Trustees on REMICs Face a World of Hurt

DID YOU EVER WONDER WHY TRUSTEES INSTRUCTED THE INVESTMENT BANKS TO NOT USE THEIR NAME IN FORECLOSURES?

Editor’s Comment: Finally the questions are spreading over the entire map of the false securitization of loans and the diversion of money, securities and property from investors and homeowners. Read the article below, and see if you smell the stink rising from the financial sector. It is time for the government to come clean and tell us that they were defrauded by TARP, the bank bailouts, and the privileges extended to the major banks. They didn’t save the financial sector they crowned it king over all the world.

Nowhere is that more evident than when you drill down on the so-called “trustees” of the so-called “trusts” that were “backed” by mortgage loans that didn’t exist or that were already owned by someone else. The failure of trustees to exercise any power or control over securitization or to even ask a question about the mortgage bonds and the underlying loans was no accident. When the whistle blowers come out on this one it will clarify the situation. Deutsch, US Bank, Bank of New York accepted fees for the sole purpose of being named as trustees with the understanding that they would do nothing. They were happy to receive the fees and they knew their names were being used to create the illusion of authenticity when the bonds were “Sold” to investors.

One of the next big revelations is going to be how the money from investors was quickly spirited away from the trustee and directly into the pockets of the investment bankers who sold them. The Trustee didn’t need a trust account because no money was paid to any “trust” on which it was named the trustee. Not having any money they obviously were not called upon to sign a check or issue a wire transfer from any account because there was no account. This was key to the PONZI scheme.

If the Trustees received money for the “trust” then they would be required under all kinds of laws and regulations to act like a trustee. With no assets in a named trustee they could hardly be required to do anything since it was an unfunded trust and everyone knows that an unfunded trust is no trust at all even if it exists on paper.

Of course if they had received the money as trustee, they would have wanted more money to act like a trustee. But that is just the tip of the iceberg. If they had received the money from investors then they would have spent it on acquiring mortgages. And if they were acquiring mortgages as trustee they would have peeked under the hood to see if there was any loan there. to the extent that the loans were non-confirming loans for stable funds (heavily regulated pension funds) they would rejected many of the loans.

The real interesting pattern here is what would have happened if they did purchase the loans. Well then — and follow this because your house depends upon it — if they HAD purchased the loans for the “trust” there would have no need for MERS, no trading in the mortgages, and no trading on the mortgage bonds except that the insurance would have been paid to the investors like they thought it would. The Federal Reserve would not be buying billions of dollars in “mortgage bonds” per month because there would be no need — because there would be no emergency.

If they HAD purchased the loans, then they would have a recorded interest, under the direction as trustees, for the REMIC trusts. And they would have had all original documents or proof that the original documents had been deposited somewhere that could be audited,  because they would not have purchased it without that. Show me the note never would have gotten off the ground or even occurred to anyone. But most importantly, they would clearly have mitigated damages by receipt of insurance and credit default swaps, payable to the trust and to the investment banker, which is what happened.

No, Reynaldo Reyes (Deutsch bank asset manager in control of the trustee program), it is not “Counter-intuitive.” It was a lie from start to finish to cover up a PONZI scheme that failed like all PONZI schemes fail as soon as the “investors” stop buying the crap you are peddling. THAT is what happened in the financial crisis which would have been no crisis. Most of the loans would never have been approved for purchase by the trusts. Most of the defaults would have been real, most of the debts would have been real, and most importantly the note would be properly owned by the trust giving it an insurable interest and therefore the proceeds of insurance and credit default swaps would have been paid to investors leaving the number of defaults and foreclosures nearly zero.

And as we have seen in recent days, there would not have been a Bank of America driving as many foreclosures through the system as possible because the trustee would have entered into modification and mitigation agreements with borrowers. Oh wait, that might not have been necessary because the amount of money flooding the world would have been far less and the shadow banking system would be a tiny fraction of the size it is now — last count it looks like something approaching or exceeding one quadrillion dollars — or about 20 times all the real money in the world.

At some point the dam will break and the trustees will turn on the investment banks and those who are using the trustee’s name in vain. The foreclosures will stop and the government will need to fess up tot he fact that it entered into tacit understandings with scoundrels. When you sleep with dogs you get fleas — unless the dog is actually clean.

Stay Tuned for more whistle blowing.

In Countrywide Case, Trustees Failed to Provide Oversight on Mortgage Pools

88 Responses

  1. Rolling Stone contributor Michael Hastings dead at 33. Read about that story and other horrors here… http://www.fourwinds10.net/

  2. Coach Quenneville said we took em to the well. LOL…!

  3. Sad about Tony Soprano. I really liked him. He probly shoulda stayed the hell outta Rome.

  4. I wish you the Best of Luck hman. Sounds like you caught them red handed. No pun intended.

    I don’t know if jg checked out the links I posted about MERS but they are definitely very deceptive crooks and nefarious sheisters.

    Chicago Title & Trust, agents of the U.S. Treasury Dept, won’t insure their titles regarding their loan mod scam. That is quite telling of the greed of MERS SHAREHOLDERS & INVESTORS.

    MERS is a real sheister outfit and investor greed has become so virulent in America it is no different than a killer plague.

    MERS and OBAMACARE are investor greed of monumental and I would go as far to say, of biblical proportions.

    Investor greed has put a stranglehold on our Constitutional Republic and everyone should be FED up will all of it and all of them by now.

  5. “Servicer” vs “Subservicer” and Standing and 42 USC 1983 = homeowner rights.

  6. hman @12:06 – As an agent, MERS would have to (yeah, right, but then who’s really arguing properly about agency?) identify its principal, as would any agent, and assign a dot ‘as agent for’, not in its own right. .I see in your case from your comment that the orig lender is toast.
    I now believe there are dastardly reasons MERS chose to be called nominee in the dot, even though the dot, signed only by the borrower take 10, later goes on to describe the alleged rights of an agent (the dot is full of irreconcilable conflict on its face*). MERS wanted nominee status for reasons being called an agent would be troublesome. Had to call them something or they couldnt even try to argue against bifurcation. Prior to mers’ consent-order, they claimed they were thee ben., still do, but in many cases have since claimed agency status. I hope to get a firm handle on the nominee v agency stuff in / of the dot, and part of it’s going to be because the trusts cant own real estate…..if MERS were their agent, which it isn’t, as an agent foreclosing and owning real estate by successful bid, same thing as principal owning it. The word nominee was chosen, then alleged not to bifurcate, when one purpose of using that designation was because trusts can’t own real estate.
    We’ll get there, mostly if good attorneys get on it.

    *Courts have tried to call this nominal status a hybrid of agency or a limited form of agency. It isn’t. Name one right of an agent which wasn’t (attempted to be) granted to the “nominee”. Name one right of the beneficiary which wasn’t (attempted to be) granted to the “nominee”, other than the transfer of the note which the dot secures.

    Further, what, besides common opinion or perception, says MERS is able to be the nominee or agent or anything of a current claimant?

  7. Not sure if anything I’m doing is working. The servicer has pushed my sale date multiple times over the last year, even when my court case was pending. AZ has the worse protections on the books.

    I had an opportunity to meet with the County recorder some time ago at a meeting that Neil attended. She did say that if something was recorded in error you could request it to be reviewed.

    Once my fake assignment was recorded I sent a letter to her outline why it was fraud. Also, the person on my assignment also signed the Allonge. So the “MERS” officer was also the servicer employee. I included copies of everything an requested a review and the document to be expunged.

    After not getting a response I sent a follow up via email. I did get a response back stating they have no review process. Yup no review process for fraud. The “banks”, title companies, etc…can however, submit electronically.

    However, my attorney was able to get it on record because like Carrie said you won’t get anywhere with them yourself. Since this I have had to fight them off myself. Like you said Carrie they dance around the Term lender and says “Deutsche” owns the loan.

    It’s all BS. GMAC is claiming my Trust as an asset in their bankruptcy proceedings, yet the servicer is identifying Deutsche as the “owner”. So how can GMAC (the depositor) be claiming an interest in the trust? Wouldn’t that mean they never assigned anything and it’s all BS?

    I can’t wait to see how the servicer explains themself on that. It sure doesn’t make sense to me. (I’m sure a judge might just assume I’m a dead beat who owes somebody somewhere something so what does it matter if we let them foreclose on a deed that the lender already defaulted on).

  8. Allow me to repost that link….FRCP 45…….SUBPOENA…….
    http://www.law.cornell.edu/rules/frcp/rule_45

  9. I do believe that Madoff was used to trial run this scam as well as ENRON, the dot com bubble and the S&L CRISIS.

    As to the PSA Ian, they ignored it. Even if they laundered their fraud through the SEC and produce some far flung payment schedule, the trusts themselves were never set up. The U.S. Treasury kept the accounts open from the Origination Fraud and used them as fictitious trusts AKA escrow accounts or for insurance money collection purposes. It was all a scam and we know it because the Legal Assignment was never recorded. If they can’t produce the Security, the TRUSTEES RECEIPT….the trust never existed.

    Tell the judge testimony from the escrowee or the notary from the title company would be necessary to get to the bottom of the dispute. FRCP rule 45 …..
    http://www.lawcornell.edu/frcp/rule_45

  10. All players are operating under the provisions of the PSA. If you can prove that your loan is not in the “trust” by requesting a certified copy of the Mortgage Loan Schedule from the SEC, then the Master servicer, originator, subservicer, and the trust itself are of no legal import. They have nothing to do with your ‘loan’.

  11. Just to refresh folks.

    Please refer back to____________

    Living Lies Opens Clearinghouse For Investors and Homeowners to Get Together….Posted on August 27, 2012 by Neil Garfield

    I wrote:

    U.S. BANK …a “Madoff”/”MERS” similar scheme initiated on or about March 16, 1999…see case # 1:02-cb-0199-cc…doc..54-2, filed 1/31/07….Northern Distict of Georgia…
    please note in the U.S. Bank’s Vice President’s Affidavit….
    the “subservicing agreement” is applicable to some 2,500 TRUST AGREEMENTS…
    only as a “subservicer”. …NOT the servicer …maybe similar to a MERS in disguise…

    The 2,500 issues were as of May 1999.
    Think….
    If each municipal bond deal averages only $2,000,000…(and U.S. Bank is not the real party in interest)…that is $5B in $$$ gone who know where?

  12. They won’t give you access to do what you want with your own Property Records down in Kalifornia…….YOUR SECURITIES or they call security carie? Why those Nazi crooks!!

  13. Right on hman. These crooks hiding behind the MERS scam have nothing to succeed or assign. The ASSIGNMENT OF BENEFICIAL INTEREST is the SECURITY…….IT IS THE DEED….IT IS THE TRUSTEES RECEIPT. If they do not have that an ASSIGNMENT OF MORTGAGE or any subsequent transfers are fraudulent conveyances. They were racketeering with our Securities without our knowledge or consent and that is just one predicate act, this is a conspiracy so wrought with fraud and felonies it is the most heinous and egregious conspiracy to overthrow our Constitutional Republic in U.S. HISTORY.

    Best of Luck to you hman. You are spot on!

  14. @Hman–
    “Let them know they are not a party to the contract and request proof via a Debt Validation.”

    That’s what I did, and the foreclosure mill lied and said that MERS was my “original” lender/creditor, and Deutsche (the MBS trustee) was my “current” creditor/lender…and if I wanted to write a “payoff check”—I should make it out to the foreclosure mill!!!
    The assignment of the DOT also has the same BS—a defunct entity (IndyMac) assigning with MERS, etc.
    When you ask the servicer “who owns the loan”, they say the MBS trustee does…and then they say some unknown/unidentified “investor” does…then they say the MBS trust itself is the owner…then they say “your loan was securitized” and “we service it on behalf of the investor that owns your loan…” Utterly ridiculous.

    So glad your tactics are working.

  15. That’s awesome, Hman…in Los Angeles County they won’t let you record those things…just flat out won’t let you…and if you start showing them why they should they call security. You need a court order.

  16. Stripes
    Not sure if you’ve seen this but it’s an interesting bit on MERs.
    MERs is the thing that allows this fraud to occur. I’ve been trying to figure out how to stop them b4. I thought If I stayed current on my mortgage and sued my original “lender” who was on title would work. After I won and had a signed QT MERs still transferred the DOT out of the defunct lenders name. The “Successor & assigns” is what the judge focused on at my hearing and is why my case was dismissed.
    Since then I have recorded a “Deed of Correction” stating the facts. “MERS as nominee for lender it successors & assigns incorrectly asserted a beneficial interust in the Deed of Trust to assign to Nationstar.
    Lender, the assignor via its nominee MERS,inc was long defunct and its last principal had expressly disavowed any interest by lender conunsel’s certification. Consequently, lender & it’s nominee MERs inc had no beneficial interest under Deed of trust dated …. Instument # ….”
    What case law has said is that “assignments of mortgage” do not “create” a lien but they transfer a lien, therefore assignments of mortgage are not subject to the AZ statute. (Essentially allowing MERs to operate) So I had no choice but to protect my property from the inaccuracies. I am not recommending anyone do anything. This is not advice. I am just stating what I did.
    I submitted a request to the Maricopa County Recorder to review the false recording and have it expunged. My correction of deed does not create a lien either it only is a correction to the false recording.
    Since this time I have been corresponding with the servicer. Stating they are not authorized and have not been properly appointed. Also, sent the same info to the trustee. I have also relied on provision in the DOT for my protection.
    In AZ the foreclosure process is non judicial. The foreclosure is done on the DOT, not the note. (Yes, it’s incorrect but this is what courts have said. Also, no note is required because this would delay the process that is supposed to happen quickly).
    I think you have to rely on your protections with in the DOT (What little there is) because this is what they assign to initiate foreclosure. If you can’t stop the BS assignment than you need to look toward the contract to the original “lender” and you. Let them know they are not a party to the contract and request proof via a Debt Validation. Put as many authorities on notice as possible. CFPB, Attorney General, etc…
    Again, I am not sure if any of this will work but I’d go down fighting.

  17. Read about all the latest scams by these Nazis here…
    http://www.fourwinds10.net/

  18. If the majority of the American people knew they were being duped into sending all of their payments to or handing their property over to a computer database named MERS who never lent them a dime…these crooks would be done. If the majority of the American people really knew what was really in OBAMACARE was the Khazar Nazi microchip….they would be calling for their lynchings.

    The latest scam is the IRS are being armed to the teeth. Now if that’s not a wake up call that this is a foreign insurrection by imposters then nothing is…..!

    MERS BE DAMNED!

  19. This crime spree by these imposters goes beyond RULE OF LAW…..IT IS IMMORAL BY VIRTUALLY ANYONES STANDARDS…….Everything these crooks have done and are still doing goes against my moral code. If you lie to me, you are done. I am done with you. Give me back my payments that you stole and my properties that you hijacked. I don’t do business with LIARS…!

    To call them traitors misses the mark. They are all FICTITIOUS ENTITIES & STRAWMEN…..FOREIGN IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC. THIS IS A FOREIGN INSURRECTION ON OUR CONSTITUTIONAL REPUBLIC.

    THIS IS AMERICA … AND IN AMERICA…. WE THE PEOPLE DO NOT TAKE ORDERS….WE THE PEOPLE DO NOT PAY FICTITIOUS ENTITIES OR CRIMINALS OUR MONEY…..WE THE PEOPLE DO NOT NEGOTIATE WITH TERRORISTS…..WE THE PEOPLE WILL NOT BE EXTORTED BY KNOWN FELONS……WE THE PEOPLE DO NOT DO BUSINESS WITH LIARS & FRAUDS…!

  20. Now these lousy lying two bit whores and snake oil salesmen think they are going to make us believe the U.S. CONSTITUTION and the RULE OF LAW never existed. So they are telling us everything was a big lie to get us to sign a contract? THEN GIVE ME BACK MY STOLEN MONEY & MY TITLES BECAUSE I DON’T DO BUSINESSS WITH LIARS!

    Whaf is apparent on its face is THESE ARE ALL IMPOSTERS who will lie through their teeth to get us to accept totalitarianism and the microchipped mark of the beast in OBAMACARE.

    I for one, reject this evil and all of its evil works.

  21. It is ugly right? It is high Treason that these felons are claiming MERS…..a fricking computer database is the MORTGAGEE OF RECORD and the only entity that can give a loan modification……! These Orwellian creepy bastards right?

    I agree with 1ofthemany, they all need to be skinned alive.

    If that is not undeniable proof of a conspiracy to cover up their FELONIES and steal everything from us than they think we were all born yesterday.

    This is more felonious crap that MERS is now the MORTGAGEE OF RECORD…! WHAT MORE PROOF IS NEEDED THESE ARE ALL IMPOSTERS? The title companies, agents of our hijacked Treasury obviously dumped the fraud in MERS, MERS MUST BE WHO PUBLIC IS..BUT NO ONE HAD THE BALLS TO SAY SO…..! .I asked the clerk at the Recorder of Deeds office last year, WHO IS PUBLIC? He said, it could be anybody! FREAKING COWARDS! Now we know MERS, A COMPUTER DATABASE IS THE FICTITIOUS MORTGAGEE OF RECORD…..!

    A MERS loan mod is fraud and deceptive practices on steroids. People surely do not have a clue a fricking computer database is giving them a loan mod and are claiming they are the MORTGAGE… the title companies have already flown the coop on these fraud titles and dumped them in MERS…..! MWAHAHA!

    WOW… MERS IS THE FACE OF EVIL….A COMPUTER DATABASE THAT IS NO DOUBT TIED TO THE MICROCHIP IN THE OBAMACARE FRAUD……!

    THESE NAZI FUGGERS!

    Now tell me if MERS is the MORTGAGEE OF RECORD …..WHY the Servicer …..PHH MORTGAGE has joined me, the Defendant to foreclose on MERS?

    It is a big lying game, a big fraud. They are all one giant fictitious entity who never lent anyone any money.

    I for one, do not do business with imposters to the mortgage and felons posing as computer databases!

    Anyone see Obama in Berlin today making a weird sounding speech? Talking about how we are all friends? Oh hell no we’re not…! That Imposter does not speak for me!

  22. FREELOADING SCUMBAG CROOKS EVERY LAST ONE OF THEM!

  23. WTF???? “MASS ACTION” CASE AGAINST MERS UNSUPPORTED BY FACTS?

    http://www.mersinc.org/media-room/press-release/395-mers-model-prevails-again-in-the-fifth-circuit-2

  24. LOOK AT MERS BOARD OF DIRECTORS….!

    THE U.S. TREASURY DEPARTMENT IS THE VICE CHAIRMAN AND THE EXECUTIVE VICE PRESIDENT OF MERS!……….

    CAPITAL HILL CONSULTING GROUP IS THEIR ATTORNEY…..

    WHAT A BUNCH OF FREAKING LYING TRAITOR ASSHOLES!

    THEIR CHIEF CREDIT RISK OFFICER IS FANNIE MAE!

    WELLS FARGO IS ALSO AN EXECUTIVE VICE PRESIDENT……

    PRESIDENT & CEO OF MERS IS……THE MORTGAGE BANKERS ASSOCIATION…….!

    http://www.mersinc.org/about-us/board-of-directors

    So in fraudclosure they are joining us and all fraudclosing on each other! MORONS…,FELONS & sick bastards all of them!

    Give me back my titles & my money you freeloading scumbag crooks!

  25. BUSTED……MERS IS A FRAUD HOLDING COMPANY FOR ALL OF THESE SHEISTER CROOKS……

    MERS SHAREHOLDERS…
    http://www.mersinc.org/about-us/shareholders

  26. MERS claims they are the mortgagee of record here:
    http://www.mersinc.org/about-us/faq

    That cannot be legally possible. MERS is not a bank, they are not a lender and they cannot be holder of a note. They were never a real party to the contracts.

    MERS is obviously a strawman/liaison for the banksters/Treasury to hide and launder all of their racketeering with our Securities.

    What a disgrace on our Constitutional Republic!

    The result of this is we have third party imposters stealing our payments and properties ….. a fake, fraudulent beneficiary named MERS…..is a computerized mortgage fraud money laundering black op by these Khazar sheisters crooks who are all invested in MERS!

  27. “MERS” is a separate corporation acting solely as a nominee for the Lender and Lender’s successors and assigns.

    What precisely is a “nominee” for the Lender and the Lender’s successor and assigns?

    CHICAGO TITLE INSURANCE COMPANY EXPLAINS IT LIKE THIS:

    The purpose of MERS is to provide “off the record” Assignments of Mortgage. Lenders contract with MERS for it to act as nominee for its mortgages. MERS then acts as nominee for the Original Lender as well as all the assignees of the mortgages.

    Did you now that MERS claims to be the Morgagee but not the Lender and CHICAGO TITLE & TRUST claims only MERS can be a signatory to a Loan Modification? Chicago Title will not insure these Modifications because they are “outside the chain of title.”

    The definition of Mortgagee is…..1.) The party to a mortgage who makes the loan. 2.) A person who holds mortgaged property as security for repayment of a loan.

    MERS IS NEITHER ONE.

    Read the explanation here:

    http://www.cticct.com/news_mers.asp

    This is clearly why Chicago Title dumped the fraud on my title PUBLIC in 2007.

    It appears MERS is acting as an agent of our Treasury Department.

    This is epic criminal behavior by our Treasury Department.

  28. The note does not say anything about successors and assigns KC….On the mortgage it says:

    Borrower is the mortgagor under this Security Instrument.
    (C.) “MERS” is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation acting solely as a nominee for Lender and Lender’s successors and assigns. MERS is the mortgagee under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.

  29. see how stupid they are

    http://articles.mercola.com/sites/articles/archive/2013/06/19/durbin-supplement-bill.aspx?e_cid=20130619_DNL_art_1&utm_source=dnl&utm_medium=email&utm_content=art1&utm_campaign=20130619

    Idiots such idiot, do they truly think they can take EVERYTHING away, NOOOOOOOOOOO, they want us all sick not just sick and tired but dead…I shall not comply

  30. They have used the tarp money to keep the stock market going the banks going now more and more money missing..seems to be a daily thing so I ask myself..will this be like 9/11 as we witness in horror as the banks implode (and I hope they do and they should have already except they continue to steal our gold so we are involuntary slaves)…they are so sly…nothing is real that comes from them, i do hope /pray we are getting somewhere as I have wasted 5+ years on this seeking knowledge on this very well planned out thievery. All here are in the same boat from what I have read on and off. The bickering/debating actually brings out some facts, thank you for that. I am tired of their stink. Yes stripes I want all my gold/life back also and thank you Christine for your words of comfort and we shall see how much longer. I am ready for …how shall I say… shock and awe from the other side..our/my side. They hold no power over me as I have moved much further than begin afraid years back and gained much knowledge. I need them removed from my a$$, I do not like playing with crooks. Time for plan “F”. @ Steve beware to put too much into any politicians words, the are masters of the English language but do keep the faith in yourself mostly..go critical thinking mode..it is what we seems to have lost or what was stolen via the english language manipulation. The 545 imposter rulers need to be skinned alive..I shall not comply to their desires. Peace to you all

  31. Only my wife signed the mortgage. Too bad for Wells they didn’t do their due diligence. Too bad for Wells their assignment chain is backdated and fraudulent. Too bad for Wells they somehow are behind 3 unsecured liens on the property. (those really turned into a blessing. Funny how that works.).

  32. I think I may have found some of that money…

    Jeff Duncan questions IRS gun usage

    By TAL KOPAN | 6/12/13 3:25 PM EDT Updated: 6/13/13 7:51 AM EDT

    Rep. Jeff Duncan wants to know why IRS law enforcement agents are training with AR-15 rifles.

    As chairman of the House Homeland Security oversight subcommittee, Duncan (R-S.C.) toured a federal law enforcement facility in late May and noticed agents training with the semi-automatic weapons at a firing range. They identified themselves as IRS, he said.
    Continue Reading
    Text Size

    “When I left there, it’s been bugging me for weeks now, why IRS agents are training with a semi-automatic rifle AR-15, which has stand-off capability,” Duncan told POLITICO. “Are Americans that much of a target that you need that kind of capability?”

    While Duncan acknowledges that the IRS has an enforcement division, he questions if that level of firepower is appropriate when they could coordinate operations with other agencies, like the FBI, especially in a time of austerity.

    Read more: http://www.politico.com/story/2013/06/jeff-duncan-irs-rifle-training-92662.html#ixzz2Wd8fWKlM

    Surreal is the new normal…

  33. $9,000,000,000,000 Missing From The Federal Reserve. Why should any American pay their taxes?
    Monday, June 17, 2013 4:25

    http://www.youtube.com/watch?feature=player_embedded&v=SIM8x5wLtR4

    As someone posted: “How can the IRS zero in on a $100 mistake on individual taxes but it can’t find a trillion?”

    Oh… and no one seems to have jurisdiction. Lovely!

  34. “Lender” means XXXXX mortgage LLC and its successors or assigns.

    __________________________________________________

    I ask you again for POC.., I have a bone to pick. Nobody wants to step up to the plate…… Nobody wants to talk to me. Why? I’m a reasonable person.

  35. We hold the Deed Charles. They destroyed theirs at the Origination Fraud.

  36. It is the play on words Charles. The note and mortgage never leaves the lenders hands. WE ARE THE LENDER……if they lose track of ownership of the instruments,or if anyone sells a beneficial interest in the instruments or the borrower without our knowledge or consent, we are well within our legal rights to demand payment from them. Everything is the opposite of what it appears. It is called Consumer Fraud and Deceptive Practices.

  37. And Line 1 of the Note says…

    1. PARTIES
    “Borrower” means any person signing at the end of this Note, and the person’s successors and assignee.

    “Lender” means XXXXX mortgage LLC

    __________________________________________________

    Only my husband signed the note.

    But in 2008 they filed FC against him, me, unknown heirs and legatees of my husband if any: unknown owners and non record claimants.

    Talk about falling off your chair!

  38. On the bottom of the mortgage it says FMA/FM UNIFORM INSTRUMENT WITH MERS…On the bottom of the note is says it is a Multistate Fixed Rate Note FMA/FM UNIFORM INSTRUMENT.
    Section 8. of the Note states….if more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed by person who is a guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of a guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note. The Note Holder may enforce its rights under this Note against each person individually or against all of us together. THIS MEANS THAT ANY ONE OF US MAY BE REQUIRED TO PAY ALL THE AMOUNTS OWED UNDER THIS NOTE.
    The note says in Section 10. UNIFORM SECURED NOTE…This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections given to the Note Holder under this Note, a Mortgage, Deed of Trust or Security Deed (the “Security Instrument”), dated the same date as this Note, protects the Note Holder from possible losses which might result if I do not keep my promises which I make in this Note. Some of those conditions are described as follows: If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender’s prior written consent, Lender may require immediate payment in full of all sums secured by this security instrument…..

  39. 1ofthemany,

    The best way to kill anything is to stop feeding it. Stop paying those guys’ salaries and order will come back. So far we know how incapable of managing money they are. Why give them ours? And by the way, this current is sweeping through the country as we speak, hence the IRS scandals left and right.

    It may not be through pitchforks and tar but revolution is on, full speed.

    Dealing with a bank may very well soon be a thing of the past. Secrecy is on its way out. Hols on tight a little longer. It won’t be too long anymore.

  40. stripes look at your Note as it has all the terms and amount of the loan and not the security agreement with is the mortgage, deed of trust and security deed.

    The security instrument talks about why its being attached to the property but it not the Contract as the Note is the Contract! The Note does not get out of the lenders hands.

  41. your government hard at work

  42. I asked the Servicer what do you people want? Their response was…We want the deed……!

    Well, guess what? You nazis can’t have it..!

  43. The mortgage is only the deed if the Issuer has control of the Original note. If not, the Legal Assigment is the deed.

  44. I respectfull disagree Charles. The note is a check that the Issuer cashed and lost track of our Security. The mortgage is the contract. They needed to create their own Security by way of legal assignment and notify us of the change to the Original contract..Notify us they owned the Security. They needed our authorization to racketeer with our autographs. If they have no legal assignment, they have no contract.
    INTERESTING QUOTE….”We have exterminated the property owners in Russia and we are going to do the same thing in Europe and America.” and 436 other quotes by and about the Khazars.
    http://www.iahushua.com/JQ/436quote1.html

  45. stripes hello and I am not wanting to make you mad but the Note is the Contract and the mortgage, deed of trust and security deeds are the liens that are placed against the property and are not Contracts. They just inform the counties that there was a loan made and the property is held until it is released.

    But you are very much right that these banks are crooks!

  46. It’s the Nazis WHO got caught with their pants down. Geedy bastards every one of them.

  47. The FEDERAL RESERVE BANKSTERS and all of their dirty filthy money they print for themselves and their criminal friends is the real problem. We need to coin and issue our currency as the U.S. CONSTITUTION REQUIRES.

  48. The word POLITICS is another play on words….POLITICS IS MONEY…In order to get money out of politics we need to get politics out of America….!

  49. It’s a big Nazi club and we wouldn’t want to be in it….!

  50. Hehehe… Get money out of politics!

    https://represent.us/striptv/

  51. That’s right America these Nazis have hijacked everything! Everything is rigged in their favor!

  52. WHO CONTROLS AMERICA……? WHO HIJACKED OUR TREASURY DEPARTMENT….? THE KHAZAR COMMUNISTS …AKA THE SYNAGOGUE OF SATAN……THAT’S WHO…!
    http://thezog.wordpress.com/who-controls-the-treasury-department/

  53. ….yet they want everything for free! Throw them all out America!

  54. Nah….the truth makes christine poop and droop all over herself like the toothless illegal immigrant that she is. These foreigners aren’t accustomed to indoor plumbing.

  55. More deception and more rewriting of history by the Zionist Ashkenazis (Khazars) according to this author….

    http://northerntruthseeker.blogspot.com/2010/02/more-rewriting-of-history-real.html?m=1

  56. Another nervous poop I guess… and no sign of tapering down any time soon. Must make her feel alive.

  57. I demand my stolen wealth back you crooks….! I will accept no less.

  58. Obama & Putin “butt heads” over Syria reports Bloomberg news and are billing it as a Weird Wall Street gym off..

    That’s right, they are all liars and they are all full of shit. They are all looting and robbing our Treasury while pretending to have problems in the middle east.

    It is all a clever ruse and a distraction to keep our eye off of the robbery in progress.

    Obama said today ….Bernanke is doing a great (bank) job and commended him today on what amounts to Bernankes expertise in converting the communists fraud into their robbery of us and helping these Khazar communist crooks pull off the biggest ponzi scheme swindle and heist of our wealth and property in history.

  59. The truth is the mortgage is a contract and the note is a check and the legal assignment joins the two. Without the legal assignment, their Security, the former and the latter are a nullity. Null & Void.

    That is the price they pay for widespread Consumer Fraud and Deceptive Practices in the form of Racketeering with our autographs, widespread and virulent Securities Fraud to gain unjust enrichment and abuse of the Public Trust……those terms are polite legal terms for their robbery of us.

    These are FELONIES and the Intentional Concealment of their crimes makes their crimes egregious and heinous.

    They are all eligible for the DEATH PENALTY.

  60. BEWARE THE CROSSFIRE TALK “REALITY” SHOWS….LIKE CROSSFIRE ON RT NEWS…..They are behind the entire plot to steal everything from us. They robbed us and they still are and want to cause Anarchy so they can install their dictatorship with OBAMACARE …. They first want to fraudulently induce bankruptcy for all of their fictitious debts so we accept OBAMACARE fraud. It will be the end of all of your freedoms if you accept their debt fraud/OBAMACARE and their microchip. They want to enslave us to them with OBAMACARE.

  61. Yeah gang been in the process of moving and still I am pretty business, but I had to comment on this, because as I been saying Ginnie Mae running this big ole Ponzi scheme that is enriching the Federal Reserve Bank, and is probably why the Board did not vote on the Independent Review settlement of $8 billion.

    I can only hope that Sen Warren questioning of this matter, does expose the ruse!

    How do you have a $8 billion decision and the head of the FED does not vote on this amount of money, as it underlings are approving this.

    Talked with the OCC and they said they did not deal with Contract Law……So as I told the stupid supervisor that a Note was a contract and who was foreclosing on these properties was doing so claiming a financial interest and was the only way they could foreclose Administratively was under the freaking Contract!

  62. Debtors rights Steve? WHERE IS THE PROOF THIS DEBT EXISTS? TIME TO STOP COWERING TO AL QUEDA AMERICA!

  63. Oh my ……. whatever could be causing this you tube video to be blocked….? What could be so revealing in this video they don’t want you to see it….?

    Well you decide….here’s the song lyrics to the song THE REMEDY BY JASON MRAZ….
    http://www.metrolyrics.com/remedy-lyrics-jason-mraz.html

  64. Aw shucks……how about this you tube video….? Jason Mraz THE REMEDY…..IF NOT…SOMETHING ON THE SURFACE JUST STINKS…..

  65. Thank you again Neil for sharing and continuing the effort to end this mortgage scam. The global voices are Amplifying the call to end the securitization practiced on home owners.

    South Africa will be protesting this in SANDTON, Johannesburg on July 6, 2013.

    This is a global problem and we are not alone.

  66. Yes….you’ve gots the poison & I’ve gots the remedy….

  67. LET’S ALL WORK TOGETHER TO TRY TO SAVE OUR HOMES…
    AND WORK TOGETHER TO REESTABLISH AND REGAIN OUR SYSTEM OF GOVERNMENT
    We are all led to understand that the principal theory of consumer bankruptcy in America is that it provides a “fresh start” to debtors, …as the United States Congress created title 11 (the Bankruptcy laws) to set forth certain rights to which citizens are legally entitled. When the administrator of the bankruptcy case fails to act or acts in bad faith, (for example supporting pretender lenders) resulting in an “invasion” of the Debtor’s rights under title 11, such failure is an injury in and of itself…however, now we have come to learn those banks are basically “too big for trial” as phrased by Senator Warren !!!
    Therefore it appears, that avenue of helping consumers and holding the banks accountable is not available.
    Alternatively, might a remedy be found under 42 USC 1983 for homeowners who find themselves under the jurisdiction of the bankruptcy courts?
    In that, the Office of the United States Trustee, a component of the United States Department of Justice being charged with oversight of the bankruptcy system, might well stand to answer for the lack of enforcement by the USDOJ. For example, in cases where a claim is filed and bankruptcy trustee “neglects” to oversee possible pretender lender type conduct by those “too big for trial” entities, the bankruptcy trustee might be more diligent when administering the claim process, thereby helping that individual homeowner and at the same time a remedy under 42 USC 1983.

  68. Check it out…..MING THE MERCILESS GALLERY….
    http://www.english.illinois.edu/maps/poets/g_l/hagedorn/visual.htm

  69. These FOREIGN IMPOSTERS are directly related to MING THE MERCILESS……a play on words comic strip name for Satan. They are all related by blood. They will not stop until to they find a way to steal all of our freedoms & liberties from us.

  70. Yes…the word FOREIGNER is yet another play on words that really means IMPOSTER. These FOREIGNERS have snuck inside of our borders and hijacked our Constitutional Republic by the very deceptive practices of POLITICS, CREDIT LENDING & INVESTING. WHY DO YOU THINK THESE CRACKPOT POLITICIANS WANT TO ARM THE IMPOSTERS …..THE ILLEGAL ALIENS AND HAND THEM OUR LIBERTIES FOR FREE? DUH?

    THEY MISREPRESENT WHO THEY REALLY ARE BY CALLING THEMSELVES POLITICIANS….CORPS, BANKS, INVESTORS …..NO…THEY ARE ALL FOREIGNERS … ILLEGAL ALIENS…IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC.

    THESE FOREIGNERS ARE STEALING ALL OF OUR LIBERTIES UNDER MANY GUISES SUCH AS…..FRAUDULENTLY INDUCING EVERYTHING WE PAY INTO A TAX … SOCIAL SAFETY NETS LIKE OBAMACARE….CREDIT LENDING & INVESTING….

    THESE FOREIGN IMPOSTERS ARE IN FACT NIHILIST COMMUNISTS….THEY ARE ANARCHISTS.

  71. Oops! And i meant “mercilessly”. How’s that for lapsus…

  72. ALLOW ME TO CLARIFY…..When I say FOREIGNERS…..I MEAN IMPOSTERS TO OUR CONSTITUTIONAL REPUBLIC…..That includes all ILLEGAL ALIENS.

    THE TERM GAZILLION DOLLARS MEANS THESE FOREIGNERS OWE US AN INNUMERABLE AMOUNT OF MONEY…..THESE CROOKS HIDING OUT AT OUR HIJACKED TREASURY HAVE NEVER BEEN AUDITED SO THE EXACT AMOUNT CAN CONVENIENTLY NOT BE DETERMINED.

  73. TheHutMaster,

    Just tackling your No. 3 would put to work everybody in this country and for a sweet long time too!!! Don’t anyone tell me anything about unemployment. there’s plenty to do. Those who are willing can’t for lack of money and those who have the money don’t because it would assure that they no longer have it.

    How on hell can 99% allow a puny 1% to rule? Unless fear is their biggest motivation. Well, as long as people come here to play out that fear instead of taking action, nothing will change. Still today, fewer than 5% of homeowners being mercifully abused choose to walk away. Change can only happen when 10% rise up. We are so far away from that minimum, it’s pathetic!

    End of story…

  74. it beats “owes us a gazzilion dollars”- gets old stripes.

  75. figuratively speaking excuse the pun

  76. stripes- “these frakin foreigners”
    you say
    the banking/shadow banking- its a co operative- a family- mafia when you say foreigner that is the definition I just gave.

  77. We are sorely uneducated as a people. That is the real problem. These crooks are telling the American people pay up or get out and are giving all of our wealth to these freaking foreigners. OH HELL NO…!

  78. ……for the rest of your life or you have to give that Imposter spouse everything you own.

    That is robbery, extortion and terrorism.

  79. Paying these crooks is like being forced to pay alimony to a spouse you never had.

  80. Besides hutmaster……these imposters owe us a GAZILLION dollars.

  81. Sorry Hutmaster but I DEMAND ALL of my stolen payments be returned and clear titles.

    We are all freaking nuts to keep paying rent….USURY THAT IS EXCESSIVE AND ABUSIVE to these imposter thieves in the richest nation on earth.

  82. come on folks scream bloody murder- this is it.

  83. right Jim
    its the emporers new clothes smoke n mirror show. being a brit and in touch with my European friends the feedback is there is much anger towards our gov and banking cartel there is total disbelief that no heads have rolled.

  84. Trusts? What Trusts? There were never any stinking trusts and the Treasury Department knows it.

    It was all a big game of pretend so these imposters could screw WE THE PEOPLE out of our Securities.

    The real problem with the American people is they continue to Trust them.

  85. as we have seen (how many times in the last couple years?), the government never “fesses” up

  86. The quick fix is: 1). Cease and Desist ALL foreclosures. 2). Jail ALL the dirtbag criminals involved (Linda Green included) 3). Fix the Land Records (big job) 4.) Reset ALL mortgages to FAIR market value -30% 5). And no more Goldman Sucks calculators. (aka securitize) Lets get started! –

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