send their legal team to court to file a motion to lift the stay. Most banks are doing this so fast that the stay only keeps the homeowner in their house for 30 – 45 more days. As soon as the stay is lifted, your house is back on the auction block and you now have a bankruptcy on your record and likely will be calling HomeLife anyway.
Chapter 13 Bankruptcy (21 – 60 Day Delay) – Similar to Chapter 7, when a Chapter 13 is filed it will stop creditors from collecting debts immediately. The difference is that Chapter 13 is the reorganization of debts. This will buy the homeowner a few more weeks, but the banks will still file a motion to lift the stay. Homeowners who are this delinquent are at a disadvantage in court against a valid creditor who has not been paid in an excessive amount of time. Again, as soon as
the stay is lifted your house is back on the auction block and you now have a bankruptcy on your record.
HomLife Delay Solution (6 – 40 Month Delay) – 3 months 15 days is the fastest any homeowner has lost their house in this program with the longest being 3 years and 4 months. You will not have a bankruptcy on your record
and can still work out a modification or short sale while in our program.
Bankruptcy
Filing any type of bankruptcy will have very strong consequences. Homeowners who file just to prolong the sale of their house disqualify from filing again for 7 years (in a Ch. 7).
Therefore, you are vulnerable for that entire period. What happens if there is some medical emergency that incurs tremendous bills? You will not be able to protect yourself against getting your wages garnished. No matter what the debt or situation, you are no longer allowed to protect yourself because you used your ‘free pass’ on your foreclosure, which could have been handled much differently.
Also, many companies pull credit and might not hire a candidate with a Bankruptcy on their record. In today’s job market, can anyone afford such a big disadvantage?
Federal Bankruptcy laws require that you complete your filing information and credit counseling courses no more than 45 days from initial filing date. If you don’t complete the filing the bankruptcy court will dismiss your BK, and the trustee can sell your property. So if you intention was to save your home, you only postponed the sale for 45 days. If your BK was dismissed you must wait at least 6 months before filing again.
Financial benefits
Chapter 7 Bankruptcy – this strategy will wipe the slate clean for people who qualify (qualifying for a BK is now tougher than ever). When approved, most debts can be released. This is a good choice for homeowners with a lot of unsecured debt (credit cards, personal loans…). Your mortgage is secured by your home, meaning that even after bankruptcy is filed they can still take your property. So the financial benefits only include removing unsecured debt.
Chapter 13 Bankruptcy – Chapter 13 is the reorganization of debt. A judge will work with you and your creditors to plan out an acceptable repayment plan to all of them. Often the property will be removed from the BK as the delinquency is extreme and it is a secured loan. This is not a great option for homeowners looking to buy time.
Call for free consultation.
Artie Goldman
Sr. Affiliate
HomeLife Solutions
678.235.4995 – Direct
http://www.xtranormal.com/watch/8275556/
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Neil/Dan,
Thanks!!! I received everything (I think) and it looks good. Now I have to decipher it and proceed with a plan to get my remedy.
Please can anyone help me!!! I received foreclosure notice beginning of Sept., contacted an attorney on Sept 9th they help in trying to get the mortgage company to re-finance, etc. I was told that the foreclosure would be stopped. I found out yesterday that the attorney office did not file a written response to the clerk of court yet. Foreclosure date is Oct 5th have to answer by Oct 4th. Attorney office is checking into it and now telling me that they can’t guar. that the mortgage company will work with and not foreclose. Can anyone help me, I am going to file my own answer myself just to do a written answer. Can anyone advise me what to do and is there an attorney in the Houston area that has done your workshop. Thanks, Gwen
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