If you have CYNTHIA RILEY’s “signature” on any document in your chain of title you need to read this. Same for Jess Almanza. 

MFI-Miami has a file cabinet filled with foreclosure files containing Riley’s stamp that weren’t consummated until months or years after she left Washington Mutual.
Nearly 2/3 of the Washington Mutual Promissory Notes in foreclosure contain an endorsement stamp of former Washington Mutual Vice President Cynthia Riley.
Riley was a Vice President of Washington Mutual until November of 2006
Nearly half of the Washington Mutual loans currently in foreclosure were consummated after November of 2006. Most of them contain Riley’s endorsement.
This was a big mystery until January of 2013 when Cynthia Riley sat for a deposition.
Riley admitted other people in her office used her stamp and she admitted she never stamped any mortgage notes. Riley admitted in her deposition she was hired by JPMorgan Chase in 2009.
She remained employed at JPM-Chase until some time between October of 2014 and April of 2015.  Attorney Daniel Milian attempted to force JPMorgan Chase to have her sit for a deposition in the Zacharakis case. Naturally, JPMorgan Chase dragged their feet with responding to the motion for nearly 6 months. JPMorgan Chase then claimed her whereabouts were unknown.
It appears JPMorgan Chase made sure her whereabouts would remain unknown. They scrubbed the internet of any record of her connection with Washington Mutual or JPMorgan Chase.
MFI-Miami discovered JPMorgan Chase was hiding a dirty secret. They were stamping these Washington Mutual notes with the Cynthia Riley endorsement stamp between 2012 and 2014. Several MFI-Miami clients had their 2009 or 2010 Washington Mutual foreclosure cases with no endorsement stamp suddenly withdrawn. Only to have them refiled in 2013 or 2014 with endorsed notes by Cynthia Riley.
JPMorgan Chase got really sloppy. JPMorgan Chase began compulsively stamping almost every promissory note with Riley’s endorsement stamp. MFI-Miami has a file cabinet filled with foreclosure files containing Riley’s stamp that weren’t consummated until months or years after she left Washington Mutual.

JPMorgan Chase’s compulsive use of Cynthia Riley’s endorsement stamp was beginning to affect the bank’s bottom line in 2015. So what should they do?

JPM-Chase executives went into the basement storage room. They searched through old Washington Mutual boxes and randomly dusted off the endorsement stamp of another former Washington Mutual VP. This time, they picked former Vice President Jess Almanza.

Almanza served as Washington Mutual’s VP of Capital Markets/National Closing Operations until July of 2006. He soon went to work for Bank of America after leaving Washington Mutual according to his Linkedin profile.

Almanza never went to work for JPM-Chase like Cynthia Riley. It appears Almanza’s endorsement stamp was used without his consent.

8 Responses

  1. Anyone have cases involving Trinity Financial Services and Tara Newton?

  2. Circus Court in Chicago is swollen with illegal foreclosures based on robo-stamped “assignments” by Fremont Vice President Michael Koch who obviously does not work for Fremont since 2006 (defunct, now is known as HomeXpressMortgage)

    These stamped signatures are often not even on any Notes – they are on a SEPARATE piece of paper. Some of Fremont Trusts foreclosures were filed in RECENT YEARS, over 10 years after Fremont collapsed.

    Judges don’t care and award properties to thieves Goldman Sachs, JP Morgan and others who used Fremont as their sham conduit.

    Another pile of fraudulent is stamped with David Spector, former VP for Countywide Financial .

    After CWF collapsed, Spector run to London where he worked for Morgan Stanley for a while, until called back to action by his employers -Big Banks.

    Now David Spector and Stanford Kurland are CEOs for PennyMac and continue to lie and defraud homeowners and steal for Big Banks.

    My friends lost their home to Bank of America who filed illegal foreclosure based on double-stampled signature of Spector (someone’s hands were shaking) , which does not even look like his handwritten signature.

    BONY acted as a “Trustee” for a non-existing Trust and had Bank of America’s mailing address in Tapo Canyon CA.

    The “Servicer” Bayview sent a “witness” Juan Pensates who lied relentlessly in the Affidavit – but revealed that ALL operations are actually conducted via lockbox agreements via MSP. Judge never asked who owns this MSP and why Pensates told that Servicing was assigned to Bayview by BONY while BOA said they assigned servicing to Bayview.

    Judge didn’t care about lies, expired SOL, invalid contract with non-existing company America’s WhileSale lender (CWF) and warded family’s home to a non-existing “Trust” – no questions asked.

    The same Juan Pensates lied in Florida case, Bayview v. Rita Kay, 2017 and revealed that they “share” servicing with M&T Bank through their “mutually accessible ” computer system, (aka MSP). Local Court dismissed illegal foreclosures because they found Bayview evidence inadmissble.

    Florida 1st Dist. Appeal Court Judges reversed lower Court decision and ruled in favor of thieves.

    NONE of them even asked which system Bayview and M&T Bank shared and who owns this system.

    While China Supreme Court ordered Rating Agencies to be personally liable for promoting fraud; and placed death penalty on “default debt” fund manager, American Government does NOTHING but cover for these crimes

  3. What a huge mess!!! Thousands of cases OR MORE and hard to understand why attorneys have not apparently chosen to go after all the sources (All the supposed “Paper Mills” that created all this to begin with in attempting to protect all the lenders – AND sadly our very own government!!!

    Seems to me we need consistency and collaboration efforts that we can use nationwide to finally and totally expose just part of what happened here!! A sad day indeed when realizes how our very own government had it “hands dirty” from the state along with all the turkey, corrupt lenders and stock market players!!!!!

  4. Where are the quants that wrote the damn software?…they know


  6. And yet the courts do not allow the homeowner to object as a 3rd Party to the AOM even with proof of it being Robo signed documents, otherwise known as FORGERY and FRAUD on the court. But Neil will continue to blame to Pro Se defendant while protecting his peers in the BAR.

  7. Been fighting since 2010, and winning. Back in those early days, when all of the fraudulent documents were signed by “Vice Presidents” of each criminal company, a quick LinkedIn search would show those people as paper pushers and clerks. I guess the crooks have gotten a little smarter in scrubbing all of their information from social media websites. In fact, a couple of the most recent fraudulent documents in our case are signed by people that have zero social media presence and can’t be found in Google searches. Maybe they don’t exist at all.

  8. And our government did what about it? Our courts don’t like to address these issues.

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