Housing Will Make or Break US Economy

Az becomes the second state in recent years to adopt gold and silver coin as legal tender. Utah was first. And over the years several successful experiments have occurred wherein a city or county issued its own currency. This should come as no surprise to sophisticated investors. while there is considerable historical support for leaning on gold and other precious metals to protect one’s wealth and liquidity, we should always be cognizant of the fact that precious metals are only precious if they perceived that way.
The U.S. dollar has been propped up using artificial means employed by the Federal Reserve and market makers. There is little doubt that the dollar has been under intense pressure arising out of decades of foolhardy economic policies.
By substituting debt for wages, the appearance of a healthy economy has been maintained. But a quick look at the underlying fundamentals by anyone capable of arithmetic reveals an economy in trouble and a society in turmoil.
This is the result of two factors: (1) we lost our manufacturing base to third world countries and (2) we are in a state of self delusion. We fail to account for many economic events and transactions when we compute our Gross Domestic Product. And the latest trend is to replace real economic activity with trading activity from the financial services industry.
The trigger for what is now seen as the coming devaluation of the dollar has been the essential housing component. The administration and congress, and now state legislatures are setting the stage for a crash that does not have any bottom. In 1983 the financial services industry contributed about 16% of U.S. GDP. This was a fair representation of actual productivity in the country arising out of tangible goods and services created by banks and insurance companies. Now the figure is around 48% of GDP.
The tell-tale sign is that financial service “revenues” and “profits are going up while median come and household wealth has been declining. The extra 32% of GDP does not come from traditional bank intermediation as a payment service, with hedging and other tools to mimicked risk on the purchase of goods and services. It isn’t fees that have increased the apparent increase of the illusion of economic activity from Wall Street and insurance companies. It is proprietary trading profits claimed by the banks and insurance premiums that are artificially inflated by insertion of both banks and insurance companies into economic activity (such as medical care) into commerce that is essentially utility in nature.
The proprietary profits claimed by the banks were predicted here in 2007-2008 and resulted in a projection of a stock market crash and a prediction of the freezing of the credit markets around the world. It was clear then just as it is clear now that Money was being synthesized by the private sector which only means that banks and insurance companies were in essence printing their own money. The dangers of this predicament were apparent and written about by economists whose credentials far exceed my own.
In plain English the banks were stealing money from the marketplace in off balance sheet transactions. And both the banks and insurance companies have been feeding at the public trough for decades. Thus the sole purpose for the existence of investment banks was turned on its head. They were supposed to create active markets in which liquidity (access to capital) was enhanced; instead they surreptitiously siphoned out the liquidity to off-shore accounts and let the markets collapse when investors stopped buying bogus mortgage bonds issued by non-existent trusts. Like any PONZI scheme the entire marketplace collapsed when investor stopped buying the mortgage backed bonds. The correlation is unmistakable and irrefutable.
The insurance companies have been inserting themselves into markets whey contribute no value like medical services and pharmaceutical products.
The end result is that one-third of our entire economy has been eliminated. Taking into account certain productive activities that are not counted (but should be) the real GDP of the U.S. is around $9 trillion but reported at $14 trillion. Using the same logic I pinpointed in 2007, the DOW is actually worth around 8,000, which is where it will go regardless of any remedial policies put in place.
Throughout the world, which is now heavily if not exclusively monetized, obvious steps are being taken to get out of the dollar and into other currencies or assets. The hyper inflation everyone was worried about a few years back was only delayed. And the economic argument of using the dollar as the world’s reserve currency has not been weaker in recent memory.
Accumulation of gold and fixed assets has been responsible in part for propping up our currency. But for our military strength there would be no basis to refer to the U.S. as a world leader. The remedy is obvious — use the reversal of the PONZI scheme to finance new business, expansion of existing business and job training. If that was adopted as policy we would not face an immediate hit to our GDP, equity indexes, and pentup consumer demand together with actual capacity to consume goods and services without plunging into debt would enable us to create fundamental economic activity that would be the envy of the world.
The banking oligarchy currently running our country has a goal that is the anti thesis of the role of government. The oligarchy has profit and wealth accumulation as its goal. The government is required to assure that the referees stay on the playing field and nobody gets an unfair advantage. Just as separation of church and state protects citizens basic rights under natural, constitutional and statutory law, so too should the separation of the banking industry from the government should be well-guarded, lest the power sought by leaders of church, banking and even military and medical services result in the relinquishment of both our freedoms and our prospects.

Arizona Set To Use Gold & Silver As Currency
http://www.zerohedge.com/news/2013-04-22/arizona-set-use-gold-silver-currency

172 Responses

  1. Christine, even if all of this is true, the bottom line is the common folk have NO Debt Suspension Rights, and that is where theft of wealth is occurring on a daily basis as well.

  2. Yes, there are alot of suspicious things going on. Matt Taibi speaks of these things in his latest article, “Everything Is Rigged – The Biggest Price Fixing Scandal Ever.” The article is posted over at 4closurefraud.org. Matt comments about the conspiracy theorists of the world, believers in the hidden hands of the Rothschilds and the Illuminati. Matt says: “we skeptics owe you an apology. You were right. The players may be different, but your basic premise is correct: The world is a rigged game.”

    It is more who the hidden hand works for and its subltle but evil influence upon the world that I am more concerned with. That is the real deception. This war is coming from the spiritual world and is playing out in the real world more openly than ever.. The real enemy is deception and it preys upon your fears and what you do not know.

  3. Hi Swarmthebanks,
    There was an accept the deed movement that as I got details, people were told their tax was zero when the encumbrance was removed.

    I guess there is a distinction between property and municipal utilities and school, but since I’m removed from the home owner process, I don’t know anymore.

    what I am certain of is I do not want anyone to have adverse possession of my property while I am prohibited from accessing it.

    —— unrelated ———–
    Ted Talks video it’s about 20 minutes, enjoy.

    http://www.youtube.com/watch?v=UyyjU8fzEYU

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  4. Yes, there are suspicious things going on when one asks for their original deed of trust and they get a xerox copy, but if the home is paid off, it’s paid off, whether you get the original deed or a copy.

    Property tax is ongoing because it is used by the city one lives within to pay for various city services. The scary part about property tax is that the list of taxes for services keeps growing. Services that used to be covered by local sales tax are now being re-taxed and applied into property tax.

    This is a direct result of an ever exploding pension system that in some instances allowed city workers to STACK one year with HUGE OVERTIME, and than that one year with the hugely inflated overtime pay is used to base many years of pension to follow.

    On the flip side, the longer one lives in their home, the less their property tax assessment tends to be.

    I am basically suggesting to link issues related with who has the note with whether or not there was a downgrade IN ANY AREA in regards to how that particular homeowner was treated after the note was passed around.

    If there is ANY reduction in service, or change in terms of any kind, including customer service hours, ease with dealing with the new note holder, increase in penalties, longer payment processing times, a projection by the note holder that they are more motivated to cause a foreclosure, those are all VALID reasons to challenge a foreclosure in court.

    In my opinion simply saying “prove you have the note” in many instances won’t be enough to convince a judge UNLESS one can prove that multiple entities are expecting payment as a result.

    And I’m not a lawyer, I’m just trying to use common sense because believe it or not, judges do rely on commons sense as well. It makes no sense to let someone stop making payments because nobody knows who has the note.

  5. //deadlyclear.wordpress.com/2013/04/27/mers-too-many-dead-ducks/ And they all née explicit consent…UETA…:

  6. I believe this article and the statutes within the artilce will quite possibly be the end game for MERS and all the electronic filed contracts This is a big deal read carefully
    //deadlyclear.wordpress.com/2013/04/27/mers-too-many-dead-ducks/ And they all née explicit consent…UETA…:

    MER-TOO-MANY-DEAD-DUCKS……. FREDDIE AND FANNIE SHELL GAME BY SHAWN NEWMAN. [below]

    A game changer for the alleged lenders and con artist Washington RCW listed below protects the homeowners from MERS electronically filing without their explicit consent to do so and no one did. Not one of us which voids the contracts

    Washington did not adopt UETA and E-Sign doesn’t apply since we have a statute addressing the issue RCW 19.34.320 [“No digital message shall be deemed to be an instrument under Title 62A RCW unless all parties to the transaction agree, including financial institutions affected.”] http://www.ncsl.org/issues-research/telecom/uniform-electronic-transactions-acts.aspx

    Does converting notes into electronic records convert a negotiable instrument into chattel paper subject to Art. 9? Good question. Art. 9 applies to personal property (goods) and includes collateral (e.g. accounts, chattel paper, payment intangibles and promissory notes that have been sold).

    Overview of UETA Section 16

    [0012]

    UETA Section 16 introduced the concept of a transferable record and leveraged the legal requirements for controlling an electronic chattel paper as defined UCC 9-105 to specify the legal requirements for having control over a transferable record. However, it restricted the scope of a transferable record to be an electronic record that is either a note under Article 3 of the UCC or a document of title (i.e. title) under Article 7 of the UCC. Hence, transferable records are electronic equivalents only to either paper promissory notes (i.e. negotiable instruments) or paper documents of title. UETA Section 16 also requires the issuer of the electronic record to explicitly agree that such a record is to be treated as a transferable record.

  7. As I understand it from this gentleman’s email to me, they are organizing a march on Washington DC at the Justice Department. I, personally, cannot attend. But it sounds like someplace we should be.
    They are having a teleconference tonight.

    If you want to hear about the DC Trip, please register in advance for tonight’s call. This is exciting, homeowners are ready to fight back:

    Below is the link:

    http://myaccount.maestroconference.com/conference/register/8Q84L76OYCA9MHQ


    Jeff Ordower
    Missourians Organizing for Reform and Empowerment
    438 North Skinker Blvd.
    St. Louis, MO 63130
    (314) 862-2249
    (314) 267-4664 (c)
    organizemo.org

  8. Swarmthebanks,
    Not knowing legal things a promise to pay is that, and can be paid in full. I know people who have paid their promise to pay in full and do not have the note back, they got a ‘letter’ from the servicer who has been getting paid last, telling them it’s paid in full. That’s it. No title. No release of the Deed.

    I have looked in some old mortgage materials and old trust law.

    It is stated the reason for having a property tax is because of the lien that was placed on the property. That’s what they are taxing, not the value of the home or the land. It’s the lien that was filed and was not released.

    The Deed of trust mentions the title, who’s holding it and it being released when the obligation is satisfied. At least my deed made reference to what the Trustee was holding, and accordingly, when they stole the home, they were quick to transfer it under a GSE, Fannie Mae. If Fannie Mae can get it, so can I, but there was no intent for me to have it, because they ‘left’ before satisfying the obligations of our contract.

    If you move out of your home and I move in, and I find a book in your home and I open it and it has names and addresses and a ledger showing you loaned all these people money and they were paying you (this is only in the book, you are gone, I never spoke to you about the transactions).

    I can’t take that book, start writing those people and say, you used to owe swamthebanks stop paying him, pay me, trespass unwanted what you owe.

    If someone contacts you and say, will you keep up the deal I had with swamthebanks. When I finished paying him he said I can keep the home and he’ll give me title to it? Did he do anything to show he gave you that book and you are taking over the rights? Maybe he left the book to someone else in a will? Maybe he abandoned his claim and that’s why you came to have possession of the book.

    That’s what happened.
    I made a promise, so I know how it is created and how it was ledgered, but I still made a promise. Now on the backside, if they used the money and gave it back, great! But I made a promise, but so did someone working for that bank, someone drafted the paperwork, someone was there when I signed it. An attorney got title to that property on my behalf.

    So is the attorney supposed to always have title to all our homes, for ever and ever through all eternity?

    I know the lien can be released because that’s why people do quiet title actions, to release that lien and then they do not/should not owe taxes because the land is unencumbered.

    If they are still paying and didn’t make that known to tax authorities, that’s not anything I will get involved in. Most think they have to pay in perpetuity and that’s only on the HOA that you are stuck in a perpetual contract, which is unconstitutional.

    Taxes is because a lien is filed on that property in the county records. No lien, no taxes. Release the deed, no lien, clear title, no taxes, no one can dispossess you through foreclosure.

    There are other reasons why and I have mentioned a basic fact, that hasn’t set on people and I’m not going to force it to sit.
    But there are other reasons.

    I didn’t learn things until ‘after’ I was robbed. There is not enough time to learn a foreign language when you are communicating under the coercion in a system you don’t deal with in your daily life.

    As a matter of fact, I would NEVER want to deal with their judicial system ever in my life. It is not something I want to experience, so any interactions I’ve had with them was under Coercion, where someone forced me to communicate with them in my language, where they chose to ignore me because I didn’t speak their language, and they know I’d be discriminated against and disadvantaged and lose my right to Fair Housing as a result.

    Trespass Unwanted, Creator, Conscience, Life, Alive, In Being, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  9. Trespass, if one pays off their home, it is their home. If they don’t pay their property tax on the home that can trigger a foreclosure. Credit card companies can levy accounts and property and in the taking of that property could inadvertently cause other financial losses resulting in the loss of a home.

    However, a paid off home is still a paid off home.

  10. HAMP is possibly triggering a violation of the Federal Hobbs Act, taking property under the color of right. Offering HAMP while dual tracking (aka parallel foreclosure at the same time the HAMP is allegedly being considered) is a mix of federal incentives with the theft of a person’s home under the color of right (foreclosure while the HAMP program is being considered).

  11. Brilliant was the IFR agreement on Apr 13, 2011 which bought the banks two years of time run off the clock, while not even having most homeowner have a clue why they were not modified or the one section of the settlement where the servicer actual received the HAMP request but simply did not do anything with the request and the folks got $300 dollars if they did not submit a request for the IFR.

    So you comply with the initial HAMP and so they foreclose and at a minimum of over two years, what was the guaranty that the IFR was not just going to be another fraud, which the IFR was not independent, and was a fraud.

    So if harm was not found what the resistance to release what the reviewers found and what were their comment as to what the requester had requested. How if in Jun 21, 2012 you put out a Financial framework that includes “No Standing” in Jan 2013 the “No Standing” is not addressed?

    How do you start a re program where you say borrowers who were wrongfully foreclosed will receive $125,000 plus any equity in the home, is in the end not addressed? Is not equity in a home the entire value of the home if the one making the claim does not have a financial interest in the property?

    Why the provision was not dealt with is because FHA and $70 billion in losses at an average loan size of $100,000 is 700,000 the $70 billion and $125,000 = $87.5 billion, plus $7 billion in false claims plus $14 billion in treble damage = $178.5 billion in “No Standing just dealing with the FHA losses?

  12. The original agreement is if I pay as promised, I get what was promised.

    Without clouding the issue, even if paid in full, I was not going to get what was promised. Thus take the home and never have to give what is promised because it was NEVER going to be given.

    It’s a deal where the reason for entering the deal was never an option.

    So yes, all the other stuff, even free house means nothing if you can’t transfer that title to your heirs and keep it within the family as an asset.

    Those getting a free house, I haven’t seen that the ruling offers clear title, release of the deed in the county records that would remove the tax liability (no mortgage, no tax on the property because no lien).

    I hear you, but the base is an agreement where two parties were there and one offered something they never intended to give, so they failed to perform the obligations of the contract long before the homeowner defaulted.

    How can you compel performance when in the end, you weren’t going to perform?

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  13. thx trespass- (yes it gets expensive even pro se) i have the paper and all my case and every docket filing is preserved elsewhere in anothers posession as well as my own. im so busy with my job, my real job, i have to delegate a lot of my tasks.

  14. I am of the opinion that what holds back the foreclosure protest movement from more success is the blending together of the people who just want a home for free with those who were unfairly foreclosed upon because of harsh, harsh practices imposed by those who bought the original mortgage from someone else without the homeowners approval.

    “They made the money up out of thin air” is a ridiculous justification to claim ownership of a physical thing.

    However, it is not ridiculous to fight an unfair foreclosure based on the selling of the note to others who then changed the rules regarding the time it takes to process a payment, distance payment must travel resulting in longer postal transit times, late payments policies, lost payments, tolerance due to an emergency, less accessibility, or a severe loss in value of the home. These are tangible talking points that I believe should not be mixed in with “they made up the money out of thin air”, UNLESS, the “they made up the money out of thin air” argument ALSO RESULTED IN A MORE AGGRESSIVE approach for initiating a foreclosure.

    The selling of the note for instant profit is definitely a talking point, but primarily because it resulted in a change in service and rules without the homeowners consent.

    Think of it this way, if a mortgage note changes hands 10 times, but the original agreement, including customer service issues remain absolutely identical to the original agreement, then those situations should not be mixed in with those who did see a change in terms and customer service after a mortgage note had been sold.

  15. Deborah Wynn, An office store will scan it and save it to a USB key.

    Office stores have been very useful for a lot of things I’ve needed to do.

    Got a complaint; want to attach documents to the website when you file your complaint? Let the office store scan the documents and save it to a USB key. When you lodge your complaint, it offers to attach documents, you browse and locate the files on the USB.

    Challenging standing is smart. When I was being robbed, I was waiting on an assignment, and I mentioned that in my answer, that they didn’t have an assignment, the foreclosure sale was fraud and they were suing the wrong party.

    Although this ruling mentions challenging standing in the answer or pre-answer motion to dismiss, it hope it’s not limited to actually using the words ‘lack standing’ or no one would have paid attention to my answer even if I didn’t speak the language.

    Fair use – this comment is what I’m referring to, from a case:

    Indeed, lack of standing is an affirmative defense which is waived if
    not raised by the defendant in either an answer or a pre-answer motion to dismiss (see Wells Fargo Bank Minn., N.A. v Mastropaolo, 42 AD3d 239, 242).

    http://www.jdsupra.com/legalnews/new-york-case-law-shorts-20831/

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  16. JG- ill get that letter to you my scanner is no good be a couple of days. i will share everything i have with any one of you. FWIW just need to use other peoples equipment,mines old.

  17. @ Carie
    i checked the link, nice
    its the extremes of poverty and wealth we are looking at head on in this crisis, and the immorality and injustice of the system that created it, and is apparently now supporting it, that said, all people created it, our every thought and concious belief system and acceptance of our “environments” our work place our laws and those we have been allowing, albiet “sneakily” coercively by those who only had self interest and unjust enrichment in mind, widen that gap. we all loose in the end. those who thought they got rich, think again. unless man can be creative and be rewarded for his efforts cultivating land which is his birth right (and in fact, an extension of self on this earth) and his endeavors fairly and squarely in a free market nothing will in fact work. its that simple. to me anyway. The greedy ones can scheme away all they want, just like they have, but a new world is on the horizon we all sense it and we are just a bit unrepresented right now to make an impact, right now, but that will not be for ever, make no mistake about THAT. and yes christine can be a mean shit, but she also makes great points (sorry Christine you can be very harsh and really theres no need, we are all trying here)

  18. The best thing to happen recently is to take out the modification agreement by this stupid IFR final settlement so that millions of non complaining homeowner are not in the mix of those of us trying to explain the “No Standing” issue.

    “No Standing” is not have the illegal ability to foreclose and it was taken off the table in the IFR final settlement. Great day was created when this was done because it cut to the chase and does not have the homeowner fighting two issues, and turn the issue to just one and that is did lender X hold the debt!

    Does Ginnie Mae purchase a single loan placed into its pools, and the answer to that fact is no. This is going to an end because it is what it is, and now we that have the proof of this crime are not lump into this large pool of people that are being used to hide the real issue.

    By the first dateline of the IFR on Apr 2012 there were only less than 150,000 request for a review (free review) and toward the end of the request period and begging to have people submit for a review, still there were only a total of 500,000 out of 4.2 million, is 11.9%.

    Only 3.57% of 4.2 million process or not process through the HAMP during 2009-2010 requested a review by the deadline of Apr 31, 2012. The IFR is and was the false flag issue to try and run out time to the greater issue of simply no even owning the debt.

    Let look closes at the 150,000 of the request returned before the deadline on Apr 31, 2012, and there you will find the proof of the crimes!

  19. The e-notes are another scam by the banksters. The FED has no legal authority that I know of to convert a paper currency into an electronic currency that has any value in redemption. We never signed or agreed to that. If there is some mandate from Congress somewhere that allows the banks and Wall Street to electronically convert paper to something of value or redemption, that would be the biggest crime and act of treason in U.S. history next to the creation of the FED by Congress of course…

  20. Interesting stuff here:

    http://www.bahai.org/

    “O KINGS of the earth! We see you increasing every year your expenditures, and laying the burden thereof on your subjects. This, verily, is wholly and grossly unjust. Fear the sighs and tears of this Wronged One, and lay not excessive burdens on your peoples. Do not rob them to rear palaces for yourselves; nay rather choose for them that which ye choose for yourselves. Thus We unfold to your eyes that which profiteth you, if ye but perceive. Your people are your treasures. Beware lest your rule violate the commandments of God, and ye deliver your wards to the hands of the robber. By them ye rule, by their means ye subsist, by their aid ye conquer. Yet, how disdainfully ye look upon them! How strange, how very strange!

    Now that ye have refused the Most Great Peace, hold ye fast unto this, the Lesser Peace, that haply ye may in some degree better your own condition and that of your dependents.

    O Rulers of the earth! Be reconciled among yourselves, that ye may need no more armaments save in a measure to safeguard your territories and dominions. Beware lest ye disregard the counsel of the All-Knowing, the Faithful.

    Be united, O Kings of the earth, for thereby will the tempest of discord be stilled amongst you, and your people find rest, if ye be of them that comprehend. Should any one among you take up arms against another, rise ye all against him, for this is naught but manifest justice.”

  21. The quote about the Collateral Accounts appear to be from a divine cosmos site.

    There is more going on than financial, there are rumors flying all over the place about so many things.

    Sometimes you go to one site and it will link you to the others that are ‘revealing/disclosing/reporting/pushing/sharing/showing’ the same thing.

    David’s info is usually posted in other places. If you want details on the collateral accounts rumors you’ll probably search for those words with the word rumor also.

    I know of the sites, but I choose to not be a part of leading people to them. I don’t even lead my family to those sites for the details they present. It takes discernment, and those people speak in an assertive tone, a sort of ‘listen to me because I know what’s happening or going to happen’ tone, and it can create a lot of fear energy if you aren’t used to it.

    Last year the fear energy generated was strong, people were all over the place believing all kinds of things. Some even waited for some mass arrest event whose date kept getting pushed back and pushed back.

    Some have been preparing for disaster scenarios for years, with their list for their bug out bag and storage and such.

    I put a bug out bag in a closet waiting on the poles to shift and the world to flip because I saw a disaster commercial called world upside down done by a government site. The closet would be easy to locate in such a time and everything I thought I needed was going to be in that bag.

    In three months, I cleared out the bag, snacks and all. It’s been over a year and if the poles flipped, I didn’t notice except for a few news article about airports having to change some equipment due to runways not properly showing their distance from the North pole or something.

    Anyway, there’s enough distractions ‘out here’. All of it is believable because some of these people are trained in mind techniques.
    Commercials work because people watch a food commercial and go get something to eat, and after some commercials are shown, people go out and buy the product within a certain number of days. (Mind you they have already trended slow or no sales in the area and can tell the commercial was the reason the product was selected).

    If you don’t feel it. Don’t accept it.
    We are our best gauge for what is right for us.
    The best story that appears true to most can just not sit well with us, and that’s our inner knowing on whether to accept that as ‘our truth’.

    OPPT had a December 25th filing, but their followers didn’t pay attention to the impossibility of filing anything on that date, what they paid attention to is that the statements were NOT rebutted point for point (as if no rebuttal means it’s all true). They let you know what was true by revealing the distortion in the filing date in the public, but people without discernment skills could not see that if there is any lie in something true, it’s not all true, or whole true, or complete true, regardless of what parts you can or don’t or won’t rebut.

    Many people have gotten into financial trouble waiting on the Collateral Accounts. They have signed up with strangers on websites, and not paid bills, and are waiting on a magic e-mail that will tell them they are selected to be one of the first to receive a distribution of money. They hang their lives on these promises and they are hurting because of the decisions they made when the promises were floating two years ago, one year ago, January of this year, this month. It’s never ending hope that they hang on and stake their lives and their families lives on.

    Remember Curiosity killed the cat.
    If you seek this info that is put here, realize it’s a journey you may not have prepared yourself for, and once you take the red pill, (ie wake up to things that may not be true), it’s hard to ‘not know it anymore’.

    Love to all who choose to tread there. I’ve been there and here and many places. I had to live in ‘truth’. That means speak truth, write truth, live truth, in order to see truth in things shown to me. In other words, if I had my feet in truth and lies, I would not be able to tell the difference.

    Being in truth, the things that are true, even when it’s surrounded by lies, carry a vibration that resonates.

    I can’t tell you how much stuff I’ve read that it’s a web page long and one sentence is true (not enough to give full picture, but it’s true), or I’ve read several pages of something and one paragraph is true.
    I’ve read many posts by someone and one day they speak the truth and the rest of the time it’s all distorted info, coded or something.

    Enjoy your journey.
    Every way is ‘the way’. There is no ‘right way’, nor any ‘wrong way’, it’s just the way. We of our free will, choose which way we want to go, unless someone interferes with our will under coercion or duress and makes us go a way they want us to go.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  22. Once again, Christine, you are full of contradictions, hypocrisy, and mean-spiritedness. Oh, well…some things never change.

  23. christine pointed to some very troubling information, including this:

    “This includes shadowy “off-ledger” accounts that were based on stealing from the Global Collateral Accounts, as we have reported in Financial Tyranny.”
    Can you save us a ton of work and explain what a global collateral account is?

  24. dw @ 8:08 – sure like to see that letter. send it to johngault764@yahoo.com if you would.

  25. nabdulla – I’m more than happy to see you’re on the trail of the paper note turned into a digitialized note, since I’m a believer that they did in fact trade the digital version of notes (if that) and that hard copies of the digital notes are being passed as the original paper notes. To do this, that is, trade the dig’d notes, they would have had to change the person with the “key” as transfers were made. Since I’m not likely to keep looking into that, and hopefully – truly – you are because it so needs scrutiny, I’ll say I’m confused about who you see as the “Controller”. Maybe I misunderstand.

    My understanding is that when there is an e-note, which these aren’t* is my understanding because they were created as paper notes, there is supposedly ONE party only who may access that e-note with a “key” and that party is called the Controller (of an e-note). I think you are saying it’s the warehouse lender who is the controller. I have a hard time with that because the controller is the owner of the note or I suppose the note owner’s bona fide (key word) custodian could have the “key”. Maybe that’s where we disagree, unless I misunderstand, because a warehouse lender has a lien on the note – any note, paper or e-note, but doesn’t own the note and wouldn’t be the Controller. But if the warehouse lender were the Controller (which again I doubt), the w/h lender would be the only party who could transfer the “key’ and thus ownership and control of the note.
    And speaking of warehouse lenders, I have no direct knowledge that secn investors funds were used as warehouse lines or otherwise, nor do I have direct knowledge that warehouse lenders’ (by any name) liens on the notes they funded – by contract – were never paid off. I do know there could be no true sale to trusts (I take true sale here to mean free of liens/indentures), or anyone for that matter, as long as the notes were still subject to the liens of loan closing funders. If NG is right and the investors funds were used to fund the loans and then the notes were cycled back around to the trusts to buy them, well, that’s a mess of titanic proportion. Let’s see…..Inv’s funds were used to fund the loans. Secn is supposed to happen as a bankruptcy remote deal, so it takes a number of transfers, so it’s said, to effect that bk remoteness. (The party to sell the notes to the trust is to be bullet-proof is my limited understanding).
    IF the investors funds were used, did someone else’s (on the way to secn in those – alleged – multiple transfers) funds pay off the investors? Got me, but for sure, only if real money changed hands.
    Just as moolah is required for the transfer of paper notes, it’s required for e-notes (or notes posing as e-notes and then hard copied again), so if no monies changed hands and only ‘book – entries’ were made, I guess the investors weren’t paid off and no transfers occurred.

    Even if these notes were truly e-notes, I don’t know how an e-note is authenticated for presentment or as evidence of a debt. I’m going to hazard that a verified copy may be presented to the debtor or a court, BUT and this is a BIG but, there must be disclosure that the hard copy being presented is in fact a paper copy of the e-note along with something the heck which evidences that the claimant is the one and only Controller (with the one and only key) with the right to demand payment.
    At any rate, I hope you will continue to follow this line. I know that MERS has been pushing e-notes and they’e either here or right around the corner, as is e-recording. Lord only knows what troubles we’ll see as a result of one group wanting to further expedite its .m.o., as if this last round weren’t disaster enough. I guess that’s my way of calmly saying I wish we could nip this e-note and e-recording in the bud before it, too, is too late. Everything that gang does comes in the guise of making more money available for home loans, that is, for the benefit of home buyers. That legislators appear to buy it makes me ill.

    *Is it possible to legally convert a paper note to an e-note? (definitely no reliance without disclosure) I doubt it, but don’t know, but it’ll crop up sooner or later, and imo by the time it’s known to have been done, courts may if not will feel condoned to justify it in view of all the homes snarfed in that manner or at least snarfed on good copies of digitalized paper notes. .

  26. Everything Is Rigged: The Biggest Price-Fixing Scandal Ever
    The Illuminati were amateurs. The second huge financial scandal of the year reveals the real international conspiracy: There’s no price the big banks can’t fix

    Read more: http://www.rollingstone.com/politics/news/everything-is-rigged-the-biggest-financial-scandal-yet-20130425#ixzz2RgSikTse
    Follow us: @rollingstone on Twitter | RollingStone on Facebook

    Game’s over. Taibbi is one of the very few American journalists with any moral courage. Abroad, there’s an entire consortium of them and they are digging and digging. They won’t stop until all the shit has been brought out in the public eye and dealt with.

  27. Extremely long but well worth reading. Taibbi is one of the few American journalists with moral courage. I only posted the first page. Game’s over.

    http://www.rollingstone.com/politics/news/everything-is-rigged-the-biggest-financial-scandal-yet-20130425

    Everything Is Rigged: The Biggest Price-Fixing Scandal Ever
    The Illuminati were amateurs. The second huge financial scandal of the year reveals the real international conspiracy: There’s no price the big banks can’t fix

    Read more: http://www.rollingstone.com/politics/news/everything-is-rigged-the-biggest-financial-scandal-yet-20130425#ixzz2RgSikTse
    Follow us: @rollingstone on Twitter | RollingStone on Facebook

    By Matt Taibbi
    April 25, 2013 1:00 PM ET

    Conspiracy theorists of the world, believers in the hidden hands of the Rothschilds and the Masons and the Illuminati, we skeptics owe you an apology. You were right. The players may be a little different, but your basic premise is correct: The world is a rigged game. We found this out in recent months, when a series of related corruption stories spilled out of the financial sector, suggesting the world’s largest banks may be fixing the prices of, well, just about everything.

    You may have heard of the Libor scandal, in which at least three – and perhaps as many as 16 – of the name-brand too-big-to-fail banks have been manipulating global interest rates, in the process messing around with the prices of upward of $500 trillion (that’s trillion, with a “t”) worth of financial instruments. When that sprawling con burst into public view last year, it was easily the biggest financial scandal in history – MIT professor Andrew Lo even said it “dwarfs by orders of magnitude any financial scam in the history of markets.”

    That was bad enough, but now Libor may have a twin brother. Word has leaked out that the London-based firm ICAP, the world’s largest broker of interest-rate swaps, is being investigated by American authorities for behavior that sounds eerily reminiscent of the Libor mess. Regulators are looking into whether or not a small group of brokers at ICAP may have worked with up to 15 of the world’s largest banks to manipulate ISDAfix, a benchmark number used around the world to calculate the prices of interest-rate swaps.

    Interest-rate swaps are a tool used by big cities, major corporations and sovereign governments to manage their debt, and the scale of their use is almost unimaginably massive. It’s about a $379 trillion market, meaning that any manipulation would affect a pile of assets about 100 times the size of the United States federal budget.

    It should surprise no one that among the players implicated in this scheme to fix the prices of interest-rate swaps are the same megabanks – including Barclays, UBS, Bank of America, JPMorgan Chase and the Royal Bank of Scotland – that serve on the Libor panel that sets global interest rates. In fact, in recent years many of these banks have already paid multimillion-dollar settlements for anti-competitive manipulation of one form or another (in addition to Libor, some were caught up in an anti-competitive scheme, detailed in Rolling Stone last year, to rig municipal-debt service auctions). Though the jumble of financial acronyms sounds like gibberish to the layperson, the fact that there may now be price-fixing scandals involving both Libor and ISDAfix suggests a single, giant mushrooming conspiracy of collusion and price-fixing hovering under the ostensibly competitive veneer of Wall Street culture.

    The Scam Wall Street Learned From the Mafia

    Why? Because Libor already affects the prices of interest-rate swaps, making this a manipulation-on-manipulation situation. If the allegations prove to be right, that will mean that swap customers have been paying for two different layers of price-fixing corruption. If you can imagine paying 20 bucks for a crappy PB&J because some evil cabal of agribusiness companies colluded to fix the prices of both peanuts and peanut butter, you come close to grasping the lunacy of financial markets where both interest rates and interest-rate swaps are being manipulated at the same time, often by the same banks.

    “It’s a double conspiracy,” says an amazed Michael Greenberger, a former director of the trading and markets division at the Commodity Futures Trading Commission and now a professor at the University of Maryland. “It’s the height of criminality.”

    The bad news didn’t stop with swaps and interest rates. In March, it also came out that two regulators – the CFTC here in the U.S. and the Madrid-based International Organization of Securities Commissions – were spurred by the Libor revelations to investigate the possibility of collusive manipulation of gold and silver prices. “Given the clubby manipulation efforts we saw in Libor benchmarks, I assume other benchmarks – many other benchmarks – are legit areas of inquiry,” CFTC Commissioner Bart Chilton said.

    But the biggest shock came out of a federal courtroom at the end of March – though if you follow these matters closely, it may not have been so shocking at all – when a landmark class-action civil lawsuit against the banks for Libor-related offenses was dismissed. In that case, a federal judge accepted the banker-defendants’ incredible argument: If cities and towns and other investors lost money because of Libor manipulation, that was their own fault for ever thinking the banks were competing in the first place.

    “A farce,” was one antitrust lawyer’s response to the eyebrow-raising dismissal.

    “Incredible,” says Sylvia Sokol, an attorney for Constantine Cannon, a firm that specializes in antitrust cases.

    All of these stories collectively pointed to the same thing: These banks, which already possess enormous power just by virtue of their financial holdings – in the United States, the top six banks, many of them the same names you see on the Libor and ISDAfix panels, own assets equivalent to 60 percent of the nation’s GDP – are beginning to realize the awesome possibilities for increased profit and political might that would come with colluding instead of competing. Moreover, it’s increasingly clear that both the criminal justice system and the civil courts may be impotent to stop them, even when they do get caught working together to game the system.

    If true, that would leave us living in an era of undisguised, real-world conspiracy, in which the prices of currencies, commodities like gold and silver, even interest rates and the value of money itself, can be and may already have been dictated from above. And those who are doing it can get away with it. Forget the Illuminati – this is the real thing, and it’s no secret. You can stare right at it, anytime you want.

    Read more: http://www.rollingstone.com/politics/news/everything-is-rigged-the-biggest-financial-scandal-yet-20130425#ixzz2RgScRyWW
    Follow us: @rollingstone on Twitter | RollingStone on Facebook

  28. Excerpt from a very long article that came out today. We’re getting to the bottom of everything. The entire world knows. Here…? Not so much. People are way too busy scaring and attacking each other.

    Anyone doubting can check out the info by going to the International Consortium of Investigative Journalists site.

    “One very significant new development is the International Consortium of Investigative Journalists, or ICIJ.

    This is a combined group of 38 different media companies — involving 86 journalists from 46 different countries — all working together for the first time.

    This includes top media networks in the UK, the US, France, Germany and Canada. It is very telling that their own networks haven’t reported much about their work yet — if anything.

    Nonetheless, the alliance is very real — and there is a ton of material to read on their website [can’t put it there otherwise, i will not be able to post this]
    They have hacked into over 2.5 million secret files — and are systematically identifying each and every secret haven where the Cabal has been hiding the money it is stealing from the people.

    This includes shadowy “off-ledger” accounts that were based on stealing from the Global Collateral Accounts, as we have reported in Financial Tyranny.

    2.5 MILLION LEAKED FILES TARGETING POLITICIANS AND MEGA-RICH WORLDWIDE

    This excerpt from April 3, 2013 reveals the nature of this new, worldwide alliance of journalists — and the 2.5 million documents they uncovered to help solve our problems.

    A cache of 2.5 million files has cracked open the secrets of more than 120,000 offshore companies and trusts, exposing hidden dealings of politicians, con men and the mega-rich the world over.

    The secret records obtained by the International Consortium of Investigative Journalists lay bare the names behind covert companies and private trusts in the British Virgin Islands, the Cook Islands and other offshore hideaways….

    The leaked files provide facts and figures — cash transfers, incorporation dates, links between companies and individuals — that illustrate how offshore financial secrecy has spread aggressively around the globe, allowing the wealthy and the well-connected to dodge taxes and fueling corruption and economic woes in rich and poor nations alike.

    The records detail the offshore holdings of people and companies in more than 170 countries and territories.

    THE BIGGEST STOCKPILE OF INSIDE INFORMATION EVER OBTAINED

    As the article continues, we find that this is the biggest, most elaborate exposure of inside info in the history of the media — 160 times bigger than Wikileaks.

    http://www.icij.org/offshore/secret-files-expose-offshores-global-impact

    The hoard of documents represents the biggest stockpile of inside information about the offshore system ever obtained by a media organization.

    The total size of the files, measured in gigabytes, is more than 160 times larger than the leak of U.S. State Department documents by Wikileaks in 2010.

    To analyze the documents, ICIJ collaborated with reporters from The Guardian and the BBC in the U.K., Le Monde in France, Süddeutsche Zeitung and Norddeutscher Rundfunk in Germany, The Washington Post, the Canadian Broadcasting Corporation (CBC) and 31 other media partners around the world.

    Eighty-six journalists from 46 countries used high-tech data crunching and shoe-leather reporting to sift through emails, account ledgers and other files covering nearly 30 years.

    “I’ve never seen anything like this. This secret world has finally been revealed,” said Arthur Cockfield, a law professor and tax expert at Queen’s University in Canada, who reviewed some of the documents during an interview with the CBC.

    He said the documents remind him of the scene in the movie classic The Wizard of Oz in which “they pull back the curtain and you see the wizard operating this secret machine.”

    INCREDIBLE PROGRESS BEING MADE ON AN INTERNATIONAL BASIS

    Yesterday’s update from this Alliance of journalists, on April 25, 2013, reveals solid data points, worldwide, of how quickly the Cabal is being isolated and shut down.”

  29. Excerpt from a very long article that came out today. We’re getting to the bottom of everything. The entire world knows. Here…? Not so much. People are way too busy scaring and attacking each other.

    Anyone doubting can check out the info by going to the International Consortium of Investigative Journalists site.

    “One very significant new development is the International Consortium of Investigative Journalists, or ICIJ.

    This is a combined group of 38 different media companies — involving 86 journalists from 46 different countries — all working together for the first time.

    This includes top media networks in the UK, the US, France, Germany and Canada. It is very telling that their own networks haven’t reported much about their work yet — if anything.

    Nonetheless, the alliance is very real — and there is a ton of material to read on their website, http://www.icij.org.

    They have hacked into over 2.5 million secret files — and are systematically identifying each and every secret haven where the Cabal has been hiding the money it is stealing from the people.

    This includes shadowy “off-ledger” accounts that were based on stealing from the Global Collateral Accounts, as we have reported in Financial Tyranny.

    2.5 MILLION LEAKED FILES TARGETING POLITICIANS AND MEGA-RICH WORLDWIDE

    This excerpt from April 3, 2013 reveals the nature of this new, worldwide alliance of journalists — and the 2.5 million documents they uncovered to help solve our problems.

    Secret Files Expose Global Impact of Offshore Accounts
    http://www.icij.org/offshore/secret-files-expose-offshores-global-impact

    A cache of 2.5 million files has cracked open the secrets of more than 120,000 offshore companies and trusts, exposing hidden dealings of politicians, con men and the mega-rich the world over.

    The secret records obtained by the International Consortium of Investigative Journalists lay bare the names behind covert companies and private trusts in the British Virgin Islands, the Cook Islands and other offshore hideaways….

    The leaked files provide facts and figures — cash transfers, incorporation dates, links between companies and individuals — that illustrate how offshore financial secrecy has spread aggressively around the globe, allowing the wealthy and the well-connected to dodge taxes and fueling corruption and economic woes in rich and poor nations alike.

    The records detail the offshore holdings of people and companies in more than 170 countries and territories.

    THE BIGGEST STOCKPILE OF INSIDE INFORMATION EVER OBTAINED

    As the article continues, we find that this is the biggest, most elaborate exposure of inside info in the history of the media — 160 times bigger than Wikileaks.

    http://www.icij.org/offshore/secret-files-expose-offshores-global-impact

    The hoard of documents represents the biggest stockpile of inside information about the offshore system ever obtained by a media organization.

    The total size of the files, measured in gigabytes, is more than 160 times larger than the leak of U.S. State Department documents by Wikileaks in 2010.

    To analyze the documents, ICIJ collaborated with reporters from The Guardian and the BBC in the U.K., Le Monde in France, Süddeutsche Zeitung and Norddeutscher Rundfunk in Germany, The Washington Post, the Canadian Broadcasting Corporation (CBC) and 31 other media partners around the world.

    Eighty-six journalists from 46 countries used high-tech data crunching and shoe-leather reporting to sift through emails, account ledgers and other files covering nearly 30 years.

    “I’ve never seen anything like this. This secret world has finally been revealed,” said Arthur Cockfield, a law professor and tax expert at Queen’s University in Canada, who reviewed some of the documents during an interview with the CBC.

    He said the documents remind him of the scene in the movie classic The Wizard of Oz in which “they pull back the curtain and you see the wizard operating this secret machine.”

    INCREDIBLE PROGRESS BEING MADE ON AN INTERNATIONAL BASIS

    Yesterday’s update from this Alliance of journalists, on April 25, 2013, reveals solid data points, worldwide, of how quickly the Cabal is being isolated and shut down.”

  30. I have said I ‘effect’ change in other areas of our lives.
    I did not create zero point energy and I’m sure it was created by asking questions and doing things different from they social norm.

    It’s blanket to claim everyone pays taxes, or that people have a representative in Congress, or that they paid attention to a war they were not a party to, or even have a television set they turn on to watch news. To think most are worried about an asteroid, or incoming planet, or the coming economic collapse, or the always-this-Friday-or-the-coming-Monday-RV, or the fraud elections Dem and Rep, and the 2nd amendment debate (beats debating about color, or race, or nationality), or the checkpoints on the highways, lack of ammunition, militia names in a database, etc and so on and so forth.

    Everything is meant to be a distraction.
    It’s all a dog and pony show, but some did not and would not wake up until One distraction woke them up. Taking of a man’s shelter, be it by fake storm, fake flood, and fake debt will wake any man up to rediscover the world he lives in and reshape the things to come.

    I see both sides of the coin.

    Opinion.
    I see the nefarious side where the greedy got greedier and if you just look at what they brought to the table (nothing) and what they took from the table, a note that they cycled through the government over, and over, and over, and over so they could be paid on that note over, and over, and over, and over, and knowing that if they filed these assignments in the County, the County Clerk would be like, what gives? This house just sold, and now it’s sold again within a week, and now it sold again within two days, and now it’s sold again? The county clerks would have blown it out the water, so to hide the payment over and over and the pilfering of the peoples assets under cover of home ownership, they created MERS and hid the transactions behind it, where the facilitator or someone there in pushed the papers to the Treasury, and the borrowing began by selling securities and bonds for the same note over and over and over. No allonge? Well who wants to indicate they passed the same negotiable instrument back and forth and back and forth and got unjust enrichment behind the scenes.

    Then they all claim to be under the umbrella of the entity that is supposed to be immune from our justice system, the Federal Reserve and that ilk of beings. Prancing around with ‘unlimited credit’, and knowledge that if they want to buy a home, just pick one in the Hamptons, it’s on the ledger, off the ledger. Why pay taxes when there was no mortgage? It only matters when they want to run for office. They rush to create the situations where they appear to be like one of us, and are good tax payers, but their assets are digits created in a computer, so how do you claim it as income when it wasn’t something that started off as $10 and grew to $2 million? It started off as $2 million and bam, there is no income, it’s all there. Credit.

    There are two societies here and one is controlling the wealth and labor of the other.

    The homes were labored for and built one time. But banks want to be paid on them over and over and over, by taking them and selling them and taking them and selling them and taking them and selling them. It was taking too long so the securitization began. But they destroyed the original notes and used the copy to do the transactions against our social security number.

    Then they sit back and complain that our entitlement program is costing too much money. That is money they owe us as they pilfered the account.

    We are unknowingly listening to what they say, and going ‘yeah’, its too big, we need to reduce it.

    Every debt that is public is what they owe us as they push their IOUs on us and the take our signature and pilfer the government of bonds and securities as if we had just been ignorant greedy bastards wanting a first and second and third and fourth home.
    Some did that. Invested for future thinking they’d get ahead of the curve. They have databases to know what you are doing, how much you are making and where you rely on your livelihood. They cut that flow and you’re back where they believe you are supposed to be.

    Having my home stolen, put an opportunity to learn more about pieces of this system than I would have been exposed to without the theft.

    Oh yeah, I want my home back and a settlement that provides me with wealth to repurchase items I had to part with because of the financial hardship it created when it was yanked from me.

    I learned that in the County Clerk records, the Grantor is the one selling the home and the Grantee is the one purchasing the home.

    I asked the woman to explain that again, and she said that’s how she remembers it, One is selling the other is purchasing. This was as I was being dispossessed.

    I know the note was how I purchased the home. Having gone through the transaction three times, the note always left the room as soon as it was signed. The transaction process had me keep signing, and it was not disclosed to me what was done, but it now makes sense that had I known, I could have rescinded the additional signings and should have kept the home…but they would not have let me keep the home, because they didn’t loan any money they would have ‘pretended’ the entire transaction was called off and kept me from moving in. But the transaction was not called off because before midnight that night, that money was in the banking system. The home was paid for at least by midnight that night, and no one was going to recall that note out of the system.

    So if I’m selling and they are purchasing by how the Deed of Trust is filed, then how is it, I had coupons to send in, and if the coupon was payment with my payment, my account should have been decreasing pretty fast if both were payments to the account.

    It is said the ‘bills’ we receive is really them paying us for use of the accounts but we aren’t redeeming them properly.

    So here we are, not redeeming properly which would mean after a certain amount of time the money should have gone BACK into the Treasury.

    If that’s the case, why didn’t the Treasury cut me a check for the unused, unclaimed funds? I don’t know.

    But people have stated the Federal Reserve must have created a Trust with the Government. Well if that’s the case they are a Grantor and we are a Grantee. What did they fund the trust with?

    If the answer is my wealth, then that trust is void and voidable.

    They have to come with their own assets, prepaid, to fund a trust they create. They have to put in their own property.

    They can’t create a trust and say, ‘hmm, so how do we put the property into the trust? I know, we’ll create it and fund it later with the People’s gold! We’ll issue notes and tell them it’s backed by gold, and tell them to give us their gold so we can use it to back it.”

    That’s an invalid trust. You can’t create it with a little something something, then give people something worthless to force them out of their property now that you’ve created this void trust, and then pad it more and then pretend the trust has the property.

    Anyone dealing with trust property would have known that’s an invalid trust and made it void under all kinds of laws.

    A beneficiary does not have to remain under a trust. So if we are beneficiaries under the Federal Reserve Trust if that’s what it is, then the beneficiary has a right to take whatever property they have within the trust, out of the trust and walk away from the trust, of our free will.

    So someone figure that one out if it’s true, otherwise, the Federal Reserve has called themselves remaining outside the jurisdiction of the United States, has created some kind of contact or trust that has pilfered the assets of the United States. Has violated Universal laws of slavery, because I don’t care what they create, the Creator is no slave, and has an unalienable right to not even be forced to put the X on the paper (that is there everytime we sign a check or credit card receipt), or be forced to be presumed to agree to the X on the paper that was indicative of the slavery that occurred in the past.

    Those people could not read or write the English language so someone stood there, put a pen in their hand and moved their hand to put the X on the paper that signed them into slavery.

    It was all under duress and coercion.

    Now it’s covert means as if they have fully explained the hidden meanings of their paperwork and as if it somehow absolves them of crimes in the Universe for playing a dangerous game with Life and the Creator.

    Being with everyone alive, and everything. The Creator knows.
    The Trust is Executed! It can be called by any unwanted beneficiary of the trust, since we are all created Equal!

    Game is Over! Called into the Universe and declared by the Creator. Your creation is NOT Greater than the Creator.

    As for distractions. It was the distractions that led to the awakening, and the revelation.

    The Fed needs to pony up what is owed. They owe the money to the people and we are demanding payment and returning all of their IOUs.to them.

    Why would I care about your balance sheet? Just turn over everything you have, because you gave nothing in return for what you’ve received and hold in your vaults.

    Your trust was created without enough property from the start. You didn’t have enough money, nor land.

    You have added assets to it over time to give the appearance that you had enough to create it and place everyone underneath.

    The paper wealth you track from our labor, we want that physical wealth back. I did not agree to give my time in return for your IOU (Note). My ancestors cannot add me as beneficiary and not tell me how to remove myself from a trust that I don’t want to ‘benefit’ from any longer. And yes, I will take what is mine out.

    Thus the Prodigal son scenario.

    No one can be forced against their will to accept a benefit they do not want to accept, nor to recognize a power that doesn’t exist.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  31. Nearly every dime we pay & spend is a tax that supports the bankster cartel. Those mortgage payments, social safety nets, utility bills, property taxes & gas we buy, as well as most of what we consume is a form of excessive usury collected by the investors. They have their greedy little fingers in everything & are invested in everything so how do you avoid paying taxes Christine? Income taxes are only a small part of the progressive taxation policies of the banksters. Pick your poison..they are all robbery under the guise of moneys owed to “somebody.”

  32. We all need to do our part. Foreclosure has not distracted me from anything. I know they are all crooks.

  33. The FED Banksters use the U.S. TREASURY as their own personal piggy bank and profiteer off of our backs. We don’t need them. They are all communists and they need to get the boot.

  34. This if for Carie and all those who keep claiming to be in the know while berating what i keep saying…

    Someone extensively quoted here, who happens to have gotten long ago to the bottom of that MERS/no-funds-ever-paid/no-money-ever-lended/no-investors also happens to have been on board about Disclosure for over a year. (Did I say “Working on a common project together”? Damn if it isn’t! Oops! Carie said: “Not true”. Oh well!)

    Can I prove it? You bet! At least two years of back and forth communications (Carie, who lost for want of a decent fight, knows: i sent her a few of those e-mails that she conveniently decided to ignore or even acknowledge while going on her hyena-style attacks on ridiculous issues of identity. Typical of the insecure).

    Anyway. Foreclosures were meant as a distraction to keep people from looking at the real issue: 70 years of a cover-up during which zero point energy was fully developed on your dime but you got zilch for it, we still rely on finite and limited oil and gas resources, a hand full of individuals obscenely enrich themselves, earth is pillages and nearly destroyed by fracking, and war is being systematically waged to blur the real issues as soon as truth is about to break out.

    And you guys still pay taxes to support a useless Congress and deadly government… And I’ll tell you what else: you cannot reach any of your reps or senators on serious issues, no matter how hard you try. Their mailbox is full, you get an automatic response “This is an automated answer to your inquiry. Please do not answer to this e-mail”, their mailbox does not exist, their mailbox does not accept attachments, and on and on. Anyone saying that he/she got through needs to prove it. I got through to Sherrod Brown face-to-face once… until I started talking about the real issue. Can’t get through anymore. I ain’t paying anyone’s salary who ignores me.

    UKG: that letter I sent, did you read it? Stockholm press answered. German press answered. Australia answered. Here? What a frickin’ joke!!!

    Pick your battle. Foreclosure is a distraction. It’s working.

  35. stripes , banks need the big investors and the big investors need the banks , what do you think the interest rate for multi million dollar loans are for their good customers.- zero, its a co operative for the gold card toting members only, we the people do not ever get to be one- its called the poverty trap in europe. but this time they stole too much, its in our faces, its not the house “the house” christine, i know how to rebuild from the ground, metaphorically speaking,, but the fact that things have just gone too far, its too cruel, and illegal- without the rule of law and birthrights of the constitution that we all by law have, then whats left- darn right its not about the house.

  36. The Issuer of the original bill of credit must create the Security by paying back the Originator, the U.S. Treasury Department. Who is the warehouse lender? The Treasury Department is the warehouse and funds the Original loans to the banksters & what are they lending? It is not their money or property, it is ours. They are all scam artists who can’t steal enough from us. They took investor money to fund investments not mortgages. They are all trying to hide the Origination Fraud.

  37. however- my loan was purportedly securitized with the home “held in trust” for who the debt collector ? maybe- neeed discovery.

  38. E-registry is not permission or authorization to forge anyones signature electronically. We never agreed to any electronic digital conversion of our autographs. It is simply fraud, forgery & counterfeiting. The banksters used our unauthorized digital signatures to destroy our Securities and the value of everything we paid for.

  39. Nabdulla, interesting, but how to line that up with proof that will inspire a judge to say “now wait a minuite” – THAT will be the key to success.
    i will tell you, i have in my posession a copy of a letter sent to the servicer offering “the loans” it was the warehouser, 2 weeks after closing- it states also that under no circumstances must the loans be sent back to the originator. hmm, any further comments most welcome

  40. Alot of attorney’s claim they will fight the banksters fraud but when it comes down to the nitty gritty, they won’t. I love cedar point though. You ever been there UKG…? It’s about 6 hours from Chicago. Lots of great rollercoaster rides.

  41. UKG- ill ck him out, maybe he might be interested in pro hac vice, im still looking, no stone unturned.

  42. @ Patrick, carie, All

    Patrick: “The elephant in the room is e-commerce.”

    carie: “…Why bother funding a loan as described on a paper based medium when the intent was to use a transferrable electronic record whose undisclosed terms may differ from the paper?”
    BINGO!!!
    Collection rights only—NO FUNDING…the true purpose of MERS.”

    The “undisclosed terms (that) differ from the paper” – is the agreements (loan) between the “Account debtor” and the “warehouse lender”.

    See UCC 9-102: “Account debtor”, General intangible”, “Payment intangible”

    The “originating lender” scanned the paper TANGIBLE Note, tagged a MIN number on it and CONVERTED it into an INTANGIBLE ELECTRONIC promissory note (“eNote”) called a “transferable record”. This eNote (MIN) – which is supposed to be governed by the ESIGN and UETA laws – is then “registered” through the MERS system in the “National eNote Registry” (NeR).

    The ILLUSION (FRAUD) is the MISREPRESENTATION to the Courts that this “eNote” (MIN) is the paper TANGIBLE OBLIGATION between the borrower and the originating lender (strawman) – which IT IS NOT. It is the obligation on the line-of-credit “loan” created between the originating lender (as the borrower, aka “Account debtor”) and the warehouse lender (as the creditor, aka “Controller”).

    What SHOULD HAVE HAPPENED, is that when a default occurred in the “payment stream”, the Controller should have “foreclosed” upon the Account debtor on the eNote. The paper TANGIBLE Note executed by the borrower no longer has any value, because the value was “stripped” from it and applied to the eNote.

  43. Christine- Truth has a nasty habit of coming out ond on top

  44. if you are in or near Sandusky ohio, this is your guy. check out his blog.

    http://www.mcgookeylaw.com/

  45. i just want to post this, its from alittle book someone gave me,
    but liz is a good egg, book by andy andrews he says he wrote the book to be passed on, talked about after reading latest from Matt Tiabbi, its in our faces
    ” our nation is at a tipping point, regardlessof political views, people everywhere can sense it. did you know that the united states of america is now the longest tenured government in the world. there are countries older than us, but as far one continuous form of government, we are the oldest, or last, depending on how you look at it. if we dont demand honesty and integrity from americas leadership now – and reward that integrity with our VOTES- our leaders will lack the fortitude to make the HARD DECISIONS that MUST BE MADE TO CHANGE COURSE (caps mine)
    if indeed our nation is in a state of crisis, then WE need to change before its too late to CHOOSE the direction of that change. we need the correct, and best people, people in office to make this happen. some of them of course are already in office, but they need our help to surround them with men and women who will do what they believe is RIGHT AND TRUE, (FOR THIS NATION)

  46. What is the truth about 9/11 Christine? Most agree there is a massive coverup going on & the politicians are all liars & they are all full of shit. 9/11 was a multifaceted fraud. It was used to coverup a lot of fraud and robbery by the big 3 …the banks..oil and drug cartel. The Synagogue of Satan are an evil global cult of conspirators.

  47. 9/11 Plane’s Landing Gear Found In Lower Manhattan, Says NYPD (PHOTOS)

    Posted: 04/26/2013 4:59 pm EDT | Updated: 04/26/2013 6:35 pm EDT

    http://www.huffingtonpost.com/2013/04/26/911-plane-landing-gear-lower-manhattan-nypd-51-park-place_n_3165651.html?1367010087&icid=maing-grid7|main5|dl1|sec1_lnk3%26pLid%3D304910#slide=more294301

    I’m sure many will buy that large piece of metal neatly stuck between two buildings 2 feet away from each other, without any scratch or damage to either wall… discovered coincidentally today, less than 72 hours before Citizen’s Disclosure Hearing.

    Foreclosures were meant to be as much a distraction as Iraq and its weapons of mass destruction, Rumsfeld admitting that 3 trillions were missing and unaccounted for, Aurora, Newton and Boston. And it’s working, judging by the energy spent spinning wheels on this site by people who don’t want to know the truth.

    Oh well! it will come out one way or the other.

  48. If I won the lottery I would not give any of them another cent. I would tell them to pay their own bills.

  49. swarmthebanks,
    The question was sincere, enough.
    I have always wondered why they offer credit limit, then issue credit limit, then tell you, your account, this and your account that, and they make it clear they want US dollar denominated currency as payment in return for the credit limit on the card that they approved you for, as if they know they issued digits and want real in return (with a rolling limit as payment plan and interest rates dictate); ie, the joining of unequal things.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  50. @swarmthebanks…These banks don’t deserve another dime that’s why. They created a quadrillion dollars in credit and derivatives fraud debt. They can all eat the shit they masterminded. I never agreed to it and they owe us a ton of money.

  51. eggistence,
    Thanks. I would not have that link if it weren’t for you.

    Carie, thanks.

    The notice of acceleration of note naming the substitute trustee as the one with the power to initiate the sale, and the self appointed substitute trustee assignment filed three days later in the county records (can we say – out of order)! That was not the beginning, yet it is the most obvious. The notice of acceleration of Note was the beginning; no standing, and a buyer beware statement of as is no warranty as to encumbrances and no warranty as to a conveying a clear title written all over it.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  52. I am not dissing the banks for offering unsecured credit card debt. I am questioning why the banks can convert unsecured credit card debt into secured debt, especially if one never contests the credit card debt that was owed and offers a “debt instrument” agreeing to pay the debt as it stood once that person has income again.

  53. http://www.nationalmortgagenews.com/blogs/hearing/counties-team-up-on-mers-1035176-1.html

    Found this link thru source of title. Two MN counties have filed suit against MERS on the basis that MN is a “shall record” state, which as i get it means
    fees are due on any unrecorded assignments whether or not MERS stays in public record as (alleged) nominee. Imo, just to remain alleged nominee for anyone in public record, MERS must demonstrate that 1) is IS in fact a nominee for any new lender / creditor and 2) that anyone who obtained any true interest in the dot (mtg? don’t know MN) was a MERS’ member.
    Right after doing THIS, MERS can turn to defense of avoiding recording fees. It’s nothing more than the theater of the absurd to presume that MERS remains anyone’s nominee. That’s what this whole deal is to me: the theater of the absurd.

  54. Senator E. Warren office is accepting “letters” from IFR victims. Just
    send a statement of what happened w/mtg, no more than 2 pages. Include your contact info. Send a copy of your check or include the amt. you received.
    On the envelope – The first line in your return address section should be:
    INDEPENDENT FORECLOSURE REVIEW VICTIM, then your return address follow under that line.
    Mail your letters to:

    Elizabeth Warren
    Senator for Massachusetts
    2400 JFK Federal Building
    15 New Sudbury Street
    Boston, MA. 02203

  55. Trespass,
    Thanks for sharing the FNMA link. My take on it is effectively the same as yours. I think it’s an extension of the Independent Foreclosure Review, probably ordered in some backroom deals, that since millions of properties were illegally conveyed to Fannie Mae–“inadvertently” (yeah, right)–they have to undo those conveyances. In my opinion, that is a big deal and I’m glad you came across that link. It’s of a piece with the article found here:
    http://libertyroadmedia.wordpress.com/2013/04/25/ifr-cover-up-part-two-illegitimate-foreclosures/

  56. People who after Ginnie Mae has these servicer foreclose does Ginnie Mae or the servicers prove that Ginnie Mae ever had possession of the Blank Notes?

    We know for a fact that Ginnie Mae cannot purchase a home mortgage loan at ALL. So Ginnie Mae could actually possess a Blank Note but does not, as they have the servicers who are the large lender work as the custodians, but how does a servicer/custodian work for a corporation that cannot accept a payment because its not a lender and is not owed a debt?

    The answer is this process cannot work in the legal sense because Ginnie Mae is not able to preform the duties and is not regulated as a lender. Ginnie Mae is never the “holder in due course” so the MBS are worthless as they don’t have any underlying collateral.

    They been able to get away with the fraud because the originators mostly kept the loans, however as they knew Washington Mutual (WaMu) was going under at some time because Washington Mutual Bank was not a New York and the CEO got caught in thinking he was the smartest guy on the block, but was the outside bank.

    When it was allowed for Well Fargo to service the 1.3 million FHA, VA & USDA loan it spell doom for the bank and now is exposing that there never actually been any underlying collateral because the Notes are not purchase.

    There are about 800,000 government insured home loans that were foreclosed in 2009-2010 and a review of all the loan will show that all have Blank Endorsed Notes making it impossible for the properties to be foreclosed!

  57. Bottom line with these foreclosures—the TILA Federal Reserve Opinion which is now LAW—states simply that the Trustee of the MBS and/or the securities investors in those MBS’s (which are fake anyway), ARE NOT AND CANNOT BE NAMED AS “CREDITORS”.

    Yet, they continue to be named as creditors in the foreclosures.

    I don’t understand WHY Neil NEVER talks about this….the only reason I can figure is that Neil WANTS the securities investors to be named “creditors”—somehow…which obviously is not and never will be true.

  58. We The People own this place but we don’t act like it. To many Americans cower at these crooks and we shouldn’t because we pay for everything upfront at the origination. These banksters are scammers & sheisters who are well practiced at the art of deception. Look what they did so far…they lent no money, they were funded by all of us, defaulted, pocketed all payments as usury, overissued investments in their fraud, insured $700 trillion in the risk they created, stole a gazillion dollars in our wealth, re-socialized all of their debt fraud, hijacked the treasury, natiinalized (communized) their fraud, got another $60.4 trillion in bailout money from us & stole 20 + million properties and they are still doing business as usual.

  59. The wealth and property of We The People are held in trust by the trustee’s at the U.S. TREASURY DEPT. All of our natural resources, wealth and property have been hijacked by the foreign and domestic banksters via credit lending & investing. That is how they fraudulently control everyone & everything. We The People own this place.

  60. Stripes, correcting the distortion
    They create credit from deposits, credit lending, investing, and issuing investments all backed by the U.S. TAXPAYERS, birth certificate stock certicates and bond issuances on every American(‘s name).

    We are not paper. We have to speak like we know this so we can unravel what was done.

    I heard an audio where a guy tried to figure out what the Fed was, he knew they didn’t have a contract because no contract would allow you to do what they do, but he thought it was a trust.

    As I comprehend a trust, you have to start off with YOUR OWN assets, and fund the trust and be the beneficiary of it. You cannot fund the trust with MY ASSETS or property I inherit by birthright.

    You can create a trust with the ‘name I am called’ but you still have to fund it with YOUR own assets even as you claim it’s for my benefit.

    If the trust has no beneficiary it’s voidable.

    So, if the Fed is a trust, who’s property did they fund it with? Who’s the beneficiary?

    If the Fed is the beneficiary, then who is the Grantor?
    Whoever is the grantor can appoint a trustee, but the trustee has to agree to be trustee of a trust. Expressed, Implied, Constructive, the trustee cannot be forced into a fiduciary role to perform the obligations of a trust against their will.

    They can’t force their trust on people who don’t want it, I don’t care how old it is, or how long it was created to last.

    Through deceptive acts, you can’t make me fund your trust before I’m even born, and you can’t make me give it aspects of my life, liberty, nor property and claim it’s for my benefit when I didn’t want to be a beneficiary.

    You can file all the paperwork you want, but you can’t make me a participant in your paper terrorism.

    Beneficiaries can walk away from a trust even if the Grantor refuses to take the beneficiary’s name off the trust document.

    A trustee cannot perform the duties of the trust if there is no beneficiary so it contains property but is voidable, collapsable, unenforceable against who it was supposed to benefit.

    If they have created a trust, their trust and padded it with paper claiming a right that paper can’t claim, then it is crossing jurisdictional boundaries. The People hold all rights reserved and not granted to the Federal system or any foreign entity that doesn not have oversight of the federal system.

    Seems we have the autonomous Federal Reserve, the autonomous People (State) and the autonomous Federal Government, all tramping over jurisdictional boundaries into each other territorial boundaries and claiming a right to do so.

    The People have rights not expressly granted, and those rights are always reserved and unalienable.

    Their trust cannot hold our intangible property, including Right to Life free from Trespass and other unalienable rights.

    They have paper, what they do with paper is their business. They do not have us, own us, nor did they create us. Name the paper what they want and it’s still paper. They cannot bring their paper to life without a signature of a life. The Birth Certificate was signed by a Registrar, not our representative. They brought the paper to life for their system. So what.

    The Registrar is not our Creator. The Registrar is the Creator of the Birth Certificate.

    The Federal Reserve Notes are paper. Signature of a Treasurer of the United States and Secretary of the Treasury is supposed to bring it to life, those offices are not offices we elect, they are appointed. Those are not our representatives.

    These are court rulings and Universal Truths, that by their nature will withstand the test of time.

    =================================
    The reservation to the states respectively only means the reservation of the rights of sovereignty which they respectively possessed before the adoption of the Constitution of the United States, and which they had not parted from by that instrument; any legislation by Congress beyond the limits of the power delegated would be trespassing upon the rights of the states or the people, and would not be the supreme law of the land, but null and void. Gordin v. U.S., 1864, 117 U.S. 697, 76 L. Ed. 1347. See also, Hockett v. State Liquor Licensing Board, 1915, 110 N.E. 485, 91 Ohio St. 176, L.R.A.1917B, 7.

    Federal Union has only the powers expressly conferred on it and those reasonably implied from powers granted, while each state has all governmental powers except such as the people, by Constitution, have conferred on United States, denied to the state, or reserved to themselves. U.S. V. Butler, U.S.Mass.1936, 56 S.Ct. 312, 297 U.S. 1, 80 L.Ed. 47,4 O.O. 401.

    In absence of their consent, states are immune from suits against them by their own citizens or by federal corporations, although such suits are not within explicit prohibition of this amendment, notwithstanding suits arise under Constitution and laws of the United States. Starr v. Schram, C.C.A.6 (Mich.) 1944, 143 F2d 561.

    ========================================

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  61. Trespass…..these crooks don’t lend their ill gotten gains. They don’t take a dime out of their own pockets. They create credit from deposits, credit lending, investing, and issuing investments all backed by the U.S. TAXPAYERS, birth certificate stock certicates and bond issuances on every American and our hard labor. Every American is held by this foreign Corp as either perferred or common stock & backed by at least a million dollars by the Treasury Dept.

    The banksters don’t lend their own money, they use ours. We capitalize the bankster cartel. All the ill gotten gains they take, they keep.

  62. The debt cannot be converted from unsecured debt to secured debt that is illegal. The banks transfer their junk credit they sell to us to their own third party debt collection agencies. New name, same bank. The TBTF fraud is massive and disturbing. The greed of the banksters is beyond belief. They are a fraud cartel who have had this nation hijacked since 2008 with their ongoing bailout fraud. This syndicate has stolen $60.4 trillion dollars of our wealth & 20 + million properties since Obama took office backed by our $12 trillion dollar stakeholder investment. The banksters have hijacked our treasury and socialized their fraud debt they created out of thin air onto all of us. That is communist as hell because they are being allowed to force their fraud onto us and re-socialize our investment at interest to force us to pay for their crimes against us. Their debt is massive & unsustainable and they already got paid. This ongoing robbery of us will cause totalitarianism and that is already apparent everywhere. They are using their financial weapons of mass destruction, the issuance of faulty credit slips and turning them into derivatives and overissuing them as Securities Investments and calling those entitlements to rob us into submission. This is simply grand theft larceny of We The People by the banksters.

  63. this comment is a distortion

    If someone goes to the bank and want access to the real money, the coins, they have to fill out a replenish voucher to get more coins from the Central Bank.

    The bank cashier is the one who has to fill out the replenish voucher.

    The bank cashier takes the FRNs from her drawer for the amount you want in coins and ‘purchases’ the coins from the vault and fills out a replenish voucher.

    But by not having coins available for general circulation unless you are getting it as change for a transaction in commerce is an unfair scenario.

    When we demand access to coins were are denied our demand because they are ‘first in line’ needing them to satisfy their own banking rules.

    The people have a right to handle what is ‘real’ and not ‘fiction’.

    The Federal Reserve implies to Congress that the People do not want to carry coins because they are too heavy, that we prefer to carry paper and card to do our transactions because it’s easier and convenient.

    Some of use like handling the real deal in all transactions and we are being discriminated against and denied access to real currency.

    We have no recourse except to take the Federal Reserve Notes and make our demand for the lawful money on the receipts we fill out.

    But is anyone reading those receipts and deposit slips, and checks, and withdrawal slips that indicate we are demanding lawful money per 12USC411 or is it lost in their transactions to take the signatures and get bonds and securities from the government?

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  64. Thanks JG.
    Stripe, remember they don’t loan other people’s money. They have a reserve amount, some of it is probably their seed money that started the bank and the rest is probably that unjust enrichment money from charging usury which reduces the money supply making people have to rely on other people to borrow money so enough money can circulate for them to pay back a promise.

    As for credit cards, we have unlimited credit. They created credit bureaus to discriminate against those who do not labor to pay back the credit issued. In my words, they use the credit bureaus to identify the good slaves, those who can only get access to the credit through the bank, who agree labor for Federal Reserve Notes and create a demand for the Notes, and pay back the credit.

    They have an entire system of controls that will discriminate against One who does not play their slave labor game. One can’t get good housing unless they make the banker rich on borrowing and working for the Federal Reserve Notes and paying what was not owed. One cannot get access to a good job, or receive raises with their job if a credit bureau indicates your unwillingness to pay back ‘credit’ with your labor.

    How many know of companies that run a credit check to see if they should allow you to labor for Federal Reserve Notes to pay banks back what is not owed?

    Federal Reserve would tell Congress that the American People demand Federal Reserve Notes and if we didn’t want it, they would not exist.

    They have the real money in their vault serving as reserves. They have multiplied by 10 the amount of money the bank can create and loan based on that reserve in the vault.

    If someone goes to the bank and want access to the real money, the coins, they have to fill out a replenish voucher to get more coins from the Central Bank.

    If your request for coins which is not property of the Federal Reserve, but property of the US Mint and one of the last things left from their Constitution, if that request is going to mess up their reserves for the day such that to give you the coins will over leverage what they have loaned out and make them have more than 10 times reserves outstanding, they deny you access to the coins.

    A bank is supposed to supply money, not IOUs.

    They are quick to push a button and let their De La Rue machine spit out all the IOUs and pretend you demand that as payment for what you’ve deposited.

    It is not true.

    They will tell you their business customers have taken all the coins.
    That’s discrimination! The only way certain currency is available to me is if I arrive early enough to get it, or I’m a business?

    The People have rights reserved. We have first rights to receive real value for our labor and should not have to shift between depositing our financial instrument in a bank and getting either credit, debit, or paper IOUs in return.

    That’s an inequitable exchange.

    Swarmthebanks,
    this comment was actually my comment …Also where someone has been in the home many years and it can be proven they paid more than enough money to cover the promise to pay and by the accounting someone is coming after interest, there may be some remedy for the homeowner, as it’s know the money is created out of thin air but the interest is not.

    I stated it after glancing over the Illinois document and seeing this.
    http://www.state.il.us/court/supremecourt/rules/Art_II/ArtII.htm#113
    ***************************************************************************

    Based on the foregoing, ______________ failed to pay amounts due under the Note, and the amount due and owing as of ____________ is:

    Principal $_______________________

    Interest $_______________________

    Pro Rata MIP/PMI $_______________________

    Escrow Advance $_______________________

    Late Charges $_______________________

    NSF Charges $_______________________

    Property Maintenance $_______________________

    Property Inspections $_______________________

    BPO $_______________________

    GROSS AMOUNT DUE $_______________________

    Less/Plus balance in reserve accounts $_______________________

    NET AMOUNT DUE $_______________________

    AFFIANT STATES NOTHING MORE.

    BY: __________________________________

    Affiant

    Subscribed and sworn to before me this

    ____ day of _____________, _______

    By _____________________________

    ________________________________

    Notary Public

    State of [ ]

    My Commission expires: _________, ______

    Personally Known ____ OR Produced Identification _____.

    Type of identification produced: _____________________.

    ***************************************************************************

    It sure seemed to me, if the note which has to be part of the complaint is included and the accounting reveals the promise has been paid regardless of where they put the amount paid on the ledger, the homeowner may have some leverage in not having their home taken when they satisfied the obligations of the contract and paid as promised the amount they promised.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  65. Hello my valued friend, please call asap, product info paid for not received as yet since march 23. 2013 time sensitive situation, refund requested by my client. Emai me. Peridey@yahoo.com thanks

  66. The banks aren’t broke, they make alot of money by pocketing all payments as usury by overissuing credit backed by our deposits which for them is zero out of their pockets. They wipe out their depositors and make a ton of money doing it. The treasury insures a fraction of our deposits through the FDIC.

  67. Swarmthebanks….What do I mean by unsecured debt….? They are pretender lenders who don’t lend any money. Issuing investments in something you don’t own is SECURITIES FRAUD meaning the Issuer has no skin in the game, nothing underlies the original transaction. Banks don’t lend money or anything of real value, it is called fractional reserve banking. Credit is not an asset because there is no asset backing it up. If you deposit $500.00 dollars in the bank, the bank lends credit to others against your deposit and overissues credit backed by that $500.00 deposit. They overleverage themselves by overissuing credit. The money does not really exist. They gamble with our deposits. The banking scam has already been outed. That bill of credit is only good as long as the bill is being paid. The Issuer of the credit is simply pocketing all payments as usury backed by our deposits. So, no they can’t place a legally enforceable lien on property for credit card debt and even if they could, the banksters defaulted and destroyed the Security by overissuing investments in our signatures, and they have no legally enforceable liens on the properties.

  68. I think one would have to study that fnma directive quite a bit to glean what all it means. But, it doesn’t look like a bad thing, though it does look like some kind of cya which may or may not actually cover their you know whats. Be nice if a consortium of attorneys would take on the fnma seller-servicer guide or hire law students to do so for them. If they all pitched in some moolah, a few high-octane punkmeisters could probably get thru it
    in short order with a little help from someone in the industry. Actually, if the legal community representing the interests of homeowners doesn’t do stuff like that (hire starving law students to analyze this or that, I don’t know why not. Or how about some former, now out of work loan-industry workers?

  69. Ideally, debt suspension for those who have legitimate reasons for needing debt suspension, and credit card debt paydown incentives, I believe are a better path to take than debt forgiveness or debt protesting.

  70. Most laws cannot be “retroactive”, so they usually apply on the date or soon thereafter.

  71. Gee I sure hope the American people tell the banksters to shove all of their shitty fraudulently induced credit debt & they all walk out because these greedy bastards owe us GAZILLIONS.

  72. Unsecured debt, just what does that mean? I find it odd that credit card companies can sue in court and convert unsecured debt into secured debt against property from our home and our bank accounts.

    If the debt can convert from unsecured to secured debt, than it was never really unsecured debt.

  73. Re the “new” Supreme Court orders only apply to fraudclosures filed after May 1, 2013….well that’s pretty shitty …. that must mean they have an evil plan.

  74. Maybe some enterprising lawyer will sue the vampire FED and its bloodsucking banks for their default in our names without our knowledge or consent. These sheisters, the banksters, don’t lend any money … they borrow ours and collect the interest payments for themselves and their criminal friends and hand us the bill for their losses from their horrendously bad gambling sickness.

    The best part for the banksters is…..
    It is all unsecured debt because We The People pay for everything up front at the Origination Fraud. That includes all wars …. the National Debt is simply bankster interest on money they borrowed, gambled with & lost. They can’t insure Securities Fraud yet they stole $60.4 trillion dollars from us since 2008.

    They are racketeers and they are all liars & they are all full of shit.

  75. This quote from the Illinois new rules is very interesting…Also where someone has been in the home many years and it can be proven they paid more than enough money to cover the promise to pay and by the accounting someone is coming after interest, there may be some remedy for the homeowner, as it’s know the money is created out of thin air but the interest is not.

    I believe the same rule should be applied towards credit card debt. If a person has been paying for years on a credit card, and has easily paid off what they borrowed but not the interest, the interest rate charge should be frozen so the debt can eventually be paid off without ongoing accruing interest rate charges and penalties.

    I hope some enterprising lawyer for a credit card default client tries this approach.

  76. http://www.rollingstone.com/politics/news/everything-is-rigged-the-biggest-financial-scandal-yet-20130425

    see if it opens
    if not rolling stone- Matt Tiabbi

  77. Anyone have an opinion of the Fannie Mae link I posted below?

    My distortion:
    Are they telling the servicers to reverse the deeds that were transferred to them (Fannie Mae) in the fraud foreclosures?

    As in (are they stating to the servicers effective immediately), the deed was conveyed to us in error and we didn’t accept it, so pull it back, quit your claim on the property, file the quitclaim in the County Recorder’s records and that should at least put the title back to where it was before the property was taken by you; and make sure the quitclaim is filed in the name of the mortgagee on file even if you, servicer, are not that mortgagee on file?

    End of My distortion:
    I don’t know what it means and I don’t want to speculate when I completely lack the info I need to know what it means.

    An opinion may open up my comprehension a bit.

    This is really my I know nothing disclaimer, because I don’t even think I know anything as I want it to be something and because if that I may not be getting the right info from it.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  78. That’s right Trespass..I am from Illinois, Southern Cook County, and I have spoke about this issue in all of my answers, responses, pleadings & motions. It is about time they started upholding the law. This foreclosure fight has been all out war here. I am still battling away even though they attached no cause of action, no proof of claim, nothing at the onset but altered copies of the unindorsed notes & mortgages….no affidavits and the docs entered have redacting all over them.

  79. illinois Supreme Court has some new mortgaging rules in place before a foreclosure action can occur. Effective May 1, 2013.
    http://www.jdsupra.com/legalnews/illinois-supreme-court-issues-new-rules-93238/
    This it the article and at the bottom is the link to the changes. A search of the year 2013 or even the section that has the most changes 113, you’ll find some changes that it doesn’t make sense someone has to spell it out or the system will be abused by those wanting to use it for nefarious purposes against the public.

    It saves a lot in having to get ‘discovery’ since they have to bring these items to the table in order to initiate the action. Maybe people who are in their homes won’t have to deal with foreclosure if the one bringing the action doesn’t have the ‘standing’ and can’t bring fraud to the court.

    partial excerpt

    New requirements for all foreclosure complaints: New Rule 113(b) will require a mortgagee to attach to its complaint a copy of the promissory note and all allonges and indorsements thereto. This applies only to foreclosure actions filed after May 1, 2013.

    Also where someone has been in the home many years and it can be proven they paid more than enough money to cover the promise to pay and by the accounting someone is coming after interest, there may be some remedy for the homeowner, as it’s know the money is created out of thin air but the interest is not.

    Thus the perpetual debt system we live in at least for now.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  80. “Nothing of interest here any longer…”

    Then GO AWAY. PERMANENTLY. PLEASE.

  81. Larry Brewer said it before resigning carie, re hsbc laudering for terrorists- that was the decision of no return…perhaps,
    banks are not too big to be brought DOWN TO SIZE and properly regulated – GOVERNMENT MUST DO THIS but will they,

  82. If this had been in effect when the law firm that took my property conveyed it to Fannie Mae, they could not convey it to Fannie Mae.

    They stole it using a substitute trustee under the servicer’s name outside the courthouse and the same law firm conveyed it to Fannie May and went to court representing Fannie Mae as the purchaser of the property at a foreclosure auction.

    Talk about jaw dropping.

    https://www.fanniemae.com/content/announcement/svc1309.pdf

    I don’t know what this means. It’s effective immediately.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  83. I would like to hear christines proposal on what to about Dr. Evil. If they want Armageddon does she think we can stop them? At least we are doing our part to expose the fraud & fighting for our rights. What has Christine done besides spread Rothschild propaganda all over this site?

  84. I’ve said it for 4 years: foreclosures were meant as a distraction. And judging by how people on this site keep rehashing the same thing over and over and hanging on “We shoulda-coulda-needa-oughta” and My house! My house! My house! it is obviously working.

    Get your priorities straight because getting the house while the planet is being blown up ain’t gonna do it for anyone.

    Or don’t. Nothing of interest here any longer. That guy put his money (or lack thereof) where his mouth has been all along. So did many others who actually put their neck out. I didn’t see one person on this site running for any office, creating one video (except King) making any waves or anything of such value. Hell, the good little boys and little girls coming here wouldn’t even dream of getting enough guts to contact their representatives and senators and telling them: “Enough! I’m not paying your salary any longer!”

    Keep cooking in your juice. When it gets too hot, you won’t be able to jump out of the pot any longer. Your choice.

  85. Agree. The best thing ever to happen in the last four years of my foreclosure hell was the bank’s inability or unwillingness to arrive at a loan modification agreement with me after three attempts. Can I get a fact check, please?: I understand that if the homeowner does make a payment to the bank under the “agreed-upon” loan modification, it is then established that the bank is the correct party to whom payments should be made (reaffirming the bank’s standing to foreclose). It certainly does appear to be consistent with the way the banks roll today.

  86. http://www.huffingtonpost.com/2013/04/25/sherrod-brown-big-banks_n_3156166.html

    “…As further proof that too-big-to-fail remains in full effect, Brown pointed to Attorney General Eric Holder’s comment that he resists prosecuting officials from big banks out of concern that such cases could damage financial markets…”

  87. Glad to hear that Trespass Unwanted. Another globalist scam bites the dust. Bitcoin needs to go next. Their virtual world stinks.

  88. Glad to see things ‘change’ and glad that OPPT has finally fiz-ziz-zled.

    The dissolution of the One People Public trust by UCC filing #2013032035 on March 18 2013

    My opinion:
    Looks like they had to ‘let go’ of that claim over the entire world and all it’s resources. Probably had to teleport that gold back out of their hidden location, right? (right.). it’s dissolved.
    They are still ‘recruiting’ but people will create their own experiences. If you see the word bond realize they haven’t finished spelling it and don’t intend to. Know it’s bond(age).
    If someone asks you to sign a ‘bond’ of your free will, you had best get to thinking that a freeman can agree to be a slave any day as long as he does it of his free will and not by deception. Some bondages can last a lifetime or multiple lifetimes. Wouldn’t you wonder why someone would want your oath and bond? (Double whammy!) Would you wonder why someone would give an oath or bond to an equal? If I’m giving you an oath and bond, are you giving me one too? I doubt it; but people don’t ask.

    The road to hell is paved with good intentions.

    etymology of good is in 15th century is ‘holy’; as in Good Friday.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  89. I for one, am completely sick and tired of this Corporate agenda being blasted in our faces 24/7. The drug & sickness commercials are non stop. Why are they advertising to us constantly? I believe they are using the media to psychologically make us sick and broke. If it’s not the sickness agenda it’s the department store, car & bank commercials. It is all a brainwashing agenda gone wild. We need boycotts. Commercials don’t make me want to buy anything, they make me angry. The attorney bankruptcy and injury commericals are another pet peeve of mine…..1-800-bad-drug on the backside of a drug commercial. Ridiculous.n

  90. After I was denied the loan mod I was told by an attorney not to sign or agree to anything in regards to the banks debt. It is another set up to fail and, you will fail and lose your home and be kicked out in 3 months. He said the debt is unsustainable and can never be repaid.

    Deception is how the banksters operate. They all work for the great deceiver, the serpent. They may or may not even know it. There is no other explanation other than hell has manifested itself in the physical world. Satan knows his time is short to try and conquer the earth and get everyone to join his evil cult. It’s never going to happen.

  91. And it continues.
    The longer a homeowner is in a HAMP modification program, the more likely they are to default.

    ————
    Unfortunately, Treasury officials have an insufficient understanding of factors behind failures, according to the report.
    ————

    I wonder why?

    PNC is mentioned in the aritcle. I didn’t trust them, and we sure didn’t have a Deed of Trust together.

    As much as they had an interest in my home, they had a stronger interest in taking it from me.

    In my opinion, modification contracts appear to have a subliminal purpose if 46% of the few that got one can’t keep it.

    http://blogs.marketwatch.com/thetell/2013/04/24/modified-mortgages-show-alarming-default-trend/

    PNC is a contributing factor to lot of the titles are clouded.
    They spent two years consuming National City Bank and National City Mortgage and did get assignments of mortgages.

    I can’t read the agreement made to purchase, but if indeed National City Bank did not assign to PNC those promises that were satisfied, it may explain a lot as to why they got the money from the government but didn’t deliver anything to the homeowner who entered into an agreement with them.

    It’s like an airport shuttle service, once you pay for the round trip from the airport and back to the airport, you aren’t guaranteed they’ll pick you up when it’s time to leave ‘for’ the airport. They’ve already been paid for a service not rendered, yet. There is no incentive to render the service, now, as payment is final settlement and they already have it at the initiation of the transaction. You have to go through a lot of trouble to clawback a payment made for services not rendered.

    HAMP paid the servicer whether they provided the service or not. There is no incentive for them to make sure a homeowner remains in the program as they’ve already received final settlement for getting the homeowner signed up.

    No compelled performance requirements to force a clawback if it’s not met.

    Real party in interest who received the money is hidden, employees don’t care, they get a paycheck whether you stay in your home or not. Their job was to get that signature, so they could create another bookkeeping entry (Per Modern Money Mechanics) so they could purchase bonds and securities from the US Treasury and also receive additional funding from the government for getting you to sign up.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  92. It is an evil mindset this country is in, money & investors first and to heck with everyone else. Even though they all made their money off of our backs. This has become a greedy society where people are worshipping many false idols but mainly money. Years ago people worked to earn an honest living then the mindset changed and people worked to achieve status. Bigger & better was the motto. People got so caught up in status, traditional family values, family first got lost in the shuffle. While everyone was busy working, the banksters destroyed the place.

  93. good night all. sorry i hogged the blogg this evening. thank you.

  94. i hear you JG- did any one care whether it was , in fact, the boogie man.

  95. indeed UKG -( can women say mouse in my pocket, is that American saying, never heard it)
    dont get me wrong folks, im respectful of authority, they are in a place of power and previledge they have been highly educated to make life altering decisions.I know a judge and hes a totally awesome guy.
    i believe, i sincerely believe there are many good men and women judges that consider their lifes work an honor and a service to society as a whole. side note- i talked to a law professor long ago- here in az, he was absolutely, umm, not what one would expect, being he teaches the new generation of lawyers i found him closed minded, i was the deadbeat…
    well anyway i had another long chat with a finance guy at the credit union,he was appauled by the strategic defaulters- all hung up on it, missing the point entirely.the bank employees are lied to also, they have been schooled accordingly, they are not bad just because they work for a bank, but i think the industry suks as it stands.FWIW.cant respect money worshippers, my best freind, who was” the bird dog” who took me to the lot that ended up as my financial graveyard, excuse the drama, well…she got 20k for that day, and i got this past 5 years fighting about it, but i remember her saying this “the only thing you can trust is the color green”, she learned that from her father. they are very rich arnt they.

  96. dw – yes, that’s what I think, but more importantly, I believe “MERS” (or was it merscorp’s?) disclaimer regarding the computer entries upon which assgts are app done is judicially noticeable. If not, WHO authorized “MERS” to execute an assignment? the boogie man?

  97. another note: we (me and the mouse in my pocket) find ourselves submitting to those in “authority” and go forward (to court) thinking that the items obvious to us are an anomaly to them.
    This scheme was made confusing for a reason: to make it harder to expose the fraud and the crimes therein. And much like the legal process itself the system is stacked against you, until……..
    Now. You have judges getting more enlightened every day. Don’t forget, their cognitive dissonance has been ingrained by many years of looking at these “banks” as “victims” holding unpaid debts and assets with evaporating values taken advantage of by borrowers. That isn’t working anymore in most place when the causes are well pleaded.

  98. I couldn’t agree more Deborah. The destruction of our Security, the biggest robbery of our wealth, livelihoods & property in history, and all of the other unconstitutional & illegal scams & frauds perpetrated by these imposters got the fire under the asses of a few but, when these imposters came for our Second Amendment rights the people woke up.

  99. stripes, as you yourself have said- for decades society has been dumbed down we can talk about the ways but thats not the point now,. many of us recognise the problem runs even deeper- men who are willing to give up their freedom for promises made at election times- which of course were lies, have you considered history- how were the tens of millions of people killed during the nazi rule, how, by lies told to suit the audience. the truth must be told so we can attempt to clean up, but the people need to make it happen, i pray hard.

  100. Deborah…What they did was a huge crime IMHO. The banksters destroyed our peace & security and that is apparent in the decline of our society and the worsening quality of life in this country. We get nothing for our hard earned money because Obama and the politicians are helping their bankster buddies clean out & destroy this country. The mortgage fraud was used to stage the fake financial collapse and was the final straw that robbed this nation. These crooks robbed us of all of our Wealth & our Securities and it was all intended to do permanent harm. They all need to be held to account by every American.

  101. Very well said Deborah. None of us were looking for a way out of our financial responsibilities. We all tried the loan mod fiasco. Now that I know what they did they can shove their debt fraud. They aren’t getting another dime from me these fascists. They owe us a ton.

  102. JG- RE MERS- its only as good as its users, its a data base, the guy entering the data creates the record, it has therfeore no integrity, the guy or the record.

  103. The connection between chem trails and foreclosures? Look to Hurricane Sandy. If Chem trails are creating wilder weather patterns, than people who either lost their homes or their place of employment from Hurricane sandy were at most, given three months of debt suspension.

    Although that alleged 3 months might not even be true since the debt keeps accruing, all that apparently changed was the homeowner had 90 days to pay for 90 days of mortgage rather than pay for 30 days of mortgage every months.

    If that is the best that government is willing to provide, then that actually adds credibIlity to the controlling of weather since those victimized receive no additional protection but instead forfeit whatever assets they have to the banks while having their credit rating ruined for the next 7 years.

  104. thank you UKG,
    im at the point where i wear my heart on my sleeve, not that im emotional, no sir, but i have at least faced my archilies heel, my fear of authority. im the boss of me.

  105. my question carie and all
    was it any of our business what they did with the instrument, im refering to derecognition/off balance sheet accounting, borrowers cant be reasonably expected to grasp all that, sure the undisclosed and concealed part is at issue, but where would they begin ” by the way the gov allows us to take your name stick it on a deal whereby you guarentor every thing we want to do on our off balance sheet, under the table refi,s of default debts, because thats another trick we know, no you cant know because its a ponzi scheme and we love it and will protect it because we have to get the money off shore because, well just because and also you get to pick up the tab we leave the IRS.”
    we can accuse them of anything, but need proof and guess what its hard to get, and have it allowed. we can try through judicial review under FOIA, to obtain info regarding the assets transferred and whether there were default swaps /insurance paid and the remic status of the pool and whether asset had ever been mark to market value and any charge offs, this info is kept from us unless a court ruling makes them, all on our dollar.
    as far as our promise to pay under a contract/deed of trust/mortgage agreement where do we place the blame, i was induced to sign under a set of conditions, false ones. I know this, first off we get a clouded title who would of reasonably thought that would be the case, would not the whole world want to know what they were buying was clean unencumbered asset,- and secondly, a hyperinflated appraisal that we did not know was the case, others knew so do we need to sue all the “others” then ??, i look to what i relied upon to make the decision i did when i signed.
    mers is killing us, industry owned,ridiculous in itself
    The appraisal was convincing at the time hence the market went crazy, yet it was the “outsiders” willingness to stretch the numbers that created the bubble where median home price way outstripped median income, creating a very hostile market for real estate in fact.
    we cant get near discovery, because if we do not plead with particularity any teeny tiny loophole the court sees , its siding with the bank reps- interest of justice aside, as we are seeing, one step forward two steps back,
    my personal financial ruin in buying the home was due to the inflation of the appraisal and thus the markets instability, and my reliance on honesty and integrity that appraiser was acting at all times in an unbiased manner as he is duty bound and in the interest of the public as well as the secondary market participants. The investors are suing the rating agencies- no difference,
    The means and methods used to take the home away from me is another matter. taking the home away from me was the goal ultimately, but without the appraisal, loan, no loan whatever, the underwriting would not have been good enough for their greedy needs, huge comissions and god knows what else.

  106. Deb Wynn, well written piece. Thanks for taking the time to say what most are thinking: THE TRUTH MUST WIN! As naive as that thought can be said to be, it is indeed a battle that must be fought by those that have the will and means to carry on. As my resources run thin, I take this fight on to try and protect everybody in the State of Wisconsin from more BAD LAW being written and used against my neighbors. Many people lose sight of their what THEIR battle is really about: it’s a fight against EVERY action being brought in YOUR county or state under false pretenses (that the “bearer” of a “copy” of a “note” somehow has the right to enforce that note without “proof of rightful possession”). The thing that is missing in this society is the feeling of obligation “to the community” at large. We all become so self-centered. It’s easy to do. But this is an issue that goes to the heart of the inherent corruption of the government to toe the corporate interest line. The one percent feel insulated because they are. Their allegiance is to the sin of greed. Nothing more. The rest of us are left to fight to “right the wrongs” of the ruling class.
    Although many avoid the spiritual realm of the conversation, it can’t be avoided: this is the “good versus evil” battle that seeks to indenture the civilization…to those in power.
    And thank GAWD for NPV who will always bring us back to reality with economics. I see it too since I’m in multi-family and now I’m selling to the flippers. These people have no concerns regarding their titles or other issues related to their purchase. As long as they can buy these houses for twenty cents on the dollar and rent them as soon as they’re put back together, the market will continue to consume the inventory. All the previously foreclosed homeowners are their target audience for their newly acquired rental assets. A lot of this gets put out there as “Rent-To-Own”, so they can collect large down payments and equity payments depending on how they structure their scam.

  107. every time i want to agree and believe in stripes, my mind goes back to her million dollar multiplication and i just cant get by that…..its not that you made an error, everyone does that, its that you continued to stick to you incorrect numbers, no matter how many people told you otherwise…..keep posting stripes, i like reading them…..im just not all in 100%

  108. @JG

    Yes—our HOMES—basically traded like stocks. Illegally. And don’t forget to add money laundering, insurance fraud, and tax fraud.

  109. ok, reason i blogg , here, is, we all came here for hope- waking up one morning upside down, realising our financial ruin- i said to myself , how could i get this so wrong- i take responsibility for what i do and dont do- but this was not something i should be carrying, i was made to, i found help , here, for whatever reason, i found it here…
    there is something rather special if you guys havnt noticed, that is syncronistically happening on here between bloggers of all mind set and opinions- and its an example of how as a race we are going to make it through-and hold on tightly- we judge, and will be judged, but in the end we need only impress ourselves, being our own hardest judge at the end of the day. we all have a deep inherent innate knowing that the truth will set us free, because we are supposed to be, as trespass knows very well, and without interferance from another who assumes or endeavors to assume control for their own selfish reasons- financial in this set of circumstances, but also to control, some of it damage control, so that those who need to control remain in place, its been happening for decades, whilst we slept, relying on our state officials and government to have our best interests at heart- i realise how nieve i was in my thinking 4 years ago- what a shock its been to me to learn otherwise. thats why i fight, i cant get used to the idea that i am going to be interferred with for the rest of my life working like a slave taxed out of everything i had and ever hoped to have as security for retirement when i cant work 12 hrs a day anymore,- it all goes against natural law of man and his true nature, and because some people – here it comes again , jack nicholson line, ” cant handle the truth” ,or dont want to hear it speak it or see it, (i have a mental image now and its not the 3 wise monkeys) – why, when they denied it , yet know it, they do know it, and they must face it, because otherwise it defies what they are, not who, but what, as the creator made them- an individualised expression of the maker,in human form , spiritual having human experience and all the wonderul things humans get to do in expanding their consciousness, maybe changed in nature to suit the environment, we are fighters by nature and want to survive, but innately- we all belong to god, we all have and hold part of the maker and that part is at one with the maker, what we are, yet not to know who, in relation to what we are, is for sure, pretty much, a sad thing in my opinion, to live an unlived human life, and so, i guess the lesson not wanting to be learned, will be learned in another life, what we call karma.
    i know this is perhaps not the venue in some of bloggers opinion, but indeed i believe the subject matter as they say “hatched” out of the subject matter, because we all bear witness to the test of our lifetime.
    i maintain ,and hope the answers lie in our court rooms.

  110. They wiill never reveal their true identity because they are a third party debt collector not before the court and are not amenable to service of process. They are third party debt collection agencies who are representing the FEDERAL RESERVE BANKSTERS who defaulted on the original contract and created $700,000.00 dollars in mortgage fraud via their Wall Street investment banks who are now trying to collect real property as if it were a credit card debt they are owed.

    They are imposters; fictitious payees; fictitious persons who were never a party to the Original contracts, they were just pretender lenders with a really serious gambling problem and as a result they are now wantoned felons who should be in prison by now yet, the coverup continues because many of the politicians are also a party to their crimes and are members of this sacreligious cult aka the Synagogue of Satan. They are believers in the Luciferian ideology and disguise it as socialism, communism and moreover are sick control freaks who want totalitarianism.

  111. Since MERS is (just) an electronic (computerized) data-base, could it rightfully be called a “private set of books”? I think so. I’m mentioning it because it is illegal in all states to make false entries and or maintain false records in private books. Making false entries in private books was criminalized fyi with money laundering in mind. That making false entries in private books is criminal says to me that if false entries are made by members (who are the only ones on info and belief who make those entries) into that database, a crime is being committed with each false entry. MERS as the provider of that private book imo is also liable for false entries.
    This is all part of a future determination many of us won’t see since no one in this act has broken any ice on the right to and the need for evidence singularly in the possession and knowledge of the other guy or electronic discovery. And by then, whatever MERS is up to with its shamefully ignored seven year contract with GenPact may have obliterated ‘truths’. Is the evidence being made to conform to allegations? I don’t mind saying that it’s here that I do regret not having the energy of a young punkmeister, since those with the energy don’t seem to give a hoot.

    In the here and now it cracks me up that the same entity which has issued – in black and white – a disclaimer as to the veracity of those entries yet allows others for the payment of 25.00 to execute assignments, documents which purport to transfer interests in our HOMES for heaven’s sake) in its name apparently based on the very entries it disclaims as factual.
    (I don’t want to dilute this issue, so I’ll just repeat that “MERS” has nothing to assign but its nominal status.)
    lay opinions

  112. Texans, beware! The cartel, acc to this article, is pushing or about to push laws / 86ing laws which have to some extent protected texan homeowners to date. I remember thinking in my early days of research that TX was protective of home ownership more than many other states. Did you know that until not that many years ago, you couldn’t even get a second on a tx home?

    http://www.nytimes.com/2012/05/26/business/texas-lending-law-shielded-many-homeowners-from-housing-bust.html?_r=0

  113. ************ JAIL DeMarco and hs gang of THIEVES ! **************

    Recent court decisions may force mortgage lenders Fannie Mae and Freddie Mac to pay real estate transfer taxes or extend due process to homeowners hit with foreclosures.

    Ingham County Register of Deeds Curtis Hertel Jr. said the national lending organizations claim they are part of the federal government — they are chartered by the government — to exempt themselves from paying transfer taxes. But when they purchase a foreclosed house at auction they claim to be private organizations that have a lender’s interest in the property, Hertel said.

    McLean, Va.-based Freddie Mac and Washington-based Fannie Mae purchase mortgages from lenders and package them for resale, a strategy that allows lenders to offer mortgages to those who might not qualify otherwise for the loans.

    “That’s interesting because most people (bidders) would have to put down good-faith money” to claim a foreclosed house, Hertel said. “They don’t have to because they say they are part of the original foreclosure process.” By trying to have it both ways, “they’ve put themselves in a box,” he said. “They have to choose.”

    In lawsuits filed by the lenders against foreclosed homeowners, Ingham County judges ruled in favor of the borrowers in February and this month.

    Ingham County Circuit Judge Rosemarie Aquilina, in the first decision, ruled that the Federal Home Loan Mortgage Corp., known as Freddie Mac, conducts business as a government entity, which carries a constitutional responsibility to extend due process to individuals facing the loss of life, liberty or property. As a result, she reversed a district court decision that had upheld the foreclosure of a home owned by Michael and Kathryn Kelly of Meridian Township. On April 9, Ingham County District Judge Thomas Boyd chose to “follow the lead of the Circuit Court” and ruled the Federal National Mortgage Association (Fannie Mae) is a governmental entity that cannot foreclose in the same manner as would a private lender.

    In March 2012, a U.S. District Court judge in Detroit, ruled in favor of Oakland County, the Michigan attorney general and Michigan Treasury Department, saying Fannie Mae and Freddie Mac were not exempt from paying Michigan’s real estate transfer tax.

    “Fannie Mae and Freddie Mac have been shamelessly manipulating our state’s property laws for years at the expense of innocent citizens,” Hertel said. “They continue to try and exempt themselves from important local and state taxes by claiming a government exemption, but have continued to foreclose on individuals and families using procedures that are only available to private corporations.” The rulings will help protect citizens from “future deceitful foreclosure practices,” he said, noting the cases remain subject to appeal.

    Spokesmen for Fannie Mae and Freddie Mac declined to comment.

    The Ingham County decisions involved evicted residents who sought assistance through the Foreclosure Fraud Hotline set up by Hertel and county commissioners.

  114. Thanks Deborah,
    It matters.

  115. No worries trespass
    Your good with me. I learn from you i consider everyones points that are worth the read. I decide who to read and not to read and i process and save or dump

  116. Ukg
    Ive been in appeal since june last yr waiting for date to oral argue and a motion be ausr the court is missing a major point thst hsbc is for sure, a party to the appeal. Im pro se i cant type but im not stupid. Hang in there.

  117. still nothing from the Appeals Court on our case. In a holding pattern.

  118. @E.ToLLe

    Yeah—“strong law” has been really working so far…

    What happened to Revolution 2.0? Have you organized that yet?

  119. Deborah,
    I respect your rights.
    I did not mean the passage to anyone in particular, it is just that I’ve seen the nature of man change where we go after each other yet still believe we are fighting a corporation (fiction).

    If people can see that each of us are living, how is it they lump a corporation in the same boat and ‘pretend’ or ‘can’t see’ it’s not alive.

    They are having dialogue with a representative.
    The representative can show you an contract and it won’t have the name of the CEO nor CFO on it. Who’s name is on it? I sure won’t be the owner of the corporation either?

    If someone has a vested interest in retrieving their right to property from another, why would you NOT know who it is?

    Why would we keep posting here about our fights, when the system is not going to ‘recognize’ law.

    A judge should not hear a case until the ‘real party of interest’ appears and make their claim.

    A constitutional right is to meet our accuser.

    All these other distortions lead people in their frustration to turn on each other, because that is all their eyes see.

    I can’t lay it out there for anyone, because we all have the capability to ‘know’ anything we want to know of our own free will. Someone without internet access if it is their desire, they will know something that is not written in legalese and still be able to state their claim.

    To deny someone the protections of the law based on their knowledge of legal terms, or their access to an attorney, or their ability to state their claim as a pro se or pro per, or in proprio persona people is discrimination.

    I am not going to attack anyone on this site for anything they say, feel, or think, and I like fair warning if someone wants to come after me for something I state without selecting them in the process of making the statement.

    We have all been pulled into the battle, even though all of us didn’t want to be.

    I respect everyone’s comments.
    I do.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  120. Trespass
    The point made with your reference to the passages from bonds nightfall
    I understand
    People who are like sheep and follow a leadership ( so long as their oersonal self interests are satisfied) may wake up one day to find that THEIR nation has changed in dramatic ways- as we are starting to see and touch upon on this blogg,
    The problems in the court room reflect this dramatic change but the law stands for one, im asserting my legal rights. Thats all.

  121. When you get to the nitty gritty, it’s not complex..it’s the Security.

  122. Upholding the Constitution & the rule of law regarding our Life, Liberty & Property is not a silly-ass theory. That could only come from the mouth of a foreigner who has no regard for the rights of We The People. These are our Securities, we paid for and the banksters destroyed them. These cases are not even in the proper venue, these are foreign nationals, criminals who are openly waging war in civil court rooms and are outright stealing the Life, Liberty & Property of We The People. The judges should not have to rule because the cases should have never been entered but since they were they should be clearing titles left & right and the attorney’s & the people should be demanding monetary restitution for harm done & harm intended.

  123. The judge said to the people in the Cook County courtroom a few months ago.. “We were told by the Supreme Court to accept anything from the banks. The Supreme Court is the last word.”

    He also said he does not agree with the banks denying loan mods and not giving a reason.

    Bottom line, the Supreme Court suspended the rule of law when thet told the judges not to uphold the Constitution or any of the laws of this land regarding our Life, Liberty & Property. That is treason and everything they are doing is illegal.

  124. ok its complex not complax, or maybe its lax something or other

  125. ET
    how the hell can a negitive mind apply itself to the complax legal issues we face, thats all im saying. be mindful folks, control your thoughts towards the goal you have and go for it with everything you ve got.

  126. Etolle
    good morning sunshine !

  127. Just for the record, and for any that have not read my comments two years ago, I’ll repeat my disclaimer.

    I know nothing, and if I think I know something I know nothing.

    I DO NOT GIVE legal advice because i don’t know legal things.

    I’ll also add that I do not ‘stand under’ anyone’s control because I have the Right of Self Determination.

    That right included deciding what to communicate at any time as long as I don’t trespass on anyone else’s right to communicate.

    Freedom of Speech is means Freedom to Speak, not “Permission to Speak”

    As such, in a world where an infinite number of things can happen, part of that infinite number can be dialogue on a topic or dialogue on a side topic of importance.
    ……………………………………..
    This detail in conscience has been placed in the universe and recognized as a Universal Truth. Truth does not have to be defended.

    I don’t recognize them as any power over me or my life.
    I don’t recognize them as having any value over my wealth.
    ————————————–
    This detail in conscience is an opinion as I cannot know what everyone is thinking or feeling or whether everyone on the plane didn’t mind being felt on by TSA

    The TSA was created under its supposed protective powers – TSA provides an inability to travel by air without being sexually assaulted for the good feeling of safety of others who want to fly on the same plane and don’t want to be the only ones felt on, and want you to go through what they went through cause they wanted to be felt on to feel safe they just didn’t want to be the only ones felt on while they are feeling safe.

    TSA is a contract between two willing parties that interferes with the contract between two willing parties.

    We should be purchasing TSA tickets to fly instead of airline tickets to fly, because TSA can make you miss your flight even though you don’t have a contract with them, and the airline will not protect your right to flight even though they have a contract to get you to your destination.

    TSA can interfere with the obligations of a contract and leave you holding the financial liability of the problem caused by their violation of your right from unlawful search and seizure.

    The airline will pretend it doesn’t know why you missed the flight, and TSA will act with impunity, do what we say do let us feel on you, or look through your body or we’ll make you miss your flight.
    ————————————————
    But this is another truth.
    This post had been open for a day, no sooner that it was opened, people had already posted regarding the topic and we have 40 responses.

    One remains silent for a day, reads the other responses, and instead of providing an example of what they’d like to see, there is a unilateral attack on several posters at the same time.

    Now I wonder, WHO is the One waiting on to post with information to ‘help’ after attacking messengers who at various times have provided information that is useful for their fight.

    Whether the One knows how to use it is a different story, but there have been some nuggets provided herein for two years, it was not enough to keep our homes or most would not be getting a check from the thieves.

    So maybe One can tell us what a judge will listen to?
    It’s a known fact judges want the law to be a copyrighted process and they dislike people appearing before them ‘practicing’ their fiction.

    It’s a known fact attorneys earn their living ‘debating points’ of the law with another debater and the judge serves as referee over who presented the best points in a clear and concise manner and that’s who wins the case.

    It is a known fact that attorneys have had time to hone up on their real estate skills and there is money to be made ‘pro bono’ going through the corrupted titles and getting reversals and fines and penalties against their ‘friends’ for bringing fraud to the court.

    So just what on earth can someone provide on this blog that will help ‘anyone’ win their case when we know from experience and the experience of others it has nothing to do with what is legal, lawful, or right?

    The overseers aren’t overseeing, the judges decisions are all over the place, the legal system has turned a blind eye, the banks have the property as assets, the counties have been robbed of a clean system or recording and recording fees. Homes lie in ruin, modifications are being rejected, forced placed insurance is being used to make it impossible for people to keep paying their mortgage, and the paperwork being filed is not even the originals, or some aren’t even providing discovery and dragging things out.

    The mind needs time to focus on an activity and time to stray away from focus on that activity.

    I choose to be here, and Neil doesn’t seem to mind me being here and keeping his blog active and interesting between postings.

    Maybe One who does not like what they see can give us examples of what they want to see and the tell all of us to go out and look for the same things online or tell us to get offline and search for it in a legal library and bring it back to One on this blog? Maybe that will make One happy?

    I never meant to offend anyone by what I do, but at the same time I have a right to be Me and do what I do. As I’m no one’s slave, some complaints have more to do with Control One wants than it has to do with a Trespass on One’s rights.

    It is what it is.

    A quote from Skyfall
    —————————

    Raoul Silva: Hello, James. Welcome. Do you like the island? My grandmother had an island. Nothing to boast of. You could walk around it in an hour, but still it was, it was a paradise for us. One summer, we went for a visit and discovered the place had been infested with rats. They’d come on a fishing boat and gorged themselves on coconut. So how do you get rats off an island? Hmm? My grandmother showed me. We buried an oil drum and hinged the lid. Then we wired coconut to the lid as bait and the rats would come for the coconut and… they would fall into the drum. And after a month, you have trapped all the rats, but what do you do then? Throw the drum into the ocean? Burn it? No. You just leave it and they begin to get hungry. And one by one…

    [mimics rat munching sound]

    Raoul Silva: they start eating each other until there are only two left. The two survivors. And then what? Do you kill them? No. You take them and release them into the trees, but now they don’t eat coconut anymore. Now, they only eat rat. You have changed their nature. The two survivors. This is what she made us.

    ———————————

    Some of us eat coconut, we just want our right to eat coconut back, we are peaceful and do not want to go to war, regardless of what another does to us to try to ‘change our minds’.

    Many of us know how traumatic circumstances can be used to change the ‘nature of man’ and make him turn on other men.

    Under the Lieber Code, peaceful people have a right to be peaceful and not war with any occupying force.

    We are to be protected because we ‘choose to not go to war’.

    Is that useful in court? Or is it only truths that – you recognized and is written in legalese – that you want to see us post here by YOUR Will?

    I move according to My Will, so don’t expect me to ‘take orders’ or ‘under stand’.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  128. Thinking positively has little bearing on law, save maybe for how you handle yourself in court, but if it makes you feel better otherwise, go for it. Just don’t expect the outcome of your case to change because you paint a positive spin. The judge is never going to rule in your favor saying, “I see that you’ve been wronged. And even though you didn’t spell out exactly how, or cite case law to support your theory, I’m still going to rule in your favor because you have such a great outlook on life”.

    Pro se combatants have to get away from the silly-ass theories that have taken over this blog, and back to strategies that have the best chance of defending homes against this onslaught.

    And while the subject of chemtrails might be something that interests you greatly, or the copping a feel without so much as a dinner or a drink provided by the TSA, what in the hell does any of this have to do with shutting down a foreclosure mill in court?

    The comment stated below:

    “I don’t recognize them as any power over me or my life.
    I don’t recognize them as having any value over my wealth.”

    Well, you may not recognize them, but they’ll know exactly who you are when you’re drop-kicked to the curb and your possessions are pilfered.

    Weather manipulation? Go to the weather channel site and chat to your heart’s content.

    Boston marathon bombing? Falseflagconspiracy.net.

    And then there’s this finding, that’s been bandied over this blog of late:

    “Any person guilty of falsely preparing any book, paper, record, instrument in writing, or other matter or thing, with intent to produce it, or allow it to be produced as genuine upon any trial, proceeding or inquiry whatever, authorized by law, shall be guilty of a felony.”

    Is this little gem supposed to make pro se’s giddy with visions of mill firm heads on pikes? All the judge will say is, so what? What does that have to do with the present issues before the court? Are you a county prosecutor? An AG? Just because there’s this law on the books, does it come with some private right of action attached to it? “Off with YOUR head” is more than likely what the judge will say to that little gem. Call Holder, he’ll jump on it, you can take that to the bank. On second thought, he’ll take it for you.

    And while I enjoy reading Judge Shack’s decisions as much as the next person, they should be viewed with about as much legal weight as the Bram Stoker novel he references in his decision. Unfortunately, there’s only one Shack, against thousands of judges who view their role on the bench very differently. It’s the multitude that needs persuading. And that will only come by sticking with strong law, not positive thinking.

  129. Look at what crawled out from its rock…it’s usedkarguy….prove that I’m wrong or go crawl back.

  130. ukg- i know, very depressing, thats what….it would better serve us all to
    think positive. can only give it your best shot until fat lady sings. so why all the negatives – what we think so shall we be.
    thats all i have to say bout that- and god speed what you need to happen, great fight your putting up.

  131. ” The traitor politicians gave up our birth certificates in exchange for the U.N./IMF’s, “nothing of value” credit system of fraud. We were turned into electronic human chattel on the global stock exchanges without out or (our?) knowledge or consent via those cusip numbers. That is no different than human trafficking, it is a form of human bondage. ”

    this kind of endless, unchecked verbal diarrhea from idiots is what killed your blog, Neil.

  132. The only deeds ever delivered were our property deeds to us. No mortgage deed was ever executed by the Issuer of the Original Bill of Credit because there were no trusts set up because these types of transactions were illegal.

  133. I’ve said a couple times that the one thing which makes a deed operative is delivery of that deed to the grantee. And I’ve wondered how that works with a dot – must it be delivered to either a) the dot trustee or b) the ben?
    I found this and it was cited in regard to an assignment of a credit bid in a 2010 case:
    “For an assignment to be valid, both parties must intend to make the assgt.
    NY Jurisprudence, Second Addition, Volume 6A, Assignments Sec 35.”
    (Do trusts intend to be the recipients of assignments 6 years after the
    cut-off date?)

    A lawyer claimed, in a complaint by FHLMC to remove a homeowner, that he had been authorized by both WF and FHLMC to assign WF’s f/c sale credit bid to FHLMC. ** The lawyer in subsequent pleadings and argument said it was just an error. In 2010 NY Slip Op 52003, here’s what the court had to say about that:
    “False allegations can’t be so cavilierly dealt with by claiming they were errors when, in point of fact, these allegations served until challenged as a means to disguise petitioner’s lack of standing”. The lawyer was sanctioned the homeowners att fees (14k plus) and another 5,000. NOT enough for grand larceny (or whatever) or attempted GL, but better than most of us see. Now if this case had been in CA, by way of the interpretation of CA statute, the trustee’s deed to the party who made a bogus credit bid would (without a five if not six figure litigation war chest)
    a done deal. Can you imagine a demand for tender by such a miscreant?
    How is tender relevant to a credit bid in the first place?

    ** jg: WF may have contractually been obligated to repurchase the allegedly defaulted loan from FHLMC. Did WF attempt to get around that contractual obligation by simply claiming a right to a non-existant credit bid to snarf the real estate? What the heck is going on with these credit bids and their alleged assignments? At any rate, it’s like when abc has poss of the note in its own right, no, it’s for joe, no, it’s for sam, or it’s for anyone they care to claimn with no evidence of nothin’, including consideration / skin in the game. WF was clearly not FHLMC’s authorized agent to make a credit bid, because had WF been, since the act of the agent is the act of the principal, no assignment would have been necessary, though i believe WF would have had to make the credit bid “as agent for” FHLMC and not in its own right.
    Isn’t it so that servicers are making the credit bids and purporting to assign them to who knows who? A bf agent could make a credit bid (why not?), so if a servicer is a bona fide agent for xyz, it could make a credit bid, but again, “as agent for” and subject to verification of that agency. That’s not, to my knowledge, what’s going on, tho. The auctioneer just says, “Sold back to the lender for $xxxxxxx.” “Lender” isn’t even identified. And “back” to?

  134. This is a case to read and study …. Everyone including MERS and their Outlaw Attorneys gets Whacked. Love It! and Live It!

    http://www.nycourts.gov/reporter/3dseries/2012/2012_51902.htm

  135. This is an Imposter government. Everything they are doing is unconstitutional & illegal. It is all a farce taking away the rights of the people under the guise of protecting our peace & security while they know damned well the Imposter government are who destroyed the security and there is no peace. They are liars. Bloomberg is an Imposter and should be arrested for stealing.

  136. Guest,
    Thanks for the post.
    I’ve seen the current interpretation and it’s upside down from what we’d expect. Free people treated as slaves, public servants acting as masters of the Universe, and a Supreme Court who’s decisions seem to give more power to fiction than life.

    The TSA was created under its supposed protective powers – TSA provides an inability to travel by air without being sexually assaulted for the good feeling of safety of others who want to fly on the same plane and don’t want to be the only ones felt on, and want you to go through what they went through cause they wanted to be felt on to feel safe they just didn’t want to be the only ones felt on while they are feeling safe.

    TSA is a contract between two willing parties that interferes with the contract between two willing parties.

    We should be purchasing TSA tickets to fly instead of airline tickets to fly, because TSA can make you miss your flight even though you don’t have a contract with them, and the airline will not protect your right to flight even though they have a contract to get you to your destination.

    TSA can interfere with the obligations of a contract and leave you holding the financial liability of the problem caused by their violation of your right from unlawful search and seizure.

    The airline will pretend it doesn’t know why you missed the flight, and TSA will act with impunity, do what we say do let us feel on you, or look through your body or we’ll make you miss your flight.

    There is the Patriot Act, the you will spy on each other, you will tell on each other, but you can’t tell each other that you were told to spy on each other and tell on each other but can’t tell each other what you were told.

    Both were created while people were talking about the constitution’s protections.

    Don’t let me get on Citizen’s United, the person with no soul, run by a puppetmaster who has the same protections as the people except you don’t get to see who’s manipulating the corporation because the representative will use the protections when they go to court to represent the corporation’s puppetmaster by representing the corporation.

    Our homes were stolen while the constitutional protections were supposedly in force. The federal reserve and their self proclaimed board of governors seem to claim they are immune to every protection we are supposed to have in their written document. They appear to me, to do whatever they want with impunity because their chairman and other officers have stated the federal reserve bank and actions done using it as a front are outside of the jurisdiction of the United States, For some reason the Board of Governors, the Chairman, and other officers within that ‘Citizen’s United type person’, have some magic powers to reach into the jurisdiction of the United States; a jurisdiction they make clear they are outside of; and manipulate the lives of the People endowed by the Creator with impunity/immunity to live our lives free from their interference and who do not observe the protected status they claim to have over the things they do to us in our lives.

    I don’t recognize them as any power over me or my life.
    I don’t recognize them as having any value over my wealth.
    They are a third party intervener keeping me from my right to life, liberty, and property, and claiming they have a right to do things inside the jurisdiction of the United States and remain outside the jurisdiction of the United States.

    That makes them a foreign entity, a foreign power controlling our lives, with impunity and immunity.

    Who on earth wrote up that agreement and who on earth is keeping it in force today?

    Where is that contract posted for all to see and recognize?

    I don’t recognize them.
    I am the Creator and I don’t recognize them as anything I would create.

    Where is the moral compass of the people who swore an oath to protect life rights recognized within the document before the Federal Reserve system was created and claimed to have rights above and beyond that document only for their ‘self proclaimed’ governors and owners and officers and stock holders?

    The Creator does not recognized them as more equal than their equal.

    All naming conventions aside.

    Equal equals Equal.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  137. We took a trip to the lake house these past few days. Fresh Air and Nature has a way of clearing the mind. As you all know we did not apply for the IFR but received a check anyway. It is our decision that by signing an agreement with unknown parities whom we have never conducted business with nor entered into a contract with that we will not accept the settlement check. The parties are unknown to us, but their harm is… and they helped themselves to a heck of a lot more than $400.00. Dirty Money! Phoooey!

    For several years now I have heard talk about lenders selling loans that did not exist, all those I have seen have been limited to loans where the refinance did not take place UNTIL last week when I laid my eyes on a New Century Mortgage originated loan on a property that was never bought by the borrowers. The borrowers applied for pre-approval on a mortgage, but never made any offers on the property nor did they accept a loan. Somebody tell me why these people are not in Jail facing Lethal Injection?

  138. Carie, the video link you posted can be tied into how the government is handling the victims of hurricane Sandy. The hurricane victims have no debt suspension rights. This tends to lend credence to the idea of weather manipulation because one could then ask why would the government want to lose money via debt suspension if they were behind the weather that caused the damage?

    The answer is, the government would not allow debt suspension since that would mitigate the reason for manipulating weather that damages or destroys territories.

  139. FASCISM ALERT: Mayor Bloomberg Decrees, “Americans No Longer Are Entitled To The Protection of The United States Constitution”

    Posted by: Matthew D. Weidner, Esq. | on April 23, 2013

    I wish I were being overly dramatic with that headline. But I’m not. Read exactly what he said:

    “Look, we live in a very dangerous world. We know there are people who want to take away our freedoms. ” Bloomberg said

    Yeah, no shit like the entire US Government wants to strip away all of our freedoms…..did you see door to door gunpoint searches? Rifles pointed at innocent Americans……

    From one of the leading fascism propoents:

    In the wake of the Boston Marathon bombings, Mayor Michael Bloomberg said Monday the country’s interpretation of the Constitution will “have to change” to allow for greater security to stave off future attacks.

    “The people who are worried about privacy have a legitimate worry,” Mr. Bloomberg said during a press conference in Midtown. “But we live in a complex word where you’re going to have to have a level of security greater than you did back in the olden days, if you will. And our laws and our interpretation of the Constitution, I think, have to change.”

    BLOOMBERG

  140. Trading on energy stocks will rise because of this:

  141. yes, mindless intelligence.

  142. I don’t believe in it either trespass but, these banksters do believe it for whatever reason it is inhuman. The evil empire never sleeps thanks to computerized fraud.

  143. My opinion is that although the birth certificate exists, We are not digits, paper, nor chattel. They can trade digits and paper all they want in their system. They cannot join unlike things.
    Legal Maxim: Unequal things cannot be joined together.
    Unequal things cannot be yoked together.

    We are who we are.

    I teach the youth to not get engaged in arguments that have no merit.
    If someone were to look at a youth and say you are a “mediterranean sheep dog because someone filed a paper in a european court with a name similar to yours but spelled in all caps”; would you argue with them? The youth would say no, because that’s not what I am.

    So I tell them never argue about something that is not true.
    It’s a waste of energy and a tactic that leads to other things. It’s hard to prove a negative.
    “You are angry!” “No I’m not angry!”
    “You are stupid!” “I am not stupid.”
    Leave those things alone and only stay in truth. The truth does not require you to defend yourself just because someone said something.
    “You are angry!” “I am happy and plan to continue to pursue that happiness.”
    “You are stupid.” “I make decisions based on what I know and the experienced I’ve had.”

    “You are chattle, a slave, a digit in a computer.”
    “I AM Life, Free, Independent and exercise the right of Self Determination; just because someone does not recognize my rights or ignore my rights does not mean I don’t have them by Divine Right.”

    As for the 1099A or any tax document, You have three years to modify that contract with an amended return.
    I guess someone could file a 1040X (amended tax return) and indicate the mistake in filing the 1099A, from what I comprehend, just like the banks filed a 1099A with the IRS naming themselves the creditor, the homeowner can file the 1099A indicating who the true creditor is, if they know, and the true debtor if they know.
    The burden for the tax falls on the debtor.

    Who funded the transaction? If the creditor is unknown, can it be indicated? If the home was not abandoned, is there a different 1099 form that indicates and continued Acquisition rather than an abandonment? Just questions. We can see more than what is shown to us if we ask questions.

    I don’t give tax or legal advice.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  144. The fraud all started with the birth certificates. The traitor politicians gave up our birth certificates in exchange for the U.N./IMF’s, “nothing of value” credit system of fraud. We were turned into electronic human chattel on the global stock exchanges without out or knowledge or consent via those cusip numbers. That is no different than human trafficking, it is a form of human bondage. They turned us into common or preferred stocks & bonds. Our credit value begins at a million dollars and goes up depending on our education, career choices etc. It is absolutely criminal, maniacal & diabolical because no one knew about it or agreed to it. You can search the NYSE by that RED NUMBER on your birth certificate and see what Corp holds your stock. Certainly the evil, greedy bastards monetized the S.S.#’s as well. Enough is never enough for these control freaks.

  145. Consider this: By paying your mortgage to the servicer after a loan modi agreement, you are REAFFIRMING that they are legally entitled to your money. By pure luck, I was unable to get a loan mod.

  146. @Deb W

    Yup—my IndyMac/OneWest servicer says: “We don’t have to show proof of anything to you”,…when I said: “Why would I continue to give you money when you refuse to show me proof of conveyance to the trust?”

  147. @ guest- the banks file the 1099A , c, and its a darn huge question of fact whether they are telling the truth- why cant i get the info from One west or the FDIC re the nature of the “assets” transferred,(and other questions raised under FOIA) my” loan” was supposedly transfered identified by its number only- thats it, thats all i know.

  148. [Any person] guilty of falsely preparing any book, paper, record, instrument in writing, or other matter or thing, with intent to produce it, or allow it to be produced as genuine upon any trial, proceeding or inquiry whatever, authorized by law, shall be guilty of a felony.

  149. As Forewarned, The Irish Savers Have Just Been “Cyprus’d”, And There’s MUCH MORE “Cyprusing” To Come
    Reggie Middleton’s pictureSubmitted by Reggie Middleton on 04/23/2013 07:57 -0400

    Anglo IrishBank RunEuropean Central BankIrelandNADARBSReggie MiddletonUnited Kingdom

    This is likely to be the biggest finacial story of the month, a story that’s bigger than Cyprus, and a story that you’re not going to see in American mainstream media – not by a long shot. Let’s take this from the top, for BoomBustBloggers were warned weeks in advanced. On Wednesday, 27 March 2013 I published EU Bank Depositors: Your Mattress Is Starting To Look Awfully Attractive – Bank Risk, Reward & Compensation wherein I explained that the situation of extreme loss faced by Cyprus bank depositors, savers and bondholders will not be a unique story – as excerpted:

    The deposit accounts that you were getting just a few hundred basis points for have developed:

    1.
    1.Liquidity risks: The capital controls that weren’t supposed to happen (see No Capital Controls In The EMU? Liar Liar Pants On Fire), happened! See Cyprus Banks Set To Reopen, To Serve As Glorified ATMs With A €300 Cash Withdrawal Limit
    2.Credit risks: Your so-called safe investments will suffer up to a 40% haircut! Mainstream Media Says Cyprus Salvaged By EU Deal, I Say Cyprus Is Sacrificed By Said Deal – Thrown Into Depression
    3.and Market risks: Demand depositors have forcibly purchased highly speculative synthetic call options with their haircuts that are unlikely to compensate anyone for anything!
    The little app below calculates what return you should expect to receive to take on the risk of a potential 40% haircut. The second tab offers what recent Cyprus bank rates were. Do you see a disparity???

    http://www.zerohedge.com/contributed/2013-04-23/forewarned-irish-savers-have-just-been-cyprusd-and-theres-much-more-cyprusing

  150. iwantmynpv,
    Thanks for the advice, I actually have a copy of the original application through a process I learned in ‘redemption’.

    As much as I’ve heard the reasons ‘not’ to have one, I have no proof but my inner knowing is that it is needed to keep track of the accounting of something. Whether it is used to hold the value given to the birth certificate, or to hold the details of what I labored for and am still ‘owed’ – because I’ve received paper and no real sustenance and the FRNs I’ve been given are IOU’s from the bank and a promise to pay what I deposited in real money and not just credits or debits per their bookkeeping entries..

    For others reading the blog,
    The SSN is how the system knows how many of us are ‘alive’, In Being.

    The SSN is how the system knows the difference between a corporation with an EIN and a life, the People who have an SSN.

    The SSN is proof that we are non-decedent per the Internal Revenue Service code. paraphrasing, “If an infant has a social security number it is nondecedent’.

    I see no reason to get rid of a number the system uses to ‘know who I am to it’.

    The constitution protects ‘life’. They are holding public offices and are supposed to abide by the constitution. That’s their moral compass.

    The anarchy exists because they aren’t abiding by their own laws and they are ‘killing life’.

    Life began the process of the ‘creation’ of the birth certification, and the ‘creation’ of the social security number’, and the ‘creation’ of money and the ‘creation’ of the shelter we were living in.

    Life has the power to ‘create’.
    The corporations are a creation.

    A creation is not greater than the Creator.

    Federal Reserve is a creation. It is not greater than the People affected by the policies written by those who are ‘equal’, but self describe themselves as ‘governors’.

    They are not the people’s governor. They are a corporation’s governor, and without an agreement with the People they cannot trespass into our lives and make us live with what they do to us.

    They cannot ‘levy our labor’ and give us an IOU in return.
    They cannot gamble with our wealth, over leverage their self and decide to keep their corporation ‘existing’ at the expense of the ‘lives’ they have ‘levied the labor of’.

    The system is a ‘slavery system’, under a different name.

    A is A.

    The social security contract does not induce a slave system, it’s keeping track of the accounting of the property we are due.

    The owners of the banks have decided under some ‘chaos theory’ to make us homeless, remove us from our shelters, and we’ll spend so much time trying to figure out what happened that they can keep the property.

    That’s not true.
    The property is ours.
    The offer of settlement for our property is not acceptable.
    We are tired of receiving IOU’s under an agreement we are not a party to.
    No one can make a decision for us unless we agree to it.

    The Federal Reserve Board of Governor’s immunity is with ‘who’?
    Where is the contract? Who signed it? What are they immune from? Can the usurp the powers of God and claim immunity?
    Can the steal the right to life and claim immunity? Can the remove the right to Property and claim immunity? Can they steal wealth and give an IOU and claim immunity?

    The SSN is not a problem. It’s just a number.
    A is A.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  151. @ Deborah Wynn , Carie ,

    I agree people are looking at what’s important ,, most of us have seen any hope of a recovery vanish as we go down the socialist rabbit hole of stagnation and decay , people are salvaging what they can .. their personal connections ,, they might be the best lifeline available… The housing market is the key indicator of the economy and it is DEAD ,, and we all know why ,, the banks and the government have killed the middle class through decades of outsourcing and asset stripping … housing can’t recover until the middle class recovers and that’s not going to happen … an amount equal to my ENTIRE paycheck goes to a healthcare policy that used to cost less than half that 3 years ago ,,, and it’s going to get worse … I’m paying double for fuel compared to 4 years ago and food is up at least 30-50% … I could get technical with shipping and rail deliveries to make the point but the point is clear ,,, the worlds engine hasn’t stalled , it’s been choked out on purpose to advance an agenda that nobody wants through crisis engineering. and there is no country left to give a push… The BRIC countries can’t do it and China is on it’s way down too…

  152. Trespass Unwanted – maybe you should repudiate that social security number – your parents volunteered you into the system under the naive guise of status quo.

    Housing is a commodity, just like gold, silver, currency, and registered users on facebook. Australia was another recent example of the transition to a basket of currencies and commodities, versus dollar conversion. Back-door transactions have allowed China and Japan to spread dollar reserve (risk to other emerging countries through energy and mineral transactions. The BRICS are simplyfollowing the path the IMF and world bank have always followed; credit on loans to emergin nations are worthless unless backed by the resources of that country. That is why Cypriots had their money stolen through an illegal tax on deposits. Credit – leverage nations are more meaningless daily, as we move toward a depression era. if you can’t back the loan with resources – you are not geting the loan, without putting your depositors out in front of the losses.

    Housing is still over-valued, and is buoyed only by the FEDS determination to not allow the asset class to deflate, despite a price to income multiple that exceeds 3. Unless, we move toward no-docs loans or remove income as a factor for financing, the only factors that can lead to a long-term housing recovery (supported by the private sector capital) is for wages to increase, ancillary debt servie to decrease or for hosuign to trend back to historical levels of affordability.

    Again, housing is a commodity, and when real prices (including the debt service to acquire and support the investment) exceed the traditional variations (supply, demand, cost to maintain, affordability) exceed traditional norms, due to outside fiat influence, the market inevitably repairs itself.

    We can’t bomb China, India, Russia or Brazil (Walmart wouldn’t have it), and it appears this war is being won without firing a single shot.

    Silver at 18.5. it is a component of the basket, and is already oversold.

  153. […] Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GARFIELD GWALTNEY KELLEY AND WHITE, GTC | Honor, Investor, Mortgage Tagged: Arizona gold standard, debt, DOW, housing Livinglies’s Weblog […]

  154. Charlenegreene14@yahoo.com

  155. I hope so Deborah & carie because if we cannot trust anybody with our life, liberty & property that would be a really terrible thing. What kind of people are we becoming when everything is about money & controlling the destiny of others? It is not a good thing.

  156. Yes—I see the dark getting darker but at the same time the light is getting brighter—“always darkest before the dawn”…what’s happening now, I believe, is a spiritual shift as more and more people wake up to their own capacity for independent investigation of truth.

  157. Stripes
    Actually im finding the opposite people are realialising they are waking up they realise whats important and that we can all hrlp one another and hdld each other up
    Im in daily contact with the whole cross section of the community i listen to their stories and yes stress often brings them into my care but im telling you people are moving spiritually.

  158. The people are losing it. Even professional people are acting like absolute loons .. They are refusing sick people healthcare and dental care if they don’t have insurance and are using stupid excuses like … if you have not been to see them for a while, they won’t see you until you are well.. They are also being intentionally negligent in their care and are covering it up like that vet who murdered my dog by being intentionality negligent and then she covered it up. Is it they all worship evil or are they simply evil and we never noticed? People are becoming more noticibally rude, callous and indignant towards others in a variety of ways. I was at the checkout at the grocery store and the clerk started blurting out my personal information in public, I corrected him but he made no apology. I certainly don’t mean everybody but it is becoming like an epidemic. I don’t know what in the hell is wrong with some people. People are losing their humanity.

  159. Oops – that wAs supposed to say ” one wonders”.

  160. Carie
    One einders if its Going to be called ” the great ponzi scheme of unintended consequeces” what this has done to people is so far an untold story, its all going to come out all of it.
    The truth shall set us free, and the polar opposite will enslave us.

  161. Carie, when I realized that 3000 people nationwide had committed suicide while in foreclosure or about to be evicted, I thought that if all the documentation used in the foreclosure/default notice/eviction/sale of property was ‘forged, fabricated, and backdated’ as Neil says, then what would we charge the fclosure mills/attys/servicers with: Murder? Accessory to murder? Manslaughter? Over 3000 people. Committing suicide, sometimes double suicides, thinking that they owed money, or they had 9000 in a suspense account, or their payments weren’t properly credited, killing themselves? I would think that a capital offense was committed. ” Paperwork errors”, “document errors”, lower level employee oversight, these excuses don’t seem right.

  162. There is always a coverup because it is a fraudulent business model. Once fraud enters a contract, fraud vitiates everything.

  163. Carie,
    Good question. From the perspective of the home, I’d say there would be laws to stop people from being robbed or discriminated against like the federal statutes I mentioned. Statute of Frauds,
    Title 18, U.S.C., Section 241 – Conspiracy Against Rights
    The entire Federal Reserve system and it’s Board of Governors are participants in a long going scheme of Conspiracy Against Rights and are using their protections from the oversight of Congress to keep the scheme going, but the people in this Congress aren’t the ones you gave them their immunity and the people who’s living under their control over our assets such that we leave them alone or they’ll make our lives miserable because they leveraged against our property and we won’t get it back, didn’t give them the protections they claim to have. So unless our Pentagon has given them the protections, they are the only ones making the claim, and someone is helping them enforce an old, dead, unenforceable contract.

    From the perspective of Dinar holders or other currency investors, I’d say there is no law to interfere with an agreement between the parties when they consider it an ‘investment’ that can go up or down. If it goes up , they benefit, and if it goes down, they don’t and the information is on the table in the beginning. Sort of like a shell game, you could lose your money if you pick the wrong shell, or the one where someone says they have a lot of money stored somewhere and need you to put up some to help them get it, you kind of know you are taking a chance the information is not legit because you can’t verify whether the asset is there when you put up the money.

    In the case of our homes, the asset was there, and someone was in the middle of the transaction and took advantage of the contract between two other parties, and twisted the liability around without disclosure. No one things that purchasing permanent shelter is a risk. We never think we cannot ‘trust’ the ones we are dealing with. We didn’t gamble on whether this was a good sale or whether we got a good deal. The intent of the parties in that situation, if it can be proven that the actions of one caused another to suffer, there should be some recourse for causing that suffering.

    The taking of One’s life experience here by their own hand is their own free will choice and no one can be held liable for that. The injure comes from the trespass they caused on the life experience of the One who is no longer here, and the lack of future experiences of the Ones left behind because that One is no longer here to affect our lives per our contracts with them to be in our lives.

    There is injury. It can be proven. With the transaction of the homes, because the legal system was used to complete the ponzi scheme. They trespassed into our protections to take away our protections, but want us to recognize their protections that were written by people who are long dead and gone.

    No one dead can write a contract that is enforceable on the people of the future unless we are all part of that estate and we are all executors of their Will. Last I checked I’m not part of anyone else’s estate, nor am I an executor of anyone’s estate, nor am I bound by any one else’s will.

    Trespass Unwanted, Creator, Conscience, Life, Free, Independent, State, Corporeal, In Jure Proprio, Jure Divino

  164. “…buying bogus mortgage bonds issued by non-existent trusts.”

    “Mortgages were never properly discharged by subprime refinance (and most purchases). Notes to subprime mortgages were simply restructuring of charged-off debt, with invalid transfer of mortgage. Inspector General aware. IF prior mortgage not cancelled, satisfied, discharged, then we have “notes” for subprime mortgage without a valid mortgage. Of course, cannot have a valid mortgage if prior mortgage (prior to refinance) is not validly discharged. We have a huge title problem. As a result, subprime refinances were nothing more than restructuring of invalid debt. No different from credit card debt — unsecured, and subject to BK. “

    “…they are getting unjust enrichment by being paid to do nothing.”

    @Trespass—perfect analysis of CONgress…not to mention NOW they are free to do insider trading—no questions asked.

  165. Stripes,
    Your comment at http://livinglies.wordpress.com/2013/04/19/settlement-checks-are-bouncing/#comment-216777
    so on target.

    You said so much that is on target it should not be lost by this new post.
    ——————–
    The cover up of fraud proves intent
    the “loans” were fraudulent to begin with and fraudulently induced and meant to fail. The entire loan mod fiasco was an attempt to cover up a lot of fraud but mainly, the Origination Fraud from way back at our original purchase. Way before any refis were done or cross collats or “second” liens. Even refis are in fact covering up for a bad deal we were given by these morons. They keep refinancing the fraud to keep the scam going.

    We were pitifully uneducated from the start.
    ————————-

    My comment: which shows discrimination. We lacked the hidden knowledge of the transaction nor did we know they were going to be paid through government bonds or securities, and they induced us to promise to pay without full disclosure of the transaction)
    We were denied Fair Housing by their attempt to cover their scam with layers of paperwork across many agencies and organizations and claim a right to foreclosure, which is denying us our right to have shelter and peaceful enjoyment of our purchase.

    Anyone who has ever played a game of scavenger hunt can find all the pieces to this mess, if they wanted to. If they don’t want to, they are incompetent and should not have the job, they are getting unjust enrichment by being paid to do nothing.

  166. Question:
    If an unsuspecting investor invests everything he’s got in a ponzi and finds out later that it IS indeed a ponzi, but is so destroyed by the stress and the complete loss of everything that he commits suicide—is there a law that would give any compensation for the family of said investor/victim–from the perpetrators?

  167. The banksters destroyed our Security. There is no legal fix for that.

  168. Great work today. Very insightful.

    You may not recall but I actually fired my lawyers and was granted a motion to dismiss without prejudice It revolved around that motion to oppose that I wrote and sent you last month. I’m sure you didn’t review it but no big deal Currently I am working with the boys from up north in a Chapter 11 procedure Do you think there is a chance that if you and/or Jim Macklin wrote a complaint setting it up for a federal court hearing that the court would consider it? I don’t want to rehash old fact fields But I believe declaratory relief is a real possibility

    Gordon Forbes III Pacific Coast Video Sent from my iPhone

  169. Swarm i agree good article byneil
    The issue runs far deeper
    What do you think will happen ” next time”
    Im more worried about the rule of law.

  170. Hey Neil, I’m assuming today’s article is not a cut & paste? From my perspective it’s your best article ever.

    I would encourage you to spend less time fighting foreclosure issues and more time fighting how people’s wealth is being unfairly eroded via consumer debt coupled with the inability of consumers to get attorneys to fight for DEBT SUSPENSION when a reasonable circumstance occurs that should allow consumers to suspend a debt.

    Unfortunately, polarizing politics have created a “debt forgiveness vs get a job” debate when the real answer is to allow consumers the right to suspend unsecured debt if a legitimate crisis prevents them from working. That is the real bailout that people need.

    People should be allowed to pay down debts with no more interest rate charges, penalties or fees as well if their goal is to eliminate debt.

    Sure, housing will make or break U.S. economy, but consumer debt will make or break whether people can pay their mortgages and possibly even keep money in the bank as savings.

  171. I’m taking my house off the market. Great overview, Neil.

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