Chase Reliance on Bogus Affidavit and “operation of law”


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Chase clearly has a problem, as set forth in the recent Michigan Supreme Court decision. There is no “operation of law” by which the loan could have been transferred. The purchase and assumption agreement do not transfer the loans —- especially and obviously the loans that WAMU had already sold. The FDIC receiver has stated that no document exists assigning the loans. And no document exists that gives Chase the right to service the loans, but that would probably not be a strong point. If they assert agency for servicing and everyone accepted the assertion by conduct, it would be hard to achieve anything attacking their status as a servicer. But that doesn’t mean they are a creditor.

Without an assignment, the loan, even if the loan documents are valid (highly questionable), would still be in the estate of WAMU, which technically doesn’t exist unless something is reopened — the receivership, the bankruptcy etc. What is required here is clarity on who the principal is since Chase cannot claim subrogation without showing proof of payment, which they don’t have.

Perhaps there should be some discussion as to a declaratory action seeking injunctive and supplemental relief.  The homeowner is in doubt as to who is on first: Chase asserts ownership but has produced neither an assignment nor proof of payment. WAMU doesn’t exist any more but we don’t have any evidence that the loan was transferred. The FDIC receiver has stated that  more than 2/3 of all loans originated by WAMU were sold into the secondary market where they were subject to claims of securitization.

The documents for securitization, if they exist, may well follow the standard operating procedure of the securitization participants of attempting to assign a loan in default in violation of the prospectus and PSA. And the attempted transfer is generally far outside the 90 day window allowed by the PSA and the REMIC statute, both of which prohibit acquisition of new mortgages.

Hence the probabilities, as per the FDIC receiver is that the loan was packaged for sale and “Securitization” but neither the sale nor the securitization occurred, thus leaving the loan within the WAMU estate, which has been closed.

Nonetheless the REMIC trust that could be asserted to own the loan has not been disclosed, leaving three potential claimants — Chase, which has neither assignment nor proof of payment, the WAMU estate which has been closed, and the REMIC trust that was in all probability used to assert claims of sale, transfer and securitization of the loan.

A fourth category of claimant, the investors who advanced money to purchase fractional shares in the REMIC trust would emerge if the securitization claims were unsupported.

Arguments of standing apply for jurisdictional purposes because there is no proof or evidence (or even an allegation) on record that the owner of the loan receivable (one of the possibilities mentioned above) was not paid by a party waiving subrogation (a standard provision in all insurance contracts and credit default swaps) protecting the value of the bond.

Standing aside, the identity of the principal owning the loan receivable as evidenced by origination, assignment and proof of payment must be established before any party can  submit a “credit bid.” in lieu of cash at auction. Further, a complete accounting from WAMU, Chase and any parties involved in securitization or sale into the secondary market especially including the Master Servicer who would know the actual balance of the receivable after deduction for insurance and credit default swaps receipts.

This would have an effect on the redemption rights of the borrower, the ability of the borrower to modify, and whether a default actually existed at the time of the notice of default and notice of sale which in all likelihood contained a demand for an amount far in excess of the loan receivable after proper allocation of deductions are made.

The review process, as farcical as it is turning out to be is thus corrupted from the start. Although Chase is communicating with the borrower on the review process, there is no evidence that they have any right to do so. A letter should be sent back to Chase saying that based upon the information available thus far, there is a question as to whether they are the authorized servicer, and if so, how that happened. Secondly, there is a question as to the party for whom they are performing the review process as the creditor. They should be asked in the letter, for the identity of the creditor — i.e., the party who can show assignment and proof of payment.

183 Responses

  1. Hello All those interested in a JP Morgan Chase-WaMu issues. I am posting hereinbelow a redacted version of a tentative decision being heard today in a Bankruptcy Court: Also attached below is a copy of a correspondence with FDIC which is self explanatory. The ruling is as follows:
    Tentative Ruling:
    On or about December 2005, Plaintiff _______ (“Plaintiff”) applied for a home equity line of credit with Washington Mutual Bank (“WAMU”). The loan agreement was executed on January 13, 2006, and a deed of trust in favor of WAMU was executed _______________________(“the Subject Property”). The total amount of the loan approved was for not more than $250,000. Plaintiff claims that she was pressured into executing the documents, and did not have time to review them. Plaintiff alleges that she did not receive copies of the documents until sometime in 2008.

    Sometime between January and June 2006, Plaintiff alleges that the note and deed of
    trust were sold to Washington Mutual Home Equity Trust, Issue ID WA0601 Series 1, CUSIP/Pool ID WA 00601001-A (“the Trust”), and became part or was subject to a loan pool or was securitized. Plaintiff was unable to meet her obligations sometime in 2008, and began making late periodic payments.

    In July 2008, WAMU began making demands for Plaintiff to make her contractually obligated payments. On September 10, 2008, WAMU made a written demand for payment in full on the note, represented at the time to be $254,678.06. Plaintiff responded by making a written demand for a statement of accounts.

    On October 1, 2008, Plaintiff alleges that she sent a document titled “Notice of Dispute and Qualified Written Request under RESPA” (“QWR”). Plaintiff does not indicate what specifically was requested in the QWR. WAMU responded on October 22, 2008 with a written statement of account that showed the loan balance to be $249,943.87.

    On November 10, 2008, WAMU notified Plaintiff that it had been closed by the Office of
    Thrift Supervision (“OTS”) and that the FDIC had been named the receiver. The notice also indicated that Defendant JP Morgan Chase (“Defendant”) had acquired certain assets of WAMU, including the right to service Plaintiff’s loan. Plaintiff alleges that a Debt Validation Notice was attached for her review. Plaintiff alleges that this was the first time she was informed that WAMU was only servicing her loan, and that WAMU was not the lender.

    Plaintiff claims that she was not provided with the loan documents at the time the loan was originated, and thus did not know that she had a three-day right to rescind the transaction.
    Plaintiff claims that on December 12, 2008, she sent a letter to Richard Chamberlain Jr. from the
    Executive Response Team for Defendant (“Chamberlain”) rescinding her loan transaction with WAMU.

    Plaintiff alleges that on January 14, 2009, she received a letter from Chamberlain confirming that she did not receive a copy of the three day right of rescission form. On February 6, 2009, Plaintiff alleges that she received a letter from Jennifer Elrod of the Executive Response Team for Defendant, wherein Ms. Elrod stated that the three-day right of rescission was only valid for owner occupied homes, and the property affidavit agreement indicated that the property was marked as non-owner occupied. Plaintiff claims that the letter referenced a different loan, and was not related to this transaction.

    On July 23, 2009, Plaintiff claims that she sent a letter to Christina Mendez entitled,
    “REQUEST FOR ACCOUNTING FOR TENDER AND OFFER TO SETTLE” to which there was no response.

    Plaintiff filed this adversary complaint on July 21, 2012, alleging the following causes of action: (1) rescission; (2) RESPA and TILA violations; (3) declaratory relief that Plaintiff’s obligations WAMU and its successors have been satisfied; (4) declaratory relief that Defendant does not have standing to enforce the note; (5) violation of 15 U.S.C. § 1692 (“the FDCPA”); and (6) accounting. The Court dismissed plaintiff’s original complaint on October 3, 2012, without leave to amend the claims for actions that predate the Purchase and Assumption Agreement.

    Plaintiff’s claim for rescission under the TILA was also dismissed without leave to amend. All remaining causes of action were dismissed with leave to amend. Plaintiff’s first amended complaint (“FAC”) was filed on November 5, 2012, wherein she asserts claims for (1) declaratory relief that Plaintiff’s obligations WAMU and its successors have been satisfied; (2) declaratory relief that Defendant does not have standing to enforce the note; (3) violation of 15 U.S.C. § 1692 (“the FDCPA”); (4) accounting and (5) objection to claim.

    Defendant argues in its Motion to Dismiss under Fed. R. Civ. P. 12(b)(6) (“the Motion”) that
    Plaintiff’s request that the Court declare the obligations of WAMU and its successors to have been satisfied is baseless because she has not alleged that she tendered the full amount due under the loan. Defendant contends that the sale and assignment of the load did not modify the terms of the underlying loan contract. See Ciibank, N.A. v. Tele/Resources, Inc., 724 E.2d 266, 269 (2nd Cir. 1983)(noting that “[a]n assignment does not modify the terms of the underlying contract. It is a separate agreement between the assignor and assignee which merely transfers the assignor’s contract rights, leaving them in full force and effect as to the party charged.”).

    Defendant also maintains that Plaintiff’s request for a declaratory judgment regarding Defendant’s standing to enforce the note must also fail because all of the elements necessary to transfer an ownership interest in a promissory note are satisfied in this case. Defendant asserts that Article 3 of the Uniform Commercial Code does not apply to the loan instrument because, as it is a revolving line of credit, it does not fall within the definition of a “negotiable instrument,” which requires that there be an unconditional promise to pay a fixed amount of money. Defendant argues for dismissal as to the FDCPA claim because Plaintiff has not alleged facts that would show that Defendant violated the FDCPA, because it is the entity entitled to enforce the note.

    Lastly, Defendant disputes that Plaintiff is entitled to an accounting. Defendant argues that the request is premised on Plaintiff’s assertion that Defendant has made an improper demand for payment under the Loan and thus Defendant “would then owe Plaintiff a duty to properly account for payments made by the plaintiff.” FAC, ** 11:14:18. Although it is Defendant’s position that it is entitled to enforce the note, even if the Court finds that Defendant is not entitled to enforce the Loan, Plaintiff’s claim nevertheless fails because the relationship between a lending institution and its borrower-client is not fiduciary in nature.” See Nymark v. Heart Fed. Savings & Loan Assn., 231 Cal.App.3d 1089, 1093, (1991)(citing Price v. Wells Fargo Bank, 213 Cal.App.3d 465, 476-478, (1989). Without there being a fiduciary relationship, Defendant argues that Plaintiff must establish that the account is “so complicated that an ordinary legal action demanding a fixed sum is impracticable.” Wise v. Wells Fargo Bank, N.A., 850 F. Supp. 2d 1047 (C.D. Cal. 2012) (citing Batt v. City & County of San Francisco, 155 Cal.App.4th 65, 82, (2007)). Defendant contends that the FAC is devoid of any allegations establishing that the account at issue is complicated or that a legal action demanding a fixed sum is impracticable.
    Plaintiff argues in her Opposition to the Motion (“the Opposition”) that her claims for declaratory relief should go forward because she is seeking a judgment that her obligations to
    WAMU under the Deed of Trust were fulfilled and the loan paid in full when WAMU received funds in excess of the balance on the loan agreement as proceeds of the sale of the loan. FAC,
    8:11:22. Plaintiff does concede, however, that Article 3 of the Uniform Commercial Code is inapplicable here. Plaintiff also requests that the Court declare Defendant a stranger to the contract because Defendant’s acquisition of WAMU’s assets occurred after WAMU transferred the interest to her loan to the Trust. The facts asserted for this claim are also the basis for

    Plaintiff’s claim for violations of the FDCPA.
    In support of her opposition as to her claim for accounting, Plaintiff argues that such a
    claim should properly proceed where Plaintiff alleges that Defendant has received money to which it was not entitled and an accounting is required to determine if there is a balance due to Plaintiff. See Johnson v. HSBC Bank USA, N.A., 2012 WL 928433 (Bankr. S.D.Cal., March 19, 2012).

    Defendant’s Reply to the Opposition (“the Reply”) reiterates its arguments as to Plaintiff’s request for declaratory judgment, in that Plaintiff fails to recognize the distinction the law creates as to the owner of a negotiable instrument, and the person entitled to enforce the instrument.
    Because the law does recognize this difference, and because it is entitled to enforce the note,
    Defendant argues that Plaintiff’s claim that focuses on Defendant’s purported non-ownership of the note does not state a plausible claim for relief and must be dismissed.

    Standard for Motion to Dismiss Under Rule 12(b)(6):
    A motion to dismiss under Rule 12(b)(6) challenges the sufficiency of the allegations set forth in the complaint.“ A Rule 12(b)(6) dismissal may be based on either a ‘lack of a cognizable legal theory’ or ‘the absence of sufficient facts alleged under a cognizable legal theory.’” Johnson v. Riverside Healthcare Sys., 534 F.3d 1116, 1121 (9th Cir. 2008), quoting Balistreri v. Pacifica Police Dept., 901 F.2d 696, 699 (9th Cir. 1990).

    In resolving a Rule 12(b)(6) motion to dismiss, the court must construe the complaint in the light most favorable to the plaintiff and accept all well-pleaded factual allegations as true. Johnson, 534 F.3d at 1122; Knox v. Davis, 260 F.3d 1009, 1012 (9th Cir. 2001). On the other hand, the court is not bound by conclusory statements, statements of law, and unwarranted inferences cast as factual allegations. Bell Atl. Corp. v. Twombly, 550 U.S. 544, 555-57 (2007); Clegg v. Cult Awareness Network, 18 F.3d 752, 754-55 (9th Cir. 1994).

    “While a complaint attacked by a Rule 12(b)(6) motion to dismiss does not need detailed factual allegations, a plaintiff’s obligation to provide the ‘grounds’ of his ‘entitlement to relief’ requires more than labels and conclusions, and a formulaic recitation of the elements of a cause of action will not do.” Twombly, 550 U.S. at 555 (citations omitted). “In practice, a complaint … must contain either direct or inferential allegations respecting all the material elements necessary to sustain recovery under some viable legal theory.” Twombly, 550 U.S. at 562, quoting Car Carriers, Inc. v. Ford Motor Co., 745 F.2d 1101, 1106 (7th Cir. 1984).

    In Ashcroft v. Iqbal, 556 U.S. 662 (2009), the Supreme Court elaborated on the Twombly standard: To survive a motion to dismiss, a complaint must contain sufficient factual matter, accepted as true, to state a claim to relief that is plausible on its face…. A claim has facial plausibility when the plaintiff pleads factual content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged…. Threadbare recitals of the elements of a cause of action, supported by mere conclusory statements, do not suffice. 550 U.S at 570 (citations and internal quotation marks omitted). Further, the allegations of the complaint, along with other materials properly before the court on a motion to dismiss, can establish an absolute bar to recovery. See Weisbuch v. County of Los Angeles, 119 F.3d 778, 783 n. 1 (9th
    Cir. 1997) (“If the pleadings establish facts compelling a decision one way, that is as good as if depositions and other expensively obtained evidence on summary judgment establishes the identical facts.”). While the court generally must not consider materials outside the complaint, the court may consider exhibits submitted with the complaint. Durning v. First Boston Corp., 815 F.2d 1265, 1267 (9th Cir. 1987).

    Declaratory Judgment that Plaintiff’s Obligation to WAMU was Satisfied
    Plaintiff alleged in the FAC that the obligations she owed to WAMU under the deed of trust were fulfilled and the loan was paid in full when WAMU, without her consent or knowledge, received funds in excess of the balance of the loan as proceeds of the sale of the loan.
    As stated above, Defendant argues that Plaintiff’s request that the Court declare the obligations of WAMU and its successors to have been satisfied fails because she has not alleged that she tendered the full amount due under the loan, and that Defendant acquired the loan under the PAA and succeeded to WAMU’s right to payment under the loan. Defendant requests that the Court take judicial notice of the fact that it acquired the loan under the Purchase and Assumption Agreement (“PAA”). Defendant argues that a declaratory judgment would not be useful in clarifying and settling the legal relationships between the parties. Plaintiff clarifies in the Opposition that it is her contention that the loan was sold to the Trust by WAMU before FDIC took over, and because of the sale of the loan to the Trust, any obligation owed to WAMU by Plaintiff was satisfied by the sale to the Trust and WAMU was paid in full.

    To survive a motion to dismiss, a complaint must contain sufficient factual matter, accepted as true, to state a claim to relief that is plausible on its face. To meet the standard of facial plausibility, the plaintiff must plead factual content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged. Plaintiff alleges in the FAC that the note and deed of trust were sold to the Trust sometime between January and
    June 2006.

    Defendant attached to its Motion a copy of the PAA, which provides for Defendant to acquire WAMU’s loans and rights of WAMU “to provide mortgage servicing for others and to have mortgage servicing provided to [WAMU] by others and related contracts.” Motion to Dismiss, Ex. D, p. 64-65. Plaintiff has had one opportunity to amend her complaint to provide the Court with more facts upon which she bases her allegation that her loan was sold prior to the execution of the PAA. Plaintiff adds to her allegations that it was the practice of WAMU to “sell its loans in the secondary market soon after they were originated and transfer all of its beneficial interest in debt obligations and instruments to third parties.” FAC, 4:11-13. Based on this belief, the alleged findings of a U.S. Senate Subcommittee Investigation (to which Plaintiff provides no citation), and Defendant’s failure to record, or produce evidence of, its claim of ownership in the Subject Property, Plaintiff asserts that the note and deed of trust were sold to an investment trust prior to the FDIC’s takeover of WAMU. Plaintiff also alleges that Defendant made admissions that, under the plain terms of the PAA, Defendant did not become WAMU’s successor in interest; rather, the FDIC controlled WAMU as receiver. Deutsche Bank Nat. Trust Co. v. FDIC et al., 283 F.R.D. 1 (D.D.C., 2012).

    In Deutsche v. FDIC, the district court was considering a motion by holders of WAMU’s senior notes, and investment advisors allegedly authorized to act on behalf of the holders, under Fed. R. Civ. P. 24(b) for permissive intervention in Deutsche’s action against WAMU’s successor JP Morgan Chase, alleging entitlement to receivership funds. Deutsche Bank v. FDIC, 283 F.R.D. 1, at *2. While the district court does note that “[t]wo questions are at issue in this litigation: 1) whether JP Morgan or FDIC, or both, succeed to the liabilities at issue in this case under the PAA and 2) the contours of the liabilities under the securitization agreements”, the entire decision considered only the arguments of the note holders and investors as to their right to intervention. Id. at *3-*4. The district court made no findings related to the underlying substantive issues of Deutsche’s claim, nor did it mention any substantive arguments of Defendant, or any entities related to Defendant, as to how to interpret the PAA. Id. On the contrary, the district court specifically stated, “[t]he Office of Thrift Supervision shut down [WAMU] and appointed FDIC as its receiver on September 25, 2008. On that day, JP Morgan and the FDIC entered into a Purchase and Assumption Agreement (the “PAA”) pursuant to which JP Morgan agreed to purchase all of [WAMU]’s assets and certain of its liabilities.” Id. At *1.

    Plaintiff’s allegation that WAMU had no interest in the loan at the time the FDIC took over WAMu as the receiver is based on what she believes was the standard business practice of WAMU at the time her loan was originated. This is a plausible claim for relief. Whether Plaintiff will be able to prove the veracity of her allegations at trial is outside the scope of this motion.
    Defendant’s Motion to Dismiss Plaintiff’s request for declaratory judgment that the obligations she owed to WAMU, and Defendant as its successor, under the deed of trust were
    allegedly fulfilled is DENIED.

    Declaratory Judgment that Defendant does not have Standing to Enforce the Note
    Defendant maintains that Plaintiff’s request for a declaratory judgment regarding Defendant’s standing to enforce the note must also fail because under the terms of the PAA, Defendant succeeded to WAMU’s rights in the loan. As a result of its succession to WAMU’s interest in – and acquisition of – the Loan, Defendant argues that it qualifies as the “person entitled to enforce” the note under California law. In addition, Defendant contends that it has an ownership interest in the Note under the PAA. Defendant points out that the FDIC, as the receiver for WAMU, had the power to transfer WAMU’s assets, including the note, as a matter of law. See
    12 U.S.C. § 1821(d)(2)(G)(I). According to the PAA, Defendant argues that it paid value for the note, which the FDIC assigned, transferred, conveyed and delivered to Defendant. In short, Defendant contends that all of the elements necessary to transfer an ownership interest in a promissory note are present in this case. Defendant did not provide a declaration as to the ownership of the instrument, or whether Defendant has said instrument in its possession.
    Plaintiff’s claim rests on the assertion that because the loan was purportedly sold prior to the execution of the PAA, and thus there was no loan in the hands of WAMU for the FDIC to take over and transfer to Defendant. As stated above, the facts alleged in the FAC as to the basis for
    Plaintiff’s belief set forth a plausible claim. Thus, Defendant’s Motion to Dismiss Plaintiff’s request for declaratory judgment that Defendant does not have standing to enforce the note is DENIED.

    Violation of FDCPA 15 U.S.C. § 1692
    Plaintiff’s cause of action for violation of the FDCPA was solely based on her contention that at the time that the FDIC took over WAMU, the loan had already been sold, and thus Defendant is not properly a creditor in her case. If Plaintiff can prove the veracity of her allegation, then she has presented a plausible claim for a violation of 15 U.S.C. § 1692, Defendant’s Motion to Dismiss Plaintiff’s FAC for violation of the FDCPA is DENIED.

    As stated above, Plaintiff argues that a claim for accounting should properly proceed where Plaintiff alleges that Defendant has received money to which it was not entitled and an accounting is required to determine if there is a balance due to Plaintiff. See Johnson v. HSBC
    Bank USA, N.A., 2012 WL 928433 (Bankr. S.D.Cal., March 19, 2012). Defendant argues in the Motion that even if the Court finds that Defendant is not entitled to enforce the Loan, Plaintiff’s claim nevertheless fails because the relationship between a lending institution and its borrower-client is not fiduciary in nature.” See Nymark v. Heart Fed. Savings & Loan Assn., 231 Cal.App.3d 1089, 1093, (1991)(citing Price v. Wells Fargo Bank, 213 Cal.App.3d 465, 476-478, (1989). Where no fiduciary relationship exists, Defendant argues that Plaintiff must establish that the account is “so complicated that an ordinary legal action demanding a fixed sum is impracticable.” Wise v. Wells Fargo Bank, N.A., 850 F. Supp. 2d 1047 (C.D. Cal. 2012)(citing Batt v. City & County of San Francisco, 155 Cal.App.4th 65, 82, (2007)). Defendant contends that the FAC is devoid of any allegations establishing that the account at issue is complicated or that a legal action demanding a fixed sum is impracticable.

    In Osei v. Countrywide Home Loans, the District Court for the Eastern
    District of California recognized that the holding in Nymark was limited. Osei v. Countrywide Home Loans, 692 F.Supp.2d 1240 (E.D.Cal. Mar 03, 2010). The court in Osei found that even when a lender’s acts are confined to their traditional scope, Nymark announced only a “general” rule. Id. at 1249. Rather than conclude that no duty existed per se, the Nymark court determined whether a duty existed on the facts of that case by applying the six-factor test established by the California Supreme Court in Biakanja v. Irving, 49 Cal.2d 647 (1958). This test balances six non-exhaustive factors:
    (1) the extent to which the transaction was intended to affect the plaintiff;
    (2) the foreseeability of harm to him;
    (3) the degree of certainty that the plaintiff suffered injury;
    (4) the closeness of the connection between the defendant’s conduct and the
    injury suffered;
    (5) the moral blame attached to the defendant’s conduct; and
    (6) the policy of preventing future harm.

    Glenn K. Jackson Inc. v. Roe, 273 F.3d 1192, 1197 (9th Cir.2001)(quoting Biakanja, 49 Cal.2d at 650)(modification in Roe ). Although Biakanja reasoned that this test determines “whether in a specific case the defendant will be held liable to a third person not in privity” with the defendant,
    Nymark held that this test also determines “whether a financial institution owes a duty of care to a borrower-client” 231 Cal.App.3d at 1098. Applying these factors to the specific factors in that case, the Nymark court assumed that plaintiff suffered an injury, but held that the remaining factors all indicated against finding a duty of care. Nymark, 231 Cal.App.3d at 1098-11.
    Here, it is unclear under the applicable law whether Defendant may have a duty of care to Plaintiff as a fiduciary. At the 12(b)(6) stage, the Court need not apply the Biakanja factors; the
    Court need only determine whether Plaintiff’s claim that Defendant owes them a duty to account for payments made is plausible. As Defendant argues that it is the party that is entitled to enforce the obligation against Plaintiff, it stands to reason that it is also the party that may be charged with a duty to account for payments made by Plaintiff on the obligation.
    Defendant’s Motion to Dismiss Plaintiff’s claim for an accounting is DENIED.

    For the reasons stated above, the Motion to Dismiss is DENIED.

  2. The mainstream media are part of the Government and they are complicate. That is a serious crime in itself. Those hiding behind the scenes decided a long time ago they would use the media for their nefarious purposes. Never give up your guns America…!

  3. The media sqashed this due to the government wants to take away our gun righhts and does not want this on the news.

    Not one word about this on the news here….The link to the newspaper account follows this letter


    The liberal media did not cover this. Ruins the gestapo gun control effort.

    On Sunday, 2 days after the CT shooting, a man went to a restaurant in San Antonio to kill his X-girlfriend.
    After he shot her, most of the people in the restaurant fled next door to a theater. The gunman followed them and entered the theater so he could shoot more people. He started shooting and people in the theater started running and screaming. It’s like the Aurora, CO theater story plus a restaurant!
    Now aren’t you wondering why this isn’t a lead story in the national media along with the school shooting? There was an off duty county deputy at the theater. SHE pulled out her gun and shot the man 4 times before he had a chance to kill anyone.
    So since this story makes the point that the best thing to stop a bad person with a gun is a good person with a gun, the media is treating it like it never happened.
    Only the local media covered it. The city is giving her a medal next week. Just thought you’d like to know.

    Dave Krieger of clouded titles knows the restruant owners. This is a real article of what did happen..

  4. AIG may join $25 Billion Lawsuit against U.S. GOVT over terms of the bailouts……..Apparently AIG Shareholders & Investors don’t feel they have stolen enough from all of US. …… Weren’t they $600 trillion in the red at the time of the bailouts…..? Ungrateful S.O.B.’s…

  5. Derivatives are not wealth or an entitlement program, they are bets. They have no value once the revenue flow is destroyed. There is a QUADRILLION dollars more debt in derivatives than collateral. If the U.S. TREASURY called in the FEDS debt they would be out of business. No nation called in the debt….. The greedy FED investors who were invested in 10 year mortgage bonds knew they were going to cash in on their scam when Wall Street intentionally destroyed their value, for them….Insider trading made the investors look like victims who were wiped out but, they were not wiped out….not by a longshot…..the investors knew that was only the cover for the biggest robbery of our wealth in history that continues up to the day.

  6. Here’s the Real Deal: After 2 1/2 yrs, I got Chase to do a HAMP mod.
    They screwed up the Final Modification Agreement, which I signed & notarized…however, Yavapai County Recorder would not record due to inaccuracies in Chase FMA. I told them I would re-sign/re-notarize if
    they did massive Principal Reduction.
    I am now in communication with Freddie Mac (the “investor”) via their Credit Counseling unit, and am stringing them along to stay “in review”.
    So, Chase is currently in the back seat.



  9. It is my understanding that Melissa Huelsman that won the Bains V MERS case only persued a modification for her clent tMs. Bains. Wow. That Melissa has a short sale office set up in her offices. Brother.Pretty disappointing to me if it is true, and the rumor came from a credible source.

  10. Thank God there may be some justice here.

  11. Why are the judges now recognizing fraud…? Because WE THE PEOPLE woke up and educated ourselves.

  12. So are the judicial fraudclosers. The biased judges hold the homeowner/proeand homeowners lawyers hostage to a crime scene in each court room, espeically every court room in the State of Washington and most of Florida and most courts throughout the U.S. corrupt judges blatantly blockjustice.

  13. When judges start realizing that rules and regulations oppose and invalidate each other, that’s progress. A country which fails to protect its weakest inhabitants is a dying country.

    Apparently, it is finally being addressed.

    Monday, January 07, 2013

    Widows/Widowers Who Are Not Named In Now-Deceased Spouse’s Reverse Mortgage Score Big Appeals Court Win In Effort To Dodge Foreclosure Boot; HUD Regs That Seem Contrary To Statute Leave 3-Judge Panel “Somewhat Puzzled”
    In Washington, D.C., Bloomberg reports:

    A federal appeals court revived a lawsuit accusing the U.S. Department of Housing and Urban Development of setting up its reverse-mortgage program in a way that makes it more likely a surviving spouse will end up in foreclosure.

    A three-judge panel of the U.S. Court of Appeals in Washington [] ruled that a case brought by two widowers challenging HUD regulations on reverse-mortgage loans may proceed. The widowers claim that HUD rules on when loans become due and payable conflict with language in the law aimed at protecting surviving spouses from foreclosure.

    “We admit to being somewhat puzzled as to how HUD can justify a regulation that seems contrary to the governing statute,” U.S. Circuit Judge Laurence Silberman wrote in the 13-page opinion.

    Lemar Wooley, a spokesman for HUD, declined to comment on the decision. Reverse-mortgage loans pay out a home’s equity to the homeowner, often in installments, and are usually repaid when the borrower dies or moves out of the house. Borrowers are considered in arrears if they don’t keep current on their property taxes and insurance.

    The loans are available only to borrowers who are at least 62 and who have significant equity in their homes.

    ‘Surviving Mortgagor’

    The lawsuit involves changes to the program that were mandated by Congress in 1987 in authorizing HUD to administer a mortgage-insurance program. Congress, in the law, said the loan obligation was deferred until the homeowner’s death, specifically stating that the term “homeowner” includes the spouse of the homeowner.

    The language HUD crafted when implementing the law states that the balance of the loan is due and payable in full “if a mortgagor dies and the property is not the principal residence of at least one surviving mortgagor.”

    HUD said in its response to the lawsuit that it was concerned a homeowner, after taking out a reverse mortgage, might marry a young spouse, which would increase a lender’s risk.

    The lawsuit had been dismissed by a lower court judge who found that because the widowers weren’t borrowers on the loans at issue, winning the lawsuit wouldn’t save their homes because it was the lender’s decision on to whether to foreclose.

    HUD Remedy

    In establishing that the widowers have the authority to sue, the appeals court said today that HUD could come up with a remedy that would allow them to keep their homes. “HUD could accept assignment of the mortgage, pay off the balance of the loans to the lenders, and then decline to foreclose,” Silberman said.

    Craig Briskin, one of the lawyers for the plaintiffs, said he’s “thrilled with the decision.”

    “The ball is really in HUD’s court right now,” Briskin, of Mehri & Skalet PLLC in Washington, said in an interview. “The D.C. Circuit clearly told HUD it made a mistake.”

  14. Our government wants us to come to the steps with ropes and torches so they can put us into the FEMA camps.

  15. Its all at the link below ……look to the right of the page and scroll down to western civilization and click it…

  16. I believe I may have invaded E Tolles sinister space and I am exposing the one true evil only reserved for top level agents of evil…..maybe you should stop worrying about what I have to say and go get yourself a life that isn’t diabolically evil and rotten to the core. Read more about how they intend to normalize true evil here….

  17. Rob US is all the FED and the Politicians ever did..however, since the repeal of Glass Steagall in 1999, they all went completely insane …fraud on steroids. CNBC reported in 1999, the year Glass Steagall was repealled under Bill (I did not have sexual relations with that woman) Clinton…Wall Street made $60 TRILLION DOLLARS selling mortgage derivatives … Yeah, right…the crooks can’t pay their own bills and they needed $60.4 trillion from all of us and the FED still can’t pay their own bills and the Treasury can’t pay theirs because their too busy passing out the roshipinal to us and having a sick, sadistic ritual with the FED and our stolen wealth at the hijacked U.S. Treasury Department.

  18. Then again, the FED crooks did not pay back what they borrowed even before the repeal of Glass Steagall. However, the debt creation on their borrowing was not allowed, and the mortgage stayed at the same bank. There was no chance they lost track of who borrowed the money in the first place. There was no need to call in the debt because the investors got “nervous” and wanted to get paid. There was one investor…The Treasury….. one borrower and servicer, THE FED and one stakeholder, WE THE PEOPLE.

  19. Hard to believe no one has demanded answers as to how there could be no due process rights in the United States of America regarding real property and real people. This is not virtual reality where the property and the people are fictitious. The truth is, the debt is fictitious and the people and property are real. I am starting to believe most people are drugged up or being poisoned by flouride and chemtrails..etc…With all of the unemployment and underemployment thousands should be at the Capital steps with rope and torches by now. You really don’t need a law degree to understand the Constitution and the Bill of Rights. People get it when they want to take their guns away but not their wealth or property….?

  20. Non judicial foreclosures are illegal and criminal.

  21. Screw them and their homeowners Bill of Rights for dummies and non natural born US CITIZENS…. WE THE PEOPLE already have a REAL BILL OF RIGHTS…..AND REAL LAWS THAT PROTECT US……More of their social justice fixes for the biggest financial fraud in history…..

  22. Anyone see the Dark Knight…? I watched it tonight. Like all of the Batman movies… has a deeper meaning. If you get the deeper meaning of it, the film is pure psychological warfare. If you get the message it is terrifying. What they really want is hell on earth.

  23. Don’t know if it will make a dent but CA appears to do something. A little something, way too late for many.

    State’s stricter foreclosure law helps struggling homeowners

    Read more here:

    Homeowner Bill of Rights

    • Forbids dual tracking

    Restricts the practice of dual tracking, in which banks proceed with foreclosure even though a borrower has applied for a loan modification. Under the new law, banks must give a clear answer on complete applications before moving ahead with foreclosure.

    • Ensures single point of contact

    Requires large banks to give struggling homeowners a single point of contact – either an individual or a team of people, all of whom can help.

    • Prohibits robo-signing

    Mandates that foreclosure filings, such as notices of default and notices of trustee sales, must be complete and accurate and supported by reliable evidence.

    • Provides legal remedies for borrowers

    Homeowners can bring legal actions for violations of the law’s provisions. They can sue to stop foreclosure or, if a home was already sold, they can seek monetary damages.

    • Protects tenants from quick evictions

    Tenants in foreclosed rental homes can’t be evicted without 90-day notice from the new owner. If the tenant has a lease, the owner must honor that lease unless it’s proved to be fraudulent.

  24. I should say the money they printed off what they borrowed from us was eccessive and only went to their shareholders & investors who gave it their criminal friends on Wall Street to pocket & gamble with…..not to any of us.

  25. The banks can’t print money like mad when the currency has real value. They only get what they borrow. If they borrow 300 G….they get 300 G….that makes them not take risk because they have skin in the game…they have to repay what they borrow with little interest per loan….their shareholders & investors were very greedy….

  26. Banks can only collect a very small interest rate on a currency backed by precious metals because the value of the currency does not diminish the quality of the loan.

  27. This is why Glass Steagall was so important to the integrity of the banks. Before the repeal your loan stayed at the bank you made the agreement. No investment bank or hedge fund manager could get there hands on it & destroy its quality at the issuance. The banks made money by creating money to loan and the interest they collected was in check though still way to much. When a currency has backing by something of value like Gold, the banks cannot collect as much interest because the value of the loan does not diminish……the principal accrues at a faster rate. There are ALOT of deceptions here.

  28. That is an assumption Trespass not based in law or fact……The other party must also Perform on the contract for that contract to be valid….the Issuer must have Possession by Acceptance & Consideration to own a loan or to transfer…sell ……..or trade…..or sell investments in…etc…..if not, how do we know where our payments went…….? It can only be concluded that all of our payments went to a fictitious party….

  29. Key statement
    “And no document exists that gives Chase the right to service the loans, but that would probably not be a strong point. If they assert agency for servicing and everyone accepted the assertion by conduct,”

    That means what I keep saying if they say you owe them money and you pay them, then by your conduct, your gesture, you have established that you owe them money.

    They use that fact or the fact that you accepted their offer to modify your loan giving you a new loan as a reason the prior party is out of the transaction.
    Trespass Unwanted, Corporeal, Life, Free, Independent, State, In Jure Proprio, Jure Divino.

  30. We need our own currency…..that is the only way out of their scam.

  31. They are giving the banks shareholders and investors gobs and gobs of our money under the guise of debt that they created off the backs of all of us through credit and investment scamming. Listen close and you will hear the large sucking sound..


    US Bank v. McGinn

    While it may be true that U.S. Bank met its initial burden of demonstrating that no genuine issue of material fact existed, appellants responded by showing that a genuine issue of material fact did exist by pointing to the inconsistency in the two notes.

    Ohio 6th District Court of Appeals

    The difference in the two notes calls into question whether U.S. Bank actually possessed the original note prior to filing the complaint. If U.S. Bank did not, it was not a holder and, thus, lacked standing to bring the foreclosure action in the first place. Construing the evidence in a light most favorable to appellants, we conclude that the trial court erred when it granted U.S. Bank’s motion for summary judgment. Accordingly, appellants’ assignment of error is well-taken.

  33. Read about Ecclesiastical Masonry here…

  34. The way I see it, if we all hold tight a little longer, none of it will matter in a short time…

    Another Global Banking Crisis Now Taking Shape
    By Richard Clark

    “We all know that central bankers around the world are trying to bail out their banker buddies. It’s happening in Japan. It’s happening in Europe. It’s happening right here in the U.S. of A.

    They’re essentially giving banks gobs of nearly free money. They’re pledging to buy lousy bonds to artificially inflate prices. They’re doing anything and everything to continue the charade that the underlying banking sector fundamentals are sound.

    But here’s what you need to understand about how banks now function: cheap money can allow them to finance and hold on to their lousy assets for a while longer than they otherwise might. But if the quality of those assets continues to rot from the inside out, none of that will matter. Eventually the bank will be pushed towards failure.

    Think of a boat with a bunch of holes in the bottom. You can bail and bail as hard as you want. But if no one plugs the holes, your arms will eventually get too tired to continue; you can’t keep throwing buckets of water over the side for a long time, but when you finally tire and slack off, the boat will surely slide under the waves.

    And that’s where we sit today! Many banks are up to their gills with bad assets — bad loans to troubled corporations and consumers, bad investments, bad properties they can’t unload.

    That’s why we’ve ALREADY seen 464 banks with combined assets of $680 billion . . fail in the U.S. alone since 2008 — DESPITE the biggest attempts in history by central banks to prop up these troubled institutions! And according to the financial analysts at WeissRatings, ANOTHER 202 global banks — with assets of a whopping $43.6 trillion — are at risk, with ratings in the two lowest ratings tiers.”

  35. ……and the elite….

  36. Caeser was one of many great deceivers….what about the popes & all of the religious leaders and their false religions and the traitor politicians and Generals and Monarchs all through history….? The Serpent is the real problem…..he wears many disguises like the Beast and ecclesiastical masonry…and the Red Dragon of Communism…

  37. Name calling usedkarguy….? That shows how completely inept you are at having an intelligent conversation…..NO FACTS….just baseless and meaningless accusations…..Prove me wrong……you can’t…..that’s your problem…

  38. On Jan 2nd, Christine said:

    “BALL v THE BANK OF NEW YORK | Missouri homeowners have a right to sue securitization trusts for wrongful foreclosure”

    Here is the decison denying BONY’s mtd. I haven’t read it yet.

    Well, that’s two for Missouri homeowners. I linked another case before xmas (course I forget what it was).

    dcb – you around? You urged me to read a case a month ago or so and I want to read it now, but I forget what it was……???

  39. You misunderstood me Shelley……..I am talking about THIS WAR, in particular….This is WW III….I am not talking about the monolithic conspiracy against Gods plan which really began at the Origination …in the Garden of Eden. As if God would not want us to have higher knowledge…..NO…..that was Satan’s great deception that continues up to today. We believe everything we are told.

  40. I wonder what platinum is worth per ounce…? Why not back a U.S. BANK NOTE with platinum…? Is it because the value of coins retain their value better over time….? This would drive down the price of gold….

  41. wrong it began in the days of CEASAR on every man woman and child and our government has fallen into this deception long before 9/11.

  42. this blog is dead while you have the likes of ‘the stripper’ constantly posting trash. Neil, are you listening? get rid of this wacko now. you have disappointed us by allowing this to continue. do something.

  43. Please allow me to correct my error…..They declared war on every single American….and may I add…this war on every single American began on 9/11.

  44. I agree Shelley..we shouldn’t call each other names. We are supposed to be on the same team but obviously some have a secret, hidden agenda here. The crooks however, I will call them what they are because what they want and what has been told to me by very reputable attorneys & law enforcement is …..complete communism…that is despicable. They have done all of this damage very deceptively and it was done by traitors from within. They declared war on ever single American.

  45. i AGREE! this blogg has been my bible to follow, The name calling gives this blogg no justice at all. Every one has a right to free speech and their opinion.

  46. ……they will gladly rob you & pay you what they think your worth…If you are a good & convincing liar they will appoint you or ask you to join one of their clubs…If your an imbecile you will be working for slave wages as a renter….either way you will be their pathetic slave.

  47. E. Tolle….I don’t think I have novel information….I think I have pertinent information….big difference. Go live in Russia or China if you love Communism…Tyranny & Oppression soo much. They will gladly make you a GOLDMEMBER….

  48. What does everyone else think about U.S. PLATINUM COINS AS AN ALTERNATIVE CURRENCY TO PAPER MONEY…..?

  49. E Tolle…cry me a river…

  50. I should say….they are all funded by the Govt Corp who robs us….under many disguises….WE THE PEOPLE fund our enemies and they pocket the profits and hand us their bills…

    Local media reporting the U.S. GOVERNMENT is talking about issuing U.S. PLATINUM U.S. COINS…in different demoninations…..sounds like a good idea to me…we could afford that and it would be a good transition out of paper money…

  51. Stripes/ivent, you are so clueless. You think you have novel information that everyone here needs to know about, therefore, you harp about it incessantly like a tickertape of old. You are so wrong. We all know about the underlying frauds being committed on a massive scale. What makes you believe that you have insider knowledge, anything more that any of us who have been looking into this shit for years don’t know? You are fucking clueless. A newbie.

    What we had here before you came and drove off intelligent folks with your rants was a serious case by case examination, state by state, as some here are still trying to provide in between your ridiculous time consuming bullshit.

    Your response is always the same….that it’s me that’s a banker shill, even though I’ve been posting and writing here for 5 years, and btw Neil, the site owner called YOU out as a shill, not me. I’m suddenly, at least in your eyes, Lucifer’s agent on the web attempting to rob you of your due. You are so pathetic……and wrong.

    To the rest of you here….what is always nice to keep in mind when posting on website’s like this…..remember that there are Hindus, Buddhists, Taoists, Aborigines, you name it….all walks of life are represented. This incessant rambling about Lucifer and the mark of the beast is, for the rest of these folks who aren’t hard-core born-again Christians is not only distasteful, but a severe waste of time here, on a blog that is supposed to dissect the criminality of foreclosure fraud, NOT what sins other posters have committed.

    Ivent, I understand that you have issues and that you need help, and that you aren’t psychologically right at present. Maybe, just maybe, a respite from the 24/7 monitoring of this website would be a good thing for all involved. Think about it. Please consider it.

  52. Lets not forget their lobbies like AIPAC the NAACP and others who are all funded by our enemies…..the commies. I don’t want to pay for anyones anything anymore……socialism and taxation are theft and resocialism is slavery.

  53. Thanks poppy. I believe we all have a purpose for being here. I try my best to try and make it a better place, not a worse place.

  54. Yes….but you don’t personally annoy me. I can see why some get annoyed. Everyone is different…but I personally applaud your honesty and I think some of what you bring here is genius…didn’t you hear that part? You know when you have been taught something to be true your entire life and tried to be a good person, this reality check is very difficult to swallow. Just saying.

  55. We all need to be messengers, not shoot the messengers. This is a very complex & evil plan……..the mesage is clear….this is the face of evil…..if you don’t want to hear or see the message and you choose to deny the truth don’t try and discredit me.

  56. You called me annoying poppy & that is not cool. We have all encountered adversity and conflict in our lives and truth be told, most of it was manufactured by these crooks. That is what I am trying to expose….the big fat wizard behind the curtain.

  57. @ stripes…you really don’t know me, so “be cool”. I’ve have the truth in my face most of my life, with much adversity and against all odds made it this far. One doesn’t always NEED the truth shoved in their face, or down their throat…the situation is depressing enough, slow down a bit…FYI: I have more character, resolve and balls than most!

    christine, if you are that sensitive, how do handle this ugly, ravaging of people’s lives? Do you have to comment on everything? Jeez…chill out. What do you care what anyone else thinks or feels? It doesn’t directly affect you or any of us.

  58. When you are morally weak and mentally controlled you will go for anything.

  59. Poppy…..These are not my personal opinions…..these are my personal observations. Someone has to expose these sickos. If my personal obversations annoy you, than maybe that means the truth annoys you. This is not about anything more than opening some peoples eyes to the evil that wears many disguises. Foreclosure is one method of control but, there are many others and they are not normal….at all.

  60. im with poopy on that. ; )

  61. Why do people I don’t address feel the need to bud in where they don’t belong? JoAnn, when I need you, I’ll let you know.

  62. @ neidermeyer,

    No, but I will. Hey anyone here have information about EMC Mortgage and Bankers Trust Company of CA?

  63. the world is pear shaped to me after the past 5 years, but it will turn. thing is we cant just go with “its the way it is” i will not give the devil and such talk power, ( thats for stripes) when jesus did his 40 days and 40 nights he said ” devil get behind me’ the devil or concept of does not have power to affect our future, that is ours. thats why jesus said that. each of us are trying to do our part to stay in truth, rise above this crap and live a honorable and satisfying and hopefully creative life.

  64. “The moron is relentness in her pursuit of recognition as the dumbest American ever to have been “naturally” born”…

    I don’t know about that christine…stripes may well go on tirades, but I can tell you, having been doing this for some time, some of what she says is genius and well articulated, except of course the personal opinions…sometimes that is annoying, but she has a right, just like you to her ideas. Frankly, I see most of it and I am by no means an idiot or stupid. And I have stellar credentials, street wise and educationally. But it takes a lot more than that to see beyond the bull shit and stand up to these gangsters. This stuff is not for the faint of heart and in some cases can be dangerous/deadly. These cats have a lot of POWER. Congrats to all here…a job well done.

  65. yes christine. and thanks for your links, it does help.

  66. Deb,

    When you want us to read something, it really helps to post the link…

    And by the way… I was right when I mentioned the connection between LPS, Docx and Microsoft. It has since become well-publicized. We live in systems that are all tied together and Microsoft is part of it.

  67. It’s the banks shareholders and their 4 largesse investors ….WHO ARE……. THE 8 Largesse Illuminati protected banking families ……the traitor POLITICIANS….THE JUDGES …THE COPS…..THE 401 K HOLDERS …..THOSE COLLECTING BIG FAT PENSIONS THAT WERE STOLEN …….By the 8 aforementioned banking families, the crooked politicians and their criminal friends on Wall Street. This is war on all of us disguised as TBTF……TBTF is the problem……nothing is Guaranteed to anyone if the people are broke…..because they were robbed……. TBTF BAILOUTS ARE ROBBERY OF WE THE PEOPLE UNDER THE GUISE OF A NON EXISTENT THREAT OF FINANCIAL COLLAPSE ………BY SAVING INSOLVENT INSTITUTIONS THEY ARE GOING TO CAUSE A FINANCIAL COLLAPSE…..BY BANKRUPTING THE PEOPLE…… This is an act of war and insurrection on all of us by our enemies both foreign & domestic disguised as saving ENTITLEMENT PROGRAMS THAT WERE STOLEN ….

  68. i agree stripes- anything that is at cross purposes to the guiding principles of the constitution is not in the interests of the people and the public interest- the 99 %.
    sad thing is we never saw it coming because those authorities that we thought we could rely on to protect such sacred principles did the opposite. read Tiabbi,s article.


  70. Deborah wynn, on January 6, 2013 at 1:13 pm said:

    i had posted on wrong thread but please read tiabbi.
    have a stiff drink handy you will need it esp when you are reminded of those disgusting bonus not to mention free cuff links

    All- please read matt tiabbi 17 jan edition of rolling stone magazine. One of my collegues shiwed me today. Google it.
    I have no answers but one thing for sure
    If we dont get the truth into regulating the banks the accounting and transparency in lending then what next.

  71. These wantoned criminal felons cannot rule by secrecy if they are exposed. However, they are very deceptive pacifists & con artists who have too many Americans and others brainwashed by creature comforts and promises that are guaranteed to no one. They are llulled into a false sense of peace & security that does not exist…The Second, Fourth, Fifth, Ninth and Eleventh Amendments read….

    AMENDMENT II – A well regulated Miltia, being necessary to the security of a free State, the right of the people to keep and bear Arms, shall not be infringed.

    AMENDMENT IV – The right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated, and no Warrants shall issue, but upon probable cause, supported by Oath or affirmation, and particularly describing the place to be searched, and the person or things to be seized.

    Amendment V- No person shall be held to answer for capital, or otherwise infamous crime, unless on a presentment or indictment of a Grand Jury, except in cases arising in the land or naval forces, or in the Militia, when in actual service in time of War or public danger; nor shall any person be subject for the same offence to be twice put in jeopardy of life and limb; nor shall be compelled in any criminal case to be a witness against himself, nor be deprived of life, liberty, or property, without due process of law ; nor shall private property be taken for public use, without just compensation.

    AMENDMENT IX -The enumeration in the Constitution of certain rights shall not be construed to deny or disparage others retained by the people.

    AMENDMENT XI – The judicial power of the United States shall not be the construed to extend to any suit in law or equity, commenced or prosecuted against one of the United States by Citizens of another State, or by Citizens or subjects of any Foreign State.


    Amendmend XIII – Neither slavery nor involuntary servitude, except as a punishment for crime whereof the party shall have been duly convicted, shall exist within the United States, or any place subject to their jurisdiction.

    Amendment IV – SECTION. 4…. The validity of the public debt of the United States, authorized by law, including debts incurred for payment for payment of pension plans and bounties for services in suppressing insurrection or rebellion, shall not be questioned. But neither the United States nor any State shall assume or pay any debt or obligation incurred in aid or insurrection or rebellion against the United States; or any claim for the loss or emancipation of any slave; but all such debts, obligations and claims shall be held illegal and void.

    The Constitution clearly States, the Government has the power to enforce the Constitution…….by appropriate legislation…not weaken it by creating ex post facto laws….

  72. The fact they carried this tax stiff another year tells me there are big problems. One thing for sure is the ABA is well aware of the coming reinstatement (of UCC and consumer laws) that makes all this legal by year end


  74. @POPPY

    Have you tried the “Wayback Machine” …

    Femaaaa, NDAAAAAAA. Yep, it does.

  76. That’s right Christine…..I AM A NATURAL BORN U.S. CITIZEN…..and proud of it….that gift affords me all of the rights and freedoms of this UNITED STATES CONSTITUTIONAL REPUBLIC…..NO EX POST FACTO LAWS…….THE U.S. CONSTITUTION PROTECTS MY LIFE, LIMB & LIBERTY…..BY DUE PROCESS and gives no SPECIAL POWERS to the FEDERAL GOVERNMENT……..

    The text of FEDERALIST NO 78 by Hamilton counterbalanced the tone of “judicial supremacist” and does by no means suppose a theory of a superiority to the legislative power. It only supports the power of the people as superior to both……..(Marbury v Madison).

  77. One of the major news outlets should show some real guts and air J.F.Ks speech on SECRET SOCIETIES in its entirety….

  78. Prove me wrong Christine… can’t ……calling someone names proves nothing and is akin to schoolyard bullying.

  79. Hiding behind the scenes of all of these crimes….the openly admitted, well documented, Satan worshipping, human sacrificing, animals who are the beast…th eight largesse Illuminati banking families …..who have combined “forces” and openly proclaim they hate God and they take all of their instructions directly from Satan and follow all of the pagan rituals of the ancient mystery schools. The NEW AGE MOVEMENT and their Shamans….all work for one goal…..complete control…..rule by Satan…lucifer or the many other names they invoke through their evil pagan worship. They control all religions and everything from behind the scenes through their many secret agents & agencies…

  80. Relentless.

  81. Right. The moron is relentness in her pursuit of recognition as the dumbest American ever to have been “naturally” born…

  82. My last comment is expressly written for Christine…..and all of the certified GOLDMEMBERS of every SECRET SOCIETY that has helped put this country here and helped the enemies of FREEDOM & INDEPENDENCE …..STEAL & HIJACK THE TRUST FOR THE AMERICAN PEOPLES WEALTH……THE U.S. TREASURY DEPARTMENT.

    J.F.K said “The word secrecy is repugnant in a free and open society.”

  83. I have never seen such criminal voracity disguised as helping someone or doing legitimate business or rule of law. This deception by the Government, the politicians, the attorneys and the courts is the worst kind because, most Americans do not know the law, through no fault of their own. That is criminal by its deception and that is the face of real evil.

  84. The judges are flat out blocking justice. Turning a blind eye to justice and the law. Not judging by the rule of law.Very few of them are judgeing by the rule of law. That is why Melissa Huelsman asked the WA Supreme Court the question, does the rule of law still stand in Washington state? In the Bains V MERS case. The lawyers here in Wasington are all in agreement the judges are not ruling by the rule of law, and are the main obsticle to justice.

  85. They are all fat bastards.


  87. RE….INVOKING ….The key word being INVOKING………the Plaintiffs never INVOKED their legal right to bring their claim…. by establishing the elements at the onset……They call themselves attorney’s ….? NO….They are very deceptive crooks…..INTENT TO DECEIVE IS CRIMINAL…..

    Therefore, the Defendant wishes to invoke all of her Constitutional Rights & Legal Rights as a Natural Born U.S. CITIZEN and asks this court to INVOKE its Common Law, Criminal Law Jurisdiction as the Defendant now has all the rights of an injured party. The rule of judicial notice has no foundational basis in Constitutional Government…

  88. YES! I have emailed all to please do the same and contact all locksmiths in their area, they will hold them responsible in their law suits for aidimg and abetting unlawful seizure of property. Small businesses dont like to be in law suits Most dont know their locksmiths personally. There is more than one way to skin a cat. Look into sending Cease and Desist orders to the fraudclosers also. Cease and Decist orders and FDCPA letters of debt dispute &Lletters of Objection, all together have stopped foreclosures and the sale at auction just days before the sale, By the homeowner sending it certified mail to all involved. Talk to your counsel about this.

  89. “The party invoking Federal Jurisdiction bears the burden of establishing the elements…..(FW/PBS, Inc. v Dallas 493 U.S. 215, 231 1990).

    Therefore the courts are not following the rule of law at the onset of the FEDs phony, fraudulent claims.”

    Hey, imbecile, the courts are not a party invoking jurisdiction. The plaintiff and/or defendant are the parties. Idiot.

  90. “Hell exists and sick people create it on earth.” The moron is making E.ToLLe’s point… Never seen such thickness and opacity in a single individual.

  91. BTW..E Tolle….stripes doesn’t sayeth … God sayeth…Thou shall not steal….Thou shall not covet thy neighbors goods….Honor thy mother and thy father…..

  92. Deb said….It’s not the Judges job to plead your case. #1…These cases were faulty at the commencement. Foreclosure does not create Possession……Here’s why the judges are aiding & abetting a crime….the Plaintiffs never established the courts subject matter jurisdiction at the onset …..

    The party invoking Federal Jurisdiction bears the burden of establishing the elements…..(FW/PBS, Inc. v Dallas 493 U.S. 215, 231 1990).

    Therefore the courts are not following the rule of law at the onset of the FEDs phony, fraudulent claims.

  93. Foreclosure Settlement With Major Banks Delayed For Congressional Review

    Reuters | Posted: 01/05/2013 12:15 pm EST

    Deja vu all over again…

  94. The whole gang is on VH1 right now…Austin Powers Goldmember.

  95. E Tolle……You should worry about whats between your own ears. Hell exists and sick people create it on earth.

  96. This is what is needed the world over…..

    Tired of accompanying court officials to evict unemployed people as banks foreclosed mortgages, De Carlos consulted his fellow Pamplona locksmiths before Christmas. In no time at all, they came to an agreement. They would not do the dirty work of banks whose rash lending pumped up a housing bubble and then, after it popped, helped bring the country to its knees.

  97. Correct
    Its not thr judges job to Plead your case it is his job to stay within his jurisdiction – the law
    And see that Justice is served.

  98. Stripes/ivent sayeth, “The truth is now a runaway train …. you can’t stop it”.

    No, I think that would be your mouth.

    You, like many Americans, hold that the old testament God you love to quote is scripture for all mankind. You are a fool, and living proof that hell does indeed exist on earth, only, it just happens to exist between your ear lobes. FOOL.

  99. John Gault,

    Knowing something is one thing. Arguing it in court is another. Laws don’t automatically apply. You have to invoke them. That’s what many people don’t understand. They think that there is a law on the book that they haven’t invoked and therefore the judge will apply it because… you see… judges know all the laws. And then they get all bent out of shape because the judge ruled on their cases as pleaded and they didn’t like the result.

    That’s also why no one should walk away from an adverse judgment without appealing it: that’s when you can argue that, just because the law hadn’t been invoked, it doesn’t mean that it doesn’t apply.

    If no one has pleaded that agency termination of MERS resulting from the contract termination, whether it exist or not de facto makes no difference. Hence the need to know as much as your own attorney.

  100. Thousands of wrongful foreclosure lawsuits are filed each year in Georgia against banks, lenders, servicers, foreclosure firms, and other entities involved in the non-judicial foreclosure process for residential mortgage loans. There has been recent upheaval in Georgia foreclosure law resulting from several key cases decided in 2012. We do not summarize the cases here, but rather seek to analyze their decisions’ impact on Georgia’s non-judicial foreclosure process while we await the Georgia Supreme Court’s response.

    Reese v. Provident Funding Associates, LLP, 730 S.E.2d 551, 317 Ga. App. 353 (Ga. Ct. App. July 12, 2012)

    From an article in JD Supra: RE: Georgia Law…..
    In a sharply-divided decision, the majority held, as a matter of first impression, that Georgia’s foreclosure notice statute, O.C.G.A. § 44-14-162.2(a), requires the person or entity conducting a non-judicial foreclosure of a residential mortgage loan to provide the borrower/debtor with a written notice of the foreclosure sale that discloses not only “the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the mortgage with the debtor” (the language that appears in the statute), but also the identity of the “secured creditor” (not required by the statutory language, but which the majority inferred based on legislative intent). The majority further found that the failure to identify the “secured creditor” in the foreclosure notice renders the notice, and any subsequent foreclosure sale, invalid as a matter of law. The dissenting judges in Reese found that the majority’s holding “amount[ed] to a judicial rewriting of [O.C.G.A. § 44-14-162.2(a)]” to mean that the notice must disclose not only the identity of the person identified in the text of the statute, but the identity of the secured creditor as well.

  101. Yes, colleen. My substitute trustee is Hunoval, they lie in NC, VA, FL and maybe GA…you should see this paperwork, OMG. We also have a claim in DE. bankruptcy court for over a year now against New Century-TRS Holdings. You should see the rulings up there, Hmmmm. The entire place is filled with banking institutions and a street, just for attorneys. Think you can get justice there, NOT!

    Our case is from February 2007, where 27,000 loans were never funded and my loan was “seized” supposedly. The truth is: I have not found one shred of “credible” paperwork from either case.

    Most don’t know, that New Century was dumping the stock and crashing the company. Their lines of credit were stopped at that time and the loans were not sold forward. I had a bookmark for the KPMG report, which is now missing, where they had statistical charts for defaults…very, very compelling. It proved the betting on the failure of the loans. I regret every day not printing the damn thing. Now it is missing. It had proof of what we are saying about this stuff.

  102. […] Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud Tagged: bankruptcy, Chase, DECLARATORY RELIEF, FDIC, receiver, WAMU Livinglies’s Weblog […]

  103. Nothing human could be this evil. This war is on our souls. That is what this really is. Listen to the brainwashed people talk, they are completely detached from reality. The boldfaced lies the media, law enforcement and the politicians tell us. It sure seems like the so called civil rights leaders, the hippies and the radicals from the sixties are running the country in better clothes and have refined sin, perversion and every abomination imaginable into everyday life. They were not the answer to the problems, they were the problems. They weren’t anti establishment, they were exactly what the establishment wanted us to become. Drug induced, immoral slobs who don’t give a damn about anything that is really important. Anti war protests were ineffective in the big scheme of things because the war was on our souls all along. Protests do no good when you don’t know what they really want is hell on earth and they want everyone to willingly accept it by sneaking it in and normalizing it. Anything goes in hell on earth as long as you accept the mark of the beast is what they will tell you…everything they are doing is for your own peace an security, but there is no peace or security….They are prolific liars, don’t believe them. All of their fixes for fraud will make our life on earth a living hell. They tell us they want a better world while they destroy it. They want to legalize things that are immoral in the eyes of God who said be fruitful & multiply and honor your mother and father who want you to have a better life, not to go live a childless life, in a drug induced coma as slaves for the establishment. Funny, the first attorney I spoke with about the loan mod fiasco told me, Ask them what they want… Well let me just say, they will never tell you what they want because what they want is mass human suffering, they want hell on earth and complete loyalty to their God, Lucifer, and they know most people would not agree to that. Anyone who has been fighting their fraud nightmare would probably agree, this sure feels like hell. Make no mistake, this is coming everyones way, no one will be spared the perils of accepting or rejecting Satan and all his evil works of re-socialism, fraudulently induced debt slavery and complete communism, not one soul will go untested…not one.

  104. Somehow my links are getting blocked too Shelley. Doubt it’s a coincidence. The eye spy network are up to more dirty tricks. Control freaks.

  105. This has to be one of my favorite posts! And on top of thats its also very helpful topic for newbies. Thanks a lot for informative information!

  106. More about their evil plan….2013: A Terrifying Vision for America

  107. The truth is now a runaway train …. you can’t stop it. However, I hope you enjoy all of the debits these crooks are pocketing out of all of your bank accounts and when they tell you they own you and they want to medichip you …don’t say you weren’t warned. Because there is no loyalty among theives and unless you are part of their bloodline….communism really sucks…..

  108. Another tidbit…..I happened on some stuff at chestofbooks which happens a lot (to me when looking up something) and it says that when a party files bk, it 86’s any agency agreements it has. The article is discussing the various ways agency is terminated:
    “Under “operation of law” would come the bankruptcy of the principal, which will discharge the contract;”
    Well, dang Jim, doesn’t that mean that when all those mutt and not so mutt companies filed bk, their alleged agency with MERS (the utility)
    was toast?!** So if MERS claimed to be an agent (specifically) acting for one of those mutt companies, doesn’t that make its (mers) act void or something like that? Well, mers will claim no, it wasnt’ acting for the mutt co – it was acting for an undisclosed principal, strictly by virtue of the “successors and or assigns” in the dot language. I think it was the Vargas court that said “not” as to undisclosed parties. To be concise, that was about, as i recall, a mtn for relief from stay by ‘bankster 4875, it’s successors and or assigns’. The vargas court said that was an improper attempt to get relief for an unknown party. fwiw, which should be something.

    **If the bk 86’d the “agency” (yeah, right) with mers, what SHOULD have happened to those collateral instruments at the time? This may be imo a different battle where mers claimed to be thee ben v an agent. But where they claimed agency………..

  109. The crooks can’t rescind what they don’t have Possession of. The servicers duties are very limited….The servicers are wolves in sheep’s clothes who can’t refi, give you a mod or act in the capacity of a trustee ….this is the FED hiding behind the scenes of their crime scene under the direction of COUNCIL ON FOREIGN RELATIONS GOLDMEMBER Geithner…..a traitor and a wolf in sheep’s clothes. I was told by the servicer, I was denied a loan mod at the last minute by the U.S. TREASURY DEPARTMENT….

    There is the proof, the wolves are hiding in there.

    Forget looking for them in the FEDERAL RESERVE BANK…There is nothing in there but mountains of cocaine & Pablo Escobar said Max Keiser….

    Those crooks have changed their location….the pirates have hijacked the Treasury and are holding their black magick rituals there now….they made all of us the sacrifice at their hands for the praise and glory of satan’s name for all their sins. ….and the glory of their church of satan. God please send in the exorcist and the holy water.

  110. Still a problem with the post.

  111. It is the 2 faces of the crime scene…..but they are really one. They are masters of deception…….hoodwinkers…..They claim to hate the banks but they are part of the Multinational Corp and they have hijacked our wealth as their own multinational holding company. They are one large family disguised as many entities who have infiltrated everythng with their mind warp like attorneys, the judges, the media, the healthcare system, the educational system, hollywood, the music industry, servicers, politicians, and even your local Walmart. Talk to people who work in these places… will hear how severely they are brainwashed. One clerk I spoke with at the Jewel told me she doesn’t believe in gun ownership for the people. I told her it is not a belief, it is our legal right……it is the law of the land….your legal right to bear arms is as much of a right as your right to say that.

  112. nice catch, Gault

  113. Seems do be a problem with that can google it and find it.

  114. Please allow me to repost that link…it is an interesting read..

  115. FOX NEWS REPORTING….OBAMA CALLS ON CONGRESS TO RAISE THE DEBIT CEILING……THATS NOT A TYPO…….THAT WAS RAISE THE DEBIT CEILING….Read all about it here why the jews fear Hagel because of his anti Jewish stance…..

  116. Hmmmm…in this 2002 case, the 9th circuit ruled that notice from the homeowner to the servicer is not notice to the trustee bank. They are having it both ways?! The homeowner sent a recission letter to the servicer and the court said that wasn’t notice to the bank(!):

    “Rather, the issue is whether her cancellation was effective even
    though it was not received by the Bank — the creditor — within
    the three-year statute of repose. We hold that it was NOT. While
    the Bank’s servicing agent, Countrywide, received notice of
    cancellation within the relevant three-year period, NO authority
    supports the proposition that notice to Countrywide should
    suffice for notice to the Bank.”

    I’m just floored, really. if the 9th circuit says notice to a servicer is not notice to the “creditor”, how can any court claim a homeowner is not
    prejudiced by not knowing who is the (alleged) creditor? Send notices and other communications to Santa? I don’t know if attorney Gary Dubin (HI) took this case any higher, btw. Also, I only glanced at this case, but it seemed there is some discussion of the difference between a three year limitation on rescission and bringing a different claim for
    origination bull.
    MIGUEL v. COUNTRY FUNDING CORP., 309 F.3d 1161 (9th Cir. 2002)

  117. Obama poised to appoint former Republican Senator Chuck Hagel as the next Defence Secretary..

  118. Obama is said to be appointing a Hagel to some post…sheese..Wonder if he is part of the same Nazi Germanic bloodline of evil masterminds, who really believe they are agents of Satan, and believe to be under Satans direction, designing this evil plan for World Domination for Satan, and themselves & their illuminati criminal friends to rule the world….?

  119. Foreclosure is not an operation of law to create Possession…The party wishing to foreclose must already have Possession at the onset of their fc suit and they don’t…..rights of a holder or a holder in due course go out the window upon presentment of copies of unindorsed notes…..they must then prove at the onset how the security was created or there is no case…there can’t be a security entitlement….and there is no note or mortgage contract to enforce. See Collins v Ogden…..All of these transfers that are occurring after these fraudulent complaints are entered with no evidence based in law or fact are criminal. Like transfers to other servicers and bank attorneys recording DOTs to the plaintiff after the fraudclosure is recorded. They all should be in prison. These crooks are going to have hell to pay one day when people realize their property was stolen from them by traitors from within.

  120. Just like you Globalist hacks to blame the victims of your financial scam and call the victims imbeciles ……However, the law of this land says……Deception is evaluated from the perspective of the unsophisticated consumer…..The American people were simply too trusting. WE THE PEOPLE have souls, unlike you Globalist hogs. WE THE PEOPLE are well known to be the most generous people on the planet. Unfortunately these Globalists mistook our kindness for weakness and therefore, underestimated us. That is the one fatal flaw of our enemies who pretend to be our friends. It may work for the rich, to be frenemies, but when you use that as a weapon to kill competition and wealth creation, and property ownership by stealing from everyone else just because you are greedy hogs, that is intolerable to most Americans.

  121. Well now this is not earth shattering, but still interesting. In a case I’m reading while reviewing some files, it says that the successful bidder at the trustee’s sale does not have a right of possession until the trustee executes the deed and it is received (delivery) by the bidder. It says this is because the bidder has only inceptive / inchoate title until he receives the deed. This in turn finds a court without jurisdiction to hear an ejectment action against the homeowner until the deed is executed and the bidder takes delivery. When a bidder files an ejectment action prior to delivery of the trustee’s deed to the bankster (or anyone), the court lacks jurisdiction to hear it. No great shakes, but might be beneficial to some who are interested in challenging an ejectment action, past or present, because no jurisdiction is no jurisdiction. Note this is a Pennsylvania case and the law may not read the same in other states. But it might. (Course a problem might be in ascertaining if and when the bidder took delivery of the deed (but at least a clue will be found on the notary date on the deed for when it was executed)
    Lay opinion – ask a lawyer or 10

    The case:

    WELLS FARGO BANK NA v. LONG, 2007 PA Super 254
    934 A.2d 76
    WELLS FARGO BANK, N.A. v. Maggie S. LONG, a/k/a Maggie Sylman Hubbard, Terrence L. Hubbard, and Occupants of 2566 Stroschein Road, Monroeville, PA. 15146 Appeal of Maggie S. Long.
    No. 1813 WDA 2006.
    Superior Court of Pennsylvania.

  122. Christie I post a lot of good articles on here some are posted and a lot are put into moderation and I never see them posted. A few regulars on here see that also and dont come here as much, due to this. I try to come back and post good articels and case law that help when I get it and sometimes we all have to just vent. The courts are blantantly corrupted, I agree we have made gains and that is why I dont quit and battle on. I am not a person that gives up on our country and this is a battle to save our country not alone our homes.

  123. Forgot to add a differnent judge came in and signed the dismissal not the judge that assured me would be doing the deciding.

  124. I think the judge was changed on me in my pro se case against my ex attorney. The judge reopened my case and told the attourney of my ex attorney, that he was reopening the case due I had proven breach of contract by my ex attorney. And since he was charging me in a counter claim his attorneys fees and fees for a contingency case he throw under the table the judge was reopening the case. The attorney about swallowed his tie and said can we do a non suit withdrawl and I asked the judge if I would lose my case if I did no reply when the judge said that is up to Mrs. Erickson, the judge told me no it would not effect my case and he assure me he would do the judging. I wanted time to investugate the non suit dismissal and I found I had to approve it for them to be granted it and i did not half to. and that would get them out of trouble of causing me damages. So I refused to grant it and a different judge signed and granted the non suit dismissal and my case was dismissied. The judge told the attorney I had proven breach in color. I have this case going to another attorney along with the city case, they are innertwinned in a web of deciet and fraud upon the court. I have had my fill let me tell ya. The mayor of my town and all his attorneys which five of them were in the court room to fight little ol me. My now attorney tells me I am one brave woman. I trully thought she was going to say I am one crazy woman. ,

  125. For a few good laughs, no point in coming here. That link below is just what the doctor ordered. Because the way I see it, the true foreclosure-related info is becoming scarcer by the day, with those morons plastering over and over their own (groundless, baseless, useless) opinion…

  126. Corporatism is slavery.

  127. The lawlessness is because of complete corruption, nothing more. Their veil is paper thin.

  128. You are right Shelley. It’s like dancing with rabid wolves in there. I was told by an attorney a while back, if the judges start becoming too sympathetic to us, they get switched out. One day I ran a courtesy copy of a motion to the judges chamber. The judges assisstant thought I was an attorney and started letting me in on Insider gossip. She told me they are about to start switching judges around. This came to be true……the changing of the guard with the changing of Mayors.

    When you know the truth, you know we are living in a fraudulently induced dictatorship. That is their dirty little secret, because in the U.S.A….THERE ARE NO EX POST FACTO LAWS…..That means everything, the FEDERAL RESERVE SYSTEM, the Income Tax, all tax….including Property Tax, the Patriot Act, the NDAA, forced placed insurance through taxation like Obamacare, and even the Drivers License are Unconstitutional…& therefore illegal. The majority of the Supreme Court Justices of today are complete traitors and the Legislators should all be hung from the lamp posts.

  129. Christine, I agree eith the mob, why should the mob be in jail? The financial mob criminals get an out of jail card free. That is just how crazy this is Ones set of law andabsolute discrimination! It is all one bad joke! We are all discriminated against. We need to file claims of being discriminated aganst! Our land is lawless! The judges prove it every day in the courts and our government is trying to make law that will allow it legally.And jail us for protecting our rights.

  130. The Giant Multinational Corp that is now built up around us like a fortress, was built by a couple hundred years of secrets, lies, deceit and fraud. The old money families in America have joined forces with our enemies around the globe to strengthen their war on the people and their quest for Global Domination. The Illuminati banking families of Europe built their fortunes from the drug trade and bringing hell on earth. Their evil plan really ramped up at the beginning of the 20th century, built around 3 World Wars and the gradual weakening of our financial system. Lincoln & Kennedy both knew the key to their success was their evil financial system. They both paid a heavy price for trying to issue our own currency. The assassination of Kennedy was an Illuminati coup de tat of our Government. Obama has revealed several times he works for the Federal Government. The 2008 stock market crash by the Illuminati was intentional as reported by CNBC. That was a coup de tat of the U.S. TREASURY allowed by the traitor politicians. This is what Romney said it is in the debates…. Feudalism with the Federal Government over land and may I add this is also a full blown hostage situation by our enemies both foreign & domestic.

  131. A lot of us are there. Including good attorneys trying to play chess with the judge, and jump the judges moves. Knowing the real battle is the judge not having enough law or caselaw. Having to out wit the judge. What a crime scene in almost every court room.. Hard to imagine and understand. My friend that was one quarter away from being a parralegal, told me watching my case in court did her in, she could not deal with the corruption and has changed her plans for her career. She asked me how I can deal with all this crime? I dont quit..

  132. Too funny.

    Saturday, January 5, 2013

    A Satire: For Immediate Release: Class Action Suit Launched By Mob Families

    We the legitimate crime families of the underworld are today launching this class action suit against the authorities. It has come to our notice that certain banks and financial institutions have been engaged in money laundering and financing terrorism. None of these treasonous money launderers have gone to jail. Instead, they are still pursuing their careers in the financial world. Some of them have been known to advise governments and even finance election campaigns. Something is very rotten in the system of justice when the aforementioned financial criminals can flaunt their freedom to loot, pillage and plunder.

    Meanwhile, honest criminals in our mob families have done jail time and some are still in jail in maximum security prisons for the same offences of these “respectable bankers” who are still free. What is going on, we have to ask? Whatever happened to the level playing field and all being equal under the law? Have those in charge become the real “mob family”? Are honest criminals now subject to discrimination? Does the government show favour to financial criminals, too powerful to go to jail? Has the government become corrupted?

    We respectfully ask these questions and hope someone in authority will answer our concerns. In the meantime, this mob family are launching this class action suit for Two Billion Dollars for unfair prison sentences, unfair drug convictions, and unfair discrimination. After all, if “respectable” financial criminals do not go to jail, why should members of our Mob Families be incarcerated?

    Yours very truly,
    Spokesperson and honest criminal and head Mob Boss presently residing in a maximum security prison for drug offences and money laundering.

    Stephen J. Gray
    January 5, 2013.

  133. Don’t anyone tell me that we haven’t made HUGE progress! Granted, it takes time. Then again, when an entire country gives free reins to banks and industrials for centuries, common sense dictates that it will take more than a few years to correct…

    December 28, 2012

    Frost Brown Todd, Attorneys, LLC

    Will the Real Owner of This Mortgage Loan Please “Stand”: The Necessary Standing for Ohio Foreclosure Actions After Schwartzwald

    On October 31, 2012, the Supreme Court of Ohio was terrifying the banking industry by its decision in Federal Home Loan Mortgage Corp. v. Schwartzwald, 2012-Ohio-5017 (Oct. 31, 2012) at the same time as ghosts and goblins were scaring children. In Schwartzwald, the Court answered the question of whether a lender could correct its lack of standing when commencing a foreclosure action by obtaining an assignment of a note and mortgage prior to the final judgment of foreclosure and sale.

    In Schwartzwald, Duane and Julie Schwartzwald purchased a home in Xenia, Ohio by obtain a loan secured by a mortgage from Legacy Mortgage.[i] Legacy subsequently assigned the note and mortgage to Wells Fargo Bank, N.A.[ii] Mr. Schwartzwald lost his job approximately two years later and the Schwartzwalds moved to Indiana but continued to make their monthly mortgage payments for several months.[iii] Eventually, the Schwartzwalds defaulted on their loan but Wells Fargo agreed to a proposed short sale of the mortgaged property.[iv] However, before the short sale could be consummated, the Federal Home Loan Mortgage Corp. (“FHLMC”) commenced a foreclosure action against the Schwartzwalds on April 15, 2009 prior to being assigned the note and mortgage from Wells Fargo.[v] On May 15, 2009, Wells Fargo assigned the Schwartzwalds’ note and mortgage to FHLMC and FHLMC filed a notice of assignment with the court on June 17, 2009.[vi]

    In the foreclosure action, both FHLMC and the Schwartzwalds filed motions for summary judgment.[vii] In their summary judgment motion, the Schwartzwalds argued that FHLMC lacked standing to foreclosure the mortgage because FHLMC was not the owner of the mortgage when commencing the foreclosure action.[viii] The trial court subsequently granted FHLMC’s summary judgment motion and denied the Schwartzwalds’ summary judgment motion. FHLMC became the owner of the property at the foreclosure sale.[ix] On appeal, the Second District Court of Appeals for the State of Ohio affirmed the trial court’s decision. The Second District held that FHLMC cured its initial lack of standing when commencing the foreclosure action by having the note and mortgage assigned to it during the pendency of the foreclosure proceeding.[x] However, the Second District acknowledged that its decision was in direct conflict with decisions in the First and Eighth District Courts of Appeals and certified this conflict to the Supreme Court of the State of Ohio. The Supreme Court accepted jurisdiction over this conflict.[xi]

    In rendering its decision, the Supreme Court held that standing is a jurisdictional requirement and is to be determined at the commencement of the litigation.[xii]

    Consequently, the Ohio Supreme Court held that FHLMC did not have standing to commence the foreclosure action since it was not the owner of the note and the mortgage at that time.[xiii] The Court also held that FHLMC could not be substituted as the real party-in-interest pursuant to Ohio Rule of Civil Procedure 17(A) because it did not have standing initially when commencing the foreclosure action.[xiv] The Court concluded that a party’s lack of standing when commencing a foreclosure action requires a dismissal of the Complaint without prejudice.[xv]

    The Schwartzwald decision will have a monumental impact on both the banking and title insurance industry.

    As to the banking industry, it is a fairly common practice for lenders to obtain assignments of notes and mortgages during the pendency of a foreclosure suit. At least in the situation where the lender commencing the lawsuit does not yet have the assignment of the note and mortgage, the lender should not commence an Ohio foreclosure action or should have the prior lender commence the action and the new lender should substitute itself in for the prior lender as soon as the assignment occurs. Otherwise, the foreclosure action will likely be dismissed and the new lender will need to commence the action again.

    For the title industry, the ramifications of the Schwartzwald decision are huge as well.

    Given that a lack of jurisdiction for lack of standing can make a judgment of foreclosure and sale void, a title agent will need to ensure that the lender selling a property at a foreclosure sale was actually the owner of the note and mortgage when the foreclosure action was commenced. If the lender was not the actual owner of the note and mortgage at the commencement of the foreclosure sale, a title agent will likely take exception to that issue in any subsequent title insurance policy. Similarly, if there was a foreclosure action involving a property in the chain of title, a title agent will need to ensure that the prior lender who foreclosed on a mortgage and subsequently sold the property in the chain of title was the holder of the note and mortgage when the lender commenced the foreclosure action. If this is not the case, the title agent will likely take exception in any subsequently issued title policy for that issue as well.

    Russell Kutell

  134. RE skin in the game….I am talking about the Origination Fraud, not the “investments” they overissued.

    You are right about the fighting part. This is not just property, this is our freedom and independence. That is why our founding fathers came here, to end feudalism with Kings, and why good men fought & so many died for us to be free. If these men who wrote our Constitution and our Bill of Rights wanted us to live under tyrants, we would never have had those documents. It is time to take back what they have stolen. We need a real tea party … not a Government Controlled opposition. These crooks are taxing us out of our homes. The elderly are being victimized horribly by these crooks. They are losing the roof over their heads because of outrageous property tax bills and other scams. That is inhuman and wrong. This is war.

  135. Fascinating.

  136. Yes Poppy, AND I read YOU too HAVE most if not all the same
    Wire transfer from DTBCO with accompanying 15 checks to the seller, insurance, real estate percentage payoff, etc,(from application)

    2 HOMES,refi,secondary home done in the same month and year 06′. Falsely securitised CSMC.

    Is that so Poppy?

  137. Look

    Party A Loan origator and creditor
    Party B Loans Seller
    Party C Transferor
    Party D Purchaser for value

    Question :
    Who then is the Transferee and the beneficary ?

    People – If you can not answer this , get an attorney and see if he can . If he cannot (get your money back ).

  138. Stripes – and they did all of that for free. No skin in the game….at all. MERS clearly states…Fannie Mae is an

    First I’m getting emailed about being aligned or in support of Stripes. I don’t know who this person is nor care to. Her brilliance is sufficient without any further support.

    As for what this person is trying to do – I take as a Get the hell up and fight back – call it as you see it. Quit crying and get up and out there and look at the alternatives to a boiler room offering you a phony modification

    As for the observation there was NO skin in the game…
    NO Wrong…think. This is the deal killer you use to prevail in a claim for release of lien and to remove all clouds

    To file a claim to quiet title is to challenge standing to enforce on obligation that you made with a promise secured by an interest…

    A trustee is not holding bare and legal title. Someone fed us this BS. He / she / it hold an interest recorded in public records that is conditioned by default. In a default the bare and legal title transfers to enforce the interest’s right to repossess..

    Plainitff asserts the defedants claims to bare legal title, for puroses of foreclosure , fails barring the foreclosing parties requirment to JOIN planitff in seeking the court order the release of all statisfied and expired liens having no merit of record.

    Last Year …upon lender opting for a judicial foreclosure in a power of sale jurisdiction .

    JP Morgan Chase N.A.
    JP Morgan Chase Servicing LLC.
    Joe LunchBucket , Homeowner


    In court last year —

    At the conclusion of my testimoney …
    Judge – Thank you Mr. Expert
    Judge – JP Morgan Chase – are you with us (on phone from NY)
    JPM Chase – Yes your honor
    Judge – I think I will stay the matter another 30 days …
    JPM Chase – That’s fine your honor

    Side Bar Next day , saturday afternnon get a call from Cahse attorneys . These guys are really dialed in , Ill tell you!
    JPM Chase Call – Now where did you go to school ? Who did you work for? What year did you graduate ? Do you eat Fava beans for lunch ? Who killed Alexander Hamilton ?

    Now , remember what we learned in December Lenore — with each dreary ghost and dying ember to night Mers Members . . .

    Tip: Dont play with matches
    Best Tip: My Gal Lucy in the Third race a Belmont
    Advice : Don’t drink text message ,fiddle with the radio tuner and read a map while driving through a school zone

    Fact: Joinder Claims must be raised

    Plainitff asserts the defedants claims to bare legal title, for puroses of foreclosure , fail barring the foreclosing parties requirment to JOIN planitff


    Who goofed – I got know…who goofed !

    This informationis is not intended as legaladvice. Not a licensed praticting attorney and this disclaimer is to inform you that only a licensed bar member can afford you a determination of your right’s in realproperty Call the state bar for more information .

  139. So close ….and yet so far ! Im feeling a little gratuitous this evening so what the hey – let’s get started

    Leave a Reply

    Duetsche Bank sued the FDIC, Chase and WAMU for not transferring the notes timely.

    MS. Duetsche Bank DB Is preference ! WTF (wheres fed) DB cannot have any interest in the notes – Gibberish

    Leave a Reply

    Then Chase replies we dont own the notes We only assumed servicing rights.

    MS – Chase – The note is an asset . Are you trying to be difficult? . When you are told over and over and over again …note are assets that were dereocgnized – why do you insist on rasing these pathetic arguments ?

    Leave a Reply

    Deutsche is admitting Duetsche was not tranferred the notes on time,


    Well, the picture is changing
    so your feeling part of the crowd
    They’re all laughing at something
    And the confusion is loud
    Then a friend comes towards you
    You think you may once have known

    But as you reach out your hand . . .
    Now you’re all alone

    .. in time passages truth
    I know you’re in there
    You’re just out of sight
    Oh,the time that has passed …
    Buy me a ticket off this nightmare and
    get me on the last train out tonight

  140. Yves is a Globalist and all for the investors in this scam….she once said in an interview that the banks should be declared public utilities. That really made me furious. The FED is a private bank for foreign agencies for the love of God. They need to be sued and thrown in prison for foreign espionage and attempting to overthrow our Constitutional Republic. The politicians who allowed this should all be hung. All foreign investors need to be thrown out. Matt Taibi has revealed himself to be a shareholder/investor shill too..The poor investors & shareholders he cries…they are who are being punished by suing the banks…to that I say good…they are the cause of all of this. Taibi blames everyone from Wall Street to the Pope and not the criminal masterminds of this….the investor/shareholders. All traitors are being revealed…these people are the controlled opposition. They want us to blame the perps and not the NEW WORLD ORDER Commie masterminds hiding behind the scenes. You really don’t know a person unless you know what their investments are. That is where their true loyalties are. They are the entitlement people who want you to believe investment is ownership. That is simply not the case. The stakeholders…..WE THE PEOPLE …are the only entity here with any skin in the game.

  141. The Issuer of the Original bill of credit ….the FED, did cash the check. That’s what they are hiding. The note was a check we issued them and in return they gave us credit…..nothing of value and not just that, they pocketed our payments and via Wall Street they created mountains of debt by counterfeiting and overissuing investments in every aspect of that loan file without our knowledge….and they did all of that for free. No skin in the game….at all. MERS clearly states..Fannie Mae is an Investor….Investment is not ownership if the Issuer never had Possession. The FDIC….a Private, Foreign Controlled Agent, were allowing the GESs the keys to the candy store ….all of the funding …an all access pass to rob and pillage the U.S. TREASURY DEPARTMENT in our names….on their “public” side and invest on the “private” side in loans they witnessed. They were a private held bank who were allowed to have knowledge of our personal information and have access to our money as a publicly funded Government agency and they were both sitting together at the closing table. That right there ladies and gentlemen is an illegal conflict of interest. Ex FED chairperson, Sheila Baird now is telling us all of these mortgages were meant to fail but, not why the FDIC was insuring mortgages that were meant to fail. She said Geithner was working in the best interest of the banks and not the American people but were the FDIC and the GSEs doing ? They certainly were not doing what was in the best interest of the American people either. Why would a Federal Agency be put in charge of insuring our money in the first place….? And why would a privately held bank be given access to our money without our knowledge and allowed to invest in the credit they lent ….? BLOOMBERG NEWS reported, the biggest shareholders/bondholders in the GSEs are the INTERNATIONAL MONETARY FUND….the IMF…This was high treason….& the $60.4 trillion dollar bailouts and all of the fraudclosures were Capital offenses.

  142. @Shelley….I doubt I will get that judge but you never know.

    That’s right poppy…whenever the people really realize what these traitors have done and what liars they all are that is what I want to see. Our Original Constitutional Republic in action. That is what needs to be done to restore this place. That is what these crooks really fear. The day the people realize there are NO EX POST FACTO LAWS and all of this crap is a put on.

  143. Duetsche Bank sued the FDIC, Chase and WAMU for not transferring the notes timely. Then Chase replies we dont own the notes We only assumed servicing rights. Deutsche is admitting Duetsche was not tranferred the notes on tme, therefore they are VOID by PSA LAW. a VOID CHECK IS A VOID CHECK AND UNCOLLECTABLE EVEN IF IT WAS NOT FAKE. lIKE A CHECK IS VOID IF NOT CASHED IN SIX MONTHS. GOOD ORIGINAL OR NOT BOTH ARE VOID AND UNCOLLECTABLE. Then Chase reply is in line with the assumption agreement ! CHASE DOES NOT OWN THE NOTES DEUTSCH DOES NOT OWN THE NOTES! See Freddie and Fannie shell game, by Shawn Newman. Freddie and Fannie dont own the notes. Then Lawrence Nardi tells all! The notes and allonges and assignments simply do not exist! What does it take to stop Chase collecting an uncollectable alleged debt for Deutsche Bank, an obvious scammer attmpting to collect a debt that has been voided and sue Chase and The FDIC for it too. This is admission rom boh they know they dont own the notes. There is no mistake in that. They both then are fully aware they are unlawfully siezing property not owned by them.

  144. @shelley – I dont’ know why you linked that deutsche v fdic et al motion, but it actually has some relevant (to us) stuff, like this:

    “Under NY law (and probably all states’ law – sic) a contract can be breached if one party intentionally makes performance by the other party impossible.”

    Surely there’s something to do with this tidbit. The cite is on p.22.

  145. You are correct Poppy. Every American and many on the entire globe have been cheated by these banks. I try to educate everyone I meet to learn just what has happened to them and the scam or what can happen. People are shocked, however a lot are waking up and know the crimes being committed on their neighbors loved ones and friends. Americans are appauled and angry. The knowledge is becoming wide spread. One of the first things I do is send them a link to how they steal your house on Mortgage servicing fraud web site. So they see they are not the only one in the world this is happening to. It is wide spread and well know and global.

  146. To everyone. We are so right on. So sad for the people.

  147. Hope you have lucked out with a good judge.

  148. No, many don’t…what most don’t realize, is these banks have done this to all of us. They have not had an incident yet. Wait until they do. Watch what happens when someone pays their loan off and someone else comes behind them with a lien. Or the seniors that are getting thrown out, due to the appraisals being lowered and their reverse mortgage has run out, due to the lower value, or someone has an insurance lapse and they start forcing insurance and find out they cannot stop them…it’s all going to come out, sooner, than later.

  149. Poppy …America is not broke….that’s what they want us to believe ………..We have a 26 trillion dollar GDP….& who collects the tax on that & on everything…..OUR FOREIGN ENEMIES…Bloomberg reported the FED collects TRILLIONS OF DOLLARS A MONTH IN MORTGAGE PAYMENTS ALONE……AND THEY DON’T LEND…..Rick Santelli said the maniacs stole $60.4 TRILLION IN BAILOUTS FROM US….


  150. That’s right poppy….their many weapons of mass deception. That is why we need to exit the U.N…& NATO… go back to our original Constitutional Republic and issue our own currency and sue & abolish the FED….no Vatican gold backed dollar….issue our own currency ….backed by our own gold and silver…..and borrow directly from the Treasury at a nominal interest rate. We need to stop handing the Federal Government & their private bank…the FED STRAWMAN, our money and take the money printing machine out of their hands

  151. You are 100% correct. Just so you get me: I have done all the things they asked, education (some of the most intelligent, but stupid people), paid my bills on time, single mom, defended my country and I see exactly what you see. It absolutely amazes me, that people do not see we have no judicial system, these hearings are administrative and in no way represent due process. And the government is lying when their lips are moving. It a game, a ruse, to keep us distracted while they keep us indentured and slaves of their lies.

    This country is broke and cannot pay what we owe. We did not do this, they did. They are all whores…plain and simple. The only entitlements I see are the Federal employees, the entities like the ATF, Homeland Security, Energy Department, to name a few…its a joke. Billions on Billions of dollars for what? Conflicts everywhere, we inject ourselves in other countries business, Billions more and for what? The takeover is financial…people are asleep at the wheel. I wonder if it is already too late? My piece…can’t barely afford food and from whom Monsanto? Jeez, let them eat it, in DC…

  152. I don’t let the thugs bother me poppy. I just call it as I see it. If no one speaks out and exposes them, what kind of people have we become…? That makes us look like what they tried to label us……Deadbeats, cowards, stupid imbeciles and lazy losers who will go along with anything. I won’t allow them to say that about us.

    MS said to me ..your ignorance is brilliant ….. that is not even an insult, it is a misnomer. You can’t be both. A formal education is not the only way to learn. That is where they underestimated us. What I do know for sure is they are not God….they never will be, and they are not infallible and they are not above the law but they are evil. That is why they want us to be an uneducated, brainwashed, morally bankrupt society so the evil they do becomes the “new normal” ….I can’t count how many times I have heard good people who these crooks have destroyed stick up for these crooks or know they were terrorized and robbed by them but give up…without really even trying…….as if trying to get a loan mod is fighting the crooks and being denied means they automatically lose. My hope is to reach people and tell them how important this fight really is. These aren’t “just” houses or businesses or pension plans we built that can simply be rebuilt…NO…we worked hard our entire lives for this….this is our future WE BUILT IT…..& they are stealing what we worked our entire lives for…..and what is hidden is the most disturbing part …what they are really stealing is our freedom & independence.

  153. Me again; entitlements my a$$. 52 weeks a years x-amount, mandated out of your check. Multiply that with compound interest and tax deferments. Collections of 30-40% of your contributions, taxed at 65 y/o and monies deducted for Medicare…there is money left, that goes to no one, when you croak.

    And the government “steals” the excess for their pet projects, while you and I are sleeping.

  154. You know stripes, why do you let these a$$holes bug you? They’re bums, sociopaths, liars, cheats, thieves,…they are not risk takers…everything they have done is calculated and planned. They have used that fractional reserve crap to make ten times the value of the loans and then insured the G-Damned things for more money. No one here owes anything. There is no default, as a payment can only be made on a legitimate loan, for one home, one lien…period! This is not difficult. If the FED wasn’t in bed with these thugs they wouldn’t be using our money to try and stabilize the situation. Go right back to our DC bunch. They allowed all the lax regulations. And the attorneys wrote the contracts.

  155. Gotta love Rick Santelli who wants to know what happens to the lunatics who stole $60.4 trillion dollars of our money…….

  156. colleen,

    You fooling with Ocwen too?

  157. Funny you should talk about “disappearing cases”…..In one of my recent motions the clerk in the motion department, “accidentally” screwed up the motion call number…..upon discovery of that “mistake” a couple of days later I called & long story short…..they said they couldn’t correct their “mistake”….but the bank probably wont show up as a result of their “mistake” and I may have to re motion it. I said why would the bank not show up….they would not know of your mistake on my motion call slip…? She looked dumbfounded. I went to court and asked for an emergency motion to hear my motion…the bank was there and I had no way of knowing it…..they told me if my motion did not get heard talk to the bank attorney out in the hall….well it got heard by a substitute judge because the former judge moved up to Appellate and the Judge was very nice…he granted me my request and told me he was giving me extra consideration on time for the Plaintiff to respond to my filing because I am a pro se. I call that progress.

  158. The judge asked me why don’t you have an attorney…? I replied, because I can’t find one. He responded, not even one of those free ones….? To that I said, no…I can’t find an attorney who is willing to fight the fraud. To that he had no response. I had a judge tell me not having an attorney will be to your own peril. There you have it…fraudclosures are terrorism. The truth is, what they really fear is all of us standing up for ourselves.

    Listening to the FED schills on Kudlow tonight talking about how we can save our SS & MEDICARE PROGRAMS….they call them ENTITLEMENT PROGRAMS…..I call them programs we already paid for but the money was stolen…They said we can’t cut the part of Government that gives us the checks…….OUR OWN MONEY….I say SUE & ABOLISH THE FED and all of their investors and shareholders…….the FED are the robberbarons for the rich who have robbed us into poverty. They don’t deserve another dime of our money and all the politicians should be impeached for high treason.

  159. Yes this is another injustice done. The judges are supose to be leninet with us and understanding of pro se’s or propria persona’s. However I find and the lawyers admit the judges hate pro se’s. Nothing new in the biased department and rule by bank law or organized crime or biased judges. I have seen more than my share with a corrupt mayor in my town that breached his oath of office and I have testimony and absolute proof of him committing perjury, and the banksters. The organized crime is so huge people do not realize it until they have to fight for their rights. Even the Sheriff made my felony complaint of the mayor diappear and refused to give me a case number. The people that are suppose to protect us are protecting the criminals.

  160. They are certainly doing everything they can to force us to hire attorneys. That is something I will never do because there are no attorneys seeking the justice I am seeking. Not one….

  161. Believe me i have invoked my Constitutional rights. WE are dealing with organized thug crime.

  162. Short of calling911 and asking the police to arrest the judge, the judges choose to cause their court rooms to be crime scenes and I have made claim of this against two judges with no success. Judge Pechman from King county WA and Judge Judy Carey from Kent WA Superior Court. Whom tampered with the audio of the court proceedure. I HAVE A PHYSICAL WITNESS TO VERIFY THIS. Judy Carey told me she had not bothered to read my case or go through the exhibits. Then on the audio I ordered she tells in her own voice I have read your case in full, when she had told me she read my case only in part and then handed it to the baliff to read and would not bother going through my exhibits. My witness was going to school about to grad as a paralegal and her mouth dropped. She looked at me and said the judge just admitted only partially reading your case. She has not read your case. Then Marys mouth dropped in disgust when she heard the audio that the judge had litterally tampered with and changed. I was doing this Pro Se and have two dif attorneys now for both cases. So we will see where this goes.When these disgusting treasoners are in a ;position of power and the crime is this organized, it is baby steps to battle them. I dont give up.

  163. Subrogation is another attempt to deceive and it is criminal. They never had Possession in the first place because of the Origination Fraud. The banks don’t pay for anything…..they racketeer…..they issue you credit…..they swap credit slips and overissue investments in instruments they never had possession of.

  164. People are allowing the judges to steal by not invoking their Constitutional rights. The U.S. Constitution was written simply so every American could use it to defend themselves without an attorney. The U.S. CONSTITUTION gives you power over them…it overrules them…..NO EX POST FACTO LAWS….That means the NDAA cannot be enforced……it is all terror by our enemies both foreign & domestic….The politicians are simply acting like tyrants because we comply, cooperate & conform with everything they tell us. If they made a law outlawing drinking in a bar past 10 ….reality tv…shut down all the strip clubs and said looking at porn is now illegal….then there would be non compliance. It is an eminence front…it’s a put on.

  165. I am obviously not proof readingI Typing to fast. Sorry about that but you get the idea.

  166. Right on. and unlawful property siezure is terrorism and treason. With total disregard to our property laws and the U.S. Consitution.It is jthat important it is our freedom. Every man woman and child should be aware of this and do everything to stop this. You are correct a moritorium would have let the banks off the hook. Discovery is important to stop this crime from continuing for centuries to come. Our generation needs to stop this now. I told my lawyer, it is not the money it is the principle and no matter how much I have to pay her I will gladly pay her. To battle to the last court in the U.S. Supeme Court if necessary. People would be smart to donate to good attorneys to take good cases as far as you can battle. You are not throwing money away you arefighting for case law for freedom for all. I have comitted to a golden case a lawyer has here in WA to donate money to the soldier willing to battle to the top for principle. And I will work to advertise for donations to help him. We need case law in our states to help win homes and freedoms back. Does not matter whos case we need to support others to win so we can have our freedom. Dont quit after the first dismissal. That is crazy. The judges in he hihger courts have adjudicated with justice and not the biased blind sided unconsttutional rule of most of the lower courts.

  167. That’s right Shelley….all traitors are being revealed. If there was a moratorium early on, we would never have learned what we needed to know, we would have never known who are our real enemies. That is why people not fighting this are brainwashed. They do not know that property law is power & property ownership is freedom.

  168. All lawyers for the banks are felons All officers of the court are mandated to turn in fraud.

  169. Yes and the judges enabling this unlawful seizure are felons. See 18USC4.

  170. The FED is a private bank who use their banks to borrow our money in our names from the U.S. TAXPAYERS via the U.S. Treasury…never pay it back…..they collect and pocket all payments for themselves & over issue investments via Wall Street in instruments they do not hold legal title to. Then they sell off their fraud and buy it back to reissue it as an all new debt that is in fact worthless…It is fraudulently induced slavery and it is a criminal racket.

  171. Chase M&I’s are b.s….they are coverups for the Origination Fraud. The fact these are not securities, never were and never will be. The FED are using our money to buy back so called “soured mortgages” their perps created IS CRIMINAL for many reasons. Here are just a couple…. they never owned them in the first place because of the Origination Fraud and these mortgages are now insolvent because Wall Street created a QUADRILLION dollars in fraud with our signatures….without our knowledge. They are all land grabbing felons.

  172. LOOK UP THE DUETCHE BANK NAT’L TRUST V FDIC,WAMU, CHASE CASE LAW AND THE REPLIES FROM CHASE. Duetsche Bank by their own hands states the WAMU notes were not transferred timel therefore are in faulty. and the Lawrence Nardi Deposition page 260-261. Stating transfer of allonges, notes, assignments from WAMU simply do not exhist.

  173. Anyone see this?
    Payback’s a bitch!

    The publisher and staff of The Journal News in New York state found themselves the subject of what hackers call a “dox” on Thursday, after a blogger retaliated against their database of gun permit holders by publishing an extensive list of personal information for dozens of people connected to the paper.

    The list includes items like hobbies of staffers who weren’t involved in producing the story, phone numbers, email addresses and even home addresses. Links to social media accounts even featured photos of the editor’s children, which the blog actively promoted.

    Appearing on CNN Thursday morning, blogger Christopher Fountain of the “For What It’s Worth” blog said he was “offended” that the paper would release public information about gun owners and said he wanted the publisher of The Journal News to understand why he’s so upset. “I just thought they were being hypocrites,” he said.

    The paper’s publisher, Janet Hansson, offered a defense on Wednesday of her decision to run the article, telling Politico: “We knew publication of the database (as well as the accompanying article providing context) would be controversial, but we felt sharing information about gun permits in our area was important in the aftermath of the Newtown shootings.”

    Fountain wasn’t having it. “Well, she could have just published the number of gun permits, which is actually quite small,” he said. “If she wanted to show an issue that there are 2,000 legally registered guns in her county, fine. But the fact that they put the addresses… I’ve received emails from abused women who were under protective order and in hiding, and they’re terribly afraid that now their names and addresses are all over the Internet and accessible through that map.”

    Hansson did not appear on the program and issued no statement to CNN.

    This video is from CNN’s “Early Start,” aired Thursday, December 27, 2012.

    Raw Story (

  174. It reminds me in 09′, when I asked an indian that “worked”
    for OCWEN-who IS the creditor? He says…IT’S A SECRET!

  175. Funny… Swiss banks know how to plead guilty. I guess we should send our own bankers there to teach them… They seem a tad short on personal responsibility.

    Hey, if we’re lucky, that’s where Romney has his stash.

    Oldest Swiss private bank pleads guilty to tax evasion collusion

    Switzerland’s oldest private bank, Wegelin & Co, has pleaded guilty to helping American clients evade taxes through secret accounts.

    Otto Bruderer, an official at the St. Gallen-based bank, entered the plea on one count of conspiracy in the United State’s Manhattan federal court on Thursday.

    “From about 2002 through about 2010, Wegelin agreed with certain US taxpayers to evade the US tax obligations of these US taxpayer clients, who filed false tax returns with the Internal Revenue Service (IRS),” Bruderer said.

    “Wegelin believed it would not be prosecuted in the United States for this conduct because it had no branches or offices in the United States and because of its understanding that it acted in accordance with, and not in violation of, Swiss law and that such conduct was common in the Swiss banking industry,” he added.

    Prosecutors said that Wegelin had reached an agreement with more than 100 wealthy Americans to hide over 1.2 billion USD from the IRS.

    Under a proposed plea agreement, the bank is set to pay USD 57.8 million in fines and restitution to American authorities.

    Reports say that the Wegelin will also cease to operate as a bank.

  176. Neil,

    Chase DOES NOT answer QWR’s. We have sent two and they acknowledge receipt but provide no information.

  177. We all know how this story ends….it will be determined that the declaratory default will be towards Chase, as Dimon is a president’s best friend.

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