Elizabeth Warren Warming Up on Banking Committee

“when was the last time you took a Wall Street bank to trial” — Senator Elizabeth Warren from Massachusetts addressing regulators at open Senate hearing.

Editor’s Comment: In a  Supreme Twist of irony Republicans and the Banks in bed with them  got a taste of “be careful what you wish for.” Had Warren been confirmed as head of the Consumer Board protecting consumers from bank abuses she would have been required to answer the question rather than  ask it.

The squirming response of the regulators was “I’ll get back to you on that.”

As I have repeatedly stated on these pages along with dozens of other commentators, economists, law enforcement officials and as repeated by Senator Warren, by this point in the Savings and Loan crisis more than 800 individuals were behind bars serving out stiff prison sentences for playing around with the public trust and our economic system.

The answer is so far back none of the people in the room could give even an approximate date of any prosecutions except against individuals who are prosecuted to set an example of what happens when you abuse the rules, fool the public and cause a crash. In this case the crash pretty much cracked the structure of every economy in the world.

Which led to her next question: has “too Big to Fail” become Too Big for Trial?” or, as I would have put the question: can you explain the difference between the prosecutions in the Savings and Loan Crisis of the 1980’s and the lack of prosecutions now in which much of the same behavior is at issue with some creative additions to the criminal conduct of the 1980’s.

Of course there is no answer because the real answer which the regulators have been following as policy without stating it aloud is that The Paulson-Geithner doctrine of saving the banks (without checking to see whether they were really in trouble) scared the crap out of Congress which in turn, by authorizing TARP and passing HAMP without any teeth, sealed the deal.

If you start with the premise that the banks lost money, much of what followed makes sense, except for the lack of prosecutions. But if you start with the premise that the basic transaction, the only transaction was that investors advanced money for residential mortgage loans, you start coming up with some very different answers and some thorny political and judicial issues.

If the money came from investors, how did the banks lose money? If the investors took the cash loss, why are the banks being permitted to (a) take the paper loss and (b) collect as though they had a monetary loss? If the rating agencies were bribed, why are they not being prosecuted? If the insurance companies and counterparties to credit default swaps were defrauded, why (a) are there no prosecutions for criminal fraud and (b) why is there no recognition of the lies and fraud committed on homeowners, title companies (unless they were con-conspirators) and their successors as each refi or sale compounded the corruption of our title system?

If the insurance paid off, the CDS and other hedges paid off all to the advantage of the banks, why and how could anyone possibly say that the insurance and other proceeds paid to the banks were not agents for the investor/lenders? If the banks  who are foreclosing claim the authority to do so through agency and powers of attorney and appointment, why doesn’t that road travel both ways? If we are going to allow the insurance money and CDS proceeds to be retained within the financial community why are the banks allowed to maintain balance sheets that are grossly misstated by the value of loans and bonds on which they already collected through insurance and which are valued in the open market at pennies on the dollar rather than 100 cents on the dollar now that these transactions are gradually being repatriated onto the balance sheets and income statements of the banks?

If we prosecute to set an example, what example are we setting when we don’t prosecute?

See Article and Video: Click Here

http://www.nakedcapitalism.com/2013/02/elizabeth-warren-makes-promising-start-in-senate-banking-committee-hearing.html

290 Responses

  1. Ray Shelton, on December 19, 2013 at 12:20 am said:

    US Bank and SN Servicing has submitted Forged documents in our federal bankruptcy case too and we will never stop perusing them in court for damages. We are also asking our Federal judge to prosecute their current attorney out of Jacksonville Florida who continued to defend this case knowing that forged document are before a federal court. All the offending parties at SN Servicing and their attorneys are committing a serious crime against our country. We have filed a formal complaint with the FBI and the US attorney general and many great Judges all across this nation are finally stopping them from this kind of fraud on American families. US Bank and SN servicing and their attorneys are also violating a serious consent order that was to protect the people from these crimes but they could care less. Please feel free to have your clients join a class action suit so that we can end their behavior with a multi billion dollar punitive damage suit. Join us, call Ray Shelton in Florida at 352 274 8467

  2. guest @ 2:36am or anyone – 1) why were the loans on the banks’ balance sheets at all if they sold them to the trusts as true sales?
    FNMA guarantee’d the loans and I hear that at least for a time
    certain, the guy who sold the loans to FNMA would have to buy it back from FNMA if FNMA had a buy-back. (but I’m not certain, having never seen those contracts beyond the FNMA Prospectus that what FNMA actually did was a buy-back v a guarantee which would have retired the debt – after FNMA’s initial guarantee of four payments, which based on info I’ve read are actually made by the servicer and reimbursed by FNMA. I have yet to see or hear of those four payments reflected in a balance demand to a homeowner, i.e., in a Notice of Default or a proof of claim to a bk court). It seems the matter of those guarantee payments is ignored to not bring attention to the guarantees. Whatever the reason, if demand / balance figures don’t include those 4 payments, the figures are false.

    2) Don’t I remember that PMI mtg insurance went bankrupt last year because of claims on private mortgage insurance? PMI was around since mud, well, a long time anyway. The kind of insurance sold by PMI was not to my knowledge some kind of third-party wager on failure on someone else’s asset. It was the kind the borrower pays to insure the lender against the borrower’s default. No loan over 80% loan to value was ever made without this insurance for the lender. The premium for the insurance could appear, for one place, on the HUD 1 Settlement Statement at closing or later, sometimes “self-insuring” loans were made, which meant the premium for the pmi was included in the rate which was bumped up to cover it. What I’m saying is using PMI was not an unregulated gamble or shouldn’t have been. This type private insurance on loans to the best of my knowledge is from a regulated industry (i.e., PMI was a regulated insurance co.) The lender shown on the note would be the initial insured, but like the dot and the title commitment and policy, would read “ABC Lender, its successors and or assigns”. So my questions are (A) in a regulated industry, why/how would a bankster who had transferred a loan as a true sale retain an insurable interest insurable by a company in a regulated industry?
    Someone might have an interest insurable by a regulated industry if it guaranteed the loan to the transferee, but both aren’t, can’t be, insured by one premium, so only one, the guarantor or the ‘rpii’, could be paid on default by the regulated insurance co., and since the policy reads “ABC Lender, its successors and or assigns”, seems to me the true insured must be a successor or assign of the original insured, not the already-alienated-as-to-ownership FNMA. I don’t think one in possession of a bearer note qualifies as a successor or assign of the original lender for this purpose (mi), just like i don’t think one in possession qualifies as a successor or assign as to the language in the MERS’ dot (“successor and or assign”) because one in possession of a bearer note is neither a successor or assign and it’s the note we’re looking at for that finding, not the coll instrument. And notes allegedly being assigned in the “MERS” assignments of coll instruments needs scrutiny the matter isn’t getting. In the only case I know of, below, which confronted the issue, the banksters claimed the assgt of the note was mere “surplusage” and acknowledged that MERS couldn’t assign the note. So WHY does every “MERS” assignment of the coll instrument recite that the note is also being transferred?

    http://www.scribd.com/doc/72443196/MERS-Admits-It-Can-t-Assign-Note

    Why do homeowner defense attorneys continue to ignore these issues? I’m truly puzzled.
    So, a massively relevant question imo: PMi went bankrupt paying WHOM on claims? And WHO had the interest insurable by a regulated industry, not some disgracefully unregulated credit default swap? If the loans were transferred to the trusts (we all know I think the trusts only ended up optimally with security interests), WHO is looking out for the regulated-industry m.i. payments on behalf of the trusts? If these questions have any merit, I shouldn’t’ be the one asking them because they go to the guts of what’s going on. imo.

  3. Someone here said … There was no servicing rights or escrow accounts on these loans. Only the MasterServicer would know this …. there is no kicking the can down the road anymore. Or as I like to say … Passing the Hot Potato. 🙂

  4. The Banks should have paid back the Ins when the loans were re-instated or redeemed. The ins was 10fold compared to the measly mo payments on a hundred grand loan. So if you planned to make a million bucks by betting a 100,000 loan would fail and you were Greedy…… you would make sure it Failed, and if it didnt… you hid it! When all payments are applied to the banks balance sheets on these loans …. the balance drops and drops steaply!

  5. JG… after default the banks collected the insurance. Many families re-instated or redeemed their homes. So the Bank kept the Ins monies, collected the payments and fees and also kept the loan on the books. They just passed these loans from bank to bank every few months to hide them. “Hot Potatos”

  6. NG said :
    “….why are the banks allowed to maintain balance sheets that are grossly misstated by the value of loans and bonds on which they already collected through insurance

    *and which are valued in the open market at pennies on the dollar rather than 100 cents on the dollar now that these transactions are gradually being repatriated onto the balance sheets and income statements of the banks?”

    *Can anyone explain this? I don’t understand what’s being said.

  7. Johngault,

    With all due respect.

    I do agree that MERS has to go. Assuming that MERS did go, though, I still question the long lasting impact of it in the big scheme of things…

    Still, I too would love to see a strong, solid attorney arguing MERS and which one, indeed, was involved at any given time, in any given case, especially if all three generations of it were involved in one, single mortgage. Just because of the intellectual gymnastics involved. But in all honesty, I doubt it will advance the homeowner cause, other than by allowing some incredible bright mind to shine and some destabilized, rigid judge to think twice.

    Then again, I have been known to get it wrong…

  8. MERS rep already admitted a long time ago they have no employees….what they do- do in reality is…. track the dumping of their fraud…..the “realty track” of their evil endgame…

  9. WHY ITALICIZE THE TRUTH WHEN YOU CAN CAPITALIZE IT…? POOR & RIDICULOUS ARGUMENT AGAIN BY THE USUAL SUSPECTS…..LIARS GRASPING FOR STRAWS…

  10. stripes said:
    “MERS is an electronic data base that tracks servicers”. Well, not exactly, stripes (tho you’re on the right trail), because MERS per se doesn’t TRACK anything. Track is a verb which denotes action. The misperception, especially in courts, that MERS tracks or performs any verb at all has been extremely problematic imo. MERS is a utility and every entry made is done so by members on a voluntary basis with zero oversight, and as I’ve opined a zillion times, even MERS disclaims the veracity of those entries. The judiciary seems to think MERS has some big operation with glass conference rooms and thousands of employees, when in fact, it has or at least had none. If it now has any employees at all, it would be news to me. Any misperception to the contrary has been and continues to be damaging. Let courts know who MERS is and isn’t. The fact alone that MERS issued the Disclaimer says a lot to anyone with a brain imo. Missed the disclaimer? Well, here it is:
    “DISCLAIMER: MERS makes no representations or warranties regarding the accuracy or reliability of the information provided. MERS disclaims responsibility or liability for errors, omissions, and the accuracy of any information provided.
    MERS does not input any of the information found on the MERS® System, but rather the MERS Members have that responsibility regarding mortgage loans in which they hold an interest. Users of this information have the responsibility to verify the accuracy, currency and completeness of the information. The information does not constitute the official legal record and is for informational purposes only….”

    MERS disclaims veracity yet allows straw officers to execute assignments in its name allegedly based on the voluntary entries?! “In God We Trust. All Others Offer Proof”.

  11. @nm – thanks, I’ll give that website a try. Embarrassing not to even be able to italicize!

  12. I’m with you, gwen.

  13. Christine, I don’t think so. My own focus is on fraudclosure and without MERS, I don’t believe any of this, including a false economy, would have happened or could have happened. If this has been a country run by a wall street or other mob, a trilateral commission, or just nameless crooks before now, it has seldom if ever seen the devastation caused or enabled globally this round by MERS and that gang. I’ll certainly concede that Washington allowing the whole m.o., including credit default swaps was a large contributing factor. Call me stubborn or even a fool, but that’s where I live, and in my mind, there is no doubt whatsoever that
    MERS HAS TO GO

    In the news:
    I haven’t read the decision, but I just heard that a KY appeals court
    dismissed the KY county recorders’ suit against MERS et al for lack of standing, stating apparently that it should be the AG filing such a suit.
    I hope the attorneys involved scour all relevant law before accepting that decision. Whether or not they already scoured it can’t ever be assumed, ‘fraid to say. I remember a case I came across some time ago. A represented guy went all the way to a state’s SC before getting handed what was news to his team – or at least to him – that he had no cause of action for wrongful termination because he was an employee at will and could be dismissed then for no reason at all: at will. He must have spent a fortune before learning he had no case. Some attorneys say pro se’s make bad law. I’ve never agreed with that, but at any rate, they’re not in those boats alone if so. But back to KY, if it’s true that the recorders themselves have no standing and if the law reads that recording fees are due and owing (on transfers that actually occurred), then the AG should be pressed to institute the suit.

  14. I shutter to think this could ever be our Government. No, they absolutely are not our Government. They are agents of evil and, that is all they are. Cooperating, complying or conforming with these agents of evil and their agencies will get you the microchip and hell on earth., I was told to reject this kind of evil and all of its evil works….Now I know why..

  15. Let’s cut the crap Christine…….IT WAS the shareholders, directors & the large institutional investors in the TBTF scam WHO did this to US…..They are WHO were the masterminds of the whole securities scam….THESE ARE THE ENTITLEMENT PEOPLE ….. and THEY ARE CRIMINALS…….The FED only prints money that CONgress ALLOWS the FED TO PRINT…….THESE TBTF CONGRESSMEMBERS ARE NOT OUR GOVERNMENT …..THEY ARE AN OUT OF CONTROL TBTF TOTALITARIAN DICTATORSHIP……THE ONLY HARMED PARTY IS….. WE THE PEOPLE WHO ALREADY PAID FOR EVERYTHING & ARE BEING FORCED TO RE-PAY FOR THE UNSUSTAINABLE DEBT CREATED BY THESE TBTF CROOKS WITH OUR UNAUTHORIZED SIGNATURES…..

  16. This TBTF fraud is outright thievery…. I will always believe that statement by Obama that what Wall Street did was not necessarily criminal but reckless was highly destructive to the confidence of the entire nation. When you have the President of the United States boldfaced lying for these crooks, in public, that is simply intolerable and unforgivable. What kind of an example is that for the youth of this nation…..? The young people know what Wall Street did was criminal. Shame on him.

  17. Johngault,

    I’m not taking on Mers. For me, it’s a non-issue. You treat the root of the problem. Not just the symptoms. Otherwise, the symptoms will come back, under one form or the other. (What occidental medicine never understood, by the way…)

    The root of the problem is not the banks. It is not the investors, the borrowers or any such thing. For me it is any government having an unlimited supplies of money freely and willingly given by trusting constituents for definite purposes and being grossly misused and converted for decades, if not centuries. It is the root of every revolution and upheaval, including the emergence of Protestant churches against Vatican (protestants were protesting something and getting for it… ever wondered what and why?)

    John you are trying to look at a situation from the standpoint of someone who believes in the system and believes that, at some time, it was working. It never was. It may have been peachy here for 200 years after all the natives had been killed but… if half the world population had to starve for it to be peachy here and millions had to be enslaved, was the system working? If Earth had to get on the brinks of destruction for it to be peachy here, was the system working?

    Shouldn’t we be looking to something else rather than try to apply the old ways to something that definitely proved they didn’t work?

  18. MERS SCHMERS…..You guys really believe that successor & assigns crap…..? Where’s the receipt…..? DUH…..THEY DON’T HAVE ONE…..SHEESE…..CUT THE COMEDY ALREADY…!

  19. Christine – if you or anyone else wants to take that MERS 1 -3 or more and run with it, wouldn’t hurt my feelings! I sure wish someone would.

  20. II. So we don’t have an answer about successors and or assigns from any courts that I know of. Deed restrictions, the analogy I used, may in fact restrict parties interests and rights and real property is taken subject to legitimate reservations and or restrictions. But is this one legitimate? Can one be made in an instrument which is a collateral instrument? I’ve been loathe to bring this up (that language operation as a reservation or restriction) because I don’t want to give that gang any ammo (you have to know real estate “stuff” to even think of deed restrictions) and they probably only know what they get from their propaganda-laden if not Rico-road-map white papers.
    Who are successors or assigns? What is a successor? A successor is one who succeeds to the interest of another by operation of law, like in a merger (I think) and that party is the surviving entity. How merger, say, and the statute of frauds regarding interest in real property interact, I really don’t know. Nope – I don’t know what must be in writing as to real property collateral instruments when there is merger.
    Seems like if the coll instruments are identified with particularity (key words) in the merger agreement, that should cut it as to conveyance, though not as to enforcement, which requires Notice.

    But WHOSE successor is someone? (It should be clear by now that I think as I write and often need to write to think!) The Lender’s. The lender 1) made the loan evidenced by the note or 2) is the owner of the note by way of having paid for it and taken delivery. That person and only that person imo is the ‘new’ Lender. I don’t think a holder of a note qualifies as a lender, even if it has a right to enforce (an unsecured) note. In other words, one in possession of a bearer note is yet not the Lender, and to qualify under the language in the dot (if so), one must be the successor (or assign) of the Lender to qualify as MERS’ new master. That’s probably one of the reasons (light bulb) “MERS’ (read member-or-even-non-member-employee) includes an “assignment” of the note in the coll instrument assgt to his employer, in which case, I was wrong and they DO understand this issue and this is the attempted “fix”. So we’ve got MERS, the servant/nominal beneficiary, not only assigning the dot for which it has zero Apparent Authority, and here I mean no where to be found (see dot – remember, that’s all we’re looking at here: see anything authorizing MERS to assign interest?), they also attempt to make another party, the assignee, a party who qualifies as the Lender by assignment of the note!!! What cheeky rapscallions! But the truth is, if that party is a mere holder and has not become the Lender by virtue of payment and transfer of the note, it isn’t the Lender.
    I heretofore had thought it was only to try to transfer notes in an ART 9 sale and assignment agreement because it hadn’t really been done yet for lack of 1 to X no. of things. I hadn’t considered the “successors and or assigns” in this context. And that’s why there is consideration recited in those assignments – because it’s the NOTE, not the collateral instrument (which I know and have opined) which requires consideration, and which consideration theoretically makes the party tendering it the LENDER (assuming the consideration is adequate). Dang!
    lay opinions – ask a lawyer or 10

  21. Most of us know what a deed restriction (or reservation sometimes) is but some don’t. A deed restriction is a condition of title mol. If I own a property and I have granted my neighbor an easement, say a right to cross my property to reach his, that right I have granted becomes a deed restriction or reservation, and the agreement between me and my neighbor “runs with” any deed I grant if I sell my property. The new owner takes title subject to the easement granted the neighbor (easements are historically hothouses for litigation). Another example is if I say I will give you my property as long as you don’t raise kangaroos on it. If you do, the deed may recite that the property will revert to me. I likened the “successors and or assigns” language in a dot to a deed restriction for lack of a better analogy (tho maybe it’s spot-on) so that we could contemplate the legal impact of those words
    by themselves. lay opinions.

  22. @ Johngault,

    Hmmm. Which MERS? There are so many of them nowadays…

  23. Whether or not those fees are due in county recorders’ suits is a very big deal. Imo, the answer is dispositive regarding anyone’s rights to our homes. If MERS is an agent as it now is alleged post-Consent Order more often than not, or even if MERS is a nominal beneficiary, what does this mean? We really need to look at this straight on. So one at a time, say MERS is a beneficiary. Okay, but to avoid bifurcation of the note and dot- including the non-enforceability of both against the real property in that state – , MERS must be a beneficiary in a nominal capacity, not in its own right. That requires a master for whom it’s the nominal ben / servant, and accordingly, its ability / right to do anything must be spelled out in an agreement between the two. Can we agree on this? At that point, optimally for the banksters, MERS is the nominal ben for the party named in the dot as the lender, whom I’ve designated the master (for lack of better word, and so not to confuse with a principal in an agency-principal relationship). Can we agree on this? Nominal parties act at the will of the master, do they not? Where is the nominal beneficiary’s ability / right to act for the master to be found? What are the nom ben’s rights and obligations?The dot says MERS may foreclose as nom ben. Okay again, but it has to be pointed out and acknowledged that only the borrower signs that document and since MERS is not the anything of the borrower, the borrower may not be the one to grant MERS any rights for MERS’ master. I suppose the borrower may acknowledge and agree to what is granted to MERS by its master, but a problem is that other than providing the dot, the master has not evidenced its appt of MERS because the master has not signed the dot. This makes the relationship between MERS and the master an implied, not expressed, one imo. However, to my limited knowledge on nominal anythings, expression is not a finite requirement. But on the other hand, it may well be that it must be expressed and not implied because it’s about real property so the statute of frauds is implicated. But let’s assume that the master has apptd MERS its nominal ben and has granted MERS the right to foreclose and the borrower has agreed to this by his signature. So now we’ve got MERS as the nominal ben for the lender identified in the dot and MERS has the right if not obligation to foreclose at the behest of its master, the orig lender. But MERS is still not thee beneficiary and serves only in a nominal capacity. When acting for a master, must a nominal ben identify its principal? In other words, when “MERS” (read alleged servicer in MERS’ name) foreclosed, was it necessary for MERS to identify the party for whom it served as nominal beneficiary? I don’t know, but I suspect so, especially since here, MERS is identified as the nom beneficiary for the original lender only, and it was seldom if ever the original lender foreclosing by way of “MERS”.
    The only language which could conceiveably impact MERS’ as nominal beneficiary for others who become the master is the language “its successors and or assigns” (of the original LENDER) in the dot. Is this enough to make MERS the nominal ben for the original lender’s successors and or assigns? Gazillion dollar question. Since there is nothing else ever tendered to support this language, the language must stand on its own to have legal force and effect. Does it? The only way, standing on its own, it could is if it’s akin to a deed restriction, that is, that anyone taking the dot by assignment (after becoming the transferee of the note) does so subject to the condition of taking it with MERS as its nominal beneficiary. But this is in conflict with the MERS’ membership agreement, which says that when the note is transferred to a non-member, an assignment of the dot must be executed to the non-member and the loan removed from the MERS’ database. But here, for this discussion, we are approaching this as if we don’t know about any MERS’ membership agreement because as a matter of law, we are not compelled to imo and members never introduce it to courts to consider. WE are looking only at the dot for what it means about successors and or assigns and thus, we may only consider the language therein – “successors and or assigns” of the original lender to determine if that language makes MERS the nom ben for the orig lender’s successors and or assigns, and as I’ve said, I believe that can only be a yes if that language operates as a deed restriction, which btw, has never been alleged by any bankster, mostly because no one has challenged the language and its
    legal implication.

  24. RE JGs comment about our buds…..the title Co’s…….They are who TBTF should be suing. Not US……I saw a couple cases of that in court last time I was in there….the charades continue, unabated.

  25. The fraudclosure epidemic is all part of the TBTF SATANIC NAZI FLU CONSPIRACY. Read all about it in the link I posted below.

  26. Every judge who stole property for TBTF with no legal agreement should be held accountable. There are no valid arguments or excuses for it. These fraudclosures should have been permanently halted when the robosigning forgery scandal was revealed. TBTFs answer to that was ……just don’t attach an assignment or an affadavit or phony it up and hope the sheep don’t notice. That fake ignorance is called DECEPTION ….& IT IS CRIMINAL.

  27. If you are affiliated with the ORIGINATION FRÁUD whether it was later on by investing you are a party to the crime. Whether you knew of the crime or not, you are compromised and must recuse yourself from the case upon discovery of the fraud or face the consequences of being a party in stealing the property of the American people.

  28. MERS is the old TBTF bait & switch. Like bohemian grove …….. look here we are all sadistic weirdos so you better obey. Screw them. The entire TBTF CLAN need to be institutionalized. They are competely demented idiots. Look at the way they lie about 9/11……they are simply arrogant jerks who want us to believe they are the last word and they are infallible……look at what they named themselves…..TBTF…Screw that. Like they want US to believe the Supreme Court is the final word when they are also part of the TBTF CLAN…..Their affiliations to TBTF all need to be exposed and then they must resign. That goes for the politicians like Obama and Congress, the Senate & the House.

  29. Payback’s a bitch… I’m only posting an excerpt. Go to the link for the rest of the article.

    http://metrotimes.com/news/news-hits/foreclosures-fraud-the-big-fight-1.1446875

    Foreclosures, fraud & the big fight
    Rallied neighborhoods, picketed banks, blocked Dumpsters, packed courtrooms
    Photo: N/A, License: N/A

    Jerry Goldberg (l) and David Sole (r) want Detroit’s bond records.
    Photo: N/A, License: N/A

    (l-r) Steve Babson, Jennifer Britt and Jerry Cullors talk about beating the banks.

    By Curt Guyette

    Published: February 20, 2013

    Two events held last week appeared only tangentially connected — at first glance, anyway.

    The first was a rally held by a coalition focused on helping homeowners fend off foreclosure and eviction. The other was a press conference on the fifth floor of the Coleman A. Young Municipal Center, outside the offices of the city of Detroit’s Law Department.

    In regard to the latter, a Freedom of Information Act request has been filed seeking to have the city turn over 10 years’ worth of records related to all contracts and agreements between the city and “banks or brokerage houses relating to the purchase of bonds, interest rate swaps, pension obligation certificates, hedge fund derivatives, termination or default agreements, or other forms of debt…”

    The request was initially filed in early January by David Sole, a retired city of Detroit employee, but it is really part of a larger group effort aimed at finding out exactly how banks and bonding agencies have been putting the screws to Detroit through a series of complicated and convoluted financial machinations.

    Although the city was supposed to have provided the requested material within no more than 15 working days, it has yet to be turned over. As a result, a lawsuit was launched last week in an attempt to force the city to provide the requested documents.

    What connects the rally and the FOIA lawsuit is the claim that the big banks and Wall Street have wreaked havoc in Detroit, both in terms of forcing individuals from their homes — helping to devastate the city’s tax base — and by engineering complicated financial maneuvers that have helped saddle the city with a crippling debt burden.

    Trying to draw attention to both issues is attorney Jerome “Jerry” Goldberg, a self-described radical who has been in the trenches of the home foreclosure battle since at least 2007.

    He’s not alone, of course. A small group of activists and attorneys have been working to protect homeowners from foreclosure and eviction since forming the Moratorium Now! Coalition nearly six years ago.

    From the outset, the coalition has been urging officials, ranging from the mayor of Detroit to the governor of Michigan to the president of the United States, to utilize a Depression-era law that authorizes them to declare a state of emergency and order a halt to home foreclosures.

    At the rally, held Wednesday evening at metro Detroit’s AFL-CIO union headquarters, activists were still at it, passing out petitions calling upon President Barack Obama to “protect our neighbors from foreclosure and our communities from blight by requiring Fannie Mae and Freddie Mac, mortgage investors operated by the federal government, to reduce principal on overvalued mortgages and halt the foreclosure of hard-pressed homeowners.”

  30. The truth is the FED and all their many branches and tranches are labeled TBTF because they are a strawman proxy for the rich. They use fear tactics to scare you away from the truth. There is always a boogeyman who are part of the rich mans TBTF enterprise. The judges are all a part of the TBTF enterprise but were told to give a few crumbs to the peasants that TBTF created so TBTF does not so obviously appear to be what it actually is…..a totalitarian dictatatorship. They want you to hire an attorney to cover up their crimes. THE TRUTH IS……THE ENTIRE COUNRY IS A TBTF CRIME SCENE. They are all liars & they are all full of shit crooks from the top down to the lying real estate agents. They all know this is the biggest robbery of the wealth, livelihoods, businesses and property of the American people in history and every American should be suing every entity of TBTF for their crimes against all of US..

  31. If you sent MERS a QWR they would most likely refer you to the issuing bank that they are working the black ops cover up for….

  32. MERS reconveyed the trash of the Issuer, Amcore Bank N.A MERS to the servicer 4 years after the closing when in fact, the servicer “aquired” the bag of tricks 2 months after the closing…..its all in the closing paperwork. They all reek of fraud.

  33. MERS is an electronic data base that tracks servicers. MERS is not a bank. if they are a branch of the bank they would still need to prove the underlying transaction…Acceptance and Consideration, that money was paid by the Issuer. The real question is ……..why would a bank need an electronic data base to do it’s transfers unless they were hiding something. The Issuer can’t hide behind MERS or sue MERS for what it failed to do at the Origination. Therefore it all goes back to the Issuer.

  34. They Can Not ReConvey Title to You! Not Now and Not 30yrs from Now! Think About It …. Why couldnt my Husband Convey Title to Me if His Debt was Paid Off? You Must Have a Court Order!

  35. Poppy…….. I am not here to make friends. I am here to expose the TBTF b.s. You can’t be sort of honest. It’s all or nothing.

  36. I did that ……Marilyn Brown was the Vice President and Shaun Lyerly was the notary……there are stamps on the doc of ladies dresses on hangers……

  37. Go back to your title and look for the MERS officer who signed the transfer of the note and Mortgage. Send that person a QWR asking them under who authority did they file the transfer? 🙂

  38. THE 3 STOOGES OF MERS – DISORDER IN THE COURT
    Posted on February 16, 2013 by Deadly Clear A landmark decision was made this week in Culhane v. Aurora in the United States Court of Appeals For the First Circuit without a complete set of facts set out before what appears to be its clueless judges.

    The case decision, an APPEAL FROM THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MASSACHUSETTS was to some degree based on the merits of standing answering the question: “Whether a mortgagor has standing to challenge the assignment of her mortgage — an assignment to which she is not a party and of which she is not a third-party beneficiary — is a matter of first impression for this court.”

    While the Court held: “We conclude that a nonparty mortgagor, like the plaintiff, has standing to raise certain challenges to the assignment of her mortgage,” it then turned to the “Validity of the Assignment” and did so under the false impression that the entity they assumed to be the major player – was indeed just a straw man; an asset-less shell without employees and certainly no members.

    “The plaintiff’s claim hinges on the asseveration that MERS did not legitimately hold the mortgage at the time of assignment and, therefore, had nothing to assign to Aurora. [. . .] Here, moreover, MERS had the authority twice over to assign the mortgage to Aurora.” ?? Um, maybe NOT…..

    Chief Judge Sandra Lynch, Judge Souter and Judge Selya apparently didn’t have all the facts in front of them in this case. But by now, if they are reading any of the foreclosure blogs, they’d certainly find the MERS issues suspect – to say the least. And wouldn’t ya think by the time the parties got up to the United States Court of Appeals, the clerks would have pulled every record and file on Mortgage Electronic Registration Systems, Inc. (all 3 of them) that they could find that pertained to its authentic existence before allowing their bosses to render a decision?

    Granted the securitization Ponzi scheme is intentionally convoluted, fraught with fraud and the road is paved with corruption, but the decision the 3 judges of the United States Court of Appeals For the First Circuit rendered may be in error because, honey – “the old gray mare, she ain’t what she used to be, ain’t what she used to be, ain’t what she used to be. The old gray mare, she ain’t what she used to be, many long years ago.” No, MERS ain’t what she used to be…

    It’s hard to tell if this information might have made a difference – but there were 3 Mortgage Electronic Registration Systems, Inc. formed over the years. The trademark “MERS” was absorbed by MERSCORP, Inc. in the name change of MERS (II) in 1999.

    These documents are posted on the blog sites: http://www.deadlyclear.com and http://www.doctelportal.com (in its Library). There were 3 separate and distinct MERS entities. These are individual corporations. MERS 1 and 2 are gone – eaten up by MERSCORP, INC. The MERS 3 corporation in the mortgages in merely an acronym, straw man, no assets, no employees no members – just a shell and the courts have never been challenged with determining the difference. It appears that the court in Landmark might have understood this – but not many attorneys have taken the time to research the MERS vs. MERS®.

    LANDMARK v. KESLER: The relationship that MERS has to Sovereign is more akin to that of a straw man than to a party possessing all the rights given a buyer…[. . .] What meaning is this court to attach to MERS’s designation as nominee for Millennia? The parties appear to have defined the word in much the same way that the blind men of Indian legend described an elephant–their description depended on which part they were touching at any given time.

    In a Hawaii case, during limited discovery American Savings Bank (ASB) admitted that they were members of MERSCORP, Inc – NOT Mortgage Electronic Registration Systems, Inc. and discovery like this could be a game changer.

    Court decisions are only as good as the material set forth before the judge. If the court hasn’t been asked to clarify the difference or determine the definition – it will likely avoid the conflict. Unfortunately, every rock has to be uncovered and every skirt lifted to find out how these guys rigged the system …and, as we all know too well, discovery is very hard to get to – that needs to change in order to obtain justice.

    If the fact that MERS is not the membership party; and, MERSCORP, INC. is the actual entity and who did not contract with the homeowners – then let’s look at these issues within the Justices’ Decision after they have defined MERS as Mortgage Electronic Registration Systems, Inc.:

    “Various entities involved in the residential mortgage lending business can become “members” of MERS. As such, they pay an annual fee and agree to the rules of membership. Lender members may name MERS as mortgagee in mortgages that they originate, service, or own.”

    Nope – NOT true. The membership is not with “MERS the acronym” of Mortgage Electronic Registration Systems, Inc. The membership is with MERSCORP, INC., a separate corporation as of 1999, who did not contract with the borrower. MERS in the mortgages as of 1999 is merely a trade name, strawman – shell entity.

    “Various entities involved in the residential mortgage lending business can become “members” of MERS. As such, they pay an annual fee and agree to the rules of membership. Lender members may name MERS as mortgagee in mortgages that they originate, service, or own. [. . .] There is one condition: the party for whom MERS serves as nominee must be a member of MERS. The upshot of this arrangement is that MERS holds the legal title to the mortgage as mortgagee of record, but it does not have any beneficial interest in the loan.”

    Nope – NOT true. Again, the membership is with MERSCORP, INC. – not Mortgage Electronic Registration Systems, Inc. The members would use and belong to the MERSCORP, INC. system – MERS®, not the acronym.

    “If a note within the MERS system is sold to a nonmember, MERS assigns the mortgage to the new noteholder or its designee.”

    Nope – NOT true. There is a distinct difference between the the MERSCORP, INC’s MERS® system and MERS the acronym. MERSCORP, Inc. absorbed the 2nd (of 3 companies named the same); and it was the 2nd Mortgage Electronic Registration Systems, Inc. that owned the trademark which was then applied to the system within MERSCORP, INC. – NOT Mortgage Electronic Registration Systems, Inc. in the mortgages. MERS® makes the assignments and tracks the loan – not the acronym strawman MERS.

    “To expedite the execution of assignments, MERS designates “certifying officers.” These “certifying officers” are typically employees of member firms. MERS authorizes these persons, through formal corporate resolutions, to execute assignments on its behalf.”

    MERS does not designate certifying officers; MERS® the system owned by MERSCORP, INC. does the certification within its membership guidelines.

    “After making the loan, Preferred (a MERS member)…”

    Nope – NOT true. Preferred is an member of the MERSCORP, INC. system MERS® – NOT MERS the acronym. Mortgage Electronic Registration Systems, Inc. has no members.

    “In an assignment dated April 7, 2009, MERS transferred the mortgage to Aurora.”

    The question here is can a straw man, trade name entity contract? It owns nothing, has no employees. It does not keep the records. It does not own the system – it does virtually nothing but appear in the mortgages as a fake nominee.

    “We reject this thesis: there is no reason to doubt the legitimacy of the common arrangement whereby MERS holds bare legal title as mortgagee of record and the noteholder alone enjoys the beneficial interest in the loan. ‘

    The question here is can a straw man, trade name entity, with no assets , no employees hold bare legal title?

    “Thus, MERS’s role as mortgagee of 7 record and custodian of the bare legal interest as nominee for the member-noteholder, and the member-noteholder’s role as owner of the beneficial interest in the loan, fit comfortably with each other and fit comfortably within the structure of Massachusetts mortgage law.”

    Nope – NOT true. MERS held nothing because MERS, the acronym was a shell. The MERS® system held and tracked the notes and it was under MERSCORP, Inc. by 1999.

    “In the assignment, MERS transferred to Aurora what it held: bare legal title to the mortgaged property.”

    Nope – NOT true. By 2006 when this loan was originally written – the MERS® system had long been absorbed into MERSCORP, INC. In fact it was actually a name change of the Mortgage Electronic Registration Systems, Inc. (II) to MERSCORP, INC. and the newly formed MERS (III) occurred shortly after the name change. So, why didn’t they change the name in the mortgages? Probably because confusion is the better part of valor…?

    “While MERS’s practice of appointing employees of member firms as certifying officers can be disparaged on policy grounds, such policy judgments are for the legislature, not the courts.”

    Nope – NOT true. It was not MERS’ practice – it was MERSCORP, INC. a separate entity that certified the officers.

    “This is all basic, bedrock, foundational law, MERS cannot sign documents as there is no MERS, anything they signed and filed is without foundation and is manufactured to wreak a deception upon the Court to gain advantage to which the entity is not entitled to, and under the equitable principles of Keystone Driller, 290 US 240, at 245, the doors to the court house are to be shut in limine, their cause cannot be heard, and they shall gain nothing.” (Thanks again, Jan)

    Was Mortgage Electronic Registration Systems, Inc. a legal entity or just a trade name? If it was merely a strawman covering for the “real” MERS® how can it assign or become a mortgagee?

    Courts have distinguished the roles of trade names, for example AMERICA WHOLESALE LENDER v. PAGANO stating,“We conclude that, because a trade name is not an entity with legal capacity to sue, the corporation has no standing to litigate the merits of the case.”

    AMERICA WHOLESALE LENDER v. SILBERSTEIN also found;

    “An assignee, however, may not commence an action solely in a trade name either, regardless of the entity to which the trade name applies, because a trade name is not an entity with the legal capacity to sue.  Nor could Countrywide cure the jurisdictional defect by substituting a party with the legal capacity to sue on behalf of the trade name. The named plaintiff in the original complaint never existed. As a result, there was no legally recognized entity for which there could be a substitute.” [. . .]

    …and continues

    [. . .] Furthermore, because America’s had no standing to bring an action, no action in this case ever was commenced, as it was void ab initio. In the absence of standing on the part of the plaintiff, the court has no jurisdiction.

    No, MERS ain’t what she used to be…

    Now, the final thoughts deal with how would these mortgage-backed securities decisions affect the Wall Street investments of the judges that over see them. Chief Justice Lynch probably should have considered recusing herself – her financial disclosure statement portfolios have been loaded with bank and Wall Street stocks and mutual funds. The same could be said for Judge Selya whose financial disclosure statements indicate he too is heavily invested in Wall Street.

    Decisions that go badly for MERS takes the helium out of the balloon – just like it would deflate the portfolios belonging to the judiciary.

    Share this:Twitter4Facebook4LinkedInMoreStumbleUponGoogle +1Like this:Like Loading…This entry was posted in Uncategorized and tagged ” bare legal title”, ” financial disclosure statement “, “beneficial interest”, “certifying officers”, “Chief Judge Sandra Lynch”, “game changer”, “Judge Selya”, “Judge Souter”, “LANDMARK v. KESLER”, “Massachusetts mortgage law”, “MERS the acronym”, “the old gray mare”, “THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MASSACHUSETTS “, “United States Court of Appeals For the First Circuit”, “void ab initio”, “Wall Street”, 3 stooges, AMERICA WHOLESALE LENDER v. PAGANO, AMERICA WHOLESALE LENDER v. SILBERSTEIN, American Savings Bank, APPEAL, assignment of mortgage, Aurora, corruption, Culhane v. Aurora, Fraud, Inc., jurisdiction, Keystone Driller, MERS, MERSCORP, Mortgage Electronic Registration Systems, Mortgage-backed securities, mortgagee, noteholder, Ponzi, standing, strawman by Deadly Clear. Bookmark the permalink. 7 thoughts on “THE 3 STOOGES OF MERS – DISORDER IN THE COURT” Shelleystotalbodyworks@comcast.net on February 16, 2013 at 5:53 pm said:
    http://www.massnews.com/2003_Editions/3_March/030703_mn_american_legal_system_corrupt.shtml

    Reply ↓
    papergate on February 16, 2013 at 6:28 pm said:
    Excellent article!

    Reply ↓
    papergate on February 16, 2013 at 7:14 pm said:
    Folks we need to stop using the term ‘entity’ so loosely – as well as ‘straw name’ – they are fictional nonexistent names only – a human is a ‘person’ and corporations are ‘people’ too. If a name in the K (contract) is fictional-non-existent it lacks capacity to both enter/bind a K – as well as has no capacity to sue either.

    If the so-called “lender” never existed it never had capacity to enter/bind a K not only with borrower but also lacked capcity to enter/bind a K with MERSCORP, Inc. as a ‘member’ and never was associated with the acronym MERS as recited in the mortgage as it too is fictional nonexistent as recited.
    Courts are very critical about not disrupting the K’s language – thus there should be absolute care taken to ensure the so-called principles and recited terms are all lawfully in existence or the entire integrity of the K collapses as void at origination ‘void ab initio’ – there is no other way to categorize or move forward – doc correction had to occur within K dispute SOL’s usually 4-5 years otherwise – 30 years later is way too late in the game for finding out the K was never legal or binding with a fictional name only.

    Reply ↓
    shawn sullivan
    on February 17, 2013 at 12:45 am said:
    Papergate, very interesting take on the issue of “entity” and “strawman”. Where would i go to find more in depth info about this. I am in the process of wrapping my head around the legal fictions on both sides of the fence, as well as the so called “collective entity” doctrine that the courts use as an adhesion contract with us (of course without our knowledge). I have been dealing with a top to bottom fraudulent mortgage/RMBS/servicing ordeal where the fraud is like an onion, just keep pealing and there is more, more more, .

    Reply ↓
    Deadly Clear
    on February 17, 2013 at 9:00 am said:
    IMHO someone first has to bring the facts before a court and have the determination made that these three corporations were separate companies. One corporation changed its name to MERSCORP,INC. and then the third was formed; however, it has no assets, no employees, no members. #3 is a shell. But I would think in order for #3 to be recognized as part of the MERS(r) system a corporate veil would need to be pierced and usually that only happens when there is fraud.

    The borrower did not knowingly contract with Mortgage Electronic Registration Systems, Inc. Personally, at the signing of my own mortgage, I asked the loan officer who it was and she said she didn’t know for sure…but it sounded like a recordation service. If these slick banksters, including Fannie and Freddie, had used the correct corporation, MERSCORP, INC., people may have caught on sooner to the scam of separating the mortgage and note and selling the loans on Wall Street. I got out of the stock market after ENRON – it was obvious how over leveraged and manipulated these companies are and I foolishly thought real estate was safer. We’d of all had more fun blowing the money in Las Vegas – it’s about the same thing – probably with better odds.

    Reply ↓
    justiceleague00 on February 17, 2013 at 1:32 pm said:
    Reblogged this on Justice League.

    Reply ↓
    shelter1banks0 on February 17, 2013 at 6:09 pm said:
    IMHO its contract law 101 – attack the basic 4 corners of the K – it’s like a marriage – you need to know who in the hells sleeping next to you for 30 years – it is a lifelong K – it needs to be airtight to survive – to keep the integrity intact – I demanded they CORRECT the K in ’08 they ignored it – actually they were clueless had no idea what I was talking about – cause I was talking to entry level ‘customer service’ reps who knew diddly about what was going on. The point is this, we are all entitled by basic fundamental black letter law to be in a lawfully entered and binding K to protect both lender and borrower – why? Because at the end when you make that final last ah ha payment – you expect to be able to get your property cleared of all encumbrances or at least your heirs (kids) but you will not get that because you were never ‘sleeping’ with a ‘person’ who was ever legally existing and capable of being in a K with you – that’s why – so you made all those payments all those years to end up with not a single person, court or any forum able to assist you because you never had a valid real party that was legally existing and capable of entering into a K with you or MERSCORP, Inc. So there is no one or thing that will be able to re-convey your rights to you in the end – that is where the real wars and pandemonium will begin when millions of people begin to pay off on Ks that were never valid because no one was legally binding them – and there will need to be major, major conduct by government, legislature, whatever to handle the tsunami of cases of homeowners not able to get their re-conveyances and forget about getting the original note back- that’s an absolute joke – if those in charge don’t want to hear the arguments before us here and now – well perhaps they need to take a second look at the entire scenario from the perspective of what will happen in 30 years when no one is around – to indemnify or assist the homeowner – that is where and when the real problems are going to occur. People need to determine here and now exactly who it is they are ‘yoked’ with – married to in essence – check out secretary of state websites for each state – if the EXACT manner is not coming up – and don’t add on things like Inc., LLC on your own if they are not in the description – search the lender named exactly as it appears with your state’s secretary of state – it you don’t find that exact wording – you’re sleeping with a corpse that ain’t going away without litigation.

    And remember, if that named lender is a corpse – fictional non-existing – then it will never have been able to be a valid or lawful member of anything – much less a database system because it does not have a ‘corporeal’ existence in which to know what an offer is; be able to accept something it has no way of comprehending; and certainly since it doesn’t exist on paper it will not have a ‘bank account’ or any other means of receiving monies or payments – or “consideration” which needs to be part of a K – it is a 2 way street that has only been a 1 way – 1 principle (homeowner) – in contract privity with itself – that does not make a valid K – it takes at least 2 ‘people’ to be able to agree and bargain for a K – if you are named alone with a fictional non-existent name – then there is no K – never was and never will be – that’s what you need to keep your fundamental argument and focus dead set on – because that it what is the underling ‘itch’ the thing that has been bugging us these past 4-5 years – something wasn’t right about our ‘transactional relationships involving our homes’ but we couldn’t put our fingers on what was stinking – this is it – so basic we have all been tripping over a tiny pebble – look to the K – also keep in mind aspects in this wonderful article about the 3 MERS – I argued that awhile back and everybody has shut up – not a peep from any enemies for 2 years – because they know they ar stuck and this is where we need to stick them – this is their Achille’s heel – it’s not the show me the note – combine the named lender and what has been stated in this article – the combination is lethal – fictional named lender and a straw name that is INCAPABLE of either entering or binding a K because it is incapacitated – it has no corporeal ability to engage in an offer/acceptance/consideration because there is no legal designated human for a database – now if they would have inserted the MERSCORP, Inc. with the MERS(r) that is a different story. But in these millions of cases, they failed to do that – they know it and now they know that we know it and we’re going to use it as a defense that a court cannot re-interpret the language of a K – it is forbidden – don’t believe me – go look at cases where the judge’s opionions state they cannot tamper with the K language it is not ambiguous – it is just simply in these cases – a miscarriage – a non-consummated yoking – think of it as a marriage – did you marry an assumed named body? Well annul that marriage right quick – same thing – these Ks were never consummated – they were never capable of being consummated never capable of being entered and legally bound for 30 years which is why there are no signatures or executions on these docs by anyone but the homeowner – it’s axiomatic – called plausible deniability – or something similar – it reminds me of when Hannibal Lector to Starling to “Look into your self’ it was so simple and stupid – double check your K – look inside the meanings of the words recited as ‘lender’ if what is there does not show up with secretary of state website name search – then you have a problem – call the party asserting putting them on notice you’re disputing the contract which a K dispute is 4-5 years – request that they CORRECT or REFORM it otherwise – it is trash and nothing more – worthless paper – file a notice of intent to sue for breach of K from gestational origination (before you signed) when they were crafting the note/mortgage – they knew what they were doing – they wanted to keep these notes/mortgages ‘untethered’ or stupid so no one would ask questions of the ‘lender’ – such as – do you mind if we steal your corporate asset without resolutions or minutes wherein corporate members agreed to sell or to something with IT’S asset meaning the K – they never wanted to modify correct or anything else because the truth would come out – they also used very cleverly worded ‘names’ to fool us into thinking we had a K with a genuine, non-fictional, existing entity, when we never did. We were duped so they could have merely MIN numbers to use as poker chips in a gaming parlor – at our expense and the joke is on the homeowner and the check – go ahead – pay the $300,000-$600,000 over the next few decades – and remember this article and commentary as we told you so.

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    GENERAL NOTICE
    I am a paralegal. I am not an attorney. I do not play one on TV. Nothing in this blog should be construed as legal advice. If you need legal advice you should consult an attorney. DeadlyClear® is a product of Entertainment Marketing in association with Project Maui, Inc., a Hawaii corporation. Copyright 2012. All rights reserved.
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  39. @ Johngault,

    I was sending you to the original article from Deadly Clear, of which I simply cut-and-paste that portion that I found very interesting. It is their prose. With their symbol.

    If you want to read the entire article, highlight the title in all caps

    THE 3 STOOGES OF MERS – DISORDER IN THE COURT

    and google it. It gives lots of info about MERS I never knew.

    I can’t give you the exact link: LL doesn’t allow it to go through. I’ve tried over and over in the past.

  40. If I offended anyone here with my expletives, I apologize, but thought it was time to “give stripes” back what she gives out, no holds barred.

    The line in the sand was her assumption and condemnation, of me being a realtor. Get your facts straight, before insulting and berating anyone.

    All that I and my family have lost…who would sell homes over the blood of other’s stolen homes. Certainly not me.

  41. @ JOHNGAULT ,

    john galt® , you can make any of the special characters if you know the keystrokes .. £¤¥¼½¿õñ and so on … here’s a good link to save.. http://www.nouilles.info/keyboard_shortcuts.html

  42. Christine also said:
    “It appears that the court in Landmark might have understood this – but not many attorneys have taken the time to research the MERS vs. MERS®.” …
    Yeah, it doesn’t appear that many attorneys have taken the time,.
    How’d you get that trademark deal to type? Do we all have it on our computers? Anyone?

  43. More likely than not, they are faking ignorance. That is what TBTF does best. They are all masters at the art of deception however, their jig is up. Because, when you know the truth, you know they are all liars and they are all full of shit, then the truth is unchangeable.

  44. http://www.nakedcapitalism.com/2011/01/mers-exposed-ii-general-counsel-tells-whoppers-in-testimony-before-virginia-house.html

    Well, I found this one which I guess I’d seen some time back: Hultman
    bullshyting about recordation and who mers is. (But the question here, the real question, is WHO in the sam hell are these yeahoo’s he’s talking to? My grandson knows as much about the topic as they seem to (and business acumen? Absolutely zero demonstrated – shocking, really, to wit: MERS is an agent because it says so). I thought I would have to take it apart, but nakedcap already did, thank God. Just one thing I want to straighten out. There has never been a serious or even semi-serious issue with recordation of instruments before MERS. Very few instruments were rejected for recordation, contra to what MERS or anyone else might posit. And if a loan which should have been junior gets sneaked in prior to recordation of a first dot, most if not all courts equitably put the clean hands sr guy in the senior position. Title companies in the ‘old days’ had runners whose only job was to go to the recorders’ offices to record docs on the day the loan disbursed. They got paid to do that, they insured the stinking title, so it got done.
    These Hultman depositions and blabber are probably judicially
    noticeable, btw.
    On a personal note, I have to say something else. It is truly dismaying that the title industry, once our buds, are now at odds with homeowners in general in favor of the banksters. You might say they were caught in the cross-fire, but it seems undeniable they’ve made a choice. Plus some of them are card-carrying shareholders.
    If anyone can name names about whom Hultman was talking to, they need to be called out for their supreme ignorance. If any court or any body relied on the bull spewed by Hultman and his audience’ apparent bamboozlement, they oughtta be tarred and feathered because, I swear, he might as well have been talking to a six year old. Those people have NO business being so hopelessly uninformed.

  45. Pardon my error…The title of the article is…THE SATANIC NAZI FLU CONSPIRACY…..MUST READ AT THE LINK BELOW…..

  46. MUST READ AMERICA…. THE SATANIC FLU CONSPIRACY
    http://www.fourwinds10.net/siterun_data/health/disease/news.php?q=1361287766

  47. re: Christine at 8:56. Yes, if no where else the three iterations of MERS
    became known in the NJ Upke case in attorney Malone’s masterful
    depo of Wm Hultman. In looking at scribd, I see there are other Hultman depo’s posted there. Guess I’ll go read them. all.

  48. Where do you folks get all the the time for the personal wars. Fannie and Freddie ain’t got no Notes either. The N.A.s have what’s left of the cash flow from the docs sined at the closing table.

    Christine, there is a corporate U.S, just like the muni’s. How doyou think we get to 50 trillion in admitted debt, and still claim a 16 trillion debt?

    The unwind is going to start next week when all central banks move to weaken their currencies in response to the central bank guy coming aboard in Japan. The yen is an ugly story going forward and we should expect a shit-load of Hyundai’s rolling onto American docks next year.

    We fight for the crumbs, continually occupied with nonsense such as, religion, race, language, gender, whilst the few continue to hold us all hostage to ourselves.

  49. TIME TO SUE & JAIL ALL OF TBTF…FROM THE TOP DOWN…..THE PUBLIC SECTOR PENSION FUNDS ROBBED US AS WELL….WE IN THE PRIVATE SECTOR WILL SUE THEM TOO…….THEY ARE NOT MORE ENTITLED THAN ANYONE ELSE….

  50. The truth is, TBTF bailed itself out because TBTF are the politicians and the judiciary, the real estate agents, the cops, the teachers, the real estate attorneys, the BANK & CORPORATE CEOS & CFOS ON WALL STREET, THE FOREIGN IMMIGRANTS, THE MEDIA.

    The politicians used the public sector pension funds as an excuse to bailout themselves and their criminal friends here and around the globe. This was an evil plan by TBTF to steal the wealth & property from the American people & completely control the wealth and completely communize our Constitutional Republic to this TBTF FRAUD.

    TBTF SHOULD HAVE NEVER BEEN BAILED OUT AND IT WAS CRIMINAL BECAUSE IN THE UNITED STATES OF AMERICA WE THE PEOPLE IN THE PRIVATE SECTOR PAY FOR EVERYTHING UPFRONT IN THIS COUNTRY…

    NO ENTITY SHOULD EVER COME BEFORE THE PRIVATE SECTOR IN THIS COUNTRY…..

    THEREFORE IT IS TIME TO STOP PAYING THESE TBTF CROOKS AND SUE EVERYONE OF THESE TBTF CROOKS…..

  51. Shelley,

    Whom did you ask your question to?

  52. How did you get it through? I sent it already and nothing came through.

  53. I’m surprised actually that WF is reacting to community objections to its foreclosures (see christine at 7:34 pm). I’m also happy to hear it. But it also reminds me how aggrevating it is that the govt turned over HAMP etc funds to the same gang who 1) caused the problems and 2) have no motivation to “modify” loans even if they had the authority. Obama promised change and I believed him. I volunteered for his first
    election. I’m now, in 2013, more convinced than ever that handing over those funds to the banksters to help the people they’ve annihilated with teaser rates, no underwriting, and inflated appraisals was not the best anyone who gave a hooey could do. I mean, who’d they ask? Dufuses who knew nothing about the matter and so couldn’t really weigh in on how to best implement HAMP? Imo, giving the banksters HAMP and other funds was an acknowledgement that the gov understood all the issues with the loans, including the little matter of who owns them. It’s kind of like any other dog and pony show:. “Here – take these funds and do something (or don’t), but we’ve got a record that we tried.” Really? Nah, I don’t believe it now for sure if I ever did
    .
    One of the reasons the govt may have no money is because it’s not getting taxes because of unemployment and lack of buying power by taxpayers. You and I don’t need an economics degree to see that one.
    (I also personally believe the cost of “defense” is a major factor, but that’s outside this forum, people who think otherwise).
    So instead of doing what might be done to stimulate the economy and put some of that dough back in circulation, Obama wants to raise taxes on the middle class. Course, apparently they want to maintain the tax shelter investing in these alleged trusts-mbs’s provides. Heck with that if for no other reason than because it hasn’t worked out so well – has it? It’s kind of like “other than that, how’d you like the play, Mr. Lincoln”? At what cost are these tax-sheltered? Don’t forget they’re flirting with eliminating the tax deduction for home interest. You can kiss your deduction goodbye but the guy who allegedly GETS that interest doesn’t have to declare it?
    If Obama caused the taxes due on payments made which were not genuinely tax-sheltered, he could likely stop his argument for raising taxes. That requires an acknowledgment that the loans never made it to the trusts as true sales and apparently, he’s decided to leave the
    battle to us as one of contract. And he’s decided that no criminal prosecutions are in order. Judges are to uphold the law, but surely they are improperly influenced by the lack of those prosecutions. Any time actors may, as a matter of rote, act badly and foist any subsequent loss on to others, there’s going to be trouble. If the IRS went after the taxes due on non-sheltered income on these deals, imo
    the criminal prosecutions would follow the suits alleging the loans never made it to the trusts as a matter of course. To my knowledge, and I assume because of the taxation issue, those suits haven’t yet been filed. And but for the taxation issue, I don’t know why not. I do know I’m not interested in paying higher taxes, certainly not while people who aren’t truly entitled to shelters still benefit as if they are.

  54. The truth does not have many friends but a lot of frenemies. I learned early on in this TBTF scam to trust no one. I know who to trust by their good works, those good works are always attacked by these TBTF crooks. I fully stand by my statements as being true and honest as I have done my research. Everyone should. I cannot in good conscience, sit idly by and watch totalitarianism destroy & take over our Constitutional Republic and no freedom loving American would.

  55. Johngault,

    This comes directly from Deadly Clear (LL won’t allow the whole link to go through). Talk about being a “case in point”!

    THE 3 STOOGES OF MERS – DISORDER IN THE COURT

    … “Granted the securitization Ponzi scheme is intentionally convoluted, fraught with fraud and the road is paved with corruption, but the decision the 3 judges of the United States Court of Appeals For the First Circuit rendered may be in error because, honey – “the old gray mare, she ain’t what she used to be, ain’t what she used to be, ain’t what she used to be. The old gray mare, she ain’t what she used to be, many long years ago.” No, MERS ain’t what she used to be…

    It’s hard to tell if this information might have made a difference – but there were 3 Mortgage Electronic Registration Systems, Inc. formed over the years. The trademark “MERS” was absorbed by MERSCORP, Inc. in the name change of MERS (II) in 1999…

    … There were 3 separate and distinct MERS entities. These are individual corporations. MERS 1 and 2 are gone – eaten up by MERSCORP, INC. The MERS 3 corporation in the mortgages in merely an acronym, straw man, no assets, no employees no members – just a shell and the courts have never been challenged with determining the difference. It appears that the court in Landmark might have understood this – but not many attorneys have taken the time to research the MERS vs. MERS®.” …

  56. I am one of 2 or 3 at this blog who are exposing the TBTF fraud. Neil did the right thing here. You trolls have dominated this blog with your deceptions & lies for way too long. It is about time someone had the guts to allow the truth about the TBTF big swindle by the TBTF big swindlers to be revealed….Bravo Neil….!

  57. Johngault,

    Who knows… It’s interesting, though, that it finally reached what is probably the most bank-friendly state so far. I am starting to develop a theory: strapped for revenue in this increasingly bad economy, with horrendous cuts looming everywhere, maybe states and counties will realize that they have to take matters into their hands or face serious consequences from their constituents.

    Two Minnesota Counties File Suit Against MERS
    Tue, 2013-02-19 07:59 — Mortgage News Ticker

    Ramsey and Hennepin counties filed suit against Mortgage Electronic Registration Service, Inc. (MERS), alleging the company violated Minnesota law by not recording mortgage assignments at county recorders’ offices and by not paying attendant recording fees, Ramsey County Attorney John Choi announced Friday.
    Please read the full article on DSNews.com

  58. stripes: go buy a unicycle and take all your friends for a ride! It looks like you lost your last one.

    neil: it’s a shame what happened here. too busy?

    everybody else: do your own scouting and research. maybe we can do a “best of” over at loansafe or something.

    see ya

  59. And I’m done interacting with the likes of you. You are not worth the energy and time. Save the drama, for the stage. Oops, you have that here don’t you?

  60. LMAO…..The History Channel II ANCIENT ALIENS SAYS WE ARE CLOSELY RELATED TO THE FALLEN ANGELS…….THE GREYS…….RRRRIGHT…….

  61. FUCK OFF plain and simple. And try minding your own business. The world does not revolve around you, as you may think. If I asked for your shit, I’d squeeze your head.

    Cry you a river, classless. I owe you nothing, you are common, ordinary and impolite. Keep your neurosis in check!

  62. poppy …..do you really expect me to believe you are this far behind the learning curve that you think these are my TBTF philosophies……? LMAO…If I could make this crap up I would be a gaziillionaire….

  63. You implied I serve someones purpose here poppy. That is simply another b.s. lie to try & discredit me. I serve no ones purpose. You called me out indirectly in your comment to E TROLLE…. but, you called me out just the same. You dished it out now you are crying foul & telling me to back off……cry me a river……

  64. And just for the record: I come here to glean ANY information someone has to share. I also have the hope that what I share helps someone else.

    I have neither the desire or energy to debate the finer points of personal ideologies or the systematic way people choose their path of dignity, in this battle.

    I see what is happening and am painfully aware of the governments, betrayal and treason against their citizens. I need no one to tell me, bash me over the head, with the obvious!

  65. Every little bit of united action helps…

    Homeowners confront Wells Fargo over foreclosures

    By Tawanda KanhemaPosted 2 hours ago

    Since California’s Homeowner Bill of Rights, a new law limiting the power of banks to foreclose, came into effect on January 1, homeowners in Richmond and Oakland have taken a more proactive stance in resisting foreclosures, protesting inside banks at Wells Fargo braches across the East Bay and forcing the bank to reschedule home sales.

    Following a series of such protests at its branches in Richmond and Oakland in recent weeks, Wells Fargo last week invited more than 8,500 of its mortgage clients to a workshop the bank said was meant to help borrowers keep their homes.

    Tanya Dennis, one of the residents that protested at Wells Fargo’s branch in Oakland’s Fruitvale area last week, said community organizers had realized that banks were less likely to sell the foreclosed homes if the residents had community support.

    “The banks do not listen to you as an individual, but as a group, you’re powerful and I am living proof of that,” Dennis said. Dennis’ home was foreclosed on upon in 2010, but she was able to keep her home after she refused to move out and negotiated with the bank, she said.

    Like Dennis, Gaylynne Hudson, a former Oakland Unified School District teacher, has been on the verge of losing her home since 2012. Hudson is currently involved in negotiations with the bank.

    “I have been trying to save my house for a good part of the year and even before that I was trying to get a modification,” Hudson said. Living in fear of losing one’s home “is unnerving,” she said. “It’s unsettling and frankly it’s downright scary.”

    “I don’t think it’s in the bank’s best interests to take my home. I will be protesting definitely,” Hudson said. “I am hoping that there will be some help coming, because I really don’t want to lose this home.”

    Confronted by protesters over Hudson’s home and five other properties under foreclosure in Oakland, Wells Fargo pushed back the sale of Hudson’s home by another three weeks to February 25. This is this third time that the bank has deferred the sale following protests inside its banks on or before the day of the sale.

    In a statement, Wells Fargo spokesperson Marina Phipps said the bank continues to look into ways to help Hudson and other homeowners. “Wells Fargo continues to look at home retention options for Ms. Hudson,” Phipps said.

  66. BACK-OFF…and keep your opinions of other’s impersonal and to yourself, unless I speak DIRECTLY at you.

  67. Served WHAT up? No one was talking to you, except your “assumptions” about someone YOU DO NOT KNOW, understand?

  68. You served it up and you don’t want to eat it poppy……you called me out by implying my being here at this blog is to serve someones purpose. I am in service to no one. I speak for myself on behalf of this Constitutional Republic and the only crap that needs to be cut are the lies. I am revealing what I have learned and we are all learning as we go. There are a lot of very important things we all needed to learn that our enemy has been hiding from all of us our entire lives….to that I say.. PEOPLE POWER…..

  69. My recent comments are DIRECTED toward stripes. Enough is enough!

  70. And for the record…you have confused me with someone else. I am not a FUCKING realtor.

    My career back ground includes, insurance underwriting, Adjunct Professor (law, economics, management, etc…), self-employed contractor of rehabilitation of homes and owner of a small Italian restaurant, with an MBA-Magna Cum Laude (recent)…with 15 + years in body building and power lifting, with numerous championships and accolades. Now, GOT IT?

    Get off my ass and cut the shit.

  71. Frankly, this over the top defensiveness is annoying. My comment was directed at E ToLLe, not you. As I have said before, I don’t care what you say and do. If I don’t want to read your stuff I don’t. Very simple.

    Knock off all of the over-the-top infusions and exaggerations of what I or anyone else says. Jeez! What the hell is wrong with you people?

  72. FOX BUSINESS REPORTING TBTF GAVE $11.1 MILLION U.S. TAXPAYER DOLLARS TO BOFA CEO BRIAN MOYNIHAN AS BONUS PAY FOR HIS 2012 SCREWING OVER OF THE AMERICAN PEOPLE……..WHILE TBTF CONTINUES ROBBING THE AMERICAN PEOPLE INTO FRAUDULENTLY INDUCED POVERTY AND CUTTING PROGRAMS WE THE PEOPLE ALREADY PAID FOR.

  73. FOX BUSINESS REPORTING……CHINESE GOVERNMENT DENIES THEY ARE HACKING TBTF….TBTF SAYS THE CHINESE ARMY ARE HACKING INTO TBTF….. TBTF WANTS NEW LAWS WRITTEN TO PROTECT THEMSELVES FROM THE CHINESE ARMY……TBTF ARE SINISTER……TBTF ARE CALLING THE CYBER ATTACKS BY THE CHHINESE ARMY AN ACT OF WAR ON TBTF…..WELL WELL..,THE U.S. MILITARY SHOULD HAVE DONE THIS A LONG TIME AGO AND BROUGHT THE WHOLE TBTF CHARADE DOWN……….

  74. Stop pushing stripes purpose says poppy…..What purpose is that may I ask……? I am an American citizen who worked her ass off her entire life and I have been robbed by these TBTF crooks and I am fighting fraudclosure myself because these TBTF crooks have corrupted the entire Government. To call TBTF a Government is a freaking joke…! How do you call these TBTF CROOKS A GOVERNMENT ….? TBTF desires to create their own totalitarian government that WE THE PEOPLE PAID FOR….BUT TBTF ARE NOT A GOVERNMENT ….TBTF ARE A ROGUE COMMUNIST CONSPIRACY WHO WANT TO DESTROY US……TBTF WANTS TOTALITARIANISM……Obama and the politicians are TBTF……….

    So you say you are a realtor huh? You know TBTF ARE CROOKS YET….YOU do short sale robberies of the American people….? HOW DISGRACEFUL…..!

    Forget about attorneys JG….WE NEED A FULL BLOWN U.S. MILITARY INTERVENTION…!

  75. Interesting case about something tantamount to a “transfer/conveyance” of a homeowner insurance contract and the resulting lack of standing on the part of the insurance company in a property damage claim.

    The insanity never abates…

    http://www.supremecourt.ohio.gov/rod/docs/pdf/12/2013/2013-ohio-526.pdf

    [Cite as Chibinda v. Depositors Ins., 2013-Ohio-526.]
    IN THE COURT OF APPEALS
    TWELFTH APPELLATE DISTRICT OF OHIO
    BUTLER COUNTY
    PETER CHIBINDA, :
    Plaintiff-Appellant, : CASE NO. CA2012-04-073
    : O P I N I O N
    – vs – 2/19/2013
    :
    DEPOSITORS INSURANCE, :
    Defendant-Appellee. :
    CIVIL APPEAL FROM BUTLER COUNTY AREA III COURT
    Case No. CVF0801606
    Peter Chibinda, 5718 Liberty Pass Drive, Liberty Township, Ohio 45044, plaintiff-appellant,
    pro se
    Subashi & Wildermuth, Nicholas E. Subashi, Andrew E. Rudloff, Halli Brownfield Watson,
    The Greene Town Center, 50 Chestnut Street, Suite 230, Dayton, Ohio 45440, for
    defendant-appellee
    RINGLAND, J.

    {¶ 1} Plaintiff-appellant, Peter Chibinda, appeals from a Butler County Area III Court decision on remand granting summary judgment in favor of defendant-appellee, Depositors Insurance Company, on the basis that Chibinda’s claim for coverage under his homeowner’s insurance policy with Depositors was barred by the doctrine of collateral estoppel. For the reasons that follow, we agree with Chibinda’s argument, reverse the judgment of the trial court and remand this cause for further proceedings.

  76. [Cite as Citibank N.A. v. Rowe, 2013-Ohio-523.]
    STATE OF OHIO ) IN THE COURT OF APPEALS
    )ss: NINTH JUDICIAL DISTRICT
    COUNTY OF LORAIN )
    CITIBANK (SOUTH DAKOTA) NA
    Appellee
    v.
    HARLEY E. ROWE
    Appellant
    C.A. No. 12CA010217
    APPEAL FROM JUDGMENT
    ENTERED IN THE
    COURT OF COMMON PLEAS
    COUNTY OF LORAIN, OHIO
    CASE No. 11CV171804
    DECISION AND JOURNAL ENTRY
    Dated: February 19, 2013
    WHITMORE, Judge.
    {¶1} Defendant-Appellant, Harley Rowe, appeals from a judgment of the Lorain
    County Court of Common Pleas, granting Appellee, Citibank (South Dakota), N.A.’s (“Citibank
    SD”), motion for summary judgment. This Court reverses.
    I
    {¶2} In April 2011, Citibank SD filed a complaint against Rowe alleging default on two separate credit card accounts, a Choice Visa and a Sears MasterCard. Rowe filed an answer and a counterclaim, arguing, among other things, that Citibank SD was not properly registered with Ohio’s Secretary of State and therefore could not bring the action in an Ohio state court. Citibank SD filed a brief in response and argued that it was exempt from state registration requirements because it was a national bank organized under the National Bank Act. Subsequently, the court granted Citibank SD’s motion to dismiss Rowe’s counterclaim. No appeal was filed from this order.

    {¶21} Rowe’s assignment of error, as it relates to the ownership of the debt and the bank’s state registration requirements, is sustained. His assignment of error, as it relates to the accounting details provided, is not yet ripe for review, and his argument related to the dismissal of his counterclaim was not properly raised. The judgment of the Lorain County Court of Common Pleas is reversed, and the cause is remanded for further proceedings consistent with this opinion.
    8
    Judgment reversed,

  77. Christine asks:
    “Why have none of the county recorders’ lawsuits be(en) pressed further?”

    Well, first of all, imo they are not framed properly. The “best” the prosecution had to offer couldn’t nail OJ, remember? I really don’t want to malign the attorneys crafting and prosecuting those recorder suits, but it’s unavoidable that they (we) need a consortium of A-list attorneys to get anything done. If the shoe fits……
    It’s akin to railing about the Pino case as if it there is no law when in fact, also im lay opinion, it was shortsightedness and or ambivalence which contributed to the problem in that deal. Pino could have anticipated that in Florida, if not everywhere, vol dismissal is permitted as a matter of law UNless an answer has been filed or a mtn for sj is pending. Procedure is everything, unfortunately. If I got it correctly and also remember correctly, Pino didn’t scream about the dismissal until the banksters came back at him about five mos later. I don’t believe that the law should have to be approached like a poker game, but they didn’t ask me. My point, I guess, is there was law in place
    to get Pino (for instance) what he needed and he didn’t avail himself.
    Plus as I’ve said, I still don’t think he’s without remedy for any alleged fraud in the first act. But I don’t have the energy nor get paid to
    do that research. He had an attorney who theoretically has the energy and gets paid.
    MERS IS symptomatic, but it’s also the problem. Any county recorder lawsuit which fails to properly lay out or support that fees are in fact owing is due to fail. That this and that were done may support an allegation that there was a willful plan to avoid fees and may get such a finding, but it probably won’t get the fees. To get the fees, there has to be support that they’re due which requires demonstrating that transfers took place. If MERS is an agent or if MERS is a nominal
    beneficiary for public record or otherwise, one of two thing is true: there WERE no transfers in which case there’s trouble for the banksters but no fees due – or – because MERS’ status as alleged agent wouldn’t change the need for off-the-record transfers between the principals, there WERE transfers subject to the recording mandates of each state and the transfer fees further mandated by those statutes are due and owing.
    But MERS IS the problem, even as it’s also symptomatic of other problems. We don’t need or want MERS. The banksters formed and used MERS to accomodate swift transfers without the immediate need for recordation. That doesn’t mean the transfers needn’t ever be done, recorded / Noticed. Enforcement of a right requires Notice of that right and because anyone’s right is dependent on the right of the guy before him, all rights require Notice. The MERS Consent Order wasn’t entered into because those people had nothing else to do.
    Unfortunately, it hasn’t solved the problems because straw officers simply execute self-assignments in MERS’ name and without naming the party for whom they allege to act (which would be MERS’ alleged
    principal and of course there is never any evidence of that relationship). Here’s my longer version about recorder’s suits. It’s missing one important thing, but of course, I forget what! It had something to do with the finding in the AZ MDL litigation involving MERS.

    http://www.sourceoftitle.com/blog_node.aspx?uniq=978

    MERS HAS TO GO

  78. Hey: E ToLLe

    There was no intent of pushing stripes purpose…I was just telling all here, I have been through thousands of auction, short sales and foreclosure sales, even houses that are occupied are being sold with people in them. I wanted to find the truth about who’s selling what. All of the houses I found were all being sold, with the blessings of the Federal Government.

    relax…I have no interest in this debate. I have my own problems.

  79. TBTF are violating our civil rights? That is child’s play compared to what they are really doing. TBTF, A FOREIGN CORP, ARE NOT A GOVERNMENT &TBTF are violating every legal right of WE THE PEOPLE & EVERY LAW OF THIS LAND. THESE TRAITOR POLITICIANS ARE HANDING ALL OF OUR WEALTH, LIVELIHOODS, BUSINESSES & PROPERTIES OVER TO OUR FOREIGN ENEMIES….THAT IS WHY THE FOREIGNERS ARE COMING HERE AND OPENING UP BUSINESSES IN DROVES….ALL OFF THE BACKS OF THE U.S. TAXPAYER’S WHO PAY FOR EVERYTHING……TBTF ARE STEALING OUR WEALTH & OUR LEGAL RIGHTS & ARE HANDING IT ALL TO THE FOREIGNERS…..THE ILLEGAL ALIENS….THAT IS TBTF….THAT IS HOW GLOBALIST TOTALITARIANISM WORKS……AKA GLOBALIZATION….

  80. What in the hell good does taking to the streets do…? STOP HANDING THESE TBTF CROOKS YOUR MONEY & PROPERTY AND SUE THESE TBTF CROOKS AMERICA……..!

  81. Put this in the context of:
    1) A foreclosure;
    2) A short sale and resulting 1099;
    3) a modification and resulting 1099.

    Our problem is NOT foreclosure defense. Foreclosures are only a symptom of something much more profoundly and endemically wrong with this country.

    Sherry Jackson came out in the open in 2002!!! Has enough time been wasted for people to finally unite and take to the street?

    CLOSING COMMENTS

    “ADDRESSING THE JURY – THE AMERICAN PEOPLE”

    Ladies and Gentlemen:

    My name is Sherry Peel Jackson. I became a Certified Public Accountant in 1987, I was an Internal Revenue Agent in the Atlanta District for 7 years, and I became a Certified Fraud Examiner in 2001. I am here to summarize the tales of ignorance and deception that you have heard over the last two days and I am here to inform you of the state of the nation so that you may choose your next course of action.

    You have heard the truth of how the Internal Revenue Service, Department of Justice, Federal Reserve and politicians have perpetuated this smoke and mirrors – dog and pony show on you the American people for over 88 years. You have heard of American families devastated by the invasion of privacy and unbridled fear placed upon them through threats of liens, levy’s and even jail time. In my tenure as an IRS agent, I personally saw marriages broken, families torn apart, homes confiscated and businesses destroyed – all while my colleagues and I were out making unjust demands on the American people – without the proper authority. Now, you be the judge.

    You have seen that Commissioner Charles Rosatti, Dan Bryant, the majority of our congressional delegation and other civil servants have refused to do their jobs. It would have been as simple as answering the questions of these well-educated researchers in a public forum, such as this one. But they have reneged, so you be the judge.

    You have learned that the Constitution of the United States of America has been trampled on and ignored through allowing the privately owned Federal Reserve to create paper currency and charge you 47 million dollars in interest per hour – money coming from the mouths of your children and the college education funds of your grandchildren, all the while the children and grandchildren of the owners of the Federal Reserve will never have to work a day in their lives, and that is wrong, on so many different levels.

    And let me tell you, that as a black woman I am keenly aware of the history of slavery. But do you understand that we are all slaves to this system? Do you understand that the media and Hollywood play a part keeping the American people so fixated on Alley McBeal, WWF Smackdown, Moeisha and the Practice that we don’t take time to read the Creature from Jekyll Island, study the Internal Revenue Code and learn the Constitution?

    Now, let me spend just a minute to address my culture. Do you realize that the so called black leaders make millions of dollars every year playing the “us against them” role – keeping blacks focused on the race card and away from the real issue – the theft of our future through taxation.

    These publicity mongers are well aware of the oppression brought on by income taxation, they love to march on Washington about racial profiling and civil rights, not to say that these are not real problems, but these leaders have been too afraid to approach the powers that be and have a million man, woman, boy, girl march about economic freedom from income taxation and restoration of constitutional rights.

    (And they have the nerve to call Clarence Thomas an Uncle Tom.)

    Also, there’s been a lot of talk about reparations lately, but know this: If all Americans were able to keep the money withheld from their paychecks every year, that money would enable them to home school, start their own business and boost the economy, save for college and retirement, even buy that 40 acres and a mule. So, you be the judge.

    You need to understand that with an Internal Revenue Code, Code of Federal Regulations, and other “official documents” spouting off several different definitions of United States, Internal Revenue Service and other important terms, this deception that keeps people ignorant is not a coincidence. The writers of the Code used semantics and legalese to make us think that we are required to pay the income tax and file an income tax return. Former IRS commissioner Shirley Peterson even stated that, and I quote, “Eight decades of amendments….to (the) code have produced a virtually impenetrable maze….The rules are unintelligible to most citizens….The rules are equally mysterious to many government employees who are charged with administering and enforcing the law.” End quote.

    This fraud was strung together by people like the former president that said “it depends on what your definition of is is” and “it depends on what your definition of sex is”. This incident showed us that definitions are very important to politicians and lawyers, and no word is meaningless. For example, it does depend on what the definition of “source” is.

    The opposition, in an attempt to keep the sheeple in the flock, will scoff at us and encourage unaware Americans to ridicule those of us who have been informed, saying, “these people just don’t want to pay their fair share.” We have already learned from a speech by former Federal Reserve Chairman Beardsley Rhuml that this country doesn’t need income taxes for revenue. This money collected from our sweat and tears is used to perpetuate redistribution of wealth, among other things. But the powers that be keep beating the people over the head with this “fair share’ garbage. Well, what is fair share? Haven’t the families of the victims in New York City and the pentagon paid their fair share? Haven’t the men and women that lost sons and daughters, husbands in wives in Vietnam, Korea and the other battles paid their fair share? So you see, this tactic to pit those that are uninformed of the income tax fraud against those who have seen the light is baseless and must be eliminated!

    The opposition also uses our religious faith to twist the meaning of authority and to create unjust statutes. People, I know godly authority and our current system does not reflect godly authority. Many of our past and present religious leaders have been jailed for questioning authority. They have been beaten, starved and even killed for their faith and their defiance of injustice. People of America – is what you’re living for worth dying for? Are you willing to take a stand? It’s your choice.

    The creators of this Creature called the income tax, engineered their system to manipulate you into staying in your comfort zones. With a little bit of patriotism and a little bit of fear tactic mixed into a pot of inflation and deflation, they have been able to keep the people confused, intimidated and obedient for over 88 years.

    But now the truth about the fraudulent origin and operations of the Federal Reserve System and the Internal Revenue Service have been revealed to the American people. You can no longer claim ignorance of the truth. You must acknowledge it or reject it. The choice is yours. And the consequences of your decision will rest on the shoulders of your children and future generations of Americans.

    You can remain an informed slave or you can get off of the plantation. You can remain engrossed in fear, or you can take a stand like Patrick Henry who shouted “give me liberty or give me death.” You can stay hypnotized by “As The World Turns” and “The Guiding Light”, or you can turn off the bube tube and read the Constitution, then go ask your elected representatives why they refuse to follow it. Remember that those elected representatives have sworn to uphold and defend our constitution.

    Remember that each of our elected representatives has pledged to serve our country first-not a political party, or certain privileged and special interests groups-but you, the American People. They are our public servants.

    In closing, we have shown you the truth. Now, for the sake of our Country and our children, we ask you to choose justice over injustice, unity over division, courage over fear, truth over ignorance, and liberty over economic slavery.

    We ask you to stand with us and let the voice of freedom be heard from every corner of our great country. It is time to end this long-standing injustice and tyranny over the American People.

    Thank you.

    Sherry Peel Jackson, CPA
    Note: These comments were presented at the Close of the Citizens’ Truth-In-Taxation Hearing.
    Washington D.C., February 27-28, 2002

  82. Part 2

  83. NO GUTS…..NO FREEDOM…NO LIBERTY…..NO INDEPENDENCE … NO GUTS GETS YOU ONE THING…TOTALITARIANISM…

  84. Dave Krieger of Clouded titles says the same. He just closed a home for himself and demanded there be no MERS involved ever.

  85. Time for WE THE PEOPLE to SUE & ABOLISH TBTF…. & CONGRESS, THE SENATE & THE HOUSE do their job OR STEP DOWN….CONGRESS MUST DO WHAT THE LAW REQUIRES…..and issue our own currency. How about issuing J.F.K.s silver certicates for starters.. those $2.00 U.S. BANK NOTES…..It would take 2 of those $2.00 U.S. BANK NOTES to buy a gallon of gas as opposed to 4 FEDERAL RESERVE BANK NOTES…..

    Time for the citizenry in Illinois to demand Chicago Police Superintendent Gary McCarthy be fired for violating and trying to destroy our SECOND AMENDMENT LEGAL RIGHT TO KEEP & BEAR ARMS.

  86. SHOVE YOUR TBTF COMMIE PROPAGANDA VIDEOS CHRISTINE……NO ONE BELIEVES THEM….

  87. TBTF was systemically orchestrated without our knowledge or consent………Therefore TBTF WAS FRAUDULENTLY INDUCED AND IS A SHAM & A FRAUD….

  88. OUR CONSITUTIONAL REPUBLIC IS NOT A CORPORATION…….WE THE PEOPLE NEVER AGREED, CONSENTED TO, OR AUTHORIZED THIS FOREIGN TBTF CORP TO DO BUSINESS WITH OUR BIRTH CERTIFICATES, WEALTH, PROPERTY OR OUR SIGNATURES……..TBTF ARE A VERY DECEPTIVE CABAL OF FOREIGN IMPOSTER CROOKS….

  89. Media reporting ANONYMOUS DUMPS U.S. STATE DEPARTMENT DATABASE……….. THAT IS ABSOLUTELY CRIMINAL…….WHAT ARE THEY HIDING FOR TBTF……? ……CRIMINAL FRAUD …..

  90. Johngault,

    What’s important is that we start slowly knowing how far reaching this scandal ever was.. I keep saying that nothing happens in a vacuum. The greatest financial scandal ever visited upon humanity wasn’t created overnight. It didn’t happen by accident and it wasn’t a fluke. it was systematically orchestrated and steps were taken and measures implemented with one goal in mind.

    A larger and larger group of individuals worldwide has undertaken to retrace everyone of those steps and to undo what was done in order to dismantle that huge atrocity. Those people are met with incredible resistance along the way (see below E. ToLLe’s post on shills).

    Don’t know think that it is, indeed, deeper than MERS?

  91. The American people have all the legal right & authority to remove TBTF……WE DON’T NEED YOUR FICTITIOUS FOREIGN TRUST CHRISTINE AS A FIX FOR THIS TBTF FRAUD…..

  92. ALL THE TROLLS ARE SHILLS FOR TOO BIG TO FAIL……OUR FOREIGN ENEMIES ARE BOTH CLOSE AT HAND AND FAR AWAY…..THEY HIDE BEHIND AND DISGUISE THEMSELVES AS THE GOVERNMENT(S), THE MEDIA, LAW ENFORCEMENT, THE MEDICAL ESTABLISHMENT, THE EDUCATIONAL SYSTEM, THE FINANCIAL SYSTEM, THE CORPORATIONS……THEY ARE NONE OF THESE…..TBTF ARE FOREIGN IMPOSTERS WHO HAVE BRAINWASHED THE CITIZENRY INTO BELIEVING THEIR LIES ……

  93. Johngault,

    I believe it is either Atty Cox from Maine or Nye Lavalle in his Mandelman’s interview with Max Garner, about two years ago, who stated, in substance (and I quote from memory):

    “MERS as we know it was never approved by Congress. It should have but it is a moot point for the simple reason that the MERS we know, involved in the 2008 real estate bubble is, in fact, already a second generation MERS. What people need to understand is that MERS will not and cannot go away in the system we live in: as a matter of fact, there is, as we speak, a third generation of MERS being implemented, the role of which is to completely do away with property titles.” (Again, i am quoting from memory. You may want to re-listen to those two interviews.)

    What that is telling me is this: MERS is not the problem but only one of the many, many symptoms. I tend to harp on OPPT only because, until any and all authority has been removed from a government that has become a series of SEC registered corporations and until said corporations have been dismantled to return to government as it was meant to exist (of the people, by the people and for the people) no one can expect any of that charade to simply vanish on its own. Screaming against MERS, suing MERS, attacking MERS has, thus far, produced little result. That should tell us all that something more deeply ingrained is propping it us and keeping it alive. Why have none of the county recorders’ lawsuits be pressed further? They make a lot of splash at the onset to… die slowly and quietly on their own, either because of unpublicized settlements or undue pressure put on county recorders to keep it down a notch.

    Right now, fighting MERS in court is as effective as shooting in a swimming pool. If anything, in some cases it even gave MERS a lot more pull by officially sanctioning its existence and granting it legal and judicial authority to foreclose.

    Obviously, the answer is not and cannot be in our courts of partial and biased law.

    I thought I was just going to save you some time sweating it over MERS… it is, in tiself, a non issue. the issue is much deeper and broader than MERS.

  94. Pardon my mistake…My comment below is directed at BARRY RITHOLTZZZ….NOT KARL DENNIGER….Sorry Karl….
    Tell RITHOLTZZZ TO BRING IT…..& BELIEVE ME…..HE WON’T……THESE TBTF SHILLS ARE COWARDS….

  95. THE FIRST AMENDMENT IS UNCONDITIONAL ….THE FIRST AMENDMENT IS NOT A POPULARITY CONTEST……THE FIRST AMENDMENT IS A LAW IN AMERICA……A LEGAL RIGHT LIKE ALL OF THE AMENDMENTS…..THAT’S WHY NOT PAYING TAX IS OUR LEGAL RIGHT & WHY IT IS NOT A CRIME TO REVOLT ON TBTF…..AND ALSO WHY THE TBTF CROOKS HAVE TURNED EVERYTHING WE PAY INTO A FRAUDULENTLY INDUCED TBTF TAX…..

    IF KARL DENNINGER WANTS TO TURN THE FIRST AMENDMENT INTO A WAR ON POLITICAL CORRECTNESS ….HIS OWN DOG & PONY SHOW….HE NEEDS TO READ WHAT THE FIRST AMENDMENT SAYS…

    AMENDMENT I….
    Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people to peaceably assemble, and to petition the Government for a redress of grievances.

  96. NO E TOLLE…..TOO BIG TOO FAIL ARE ATTACKING OUR CONSTITUTIONAL REPUBLIC……TBTF ARE NOT FOLLOWING THE RULE OF LAW IN THE U.S., THEEFORE TBTF ARE FOREIGN IMPOSTERS….FICTITIOUS PERSONS…..

  97. This is what Barry Ritholtz had to say about trolls like assvent:

    Therein lay the problem: A small group of trolls somehow confuse these sites for a town square. It is not. This blog is not a forum where I am obligated to give equal time to every crackpot conspiracy theorist, birther or intellectually lazy wanker out there. To be blunt, I don’t give a flying fuck at a rolling donut about these jackhole’s opinions. These folk need to rapidly disabuse themselves from believing other people’s blog’s are an open invitation for whatever ignorance or ill thought out nonsense they are peddling.

    The trick, according to cognitive psychologists, is to undercut logical arguments by appealing to emotions. According to academic research, this takes advantage of the way the brain works. Emotions come to the forefront faster than “rational” thoughts. Daniel Kahnman divides the cognitive processes as either “thinking fast” (Emotions) versus “thinking slow” (Logic). Scathing, emotional, negative, knee jerk comments can actually nullify intelligent, coherent, logical, sourced, data driven arguments through this technique.

    Therefore, consider this a warning not to waste your time: I do not care about the output of your cognitive biases, I am disinterested in the myths you cherish, I care little for the mass media rumors that influence you, or the heuristics you believe in. I especially detest the unsupported, commonly believed narratives that you constantly use in the artificial construct you erroneously call reality.

    Thus, I have reached the conclusion that I will no longer tolerate this. To this small group of trolls and asshats, the the 0.0037%: EFFECTIVELY IMMEDIATELY, YOUR COMMENTS WILL NO LONGER BE PUBLISHED HERE.

    Phrased differently, if I take the time and the energy to construct a coherent, sourced, logical argument that follows the rules of the art of discourse, I no longer feel obligated to post the comments of those who refuse to follow the same said rules.

    The rest of the readership will not notice any changes. Indeed, the vast majority of the people who do comment should not notice a change either. (Their comments will still be approved)

    But the assclowns will. I am aware some of them will scream censorship, and to you folks, I state: GYOFB. Nothing is preventing you from blogging on your own. I mean nothing other than your own laziness, lack of original thought and poor work ethic. Start your own blog, tediously build it into something filled with whatever sort of BenSteinery you care to vomit onto the page . . . Just do not expect to see it published here.

    While you are free to start your own blog where you may express your unrecognized genius fully, you have precisely zero right to comment here. Going forward, your comments will be deleted with extreme prejudice. (To repeat myself, GYOFB).

    Let’s hope Neil reads this and acts in like kind.

  98. You are a foreign imposter as well E TOLLE…..This is not a religious battle I am waging here. This is a war on our Constitutional Republic by this foreign privately held Corp of robbers & imposters AKA TOO BIG TO FAIL…… Religion was used as disguise for these imposters just like banking and Government but TBTF ARE NONE OF THOSE…..This nation was founded on good fundamental moral principles and values …….. The creator is at our core, as we are ONE NATION UNDER ONE GOD. not this TBTF EVIL GOD THEY MADE WITHOUT OUR KNOWLEDGE OR CONSENT………

  99. THE FOREIGN OWNED & OPERATED TBTF CORP, WHO ARE NOT THE GOVERNMENT(S) FULLY INTEND TO DESTROY THE AMERICAN WAY OF TRUTH, LIBERTY, JUSTICE, FREEDOM & INDEPENDENCE….. AKA OUR CONSTITUTIONAL REPUBLIC UNDER THE GUISE OF THESE GOVERNMENT(S) HAVE ALWAYS EXISTED….THEIR HOPE IS WE WILL BELIEVE THEIR TBTF BIG LIE & THE CHANGE THEY BELIEVE IN IS TOTALITARIANISM ……..THEY WANT US TO MOVE FORWARD & THEY PRAY WE DON’T NOTICE THEY ARE NOT OUR GOVERNMENT BUT ARE IN FACT A ROGUE GROUP OF IMPOSTERS…WHO WANT TO INSTALL A TOTALITARIAN DICTATORSHIP…….TBTF ARE A BIG LIE…A SHAM AND A FRAUD…

  100. @ Poppy, I have no idea why you directed your “$.02” to me, as I’ve never refuted anything in your thesis. I have, however, repeatedly blasted the idiot that is posting incessantly, and by that slap, those who defend such nonsense.

    To state that it’s OK for someone to hijack a blog for whatever reason, i.e. some of what the idiot says is true…..free speech…..everyone has a right to post….all of these reasons are totally bogus, actually falling more into the total bullshit category than under the bogus heading.

    What we’re witnessing here is a deliberate attack on Neil’s site by TPTB under the guise of someone who proclaims to know the truth, and yet simply continues to chase valid, intelligent posters away from discourse. Anyone not realizing that this poster is a shill has their head in the sands, or in an even darker, more odoriferous place. It’s widely known that this is how they operate….it’s a perfect script from the playbook of shills, and the very same PTB that you just now wrote about, for some reason addressed to me, how THEY are “creating their own wealth” etc., etc., it’s all the same enemy that this shill works for.

    Look at stripes diatribe on the last post by Neil, this directed at a new poster going by the name Marilyn:

    “Just all sweet & innocent right marilyn…?….. NOT….They sent you out to attack me with a two year old script…..? HA….HOW UNDIGNIFIED, RIGHT..? That’s just like them so here is what i would do If god forbid, I were you, I would demand a better script and better pay”

    Notice that this idiot stripes is referencing the scripts that these shills use, supplied to them by their handlers. This is exactly why everything the moron posts, sometimes lengthy comments posted within the very same minute, are simply cut and pasted from scripts that this moron is supplied. The sooner that everyone here understands that simple fact and stops agreeing with this clown the better.

    Remember this, LL is a private blog. This moron has no “right” to post here, save for whatever rights Neil bestows. It’s way passed time for Neil to put a stop to this nonsense, as there will be absolutely nothing left of his blog after each and every valid knowledgeable contributor has been chased off. And don’t think for a minute that this isn’t the game plan of the moron posting over and over again, all the while attacking each and everyone who attempts to post, in reverse calling them shills….yet another script right out of the shill playbook.

    Don’t take my word for it, read the discussion going on over at NC as we type. Yves Smith is trying to get a handle on the ever present, even ramping up shill attack….Barry Ritholtz is threatening to cease comments on his blog. This is a universal problem, one which emanates entirely from the disinformation circles paid for by the elite.

    Bottom line is, short of Neil Garfield stepping up and defending his blog by deleting this moron’s posts and posting abilities….it would be wise for everyone to understand that the very people that the idiot posting here claims to be waging a religious battle against here on LL are actually his/her benefactors, and this character earns a living by driving off sane comment and rational discussion. It would be a service to everyone here who cares about foreclosure defense and discourse to understand these facts. Stop defending this idiot. This idiot is the enemy.

    [Link to Yves Smith’s discussion on trolls here

  101. This is precisely why the founders gave us a Constitution and a Bill of Rights so that no power would be superior to the power of the people and the framers gave no special powers to the Federal Government. TBTF ARE OUR FOREIGN ENEMIES DISGUISED AS THE GOVERNMENT(S). TBTF ARE NOT THE GOVERNMENT(S)…..TBTF ARE A PRIVATE CABAL OF FOREIGN IMPOSTERS WHO HAVE INFILTRATED EVERYTHING. YOU WILL KNOW THEM BY THEIR ARROGANT, BOASTFUL DEMEANOR……THEY HATE EVERYONE….BUT MOST OF ALL THEY HATE OUR LIBERTY, JUSTICE AND THE AMERICAN WAY…..THEY ARE SECRETIVE, LIARS & DECEIVERS OF MANKIND.

  102. No American upon the discovery of this TBTF fraud…..this cabal of private foreign bankster crooks posing as the Government(s) should send them another dime and should sue these TBTF FOREIGN IMPOSTER CROOKS..What they really want is Totalitarianism under the guise of TBTF ARE THE GOVERNMENT(S)…….THEY ARE ABSOLUTELY NOT THE GOVERNMENTS OF THIS LAND. THAT IS WHY EVERYTHING THEY ARE DOING IS UNCONSTITUTIONAL & ILLEGAL. TBTF… ARE IMPOSTERS; FICTITIOUS PERSONS UNDER ALL OF THE LAWS OF THIS LAND.

  103. TBTF are posing as a Government but, they are NOT a Government. They are a private banking cabal of foreign imposter thieves who have infiltrated both governments and want to fraudulently induce totalitarianism under the guise they are the Government(s). They are not the Government(s). That is why everything they are doing is unconstitutional and illegal.

  104. Every American should stop using their credit. Everytime WE USE the credit of the TBTF foregn imposter crooks WE ARE allowing them to ROB US and POCKET OUR PAYMENTS and put every American deeper into their fraudulently induced poor house.

  105. The greedy TBTF FED CORP are fraudclosing, STEALING, as a third party under the guise of the Federal Government but they are NOT A GOVERNMENT. How do we know this…. ? THEY ARE NOT FOLLOWING THE RULE OF LAW OR THE RULES OF CIVIL PROCEDURE REGARDING FORECLOSURE……..WHY?…They are a cabal of foreign imposters and crooks who have intentionally destroyed the value of everything we paid for upfront and worked for our entire lives without our knowledge or consent. THE U.S. IS UNDER ATTACK FROM WITHIN BY FOREIGN IMPOSTERS WHO HATE US & HATE OUR CONSTITUTIONAL REPUBLIC……THEY HATE OUR LIBERTY, FREDOM & INDEPENDENCE. NO ONE SHOULD BE COOPERATING OR PAYING THESE CROOKS AND WE SHOULD BE SUING THIS SO CALLED TBTF CORP AND DEMANDING THESE ROBBERBARON POLITICIAN CROOKS RESIGN IMMEDIATELY.

  106. Neidermeyer….These arrogant TBTF crooks need to be exposed for what they have done to the American people. It is disgraceful. They stole our birth certificates and our signatures and turned every American into paper and electronic chattle in order to rob us and destroy our wealth via their wrecking crew on WALL STREET without our knowledge or consent. That was not only criminal but it was inhuman.

    They are slowly destroying the dignity of the American people as a result and it is intentional. I see this everyday, and I will not shut up about it.

    It is a disgrace and it is inexcusable by anyones standards to see the American people who pay for everything in this country and worked hard their entire lives be treated as second class citizens by these crooks.

  107. John says ..”No one should sign a “MERS” mortgage ever again” I Agree! The Majic Question is …. how do you get out of one?

  108. @ E ToLLe

    The house payments are going to the Federal Government…the Fannie and Freddie project claim to own all the loans, when in fact they only have possession of notes, paid-in-full and are using debt collectors, disguised as lawyers…to collect.

    If you compare any other court hearing, motion or pleading of different venues, the judge would be adamant about procedure and lawful evidence presented to the court.This is not the case with foreclosure and everyone here can see that.The lies and deceit within the judicial system is blatant and the intent is to take real property, not just for money, but control.

    The cases being presented to the courts are “legally” correct in venue and jurisdiction, presented properly and are VALID claims against the debt collectors, banks and insurers, whichever the case may be. Whatever place we began at, it is now our own Government, who is taking the payments for our mortgage to “sustain” the unsustainable, which is the debt our legislators have “created” to sustain their own wealth and power over the citizens of this country. Last time I checked they called this behavior: SLAVERY!

    My $.02

  109. http://erecordkingcounty.com/e-recording/

    Guess they might as well – all they’ve got now is some really good
    hard COPIES of digital notes- and it’s mostly working out just fine – for THEM. .
    Next up: full-blown e-documents. Guess who’s quietly been leading the charge for years? It makes me sick. First they get away with helping destroy the economy and millions of people’s lives and now instead of being prosecuted, looks like you-know-who is going to make another gazillion on the e-documents.
    No one should sign a “MERS” mortgage ever again.

  110. NG ,

    Please stop the freakshow , block his IP PLEASE. Thousands of irrelevant abusives posts must be enough to warrant that.

  111. Off topic — MUST READ for California:
    PAY ATTENTION TO DISSENTING OPINION

    Quiet Title Ruling Filed 2/14/13 Maconick v. Chase Home Finance

    http://www.courts.ca.gov/opinions/nonpub/B239093.PDF

  112. It is obvious you are clinically insane Christine.

    I completely believe all of the people put in place to destroy America would be diagnosed clinically insane sociopaths if not full blown mentally deranged psychopaths.

    They obviously had strange upbringings or were somehow abused and felt very downtrodden, neglected, unloved or unwanted. They are looking for someone to blame for being made to feel undignified and are blaming the wrong people. They are blaming society for their mistreatment when it was the top of the pyramid all along. These severely mentally abused types are just the type of people this evil loves to recruit and indoctrinate into their ranks. They are all severely brain damaged people haters. They hate everyone but mostly they just love to see other people suffer. It makes them feel powerful and dignified by taking away other peoples dignity.

    Take hospice as one example. Very undignified and evil.

    Food Stamps, no healthcare, communized healthcare, joblessness, losing your home, business, everything you worked for your whole life. Poor education, no money for necessities, savings depleted by the greedy socialist/communist system, ignoring others suffering, bragging America is the richest nation in the world and TBTF ÁRE DOING FÁNTASTIC while millions of people have no way to seek gainful employment and are feeding their families out of food pantries to pay a failed mortgage. Losing your business means no way to feed your family if you can’t find employment. COMPLETELY UNDIGNIFIED…..people kill themselves or each other over these things. Families get destroyed. .

    When people lose their dignity, they lose it. Only those who hate mankind would want to see so much undignified suffering.

    The people running this country from outside and in are deranged psychopaths.

  113. The one home worth fighting for. Everything else is distraction.

  114. This rogue agency,,, The Federal Reserve Bankster Corp, who I refuse to any longer even dignify it, by calling it a Government, it is a foreign controlled and operated tyrannical dictatorship of psychopaths. Their psychosis has traumatized millions of Americans. These control freaks have been on a tare against the American people for decades but, over the last 11 years it has been absolutely horrific. The fraud, deaths, illnesses, fraudulently induced poverty and destruction of our lives, property and families by these crooks has caused more damage to US than the first two wars and manufactured depression every did. The first manufactured mess was no where near this level of psychological warfare and damage. There was no 24/7 media & news cycle brainwashing the people. People weren’t nearly as dependent on these tyrants back then. This tyranny wasn’t nearly this giant and interlocked into peoples psyche’s. People did fine without dining out, credit, banks, banking and massive utility companies. We, as a nation have allowed the Red Dragon of Communism, that has now become the massive FED BEAST OF TOTALITARIANISM STEAL OUR DIGNITY AND THAT SHOULD BE ACCEPTABLE BY NO AMERICAN.

  115. The only things wrong with this country are people keep believing the liars and there lies. Continuing to believe anyone associated with this Foregn govt Corp of crooks and imposters that is not our own is an illness.

  116. You are a hypocrite and a liar Christine. Case closed….? Highly doubtful evil will give up that easy ….. but I do have faith.

  117. I have no doubts there is a spiritual realm that interacts with this world. I know there is a force for good and a force for evil…call the force for good what you wish but I call it all powerful & that power only intervenes in times such as these. Free will is a gift and we all need to use it. The higher knowledge is there if you seek it. Evil wants us to believe it doesn’t exist.

  118. And so, I went back to the previous page everyone had long turned. Lo and behold, the deranged shill posted another 4 (or 5) times today, to further fight publicly her own demons no one is disputing her.

    A perfect case study for a psychiatrist. A good sociological study of what’s wrong with this country. Now I know why Garfield is keeping her on: I would if I were an attorney pressed to document the extent of my client’s mental distress.

    Case closed.

  119. Face it Christine….You can’t win an argument with facts. If I didn’t have faith, I would have given up a long time ago. By your cold hearted views, you must have a very empty life. The best things in life seem to escape you. I feel sorry for you. Your only happiness seems to come from making others believe lies. That is just sad.

  120. “At least I am honest about my beliefs.”

    No. You’re not. Honesty is having the guts to say: “I want to believe in that Gawd (creator) thing. I want to believe in that Bible and feel good about it. But somewhere, i have my doubts, hence my fears. Therefore, I shall not impose it on you.”

    You disbelieve but you want everybody to do your believing for you and subscribe to your failed beliefs.

    That’s dictatorship at its best. That stupid all-caps bullying and stealing of someone else’s time, network and attention is a sad, pitiful attempt at controlling others. Pathetic. You believe in nothing but your own fear and demons. Keep them. No one else wants them. Or… stay as you are and pay the price. Your choice.

  121. http://www.thedailysheeple.com/retail-apocalypse-why-are-major-retail-chains-all-over-america-collapsing_022013

    Retail Apocalypse: Why Are Major Retail Chains All Over America Collapsing?

    Michael Snyder
    The Economic Collapse
    February 17th, 2013
    Reader Views: 3,812
    Comments (12)

    Why-Are-Major-Retail-Chains-All-Over-America-Collapsing-300x210If the economy is improving, then why are many of the largest retail chains in America closing hundreds of stores? When I was growing up, Sears, J.C. Penney, Best Buy and RadioShack were all considered to be unstoppable retail powerhouses. But now it is being projected that all of them will close hundreds of stores before the end of 2013. Even Wal-Mart is running into problems. A recent internal Wal-Mart memo that was leaked to Bloomberg described February sales as a “total disaster”. So why is this happening? Why are major retail chains all over America collapsing? Is the “retail apocalypse” upon us? Well, the truth is that this is just another sign that the U.S. economy is falling apart right in front of our eyes. Incomes are declining, taxes are going up, government dependence is at an all-time high, and according to the Bureau of Labor Statistics the percentage of the U.S. labor force that is employed has been steadily falling since 2006. The top 10% of all income earners in the U.S. are still doing very well, but most U.S. consumers are either flat broke or are drowning in debt. The large disposable incomes that the big retail chains have depended upon in the past simply are not there anymore. So retail chains all over the United States are now closing up unprofitable stores. This is especially true in low income areas.

    When you step back and take a look at the bigger picture, the rapid decline of some of our largest retail chains really is stunning.

    It is happening already in some areas, but soon half empty malls and boarded up storefronts will litter the landscapes of cities all over America.

    Just check out some of these store closing numbers for 2013. These numbers are from a recent Yahoo Finance article…

    Best Buy

    Forecast store closings: 200 to 250

    Sears Holding Corp.

    Forecast store closings: Kmart 175 to 225, Sears 100 to 125

    J.C. Penney

    Forecast store closings: 300 to 350

    Office Depot

    Forecast store closings: 125 to 150

    Barnes & Noble

    Forecast store closings: 190 to 240, per company comments

    Gamestop

    Forecast store closings: 500 to 600

    OfficeMax

    Forecast store closings: 150 to 175

    RadioShack

    Forecast store closings: 450 to 550

    The RadioShack in a nearby town just closed up where I live. This is all happening so fast that it is hard to believe.

    But the truth is that those store closings are not the entire story. When you dig deeper you find a lot more retailers that are in trouble.

    For example, Blockbuster recently announced that this year they will be closing about 300 stores and eliminating about 3,000 jobs.

    Toy manufacturer Hasbro recently announced that they will be reducing the size of their workforce by about 10 percent.

    Even Wal-Mart is going through a tough stretch right now. According to documents that were leaked to Bloomberg, Wal-Mart is having an absolutely disastrous February…

    Aloha, Virginia
    Check-out http://www.deadlyclear.com

  122. The hypocrites are all working for the Foreign controlled & operated Govt Corp….. the Globalist politicians & their criminal friends who say they believe in the Constitution and God and lie through their teeth and are held accountable for nothing they do wrong. Just like the Vatican.

  123. At least I am honest about my beliefs. The American people did nothing wrong or immoral to get here. We were just too trusting.

  124. The U.S. CONSTITUTION WAS WRITTEN WITH A FUNDAMENTAL BELIEF IN A CREATOR…..A FORCE FOR GOOD TO COMBAT EVIL. America is for the most part, a moral and God fearing nation.

    Atheists want to believe there is no accountability for immoral behavior. They want to have their cake & eat it to….The believe they are their own gods.

    Satan worshippers want people to believe they don’t exist & hide in the shadows.

    The result of immoral people running the world is why we are all living in their manufactured hell on earth.

  125. Think. Typo.

  126. “They are never going to disclose the truth…”

    Gotta love those people who keep shoving their Gawd down your throat all the time but don’t believe in him themselves.

    Isn’t that the definition of hypocrisy? Meanwhile, we, who don’t give a shit about that Gawd thing and have good, solid common sense, don’t run around scared or doubtful, trying to terrify everybody else. Let’s hear it for agnostics who fight and don’t shove anything into anyone throat!

    “Theists are afraid that people will thing for themselves. Atheists are afraid… they won’t.”

  127. Stripes is an Israeli Paid SHILL….here to disrupt.

  128. Prepare for alot of evil ….Secrets of the Founding Fathers is airing on the History Channel 2…….They tell the tale of how Freemasonry is based on a 600 year old mystery religion…. They go further and say the number 13 has great significance to the freemasons & their occult world. The truth is, the Creator is all powerful. The true meaning of the number 13 is greatly misconstrued by this evil. Fear is all they know.

  129. I say federal reserve bankster drones make for good target practice…we can have a national skeet shoot on FED drones.

  130. I read about bug drones a while ago. FOX BUSINESS reporting the United Arab Emirates wants U.S. DRONES. They are making the Creator really angry by trying to playing God. That is why we better reject evil….like OBAMACARE and demand affordable private healthcare coverage. OBAMACARE is a coup our privacy, our infrastructure by the Federal Reserve Bank owners and their criminal investor friends around the globe. I believe in the prophets….we were told to watch for the signs and heed the warnings and we would be instructed what to do. I have faith in using our gift of free will and good will prevail.

  131. AND PEOPLE THINK GUNS WILL PROTECT THEM FROM TYRANNY! ONLY BURGULARS!
    http://videos.designworldonline.com/video/Air-Force-Bugbots

  132. They are never going to disclose the truth….. What they are really hiding….and who they are really work for. It is a very different and evil entity from what it appears.

  133. Best Coast to Coast ever… Foreclosures are really the least of our problems. Disclosure is upon us!

  134. Correct error…..sticky keys issue again…mwahaha…..People did not know how brainwashed and stupid they were.

  135. Happily stupid has more or less been the status quo in America because people did not now how brainwashed and stupid they were. However, to continue that behavior when you know of the fraud & lies is unacceptable in a free & open society.

  136. The evil inside of the Catholic church is being exposed and purged. That was necessary to restore the fundamental values of the churches founding principles. The truth is, this evil has infiltrated every religion and everything. Evil is speaking from all of the pulpits trying to disguise itself. The foundation, the true faith in one Creator remains with the faithful. The faithful are the proof of the Catholic Churches good works. The bad fruits do not come from within the sanctity of the church.

  137. …blissful ignorance… oxymoron.

  138. We have been sneak attacked and infiltrated by evil. Myself and many others saw it coming. Being ignorant to these things is not helpful to anyone. There is no longer any such thing as blissful ignorance. When you know your freedom & liberty are under attack you best not ignore it. That is equally as cowardly & treachorous as what the lying politicians & the media are doing. You can’t turn a blind eye to this when you get the call it means one thing, this is urgent….

  139. The catholic church is imploding… so is the paid shill.

  140. Vatican mocking charity… as usual. So, anyway: “less than” exists only as a minus (or a debt of sort). In the end, it still is the zero and the infinite. A big nothing, without any value or worth. Some zombie posing as a human. Inother words, some… thing that never really existed and will never exist. A big nothing.

    The interesting thing is, though… zombies appear to breed. Like rats. How is that possible?

  141. If you two had a proper upbringing, you would not be working for evil. The Catholic church is not all bad and is foundationally solid. However, alot of the bricks and mortar are wrecked and need to be renewed. This is the story in America today.

  142. Christine….. There are one of two things at play with you….you either have a closed mind or want to close minds….AKA….move forward…I believe it’s the latter of the two. I believe you know full well believing in what you cannot see is the key to this. Being scaaaared to face the devil in disguise is the real problem in America….see no evil, hear no evil, speak no evil gets you nothing good.

  143. “If you were paying attention in church you saw there was a good v evil war going on inside of there.” Our parents didn’t hate us like yours did. They would never have sent us anywhere susceptible to hurt our source energy and galactic consciousness.

    Right E. ToLLe?

  144. “Is there any possibility that you could prove yourself to be less intelligent?” If something doesn’t exist at all, if there exists none of it whatsoever, can there be any less of it?

    Where i come from, we call that “The zero and the infinite…”

  145. Too funny

  146. “Do we really need a filthy tar sand pipeline when we have a thousand years or more worth of oil….? People are sorely uneducated.”

    Stripes, that’s not a radical view at all, we do and are starting to produce oil in this country in the Dakotas. more than the 1930 Boon, It’s already cast in stone that Obama will get credit for it, but while we enjoy a rise in employment and “maybe” lower gas prices, not likely they’ll keep them high for purposes of national debt, but we know won’t be applied that way. What will in all likelihood happen is that from 1933 on Roosevelt enacted all the FDIC and countless Fed programs while everyone was working there way into prosperity, Obama is going to have a field day in 2015 when it all begins, if he can’t serve a third term, based on the Oil companies production, look for his wife to run. It’s so transparent but we’re outvoted by the uneducated by the main stream media.

  147. Do we really need a filthy tar sand pipeline when we have a thousand years or more worth of oil….? People are sorely uneducated.

    While thousands of protesters march against the tar sands pipeline, the bank owners continue to destroy the economy:

    Wells Fargo Rep on FOX BUSINESS saying Bernankes policies are debauching the dollar and he could cause a global currency war.

  148. If you were paying attention in church you saw there was a good v evil war going on inside of there. Just like what is going on out here.

  149. Exalted an enlightened are not the same things duchess. You evil doers are the only ones who worship demons and think you are gods. Enlightened means you can see through the evil facade. The Catholic church warned us about the darkside if you were paying attention.

  150. 4closurefraud warning renters beware, they could get thrown out. I could have told them that. That story reminds me of when I was first married and we were renting an apartment. The landlord was pocketing the rent money and not paying the mortgage & everyone had to leave. Precisely what the banks have been doing with our payments for decades. Of course, at the time we were brainwashed and thought the landlord was the immoral one….OBVIOUSLY NOT…..

  151. So….you’re an exalted being? Wow…I’ve never actually spoken to a fully enlightened human being….only read about them. Somehow, I always imagined a perfect soul would have better grammar and make sense on occasion. I also envisioned a perfected soul as being less dick-headed. My bad.

  152. e trolle…..You mistake enlightenment with ignorance. Deceivers twist the meanings of words and flip things around for nefarious purposes. I can see through the facade and see the true meanings. For example, for you evill doers, illumined means you know the truth but you choose to bring the darkness. I hope to turn that meaning on its head.

  153. If you get it, you know what to look for. Look for the key words and symbols. Key words…..one….roundtable…….symbol ……demonic spirit on its face.

  154. Never trust open round table discussions. Those round table talks are open to no one.

    Is there any possibility that you could prove yourself to be less intelligent?

  155. Disclosure is upon us, whether or not governments take part in it. Can’t wait for Dr. Steven Greer’s movie Sirius to come out. And Keshe Foundations keeps on giving away its patented technologies. It’s all good and it’s close at hand.

  156. Stripes, you radical views are certainly based on real evidence. But you know we have to walk the blind arm in arm to get them to where they need to be, how do we do that.

  157. Never trust open round table discussions. They are facades .Those round tablectalks are open to no one but secret societies who don’t care about anyone but themselves.

  158. Evil is a clever seducer. It is always disguised as the right or moral thing. It is neither.

  159. Please don’t knock yourselves out on the way out. You liars truly aren’t wanted here.

  160. The truth is….. there are things in life money can’t buy. The truth is one of those things. The lying shills are owned, bought and paid for by a secret allegiance to this evil. My only allegiance is to the truth and the truth only comes from the one place that evil fears to roam. Evil knows not to dare try to enter it. The only thing evil fears is the truth and the truth only comes from the Creator.

  161. Yes this evil is sinister, diabolical and maniacal and is not always obvious. It starts out subtle. It’s chaos is controlled by it’s kind appearance but it’s fraud is apparent on it’s face. You will know it by its evil works such as one peoples trust….loan mods, refis…foreclosures ….they will tell you this evil is too powerful and you can’t win or they can or can’t help you or you should ignore it. They are weak and controlled by their own weaknesses, whatever those weaknesses may be. Therefore, only you can save yourself by knowing the truth is you never signed or agreed to a contract with this evil. You are then not believing them & then you are rejecting them by not believing what you are beng told by them. Like you signed a contract with this evil or you owe this evil any money in any forms of excess by paying homage to an unsustainable mortgage, excessive gas food and utility bill prices, you must have their brand of healthcare, pay them insurance money that protects them and not you, excessive union dues, tax money, you owe it your property, or a misheld belief that you owe any allegiance to them or it. Any form of excess payment to it or cooperation with it upon discovery of it, makes it believe you are in acceptance of it by paying consideration to it. Reject it.

  162. Yep. Definitely two different shills at least on Livinglies. Paid shills nevertheless.

  163. Allow me to clarify, a dark force in the spiritual realm is operating black ops on earth. This dark force is full of hatred for anything good in the world. Primarily it hates freedom & independence …… therefore it needs to force a fraudulenty induced contract. The Creators algorithm of love and unity are the most powerful forces on the planet. They always have been and always will be. Evil counterfeits and forges what we should be united in which is love for all the Creators creations and not hate. We can hate what evil does and that is what needs to be exposed & destroyed.

  164. The shenanigans are only coming from one place and that place is hell. You trolls are all in the witches coven it is not magical but is the epitome of evil. There is no valid reason why these horrors continue to unfold except that the people fail to recognize what this evil is because their minds are closed to the possibility that a spiritual realm truly is operating black ops on earth.

  165. E. ToLLe,

    Actually, resetting the algorithm can be done either way. Goggling “foreclosure defense” still yields pages and pages of Livinglies. i wouldn’t worry too much about any perceived power of the shills. They have none and plenty of people have their ID. Karma is a bitch. It will come back to bite them. And you and I will celebrate.

  166. I nailed it and you trolls are grasping for straws. Thankfully there are some illumined ones left who were not tainted by this evil. It is incredibly humbling when you are shown the light by the Creator. Certainly everyone will not see the light, but thankfully many will, and realize who is the bearer of this fraudulently induced contract with this evil and will reject it. When you are fraudulently induced to accept a contract from this evil, you are never really a party to it and upon discovery of the fraud, you must reject it and all of its evil works. You must throw it out and never let it back in. Golom is only one of the many demons at play here.

  167. E. ToLLe,

    Glad we are on the same page. That shill thing tells me that the “cabal” (or whatever it is called nowadays) is running desperate. For a very, very long time, things were kept very much occult. It seems that the people behind it have become sloppy, careless and either very scared or very arrogant (I tend to thing it would be fear).

    it has become that much easier to spot their shenanigans. Up to us to systematically point it out. Neil may feel that he doesn’t have to do anything. Doesn’t stop us from speaking up.

  168. There’s no doubt it’s a shill. It wrote:

    “These agents of evil and all of their evil agencies need a good hard slap right in their arrogant faces.”

    If I could only reach through my PC, I’d jerk a knot in its tail that would make it nigh impossible for it to sit at a monitor without writhing in pain.

    Of course it’s a shill. No one could possibly believe that anyone would care to hear the most insane drivel over and over again. As I’ve said, she’s resetting the algorithm of Neil’s site. And it’s working.

    It’s just too bad Neil doesn’t care enough to take action. This isn’t about free speech. It’s about being overtaken by the bad guys. It’s happening all over the internet. The “evil ones” that idiot writes about over and over again are who pays its bills. Gollum! GOLLUM!

    And don’t think for a minute that all these other folks who have suddenly shown up congratulating the moron for what she’s posting are real either. “A lot of what she says is so true!” Yes, Virginia, so true. But who needs to hear incessantly some jerks thoughts on how we should all be suing the Fed? Exactly where is that going to get anyone, eh? Go ahead moron, sue the Fed. Then come back here and tell us how that went, K?

  169. To all,

    Notice the confirmation that indeed, we are dealing with, at least, two shills posting under the “Stripes” moniker. The content is fairly similar, with references to “evil” but notice that Gawd is referred to as “the Creator”. Also, the last three posts are written in full sentences, with no use of caps, more restraint in the use of inflammatory and senseless cliches, somewhat better articulated and it would appear to be a tad less confused, with no mention of TV programs. I pointed to that same phenomenon a few times before.

    It is safe to conclude that, as E. ToLLe first hinted to it, they do take turns in order to cover any 24-hour period. The most deranged one called it a night. I would also take it as evidence that, indeed, we are dealing with paid shills. Pathetic and obvious. A poor reflection on a once-great country. No wonder it has gone down the toilet: bad behavior and stupidity get rewarded.

    Enjoy the money while it keeps coming, shill. Like everything else, it will stop at some point. And you do know that nothing is secret, right? It’s gonna be pretty damn hard to justify that lucrative activity when things start closing in on them… and they will.

    “Give someone enough rope and, eventually, he will hang himself.”

  170. All wars, hunger, poverty and strife comes from one place, the bowels of hell. These agents of evil and all of their evil agencies need a good hard slap right in their arrogant faces. They thought there were no moral values left in America and they were dead wrong. They have underestimated our belief system tremendously.

    There is even a moral code among convicts when it comes this level of evil. They have truly crossed the moral line in America and around the globe and shameless is the correct word for the completely immoral and abhorent behavior of this evil. It comes in many forms but is always apparent on its face when you know what to look for.

  171. Look at the picture of the one true evil displayed on that one evil trust video Christine posted below. These people worship evil. When we do not expose the deceit and reject evil and all of its evil fixes we allow it. The same goes for the judiciary and all branches and tranches of this evil. Don’t tell them what they are doing is unconstitutional & illegal. Tell them it is evil and is not of this world. Then the evil power that compels them will have no choice but to retreat into its evil lair.

  172. I cracked that code a long time ago. However, the next level of their evil code is beyond this realm and lies in the spiritual world. At the very top of the power structures of this planet lies an esoteric realm where people become drunk with the power of the evil that directs them. They use the methods of deceit and illogic to control. Their weakness is upon discovery of their crimes against the innocent because their ill seeded logic is based solely upon their hatred of the Creator and his creations. This evil is jealous of the Creator and wants us to believe it is above the Creator and it wishes for all of mankind to believe this is true. This esoteric evil has to be exposed, denied and rejected at every level upon discovery of it, in order to destroy it and abolish it from the planet.

  173. The letters of debt dispute afforded by the FDCPA are important. Neil has a copy of one on Letters and Notices in his column on the left.

    http://www.dailyfinance.com/2011/04/01/court-busted-securitization-prevents-foreclosure/

  174. THE ENTIRE FEDERAL RESERVE FINANCIAL SYSTEM, THEIR TBTF CORP IS & ALWAY WAS THE MICROCHIPPED MARK OF THE BEAST…..

    They have been slowly sneaking it in over the decades.

    The red dragon of Complete Communism has been being disguised in many ways in America. As a result of those many criminal deceptions, the beast of totalitarianism is now on our doorsteps….staring US down and sizing US up deciding if we will willingly accept forced totalitarianism in place of our Original Constitutional Republic.

    The TRUTH HAS BEEN REVEALED ABOUT THIS EVIL PLAN ….THEEFORE THE TIME IS NOW…. to reject totalitarianism and all of its evil works and sue the red dragon & the beast……AKA THE FEDERAL RESERVE BANKSTERS…AND ABOLISH THEM & RESTORE OUR ORIGINAL CONSTITUTIONAL REPUBLIC & OUR OWN CURRENCY….U.S. BANK NOTES..

  175. The UCC code has been cracked and turned against TPTB. Learn about it and use it to your advantage.

  176. They are all being exposed and caught up with. For the latest on the black nobility scam to overthrow our Constitutional Republic go here… http://www.fourwinds10.net/

  177. The AG, the DOJ, the politicians, the judiciary, all branches are a rogue Government AKA THE FEDERAL RESERVE BANK OWNERS who are complete communist control freaks trying to create TOTALITARIANISM ON U.S. SOIL and overthrow our FREEDOM & LIBERTY…..our original CONSTITUTIONAL REPUBLIC.

    They are AKA THE GLOBALISTS……who use innocent sounding names like GLOBALIZATION….& SECURITIZATION….CREDIT LENDING & INVESTING as secret code names for TOTALITARIANISM …..ONE WORLD GOVERNMENT …… IT IS COMPLETELY UNCONSTITUTIONAL & ILLEGAL. ALL OF THEIR SCAMS WERE DONE TO OVERTHROW OUR ORIGINAL CONSTITUTIONAL REPUBLIC. THIS SCAM ALL BEGAN WITH THE FRAUDULENT INDUCEMENT OF THE U.N/IMF/FEDERAL RESERVE BANK…..AKA THE COMMUNIST GLOBALIST CONTROL FREAKS WHO OWN THE FEDERAL RESERVE BANK……The European black nobility and all of their European counterparts have joined forces with all of our foreign enemies at home and around the globe AKA THE SHAREHOLDERS, INVESTORS & DIRECTORS OF THE TBTF GOVT CORP…

  178. Bank of America was always the Bank of Italy. Foreign nationals, via the FEDERAL RESERVE BANK, have hijacked America under the guise of American names you believed you could “trust” and credit & investment scamming. They have used those scams to rob and monopolize the U.S. with FRAUD & DECEPTIVE PRACTICES…..FELONIES……

    THESE DECEPTIVE PRACTICES INCLUDE COUNTERFEITING, FRAUD & FORGERY as their main modus operandi. These methods were employed to achieve their main goal of totalitarianism by the deliberate methods of MIND CONTROL & LACK OF EDUCATION of the American people by this ongoing, rogue foreign criminal enterprise know as the FED. This massive fraud by these foreign nationals, the bank owners AKA THE GLOBALISTS who are in fact, communist control freaks, has been occurring in our names, with copies of our birth certificates and copies of our unauthorized signatures without our knowedge or consent since the fraudulent inducement of the FED in 1914.

    Globalization is in fact, complete communism AKA TOTALITARIANISM by our foreign enemies both foreign & domestic. It is Hitler, Stalin and Musollini now re-named as Globalists.

  179. Keith Olbermann won’t go quietly. He is rumored to return to Current TV, now owned by Aljazeera…

  180. For those of use who are battling against the Bank that was once of America, the news from Gretchen Morgenson in the NY Times yesterday where she tells about the Fed letting BofA off of liabilities worth $7 billion for a mere $43 million is enough to make one’s blood boil. Not only is it seriously treasonous to delete $7 billion of future income to American taxpayers through this action, but to continue to aid and abet this criminal enterprise is the last straw in a series of too many last straws, enough to wrap to the moon and back. To my way of thinking, the camel’s back has snapped, and it’s high time we start rounding up this cast of characters and start doing some serious locking up and tossing the keys for their ongoing and endless crime spree. If the so-called Just-Us department won’t do it, then vigilante groups need to form, rounding up the bad guys with citizen’s arrests.

    My guess is that when this does come to pass, we’ll see why our local Mayberry police departments went from Sheriff Andy Taylor’s days to fortified paramilitary groups while we were all sleeping. The locked and loaded drones overhead will be a shock to the system, knowing that even people assembling to discuss government atrocities could cause drone strikes, as there’s no doubt in my mind that all of the military actions around the world have been proving grounds for what’s to come when their crime spree is finally revealed outright the populace en masse. An educated public is a dangerous public.

    The thought that my AG, DOJ, and the Fed not only sold us all down the river by ordaining massive fraudulent acts, one after another totaling in the millions of individual crimes, but to recapitalize this criminal syndicate, as in the case of BofA highlighted above, is an act directly aimed against the people of the US. I for one am in litigation against this particular fraudulent enterprise and consider the Fed’s actions to be a crime against me personally, as well as the rest of humanity. It’s way passed time for bankers to be swinging from lampposts. It’s time to add the politicians that enable their crime sprees as well. There are plenty enough lampposts to solve this problem.

    Another Great Sellout

  181. I was just reading about the $35 a crack fraudclosure scam. Karl shouldn’t be so shocked. He has to know these bank owners have hijacked this country and are operating foreign black ops on U.S. soil.

    What these bank owners are really doing is, they are stealing the dignity and class of the American people and WE THE PEOPLE are allowing it. Only WE THE PEOPLE can take it back by not paying these thieves and suing these FEDSTER crooks.

  182. Chrstine is a foreign imposter as well as that foreign controlled OPPT. Time to take our country back America and restore our Constitutional Republic. Stop paying these crooks and sue the FED America….!

  183. I agree Marilyn. Things have to change in the States. It really is screwed up how the Fed bank owners have hijacked US and are running this country. To even call them a Government is ridiculous. They are in reality, a rogue foreign dictatorship. These politicians turn my stomach how they all act like programmed robots. There is no leadership in our Constitutional Republic and that has to change. Everyone has to stop cooperating with these crooks and sue these imposters or America is going be the worst hell on earth anyone could ever imagine with these sick psychopaths running the world.

  184. To all those who still don’t believe in One People’s Public Trust.

    Google OPPT. It has gone absolutely viral worldwide. There are chapters in many US states and many different countries and people are starting to openly and publicly question governments, police’s, courts’ and banks’ authority. The solution is at hand. Grab it. Act on it.

    Why do you think OWS didn’t amount to as much as it should or could have? Everyone was very hopeful. It hardly made a dent. Why?

    Recuperation and detournement.

    “Recuperation, in the sociological sense, is the process by which politically radical ideas and images are twisted, co-opted, absorbed, defused, incorporated, annexed and commodified within media culture and bourgeois society, and thus become interpreted through a neutralized, innocuous or more socially conventional perspective.[1][2][3] More broadly, it may refer to the cultural appropriation of any subversive works or ideas by mainstream culture. It is the opposite of détournement, in which images and other cultural artifacts are appropriated from mainstream sources and repurposed with radical intentions.

    The concept in political philosophy of recuperation was first proposed by members of the Situationist International. The term conveys a negative connotation (so that an individual who recuperates may also be described as “selling out”) because recuperation generally bears the intentional consequence (whether perceived or not) of fundamentally altering the meanings behind radical ideas due to their appropriation or being co-opted into the dominant discourse.”

    Simplified definition from Wikipedia but it will have to do for right now.

    Become informed. Or… keep being fearful and wasting time and energy complaining and whining. You can be part of the problem or part of the solution. The ball is in your camp, individually and collectively.

    And shill… Have at it. The facts don’t lie. So whatever you write is only taking years of your life poisoning you and everything around you. it doesn’t affect anyone solidly entrenched in his convictions and acting on them. Disclosure is upon us whether you like it or nor and regardless how much banks pay you to poison other people’s websites.

    http://beforeitsnews.com/alternative/2013/02/list-of-all-oppt-websites-in-the-universe-probably-2568106.html

  185. Stripes…When I made that comment..It’s not what you know, it’s who you know….that was not meant for me or the people…I was talking of those in Tallahassee bedding down…it was the lobbyists and bankers who they know… that wrote what they wanted in this Bill87…I don’t believe for one minute that this Bill was the brain storm done by what (little) brains are in Tallahassee..it was the Bankers Assoc with the lobbyist coming up the rear after parking their Brinks truck…

  186. For a pretty good idea of how this evil works, go to this link where Jordan Maxwell gives a pretty good explanation.
    http://www.electronzio.com/

  187. The savers and those who never used credit are suffering the same fate as everyone else as a result of no one except for J.F.K ever exposing the real enemy and never standing up to the real evil…. our enemy is disguised as the bank owners. They are the main agents of evil and they are who we need to stop cooperating with. This evil wears many disguises and is hidden everywhere.

  188. Saving does no good when the bank owners can wipe out your wealth in one manufactured financial crisis.

  189. It is the bank owners who are no good. If you believe in good and cower against evil, you have no faith.

  190. It’s who you know has to change Marilyn. That mindset has been used to control the people for way too long. It’s time to stand up to the crooks because if we don’t, it will be totalitarianism, it will be unimaginably horrific and no one will want to live under that.

    My granparents, God rest their souls, used to hide bags of money all over the house and never trusted the banks. They did not realize WHO their real enemy was……so instead of working to destroy their real enemy and abolish it, they cooperated with it and worked for it and managed to squirrel away a bit of their hard Labor but in reality …they hid from their enemy and did not want to face their real enemy. The one true evil was never exposed to them as the agent & agency of all their fears. They believed the one true evil existed but, were afraid of it, and believed hard work and a belief in God would be enough to protect them from this evil. As a result, there is no longer any money or real wealth to hide. God gives us free will to protect ourselves but, when we fail to use it, bad things happen.

  191. These politicians are the face of evil. They call themselves a God fearing Constitutional Government while they defy the founding principles of our Constitutional Republic. They are a complete disgrace and they all should resign immediately and face the consequences of their crimes, fraud & treason against our Constitutional Republic.

    They are all well educated and are all faking ignorance about their TBTF criminal acts against the American people and our Constitutional Republic. These acts of aggression against US were all well planned and instituted. These crooks are in full control of their own controlled chaos and have been ever since their fraudulent inducements of the U.N., THE IMF & THE FEDERAL RESERVE BANK FINANCIAL SYSTEM of robbing the American people of everything in order to fraudulently control everything and everyone.

  192. Stripes…No trust in the banks has been around before the second world war…My Grandfather had a large farm and I heard as a child where he buried his money…and my father in law worked at Fords for 30 years and hid his money in large jars in a old chimney not being used…when he went back to Malta after retirement he took all his money…I my self have a bank account ONLY cause the Social Security mandated direct deposit…otherwise I need no bank….I taught my children to bank and save..I was the banker…and they earned ‘interest’..all on doing chores…to this day no one in my family saves what little they can in a bank…..And I also saw your comment on Baird & Warren. ( 2 peas in a pod..)…give them time to prove themselves…One thing I have noticed Marcy Kaptur, Baird and Warren have spoken on issues that no man has stood up for…Where are the men?..and what have they done for the people.? Are they chicken manure or what? When I say men I speak of those sitting on their duffs doing shit in Washington…AND our States Capitol in Florida…In Florida we have both sexes in bed…doing the same thing they are doing to the people in this state…say it like it is…it’s not what you know, it’s who you know…..

  193. This war for our souls began the day we were born. Many of the politicians are members of the occult world or don’t even know it because they are too immoral to realize it.

    E TOLLE….looks like the Creator called for the death penalty for all of you evil doing sheisters by revealing the truth about all of your evil plans.

    Upon hearing the good news I say good riddence & the hotter the better.

  194. THE TRUTH IS 70% OF OUR INCOME GOES TO INTEREST & ALL OF THE PAYMENTS THE TBTF GOVT CORP COLLECTS FROM ALL OF US IS 100% PROFIT BECAUSE THEY DON’T PAY FOR ANYTHING. NONE OF OUR PAYMENTS GO TO PRINCIPAL BECAUSE THE TBTF GOVT CORP NEVER PAYS BACK WHAT THEY BORROW FROM US….THEY ARE SUPREMACISTS ……THEY ARE THE ENTITLEMENT PEOPLE.

    OBAMACARE WILL TAX US TO 100% OF OUR INCOME & WE WILL THEN BE 100% OWNED SLAVES TO THEIR FRAUDULENTLY INDUCED DEBT…..ALL OF OUR INCOME WILL GO TOTUS TU THE FOREIGN CONTROLLED & OPERATED TBTF GOVT CORP……..THEN IT WILL BE THEIR HOLY GRAIL…TOTALITARIANISM TO THESE SHEISTERS…..THE COMPLETE AND POLAR OPPOSITE OF THE CREATORS PLAN FOR MANKIND TO BE FREE & INDEPENDENT ….

    MAKE NO MISTAKE ABOUT THE URGENCY OF THIS WAKE UP CALL…..IF WE ALLOW THEM TO GET AWAY WITH THEIR EVIL PLN…THERE WILL BE NO MORE FREE WILL IT WILL BE COMPLETE CONTROL BY THIS EVIL…..THIS EVIL IS…..THE MICROCHIPPED MARK OF THE BEAST ….. BECAUSE THE RED DRAGON OF COMMUNISM HAS SPREAD ITS ERRORS OF COMMUNISM ALL OF THE WORLD UNDER MANY CLEVER DISGUISES, AS PREDICTED, THEIR TATTOO WILL BE FORCED UPON MANKIND….NO ONE WILL BE ABLE TO BUY, SELL OR TRADE WITHOUT THAT MARK….THAT IS WHY THERE IS VERY LITTLE CASH IN CIRCULATION….JUST ENOUGH CASH TO KEEP UP THE FACADE THAT WE HAVE A MONETARY SYSTEM WHEN IN REALITY, THE SYSTEM OF MONEY FOR VALUE WAS DESTROYED THE DAY THE FEDERAL RESERVE SYSTEM WAS FRAUDULENTLY INDUCED.

    ELECTRONIC CURRENCY WAS THEIR EVIL PLAN TO CONTROL ALL OF US ALL ALONG. THEY ARE VERY ADVANCED IN THE WORLD OF TECHNOLOGY BUT HAVE KEPT IT HIDDEN FROM US FOR DECADES. NONE OF THESE TECHNOLOGICAL MARVELS HAPPENED OVERNIGHT OR BY CHANCE. THESE CROOKS ARE IN TUNE WITH THE SPIRITUAL REALM AND USE THEIR KNOWLEDGE THAT THEY HAVE HIDDEN FROM US FOR NEFARIOUS PURPOSES OF CONTROL AND FOR NOTHING GOOD. THEY HAVE USED HIDDEN KNOWLEDGE AS POWER ALONG WITH FRAUD & DECEPTIVE PRACTICES TAUGHT TO THEM BY THE MASTERS OF THE OCCULT WORLD TO CONTROL THE MASSES. THEY CROSSED THE LINE FROM UNJUST ENRICHMENT TO TOTALITARIANISM AND IT MUST BE REJECTED BY THE AMERICAN PEOPLE AT ALL COSTS.

  195. We will never get ahead if we stay on the treadmill they put us on. In fact, their surveys show we will in fact, get poorer…. That is guaranteed if you keep cooperating with the TBTF GOVT CORP OF SHEISTERS……They have one goal in mind…..to screw US out of everything we already paid & worked our asses off for. They want all of US dependent on their TBTF GOVT. CORP. They want ALL OF US to believe we agreed and consented to this rogue foreign government control freak b.s….and they own everything & everyone. WE THE PEOPLE never agreed to any of it, not one iota of their b.s is true. It is complete mind control brainwashing tactics by the owners of the TBTF GOVT CORP. Stop participating in their fraud and cooperating with their robbery of US and sue them….every last one of them…..including the judges if they screw you. NO ONE IS ABOVE THE LAW…..ESP. NOT THE JUDGES OR THE TRAITOR POLITICIANS…..

  196. No Shiite they are still robbing all of US Einstein……time to lose the slave mentality we have been reduced to. What is the difference between them & US….? The media will tell you …the rich think differently than we do and spend differently than we do. Here’s why ….. because they sit around on their largesse asses all day long and figure out new ways to rob US and spend our money..while we work our asses off and hand them all of our money….and in our free time we think about ways to work harder to make more money for them to steal. Time to start thinking like they think and doing what they do.

  197. Duh! Pay cash or don’t buy. Sheesh… And while you’re at it., close you account. It’s been advocated for 6 years.

    http://www.secretsofthefed.com/its-the-interest-stupid-why-bankers-rule-the-world-2/

    It’s the Interest, Stupid! Why Bankers Rule the World

    In the 2012 edition of Occupy Money released last week, Professor Margrit Kennedy writes that a stunning 35% to 40% of everything we buy goes to interest. This interest goes to bankers, financiers, and bondholders, who take a 35% to 40% cut of our GDP. That helps explain how wealth is systematically transferred from Main Street to Wall Street. The rich get progressively richer at the expense of the poor, not just because of “Wall Street greed” but because of the inexorable mathematics of our private banking system.

  198. The TBTF GOVERNMENT CORP are our enemies. They are Globalist communist wealth & income destroyers of the American people.

  199. Bloomberg news advertising investing in electronic chattel trading & investing in the form of investing in electronic exchange traded notes. Stop paying these insolvent crooks & sheisters America who have nothing on their books as collateral. Stop allowing them to treat us like paper & electronic chattel. The reason these crooks won’t allow you to withdraw large amounts of your own money from their banks is because when you deposit your money it is turned into electronic chattel that they consider assets on their books and they print tons of money off of your money and they in turn render your wealth worthless. Stop doing business with this TBTF GOVT CORP of FEDSTER/WALL STREET SHEISTERS & CROOKS AMERICA….!

  200. Does MERS have a U.S. banking charter…? NO….. MERS is an electronic database that tracks servicers for the one true evil the black nobility/mergovian banking dynasty. No big words necessary….MERS can’t have the legal agreement, because they are not a bank and therefore no legal transfer was ever made or could ever be made to MERS. Where’s the notes…? The crooks don’t have them.

  201. Time to tell this Mediterranean tribe of sacrilege, these demons, werewolves, witches and vampires, WE THE PEOPLE are through being their human blood bank and sacrifice. The stake in their hearts is they don’t have the legal agreements because they don’t pay for anything & We The People pay for EVERYTHING….PAY UP CROOKS….!

  202. TIME WE THE PEOPLE CALLED IN THE DEBT TO THOSE CROOKS ON CAPITAL HILL…THE FEDERAL RESERVE BANKSTERS OWE WE THE PEOPLE GAZILLIONS…..CUT US OUR CHECKS YOU CROOKS…!

  203. Time WE THE PEOPLE, CALL IN THE DEBT to CAPITAL HILL….? How about We The People, send them a crate of papaya with a note attached…PAY UP CROOKS…..SIGNED, We The People of The United States of America, to the Constitutional Republic for which it stands, ONE NATION UNDER GOD, INDIVISIBLE with LIBERTY and JUSTICE for ALL

  204. ET ur a piece of work lol, good research

  205. E. ToLLe,

    Monsanto got in hot water over it in Brazil. Cost them 5 billions (on appeal, of course but…) and France farmers got a judgment against them for their runaway seeds that invade little farmers crops and destroy them.

    Hey Stripper, that a nasty hair you’ve got across. Thong too tight again?

  206. Along DNA lines, if you haven’t seen the movie Genetic Roulette, do so. If anyone had doubts about the insidious nature of their deadly concoctions, you’ll be forever changed after watching this, or at least your diet will. And if you don’t shift, enjoy that leaking stomach as long as you linger in ill health. It’ll serve you right.

    http://geneticroulettemovie.com/

  207. Christine, have you seen the challenge to Monsanto now showing in the Supreme Court? Could do some much needed damage to those greedy rat bastards. Let’s hope so.

    http://www.nytimes.com/2013/02/16/business/supreme-court-to-hear-monsanto-seed-patent-case.html?ref=business

  208. Got tort…? Hell no they don’t …. therefore they have NO CONTRACTS LEGAL OR OTHERWISE…….I MADE NO WRITTEN OR VERBAL AGREEMENT WITH THESE FOREIGN CONTROLLED CORPORATE GOVT SHEISTERS..THEREFORE ALL OF THEIR ACTIONS THEY COMMITTED IN MY NAME WERE UNAUTHORIZED & THEREFORE ILLEGAL.

  209. Those crooks siphon off of US by many proxies….that does not make them richer, that makes them criminals.

  210. “And yet the empty 38 longs in D.C. who run things (into the ground) wouldn’t dare ban alcohol or cigarettes because they fit into their lifestyle too well.”

    Biiiiiig money makers. Without those, medicine is no longer necessary. Monsanto, Pharma, medical schools, malpractice insurance, criminal and tort laws… (meaning attorneys and courts). Alcohol and tobacco: the foundation of a crumbling society. Alcohol and tobacco generate mucho taxes to give to the black programs.

  211. “THE REASON WHY THE UNITED STATES OF AMERICA IS THE RICHEST NATION IN THE WORLD”

    Not anymore… Luxembourg, Switzerland, China, Singapore… Then again, in order to know what is going on in the world, one has to read and use critical thinking, in very short supply in some primates such as shills…

  212. Who in the hell does Heather Tucci work for…..? The illuminati that’s who……she is yet another person from hell….These crooks just don’t want to release their grip on the American people so WE THE PEOPLE will release it for them by not cooperating & suing the FED…

  213. Off topic, but I find it interesting….Newt Gingrich once called for the death penalty for pot use, even though he admitted smoking it. I wish we could make one exception to the rule and grant him his wish on himself.

    Look at these stats. There is no record in the extensive medical literature describing a proven, documented cannabis-induced fatality. This is a remarkable statement. First, the record on marijuana encompasses 5,000 years of human experience. Second, marijuana is now used daily by enormous numbers of people throughout the world. Estimates suggest that from twenty million to fifty million Americans routinely, albeit illegally, smoke marijuana without the benefit of direct medical supervision. Yet, despite this long history of use and the extraordinarily high numbers of social smokers, there are simply no credible medical reports to suggest that consuming marijuana has caused a single death.

    You would have to inhale the equivalent THC of somewhere between 20,000 to 40,000 times the average joint. Heart be still.

    Deaths attributed:

    Tobacco = 435,000
    Poor diet and physical inactivity = 365,000
    Alcohol = 85,000
    Microbial agents = 75,000
    Toxic agents = 55,000
    Motor vehicle crashes = 26,347
    Adverse reactions to prescription drugs = 32,000
    Suicide = 30,622
    Incidents involving firearms = 29,000
    Homicide = 20,308
    Sexual behaviors = 20,000
    All illicit drug use = 17,000
    Anti-inflammatory drugs = 7,600
    Marijuana = 0

    And yet the empty 38 longs in D.C. who run things (into the ground) wouldn’t dare ban alcohol or cigarettes because they fit into their lifestyle too well. They love those drugs. But they’ve decided they can fill our jails and ruin millions of people’s lives because they’ve determined that expanding one’s consciousness isn’t allowed in America.

    I call bullshit. What happens inside my head is for me alone to ponder and play with. My consciousness is my own. Now, just like Newt, I will call for the death penalty for assvent. Another one-off event.

  214. I give a flying poop about the Heather Tucci illuminati bankers trust scam…..

  215. Why don’t you try & make me shut up E TOLLE with some facts….? THE TRUTH IS …You can’t because every word of it is true …..

  216. THE REASON WHY THE UNITED STATES OF AMERICA IS THE RICHEST NATION IN THE WORLD is because the traitor politicians allowed the international banksters…..THE BLACK NOBILITY AKA THE VATICAN/JESUIT/WORLD BANKING ESTABLISHMENT & THEIR CONTROL FREAK COMMUNIST MINIONS & COHORTS AKA THE GLOBALISTS to turn the BIRTH CERTICATES and THE SIGNATURES OF THE AMERICAN PEOPLE INTO A TBTF FOREIGN CONTROLLED AND OPERATED CORPORATE GOVERNMENT INVESTMENT BANK WITHOUT OUR KNOWLEDGE OR CONSENT….

    IT WAS HIGH TREASON & THAT IS WHAT THESE TRAITORS ARE REALLY TRYING TO CONCEAL FROM THE AMERICAN PEOPLE…..THE TRAITORS ARE USING THE ONGOING TBTF BAILOUTS, PROGRESSIVE TAXATION POLICIES, FRAUDCLOSURES…AKA RE-SOCIALISM TO TRY & CONCEAL THIS TBTF CORPORATE GOVERNMENT SHAM & FRAUD FROM THE U.S. TAXPAYERS…….THAT IS WHY EVERYTHING WE THE PEOPLE PAY IS IN REALITY A FRAUDULENT INDUCED TAX…..WE THE PEOPLE PAY FOR EVERYTHING UPFRONT……WHETHER IT IS BY THE METHODS OF CASH…CHECK…..DEBIT OR CREDIT……

    Therefore, the people must revolt on this treason & criminal fraud by these Foreign Nationals AKA THE TBTF GOVT CORP…..

  217. @ Christine, you had me scratching what little hair I haven’t pulled out due to the banks and their bought judges…..I was thinking over and over…what’s up with golf?

  218. I’m with Mr. Denninger. What a load. What’s jay-walking these days?
    $200? What’s possession of an ounce or tablet or whatever of a controlled substance? 2 years? 5? And that’s withOUT intent to sell or involve others in an organized racket. That’s just for SELF-destructive behavior.
    Since the govt is nailing all these rat-b’s financially, now they have no excuse not to start the long overdue prosecutions. They now have the dough to hire some A-list talent to assist in the criminal prosecutions of these traitorous curmudgeons.
    The govt generally takes all goodies ill-gotten by criminal enterprises. That’s when it’s buddies are not participating in the RICO activities or drug money laundering apparently. We’ve heard recently about drug money laundering thru national banks. Has any of that loot been confiscated? Have the billion dollar profits made by LPS’ criminal activities been confiscated? NO! Why the h not? Really – even rational,
    reasonable, non-bankster-loathing, still-zealous patriots have to ask this one. Or if not, why not? These are NOT victimless crimes. The real law does not find our alleged default to be the basis for criminal behavior to fix the shortcomings of worse-than-lousy business planning by those bums. Even in equity, even if a homeowner is in default (so call his hands dirty just for this purpose), the banksters hands are SO dirty they will never come clean. The guy who caused the problem is to bear the consequences. THEY caused the problem from the get-go.
    THEY started off in tweaked, untenable business propositions* they sought and still seek to fix by RICO activities. They and their filthy hands are not entitled to any equitable considerations and they sure as heck aren’t entitled to a pass on criminal prosecution.
    Let’s say you’re a teacher, and not a guy on the front line of fraudclosure defense, and for News of the Day/Current Events class you’re trying to explain the lack of criminal prosecution for acts like LPS’s. What would you say?! Really. What?
    *This fact seems to be overlooked by the judiciary who start at “you’re not getting a free home!” Well, how about “you’re not benefitting from your poor business planning which finds you without remedy” even if the breach is real. That’s the way the law is supposed to work and apparently, the judiciary needs a constant reminder of the other side of the “equity” coin. Equity is available only to those with CLEAN hands.
    I was reading this, below, about the CA eminent domain deal (can’t figure out the title – doesn’t connect – weird) which is dead

    http://www.dsnews.com/articles/fed-post-life-rafts-have-kept-underwater-mortgages-in-san-bernardino-afloat-2013-02-14

    and I read how many of those loans were subprime and alt-A, none of which should have been made. None. If we can’t afford homes, then so be it. Can’t you just imagine the round-table justifications about how good sub-prime and alt-A loans would be for the economy?!

    MERS HAS TO GO

  219. … gold… not golf.

  220. The system has really collapsed. Just because the media continue to make noise about banks, the pope, golf, China and what not from the old paradigm doesn’t mean it is what is showed.

    Heather Tucci, attorney and mother is the force behind this worldwide movement.

    http://thecrowhouse.com/021413.html

  221. Shut the fuck up assvent.

  222. It was not just the residential property E TOLLE, it was the commercial property as well.. The TBTF GOVT CORP of crooks via the FED & WALL STREET did this scam with ALL of our property, including our gold in exchange for our signatures…..THE FEDSTERS USED CREDIT & INVESTMENT SCAMMING TO STEAL OUR WEALTH VIA OUR UNAUTHORIZED SIGNATURES ….IT WAS ALL CRIMINAL FRAUD BY THE FOREIGN CONTROLLED TBTF GOVT CORP.

  223. Elizabeth Warren, how did she slip into Government, she appears to be effective and cares, someone messed up.

  224. Karl Denninger loses it over the LPS Sellout.

    The Price Of Swindle: $35 Each
    I am hereby convinced that there is no longer any argument remaining for obeying the law that has as its predicate any sort of respect for authority, for equality, or in any other fashion that reaches beyond self-preservation.

    I make this statement without reservation and when, not if, the various organs of government and their minions find themselves on the wrong end of the people coming to the conclusion that they no longer have enough to lose to care about the remaining argument for compliance, I will turn my head and erect the middle finger in their direction as they cry for sympathy while being led to whatever fate awaits them.

    Why?

    Because it has been officially announced by our government that the price of felony criminal fraud that has destroyed the integrity of the recording system protecting the largest asset that most Americans hold, their homes, aggregating in the trillions of dollars, is a mere $35 a crack.

    http://market-ticker.org/akcs-www?post=217596

    It’s time for a revolution folks. I have no idea why anyone would want to wait another single day.

  225. Because of the ORIGINATION FRAUD there is no law in equity for the FEDERAL RESERVE BANKSTERS…..THE FEDSTERS ARE MERELY THIRD PARTY DEBT COLLECTORS TRYING TO GAIN UNJUST ENRICHMENT BY COMMITTING MORE CONSUMER FRAUD & DECEPTIVE PRACTICES……

    Indorsement or Instruction does not guarantee security entitlements.

    The FEDSTERS have no notes….no legal aggreement & no contracts exist…This was a Ponzi scheme with our treasuries and these crooks intentionally destroyed the value of our wealth….our treasuries by committing massive criminal fraud in our names with our signatures used a securities without our knowledge or consent.

    UNAUTHORIZED SIGNATURES ARE NOT SECURITIES….USING OUR UNAUTHORIZED SIGNATURES TO GAIN UNJUST ENRICHMENT WITHOUT OUR AUTHORITY OR CONSENT IS CRIMINAL…..MISREPRESENTING OUR UNAUTHORIZED SIGNATURES AS SOMETHING OF VALUE IS SECURITIES FRAUD….

  226. J.G….The only proper correction for these crimes against US is the people must revolt……stop cooperating and sue & abolish the FED & issue our own currency ……U.S. BANK NOTES…..as the U.S. CONSTITUTION REQUIRES…..THE FEDERAL RESERVE BANK IS UNCONSTITUTIONAL & ILLEGAL AND TBTF IS A ROGUE FOREIGN CONTROLLED GOVERNMENT CORP. THEY CONTROL BY ROBBING THE PEOPLE AND INVESTING IN EVERYTHING WE THE PEOPLE OWN ….LIKE OUR NATURAL RESOURCES….&…..EVERYTHING WE PAY FOR UPFRONT THROUGH CREDIT LENDING & EVERYTHING WE WORK FOR THROUGH FRAUDULENT INVESTMENT PRACTICES…..

    THE FED & THE STOCK EXCHANGES ARE MONEY LAUNDERING OPERATIONS FOR THE RICH WHO ROB US. THEY TURN OUR STOLEN WEALTH & LABOR INTO PAPER & ELECTRONIC CHATTEL THAT DESTROYS THE VALUE OF EVERYTHING WE OWN.

    THE BUSINESS MODEL OF THIS ROGUE FOREIGN TBTF GOVERNMENT CORP IS CONSUMER FRAUD & DECEPTIVE PRACTICES….THEIR BUSINESS MODEL IS CRIMINAL. THEY COMMIT ALL OF THEIR CRIMES AGAINST US WITHOUT OUR KNOWLEDGE OR CONSENT AND HAVE BEEN EVER SINCE THE FRAUDULENT INDUCEMENT OF THE FEDERAL RESERVE BANK BY THE TRAITOR POLITICIANS IN 1914.

    If the U.S. CONSTITUTION, the Supreme Law of the Land is not being upheld, & the legal rights of the people are being violated or abused by a Government that is completely corrupt and are oppressing the people, the people must revolt…..Stop paying & sue these crooks America.

    The U.S. CONSTITUTION GAVE NO SPECIAL POWERS TO THE FEDERAL GOVERNMENT, THE TRAITOR POLITICIANS DID THAT….

    The text of Federalist NO. 78 by Hamilton counterbalanced the tone of “judicial Supremacist” and does by no means suppose a theory of a superiority to the legislative power. It only supports the power of the people is superior to both, (Marbury v Madison).

  227. The only way to end oligarchy and kleptocracy is to TAKE OUR MONEY OUT OF THEIR HANDS and become dependent on OURSELVES….SUE & ABOLISH THE FED and coin and issue our own currency…..U.S. BANK NOTES as the U.S. CONSTITUTION requires. WE ALREADY HAVE A U.S. TREASURY…..BUT IT HAS BEEN HIJACKED BY THE COMMIES WHO OWN THE FED….THANK GOD FOR THE U.S. CONSTITUTION….THE GREATEST DOCUMENT EVER WRITTEN BY MEN ……!

  228. @rob harrington – sounds like you’ve been messed over pretty good.
    I’m glad you took the time to encourage your fellow Floridians to weigh in about that proposed legislation. Your choice of the melody for
    “Dixie” highlights what a sad turn of sentiment this has all been.

    anyone – yesterday, guest think it was posted a link to the 2011 MERS Consent Order. Hopefully, at least some people took the time to read it.. Here’s (below) my take on part of the reasons for that Consent Order, but given that straw officers just started and continue to execute self-assignments, I don’t see that much has changed. Well, there’s been one change. Reliance for rights in our homes has shifted to possession of an alleged stinking bearer note. Imo, one in mere poss of a bearer note has an unsecured note and has no independent right by that possession to an assignment of its collateral instrument. In fact, if a coll instrument follows a note, which I repeatedly say only the right to one does, then the coll instrument follows the note’s ownership, not mere possession. And if that’s true, then the note and coll instrument are bifurcated, with the holder having a possible right to enforce an unsecured note, and the party actually owning the note by virtue of value paid and a legit transfer having merely a right to an assgt of the coll instrument and neither in that state are enforceable against real property. One in possession of such a bearer note may only invoke the jurisdiction of a court to enforce an unsecured note – at best.
    There is no jurisdiction for a court to enforce against the property on behalf of one in possession of an unsecured note and no bogus assgt by “MERS” straw officer is going to change that (when the possessor is not the note’s true owner). In fact, the assgt is a sham and imo these days, is an attempt to change the interest of a trust from an article 9 security interest to one of ownership (hence the assgt of the note in every “MERS” assgt of the coll instrument) to avoid many sins / ramifications, including the indentured party’s primary liability to the secured party (the trust), to foist the alleged losses resulting from underwater loans onto the trust, and to avoid the tax liability for the taxable monies paid to investors who had no real tax shelter for their own or others failure to conform to trust law and investors received monies on mere security interests, i.e., taxable events. Course, we don’t ever know if any trust is ever actually in a court-act or f/c-act
    since servicers wear many hats and litigate apparently in anyone’s name they feel like. (With rare exception, “MERS” litigation and f/c has been done by others in its name.)
    http://www.sourceoftitle.com/blog_node.aspx?uniq=804

    MERS HAS TO GO

    lay opinions – ask a lawyer or 10

  229. A whole new world…

    http://www.youtube.com/watch?feature=player_embedded&v=Ww9VZkavChg#!

    The end of oligarchy and kleptocracy right at our doors. We’re moving in the right direction.

    And thank Gawd for OPPT.

  230. Everything the TBTF GOVT CORP does is unconstitutional and illegal and flies in the face of what is morally right or just. That is because they are a rogue Foreign controlled Government, WHO ARE NOT our own Government. This is an attempted coup on our Constitutional Republic. Therefore WE THE PEOPLE must stop cooperating and sue these crooks America……!

  231. Stop cooperating with the crooks and sue them. Educate yourself because fraudclosure preys on the uneducated & the fearful.

  232. Christine…..I read those reports about the Pope and if they are true, what he and others have done has nothing to do with the Creator, and has everything to do with your gawd lucifer. The same thing goes for your ONE PEOPLES TRUST. It has been proven all throughout history that socialism/communism/totalitarianism always fail.

  233. […] Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud Tagged: criminal prosecution of bankers, Elizabeth Warren Livinglies’s Weblog […]

  234. Reuters is usually not in the habit of publishing undocumented trash. Fringe was stating yesterday that the pope resignation was triggered by charges in connection with drug-money laundering condoned and approved by Vatican. Today, the noise goes in a similar direction, although the alleged crimes would be of a “sexual” nature. The fact is… things are moving in the right direction. The entire thing is crumbling.

    http://www.reuters.com/article/2013/02/15/us-pope-resignation-immunity-idUSBRE91E0ZI20130215

    Pope will have security, immunity by remaining in the Vatican

    By Philip Pullella

    VATICAN CITY | Fri Feb 15, 2013 1:59pm EST

    (Reuters) – Pope Benedict’s decision to live in the Vatican after he resigns will provide him with security and privacy. It will also offer legal protection from any attempt to prosecute him in connection with sexual abuse cases around the world, Church sources and legal experts say.

    “His continued presence in the Vatican is necessary, otherwise he might be defenseless. He wouldn’t have his immunity, his prerogatives, his security, if he is anywhere else,” said one Vatican official, speaking on condition of anonymity.

    Thank Gawd for OPPT

  235. Floridians, please sign the petition to Kill HB 87 and send this message to certain Florida Legislators – “BECAUSE ITS UNCONSTITUTIONAL, STUPID!” http://signon.org/sign/kill-house-bill-87

  236. “Flor’duh”

    (Sang to the tune of “Dixie”)
    – Rob Harrington

    Life’s not good in the land of beaches,
    our home loan stinks like rotten peaches.
    Steal away! Steal away! Steal away, Flor-i-duh.

    In Flor-i-duh where we were raped in,
    the bankers steal and the A.G.’s winkin’,
    Steal away! Steal away! Steal away, Flor-i-duh.

    (Chorus)
    Oh I wish I weren’t in Flor-i-duh, today, today.
    In Flor-i-duh they’ll steal your land,
    and give it to their brother.
    For free, for free, with just photo-shops of blue notes.
    For free, for free, no justice and without hope.

    5 years later in our foreclosure,
    our mouthpiece took our last darn dollar,
    Steal away! Steal away! Steal away, Flor-i-duh.

    I’ld love to grab the other lawyer,
    and drown his sad-@$$ in swamp-water,
    Steal away! Steal away! Steal away, Flor-i-duh.

    (Chorus)
    In Flor-i-duh the pirates thrive, today, today.
    In Flor-i-duh they’ll make their hay,
    and stick it to the tourists,
    OK, OK, the gub’ments just as worthless.
    OK, OK, they’ll kick you down when homeless.

    I wish I knew about the way the wind blows,
    my life just washed into the ocean.
    Steal away! Steal away! Steal away, Flor-i-duh.

    There’s lot’s of work throughout our coastline,
    6 bucks an hour behind a fry-line.
    Steal away! Steal away! Steal away, Flor-i-duh.

    (Chorus)
    Oh, I wish I weren’t in Flor-i-duh, today, today.
    In Flor-i-duh they’ll steal your land,
    and give it to their brother.
    For free, for free, with just photo-shops of blue notes.
    For free, for free, no justice and without hope.

    I’m glad I can’t afford the ammunition,
    ‘cause I don’t wanna spend my life in prison.
    Steal away! Steal away! Steal away, Flor-i-duh.

    So, ya’ll come down and move to Flor’duh.
    ‘cause we’re just in business just to (**bleep**) ya.
    Steal away! Steal away!
    Steal awaaaaaaaaaaaaaay,
    Flor-i-duhhhh!

    WELCOME TO FLORIDUH!
    (“Ya’ll come back now, ya hear?”) http://www.floridabankerswhorehousebill87.com/Home_Page.php

  237. THE U.S. CONSTITUTION IS THE SUPREME LAW OF THIS LAND, NOT SOME GLOBAL TRUST SCAM….

    STOP PAYING & SUE THE FED CROOKS AMERICA, BEFORE THEY SCAM YOU AGAIN….

    THESE TOTALITARIANS ARE HERE FOR _ONE_PURPOSE….TO STEAL OUR CONSTITUTIONAL REPUBLIC…

  238. I know the truth being exposed burns Globalist shills like Christine….ONE PEOPLES TRUST IS A JOKE…GET A CLUE …THE AMERICAN PEOPLE DON’T TRUST ANYONE WITH THEIR MONEY ANYMORE….

  239. Here’s another good link that explains this evil plan against all of us…
    http://www.biblebelievers.org.au/bb980306.htm

  240. OPPT – Filed, adopted by different countries and already used by people in Australia to question the legitimacy of Customs, as much a corporation as every agency in the US. I know it burns shills to know that people are taking action and the world is moving forward at a fast pace while all they do is watch TV post nonsense in all caps.

    O well…

  241. RT NEWS blaming U.S. BANKS for the entire manufactured financial crisis but of course, not their owners …. Pretty good summation of the truth at this link….. http://www.saintsagainsttyranny.com/page%202%20Illuminati.htm

    RT news reported the meteor that hit Russia today was a scientifically “needed” event.

  242. SHOVE YOUR OPPT Christine…we already have a trust….THE ROBBED & HIJACKED U.S. TREASURY DEPARTMENT…..SUE THE FED AMERICA…..!

  243. Completely convinced Max Keiser works for the 8 illuminati banking families the way he is pushing the Vatican gold backed dollar. The U.S. needs to issue it’s coin & issue its own currency, the U.S. BANK NOTE….

  244. Hmmmmm….not a word from the usual suspects here about the fact these TBTF crooks were committing this mortgage fraud way, way before the repeal of Glass-Steagal….Therefore, FRAUDCLOSURE IS A FARCE….

    Just saw clip of Elizabeth telling the TBTF crooks off….My interpretation is …they are nailing ordinary folks to the inverted cross on very thin legal grounds every day while the heinous TBTF Corporate Govt crooks are not being prosecuted.

    Forget prosecuting indiviuals….the entire TBTF GOVT CREW should be hung from the lamp posts.

    Sheila Baird & Elizabeth Warren would make good a good leadership team…..Sheila wants our stolen money back & Elizabeth wants the crooks to be criminally prosecuted.

  245. For those who want to follow up on the OPPT UCC filings, here is a link with all the countries and states where it is spreading like wild fire.

    http://opptlisting.wordpress.com/

  246. Yes, the Foreign controlled Govt Corp has been riding dirty for decades with no regard for anyone. To prosecute the banks they would have to prosecute the politicians because they were a party to everything the banks did.

    Many of US scream everything this Govt Corp are doing is unconstitutional & illegal under the laws of this land and they are correct. The Govt Corp are a rogue foreign controlled government who are conducting black ops on U.S. soil.

    The only thing to do is stop cooperating with THESE CRIMINALS WHO ARE NOT OUR GOVERNMENT & sue them for what they have done. How about let’s sue the crooked politicians for fraud……?

    Barney Frank said we should be going after individuals so why not sue Dodd & Frank for their TBTF ONGOING ROBBERY OF OUR WEALTH….? DODD-FRANK IS TREASON…..LET’S PUT OBAMACARE UNDER THE LEGAL MICROSCOPE…..THERE IS TONS OF FRAUD HIDING IN THERE…..THEN LET’S SUE THE CROOKS FOR OBAMCARE TOO…..

    TIME TO HOLD THE CROOKS & TRAITORS TO ACCOUNT. WE HAVE NOT BEGUN TO USE OUR LEGAL SYSTEM THE WAY THE FOUNDERS INTENDED.

  247. And… I am an actor too! Convincing enough? Which of us you like best? Bobby who-may-have-killed-his-wife-Wagner or me? I did play a DA on TV… Even tried to run for Prez. I mean honestly, if those are not solid credentials, then what it?

    F…ig peddlers!

  248. Well said: E ToLLe

  249. Fred Thompson, the actor and former US Senator from Tennessee said, “In this tough economic climate, it’s important that America’s seniors know all their options, and have the facts they need to make informed decisions about their financial and retirement futures,” Thompson said.

    “Reverse mortgages present opportunities for banksters to steal everything that seniors have saved over the years while they are allowed to stay in their homes for brief periods before being jettisoned to the curb. I look forward to aiding in this grand theft scheme against America’s most vulnerable, its seniors, robbing them of their life savings using this complex financial product. Being in the senate for many years taught me to savor life’s sweetest crimes with great gusto. Besides, all these folks are going to die soon anyway, it’s not like they’ll be needing their cumulative savings for very long….someone should enjoy them, why not me? It’s a great country indeed!”

  250. The reverse mortgage…oh boy. I have an extended family member that is going to lose her home at 84 y/o due to them lowering the appraised value. That’s the game now, rendering 70-80 something y/o people homeless or them having to move in with family members, IF they have any? These people are pure sociopaths. As I have said, like many other’s before me…they need to go to JAIL! NOW>>>>

  251. I sent some information about all the fraud to the real estate agent/investor who was involved with my theft/foreclosure and I asked him—“What do you think about this?”

    Here is his response (obviously he enjoys covering it all up and re-booting the fraud):

    “..That you should focus more on moving on. It would really help your family to focus more on future income to support your family then bothering me with your email…”

    HA…so telling.

  252. And what about the lawsuits, by MBIA, FDIC, AIG, Allstate, trusts, fannie and freddie, ginnie mae, NY state, Ohio, MA, CA, etc…private party suits…these people are liars. I think not!

    Oh, let me not forget the fake-ass paperwork at the deed offices.

    Every piece of paper evidences the criminal activity, gone unpunished.

  253. Honestly, I have read literally tens-of-thousands of pages of cases, laws and my own discovery. What the F*** is Frank talking about? I have the fake-ass paperwork right here as I type.

    They have committed insurance fraud (multiple times), DELIBERATE accounting fraud, fraud on the court, perjury, forgery, falsification of contracts (not just breaches), falsifying information “to obtain goods or services, under false pretenses”, definition of fraud, by the way, a FELONY.

    A seventh grade kid, with no legal background could see this stuff.

    At this point, I have transcripts of the judge lying and enabling this crap.

    Who are these thugs trying to BS?

  254. I never agreed with social justice fixes like fines for Criminals. It sounds like Elizabeth may be going for their jugular now….I hope she hangs them. She knows what these crooks did.

  255. Neil, You have a great blog but I do have one small comment. In many of you references and personal comments you seem bent on the republicans as the main character s central to the failures, foreclosures and financial mess we as a nation find ourselves in. In my humble and factual opinion. Both parties are in fact responsible because both are beholden overtly and covertly to BIG FINANCE.

  256. I saw that episode last night guest and I was going to look for that link…it was pretty funny how Colbert and Sheila Baird ripped the banksters…duck snorts….

  257. May I add Barney Frank said “as head of THE SENATE BANKING COMMITTEE I HAD NO AUTHORITY TO INVESTIGATE THE BANKSTERS OR PROSECUTE THE BANKSTERS…….LMAO….I can’t touch you said the joker to the thief..

  258. Bloomberg news headline last night…..Armageddon is called off, it’s going to be asteroids instead….mwahaha…..

    @poppy, I agree with you on the insurance fraud…

    Heated discussion …….Barney Frank that squeaky deceptive crook on CNBC…..says PROSECUTE_ SOME_ INDIVIDUALS NOT BIG BANKS…..Bartiromo says like WHO….? He said I’m not naming names now…..Bartiromo countered with there is no evidence of fraud….Barney says there was SOME criminal activity….Bartiromo said you were the head of the Senate banking committee why didn’t you stop them?……Barney said …..I had no authority to prosecute. Frank also said, the American people are NOT WRONG about SOME OF the issues they raise ……Frank said there was SOME CRIMINALITY & SOME OF IT WAS JUST AM-BIG-U-ITY ……THAT’S WHY WE HAD TO WRITE “NEW LAWS” (TO PROTECT OUR GOVT CORP CALLED DODD-FRANK BECAUSE WE ARE TBTF)……

    TIME TO HANG EM AMERICA…..

  259. The law says they can’t be a third party debt collector……The FED IS A THIRD PARTY DEBT COLLECTOR….This is precisely why why the Plaintiffs have joined the Defendant’s in my case to foreclose on MERS ……. MWAHAHA….dirty deceiving lying crooks. Therefore, my case should have been thrown out upon presentment…..because the RULE OF LAW REGARDING FORGERY SAYS….

    A COPY of a security is void, a nullity when PRESENTED WITH THE INTENT TO FORCE SOMEONE INTO parting with something of value in redemption for such a COUNTERFEIT IS A CRIMINAL ACT punishable by fine, 10 years in prison, or both.

    I also have an Owners title Policy that a real estate attorney told me is more valuable than the Warranty Deed…..IT COVERS THE ORIGINATION FRAUD AND ALL FRAUD TO MY TITLE FOR AS LONG AS I AM THE OWNER…..

  260. @ hman

    Guarantee they had to file that insurance in the credit bureau. Ins, is not Immigration and National Security?

  261. I was paying Ocwen, with a zero balance on the ledger. Where is my money? My HUD states RBC is my lender, not New Century. Carrington, bought ALL the servcing rights…An SEC generated 15D says the CSMC pool, Credit Suisee, (bk court says my NOTE was seized by them) has less than 30 investors in 2007 and the pool dropped below 10 million….HAH? No information about that pool after early 2008…this is outrageous. Lies, lies and more lies!

    I have real time, PROOF…and they continue to lie! The phone number for the default of lines of credit to non-lender credit suisse, is a DMD office in NJ, current as of 2012. So, credit suisse had to use a dentist’s office in NJ to fax the paperwork?

  262. Hello Everyone,

    I have a question I hope someone can answer. Anyway, I pulled my credit reports from the credit bureaus. The reports show the 30, 60, 90, 120, 150, and 180 late payments. After several months of 180+ of late payements it states INS? Could that mean insurance?

    I had no P & I because I had more than 20% equity. I would like to know if anyone knows what the INS stands for on one’s credit report?

  263. <——— Just wants to know what is owed and who it is owed to. Wants to know who autherized the filing of the BSh on title?

  264. Boy, I really get it.

    There is ZERO possibility the judges don’t get this. And the lawyers are allowed to commit perjury too. Many of the law firms are the DEBT COLLECTORS and the TRUSTEES? What?

  265. How do you like those apples Poppy? We kept paying a Thief for over 2years before they disappeared into thin air and another thief came in and tried to defaut us on taxes. LOL! Who knew there was no escrow after defaut?

  266. It is no differant when a Thief came to court and claimed a defaut, the homeowner expected the mistake to be corrected. The thief dismisses his claim. But because the homeowner did not know he was a theif …. the homeowner kept paying him. ????

  267. To make things Worse! If the fc party is not the Creditor and you pay the wrong party, you still owe the Creditor and are paying on a Court Ordered Judgement to a Theif!

  268. Illinois is a Judicial State. Meaning after Sale the homeowner has a Judgement for the difference. Example: FC Judgement for $180,000. Home sells for cash at auction (bad title) for $50,000. Judgement Less Sale $180,000-$50,000= $130,000 judgemnt still owed by homeowner. Talk about getting screwed, the principal balance owed is $118,000…. you lose the house and you still have to pay more than you owed on it.

  269. The insanity of this…the horror, as Marlon Brando said!

  270. Oh.. I agree Poppy the banks collected on them but they did not credit the lender or the homeowner. They are trying to collect the wrong amout owed. Dirty Birdies pooped all over our Titles to. Their Fault and they get to clean it up!

  271. I AM the beneficiary on MINE. NOT close, EXACT…sold insurance for years. If they collected, then so should you! They breached the title, you DID NOT. Your claim SHOULD trump theirs, they have no loss. You cannot claim losses with FRAUD. At least that’s the way the law used to work.

  272. I have been trying for two months to have questions answered by the OCC, to NO AVAIL. I sent a certified, address reply, letter to the OCC on January 17, 2013, which was received and signed for by the OCC Disclosure Services on January 23, 2013, and still NO REPLY.
    I have a Foreclosure Case in Orange County Fl (the most pro-lender / anti-homeowner court in Florida, in the MOST CORRUPT STATE in the Nation) since early 2009,and have conclusive evidence of robo-signing, creation of documents and Fraud on the Court even to date, but the judges ( including re-employed retired senior judges) are instructed to clear the huge foreclosure backlog in favor of the lenders, despite the BANKS being fully and solely responsible for the total Collapse of the World Wide Financial System. (amongst other sources, see the 639 page report issued on April 13, 2011 titled WALL STREET and THE FINANCIAL CRISIS: Anatomy of a Financial Collapse, by the US SENATE’S PERMANENT SUBCOMMITTEE on INVESTIGATIONS) in which the two year investigation reported compelling evidence that the National Banks, under the control of the OCC, particularly WaMu, and NOT the HOMEOWNERS and the AMERICAN PEOPLE, were TOTALLY responsible for this HISTORIC CRISIS.
    A letter was mailed to ADMINISTRATOR of the INDEPENDENT FORECLOSURE REVIEW on June 6, 2012 with not the DECENCY of a REPLY. A second letter was mailed, certified, address reply on July 3, 2012, signed received by RUST CO KELLY PHILLIPS on July 11, 2012 and again received NO REPLY.
    On December 31, 2012 I mailed certified address reply a large bundle of evidential documents together with my previously approved eligibility application and copies of the previously mailed, un-replied letters to the Administrator of the Independent Foreclosure Review which was received by the same RUST CO KELLY PHILLIPS on January 4, 2013, and received a reply stating that my “eligibility will be evaluated”, in other words, my RE-ELIGIBILITY will be RE- EVALUATED.
    This whole process is a disaster from the COUNTY to the STATE to the FEDERAL.
    The PEOPLE OF AMERICA are used as PAWNS, while the all the departments in the FEDS are in bed with the BANKS, who continually receive “SLAPS ON THE WRIST” fines and penalties for their huge fraudulent dealings to the detriment of the PEOPLE OF AMERICA again, and again and again.
    We will NEVER come out of this HISTORIC DISASTER PERIOD (and I am generally a positive person, having studied and worked as an accounting auditor and in forensic investigations) until the banks are held TOTALLY ACCOUNTABLE and those responsible for these frauds, including the rouge attorneys and members of the judicial system, serve long years in prison, where they belong.
    My heart pines for the suffering of the PEOPLE OF AMERICA and the millions of others around the globe who lost their entire pensions and savings through this TOTAL GREED in the millions of scams, frauds, ponzi schemes, etc.
    HOW DO WE URGENTLY NEED THE OLD FASHIONED STATESMEN, instead of what we have NOW? To quote SIR WINSTON CHURCHILL: “TRUTH IS INCONTROVERTIBLE. MALICE MAY ATTACK IT, IGNORANCE MAY DERIDE IT, BUT IN THE END, THERE IT IS”

  273. Those policies were for the Lenders Benifit. The only policy you have is your Homeowners Title Policy …..

  274. Close Poppy. You are not the beneificiary on the Lenders Title Policy or the PMI policy, you paid for it because it was a requirement of you recieving the loan.

  275. Warren has not done anything but demand social justice fixes for these crimes against us. God forbid anyone believes the fate of our Constitutional Republic is in her hands or any of these traitor politicians hands. These people are all traitors to our Constititutional Republic. Therefore, the super power is now in the hands of WE THE PEOPLE. We must revolt and demand our Constitutional Republic be restored by not cooperating, conforming or complying until the RULE OF LAW IS RESTORED IN THE UNITED STATES OF AMERICA…..

  276. If you pay for a policy, it is yours, not theirs to collect on. They breached the title, you didn’t…another crime, insurance fraud!

  277. What about the PMI insurance that we were paying for…..? What were our protections under that policy…..? We paid for it. Like the OWNERS POLICY with the title companies that were supposed to be protecting our titles from fraud and guaranteeing our titles would be protected or the title companies would be held to account. The title companies are the U.S. Treasury……THE TRUST FOR THE AMERICAN PEOPLES WEALTH…..LIBERTY & FREEDOM….. and how do these traitors repay us? By going after all of us and our property. Fraudclosure is high treason by the traitor politicians …..

  278. You Guys do not Give Women Enough Credit! You should know before we ask a Question…. We Already Have the Answers! LOL! Learned Behaviors are a hard habit to break, that is why the have violated every Consent Order and Settlement so Far…. Lets see if they continue the same bad habits or if they modify their behavior.

  279. It’s a pretty sad state of affairs to think the fate of the republic rests on one woman’s shoulders.

  280. I just wrote a long letter to Senator Warren. I don’t expect a reply, but wanted to say my piece. She has it right, but will she back-down? Wait and see, I guess.

  281. The real issue is how can u foreclose on anyone unless u know what is the real value on the note. If we dont FIRST establish ACTUAL value of note there is no reason to address standing in its many forms. Who valued the note and HOw was it done. PLEASE make one bank on one foreclosure action produce these docs. IVe been screaming about this the last year and have yet to see one foreclosure lawyer get this info gm banks. They stonewall and cts let them stonewall. Elizabeth make them.produce note and foc on value first then standing, chsin of title and chain of custody. Then and only then will the americans being foreclosed upon get justice and the American taxpayer know whether the banks got a free psss. Wbere are the banks getting the money to settle. Ask yourself?

  282. Unless Warren starts calling for the immediate return to our Constitutional Republic, that is, the RULE OF LAW that is already in place be implemented, Warren is just another useful idiot.

  283. As I look at what Sen Warren did yesterday was it Rep Marcy Kaptur or Rep Maxine Water questioning that 4yr later amount to what? Political theater? I think these women care but the boys are not even paying attention to them.

    In order to solve this crisis you have to take on President Obama also, and Warren knows with working with Geithner and Obama’s other boys, that he either in on the scam or stupid as a box of rocks to not know the deal!

    So the real question is Warren trying to get an Oscar or she taking on the banks?

  284. Hopefully Elizabeth Warren has the hutzpah as a Senator to get Obama’s gutless Attorney General Eric Holder to take banks to court. I hope Jamie Dimon is at the top of the list.

    The new guy at OCC who signed off on the most recent foreclosure settlement is as gutless as Walsh was. Is he in bed with the banks too. How can anyone not want to put the banker assholes in JAIL? Well I think the answer is the ones that still want something from the banks. They want a top banking job when they exit government or they want a cush lobbyist job so they can suck both sides of the deal dry.

    Every regulator on the big banks should be terminated and not allowed to work for the banks. Put someone in new to ask new questions.

    This government has its eyes closed when it comes to protecting the homeowners from the pinstripe thieves of Wall Street.

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