The PR of Modifications: Banks Want Foreclosure Not Reinstatement of Loan

If you are seeking legal representation or other services call our Florida customer service number at 954-495-9867 and for the West coast the number remains 520-405-1688. Customer service for the livinglies store with workbooks, services and analysis remains the same at 520-405-1688. The people who answer the phone are NOT attorneys and NOT permitted to provide any legal advice, but they can guide you toward some of our products and services.
The selection of an attorney is an important decision  and should only be made after you have interviewed licensed attorneys familiar with investment banking, securities, property law, consumer law, mortgages, foreclosures, and collection procedures. This site is dedicated to providing those services directly or indirectly through attorneys seeking guidance or assistance in representing consumers and homeowners. We are available to any lawyer seeking assistance anywhere in the country, U.S. possessions and territories. Neil Garfield is a licensed member of the Florida Bar and is qualified to appear as an expert witness or litigator in in several states including the district of Columbia. The information on this blog is general information and should NEVER be considered to be advice on one specific case. Consultation with a licensed attorney is required in this highly complex field.

Editor’s Comment: There has been a spike of questions about modifications, short sales and settlements with the banks. My unvarnished opinion is that all this activity is Public Relations and a substantive policy intended to increase rather than avert foreclosures. Quite the contrary, offers of modifications are excuses to drag more money out of borrowers, give them a “trial run” and then deny the modification. I will admit that there have been more modifications of late but they are few in comparison to the number of loans that should be modified, naming the creditor, the balance due, the terms of repayment and perfecting what is now an empty unperfected lien.

In the law we look to the intent to determine the intent. If a reasonable person would understand the consequences of their actions, it is deemed intentional despite all protestations to the contrary.

The result we see from bank policies and conduct is that people go into a declared “default” on a false loan because the bank representative who has no money in the game told them that the only way they can apply for relief is by being behind in their payments at least 90 days. Translation: We are advising you to breach your loan documents and go into debt on past due payments such that you won’t be able to reinstate.

People go into trial modifications on a false loan with a bank or entity with no authority to offer it during which they deplete their savings and retirement, go totally broke from paying the “offer of trial modification” thinking they are saving their home. Then they are told that the permanent modification was denied because of some obscure reason and they have a few days to reinstate the loan with money they don’t have and with a credit score that took a major hit because of the reporting by the same non-creditor who threatened them with foreclosure.

The objective is to wear people down financially, emotionally and physically. Turmoil in the household caused by the stress of impending foreclosure causes divorce, physical ailments and even suicides. The result is that the house goes into foreclosure despite the fact that the borrower made a perfectly valid offer of modification whose proceeds far exceed the proceeds from foreclosure.

The banks are like any other business searching for profit. So at first blush one might assume that anything they can do to mitigate their loss they would jump at, which is the way it always was until the whole “securitization” thing came along. What changed was that instead of having a risk of loss if the loan failed, the banks made tons of money betting on the failure. So as soon as mortgages were declared in default, they collected 100 cents on the dollar, insurance and the proceeds of hedges like credit default swaps. The irony here is that the banks collected the mitigation payments from insurance and credit default swaps while it was investors who were actually losing the money.

The payment from insurance and credit default swaps was triggered by a declaration from the Master Servicer that the value of the portfolio had decreased. This was not subject to challenge by the insurance company or the counterparty of the credit default swap contract. So in effect the loans were being sold multiple times. In the case of Bear Stearns, they were leveraged as much as 42 times. That means they were in a double bind position of taking fees for insuring portfolios that were sure to fail or at least sure to be declared as having failed, and they were getting money on their own insurance and credit default swap protections.

Translation: a loan that comes out of delinquency or declared default represents a huge liability for a bank that has already collected millions of dollars on a $200,000 loan. If everyone paid off their loan, the banks would owe back the money they received from insurance and credit default swaps. It isn’t the difference between the foreclosure proceeds and the offer of modification that motivates them, it is the difference between the millions they already received from insurers and counterparties and the nominal principal of the loan. And the only way they can be sure that they never have that liability to pay back millions of dollars on a loan they declared in default is by forcing it into foreclosure.

But the government and public are expecting the banks to act reasonably in the context of the old mortgages where the lenders had a risk of loss if the borrower didn’t pay. Now they have a risk of loss of the borrower does pay. Confusion over this had led the government, courts and borrowers to expect that the modification process would bring a stop to the tsunami of foreclosures, but as we have seen in recent weeks, the wave of foreclosures is coming again and millions of people are going to lose their homes to non-creditors who have already been paid multiple times for the “value” of the loan.

The only way out of this which has received some traction in the courts is to allege that contrary to the requirements of HAMP and HARP and other programs, the servicer and creditor did NOT “Consider” the modification proposal, which of course is an accurate portrayal of the the real world of loans that are subject to claims of securitization —  even though those claims are probably false.

People who have made this challenge and who do so with professional help point out the obvious: that the proceeds from the modification are far better than the proceeds of a foreclosure. But the question is better for whom? If we take the real creditors, the investor lenders, the analysis is simple. They want the most money they can get. Since they were not included in the payment of insurance and credit de fault swaps, their only hope to mitigate their real loss is by real money from the homeowner which the homeowner is offering, based upon real documentation which is enforceable unlike the current fabricated, forged documents done without authority, right justification or excuse.

So the banks have an interest that is entirely adverse to that of the investors who were their clients. The banks want foreclosure so they can keep the insurance money and the investors want the loans reinstated so they can get their money back. This conflict of interest is so severe that the country is barely grinding through a recession that is entirely caused by the behavior of these banks who sucked the money out of the economy and are now holding it all over the world in tens of thousands of  shell companies around the world.

The moral of the story is that if you are serious about modification or short-sale be prepared for a long journey where in the end your petition is denied and you must still litigate. For those who get the modification they want arising from the cover-up PR campaign of the banks, congratulations you are one in thousands who should have received the same benefit.

265 Responses

  1. […] Even Neil Garfield of Living Lies, who has probably offered more theories as to how homeowners might try to fight foreclosure than anyone on the planet, including the one about insurance having paid off your loan, admits in a recent post… […]

  2. We have been trying to modify our loan for three years now. We went through one trial modification. Made our payments for three months then they didnt give us a modified loan. We have been sending in our financials for two years now with Chase asking us to update our financials every six months. I wonder what is the record for length of time trying to get a loan modified?


  4. …..sigil of baphomet…….THE SATANIC GOATHEAD…… about it here…..

  5. Feelings mutual you nasty usedkarguy you. You must be one of these evil Talmud worshipper people. You are an evil goathead.

  6. stripes, you suck. end of story.

  7. Funny how people freak out when you mention the word Talmud. Even the more liberal Catholic websites like the National Catholic Register who raised the question “Is Pope Benedict a Communist…?” Shudder at the mere mention of the word Talmud. How is that practicing what they preach…? They preach we should be tolerant of other peoples religious beliefs but won’t allow anyone to openly discuss or ask what these beliefs are. It sure seems ridiculous in the year that was 2012 for the Catholic Church to be so closed minded. It almost gives one the impression they are hiding something.

  8. WOW…..Speaking the truth is now called heckling Deborah …? What set you off that you would contrive such a perverted remark….? I am not talking about jews if that is what you are referring to. I stated clearly, this is the Synagogue of Satan I am referring to. They are of every religion & nationality… You cannot deny they exist…..they advertise themselves and their Talmudic beliefs openly on the Internet. How do you become so weak minded that you are willing to accept anything…? Do you really believe investment in Securities Fraud is ownership….? Or do you believe you are safe if you cooperate and work for these crooks…? Wake up….there is NO SECURITY ….as long as the truth about the seriousness of these Securities Fraud crimes against We The People are being concealed and the Rule of Law is being ignored, no one is safe.

    Therefore, I am well within my Legal Rights as a Natural Born U.S. citizen to speak out about these criminals and their Securities Fraud crimes against We The People because they are still committing the biggest Securities Fraud swindle and heist of our private wealth, property and our Liberty in history. No U.S. Citizen who knows the truth should be silent about it.

  9. I heckle no one. I speak the truth as I see it. The only hecklers here can’t take the heat.

  10. You don’t here me whining to have Christine the f-bomb queen removed or stifled or her and her foul mouthed friends removed from this sight. They prove my point with their foul mouths, they are ignorant.

  11. stripes you amount to a “heckler” on here, you heckle every day heckle heckle heckle, its pissed a lot of us off- no one would care if you posted a reasonable amount of posts with something perhaps NEW to say…- well they might- but its not your intention now is it- your intention is to heckle and spoil something that used to be quite good. neil has other plans im sure , this site is perhaps not included, but im still glad we had it while we did, so knock yourself out stripes.

  12. Frankly Deborah …that is your opinion. If you are an American citizen, you should be proud of the way we can speak freely here with no limits. I question anyones motives when they speak of limiting or shutting down our Legal Right to free speech. That is IMHO A RED FLAG…that is unamerican and quite honestly illegal in the U.S…… You do have the option to not read my comments. I feel it is better the truth be told day in and day out than lies.

  13. stripes you have a right to an opinion,i welcome that, but not all day long same ol same ol, i mean how many times, your hurting the site, or rather the ones who got support and good points of law to explore, ive no interest in exloring any thing to do with satan or his freaking desciples. people are leaving, me too in a minuite because frankly my case is pled, its done, and i know why im here ok-

  14. i take that back re lawyers, just some lawyers. (think i just shot myself in the foot)

  15. indeed Christine,
    same re government and politics- the people think its complicated because they want you to think it is, same with lawyers, im in the medical field, my work is an art form sometimes, i gotta think outside the box, triage my priorities,one thing my job skills have given me is 1. i solve the problem, if i cant i find the man that can, but i own the problem, 2. i never quit on my subject matter- human condition,, 3.i gotta be creative as the situation demands, 4. i gotta be a step ahead,think critcally,anticipate signs of a potential problem by looking at all the data available, ready to move my ass in a second , aware of my emotions and control them until its appropriate to release them,. im telling you , apply yourself and dont be intimidated, that is exactly where they have the edge.

  16. LOL….the only dead thing around here are alot of the lies and coverups and the few vampires who remain are simply running out victims to seduce. It is a banner day. God Bless America…

  17. “…The banks are like any other business searching for profit…”

    Except, Neil—you know and we know that it isn’t the “banks” stealing the homes…it’s the distressed debt buyers/loan sharks…dealing with unsecured debt.

  18. last time I’ll say this: remove this “stripes” character. Your blog is dead now. better hurry if you want this site to continue. what a mess.

  19. Feelings mutual ice queen… are exceptionally evil today…is the blood bank running low or something…? You seem to be lacking your usual lackluster charm.

  20. Fuck off stripper. And yes, you’re a paranoid zombie moron, frothing at the mouth with you idiotic conspiracies. Go eat brains.

  21. As to what trespass said about not playing Satan’s game allows the demon to steal. I lean more towards knowing the truth about the game stops the game from being played. The only way the game can continue is if the demon created the Security….performed on the contract. Collecting payments from us is not performance on the contract. GAME OVER…there is no legal way to modifying or refinance a non existant contract. Signing a new agreement only makes you a slave to the fraud and allows the criminal to have more control over you. That new agreement emboldens and empowers this evil to destroy you.

  22. Bloomberg news reporting there are fears another housing bubble is looming and that is mostly because of what the FED has done.

    They just won’t tell the people they are Felons ….

  23. We weren’t told this was a global crime syndicate we were lending our unauthorized signatures to and that would allow them to rob us of everything.

  24. These Imposter felons are all secret friends of Vladimir…that is why we are in peril.

  25. How can anyone be paranoid if the truth is not being told to the people…? Try not being terrified when it is your turn to be sacrificed on the evil alter of these investor crooks. First they steal your livelihood and that is when the terror begins. That can only be allowed by non disclosure of the fact these crooks don’t hold the Security and never did because they never created it and that is why no security exists. That is how they robbed us and still are. Non disclosure of this evil has the entire nation in peril and most don’t even know it. That is criminal.

  26. Labeling people paranoid is b.s christine…the truth is being hidden from the people…there is NO SECURITY….forcing people to believe if they keep paying these Imposter felons who destroyed their contracts with US is criminal by it’s deception. There is no law that says you must pay an Imposter who is a Felon any money or anything of value…What the law says is…. if no provable legal agreement exists, no contract exists. They are criminals and as a result of these undisclosed crimes….that an alteration has occurred that destroyed the Security to our property…we have all of the Legal Rights of a harmed party. Cooperating with Felons who are racketeering with Securities Frauds to gain more unjust enrichment is aiding & abetting these thieves. No one should be paying these crooks a red cent until they are shown the Security….. Paying these crooks does not guarantee your peace and security because there is NO SECURITY….WE WERE ROBBED BY THESE INVESTOR FELONS.

  27. Deb,

    That’s exactly how I understood it. That’s how I addressed it. That thing is called paranoia. People have been trained to always fear lawsuits as though it was a terrible, awful, scary thing. And attorneys have been trained to intimidate. Once again, it is part of that paranoid system. And it works on many.

  28. These investor crooks are blocking all of our Legal Rights by denying our Legal Rights. They are denying the sick healthcare …..that is illegal and immoral….this is being done to force the American people to accept a Healthcare Law that is illegal because it is immoral …… They are denying people proper legal counsel to force an illegal and immoral debt….they are hiding the fact there is NO SECURITY to make people believe the BIG LIE that if they keep paying these Imposter Felons they are safe & secure…..they are forcing people to eat out of food pantries to pay for their basic needs….they have stolen our wealth, livelihoods and the Rule of Law to force impoverishment to force the illegal and immoral….totalitarianism…..this is the face of evil the face of the Crony investors…they are Complete Communists.

  29. I agree Deborah. We have been greatly deceived by these Imposters.

    The U.S. Constitution was written simply so that every American could understand the Supreme Law of this land and use that Legal Document to defend their Legal Rights without an attorney. That is due process…that is every Americans birth right…to invoke that Legal Document ….the U.S. CONSTITUTION/BILL OF RIGHTS is invoking the Rule of Law of this land ….that means all of our Legal Rights to due process must be upheld… The only illegal practice of law is by these Imposter Felons. Everything they do is illegal.

    They are not Americans, they are Imposters and Felons who are violating our Legal Rights by concealment of the fact, there is NO SECURITY, they are committing more heinous Felonies and are stealing our Legal Right to Due Process and are stealing our Liberty….and are blocking the Rule of Law from being upheld.

  30. Save your assinine remarks Christine….you have no way of knowing who reads anyones comments. The truth is, Ignorance is not bliss…Ignorance is perilous.

    I have learned alot from citizen bloggers. Citizen bloggers reveal the hidden story the media won’t tell. However, our First Amendment right has been widely restricted and in many cases, shut down entirely by these Imposter felons who have hijacked our Constitutional Republic. Thankfully, there are a few honest websites like living lies that still remain and are upholding our Legal Right to free speech.

    These imposters reveal themselves by their own hypocracy…They speak their daily rants and raves about the hypocracy of the system and then beg for the free speech, the Legal Rights of others to be denied or restricted.

    These imposters also attack the messenger by defending these crooks…..they will tell you everything they do is legal when nothing they do is legal.

    As a result of this perversion of the truth…this nation and its people are having their identities stolen and their legal rights, their Liberty, destroyed under the guise of some fake Legal Rights these imposters call…..racial insensitivity…politically incorrectness ….anti-semitism….religious and political views that question anything they do is not legal, moral or ethical…this is being done simply because don’t like the message from the messenger(s).

    That is not Legal in our nation that was founded as a nation of the people, for the people, by the people, AKA our Constitutional Republic. That is how you know who the imposters are. Nothing they do is legal, moral or ethical. The American people are slowly beginning to recognize these frauds and abuses by these imposters. People are bearing witness to and are speaking openly about the fact their Legal Right to free speech is disappearing for no Legal reason at all.

    That is because these Imposter felons have secretly hijacked US. That is a direct result of complete corruption and infiltration by these communists AKA the Synagogue of Satan imposters..that is precisely why there has been no open disclosure by any Politicians to We The People about the fact we were robbed of innumerable amounts of our wealth and property because …there is NO SECURITY…..

    As a direct result, this fraud has vitiated everything and is apparent on the face of everything.

    No criminal prosecutions of these Imposter Felons is proof of a vast criminal conspiracy at every level of society to cover this SECURITIES FRAUD up and keep robbing US until these Imposters reach their ultimate goal…..TOTALITARIANISM by this evil.

  31. Ok may i just clear ip a small thing i wrote yesterday- and for christine, louise. The context i meant that statement ” not an attorney” wAs in that when we BLoGg. Why do we feel the NEED to add that- ive done it – my point being we are exhibiting fear that some jack is going to sue you for ” practicing law withoit a license” As if its not obvious! I know we can defend ourselves as pro se, pro per We have a right to research law hire help and represent ourselves. I had council. Didnt help, so anyhooo, thank you.Phew

  32. No need to worry. Nobody reads.


  34. I agree there are a few food ones but they are vastly outnumbered by these perverts. There are few who are doing the opposite of what they are told to do. Take the movie Bad Teacher as an example. Cameron Diaz was considered a Bad Teacher for doing the opposite of what she was told to do. She was demonized for using their own methods to cheat and screw them. We need more like her.

  35. You can read about some of these evil perversions at this link entitled: The Talmud, Demonology & Magic….

  36. Guest….our money is not going for anything good. As far as I am concerned, these schools have been used to subvert the minds of our youth to rebel against God and the U.S. Constitution. They have stolen our tax dollars and our wealth to use the schools as commie concentration camps to control the minds of our kids to rebel against the Creator and the Constitution.. These secret perverts have without our knowledge or consent, been secretly teaching our kids for decades that God & the Constitution are a fraud. The proof is apparent in today’s morally corrupt society. It is not the parents who have corrupted the moral fabric of society. It is in the evil doers hiding behind the scenes of their crimes. There is a part in the movie West Side Story that describes how they have used secret perversion to subvert the minds of the people to blame their victims.

    Time to demand a refund. Their system has failed and is now a rotting corpse.

  37. That old black magic is in fact, human perversion. These crooks have in fact, been perverted and have perverted everything for their own benefit. They are not mystical or magical, they have allowed themselves to become perverted and are being controlled and seduced by entities from another dimension, just outside the realm of the physical world. That is how evil has manifested itself in the physical world. They are being used and abused, tormented by evil because they have allowed themselves to become completely perverted. By the allowance of self perversion, that evil directs them to use evil perversions and all sorts of abominations of the truth as a control mechanism to control and demonize their victims. They operate outside of the perimiters of the law and call it law. Their other worldly dimension to commit lawlessness is in fact ..PERVERSION ……..They have perverted everything they have been allowed to touch….they have perverted all of the laws of the Creator and this Land…they are lying perverts. This evil is other worldly but takes on human characteristics. Evil is clever in its pursuits to take over the world and the hearts and minds of the people. Evil wears many human disguises.

  38. The money has to come from somwhere to keep the schools open for your kids and my grandkids, the money has to come from somewhere to Fund the Link Cards and State Aid Checks, Unemployment Checks for those who lost their jobs. They need our help …. Wouldnt You Agree? And dont forget that there are the Good Guys and Gals in Gov we pay to Battle the Evil One, what about the courts and sheriffs you use ? … these are just to mention a few Good Programs worth Funding. Hey did you Hear? …. MO joined other states and now requires Drug Testing for Anyone recieving Taxpayor Monies Via State Aid Programs. Good for MO!

  39. Really guest…..? How about Congress shall pass no Laws that weaken the power …infringe upon the rights of the people….? The Constitution says Congress may lay and collect taxes. It does not say taxes may be used as a weapon of terror to criminalize and steal the Life, Liberty or Property of the People. No power is superior to the power of the people.

  40. Spring has finally Sprung here in Illinois. What a Wonderfull Weekend! Yard is all Spiffy, … Vehicles all washed and waxed …. Now is time to follow the law, I know.. I know… the Banks break the law and avoid paying their fair share of taxes …. but I am filing mine today anyway. Just because others break the law is not a license for us all to break it. Have a Wonderfully Blessed Day All!

  41. I feel the need to post this link and I am not intending to bash anyone but the Synagogue of Satan. This is very important information that the people must be told. I have no bias towards anyone but the Synagogue of Satan and all of their evil doers and all of their evil works. This mafia and their agents and agencies within this kabal operate under many covers….

  42. Advertisement on the radio this morning..Report financial predators and their crimes to the State Attorney General’s Office.

    The biggest financial predators and criminals in history are still roaming around the place committing the same crimes and worse crimes. As a result, of NO SECURITY being created or recorded by these crooks, the citizens of the State of Illinois are living in peril whether they know it or not.

    The fact many do not know this crime has occurred and have not been alerted that the Title to their property is NOT SECURE is treason.

    As a direct result of these crimes against We The People, and nothing being done about it, we have imposters illegally transferring, openly terrorizing and stealing the property of the People of this State.

    The seriousness of these criminal Acts against the citizenry is being ignored as if it is no big deal when in fact, it is a huge deal. It means the citizens of this State are under attack. An Act of War has occurred and there has been an attack on the Titles to our property. As a result, there is no peace and security…our Life, Liberty and Property are in peril. There is no legal “fix” for what has occurred.

    How can I prove there is NO SECURITY…..? The County Recorder of Deeds Office told me over 2 years ago, there are no liens on my properties…and because of that, I can live in, sell, rent or do whatever I want with my properties. However I am fighting 2 fraudclosures pro se. That is the direct result of treason, a mortgage being recorded but NO SECURITY being recorded.

    Since this fraudclosure nightmare began these Imposter felons have recorded one illegal transfer after another on my property Titles and have been allowed to openly terrorizing me & my family without a Delivery and Acceptance receipt for over 3 years.

    I have called, met and conferred about these issues with every law enforcement agency and Politician you can name and then some to no avail.

    Therefore, I have no faith or confidence in any of these agents or agencies who call themselves law enforcement or politicians. These are obviously imposters as well because they have left the people to the peril of these criminals. They are open traitors to our Constitutional Republic.

    It is not right that, in the United States of America, where every American pays taxes in everything we do, if you are robbed into the poorhouse by a bank you have no legal protections.

    That is in itself illegal, immoral, unethical and treasonous.

  43. For all those out there reading this blog, I represented myself (not a licensed attorney) in multiple lawsuits to save my home. I NEVER EVER WROTE NOT AN ATTORNEY on any of the pleadings I filed. There were many pleadings. I did, however, place a verification at the end of my pleadings along with the proof of service. The verification was notarized, and the proof of service is required at the end of ALL PLEADINGS that are filed with the clerk of court’s office so the other side or sides gets a copy.

  44. I can’t believe they are using that North Korean guy who just looks ridiculous and silly as a scapegoat to nuke us. If we get attacked, it won’t be by that guy. He is obviously not running this show. He does not look capable of much of anything much less taking on the mightiest military on the planet. They certainly love to insult our intelligence. The entire Rodman thing proves this is another S.O.S. hoax. This entire scam is all about them finding a way to conquer us by making us believe lies.

  45. I remember in the beginning of this fiasco, when I did not know the truth about this scam. The many months of the HAMP deceit….extend & pretend they lent.. The wake up call for me was stark….it began when servicer told me for months you are approved for the Obama plan….They are just preparing the paperwork…Then after waiting for months, I began to feel a bit uneasy so I decided to call and find out what is taking so long….After an hour on hold I was told they would be sending me the agreement to sign within a week but, I may not like the terms. To that I said, do I have a choice…? Well the “agreement” never came and when I called back I was told, “sorry…but you were denied at the last minute by the U.S. TREASURY DEPARTMENT.”….I was stunned, terrified and devastated by that news. That was my wake up call….RED ALERT….something is terribly wrong about this. I decided to look into things for myself and began reading about other peoples similar stories. I started to see a pattern of deceit emerging from the shadows of this. Deceit truly is the nature of this beast.

  46. I agree Trespass, this is not the agreement we entered, and that is what is being covered up. They are in violation of numerous types of laws and laws within the scope of so many laws it boggles the mind. Copyright infringement is one of them. I put that one in my motion. I though about seeing a criminal attorney about this matter but decided if anyone should be taking my case, it should be the States Attorney’s office. I should not have to pay an attorney because this is a State Security issue for goodness sake. Well, the cops won’t even allow me to file a police report … so much for that idea.

    That leaves me fighting for myself and my own peace & security. The way the founder’s intended it.

  47. Stripes, I’m not religious either. I know what you mean, and I am along those same lines.
    No one agreed to security fraud and the first contract was just that.
    The rest of what they are offering are ‘cleanup papers’.

    Case and point I read a situation where Nike was suing a company for copyright infringement. When the company showed the copyright was not properly filed and countersued, Nike withdrew the suit and agreed to not initiate any lawsuits against them again for current products or future products of design similar to the design in question.

    If there had been an initial agreement, the subsequent agreement would have over-ridden it.

    Take the fraud bankers. They set up a fraud system to bilk the public out of their title registry and their counties out of millions in fees.

    That was the fraud. They sued for the property and people are entering into agreements with them over that property. Property they had no right to in the first place but these homeowners don’t know any better or because of pride, are entering into agreements with them over the property.

    The subsequent agreement is what is being taken to court now.
    The people from 2009 through 2010 many did not enter the agreements so their homes were ‘stolen’, and those that did get $250 when they dual tracked on the contract and was setting up a relationship and severing it at the same time.

    There is a different value (higher) when they fully established the relationship and reneged on the agreement.

    The securities fraud is being papered over by these new agreements by the homeowners ‘still in the home’.
    Imagine I sell you a dead battery pretending it’s good, you find out and I establish a new agreement with you with a battery that will work for 6 months before it’s not good. We still entered a new agreement, you just didn’t protect your interest in what you were paying for. If you take me to court, and there is no dictates on the warranty as to the quality of the battery I was selling you, you have no case, it’s assumed the price you paid was for a battery that lasted as long as the one I sold you.

    The stolen homes can’t be papered over by the homeowners who bought the foreclosed homes because those homes didn’t belong to them in the first place (you can’t convey a right to property you never had). So homeowners entering bad agreement after bad agreement will still not have a right to keep what should not have been sold to them anyway, and buying time before finding some way to evict them appears to be what the banks are doing.

    Those people probably bought the home as is, no warranty to title or encumbrances, and probably don’t have title insurance.

    They are fighting an empty battle and need to walk away to something fresh.

    Some people will fight until they lose everything.
    Lose is right in this term. You lose something due to an action or inaction on your part whether it was an act of incompetence or not.

    A title search of the property people are doing modifications on, if it doesn’t show as your property already, then you have wasted your time and money fighting for a right to ‘rent’ something they will find a way to get you to move out of anyway.

    A title search of my home will show I’m the one true owner. The people who moved in, have the clouded title. I don’t. It’s my home.

    Trespass Unwanted, Living life, In Being, Corporeal, Creator, Truth, Conscience

  48. Corretta Scott King said “Due process is every Americans birth right.”
    So true…..That is why these imposters are trying to destroy the U.S. Constitution/Bill of Rights….

  49. The truth is Christine, in our Constitutional Republic We The People are the Government. That means We The People own everything. This Corp is not our Government because nothing they are doing is legal. They have written and passed Acts & Laws that weaken the power of the People such as the Patriot Act, the NDAA and OBAMACARE. They are not upholding the U.S. Constitution/Bill of Rights therefore we are well within our Legal Rights to stop complying, conforming and cooperating until Liberty is restored.

  50. I agree carie.

  51. Thank You Tresspass Unwanted and Mr. Garfield for defending my First Amendment right. That is honorable.

  52. Yes, stripes—the distressed debt buyers know they are buying into fraud—but they also know that because of deregulation they can get away with it and not be prosecuted…so they just keep “re-booting” the fraudulent system ’till God knows when…meanwhile, we have chaos and despair…

  53. I really despise when the media calls any person an “icon.”

  54. The truth is, upon discovery of this massive Securities Fraud committed in our names without our knowledge or consent, we would be criminals to cooperate with it. Cooperating with it, makes you a party to it.

  55. What I mean by I am not particularly religious is, I don’t currently practice any religion. I was raised Catholic, raised my kids Catholic but I am no longer a practicing Catholic upon the discovery the Church is not what it appears to be. I am grateful for what I was taught by true Catholics but the Church is being run by imposters just like our Government and needs reform. I will not participate in either until the Church starts following traditional Church teaching and the U.S. GOVERNMENT starts upholding the U.S. CONSTITUTION ….THE RULE OF LAW.

  56. The truth is tresspass I am not particularly religious. However, I recognize who this evil is and what this evil wants.

  57. The truth is tresspass….no one signed or agreed to anyone committing SECURITIES FRAUD in our names. Satan is not infallible, only the Creator is. That is why there is no such thing as the “perfect crime.” Only when people give up trying do the criminal(s) win.

  58. The fact this is Unsecured Debt is making light of this crime…..misrepresenting what they are selling….. SECURITIES FRAUDS… to debt collectors is an even more heinous crime than misrepresenting what they never did which was…. Create the Security and Secure the Lien by Recording the Security.

  59. Now was/is the time to know who you are.
    From that point, you can know if you will engage with the ‘other side’ in any manner.

    For the religious Ones, this is the situation written where Christ was ‘tempted’ by the devil.
    Jump from this cliff, surely the angels will catch you, you are the son of God, and ‘all of this will be given to you’.

    To which the answer was, ‘why do I need to do that when all of this belongs to me anyway?’

    Moral, just because Satan claims ownership of something and tells you to ‘do a task’ and he will give it to you, means you don’t know it’s already yours if you do the ‘thing’ to get it.

    If you don’t know it’s already yours, and you do ‘the thing’ Satan has a opportunity to ‘trick’ you with other games to ‘do’ to have it.

    When you don’t play the game, and Satan takes it…yes takes it…which means you have to leave, move out, be forced out, kicked out, your family knows, your neighbor knows, your kids know, you were kicked out, then Satan’s powers are diminished because it is truly a ‘theft of property.

    Signing documents with Satan or his sons to have what is already yours, puts you in a submissive state, and if Satan has power over you, there is no way he is going to say, alright, alright, you got me; here you can have your property back, I haven’t played fair.

    There is no way!

    There are rules to the game.
    Thou shalt not steal, is one.

    Negotiating with a thief distorts the agreement between the parties and no one can write an affidavit of ‘everything that happened every minute of every day that led you to be in the position you are in now where you are ‘fighting’ the very people you were sending contracts to day in and day out and making phone calls and sending payments and talking to their employees trying to get an agreement.

    It’s a whole new game when you cross that line.

    Sometimes the worst time to learn something is when you need to know it, and the best time to learn something is ‘before’ you need to know it.

    Like learning math in school before you need to know it to figure out how much rent you can pay and how much car you can afford.

    Learning math when you are purchasing your first car, and not knowing there are other fees like repairs, and insurance, and inspections, on a yearly basis is not going to serve you well.

    People read these sites and think, fight, fight, fight, and you will win, when they don’t know what they are doing, with the paperwork they are signing, that the bank is collecting as evidence that there is an agreement of the parties to ‘do business for that trial period of time’, and no guarantee expressed or implied for business to continue after the ‘trial period’ has ended.

    Trial. A judicial examination and determination of issues between parties to action, Gulf, C. & S.F. Ry. be issues of law or of fact, Pulaski v. State, 23 Wis.2d 138, 126 N.W.2d 625, 628. A judicial examination, in accordance with law of the land, of a cause, either civil or criminal, of the issues between the parties, whether of law or fact, before a court that has proper jurisdiction.

    They are giving you a ‘trial’ modification.

    People are accepting the ‘trial’, and they are using that ‘trial’ in court when there is a trial.

    Modification. A change; an alteration or amendment which introduces new elements into the details, or cancels some of them, but leaves the general purpose and effect of the subject-matter intact.

    So who thinks a modification will benefit with by some ‘great change in terms for their benefit’ when the modification by definition does no such thing.

    I didn’t fill out the foreclosure review form for multiple reasons.
    1. I read.
    I read the Cease and Desist order and they were told they had to go review the files for the problems they were accused of, and they had to use independent review consultants, but they flipped the script and had some attorney send us forms with trap words like ‘your servicer’ (well if I didn’t do business with them, or they had no assignment, they weren’t MY servicer so there is no way I’m going to associate with them…and yes that means I don’t have my property because I refuse to be attached to them)
    other trap words ‘you lost your home’.

    Even without going legal on the definition of Lost.
    Think of losing your keys, or losing some money. It means through some action or inaction of yours, maybe even through a level of incompetence the problem was caused by you. So I didn’t fill out a form stating ‘ I lost’ something when it was ‘stolen’ from me.

    You must learn, the Devil is in the details.
    Go back and look at what you signed. If you didn’t correct it, or send a document saying you wanted to abort your agreement, or send a modified version of the agreement and tell them it supersedes your prior agreement and contact them to see if you are on the same page for the agreements you are signing, then it is partially your fault the situation you are in.

    Stripes is not the problem.
    Stripes has a purpose here and it appears she’s doing her job and the only way she can hit a nerve is if something she’s posting is ringing true to you to offend you, IN MY OPINION.

    Stripes does not know anyone personally, so for some reason what is posted by her, there is a vested interest in getting her to stop posting it.

    I wonder why would anyone want to silence her.
    She either makes sense, or it’s nonsense.

    People know not to argue with a fool, you’ll never win.
    So if Stripes is making sense or striking a nerve, what has she revealed about you, your affiliation, your activity, your belief programming, or whatever that has you so upset with what she posts.

    I read her responses to my posts, and if I have nothing to say, or no proof to a rumor I stated, since I’m not taking the oath, I’m not in allegiance with the Crown, and I’m repeating hearsay with no one to point to, to say I heard it from them; I just read the response and move on.

    I hope you have a copy of the thing you signed and they signed.
    Go back and read it. It’s painful to look at what you signed and agreed to. Go read it. You need to know what you entered into.

    A guy on a conference call spoke of being in legal trouble for not having a driver’s license. Knowing there is no legal requirement to drive for ‘real people’ and that the statute applied to persons, they went to court. (Not knowing enough about who they were, they still identified with the person and saw the judge as an authority over them who could tell them what they could and could not do). Anyway the judge told him, ‘can you get a license within (so many days), to which he replied yes. Apparently that was all that was needed for the case to be over. When the guy recalled the situation he said, he was never told what kind of license he had to have, he was told to get a license within a certain number of days and he intended to satisfy that by ‘getting a license’. Be it a fishing license or some other kind, he was going to get one.

    So when someone reads and agreement, what was ‘specifically stated’. What did they say you needed to do. What did they say they would do. What was left out that you ‘kind of guessed at, or asked someone not related to the agreement what they thought it meant. What did the customer service rep provide in writing and not just over the phone, because the customer service rep cannot make agreements for the company unless they hold a position to enter agreements, and usually agreements come from someone with the authority to do that.

    Go back and read what you signed.
    someone did and put that information in front of a judge, probably made a statement on the private side to the judge about the case or what they know you will come in to dispute, and after showing the docs where you agree to pay them, you come in looking for the note, and your agreement with them doesn’t have the ‘show me the note’ as part of your modification.

    Until we look at what we do in all transactions, we will continue to do the same things and expect someone to get us out of it.

    Start searching the internet for information about ‘who you are’.
    Start learning from some of the rumor sites, the behind the scenes details of the system and your interaction with it. Not all conspiracies are from nut cases. Some revealed conspiracies are ways to get you to point your compass on a path and start walking to learn this world you live in.

    Trespass Unwanted, Truth, Light, Creator, Corporeal, experiencing Physical Life, In Jure Proprio, Jure Divino

  60. Is that right carie….? Do these so called “distressed debt buyers” know they are buying SECURITIES FRAUDS?

  61. ……..”Satan’s Bible…..The Talmud……”

    Eat it Christine…

  62. “…The moral of the story is that if you are serious about modification or short-sale be prepared for a long journey where in the end your petition is denied and you must still litigate….”

    “…Distressed debt buyers do not play games. Like loan sharks — they want full amount — no matter what — or foreclose…
    …Problem is — courts do not know they are dealing with UNSECURED DEBT. And, government cannot fix because they never regulated distressed debt buyers to begin with.
    Debt buyers would sue government. Not a pretty picture. So many need to come to terms with reality.

    Unfortunately, it is what is. But, eventually, all will surface…”

  63. Zombie moron hate monger. One day, she’ll piss the wrong person.

    Garfield, shut her up, will you? Something bad is bound to happen and we’ve been asking you to kick her out for a long time. Keeping her here is only postponing the inevitable. And you won’t have the excuse of not being aware of it. The imbecile is a liability.

  64. What is the Talmud…..? THE DEVIL’S BIBLE….Who worships this evil?

  65. Upon a Yahoo search for Synagogue of Satan this link came up with the location of one such Synagogue of Satan called the Jewish Learning Institute….What do they teach by their own admission…? The Talmud…

    Now, the question I have is, if they are not covering it up….why is anyone else…?

  66. Allow me to repost that link…the kindle may have inserted an “error”….

  67. Proof of intent to deceive….the crooks blocked that link….You can yahoo search it…

  68. Just What Is The Synagogue of Satan…..?

  69. Sending out an S.O.S…….

  70. FOX NEWS reporting Obama pushing credit for those with poor credit….that would be THE FED….

  71. Who hired them to steal my home & business….? IMPOSTERS… The synagogue of Satan…

  72. TRESSPASS…Do they reveal to us or the court their allegiance to a foreign government or monarchy…..? No….”rumor has it” holds no water in a courtroom. They are misrepresenting themselves….INTENT TO DECEIVE IS CRIMINAL IN THE U.S…READ THE LAW …..

    The last time I was in court on one of my cases the judge recused himself from a case…..BANK V U.S. GOVERNMENT because he is an employee of the City of Chicago….IMHO….that was honorable.

  73. stripes
    18 U.S.C. 2382……..MISPRISON OF TREASON
    Rumor is that BAR attorneys owe their allegiance to the Crown so they are not guilty of anything sanctioned by ‘it’.

    Whereas there are other laws they violate, one good one would be discrimination. Since they have relinquished their citizenship to do what they do, their actions are directed against citizens and that’s a focused act and discriminatory at best and least.

    If you are not BAR and not Trustee are not a corporation who hired you to represent it, and they decide to do ‘this’ to you…that’s discriminatory.

    When you pull back the veil, and look. Pick an attorney and pick a corporate client, and ask yourself, “who hired them to represent the corporation?”

    Go deeper.
    Every corporation has a legal team on staff.

    So who hired them to be represented in a suit to ‘steal’ your home.

    Yes they were paid by the procurement department, but who filled out the work order or whatever form to place them on contract?

    Why didn’t a bank use their own legal team to represent their interest in the fraud? Why did the legal team hire a legal team to represent the bank in court for the fraud.

    If the bank deals in mortgages, a legal team wrote up the Deed of Trust and went over the signed docs to make sure they were in a row.

    Who selected the BAR attorney for Trustee?
    Who selected any of the BAR that is outside of the bank corporation that is stealing property?

    It’s all discrimination. A direct violation of their corporate constitution.
    If someone labors for property and it is stolen from them, that someone deserves to be paid what they put into the property if there was never any intent that they would own it.

    It’s illegal to sell someone the Brooklyn Bridge.
    These mortgages, if they weren’t to confer rights to property and this was not fully disclosed, the entire system endorced corporations that sold us all a piece of the ‘Brooklyn Bridge’,and when we began to live on it, they evicted us by threat and force if we didn’t leave based on the threat, and kept what we paid for the bridge, when it wasn’t for sale.

    Thus another violation of their constitution. Interfering with the ‘right to the pursuit of happiness’. Why would I knowingly, willingly, or intentionally, pursue a right to property and labor for that right if that would leave me unhappy?

    So discrimination, illegal search and seizure, and interfering with the right to property and the pursuit of happiness.

    Discrimination – race, creed, color, religion, national origin, political affiliation, other.

    Pick one. If they are NOT US citizens and took an oath and relinquished their citizenship, then it could be based on political affiliation of a US Citizen to register as such and choose a party, or it could be other, or it could be national origin in that US citizens don’t share the same ‘citizenship status’ as they do to the Crown or the banks.

    It’s wide open for the fraud.
    Got to have the eyes, be who you are, and make the claim of loss of right or injury to the agency that is to investigate the claim and provide remedy.

    Trespass Unwanted, Corporeal, Life, In Being, Alive, Conscience, Truth, Free and Independent State, In Jure Proprio, Jure Divino

  74. AAAHHH! Government owns everything. That is why it doesn’t do anything about the banks. Actually, the Russians themselves looked at how the US government operates here and realized that it had, de facto, created the absolute government-owned society: one that owns everything and has absolutely no legal responsibility toward its constituents. None whatsoever.

    What do you expect from Congress? Obama? Look at their investments. They own insurance companies, pharmaceutical companies, hospitals, infrastructures. Government owns everything and… they’re not even OUR government. Institutionalized diversion of money from us to the few of them.

  75. AAAAHHH! Everything from infrastructure to education is now paid for by… the lottery, casinos, Keno, in short, any and all gambling institutions.

    So, why pay taxes? Where is it going?

    All about CAFR: Comprehensive Annual School Report.

  76. And to hell with all of their commie pinko friends …the politicians……the media…..Hollywood …..the medical establishment …in the judiciary & in law enforcement. Nothing they do is legal…moral…..or ethical.

  77. To hell with this TBTF Corporation IT IS TOTALITARIANISM…. and their BIG IDEA of Crony Corporatism….COMMUNISM…THEY ARE ALL COMMUNISTS…


    There was a guy who was unemployed for years from AT&T.
    We had time to talk and he said, it’s not that he doesn’t want to get a job, he can’t. Something he didn’t comprehend took place.
    He applied for a job with an employer and they told him nicely they could not hire him because of some sort of HOLD AT&T held on him even though he was laid off from AT&T years and years before.

    So rather than try to figure out how to sue someone for a right to work and a right to life, and not having the money nor the comprehension of what he was being told, which essentially meant, AT&T kept him from ‘pursing happiness through contract labor’, he started trying to find work through independent or self employment routes.

    If there is any way, these ‘local laws’ can break that seal that is unknown to those of us who can’t see the writings that bind us into our fates, then I say, do it in every location where someone wants to use their energy to create and live.

    Trespass Unwanted, Corporeal, Life, In Being, Alive, Conscience, Truth, Free and Independent State, In Jure Proprio, Jure Divino

  79. Correction: in the realization of its incompetence, Congress decided, some time in January, that it didn’t deserve the raise granted by Obama and turned it down. That’s OK: many of them made the list of offshore accounts.


  81. Ha…..A FELON who should by now, be in prison for life is telling me to get a life….? I don’t take advice from criminals.


  83. heard ya christine. fear- False evidence appearing real, i appreciate the passion on here, hence i try to contribute, my contribution today is from a book i just this minuite finished, it cites the opening paragraphs of the “tale of two cities by Charles Dickens : i think it suits the mood

    “it was the best of times, it was the worst of times,
    it was the age of wisdom, it was the age of foolishness, it was the epoch of belief, it was the epoch of incredulity, it was the season of light, it was the season of darkness,
    it was the spring of hope, it was the winter of despair,
    we had everything before us, we were all going direct to heaven, we were all going direct the other wa”

    that era is like the present- same choices, we can be pessimistic, or optimistic, only circumstances and time are what an individual makes of we we have to choose now, we just make up our mind to do what we feel is right at the time with what we have in front of us, and be ready for the wind change.

  84. But then again … there are those who fall thru the Crack” … So you Accept the Fact that You Can Only Save Them One At A Time. Life Goes On. Get A Life Stripes!

  85. CNN Ali Velshi telling somebody….not sure who… how to “protect their money”… Maybe he should come clean and tell the majority of his audience they were robbed and by WHO and how to get their stolen money back…..

  86. If speaking the truth about these criminals or their crimes against us is a cause or an agenda that is simply a radical view.

  87. That includes the media……being a liar is in fact a serious crime when you are in fact, CONCEALING HIGH TREASON……Who was it that said publically…..”What Wall Street did was not necessarily criminal, just reckless.” As if committing massive SECURITIES FRAUD is just “reckless”……..and CONCEALING it to continue the cover up of the ORIGINATION FRAUD …….THE FEDS DEFAULT TO THE TREASURY…..SECURITIES FRAUD BY RACKETEERING WITH SECURITIES FRAUDS TO GAIN UNJUST ENRICHMENT IS NOT CRIMINAL…..


  88. Oppressing the people for the crimes of others BY IGNORING THESE CRIMINALS & THEIR CRIMES OR CALLING THEIR ROBBERY OF US a “financial crisis” is CONCEALMENT….IT IS MISPRISON OF TREASON….IT IS HIGH TREASON…There are a lot of traitors here…..Any person or persons lying or trying to cover up this massive SECURITIES FRAUD CRIME ARE TRAITORS….




  90. 18 U.S.C. 2382……..MISPRISON OF TREASON……Is defined to be the crime committed by a person owing allegiance to the United States, and having knowledge of the commission of any crime against them, who conceals and does not, as soon as may be, disclose and make known the same to the president or to some judge of the United States, or to the governor, or to some judge or justice of a particular state. The punishment is imprisonment for not more than 7 years and a fine of not more than one thousand dollars.

  91. Zombie moron. Basking in that abject fear, like everybody else. And making sure to spread it so that everybody else can carry around that smell of rotten eggs. Misery loves miserable company.

  92. Imbecile. Read before writing. Deb is talking about posting here and putting “not an attorney” before clicking on “post comment”.

  93. I believe it is called CONCEALMENT if you do not tell the court WHO YOU ARE…(18 U.S. 2382) MISPRISON OF TREASON IS A FELONY…..

  94. You do have to tell the court who you are….you have to identify yourself in your filings….here comes the defendants pro se and in response to plaintiffs or pro se move to…..the felons however are hiding their true identity….

  95. Deborah said….what is going down is going to go down…I don’t like the sound of that. That sounds defeatist. I do not think like that or I would not be here and I would not waste my time fighting these felons in court.

  96. Deb,

    Where the hell did you read that you have to write “not an attorney”? Is there any end to the insane paranoia the American people bask in from morning to night? Just because some people feel the need to cover their asses by putting something as ludicrous as that (especially anonymously… what a frickin’ joke!) doesn’t mean that it is the rule of law or of anything else, for that matter. I don’t mean to attack you but people, you need to use your brains, for Pete’s sake!

    It is only the rule of fear. That rule is alive and doing very, very well, thank you very much! That’s why we are in this mess in the first place. And that’s why you guys have to pay horrendous taxes in order to pay for incompetent morons in DC who, in incidentally, were just awarded, on March 27, 2013, a hefty raise signed into order by no other than our dear President.

  97. Everyone should be doing their own diligence. When you do, you will see everything they are doing and have done is criminal and is apparent on its face. What they are doing by bringing these fraud suits into the courtrooms is illegal because there is no security. Notice at the beginning of these suits the judges won’t force mediation …they just offer it as an option to mediate with these felons. One woman judge who was substituting one day had the nerve to tell the people in open court the banks do not have to talk to you….A-R-R-O-G-A-N-T….she was demonstrating open bias in the courtroom laughing and joking with the bank attorney’s……the rhetoric has been toned down a bit but I still see people mediating with these felons out in the hallway.

  98. Anyone see the media video of the North Korean leader aiming a pistol …? These idiots are all nuts.

  99. thing is , it would be a huge mistake if i took everything i read on here at face value. its entertaining sometimes, you take the good the bad and the ugly, ITS A BLOGG SITE. speak easy, support for our own causes or agendas, take it or leave it, instead we have write “not an attorney” its ridiculous in itself. i know this , whats going down is going to go down and until it does im cracking on with my right to go to court .

  100. An attorney told me long ago…do not sign or agree to anything with a bank in regards to this debt. That is another set up to fail and, it will fail and you will be kicked out of your house in 3 months because you signed a new agreement and accepted their debt. What they are hiding is, their debt is unsustainable and can never be repaid.

    In other words fuggetaboutit…loan mods are just more fraud.

  101. What the people of this country are really up against is taking back what these crooks have stolen & hijacked. Until we do that, there will be no recovery here or anywhere in the world.

    It will be the crooks who robbed us who will be directing us instead of what the law requires….that no power is superior to the power of the people.

  102. The truth is, this country is a giant crime scene. The result of over a hundred years of criminal activity is apparent on all of your faces…….it is undeniable this was intentional. As a result of you are now the zombie corpses of decades of secrets, fraud, lies and abuse. There is no defending it.

  103. Fraudulently induced poverty is the face of evil.

  104. I am not here to be cute or endearing. I am here to expose the fraud and all of the crooks who put us here and have been engaging in a conspiracy to cover up their crimes for decades.

    As I have said, it is the Synagogue of Satan who are behind this massive theft…..AKA THE BLACK HAND…….They are of all religions and nationalities. There are many Catholics who are a part of this evil Talmudic belief system as well. I am Catholic and I recognized this evil had infiltrated the Church long before now. This evil belief system….do what thou wilt, is being taught, ingrained and practiced openly in today’s society. Too many people have been brainwashed into this evil belief system and the proof is now apparent on its face.

    No matter what you want to name it whether it be cronyism, socialism, communism, totalitarianism, rebooting fraud, re-socialism, fraudclosure, higher taxes, it is all one evil and we were all robbed by this evil and are being held hostage by it.

  105. The truth is the truth. If putting names to the crimes bothers you, I find that to be disturbing.

  106. I don’t type 20 paragraphs of crap guest. I post a link if it is lengthy info. For you and your consorts this is all about the cover up.

    As to no child left behind…it’s another failure.

    As to Deborah’s narcissist remark, these were not my words.

  107. And Deb, there is nothing cute or endearing about the imbecile and what she does. Typical of failed policies, a disgrace for humanity. Kevin Barrett sums it up the best.

    “Zombie Moron Attacks Increasing” – DHS Source

    Comic artist Scott Saavedra saw it all coming…
    by Kevin Barrett

    An army of zombie morons that has been slowly gathering strength on the internet is about to erupt into the real world and wreak havoc, according to national security sources.

    One anonymous Department of Homeland official claims that the situation is even worse than that: “According to unconfirmed reports, throngs of zombie morons may have already broken through thousands if not millions of computer screens, trailing blood and broken glass in their wake as they eat the brains of any halfway-intelligent real-world human they can find.” Once a victim’s brain has been eaten, the victim becomes a zombie moron himself and shambles around looking for people with yummy, yummy brains.

    Rocky Mountain High School in Colorado was recently the scene of an apparent zombie moron attack. Legions of frothing-at-the-mouth zombie moron parents attacked teachers and administrators for teaching students how to recite the Pledge of Allegiance in various languages, including Arabic – whose word for God, used by Arabic-speaking Christians, Jews, and Muslims, is “Allah.” Since the phrase “one nation under God” in Arabic is “umma wahida tata Allah” the zombie moron parents, imagining that their children were swearing fealty to the Muslim Brotherhood, began frothing at the mouth and swarming the school, in hopes of devouring the brains of any intelligent life forms they found.

    Another recent zombie moron attack occurred at the Daily Beast – a hardcore-Zionist-owned site plagued by frequent outbreaks. The Daily Un-American Beast (DUMB), as people whose brains have not yet been devoured call it, published a Guide to Americans’ Craziest Conspiracy Theories – a palpably obvious psy-op designed by zombie morons to influence even dumber zombie morons. By strewing the cyber-landscape with idiotic “conspiracy theories” like “Paul McCartney died in 1966,” “lizard people control society,” “Obama is the anti-Christ,” and “Bin Laden is still alive,” mixed in with slightly-less-idiotic ones like “the moon landings were faked,” the zombie morons at the Beast are trying to incite the even stupider zombie morons who frequent the site into attacking anyone with enough brains to recognize that 9/11 was an inside job, the Kennedy brothers were killed by insiders, the Federal Reserve banksters and their military-industrial-intelligence complex dominate the Deep State, Zionists dominate the media and own Hollywood outright, and so on.

    The Beast‘s psy-op, so absurdly transparent that only zombie morons could possibly be behind it (and only even dumber ones could fall for it), uses classic, easily-recognizable psychological warfare techniques in a hilariously ham-fisted manner. Two of those techniques, inversion and skunking, are exemplified by the Beast‘s “Bin Laden is still alive” meme. The truth – that Bin Laden almost certainly died in December 2001, as reported by Pakistani and Egyptian media, and that all subsequent “Bin Laden” events have been hoaxes – is inverted by the Beast, and then “skunked” in the popular mind by identifying it with its ridiculous inversion. (Note that the Beast’s whole article is one big attempt to “skunk” the so-called conspiracy theories that are true and gaining credibility among the public.)

    The Beast also uses another classic psy-op technique, cognitive dissonance, to terminate any residual thought processes that may be plaguing its acephalic readership. Example: The Beast offers as a supposedly ridiculous conspiracy theory the statement that “29 percent of voters believe aliens exist.”

    But wait a minute – OF COURSE aliens exist! The absolute minimum number of planets in the visible universe is 6 sextillion or 6,000,000,000,000,000,000,000 – and the real number (even leaving aside invisible universes and other dimensions) is almost certainly vastly, unimaginably higher. If our world and our solar system are even slightly ordinary – and only a megalomaniacal nut would presume that his world and his solar system are extraordinary – then the universe is teeming with intelligent life, much of it with space-travel and (presumably) time-travel and inter-dimensional-travel technology as far ahead of what we now have as the Space Shuttle is ahead of the scamperings of an ant. If our species, and our world, are not already the property of vastly-more-advanced aliens, we are beating zillions-to-one odds. And whether or not earth is owned or being visited by aliens, as a fair amount of evidence suggests, only a zombie moron without a single viable synapse left could doubt that “aliens exist” somewhere among the untold sextillions of planets.

    So the Beast‘s cognitive dissonance operation works like this: Take a statement that is obviously (intellectually) true – aliens exist – and skunk it so it appears (emotionally) as laughably false. The conflict between the two ways of perceiving the same statement paralyzes the mind of the target – assuming the target has any mind left to paralyze (which, considering the Beast’s audience, is a big assumption).

    By training its zombie moron audience in the habit of cognitive dissonance, the Beast is hoping that the habit will persist when the audience encounters other “conspiracy theories.” For example, when a zombie moron trained by the Beast (intellectually) sees the Twin Towers exploding, but (emotionally) imagines that they are just falling down in gravity-driven collapses caused by evil Muslim suicide hijackers, the zombie moron will instinctively ridicule the obviously-true “conspiracy theory”…and the conflict between intellect and emotion, between truth and falsehood, will paralyze the last few synapses he may possess. He starts drooling and lurching, and is now ready to go out and “eat brains.”


  108. Why, are yous a member of this group, the Synagogue of Satan.? How can you defend anyone who could say or do these horrible things unless you were a member of it? I have said many times it is the Synagogue of Satan and they are of all denominations.

    These are not my words. This is well researched information. These are facts.

    So just what are you complaining about here?

    We can’t get to the bottom of this if we don’t know who the perpetrators are.

    These evil idealogs are from all nations. The one common denominator their Babylonian Talmudic beliefs.

  109. What this country is up against: manufacturing combined with resourcefulness and genius. While this country was allowing a few to get very, very rich at the expense of infrastructures, innovation and people, China has been focusing on exactly that which the US ignored. Even the way they build a hotel is phenomenal. 40 years ago, an accomplished politician named Alain Peyrefitte wrote a world-acclaimed book titled: “When China wakes up, the world will shake”. At the time, Nixon was barely starting to open up to China. Europe had long realized it was looking at a formidable power, ready to “wake up”. And that, it did!

    Even the way they build hotels is unheard of. How do you think they’ll do in Africa? In fact, they’ve already started to change the landscape by building and creating infrastructures. The western world doesn’t have a prayer… Not as long as imbeciles are allowed to destroy, disturb and distract for the sake of “mental disease”. BRICS represents 1/3 of the world population. It just signed treaties and pacts with Australia and NZ, South America and Africa. It’s absorbed Iran, Indonesia. In a few short time, it will represent 2/3 of the population.

  110. I agree Deb, ….. As a Proud Supporter of No Child Left Behind, I feel this uncontrollable urge to help her. I GET IT! I keep trying to help her but she dismisses me as trying to set her up. She has to learn to trust someone again … somethime. If she doesnt her life will continue in a downward spiral.

  111. @ guest- stripes is a narcicist thats the problem- the infliction brings more problems for that person socially and no ones opinion matters other than theirs, they cant help it, doesnt make them a bad person, just difficult. often times there is genious in their logic, but not recognised because people simply get turned off…as is the case on here. i can tolerate it in small doses.

  112. Neil is mentioned in this Washington’s Blog post

    (The same mortgage was sometimes pledged to numerous buyers at the same time. This wouldn’t have been possible without the vaporware title given by MERS. And some – like foreclosure attorney Neil Garfield – think that the ability to pledge the same mortgage multiple times is a feature, rather than a bug, of MERS. And see this.)

    The word non-corporeal (no material existence, not real, cannot see it or touch it) is used also.

    Quote is:
    Buyers [of mortgage backed securities] thought that they were buying specific tranches tied to real mortgages, but they were just getting a statistical cut of wispy, non-corporeal representations of information related to the entire universe of mortgages floating around in the digitized MERS ether.

    Trespass Unwanted, Corporeal, Life, In Being, Creator, People, Free and Independent State, In Jure Proprio, Jure Divino

  113. why do they allow this stripes guy to hijack this blog?

  114. If you all think you were treated badly from the mod fraud, what they did to homowners who declined their mod offer and reinstated with fees and was much worse! It is as Neil says …… they do not want REINSTATEMENTS! They want to keep the proceeds from the ins swaps and Foreclose anyway….Buttwipes are Disposable

  115. Stripes.. RE:….”Quit trying to drowned out my posts with your long winded comments Christine”……

    This comment brought to mind how disrespectful you are at drowning out others comments, I find it ironic after almost every blogger on this site has ask you to stop doing the same to them …and now you want them to all shut up so you can run the Roost here? hahahaha

  116. It just gets uglier…This is Zionism: The Synagogue of Satan

  117. E. ToLLe,

    This one is for you.

    Five good reasons not to nuke Washington, DC

    Or, How I Learned to Stop Worrying and Love Kim Jong-un’s Nuclear Threats

    By Kevin Barrett,

    When I heard that North Korean Supreme Leader Kim Jong-un was threatening to nuke Washington, DC, and “engulf the nation’s capital in a sea of flames,” my first thought was: “At last, a politician with a plan that could actually solve our nation’s most pressing problems.”

    The thought of Inside-the-Beltway Washington going up in flames brought joy to my heart. The politicians – incinerated! The lobbyists – carbonized! The Supreme Court – cremated! The Pentagon – a five-sided crème brûlée! AIPAC – reduced to cinders that would fit in a Volkswagen’s ashtray!

    No more nightmares about an aerial army of drones swooping down on us like the wicked witch’s winged monkeys. No more concerns that my friends, neighbors, or family might end up on the “kill list” of Obama’s death panels. No more visions of Washington’s political monkeys rounding us up and sending us to Haliburton detention camps. No more uneasiness about DHS’s order for billions of hollow-point bullets. No more false flag attacks, and no more pompous political posers lying us into idiotic wars.

    After all, they’ve burned the Constitution. So there is no longer any reason not to burn Washington, DC.

    At this point, it’s either them or us.

    If Washington were gone, erased from the face of the earth, the planet would be infinitely better for it. There would be nobody left to trash our economy and steal our money and use it to bully folks on the far side of the world who would rather be minding their own damn business…folks like Kim Jong-un, who apparently is fed up, and rightfully so, with Washington thinking it’s in charge of every distant corner of the earth.

    To hell with Washington, DC. The sooner they nuke it, the better, as far as I’m concerned.

    But I’m a thoughtful, reasonable guy. I try to look at both sides of every issue. So I thought to myself, “Wait a minute…suppose there’s something I’m missing.” I sat down with a pencil and paper and decided to make a list of all the reasons NOT to nuke Washington, DC.

    Fourteen hours later, I had come up with five good reasons.

    So I decided to write an open letter to Kim Jong-un, just in case he hadn’t yet considered all the pros and cons.

    Read the hilarious letter here

  118. Interesting list of names from Chicago Jewish News… remember the name Abe Saperstein from the movie Rosemary’s Baby….? he’s on the list…

  119. I don’t find it a bit coincidental that these commie crooks are getting caught up with and they are using the sequester excuse to slowly shut down the judicial system. That is criminal. America is not broke we are being robbed into totalitarianism….hell on earth by these greedy investor crooks.

  120. All the commies are hiding in Chicago…

  121. Quit trying to drowned out my posts with your long winded comments Christine……all roads lead to CHICAGO…..READ ALL ABOUT THE CROWN FAMILY OF CHICAGO….
    There is a thunderstorm in Chicago right now…both literally & figuritively…

  122. And there is a silver lining here too: with courts having to close earlier, skip days and lay off, foreclosures will take much longer.

    Saturday, April 6, 2013

    With Friday Closures, Curtailed Service, Sequestration Hits Courts

    Sequestration reduced the Judiciary’s overall funding levels by almost $350 million—a 5 percent cut affecting people, programs, and court operations. Each court decides how to implement the funding cuts, but it is anticipated that nationwide up to 2,000 employees could be laid off this fiscal year, or face furloughs.
    In testimony (pdf) before House appropriators, Judge Julia Gibbons, chair of the Judicial Conference Budget Committee, warned that sequestration’s cuts will impact public safety with fewer probation officers to supervise criminal offenders released in communities, and funding for drug testing and mental health treatment cut 20 percent. In the defender services program, federal defender attorney staffing levels will decline, which will result in delays in appointing defense counsel for defendants. Payments to private attorneys appointed under the Criminal Justice Act also will be delayed as the end of the fiscal year approaches.

    The Judiciary continues the cost-containment efforts that, over the last decade, have helped limit the growth in the Judiciary’s budget. Real savings have been achieved in rent, personnel, and information technology. But as Chief Justice John Roberts noted in his Year End Report on the Judiciary(pdf), because the Judiciary has already pursued cost-containment so aggressively, it will become increasingly difficult to economize further without reducing the quality of judicial services.

    As Judiciary leaders cautioned House appropriators about sequestration’s long-term effects, threatened courthouse closures and employee furloughs are becoming a reality.

    Among those courts, is the District of Colorado. Last week Chief Judge Marcia S. Krieger issued an order(pdf) limiting the scheduling of criminal trials and hearings in federal district court due to budgetary constraints and furloughs. Beginning Friday, April 26, 2013 and continuing through September 30, 2013, no hearings or trials in criminal cases (other than mandatory first appearances before a magistrate judge) will be heard on Fridays. According to Clerk of Court Jeff Colwell, the order was a coordinated effort that took into consideration furloughs in the Federal Public Defenders’ office, as well as mandated furloughs in the U.S. Marshals Services and the U.S. Attorneys office.
    “Because the participation of the professionals in these offices is integral to proper adjudication of criminal matters before the Court, coordination in scheduling of criminal trials and hearings is necessary to ensure access to the Court by all parties and the public, appropriate representation to criminal defendants and necessary courthouse security,” the order read.

    One of the busiest trial courts in the country, the Central District of California, will furlough staff and reduce court services on seven Fridays, from April through August in three of its divisions: Western (Los Angeles), Southern (Santa Ana) and Eastern (Riverside.) The courthouses will be open, but the clerk’s office will be closed except for the criminal intake section and specified emergency civil filings.

    Court staff furloughs of one day a month, beginning in May, are planned in the Northern District of California. The court will close the San Francisco, San Jose, and Eureka federal courthouses on the first Friday of each month, and close the Oakland courthouse the first Monday of the month. The court also has accelerated implementation of technological initiatives in its operations, hoping that will save money.

    “These efforts will include the expansion of our e-filing program to include attorney admissions paperwork, case-initiating documents in new civil cases, reports from Probation and Pretrial Services, and orders for transcripts from court reporters,” said Clerk of Court Rich Wieking.

    Beginning in May, the District of Delaware will stop hearing all but absolutely essential criminal proceedings on Fridays. “In light of the impact sequestration is having on the U.S. Marshals Service, the U.S. Attorney’s and Federal Public Defender Office, the court will reschedule any existing criminal events and not schedule any new criminal proceedings on Friday, with the exception of emergencies,” said Clerk of Court John Cerino.
    In the Western District of New York, the court also will not hold criminal proceedings on Fridays. According to Clerk of Court Michael J. Roemer, that isn’t only because of the 22 furlough days the Federal Defenders Office has planned. “It’s also because of the 14 days the U.S. Attorneys Office has scheduled its attorneys, and the 11 days the U.S. Marshals Service will furlough its Marshals. Although the court itself does not plan to furlough employees, we are simply trying to accommodate the other agencies in implementing their furlough plans.”

    To accommodate furloughs in the offices of the Federal Defender, U.S. Attorneys, and U.S. Marshals Service, judges in the Eastern District of Missouri will not schedule any criminal proceedings on the second and fourth Fridays of each month, beginning April 26 and running through the end of fiscal year 2013.

    From April 26 through the end of the fiscal year, the District of Utah will limit its Friday calendar, holding criminal hearings every other Friday to accommodate short-staffed U.S. Attorney’s Office, Federal Defenders Office and U.S. Marshals Service who have furloughed staff.

    “We set up the schedule to make it a little easier for these agencies to close their offices on these days, except for a skeleton staff,” said Clerk of Court Mark Jones. “We haven’t had to furlough staff in the clerk’s office yet, because we’ve cut back through attrition, early retirements and by not filling positions. But we will have to take more drastic measures if additional cuts are made.”
    In the Bankruptcy Court for the Southern District of New York, rather than eliminate a day of holding court, bankruptcy judges will stop hearings at 5:00 p.m. sharp.

    “This court receives cases which are high profile in nature, many of which affect international parties,” said Bankruptcy Clerk of Court Vito Genna. “The Court often goes beyond the regular work schedule, with some hearings ending late evening and often close to midnight.” However, over the last two years, the bankruptcy court has lost the equivalent in funding of 26 employees. While it has no plans at this time to furlough employees due to conserving funds and the assistance from the district court with additional funds, it may need to downsize further before the end of the fiscal year.

  123. This is the story that hit today the HuffPost, the video of which I just posted.

    Published on Apr 4, 2013

    Secret Files Expose Offshore’s Global Impact

    Dozens of journalists sifted through millions of leaked records and thousands of names to produce ICIJ’s investigation into offshore secrecy

    By Gerard Ryle, Marina Walker Guevara, Michael Hudson, Nicky Hager, Duncan Campbell and Stefan Candea

    International Consortium of Investigative Journalists

    A cache of 2.5 million files has cracked open the secrets of more than 120,000 offshore companies and trusts, exposing hidden dealings of politicians, con men and the mega-rich the world over.

    The secret records obtained by the International Consortium of Investigative Journalists lay bare the names behind covert companies and private trusts in the British Virgin Islands, the Cook Islands and other offshore hideaways.

    They include American doctors and dentists and middle-class Greek villagers as well as families and associates of long-time despots, Wall Street swindlers, Eastern European and Indonesian billionaires, Russian corporate executives, international arms dealers and a sham-director-fronted company that the European Union has labeled as a cog in Iran’s nuclear-development program.

    The leaked files provide facts and figures — cash transfers, incorporation dates, links between companies and individuals — that illustrate how offshore financial secrecy has spread aggressively around the globe, allowing the wealthy and the well-connected to dodge taxes and fueling corruption and economic woes in rich and poor nations alike. The records detail the offshore holdings of people and companies in more than 170 countries and territories.

    The hoard of documents represents the biggest stockpile of inside information about the offshore system ever obtained by a media organization. The total size of the files, measured in gigabytes, is more than 160 times larger than the leak of U.S. State Department documents by Wikileaks in 2010.

    To analyze the documents, ICIJ collaborated with reporters from The Guardian and the BBC in the U.K., Le Monde in France, Süddeutsche Zeitung and Norddeutscher Rundfunk in Germany, The Washington Post, the Canadian Broadcasting Corporation (CBC) and 31 other media partners around the world.

    Eighty-six journalists from 46 countries used high-tech data crunching and shoe-leather reporting to sift through emails, account ledgers and other files covering nearly 30 years.

    “I’ve never seen anything like this. This secret world has finally been revealed,” said Arthur Cockfield, a law professor and tax expert at Queen’s University in Canada, who reviewed some of the documents during an interview with the CBC. He said the documents remind him of the scene in the movie classic The Wizard of Oz in which “they pull back the curtain and you see the wizard operating this secret machine.”

    Mobsters and Oligarchs

    The vast flow of offshore money — legal and illegal, personal and corporate — can roil economies and pit nations against each other. Europe’s continuing financial crisis has been fueled by a Greek fiscal disaster exacerbated by offshore tax cheating and by a banking meltdown in the tiny tax haven of Cyprus, where local banks’ assets have been inflated by waves of cash from Russia.

  124. Crown family of Chicago member in middle of JPMorgan firestorm…

  125. Massive unloading of documents released sand disclosed on offshore accounts worldwide. Apparently, the investigation originated out of NY. Huffpost media clip below. It is definitely hitting mainstream media.

    Offshore Bank Accounts- Thousands of Names released Investigation

  126. About Kinross Gold Global Mining Operations….

  127. They have the cahones to say the public sector pension funds are broke when they were investing our wealth in our own natural resources….? Scumbags and whores..everyone of these Wall.Street Investment banks & these politicians. Rob & oppress is all they do.

  128. It was a little known federal mining law 131 years ago that gave U.S. PRECIOUS METALS…MINERALS AND EVEN TITLE TO LAND AWAY TO THE FOREIGN WHORES FOR LESS THAN $10 DOLLARS AN ACRE…

  129. Who Owns The West? MINING OWNERS …….MWAHAHA…


  131. The Gold in Fort Knoxx is a cover for the real gold mine … Fort Knoxx Gold Mine near Fairbanks, Alaska. Our Gold is being stolen by Kinnross Corporation, a Canada mining company….WHO CONTROLS KINNROSS CORP BY INVESTING…..? Same syndicate…

  132. AMERICA IS NOT BROKE……the foreigners are extracting our wealth without our knowledge or consent…..why are these foreigners being allowed to extract from our mines….? These are all WALL STREET INVESTOR BIG BANKSTER CONTROLLED MINES…LIKE RIO TINTO…
    BTW…They don’t own jack shit…they are investor crooks..

  133. Allow me to repost that link…ACTIVE GOLD MINES IN THE UNITED STATES…..

  134. Gold Mines in Nevada account for 80% of U.S. GOLD production.

  135. The U.S. is the third largest gold mining producer after South Africa and Australia.

  136. America does no need the banksters & Wall Street hoarders. We have an abundance of our own natural resources and it is all being hidden from the citizenry by the investor whores here and around the globe who control by investing in everything we own. We have our own diamond mines as well but the crooks won’t tell We The People what they are doing with all of our wealth.

  137. So, America was stupid, for a long, long time: it gave all the power to the banks and decided that Congress’ time was much better used by tackling really, really serious issues such as… gay marriage, abortion, contraception, etc.

    And America remains stupid: it has decided to give more power to the banks. Seeing how well it’s worked out so far, why not? Here is the run down on what in store for the near future. I have to admit: I am discovering new depth to stupidity every single day. Maybe moron is not responsible after all: what else can come out of all this? She just happens to be a true product of this society.

    By Washington’s Blog
    Global Research, April 05, 2013
    Washington’s Blog

    Big Banks and D.C. Politicians Doing the Exact Same Things Which Caused the Financial Crisis In the First Place

    Instead of Changing their Behavior to Prevent Another Crisis, the Powers-That-Be Double Down On the Strategies that Caused the Financial Crisis In the First Place

    Liberals blame deregulation and reckless Wall Street greed for the economic crisis.

    Conservatives blame bad government policy.

    Now, the D.C. politicians are doing the exact same things which got us into the crisis in the first place. For example, they are:

    Pushing banks to make home loans to people with weaker credit (sound familiar?)

    Deregulating and even promoting insane levels of derivatives (ring a bell?)

    Following policies which lead to rampant inequality (that didn’t work out so well last time)

    Letting white collar criminals know that they have free rein to do whatever they want, and they won’t be prosecuted (once again)

    Letting the giant banks get bigger and bigger (the government helped them get big in the first place)

    Bailing out the banks with hundreds of billions of dollars a year (which creates dangerous “moral hazard” – just like before the 2007 crisis – and once again destroys sovereign nations)

    Indeed, crony capitalism has gotten worse than ever

    Enacting policies which suck money out of the U.S. economy … and ship it abroad (as they’ve been doing for decades)

    Enacting policies which discourage people from even trying to find work

    Giving the Federal Reserve more power than ever (while economists say the Fed caused many of our problems in the first place, and has too much power for the good of the economy)

    Blowing insanely large speculative bubbles (when they burst in 2007, that caused the last crisis; and see this)

    Leverage is back to pre-crash levels (too much leverage was one of the main causes of the crash)

    The humorously-labeled “financial reform” laws passed in the wake of the crisis have intentionally allowed fraudulent accounting; and here and here (deja vu all over again)

    And the big banks and financial institutions are engaging in the same risky behavior which got us into the crisis in the first place. For example, they are:

    Trading even more risky derivatives than at the height of the financial crisis

    Taking insanely risky bets (see this, this and this)

    Getting back into “synthetic” financial instruments – and here – which are even more disconnected from real assets than regular derivatives

    Once again doing no-document mortgage loans

    What could possibly go wrong?

  138. Beware the so called free credit score checking companies. They are not free.

  139. Deb,

    I can relate. I am bombarded day in, day out with spam telling me that it’s time to check my credit report. i don’t care about it any longer either: a good credit is only good to the extent that you’ll be looking for credit. I’m done with that. But… again, finding discrepancies may give you a leg up to attack someone and make a few bucks (can help with a few bills and creditors don’t hesitate attacking alleged debtors. I don’t hesitate anymore). They forced us to learn how to play. I’ll be damned if i let all that good learning go to waste!

  140. i checked credit report a while back- indeed its time to check again, i kinda gave up on caring about it, but seems theres god reason now

  141. Correct error…I despise those who label the truth a conspiracy theory…that is thuggery….Like those who don’t believe the official stories because things don’t add up. Those people are not crazy, they are asking questions…that is not crazy.

  142. Allow me to clarify…..I despise those who label the truth a conspiracy theorg….and profile them as crazy. The truth is these Secret Societies, Radicals and Spy agencies do exist and they are not honest about what their intentions are. Same with the name anonymous…

  143. Telling the truth is not being a conspiracy theorist….No one despises labels and profiles more than me.

    Take anonymous for example….if you want to remain anonymous why give it a label…?

  144. The black hand are also WHO ARE railroading us out of our properties and stole our wealth, livelihoods & pension funds. Nothing they do is legal, moral or ethical. There is NO FIX for MASSIVE SECURITIES FRAUD..THE ONLY CORRECTION…DEMAND CLEAR TITLE & MONETARY DAMAGES….THEY ROBBED EVERY PAYMENT FROM US & STILL ARE..

  145. When I say black hand I mean complete communists…totalitarians…no matter what they worship. These are the people teaching our children. That should be intolerable to anyone.

  146. Communism is bullying and terrorism and criminals are no one to worship or glorify. Totalitarianism is complete control by both. Who in their right mind would want that…..?

  147. And by the way, did you ever have a credit card from Citi? I seem to recall something a couple of years back about some class action. Might be something like that too. Time to check your credit report too, I bet.

  148. nope thats it on citi headed paper- im used to being scammed ill get a handle on it, thank you christine very much. isnt that a crazy letter though,

  149. oh yeah m case 12-16192 9th circuit,
    rule 60b well pled (yes it is), much caselaw cited and exhibited. hope it helps someone

  150. Deb,

    Is this really coming from there or can you find very small characters showing the actual address of origination? That letter quotes sentences from site concerning refunds sent to people whose ID had been stolen but…if it isn’t any of your players, someone is trying to scam you.

    BTW, when was the last time you checked MERS with your address, SSN. and name? You need to do it regularly as info in there keeps changing. When you have a sec, do it. And do both the regular and the expanded research. You never know: there may be an old, unsatisfied Citi loan preexisting your purchase of the house. It isn’t a bad idea to do it once a month and print it. I’ve been doing that every single month since filing suit, just to produce in court if need be: each time you print, the date is written on the bottom of the page. the idea is to gather enough of that crap to be able to show that MERS is completely unreliable and it is tampered with constantly and without your knowledge and/or approval.

    one more weapon to your arsenal.

  151. folks im not pro anyone on here, just sharing my outrage , my absolute sadness, my case, im grateful to all,

  152. stripes- dear- im so far from fitting that profile its truely funny

  153. Yes, Deb—of course I know all that about lawyers…I don’t post anything for lawyers, or court cases. I just post information once in a while…it’s a free country…sort of…sheesh! 😉

  154. Thanks deb….just doing my diligence…..
    Fox the five talking about conspiracy theories…..great stuff….

  155. Another .gov Imposter is revealed….

  156. dont worry christine- its the black hand thats all.
    stripes, to know you is to love you

  157. It really depends more on who believes their lying b.s…not what side their bread is buttered on……and the same goes for anonymous ….big fat lying bullshitters.

  158. christine or (lovely)

  159. It’s the black hand Deborah, nothing they do is legal, moral or ethical. They use nice names for the coverup of their crimes …AKA Social Justice and Civil justice fixes for FELONIES.

    It is called let’s cover our criminal thug asses. It is called RE-SOCIALISM …..AKA TOTALITARIANISM …LOAN MODS…REFIS….SHORT SALES….REPURCHASES OF SECURITIES FRAUDS….NATIONALIZATION CREATES TOTALITARIANISM BY RE- SOCIALISM…..FAKE SECURITIZATION….OBAMACARE…..INFLATIO/DEFLATION…..TAX FRAUD….BUYBACKS ……GAY MARRIAGE RIGHTS….”FREE ENERGY”…THEY ARE ALL COVER UPS … IT IS ALL FASCISM…AKA SOCIAL JUSTICE FIXES FOR OUR ROBBERY IT IS TOTALITARIANISM IN DISGUISE…as oops we’re sorry we “goofed”….let us “fix” our robbery of you with TOTALITARIANISM …but we will call it a “store credit” or a “new mortgage & note”…..NO…screw them…..they never owned anything because we paid for it all upfront… There is no “fix” for massive SECURITIES FRAUD….reconverting or converting nothing of value into something of value is TOTALITARIANISM …THEY WILL TELL YOU…..WE’RE CROOKS & WE’RE SORRY HERE..have some FREE ENERGY…EVEN THOUGH WE STOLE IT FROM EVERYONE……THE ANSWER IS NO..NO SOCIAL JUSTICE FIXES FOR YOUR ROBBERY OF US…..PAY US BACK YOU CROOKS…!

  160. Deb,

    I’m in that site. What is the rest of the url on that letter?

  161. carie- you are great , i love Anons contributions and your efforts, but, have you heard the term “what color is the sky” attoneys motto” its any color i say it is” (down to interpretation _ however, LAW LAW and FACT IS FACT- well i appears to me it darn well depends on which side your bread is buttered.

  162. Wow–are your eyes brown?

    Hazel. Why?

  163. and christine i agee- theories dont fly in court and unless you even when you have very convincing incriminating evidence to cast doubt- may god be with ya

  164. The truth is not a “theory”…and the courts don’t care about the truth…obviously.

  165. irving texas christine, website but comment went to moderation if i tried to post link…ill have to f/u though, its my name for gods saqke im sick of it

  166. Wow–are your eyes brown?

  167. And I’m accusing you of nothing. Show me one reference to you in that post?

  168. I’m guilty of nothing.

    What’s the point of throwing in theories if they can’t be successfully used in court? Then again, in order to know that, one would have to actually go to court and test them… Oops! Anonymous has been testing them for almost 10 years. My mistake. Anybody else here tested them in court and won?

  169. Except, Christine, by saying that (again) you are guilty of what you continue to accuse me of…

  170. Deb,

    I get crap like that all the time. Mine is usually from some outfit trying to sell me some refi or modification (too late guys!), it is never a bank and it comes out of Seattle or El Paso. Who is the sender of yours?

  171. You’re very welcome. I was honoring your steadfastness.

    We are still waiting to read of cases where such arguments have allowed people to save their houses though. And last I checked, Anonymous (whose prose it is) was still in it up to her eyeballs with no sign of overcoming. Worth mentioning over and over: makes for a good read. Not a winning argument in court. What attorneys refer to as an “exotic” defense…

    Honesty demands that the point be made. Otherwise, it might be perceived as deceitful, wouldn’t you agree?

  172. The black hand….the Rajapaksa’s….the emerging BRICS nations…

  173. Deborah Wynn, on April 6, 2013 at 1:15 pm said: Your comment is awaiting moderation.
    the following may not , in fact, be off topic- carie fraud upon fraud, fraud control- jusy opened mail from citi- look and look again and consider that these bastards do nothing without motive to unjustly enrich, they are not our freinds, (sorry for any trypos in advance ok but im tying furiously because im furious)
    letter word for word, (and let me know if any of you got this letter) Dear Deborah Wynn,
    this letter is to inform you of a matter (watch every concealing word- mine in brackets and caps mine) involving your personal information, you are receiving this letter because you are currently, or were previously a party in a bankruptcy proceeding involving a loan from citi (NOT TRUE NO LOAN FROM CITi) citi filed legal documents in court related to that loan ( DID THEY NOW) in which personally identifiable information was pursuant to court rules, intended to be concealed (love that word) from publicly aviailable versions (so more than one version i gather- stuff about me) of the documents to prevent access to that information by members of the public who search electronic records citi discovered that, (i bet you did) because of LIMITATIONS IN THE ELECTRONIC METHODOLOGY OR AN IMPERFECT MANUAL PROCESS ( lol CAPS MINE) used to conceal such personal information, the information could be EX POSED , and read by a person who acessed court records ( the words pervasive posture of innocent opacity comes to mind) citi is not aware of any instances in which this actually happened or where this personal information, the information was misused (, so how would they know, like they give a rats ass,- so some big entity is suing citi) and we believe the risk of unauthorized access or misuse for IDENTITY THEFT ORTHER HARMFUL PURPOSES IS LOW (ARE YOU KIDDINF ME) HOWEVER (WAIT FOR IT), -CITI IS TAKING STEPS TO REDUCE THIS POTENTIAL EXPOSURE ( so un potential that you write and tell everyone just incase they want to perhaps find out more) by permanantly restricting access to the RELEVANT FILINGS ( relevant to who now) and SUBSTITUTING NEW COURT FILINGS in which the personal information is permanantly concealed (and what else is going to change may i ask) then in blod the letter says
    PLEASE READ THIS LETTER CAREFULLY (oh believe me i did) AND IN ITS CONTAINS INFORMATION IMPORTANT TO YOU (AND WHO ELSE) – ok now, this is so special what they are going to do for me:
    as a precaution, we have arranged for you, at your option (think i dont want anything to do with you who ever you are) to enrol in a credit monitoring for anyone in your household ( first what household might that be and im slapping the floor ) at no cost to you (very funny) for one year. If relevant, you may also be able to enrol in a credit monitoring for ANYONE IN YOUR HOUSEHOLD, who may have been a CO OBLIGOR (ooo now we are pissed) with you on a loan or credit agreement. to activate this coverage please call the toll free number or visit the website enter the following redemption code by july 27.

    in my case i have no business with citi, but ill be checking into this. leave no stone unturned, my name is MY NAME
    (not an attorney)

  174. Thanks for your continued kindess, dear Christine.

  175. Responses

    Deborah Wynn, on April 6, 2013 at 1:15 pm said: Your comment is awaiting moderation.
    the following may not , in fact, be off topic- carie fraud upon fraud, fraud control- jusy opened mail from citi- look and look again and consider that these bastards do nothing without motive to unjustly enrich, they are not our freinds, (sorry for any trypos in advance ok but im tying furiously because im furious)
    letter word for word, (and let me know if any of you got this letter) Dear Deborah Wynn,
    this letter is to inform you of a matter (watch every concealing word- mine in brackets and caps mine) involving your personal information, you are receiving this letter because you are currently, or were previously a party in a bankruptcy proceeding involving a loan from citi (NOT TRUE NO LOAN FROM CITi) citi filed legal documents in court related to that loan ( DID THEY NOW) in which personally identifiable information was pursuant to court rules, intended to be concealed (love that word) from publicly aviailable versions (so more than one version i gather- stuff about me) of the documents to prevent access to that information by members of the public who search electronic records citi discovered that, (i bet you did) because of LIMITATIONS IN THE ELECTRONIC METHODOLOGY OR AN IMPERFECT MANUAL PROCESS ( lol CAPS MINE) used to conceal such personal information, the information could be EX POSED , and read by a person who acessed court records ( the words pervasive posture of innocent opacity comes to mind) citi is not aware of any instances in which this actually happened or where this personal information, the information was misused (, so how would they know, like they give a rats ass,- so some big entity is suing citi) and we believe the risk of unauthorized access or misuse for IDENTITY THEFT ORTHER HARMFUL PURPOSES IS LOW (ARE YOU KIDDINF ME) HOWEVER (WAIT FOR IT), -CITI IS TAKING STEPS TO REDUCE THIS POTENTIAL EXPOSURE ( so un potential that you write and tell everyone just incase they want to perhaps find out more) by permanantly restricting access to the RELEVANT FILINGS ( relevant to who now) and SUBSTITUTING NEW COURT FILINGS in which the personal information is permanantly concealed (and what else is going to change may i ask) then in blod the letter says
    PLEASE READ THIS LETTER CAREFULLY (oh believe me i did) AND IN ITS CONTAINS INFORMATION IMPORTANT TO YOU (AND WHO ELSE) – ok now, this is so special what they are going to do for me:
    as a precaution, we have arranged for you, at your option (think i dont want anything to do with you who ever you are) to enrol in a credit monitoring for anyone in your household ( first what household might that be and im slapping the floor ) at no cost to you (very funny) for one year. If relevant, you may also be able to enrol in a credit monitoring for ANYONE IN YOUR HOUSEHOLD, who may have been a CO OBLIGOR (ooo now we are pissed) with you on a loan or credit agreement. to activate this coverage please call the toll free number or visit the website enter the following redemption code by july 27.

    washingt n DC or http://www.ftc/gov/credit

    in my case i have no business with citi, past sol but ill be checking into this. leave no stone unturned, my name is MY NAME
    (not an attorney)

  176. the following may not , in fact, be off topic- carie fraud upon fraud, fraud control- jusy opened mail from citi- look and look again and consider that these bastards do nothing without motive to unjustly enrich, they are not our freinds, (sorry for any trypos in advance ok but im tying furiously because im furious)
    letter word for word, (and let me know if any of you got this letter) Dear Deborah Wynn,
    this letter is to inform you of a matter (watch every concealing word- mine in brackets and caps mine) involving your personal information, you are receiving this letter because you are currently, or were previously a party in a bankruptcy proceeding involving a loan from citi (NOT TRUE NO LOAN FROM CITi) citi filed legal documents in court related to that loan ( DID THEY NOW) in which personally identifiable information was pursuant to court rules, intended to be concealed (love that word) from publicly aviailable versions (so more than one version i gather- stuff about me) of the documents to prevent access to that information by members of the public who search electronic records citi discovered that, (i bet you did) because of LIMITATIONS IN THE ELECTRONIC METHODOLOGY OR AN IMPERFECT MANUAL PROCESS ( lol CAPS MINE) used to conceal such personal information, the information could be EX POSED , and read by a person who acessed court records ( the words pervasive posture of innocent opacity comes to mind) citi is not aware of any instances in which this actually happened or where this personal information, the information was misused (, so how would they know, like they give a rats ass,- so some big entity is suing citi) and we believe the risk of unauthorized access or misuse for IDENTITY THEFT ORTHER HARMFUL PURPOSES IS LOW (ARE YOU KIDDINF ME) HOWEVER (WAIT FOR IT), -CITI IS TAKING STEPS TO REDUCE THIS POTENTIAL EXPOSURE ( so un potential that you write and tell everyone just incase they want to perhaps find out more) by permanantly restricting access to the RELEVANT FILINGS ( relevant to who now) and SUBSTITUTING NEW COURT FILINGS in which the personal information is permanantly concealed (and what else is going to change may i ask) then in blod the letter says
    PLEASE READ THIS LETTER CAREFULLY (oh believe me i did) AND IN ITS CONTAINS INFORMATION IMPORTANT TO YOU (AND WHO ELSE) – ok now, this is so special what they are going to do for me:
    as a precaution, we have arranged for you, at your option (think i dont want anything to do with you who ever you are) to enrol in a credit monitoring for anyone in your household ( first what household might that be and im slapping the floor ) at no cost to you (very funny) for one year. If relevant, you may also be able to enrol in a credit monitoring for ANYONE IN YOUR HOUSEHOLD, who may have been a CO OBLIGOR (ooo now we are pissed) with you on a loan or credit agreement. to activate this coverage please call the toll free number or visit the website enter the following redemption code by july 27.

    washingt n DC or http://www.ftc/gov/credit

    in my case i have no business with citi, past sol but ill be checking into this. leave no stone unturned, my name is MY NAME
    (not an attorney)

  177. Are you sure you got that, iwantmynpv? If not, it’s not for want of having it drilled into you, day in, day out. Fret not though: it will be here tomorrow, the following day and every day after that. It’s called consistency.

    I am confident that, no matter how hard you try, you will not “miss” it.

  178. Good Article about the hogs of Corporatism entitled: Role Models Mussolini, Peron and Marcos Varieties of Corporate Totalitarianis…….the Article discusses

  179. GAZILLIONS are owed We The People by these bankster crooks..these crooks won’t be punished for their crimes against US…? Then no one should be cooperating with these hogs who can’t steal enough from us.

    Interesting article entitled Israel: the coming energy superpower.

    The black hand is everywhere.

  180. @iwantmynvp

    I’m reposting this response to you from ANONYMOUS—in case you missed it:

    “…all that survived at subprime refinances was transfer of debt collection rights (change of servicer). Notes are bogus. This is not to say money is not owed — it is just not a mortgage — was never a mortgage refinance. Already charged-off — gone – at time of refinance. What is owed is nothing different from charged-off credit card debt (the old footnote 35 to 2009 TARP Inspector General review). And, that is why no one is getting valid loan mods — if they get a loan mod at all. Distressed debt buyers do not play games. Like loan sharks — they want full amount — no matter what — or foreclose. Problem is — courts do not know they are dealing with unsecured debt. And, government cannot fix because they never regulated distressed debt buyers to begin with. Debt buyers would sue government. Not a pretty picture. So many need to come to terms with reality.

    Unfortunately, it is what is. But, eventually, all will surface. ..”

  181. Noooooooope. No one is going to jail. Fraud on top of fraud is the new way of life. Greed is good. Fraud is good…carry on!

  182. If truth really made us free, by now, we should be so frickin’ free…!!!

    Deutsche Bank: helped its customers maintain more than 300 secretive offshore companies and trusts through its Singapore branch
    Posted on April 5, 2013

    Reblogged from Justice League:

    Deutsche Bank: helped its customers maintain more than 300 secretive offshore companies and trusts through its Singapore branch

    Largest German bank’s Singapore unit helped birth companies and trusts in tax havens

    Germany’s largest financial institution, Deutsche Bank, helped its customers maintain more than 300 secretive offshore companies and trusts through its Singapore branch, an investigation by German newspaper Sueddeutsche Zeitung…

    Why is this important when $12 Trillion ends up off shore? Among other obvious reasons, as noted by Frank Wehrheim, the former head of the tax investigation unit in German financial hub Frankfurt, big banks such as Deutsche Bank are responsible for “aiding and abetting tax fraud, money laundering and similar crimes.” Because of complex structures in tax havens, tax investigators can “very rarely look into these acts,” Wehrheim said…and trillion$ of dollars are hidden from taxes…

    Soooo? Now what? Anybody going to jail?

  183. Even cases reversed on appeal are now appealable. Unreal!



    v. Case No. 5D12-870
    BANK, N.A.,
    Opinion filed April 5, 2013
    Appeal from the Circuit Court
    for Brevard County,
    George W. Maxwell III, Judge.

    Charles R. Green, Indialantic, pro se.

    Kimberly S. Mello, of Greenberg Traurig,
    P.A., Tampa, and Michele L. Stocker of
    Greenberg Traurig, Ft. Lauderdale, for

    PALMER, J.

    In this mortgage foreclosure matter, Charles R. Green appeals the final judgment of foreclosure entered in favor of JPMorgan Chase Bank, N.A. (Bank). Determining that the trial court erred in denying Green’s motion to add a counterclaim and in granting the Bank’s motion for summary judgment, we reverse.

    The Bank filed a mortgage foreclosure complaint against Green. Green filed an answer raising multiple affirmative defenses.
    He later filed a motion seeking leave of court to file a counterclaim containing se veral counts. The Bank filed a motion for summary judgment. Both motions were heard together, after which the trial court denied Green’s motion to add a counter claim, granted the Bank’s motion for summary judgment, and entered a final judgment of foreclosure.

    On appeal, Green argues that the trial court erred in denying his motion to add a counterclaim and in granting the Bank’s motion for summary judgment when the Bank had not refuted all of his affirmative defenses. We agree.

  184. Notice the “new pope” won’t wear the signature Prada red shoes…he probably wears Jesuit black ones or maybe white to throw people off.

  185. …please excuse the err….but, the kindle is changing my words without my authorization….the word was fire a nuke at US not a numeric…

  186. Just heard the song PAINT IT BLACK by the Rolling Stones….that song describes perfectly what the black hand are trying to do in America … I see a red door and I want to paint it black…no colors anymore I want it turn black.

    CNN reporting North Korea says it is authorized to fire a numeric at us…Who is authorizing that…? The black hand of course.

  187. Beware those who want to sell or buy up Securities Frauds…..these U.S. imposters and these complete communists from Russia & China. Securities Fraud cannot be reconverted into anything of value. It is all a scam.
    BRICS Nations Set to Form New Bank to Replace IMF and World Bank……

  188. Obama revealed he was an Imposter with his completely communist remark before he got appointed when he said…I believe in spreading the wealth around….REDISTRIBUTION ……stealing our wealth and giving it to their cronies around the globe.

    At least he didn’t lie about it like the rest of the Imposters who came before him.

    This evil plan to steal our wealth and spread it around the globe began at the RIO EARTH SUMMIT in June of 1992. These crooks always use inconspicuous sounding names to hatch their evil plans.

    This is how they do it…….BRICS SUMMIT: China and Brazil Ink $30 billion dollar credit swap deal…..announced last year at the Rio +20 environmental summit …..the deal to destroy US by reconversion of massive SECURITIES FRAUDS into other currencies ….AKA worthless bankster credit swaps these SECURITIES FRAUDS are financial weapons of mass destruction. All thanks to these imposters from within America.

  189. This robbery is no different than any other robbery by this Globalist Bank Corp of cronies.

    They steal and cover it up.

  190. I agree Deborah. The employees of this giant Corp are severely brainwashed and many are misinformed just like most Americans. They believe the laws are different for them.

    A couple of years ago my husband & I got know an upper level CHASE bank employee. He and my husband coached our daughters softball team together. At one of their meeting my husband asked him about CHASE being involved in mortgage fraud. He said No, CHASE would never do anything like that.

  191. Obama, Kerry taking paycuts. More phony b.s. Are they trying to make us believe they are making a sacrifice or giving something back when not one of these bankster crooks have been held to account…? It just sounds like another commie ploy to try and make us accept this robbery and totalitarianism. Ridiculous control freak brainwashing nonsense…. Make the bankster crooks pay back what they stole.

    Fox news shows an interview with a young Michelle Obama. In the interview she admits to being a single mother.

    Obviously none of these politicians are who they appear to be.

  192. Deb, Amen, God works in Mysterious Ways. Christine, You are Very Welcome… hahaha! Hubby is back with anouther thousand pounds of mulch and top soil. Its going to be another productive day. Grilled Hamburgers sound good for dinner tonight, Hubby is a Great Grill Master! Have a Wonderful Day Everyone! Keep the Faith!

  193. the employees of the banks live in their own little pod, they are taught just enough to get by doing their own job poorly with half the know how, surely you all notice this in every industry, so its the cogs in the machine collectively turn the wheel, the guys in charge of the wheel are untouchable at this time, however, its crumbling thanks to the greedy hungry never to be satisfied power mongers of the world who never learned the joy of sharing, in divine time we will get what we all deserve according to our acts and omissions.thats all i have to say about that.

  194. […] Filed under: CDO, Eviction, foreclosure, GARFIELD GWALTNEY KELLEY AND WHITE, GTC | Honor, Investor, Mortgage, securities fraud Tagged: credit default swaps, insurance, modification, risk of loss, trial modifications Livinglies’s Weblog […]

  195. If I were you guest I would rather be shoveling mulch than muckraking on this blog.

  196. Christine says….I don’t hate this country…..then why are you constantly ripping it…? You sound like RT NEWS….blame US is all you do. You are the imbeciles who look bad because you are always blaming everybody else.

  197. Speak for yourself guest…. I am sure you wish I was a drunk or a druggie or had a lousy minimum wage job that kept me dumbed down. That’s the price you pay for screwing so many people. Everyone isn’t going to fall for it. Happy mulch shoveling.

  198. My answer was clear…Who in the hell do you think you are telling me to answer your b.s. questions? Go worship yourself somewhere else. Your opinions are unamerican and you are not fooling anyone. You are criticizing the victims of the banksters and I am not going to let you get away with it. You & your bankster buddies can all go to hell… blame US is all you do.

  199. I don’t hate this country. I resent imbeciles. No matter where from.

    You still haven’t answered. How did your grandfather agreeing to go fight in WWII concern me? Where am I from, idiot? How did that impact me, moron? How does that make me ungrateful and to whom? Pray tell.

  200. Support your own accusations you hurl Christine. You obviously hate this country, the American people, and our Constitution so why are you here? You dissed the U.S.MILITARY…therefore you dissed my Grandfather and all military men and women. Jane Fonda did this same sort of thing. Always blaming the victims of the banksters and not the banksters. Why don’t you get the hell out of here if you hate US so much…why are you here? That is the real question. All you do is spew your hatred of US all over this blog. Go blog at RT.COMMIE….you will fit in well over there.

  201. “Hey screw you Christine you ungrateful bitch. My Grandfather fought in WWII”

    And that concerns me… how?

    Come clean. Answer. You make accusation. Support them with something. I’m waiting.

  202. We all pay for their illegal wars. OBAMACARE is just another war chest for the banksters from what I have read. People need to stop cooperating with the Cartel because all of their contrived bullshit needs to end.

    The only thing that is getting nastier & nastier are you control freaks because people aren’t buying your commie b.s. anymore.

  203. You think I have any sympathy for dictators like Castro or Chavez…? They lived like hogs while their people suffered. They are no different than any other dictators. The Afghan and Iraqi people have no one to be mad at but the Gold-Oil-Drug cartel. They are the greedy ones.

  204. Time to head back to Moscow or Beijing Christine…the commie jig is up.

  205. Don’t tell people what to do Christine. April Charney & blah…blah….blah….no agents of the hijacked Treasury Dept come cheap. Social justice fixing commie subvertors are expensive. They are paid well to reboot the commie brainwashing. You are all being exposed.

  206. It is the banksters who are sending our men and women to war. Áll wars are bankster greed. That does not mean our men & women in uniform are not loyal to the U.S. CONSTITUTION.

  207. “Hey screw you Christine you ungrateful bitch. My Grandfather fought in WWII”

    And that concerns me… how?

    What a delightful creature. I’ll have an entire litter of it. From what I heard, if you get them really young and boil them thoroughly, with the appropriate sauce, they make a delicious meal.

  208. Hey screw you Christine you ungrateful bitch. My Grandfather fought in WWII so you could have the right to blab your communist views in our country.

  209. BTW….






  210. “The American people have been saving everyone else’s rearend for decades and this is our thanks.

    Tell that to the Iraqi and Afghans, moron. And when you’re done, tell Patrice Lumumba. And Sekou Toure. And Mandela. And Fidel Castro. And Chavez. And Noriega. On your way out, ask De Gaulle what he thought. And Adenauer. Imbecile.

  211. Getting to you commies tonight am I? I can tell by all of the irreverant posting I got your goat again… It makes me proud to be an American when I can make you commies work your asses off to make yourselves look dumber than you are…..Go ahead…keep it coming and make this an even better week for me.

  212. Gandy…I am not an attorney but I am interested in your story. Are you saying the judge dismissed the case w/o prejudice…? I don’t get what you are saying he dismissed the case with leave to amend. If they have the assignment why did the judge dismiss the case? What is there to amend? Sounds like parts are missing. Why didn’t the plaintiff file a leave to amend their complaint before the judge dismissed the case?

  213. Straps/assvent says, “ I actually had an all around great week. In fact, best week in a long time.

    Let me guess….1) they cut your electroconvulsive therapy sessions down to one a day….2) you’re drooling less than normal…..3) the voice in your head occasionally agrees with you, not often, but sometimes….4) your idiotic belief that everyone wants to know your every thought has diminished….

    Oh well, three out of four ain’t bad.

  214. E. ToLLe,

    I think you had it right. It is a team work kinda thing. Whenever moron shuts up for too long a time (as in 2 hrs without one of her insane posts), that imbecile guest has to call her back in by commenting on how long it’s been since her last spewing episode. And it works every time!

    Neil must know what he is doing. Either that or his health is really faltering and his brain has taken a bad hit.

  215. Blah…blah….blah…Christine..Its the bankster wankers who are the problem. They are a bunch of whores. I have a lot of compassion for those in need however, I also believe charity starts at home. That is my opinion.

    The banksters are whoring it up all over the globe and the whole world domination thing is grotesquely out of control. There are plenty of Americans who are suffering for what these sly greedy investor bastards have done.

    Millions of Americans worked their asses off their entire lives to better themselves and what did it get us….? A kick in the face..

    The American people have been saving everyone else’s rearend for decades and this is our thanks. There is no loyalty with this bunch and people keep cooperating with them. We keep fghting their wars, paying their outrageous debts and caring for their victims while they rob everyone and hold the world hostage. It all has to stop. The greed is way out of control.

  216. Bank of New York Mellon filed foreclosure, on 2009, assignment recorded on 2012,
    I filed motion to dismiss and Judge in favor, granted motion to dismiss with leave amend the complaint 30 days,
    I need suggestion or attorney to continue with this case, please call me 904-993-3822.
    Thank you

  217. I actually had an all around great week..In fact, best week in a long time. However that does not mean I have to agree with what Christine says or you either guest.

    The truth is, you can’t help those who don’t want to help themselves. In this country or any other country.

  218. It’s all tied. Ignore the rest of the world at your own peril. It is crumbling from every end. Don’t think for a minute that we are in a world of America (good) v. the rest of the world (bad, bad, bad!)

    It’s been tearing at the seam for way too long. Obama, CNN and whoever else may very well put a happy face on it: it’s crumbling nonetheless. I wonder how many of our own bankers and politicians are running scared as we speak: they did create that mess after all… Foreclosures are the very least of our problems.

    Biggest-ever financial leak with global ripples

    More politicians and tycoons appear to be marred by scandal as the International Consortium of Investigative Journalists (ICIJ) keeps adding names to its list of owners of secret offshore firms. ICIJ promises two more weeks of exposures.

    A third of the world’s wealth is tied up in the offshore, according to the Tax Justice Network, cited by ICIJ’s website. That’s estimated at US$20 trillion.

    Tax Haven Number One appears to be the UK-controlled British Virgin Islands (BVI), home to more than a million offshore entities, while Britons act as nominee directors for such companies, renting out their names to the actual business owners.

    British MP’s urged Prime Minister David Cameron to act against the offshore industry and address the issue of tax havens at June’s G8 summit, to be hosted by the UK.

    Meanwhile, the fresh portion of names released by ICIJ includes Georgian Prime Minister Bidzina Ivanishvili. Apart from being the country’s top politician, he’s also its richest man and, according to ICIJ data, director of Bosherston Overseas Corp. in the British Virgin Islands.

    In Azerbaijan, members of President Ilham Aliyev’s family appear to have been shareholders in at least four offshore companies.

    The ICIJ has also added some big Russian names to its list, including the wife of Deputy Prime Minister Igor Shuvalov and two top Gazprom executives, who have registered offshore companies in the British Virgin Islands.

    The Kremlin is determined to put an end to its officials engaging in illegal or corrupt offshore activities. On Tuesday Putin submitted the bill to the Duma which will prevent officials from stashing any illegal wealth abroad. This is essentially a three-month deadline for all Russian officials with offshore accounts to get their finances tidied up.

    Not only individuals, but financial institutions have also been targeted by the ICIJ research. Deutsche Bank, Germany’s largest financial institution, is one of these. It helped its customers maintain more than 300 secretive offshore companies and trusts through its Singapore branch, the probe reveals.

    Crisis-stricken Greece is yet another focus for tax-haven exposers. While austerity measures force grassroots citizens to pay ever more in taxes, owners of the offshore companies seem to be avoiding them. Just four out of 107 Greek offshore companies investigated by ICIJ are registered with tax authorities. The Greek Finance Ministry said it would examine the data.

    These and some other stunning revelations have been made by a team of 86 investigative journalists from 46 countries in just a couple of days. However, these two days were preceded by 15 months of research. As the ICIJ team has been dealing with around 260 gigabytes of leaked offshore data, which is 160 times more than WikiLeaks made public in 2010, politicians and tycoons, not mentioned yet in the research, have reason to feel uneasy.

    The British Virgin Islands are administered by the UK, an EU member. But as accusations fly that London may not be willing to take onboard bloc measures to crack down on tax avoidance, Amelia Andersdotter, member of the European parliament for the Swedish Pirate Party told RT that Westminster may lack incentives.

  219. Its Friday Night .. Stripes is closing down the bars again. Sure is Quiet . I think I will retire for the night with hubby before she get back. We still have a thousand pounds of mulch to finsih unloading and spreading early tomorrow before the rain moves in. Good Night All! Keep Up the Good Fight!

  220. So Neil, how many clients have you had that paid all the fees and reinstated two times on fraud defaults to find themselves in default for the 3rd time for property taxes that where paid into escrow?

  221. @Bob Hurt said:

    “The borrower breached the terms of the note…”

    That’s the problem right there…it’s a FAKE NOTE. A document pretending to be a real note…but it’s NOT. It’s a LIE. It’s a FRAUD.

    It’s merely a document that pretends there was a funded loan…but there wasn’t.

    Collection rights to unsecured false default debt is not a “funded loan” no matter how many fake fraudulent notes you create to look like there was one.

    The judges believe they are somehow real notes…but, they are not.

    But I think the judges really don’t give a damn, even if you showed them proof of everything I just said. That’s sad.

  222. On our title … 1) A copy of the Trust Agreement from the Seller was not filed at closing. 2) CWHL filed LP in 08 without being mortgagee of record. 3) MERS endorses the Note and Mortgage together in 2011 to CW, BAC, BOA.

    For us it was about the thousands of dollars in fraud fees we paid for two fraud defaults, a trashed title that will require a QT action plus fees and tens of thousands paid out in legal fees to clean up their MESS! Buttwipes! We always pay what we owe .. There is NO Hardship and Hell will Freeze Over Before We apply to Modify that loan with you! The Sham Contract has been Called Due by the Homeowner/Borrower!

  223. Protectionist totalitarian “American-born patriots” like moron will try to ride the wave by getting nastier and nastier, more and more negative and… as useless as they’ve ever been. Smart people will keep analyzing and looking at the big picture. I completely agree with Paul Craig: the making of a third country is well on its way. He gives it 20 years. I don’t give it that long. Not as long as stupid people continue doing stupid things and flaunting their arrogance. Face it, folks: the day humanity no longer wants to resolve problems by waging wars is the day this country is utterly finished. With billions of war machine unsold, to boot. America: a country built on war. War will be its demise.

    The Assault On Gold — Paul Craig Roberts
    April 4, 2013 | Categories: Articles & Columns | Tags: federal reserve, gold, | Print This Article Print This Article

    For Americans, financial and economic Armageddon might be close at hand. The evidence for this conclusion is the concerted effort by the Federal Reserve and its dependent financial institutions to scare people away from gold and silver by driving down their prices.

    When gold prices hit $1,917.50 an ounce on August 23, 2011, a gain of more than $500 an ounce in less than 8 months, capping a rise over a decade from $272 at the end of December 2000, the Federal Reserve panicked. With the US dollar losing value so rapidly compared to the world standard for money, the Federal Reserve’s policy of printing $1 trillion annually in order to support the impaired balance sheets of banks and to finance the federal deficit was placed in danger. Who could believe the dollar’s exchange rate in relation to other currencies when the dollar was collapsing in value in relation to gold and silver.

    The Federal Reserve realized that its massive purchase of bonds in order to keep their
    prices high (and thus interest rates low) was threatened by the dollar’s rapid loss of value in terms of gold and silver. The Federal Reserve was concerned that large holders of US dollars, such as the central banks of China and Japan and the OPEC sovereign investment funds, might join the flight of individual investors away from the US dollar, thus ending in the fall of the dollar’s foreign exchange value and thus decline in US bond and stock prices.

    Intelligent people could see that the US government could not afford the long and numerous wars that the neoconservatives were engineering or the loss of tax base and consumer income from offshoring millions of US middle class jobs for the sake of executive bonuses and shareholder capital gains. They could see what was in the cards, and began exiting the dollar for gold and silver.

    Central banks are slower to act. Saudi Arabia and the oil emirates are dependent on US protection and do not want to anger their protector. Japan is a puppet state that is careful in its relationship with its master. China wanted to hold on to the American consumer market for as long as that market existed. It was individuals who began the exit from the US dollar.

    When gold topped $1,900, Washington put out the story that gold was a bubble. The presstitute media fell in line with Washington’s propaganda. “Gold looking a bit bubbly” declared CNN Money on August 23, 2011.

    The Federal Reserve used its dependent “banks too big to fail” to short the precious metals markets. By selling naked shorts in the paper bullion market against the rising demand for physical possession, the Federal Reserve was able to drive the price of gold down to $1,750 and keep it more or less capped there until recently, when a concerted effort on April 2-3, 2013, drove gold down to $1,557 and silver, which had approached $50 per ounce in 2011, down to $27.

    The Federal Reserve began its April Fool’s assault on gold by sending the word to brokerage houses, which quickly went out to clients, that hedge funds and other large investors were going to unload their gold positions and that clients should get out of the precious metal market prior to these sales. As this inside information was the government’s own strategy, individuals cannot be prosecuted for acting on it. By this operation, the Federal Reserve, a totally corrupt entity, was able to combine individual flight with institutional flight. Bullion prices took a big hit, and bullishness departed from the gold and silver markets. The flow of dollars into bullion, which threatened to become a torrent, was stopped.

    For now it seems that the Fed has succeeded in creating wariness among Americans about the virtues of gold and silver, and thus the Federal Reserve has extended the time that it can print money to keep the house of cards standing. This time could be short or it could last a couple of years.

    However, for the Russians and Chinese, whose central banks have more dollars than they any longer want, and for the 1.3 billion Indians in India, the low dollar price for gold that the Federal Reserve has engineered is an opportunity. They see the opportunity that the Federal Reserve has given them to purchase gold at $350-$400 an ounce less than two years ago as a gift.

    The Federal Reserve’s attack on bullion is an act of desperation that, when widely recognized, will doom its policy.

    As I have explained previously, the orchestrated move against gold and silver is to protect the exchange value of the US dollar. If bullion were not a threat, the government would not be attacking it.

    The Federal Reserve is creating $1 trillion new dollars per year, but the world is moving away from the use of the dollar for international payments and, thus, as reserve currency. The result is an increase in supply and a decrease in demand. This means a falling exchange value of the dollar, domestic inflation from rising import prices, and a rising interest rate and collapsing bond, stock and real estate markets.

    The Federal Reserve’s orchestration against bullion cannot ultimately succeed. It is designed to gain time for the Federal Reserve to be able to continue financing the federal budget deficit by printing money and also to keep interest rates low and debt prices high in order to support the banks’ balance sheets.

    When the Federal Reserve can no longer print due to dollar decline which printing would make worse, US bank deposits and pensions could be grabbed in order to finance the federal budget deficit for couple of more years. Anything to stave off the final catastrophe.

    The manipulation of the bullion market is illegal, but as government is doing it the law will not be enforced.

    By its obvious and concerted attack on gold and silver, the US government could not give any clearer warning that trouble is approaching. The values of the dollar and of financial assets denominated in dollars are in doubt.

    Those who believe in government and those who believe in deregulation will be proved equally wrong. The United States of America is past its zenith. As I predicted early in the 21st century, in 20 years the US will be a third world country. We are halfway there.

  224. Could think of a few additional chosen words… Hypocrite is a good start. The kind of people the moron’s gawd went after with a vengeance! If i were she, I’d be concerned. That gawd of hers can’t be too proud of having allowed that creature to be born. A hell of a mistake on his part (pun intended).

  225. And another Word is Hipacrite! Yep! Yep!

  226. The Word Is Hypocrite … Yep!

  227. to bobhurt, the contract is first voided in the case of a loan placed into Ginnie Mae pools because there is not debt purchase as Ginnie Mae has stated to the world, and the fact that they are not a lender and are in physical possession of the blank Note, actually ends any financial obligation.

    The fact is not that the borrowers are in default because they are never in default because there is no long a Note. What need to be challenge is who is rightfully in title. There no secret to the process of how Ginnie Mae works as its pretty simply, were lender must hand over a blank endorsed Note without a purchase occurring. Once again Ginnie not a lender and does not have a budget to purchase and also by law as they cannot buy they cannot sell a home mortgage loan.

    There not an agency regulating Ginnie as a home mortgage lender. Hey Bob did I mention that Ginnie Mae is not a home mortgage lender. Court have been hit with the usual crap where lender who were already in title stayed in titled when in fact by law they cannot remind in title and the local recording office should have been informed.

    However what happen is MERS finds a lender in the past chain and act as if they are selling the Note to the current servicer/lender as if a sell occurrs when in fact it does not and submits a fraudulent assignment and then they administratively foreclosed.

    The banks and Ginnie Mae don’t have clean hands and should not be able to be awarded properties they have not extended their monies to obtaining it. The chain of ownership is broken and cannot be repaired as the Note is not longer a Note and nobody was every in default in these situation.

    The lender in the cases of BOA, IndyMac and Washington Mutual could not ever be foreclosed if they were placed in Ginnie Mae pools. Why do you think BOA is paying every claim the government or court throws at them.

  228. “I don’t tell people what they want to hear christine…I tell people what they need to hear”

    The perfect definition of totalitarism. Did it occur to you, moron, that people KNOW what they need to hear and they can CHOOSE who they want to hear? Who do you think you are? Everything the imbecile screams against is exactly what she, herself, does. In her own book, she’ll be among the first ones to be jailed. Possibly suicided. Can’t wait for that. Whoever makes that creature disappear will be hailed as a hero in my book.

  229. Its been a productive day, replaced the attic fan, raked the yard, cleaned the flower beds, layed my mulch, Burned the yard waste, walked the dog, fed the husband, cleaned the kitchen and did three loads of laundry. What did you do productive today Stripes?

  230. Is that why you are in such a tizzy Stripes … The Banksters are trying tot steal your Joint?

  231. I don’t tell people what they want to hear christine…I tell people what they need to hear. While we are fighting for social justice and civil rights and “moral” crap like gay “who gives a shit what the do” marriage” and other totalitarian “fixes” for fraud the bankster crooks are stealing the joint…

  232. The most oppressed are those who think they are not. Like the Saudi people for instance…they say we are making “great money” working for the Gold/Oil/Drug cartel…..all while they are robbing you idiots. It’s no different here except we don’t dress like pilgrims anymore.

  233. Hands off Africa and all of these foreign charities…Africa has more diamond mines and oil, rare minerals and natural resources than any other continent. These so called poor countries have more wealth and natural resources than we do. Yet their people are living in mud huts and are starving with no modern conveniences.

    These people are intentionally stuck in a time warp…put some clothes on and take off the loin cloths..take of the berkas and the robes you idiots. While you are being holier than though these bankster crooks are stealing from you & are oppressing you.

    The banksters are over there sucking it all up while their people are being religious martyrs or are living like savages dying in the streets. It is becoming the same way here. It is sickening and we are all broke from being dumbed down and believing the banskter b.s 24/7….we are all much too generous to these bleeding heart liberal causes who work for these crooks and do nothing but steal from us and expect all of us to do the charity work.

  234. You have to admit. The moron is such a delightful creature! So upbeat, so positive. Never a cross word, fantastic attitude. A pleasure to have around.

    Nasty hair you have across. Thong to tight again? Keep your pity, angry party for yourself. I ain’t attending.

  235. Sorry….I don’t give a rats ass what these foreigner’s are doing….they were REDISTRIBUTED OUR STOLEN WEALTH, KNOWLEDGE, AND LIVELIHOODS….I wouldn’t buy anything these crooks are selling and as far as I am concerned immigration and imports of any of their low quality knock offs of American products should be shut down until they pay back what they stole. We were robbed by these Globalist sheisters crooks. Let these half assed backwards countries fight their own battles and figure it out for themselves instead of stealing everything from us.

  236. Sorry guys. No revolution coming our way. Or… maybe one but not the kind we know. 7 billion people with a 26,000-year past of constant bloody wars as the answer to every problem and… this.

    Don’t tell me it is business as usual.

  237. The State Capitals & State Houses too….they are all corrupt & useless…I am sick of hearing these media jerks with their huge salaries bitching & moaning about people on welfare. There wasn’t 50 million people on stamps before the Bank Corp robbed us and manufactured this crisis…people just all of a sudden don’t want to work…? Bullshitting liars…People don’t want to be slaves to these Bank Corp crooks. It was all done very deceptively…they had everyone believing they could always make more money….little did we know there was no Security. It was all a plot to pull the rug out from under us and steal everything from us. Wake up America….these crooks don’t have the Security…that means these crooks don’t own anything and they never did.

  238. “Corrective Mortgage Assignment”….? Nothing like making an open declaration they are criminals. Congress, Senate & the House reek …Capital Hill needs to be shut down..

  239. All that dough re me is coming from We The People….so prove up the underlying transaction scumbuckets….

  240. They should have to prove they hold the Security and are the “real party in interest” before they are allowed to get a dime in insurance money.

  241. One by one I see the traditional foreclosure defenses fall by the wayside as sensible judges laser in on common sense and the real issue at hand. The borrower breached the terms of the note, and that gives the holder /agent the right of redress through foreclosure of the note and forfeiture of the collateral to auction to discharge the note. Judges are getting sick and tired of the delaying tactics, and that explains why so many of them yearn for non-judicial foreclosure processes that amount to a confessed judgment against the borrower who defaults on the loan and quickly give the lender remedy without costly litigation and delays.

    Read it and weep, Pretender Defenders. The writing is on the wall. Watch this spread to other states.

    Indymac Bank, FSB V. Decastro, NJ: Appellate Div. 2013 (“we now have made clear that lack of standing is not a meritorious defense to a foreclosure complaint. Russo, supra, 429 N.J. Super. at 101 (holding that “standing is not a jurisdictional issue in our State court system and, therefore, a foreclosure judgment obtained by a party that lacked standing is not ‘void’ within the meaning of Rule 4:50-1(d)”),47&as_vis=1. Furthermore, even if there were filing deficiencies, as alleged here, dismissal of the complaint is not necessarily the appropriate remedy.Guillaume, supra, 209 N.J. at 475,47&as_vis=1. Based on the foregoing, DeCastro’s standing challenge is rejected because lack of standing would not void the final judgment.

    Bob Hurt

  242. One by one I see the traditional foreclosure defenses fall by the wayside as sensible judges laser in on common sense and the real issue at hand. The borrower breached the terms of the note, and that gives the holder /agent the right of redress through foreclosure of the note and forfeiture of the collateral to auction to discharge the note. Judges are getting sick and tired of the delaying tactics, and that explains why so many of them yearn for non-judicial foreclosure processes that amount to a confessed judgment against the borrower who defaults on the loan and quickly give the lender remedy without costly litigation and delays.

    Read it and weep, Pretender Defenders. The writing is on the wall. Watch this spread to other states.

    *Indymac Bank, FSB V. Decastro**, *NJ: Appellate Div. 2013**(“we now have made clear that lack of standing is not a meritorious defense to a foreclosure complaint. Russo, supra, 429 N.J. Super. at 101 (holding that “standing is not a jurisdictional issue in our State court system and, therefore, a foreclosure judgment obtained by a party that lacked standing is not ‘void’ within the meaning of Rule 4:50-1(d)”). Furthermore, even if there were filing deficiencies, as alleged here, dismissal of the complaint is not necessarily the appropriate remedy.Guillaume, supra, 209 N.J. at 475 . Based on the foregoing, DeCastro’s standing challenge is rejected because lack of standing would not void the final judgment.

    Bob Hurt

  243. So, things seem to be going pretty well for the debtors, as seen here:

    “As Kondaur admits, and is apparent from the copy of the note attached to its proof of claim, the promissory note the Debtors executed in favor of NCMC has not been specifically endorsed to Kondaur; it is endorsed in blank. Accordingly, it is a “bearer” note, which requires actual possession of the note to enforce or negotiate it. The Debtors raised the issue of whether Kondaur is the proper party to enforce the note and cast further doubt on Kondaur’s standing by introduction of the Corrective Assignment. Unfortunately, there is nothing in the record evidencing the location of the note. Kondaur’s counsel represented at oral argument before this Court that
    Kondaur has possession of the note, but its failure to produce the note prior to or at the hearing on its motion to dismiss (treated as a motion for summary judgment) precluded a determination that Kondaur has the right, as a matter of law, to enforce the promissory note.”

    And then debtor’s attorney, Arwie A. Dumphuk, reaches underneath his clients yanking hard and pulling the entire rug out from underneath them, blowing the whole wad:

    At oral argument, Debtors’ counsel conceded that there is a valid mortgage on the property and that production of the note most likely will remove the final hurdle to Kondaur’s pending motion for relief and Kondaur’s motion to dismiss the adversary proceeding.

    Wow! Anything else counselor? Would you like to admit to your clients past unpaid parking violations or grade school cheating while you’re in a court of law?

    Nothing like sacrificing your clients to the natives while the pot boils.

  244. Then the court, even more bewildered than before, exclaims:

    “Realizing the assignment to Elizon was a mistake, on February 22, 2010, Ellington executed a “Corrective Assignment Mortgage” purporting to re-assign the Bankses’ mortgage to Kondaur.”



    Jhezul Pete! What does it take to get arrested around here for Chrise Sakes!?

    Uh your honors, it’s like this….we didn’t feel that the first assignment was worthy of being in your hallowed courtroom, so we made a more fashionable one instead!!!

    Thank Gawd the court saw through at least some of the smokescreen:

    ”Although we reverse on other grounds, we have serious concerns about the validity and effect of the “Corrective Assignment.” At oral argument, Kondaur represented that it was common practice in the mortgage industry. Considering the current state of the mortgage industry, this gives us little comfort. At the least, the Corrective Assignment would appear to create a cloud on Kondaur’s right to
    foreclose, necessitating a judicial foreclosure.”

    In our next chapter, Kondaur places three walnut shells on the courtroom bench and pulls out a small pea while riding on a unicycle….…..

  245. The court, perplexed and bewildered exclaims:

    “Inexplicably, the date on the assignment indicates that it was signed on May 11, 2009, but the notarization indicates that it was signed on May 11, 2007.”



    The dumbass notary read the date wrong! Throw her ass in jail and then toss the key in the river! Thieving bastards!

  246. exposetherotteneggs, I’m still waiting to hear more form that 25 billion dollar settlement that was also made with the 49 state attorney generals, make that 48 because the Texas Attorney General did not sign it. Some attorney in El Paso signed the document, so how binding is that for owners in Texas and does it release the banks from their theft if the lead counsel for the interest of the People of the State of Texas did not sign it thus did not agree to it.

    Trespass Unwanted, Life, People, Creator,

  247. I had a $202,400 balance yet Wells Fargo was paid $429,095 from the foreclosure sale, settlement of some kind plus the false insurance claim from the VA Guaranty Fund.

    This is why the never process the HAMP or VA HAMP for me and would not even consider a short sale because a non-holder of the debt in Wells Fargo, who did not having any financial interest in the loan and was not my lender got the lion-share of $425,095 while being owed ZERO!

  248. Navigant Consulting is actually doing the Reviews for One West Bank. Rust Consulting, Inc. is the communication point for borrowers from what I have learned.

  249. Today we received a letter from the IFR administrator- Rust Consulting Inc, informing us of the continued review and that our patience is appreciated and that they are working as quickly as possible to review our request. So we will see.

  250. Everybody who is somebody in economics seems to be of the impression that the collapse is now. Well, if a collapse allows to rebuild quickly into something sound, I’m all for the temporary discomfort. If, on the other hand, the collapse is only the result of elected officials bought, sold and paid for for too many years and incapable of shaking free of their owners, that can’t be good.

    Have We Reached A Tipping Point In The Financial System?

    “March and April 2013 may go down in history as the tipping point for the western financial system.

    We have already seen:

    Lehman Brothers and many other financial firms collapse.

    $700 Billion in TARP funds arranged by banking insiders for banking insiders at the expense of US taxpayers.

    16 trillion debtOver $16 Trillion in bailouts, guarantees, swaps, and loans created by the Fed and given to various banks, nations, and other insiders.

    MFGlobal took “segregated” customer funds, the exchange provided no compensation to customers, and yet no criminal indictments have been issued.

    Global derivatives total $700 Trillion to well over $1,000 Trillion, depending on who is counting. Some are “toxic waste.”

    Many European bailouts and “fixes.”

    Spain, Italy, Slovenia, and perhaps France in trouble.

    US official debt approaching $17 Trillion with unfunded liabilities many times larger.

    The Federal Reserve creating $85 Billion per month (over $115,000,000 per hour) to support banks and the US government.

    So what other disasters could occur? In a word, Cyprus!

    Not because the EU and Cyprus took Russian money.

    Not because several banks will close.

    Not because some deposits will be confiscated and/or frozen.

    The DAILY SHEEPLE continues, “In my opinion, the sign that a tipping point has occurred in the financial system is the real story: [read the article if you want to know]

  251. Regarding the Independent Foreclosure Review and IndyMac OneWest Bank’s decision to continue and not settle like most of the other banks, (they are stalling which is their MO) because they are trying to sell. It will
    be months before we hear anything.
    We had a mod and made payments but
    they foreclosed anyway because they could.

  252. US Banks MERS has No authority to Sign Note!


  253. Louise, I hear you, BUT, no law impairing the obligations of contracts shall be made.

    People reading this blog.

    No One can interfere with the agreements you are making out there.

    That’s what so many are missing. They keep signing and signing and hoping upon hope, but there are no real promises, it’s all inferred.

    Until it’s stated, it’s not stated!
    I can’t get you out of an agreement you enter into, and neither can an attorney. They can ‘represent’ your interest (or the interest of the public, which is corporations), but they don’t ‘overthrow’ any contracts.

    If you are in a mortgage and it’s a bad contract, then someone can help you with that ‘bad contract’, there are laws written for it, and penalties assessed because of it.

    If the corporations want to get rid of the bad contracts, they offer you another. It doesn’t have to be the same corporation, any corporation can offer you a contract that can supersede the contract with another corporation and they negotiate behind the scenes on how the two conflict or work with each other.

    If you sign a modification, even with a company who didn’t create the first deed of trust, then you are creating a new agreement. No lawmaker will get in the middle of it and say, hey, they didn’t offer good terms this time.

    Nope, not going to happen.

    The early contracts were bad, the interest rates weren’t properly disclosed, the lender of record was hidden, the amount owed was not revealed, the notes were destroyed but declared lost, signatures were forged, affidavits were signed without full knowledge and more.

    These modifications are clean up acts. Sending them to the court with clean hands.

    People want to point to the document before the modification when the modification fails.

    The modification is the only document, the one before does not exist and has no power. It was superseded by your NEW contract.

    Ignorance is not bliss, but if you are the ‘age of majority’ and sign documents indiscriminately and don’t read them and don’t know what you are getting into, and no promises were made to perform in a certain way, then you can’t expect more than what was offered.

    If someone says, ‘you want a modification?’ Sign this document, pay me this money, and they don’t tell you when they’d communicate with you, who they are, who’s your contact for the modification, when to expect it to be approved, or more, then consider what you are signing ‘blind’ with expectations for performance that no one made to you.

    This is your home. Any contract beyond the Deed of Trust is a new contract. That’s why the foreclosure settlement is offering $250 for breach of contract on those modifications, but offer $5,000 for those where the modification was approved but they took the home anyway, and $15,000 for military if they got their home back, but go as high as $125,000 plus equity when they really messed up and did things they didn’t have a contract to do.

    The first shall be last. Signing is agreeing to more or different problems. If I had a home I could not afford, yes it looks good to my friends and family that I live there, but at what cost to my life am I going to keep up the farce and expect a bank to help me keep up the farce by lowering my payments so I can keep up the farce?

    Do I really think they care?
    Beyond that, it’s all fraud. So if it’s all fraud, and it’s public it’s all fraud, and I sign contracts with the banks that it’s all over the world that they are dealing in fraud, do you think a congress person is going go get between my agreement with the fraudster? No.

    Trespass Unwanted, Life, People, Creator, Corporeal, Free and Independent State, Alive, In Being, Whole Blood, In Jure Proprio, Jure Divino

  254. As for modifications. Without clear title, a modification is not a fresh Deed of Trust with clear title. Kind of explains why they use it to get more money if that’s the case.
    I mean when you finish paying for it, it’s a ‘paid in full’ of something that doesn’t convey what you were expecting it to convey.
    If they don’t express who is holding that title and that it will be delivered to you free of encumbrances then you will technically be negotiating to ‘rent your home’ until the rent fee is paid in full, but you aren’t really securing property to hand down to anyone in your family when your ‘contract’ ends on your death or the end of that corporation’s existence.
    The problem without a clear title is anyone can pop up and claim to be owed the money and what was paid out is considered a ‘gift’ when you get in front of a judge and they ‘discover’ you didn’t pay for what you thought you did.
    It’s deliberate, and it’s deep.
    Will people learn? No.
    Some it’s more important to ‘save the home’ than to walk away from further thievery.
    As Neil stated, they can take everything you have and you still end up in foreclosure. Foreclosure is the ultimate goal or they’d have to give the borrower the excess money they received above and beyond what was owed on the home.
    It’s deliberate.

  255. The only way is if we had some regulators with some teeth and actually did their job. The justice system no longer provides justice. It is very sad indeed.

  256. @Beth
    When we were in contact with the Office of Thrift Supervision in 2010, I was told point blank “The banks can do what ever they want” Legal or illegal, that is what they have been and are doing due to deregulation. They can do whatever they want and they want to foreclose.

  257. Regarding Stripes comment from an earlier topic (paraphrasing) about scarce information being posted on the internet and getting scarcer; and documents disappearing from the internet.

    Even some links here have disappeared. I once linked to a page where a congresswoman questioned a lender about seeing her note and they started a foreclosure on her, and she said if it weren’t for her connections they would have taken her home.
    I had the link and then one day i went to reference it and it was gone.
    Purged? Archived? Who knows. No longer an online reference.
    I guess another meaning to being ‘left behind’.
    If you didn’t start learning this, you will have less to reference to learn this.
    As for the attorney, there are things they cannot say. That oath they take is pretty powerful, they made ‘someone or something else their God, and owe their life and allegience to ‘it’ whatever it is’.

    After spending all that money to learn ‘law’, it’s interesting that money would connect to such ‘evil’, unless they want to flip the script and we say money is connected to such ‘live’.

    They have made a pledged an oath that affects many ‘live/evil'(s).

    Sometimes they archive or purge things so they can create their own historical reference for what is happening today and there will be little information available to dispute it in real time.

    So the only thing I kept up with was sometime in January when they ran out of money and then backdated some budget by autopen signature while the President was not on the contiguous 48 states, but in Hawaii, there was mention that they would run out of money in May. Then there is the foreclosure review where people were supposed to be paid in March, but they got a postcard in March telling them four to eight weeks which would put them in May. Then there are the people waiting on income tax returns, I don’t know if they got their checks yet or if they’ll see them in May. I remember some article about a delay due to education expense claims or to thwart identity theft or who knows what. Then there are the weird glitches going on with Walmart, supposedly having the goods to stock their shelves but having empty shelves and their employees saying it’s because they don’t have anyone to stock the shelves. A long time ago I remember a report about Dell Computer saving money by having computer parts on site but not being charged for them by the vendor until they moved them across some line marked on the floor of the warehouse. Once it moved over that line, it was considered delivered but not before. Then I see the WalMart situation, and they are the largest employer in the United States outside of some temporary agencies, and they only give part time work, and they haven’t moved the product from the back room to the store. I wonder if that means they have the same arrangement with the vendor that Dell had with theirs, and they don’t put it on the floor until it’s delivered, and pay for it on delivery, so they don’t move it from the store room because it’s not ‘officially’ delivered to them so they don’t have to officially pay for it.
    Also, the sequester seems to be shutting down a lot of ‘things’ like shelf corporations that were probably getting money on the back side of accounting, or people that were getting funds from some black budget that was unknown and probably will never be known, but they aren’t getting funded since the sequestration is in place.
    Fewer shills on the internet, more people laid off, gold exposed as not deliverable even though people had contracts for delivery, the company that owes delivery is admitting they don’t have the gold.
    All kinds of coverings coming off.
    Interesting times.

    Trespass Unwanted, Life, People, Creator, Corporeal, Free and Independent State, Alive, In Being, Whole Blood, In Jure Proprio, Jure Divino

  258. My business partner and I attend mediations here in Maryland on behalf of our homeowner clients. (Maryland has mandatory mediation if the homeowner requests it and pays $50.00). In most cases the homeowners have spent years trying to obtain a loan modification. What is especially frustrating is that the Administrative Law Judge will sit there and state “the bank doesn’t want your home, they want the monthly payments if your loan is modified”. These judges have no clue. Its the servicer at mediation not the claimed secured party. The servicer makes more money keeping the homeowner in foreclosure limbo. Unless the homeowner is assertive or has someone there to advocate for them, all the judge will do is have the homeowner submit more docs and if there is still no loan mod then the file is moved to foreclosure. The Judge has no authority to force the servicer to modifiy loan eventhough the law states someone with authority to modifiy loan has to attend mediation. All mediation has become is a telephone call to the servicer on a speaker phone wherein the servicer goes over all the docs that are still needed to modify the loan, eventhough those docs have been sent at least a dozen times.

  259. Wouldnt you know .. they have their mouths welded so tight that you would need a jackhammer to pry it open.

  260. Excellent Article about Mods.

    Can you or someone please investigate and write about why Courts cherry pick filings? At Cook County Court Ill not all pleadings are being recorded. Their excuse is: we’ll get to it in time and in the order it was processed. lol Of course, this is not true and we know why…. These are public records and the people have a right to see it, even if it will expose their scheme!!!

    Why is no one talking about it?

  261. I have been prepared to ram their money down their throat and watch them choke on it while they shit out all the Ins monies they recieved. Now that is Justcie! Not Due Process … But Sweet Justice! Works for Me! 🙂

  262. I have hired a lawyer. I have called you and left a messages. I got a call back at my work after close of business day….after 5 pm. I returned the call. I have not heard from your stafff.

    Email me. I would like to have you contact my lawyer about my suit.

    Peggy Cherry 229-308-2591 – personal cell

  263. You Nailed It Neil!

Leave a Reply

%d bloggers like this: