COnsumers Out of Money Again: How WIll Recovery Continue?

I don’t think it make a lot of difference as to who becomes President in terms of economic recovery. Romney is a pragmatist and Obama likes to proceed incrementally. The fact is that when Romney and his cronies decided that reducing labor cost was a great idea, they created jobs overseas, and reduced median income at home. In a consumer driven economy, you might as well shoot yourself in the head. Reducing costs is a going out of business plan. Increasing revenues, on the other hand, raises the water levels and hides a lot of stumps.

Wall Street substituted credit for earnings until there was no more credit to give because the credit markets were frozen as the reality of this scheme became apparent. The link to the article below will show you that consumers have no savings, many have no income, no prospects and are badly in need of education to train them for the jobs that are available. Obama is right about that.

We need a fiscal stimulus to rebuild our roads, bridges and infrastructure but we are already stretched to the limit with quantitative easing going infinitely. So we can’t do a direct stimulus. Romney is right about that. But we still need the stimulus to get things going again.

So without credit, with savings, without equity, without earnings (or earnings that are flat and going down in real terms when inflation is applied), where is the stimulus going to come from?

The answer is the elephant in the living room. Whether you are a pragmatist or an incrementalist, the ONLY place it can come from is taking apart the mega banks, forcing them to report the real value of their real assets, forcing the mortgage loans to be modified to affordable levels and even forcing the “completed” (illegal) foreclosures to be reversed. The investor-lenders and the homeowner-borrowers are the ones who should get the benefits of the federal taxpayer money and the Federal reserve quantitative easing because they were the only real parties to the real transactions.

The loans were sham documents without any real money transaction. The real money transactions had no documents. This is easy in first year law school but challenging when you mix politics and ideology into due process and justice. The victims here are homeowners who believed the false appraisals and the investors who believed the false ratings.

Iceland and Ireland have no trouble understanding what is plain to see — if you want a thriving economy, the consumers must be given the resources to spend money, start businesses that hire more people, innovate and start building products and services that can be exported.

Economists for more than 100 years have agreed that housing drives the marketplace. What we have is an artificial economy where half of our GDP comes from moving the same paper back and forth across the desk of bankers. They are using every trick in the book to show that housing is rising from the ashes but it isn’t.

In 2007 and again in 2008 I wrote long pieces about “Amnesty for Everyone” where everyone takes a piece of the risk and swallows it and we return to a fact based economy where real things were happening. The silence was deafening. Instead we are exhausting all possible alternatives until we are forced to do the right thing — return people to their homes, take them out of the threat of foreclosures and give them a “shot” at equity, with an equity kicker for the investors and the banks.

savings-rate-plunges-lowest-one-year-us-consumer-once-again-tapped-out

99 Responses

  1. That’s right poppy….Obama is a proxy for the Vatican……he is the head of the CIA…..THE FBI…..THE FED…..& ALL FED AGENCIES……& THEY HAVE HIJACKED THE SENATE…..THE MEDIA……..EDUCATION….CONGRESS…LAW ENFORCEMENT…..THE TREASURY…..& THE FREAKING JUDICIARY….! These Commies want to burn it all for their commie new world order……the Catholic church…..the U.S. CONSTITUTION….THE BILL OF RIGHTS …….THEIR ENTIRE FINANCIAL SYSTEM & WALL STREET IS A BIG FAT HOAX….!

  2. @ Ivent

    Yes, he is…he is wiping his a$$ with our Constitution.

  3. Don’t forget America…….DODD FRANK IS NOT A LAW……IT IS A REGULATION……TBTF IS A REGULATION…….A PLAYGROUND RULE FOR THE RICH BY THE RICH……..THERE IS NO WAY TO LEGALLY ENFORCE TBTF……THE FED INVESTORS VIA THE OBAMA ADMINISTRATION ARE SCAMMING US OUT OF EVERYTHING & DESTROYING EVERYTHING WE BUILT…..FOR A LAWLESS…. WALL STREET RULE….WITH NO LEGAL BASIS & NO LEGAL AUTHORITY….! WTF…..?

  4. I was talking to a friend whose daughter is studying macroeconomics. He said his daughter is finding this course extremely difficult to comprehend. I did not give him my opinion. I just sympathized. I liken macroeconomics to the big bang theory and Darwinism. None of it makes any sense. Theories that don’t make sense are always a fraud. People just believe ALOT of crap & go along with the program. If they don’t wish to comply, conform & cooperate that shakes their belief system. They were taught to believe that everything with Government is logical & infallible. You don’t question the authorities …the so called experts are never wrong crap.

    For a good example of the subtle brainwashing they are feeding the American people…..Tonight, some FED puppet on Bill Maher Show said …….Obama is likely to win the election because he is the ELECTORAL COLLEGE……(THE FED INVESTOR COMMUNISTS) FAVORITE…My take is, he is telling the American people just don’t bother to vote, its already been decided…..& to that I say GET YOUR ASSES OUT THERE & VOTE AMERICA…! WE THE PEOPLE NEED TO SEND A STRONG MESSAGE TO THESE FED COMMIES THAT WE THE PEOPLE REFUSE TO COMPLY, CONFORM OR COOPERATE WITH THIS FRAUDULENTLY INDUCED COMMIE AGENDA….

    Of course the MSM WILL LIE & MANIPULATE those popular vote numbers. So I suggest, for our own peace of mind…….we appoint CITIZEN EXIT POLLERS at ALL of the polling places…….Then we tally & compare the numbers…… We will be our very own citizen voting police force…then the media can’t lie about the numbers….It is food for thought.

  5. TRICK OR TREAT……This african-american preacher claims Obamas book…..Dreams From My Father is a fraud……and a lot of other stuff..Don’t think the Obama’s can pull out the race card on this one…..

  6. Enraged…….

    DON’T BUG ME……ITS HALLOWEEN AND I’M TRICK OR TREATING EARLY….HERES A TREAT FOR YOU…… YOU CAN SMELL MY FEET…..WHAT DID YOU TROLLS THINK YOU WERE GOING TO GET THIS HALLOWEEN….SOME MORE FREE CANDY FROM THE U.S. TAXPAYERS…..? YOU ARE ALL DRESSED UP LIKE HOGS AND YOU ARE WAY TO GREEDY…YOU KNOW WHAT THEY SAY ABOUT HOGS NOW DONTCHA…..?

  7. It seems we have an earky halloween trick by the Fed ……that link disappeared ……poof………oh ho ho ….like magic…..
    oh hell…….you can always just google it….!

  8. It truly is bewitching hour….& here is curiosity trick from the Feds little curiosity shop of horrors…….Could Eliot Spitzer be a partner of Goldman Sachs under the alias of Hank Spitzer……and actually be working in a secret partnership in the law firm….Wilentz, Goldman & Spitzer…..? The real question would be what was really the motive behind the whole AIG SCANDAL…? It looks like infighting among these greedy little demons who have their greedy little hands in everyones pie…….namely THE U.S.TAXPAYERS….! …..Happy Halloween America..!
    http://www.slate.com/article/news_and_politics/the_best_policy/2009/03/the_real_aig_scandal.html

  9. Ivent,

    Plastering this site with all that crap helps you win your case… how again?

  10. FYI AMERICA……DOES ANYBODY KNOW WHAT LARRY SILVERSTEIN PAID FOR THE WORLD TRADE CENTERS WHICH HE PURCHASED JUST 6 WEEKS BEFORE 9/11 AND INSURED THROUGH 7 DIFFERENT INSURANCE COMPANIES…..& FOR THE FIRST TIME IN U.S. HISTORY INSURED THOSE BUILDINGS IN CASE OF A TERROR ATACK……? He reportedly put down $14 mill with the remainder of the……..THE $3.2 BILLION DOLLAR PURCHASE PRICE TO BE PAID OUT BY RENTERS OVER THE PERIOD OF THE 99 YEAR LEASE…….! TOTAL INSURANCE PAYOUT. TO MR. SILVERSTEIN & ASSOCIATES…..$7 BILLION…….WHO HELPED WIN THAT SETTLEMENT FOR MR. SILVERSTEIN & ASS…… ELIOT SPITZER ……who filed a “friend of the court brief” on Silversteins behalf…ELIOT SPITZER…read about it here…… http://rense.com/general81/kingpins.htm

  11. Lookey here….. http://www.electronzio.com/ is exposing all the commie crapola……

  12. FYI…… .ORGS ARE FULLY FUNDED BY THE U.S. TAXPAYERS VIA FICA……THE FEDERAL CONTRIBUTIONS ACT TAX…….FORMED IN 1939…..FYI…….CONGRESS MEMBERS HAVE ONLY BEEN PAYING SOCIAL SECURITY TAX SINCE JANUARY 1984……READ ABOUT IT HERE… http://www.ssa.gov/history/hfaq.html

  13. CORRECT TYPO…..THE FEDERAL RESERVE BORROWS OUR MONEY….YET……THEY CAN PRINT AS MUCH MONEY AS THEY WANT BECAUSE THEIR MONEY IS BACKED BY ZERO…….THAT’S RIGHT….THE FED IS A BIG FAT FRAUD…!

  14. ASK YOURSELF ONE IMPORTANT QUESTION BEFORE YOU VOTE AMERICA…..WHY ARE WE THE PEOPLE BEING FORCED BY OBAMA TO BAIL OUT THE FEDERAL RESERVE BANK….A PRIVATE BANK THAT BORROWS OR MONEY YET PRINTS AS MUCH OF ITS OWN MONEY AS IT WANTS……? DOES THAT MAKE ANY SENSE TO YOU AT ALL……? IF YOU COULD PRINT ALL OF THE MONEY YOU WANTED…..WHY WOULD YOU NEED TO BORROW MONEY FROM ANYONE…..LIKE CHINA…..RUSSIA…THE SAUDIS……OR THE GERMS…..? YOU WOULDN’T …….UNLESS YOU WERE TRYING TO PULL A FAST ONE…….!

  15. Strange coincidence I am sure………Bill Clinton was our first Jewish President & Rahm Emanuel is Chicago’s first Jewish Mayor…..

  16. There is alot of subversion about the true facts ….this was NEVER ABOUT THE MONEY for the FED INVESTORS …… A PRIVATE BANK WHO CAN PRINT ALL OF THE MONEY THEY WISH FOR THEMSELVES & THEIR CRIMINAL FRIENDS ON WALL STREET……THIS WAS ABOUT ROBBING ALL US…….BY THE FED INVESTORS VIA WALL STREET LENDING & SELLING CREDIT WITH NO COLLATERAL BACKING THAT CREDIT UP ……BECAUSE THE FED DOES NOT OWN ANYTHING BECAUSE THE FED DOESN’T PAY FOR ANYTHING…….THIS WAS ALL ABOUT THE OVERISSUANCE OF CREDIT……BY THE FED INVESTORS VIA WALL STREET…..& THE CREDIT DEFAULT INSURANCE FRAUD THE FED USED TO INCENTIVIZE THE ROBBERY OF OUR WEALTH & PROPERTY……..ALL ISSUED VIA AIG….WHICH THE FED CONTROLS BY PROXY OF THE BANK OF CHINA…..MAKE NO MISTAKE….THIS WAS ALL ABOUT STEALING OUR FREEDOM & INDEPENDENCE VIA CREDIT/INVESTMENT & INSURANCE FRAUD COMMITTED BY THE FED INVESTORS VIA THEIR PERPS ON WALL STREET & THE COMMIE POLITICIANS LIKE WILD BILL……OBAMA IS HERE TO FINISH US OFF & CREATE COMPLETE COMMUNISM…….W WAS RIGHT ABOUT ONE THING…….THEY WANT YOUR FREEDOM……and THEY ALSO WANT YOUR INDEPENDENCE ……THIS WAR AGAINST THE AMERICAN PEOPLE BEGAN ON 9/11…..IT WAS ALL MANUFACTURED BY THE DEMOCRATS…..AND MAKE NO MISTAKE……WHAT THEY WANT IS COMPLETE COMMUNISM……THAT IS WHAT SARAH PALIN MEANT WHEN SHE SAID SHE COULD SEE RUSSIA FROM ALASKA……SHE KNEW WHAT THE DEMOCRATS WERE PLANNING….

  17. Obama is far worse than a socialist…..he is a RE-SOCIALIST……A COMPLETE COMMUNIST..RE-SOCIALISM OF THE FEDS QUADRILLION DOLLARS IN INSOLVENT CREDIT FRAUD WILL CREATE COMPLETE COMMUNISM….THE SOCIALISM ALREADY HAPPENED……WE THE PEOPLE ALREADY PAID FOR EVERYTHING UPFRONT…..AT THE ORIGINATION…VIA THE U.S. TREASURY DEPT….AND THE FED……A PRIVATE BANK…..NEVER PAID BACK THE U.S. TAXPAYERS…….THAT IS THE ORIGINATION FRAUD…..BECAUSE THE FED VIA WALL STREET TURNED AROUND & CREATED A QUADRILLION DOLLARS IN CREDIT FRAUD……AND DEFAULTED ON THEIR ORIGINAL LOANS……THAT MEANS THE DEED & THE NOTES WERE NEVER EXECUTED..&…THE LEGAL TRANSACTION NEVER OCCURRED……..THE TRUTH IS THERE IS NO LEGAL CORRECTION FOR THE ORIGINATION FRAUD & THERE IS NO MONETARY CORRECTION FOR A QUADRILLION DOLLARS IN CREDIT FRAUD COMMITED FOR THE FED INVESTORS…..A PRIVATE BANK…..VIA WALL STREET…….BOTH ARE U.S. TAXPAYER FUNDED CORPS & THEIR DEBT IS INSOLVENT & UNSUSTAINABLE …….STICK A FORK IN THEM & ALL OF THEIR EVIL COMMUNIST PLANS FOR A MICROCHIPPED FED DEBT ENSLAVED AMERICA…….THEIR WORLD DOMINATION RENT A CENTER OF AMERICA…..COMMUNIST WET DREAM…THAT IS UNLESS…. YOU COMPLY, CONFORM & COOPERATE WITH THESE DEMONS…..THEN YOU WILL HAVE HELL TO PAY…

  18. You just can’t buy really good home cooking……no matter what they tell you….home cooking comes from the heart…&…that is true love.

  19. Here are just a few things money can’t buy…..love, intuition, trust, your dogs loyalty, knowledge, having your own children & my homemade cookies..my family say mine are the best……

  20. The only evil entity that wishes to not only take advantage but destroy the house that WE THE PEOPLE FOUNDED, FOUGHT DIED FOR, FUNDED BUILT & PAID FOR……… ARE THE FED INVESTORS & THEIR MINIONS & COHORTS….There are things in this world that money can’t buy……..

  21. WE THE PEOPLE of God Almighty know you & your owners are secret keeping, lying, deceiving defrauding thieves……You can’t hide from the truth….

  22. Seems like the left hand is giving the right hand an angry joth because the right hand knows precisely what the left hand is doing. Know your enemy…..that would be anyone who seeks to destroy what you built……always trust but verify….

  23. And You Want to Take Advantage of It .. Huh? Sure You Do! Well…. You and Mr Bankster are going to find out “We The People” Will NOT Be Taken Advantage of By Greedy, Freeloaded Deadbeats Anymore! Your In Big Doo Doo ……

  24. Good intuition overrules common sense anytime. My intuition is pretty good. You say you are a 10……huh…..? That proves you have a serious God complex …….you believe you are God…Only God Almighty is a perfect 10……..& that proves to me you are a big fat phony.

  25. Well lookie here shadowcat……..HAPPY HALLOWEEN…THIS IS A TRICK & A TREAT…..GOD KNOWS AMERICANS ARE THE MOST GENEROUS HUMANS ON THE PLANET…….
    http://commieblaster.com/obama/index.html

  26. I’m a Well Rounded Level Headed 10. So Again Your Jibberish Means Nothing to Me. What You Want To Believe And What Is Reality are Two Seperate Issues for You! You Can Pray All You Want, But God is Not Going to Pay Your Attorney or Your Taxes. And Neither am I. Act Like You Have Some Common Sense!

  27. Now, who did you say has a problem shadowcat……? I have faith that the good Lord always delivers…..that is all that I need.

  28. Almighty Gods arithmetic is very interesting…… What do you know the #117 means Gods work……So…711-117 would mean the perfection & completion of Gods work…… and the number #1 means there is one God…..the # 8 is Gods Supreme #8 means wealth & abundance for all of eternity…and the number #18 means Gods love for you for all eternity……

  29. First of All, I Have Not Lied About Anything, So I have Nothing to Fear! As far as the Rest of Your Jibberish ….. Not My Problem Either! I Dont Have A Problem … Or Havnt You Heard? Its You Who Has The Problems … Not Me! And I Dont Have the Cure for What Ails You! Leave Me Alone! Have You Heard of Stalking? Harassing? Sure You Have! Move On! Time Is A Wasting! Tick…Tock..Tick..Tick..Tick

  30. There is alot of meaning behind numbers…..like the #7 means perfection and the #11 means completion. 711 is also said to mean the road back from defeat…..like if you take the year you are born & add the age you will be this year you will get the number 2012….for example …..say you were born in 1963 …..you will be 49 this year…now add that up…..1963 + 49 = 2012…..that means we are all a part of Gods plan….even you shadowcat & your miserable owners….

  31. Actually it is 5:38…….Chicago time…..

  32. REMEMBER THE TRUTH SHADOWCAT……..there is no legal way to correct the ORIGINATION FRAUD……& THERE IS NO FINANCIAL WAY TO CORRECT A QUADRILLION DOLLARS IN CREDIT DERIVATIVES FRAUD CREATED BY WALL STREET…….THAT IS WHY THERE IS NO LAW IN EQUITY FOR THE USE OF CREDIT….YOU BETTER STOP LYING…..GRANDMA ALWAYS TOLD ME IF YOU LIE…..GOD ALMIGHTY WILL CUT YOUR TONGUE OUT….. !

  33. Its 5:00 O’Clock Somewhere. Yep! Yep!

  34. Hey shadowcat….haven’t you heard….? There has been a seious security breach of all of your owners evil plans for mankind….you might want to put on your blue shirt….the red one is looking kind of ragged….& full of holes…..Come on…join the unhooked generation….that would be all of us fighting fraudclosure…….put down the loaded gun complex….don’t cock it & pull it…or you’re going down…..down…..

  35. Sweetie… My Soul Was Saved Long Ago. Its Not My Soul You Should Be Worried About Its Your House. Tick..Tock..Tick…Tick..Tick..Tick…Tick…. Hut Umm … Leach!

  36. Only you can save your soul shadowcat…..no one can do that for you.

  37. Bloomberg news reporting there has been a serious security breach of all of the commies (Satan’s) evil plans. Thank God Almighty….

  38. For Starters … No Person in Their Right Mind …. Would Make Public Their Idenity When Basket Cases Like You Run Around Free in the Public With Such Hatered and Violence In Your Heart! People with Common Sense Stay Away From People Like You! Anyhows … When you Lose Your Home You Will Know Who Was Telling You the Truth! By Then It Will Be To Late! Not My Problem! No Skin Off My Nose! I’ll Be Setting Home Warm and Comfy By the Fire! Yep! Yep! Not My Problem!! Nope! Nope! Tick..Tock..Tick..Tock..Tick..Tock …

  39. Looks like screwing the consumers out of our own money means no big profits for the ho ho hos ….or their owners…..the spawns of Satan FED INVESTORS .. this Christmiss…..what they really are giving themselves is the very gift they gave all of us…….the gift that just keeps on giving……all tied up with a pretty blue bow….their pink slip…..

  40. These politicians in power right now are the defiant ones…….they are stubborn…..they can’t accept their own failures. They are the hair raisers & the hell raisers. They are hell bent on making us believe all of their lies….don’t trust them…..VERIFY….if you cannot verify…..do not trust……!

  41. I pray for the victims of the current storm and the big one that is yet to come.

  42. The truth is, you can never fool the maker…..because he made you….

  43. What these FED INVESTORS have is a LOADED GOD COMPLEX……& THAT HAS NOTHING TO DO WITH RELIGION……THEY REALLY BELIEVE THEY ARE IMMORTAL…BECAUSE THEY INBREED .&..REALLY BELIEVE THEY ARE INFALLIBLE BECAUSE THEY REALLY BELIEVE THEY ARE GOD.. THEY ARE ALIENS BECAUSE OF THE WAY THEY USE SECRETS, LIES & DECEIT IN ORDER TO DEFRAUD & ALIENATE MANKIND…….THE TRUTH IS…..ONLY THE CREATOR…..GOD ALMIGHTY IS IMMORTAL & INFALLIBLE AND THE PROOF OF GOD ALMIGHTY’S EXISTANCE IS EVIDENT AND UNDENIABLE IN ALL OF HIS CREATIONS, BOTH GOOD & EVIL & AND THAT IS WHAT MAKES GOD ALMIGHTY INFALLIBLE.

  44. Beware there are ALOT of snakes in the grass..they wear alot of clever disguises. You will know them by their secrets, lies and deceit to defraud you. They are serpents.

  45. All of this FASCISM was manufactured by the NEW PARTY DEMOCRATS….AKA THE DEMOCRATIC UNDERGROUND….AKA THE COMMUNIST PARTY U.S.A…..DO NOT TRUST…..VERIFY…..IF YOU CANNOT VERIFY……DO NOT TRUST…..

  46. Make no mistake louise…..FASCISM is the short road to complete communism. Fascism is a method….like Marxist Leninism….Fascism is the endgame cancer of Marxist socialism……so is fraudclosure…..so is obamacare…..so are the FEMA CAMPS …….progressive taxation……..HAARP …THE PATRIOT ACT & THE NDAA…..RESOCIALISM OF INSOLVENT DEBT IS FASCISM….FASCISM CREATES COMPLETE COMMUNISM….

  47. Bill Clinton’s father, not unlike Obama’s father cannot be pinpointed…..hmmmmmm… http://www.halfsigma.com/2009/04/bill-clintons-father.html
    I expect a new song from fall out boy soon…

  48. It is not communism, it is fascism. The giant corporations control our government, especially the munitions manufacturing corporations and then oil, big pharma, big agriculture, big insurance, TBTF banks which have allegiance to no country only to greed and control, big healthcare which is not about health; it is about ill health, etc.

  49. There are a lot of lawless ones covering up for the commies & Satan… who are the Dems & the FED INVESTORS……& blaming Barabas, the Republicans & the banksters……the only way out is to vote out the commie Dems & stop cooperating, complying & conforming with democrat fraud. The dems are the hidden hand. The wolves in sheep’s clothing……

  50. Believe me, I don’t like either party but we have 2 choices right now. The communist party or the criminal party……I hate communism & satan, who are the DEMS more than I hate Barabas……the REPUBS…

  51. OOPS…CORRECT TYPO…..THE FED ARE CONCEALING THE TRUE FACTS OF THEIR CASE…..THAT THEY ARE IN DEFAULT…. & THEY ARE INSOLVENT…..ON THEIR BALANCE SHEETS….AKA…THEIR GENERAL LEDGER OF ACCOUNTS……THAT IS CRIMINAL BY DECEPTION….

  52. And what is the point Louise…..? The point is …..the Democrats are commies….members of the communist new party U.S.A…….& they are the dangerous radical anarchist extremists who put us here. Go do your homework……or you are going to lose all of your freedom. & independence to these commie crooks & once they steal it … you will be lucky if you ever get it back …

  53. SHADOWCAT…..THE TRUTH IS THE FED IS IN DEFAULT TO THE U.S. TREASURY DEPT…….AKA….THE U.S. TAXPAYERS…..THE FED INVESTORS FILED A FRAUD SUIT FOR ME AGAINST ME WITHOUT MY KNOWLEDGE…. THAT IS NOT ONLY CRIMINAL BY DECEPTION BUT IS NOT SUBSTANTIAL IN LAW…….IT HAS NO LEGAL BASIS…….& BECAUSE THEY FILED THAT FRAUD SUIT BY DECEPTION & ARE CONCEALING THE TRYE FACTS OF THEIR CASE……THEY ARE IN DEFAULT & INSOLVENT…..ON THEIR BALANCE SHEETS ANYWAY……..THEY MUST PAY THE PROPERTY TAXES UNTIL THE DISPUTE IS SETTLED…..SAYS IMFL……& I NEVER HIRED ANY ATTORNEY RE THIS FRAUD SUIT & I WON’T BECAUSE THEY WILL NOT DEFEND MY CONSTITUTIONAL RIGHTS BECAUSE THEY, LIKE YOU, ARE WORKING FOR THE ENEMIES OF FREEDOM & INDEPENDENCE ….THOSE ARE THE UNDENIABLE FACTS….

  54. It would be truly divine if we all could stay on point. Both dems and reps are stuffing their pockets at the taxpayers expense. That is the truth of the matter. We need to do what Iceland did, drag the banksters out and try and jail them and tell Congress is no uncertain terms that we, the people, are out to nail them for their crimes against humanity. If we do that, there is no more debt, and the economy will com roaring back.

  55. SHADOWCAT…….I REFUSE TO PAY CROOKS……I AM SORRY TO HEAR THAT YOU ENJOY SODOMY…………YOU DO HAVE A CHOICE HOWEVER……YOU CAN SAVE YOUR SOUL & STOP COOPERATING, CONFORMING & COMPLYING WITH THESE FELONS……!

  56. The Truth … You didnt pay your mortgage, You didnt pay your taxes, you didnt pay your attorney. Lies …… Its All Shadowcats Fault, I know she is behind it all. She must pay for me … Its all her Fault! She is the Enemy! LOL

  57. Well Lookee here….shadowcat just got doubleteamed by the truth..its a beautiful thing…….it proves there is a God & there is a Satan.. & this is a war between the forces of Good -V- Evil……THE TRUTH -V- THE LIES….& SO GOES THE OLD ADAGE…….TRUST BUT VERIFY…..IF YOU CANNOT VERIFY DO NOT TRUST…..!

  58. Seek the truth & the truth will set you free…..

  59. I will make it simple for you….. http://www.haarp.net/

  60. GOOGLE HAARP…….THE FACTS DON’T LIE……BUT SHADOWCAT DOES…THE TRUTH IS…..THESE MORONS THINK THEY ARE GOD….

  61. Enraged, Did you Sprinkle some of that Bad Majic Fairy Dust into the Clouds and Create Hurricane Sandy? Shame On You Girl! Its Your Fault and You Know It! Just ask the Idiot, She Knows Everything!

  62. VOTE OUT these DODD-FRANK/OBAMACARE/SIMPSON-BOWLES/PATRIOT ACT/NDAA/TBTF FED INVESTOR BAILOUTERS/LAWLESS LAW REPEALING RULES FOR PLAYGROUNDS INSTALLING FOOD STAMP ISSUING LIVELIHOOD STEALING FASCIST DEMOCRAT HOODLUMS……AKA……THE COMMUNIST NEW PARTY OF AMERICA…..!

  63. The politicians in Iceland are no doubt not as greedy & immoral as these Democrat crooks but make no mistake…..they made plenty off of this scam as well…..!

  64. Notice the MSM wall to wall coverage of FRANKENSTORM….????…with the election just 7 days away……..BEWARE….! These crooks orchestrated this October surprise……..and the media are using this Halloween trick to throw the election….! Remember they use us to build everything & then they destroy it. There is more money for these crooks in re-investment than in their initial investment. That is how they bankrupt nations, by re-socialism they created complete communism…….That is why they tore down Iraq…..and are forcing all of us….THE U.S. TAXPAYERS TO REBUILT BABYLON…..THEY ARE THE SCUM OF THE EARTH…..FOUR THE LAST 4 YEARS, THE OBAMA ADMINISTRATION HAVE BEEN DESTROYING EVERYTHING WE BUILT & PAID FOR BY COMMITTING MASSIVE INSURANCE FRAUD……..! BILL CLINTON CAUSED 9/11 & THE 2008 MARKET MELTDOWN…IT WAS ALL A MASSIVE INSURANCE FRAUD SCAM TO BENEFIT THE FED INVESTORS & THEIR CRIMINAL FRIENDS ON WALL STREET……!

  65. Read about it here..the government coverup for Vanguard hurricane insurance fraud…
    http://www.wctv.tv/news/headlines/117212078.html

  66. BEWARE…..! SHADOWCAT NEVER HAS ANY FACTS TO BACK UP ANY OF HER CLAIMS… THAT PROVES ONE THING…..SHADOWCAT IS A LIAR…SHADOWCAT IS FISHING & THROWING LIES OUT THERE HOPING TO DISRACT US FROM FINDING OUT THE TRUTH ABOUT WHO THE REAL CROOKS ARE…..DON’T BELIEVE HER…….SHE IS SQUEEZING SOULS……TRYING TO STEAL SOULS FOR THE CRETAN INVESTORS AT THE FED……KNOW YOUR ENEMIES BY THE LIES THEY TELL…….TRUST BUT VERIFY…..IF YOU CAN’T VERIFY…..DO NOT TRUST…!

  67. I never hired an attorney……you just proved that you are a liar…!

  68. I can only shudder at the thought of the amount of money the FED INVESTORS will make from FRANKENSTORM….OBAMA IS HEAVILY INVESTED IN INSURANCE FRAUD VIA VANGUARD…GOOGLE IT…..

  69. SHADOWCAT…..MY BUSINESS IS FINDING OUT THE TRUTH & EXPOSING IT……. CLEARLY THAT IS NOT YOUR AGENDA…..I REFUSE TO ALLOW YOU OR ANYONE TO DISTRACT ME……SO….. MYOB……

  70. In reality, the Clinton body count is well into the millions…
    http://whatreallyhappened.com/RANCHO/POLITICS/BODIES.html

  71. This still has Nothing to do with Your Situation. What are You going to do about Your Situation? Are you holding out for the Genie in a Bottle? The Winning Lotto Ticket? A Sugar Daddy? A Money Tree to Grow? or are You waiting for the Magic Fairy Dust … you are so convinced I have? Anyhows … I recommend you Pay the Attorney the Money You Owe him. Just a suggestion of course …….

  72. Who drafted NAFTA…….? HILLARY CLINTON & THE DEMOCRATIC UNDERGROUND……WHO ARE THE DEMOCRATIC UNDERGROUND…….? THE NEW PARTY COMMUNISTS…..CLINTON & OBAMA..& THE FED INVESTORS WHO CONTROL THE CORPORATION OF THE U.S.A……
    http://en.m.wikipedia.org/wiki/Presidency_of_Bill_Clinton

  73. @Poppy

    Here’s a good one: This is the brilliant, in depth (signed in writing) reply from my “servicer” when I asked him WHY on earth does it have the name of OneWest Bank—the DEBT COLLECTOR—on my 1099 A tax form under where it says “LENDER”???

    his reply… (drum roll…):

    “Because that’s where you sent your payments.”

    Wow. That HAS to be some kind of tax fraud…ya think?

  74. It still has Nothing to do with Your Situation. What are You going to do about Your Situation? Are you holding out for the Genie in a Bottle? The Winning Lotto Ticket? A Sugar Daddy? A Money Tree to Grow? or are You waiting for the Magic Fairy Dust … you are so convinced I have? Anyhows … I recommend you Pay the Attorney the Money You Owe him. Just a suggestion of course …….

  75. THE FACTS DON’T LIE……GITMO IS STILL OPEN….OBAMA LIED…..

  76. THE FACTS DON’T LIE SHADOWCAT…….THE DEMOCRATS PUT US HERE……..THE FED IS INSOLVENT BECAUSE OF COMMISAR BILL CLINTON & HIS WITCH WIFE HILLARY…..

  77. The crooks blocked the link……GOOGLE THE WORDS….DID THE DEMS WRITE THE PATRIOT ACT….SCROLL DOWN TO THE SEVENTH LINK……THAT WILL LEAD YOU TO THE TRUTH……JOE BIDEN AUTHORED THE PATRIOT ACT……..THAT IS WHY OBAMA RE INSTITUTED IT……..AGAINST THE WISHES OF THE AMERICAN PEOPLE….THE FACTS DON’T LIE……

  78. FYI SHADOWCAT…….THIS IS NOT A RELIGIOUS THEORY……THIS INFO IS COMING FROM DIRECTLY INSIDE THE VATICAN……FROM VATICAN INSIDERS………THIS IS NOT A POLITICAL THEORY ……. THESE ARE THE FACTS…….OBAMA HAS DONE NOTHING FOR THIS COUNTRY BUT MAKE US BROKER….OBAMA SAID WHAT WALL STREET DID WAS NOT CRIMINAL BUT RECKLESS..1600 BANKERS WENT TO PRISON UNDER THE REPUBLICANS FOR THE S&L CRISIS…….NO BANKERS WENT TO PRISON UNDER OBAMA FOR THE BIGGEST PONZI SCHEME SWINDLE & HEIST OF OUR WEALTH IN HISTORY….DODD-FRANK & SIMPSON BOWLES ALONG WITH OBAMACARE IS FASCISM……THEY ARE BAILOUTS OF THE FED FOR THE BENEFIT OF THE FED INVESTIRS & THEIR CRIMINAL FRIENDS ON WALL STREET………CLINTON REPEALLED ALL OF THE LAWS ON WALL STREET……THEREFORE CLINTON CAUSED 9/11……THE PROOF…….THE BIG PAYOLA…..BILL CLINTON IS THE HEAD OF THE U.N. & HILLARY IS THE SECRETARY OF STATE……..CLINTON ALSO SIGNED NAFTA & SENT MILLIONS OF JOBS OVERSEAS…….WHO WROTE THE PATRIOT ACT…….? SMIRKING JOE BIDEN WROTE IT IN 1995…….. THEREFORE IT IS UNDENIABLE THE DEMOCRATS ARE COMMUNISTS…
    http://fellowshipofminds.wordpress.com/2012/10/12/smirking-joe-biden-wrote-the-patriot-act/

  79. Here is Your Sign …… “Idiot” …..

  80. Watch for the signs…….if it makes no sense ……look for the fraud.

  81. BTW…..I AGREE NEIL….THIS IS A COO……HOWEVER, WE STILL HAVE OUR OWN FREE WILL TO VOTE THIS CREW OUT OF OFFICE…..!

  82. Beware the deceivers who tell you re-socialism of the insolvent of the FED will save you….it is a method to create COMPLETE COMMUNISM IN DISGUISE…JUST LIKE FRANKENSTORM……THIS IS ALL MANUFACTURED FRAUD TO DECEIVE YOU…..THEY CAUSE THE DESTRUCTION BECAUSE THEY WANT YOU TO CURSE GOD AND BLAME GOD OR THEY WILL TRY AND MAKE YOU BELIEVE GOD DOES NOT EXIST……THAT IS SATAN’S GREATEST DECEPTION…….TO MAKE YOU BELIEVE NEITHER HE OR GOD ALMIGHTY EXISTS. THAT IS SO YOU DO NOT KNOW WHO YOUR ENEMY IS AND THEREFORE YOU CANNOT SAVE YOUR OWN SOUL…..THE ONLY THING THAT COMES OUT OF NOWHERE IS SATANS & HIS EVIL WORKS…..ALMIGHTY GOD DOES NOT COME UNANNOUNCED…..!

  83. ANYTHING GOES WITH THE OBAMA ADMINISTRATION……THEY CALL THAT PROGRESS……..I CALL THAT LAWLESSNESS…..

  84. EVERYONE…..DO YOUR OWN RESEARCH……GOOGLE THE WORDS …… WHO WAS STANLEY ANN DUNHAM….? WAS THIS A WOMAN OF SOUND MORAL VALUES….? FORGET ABOUT RELIGION…..SHE WAS AN ATHEIST….& SO WAS HIS FATHER. THIS IS ABOUT WHAT YOU ARE WILLING TO ACCEPT……WHAT YOU VIEW AS MORAL… THESE PEOPLE ARE ARROGANT ENOUGH TO BELIEVE THERE IS NO GOD & THEY ARE GOD……AND WE CAME FROM OUTERSPACE & THE PLANETS CAME FROM OUT OF NOWHERE……!

  85. MORE FOOD FOR THOUGHT……FEMA WAS CREATED ON APRIL 1, 1979 BY THE JIMMY CARTER ADMINISTRATION….JIMMY CARTER WAS A DEMOCRAT…..THEREFORE THE DEMOCRATS ARE WHO BUILT THE FEMA CAMPS…… !

  86. SHADOWCAT IS A LAWLESS COHORT OR MINION OF THE FED INVESTORS. LET’S VOTE HER OUT TOO….

  87. Obama is sacrificing millions of Americans for the evil plans of the FED INVESTORS which are COMPLETE COMMUNISM. OBAMA IS A LAWLESS SON OF A B.

  88. None of your Political or Religious Ramblings here have anything to do with Your Situation. So Lets get back to the Subject Matter on Hand ….. Did you Pay your Attorney Yet? Did you Pay your Property Taxes Yet? If Not … you might want to get a Job instead of Drinking and Rambling on about a Bunch of BS that has nothing to do with You needing Money! No Sugar Daddys or Majic Fairy Dust Here……. And Fresh out of Cookies to ……………… Sorry!

  89. CHECK THE FACTS AMERICA…….NO BANKERS WENT TO PRISON UNDER OBAMA……OBAMA HAS BEEN SECRETLY BAILING OUT THE FED INVESTORS FOR 4 YEARS………HE HAS NEARLY BANKRUPTED THE AMERICAN PEOPLE…..THAT WILL CAUSE COMPLETE COMMUNISM…..OBAMACARE & THE NDAA ARE ALSO FASCISM….THEY ARE VERY DECEPTIVELY FORCING YOU TO BUY & OBEY……THEY ARE TELLING YOU THAT YOU MUST COMPLY, CONFORM& COOPERATE FOR YOUR OWN GOOD…..! OH HELL NO WE DON’T …..! THE FACTS DO NOT LIE…..! THE FACT IS THE MEDICAL ESTABLISHMENT WILL MAKE YOU SICKER & MORE DEPENDENT ON THEM & MAMMOGRAMS CAUSE BREAST CANCER……! WAKE UP AMERICA…..!

  90. One more point about Ventura, the hoodwinker. He said he doesn’t believe in God but, he believes a third party ghost will save us. Remenber …….1600 bankers went to prison for the S&L CRISIS UNDER THE REPUBLICANS…..NOT ONE BIG FISH WENT TO PRISON UNDER OBAMA…THAT IS LAWLESSNESS……THAT IS IMMORAL……BILL CLINTON …….A DEMOCRAT CAUSED THIS BY REPEALLING ALL OF THE LAWS ON WALL STREET…….BILL CLINTON CAUSED 9/11…..IF BUSH WAS TO BLAME FOR 9/11…..WHY ISN’T OBAMA INVESTIGATING 9/11…..? WHY NO PROSECUTIONS OF ANY TERRORISTS…..? WHY IS GITMO STILL OPEN…..? THIS IS SERIOUS FOOD FOR THOUGHT AMERICA……..!

  91. More proof these crooks wear sheep’s clothing & they are out to destroy us. I was listening to a Howard Stern interview with Jesse Ventura. Ventura is a Jesuit, that is what is being hidden from the people about him. He claims to be an atheist & he & Stern were making fun of those who believe in God. Ventura was telling people to vote for a non existant third party candidate. That would in reality be a vote for the lawless one Obama. Ventura is a great deceiver. A hoodwinker. He tells you just enough of the truth to make you believe one BIG LIE……That is precisely how the freemasons operate. I don’t know if he is a freemason but, he fits the criteria.

    ANYONE WHO VOTES A THIRD PARTY THIS ELECTION IS VOTING FOR OBAMA…..THE LAWLESS ONE. THE DESTROYER OF THE FREEDOM & INDEPENDENCE OF MANKIND.

    WHAT THESE DECEIVERS ARE REALLY DOING IS …..

    THEY ARE OBSCURING WHAT THIS ELECTION IS REALLY ABOUT …. WHICH IS OUR FREEDOM & INDEPENDENCE …….

    THIS ELECTION IS A MORAL ISSUE. WHAT WE DEEM TO BE RIGHTEOUS……..

    IMHO, OBAMA IS NOT RIGHTEOUS……AT ALL. HE IS VERY DECEPTIVELY DESTROYING US……

    ALL OF OUR FREEDOMS & INDEPENDENCE ARE VERY DECEPTIVELY BEING STOLEN BY HIM FOR THE FED INVESTORS.

    SOME ARE SAYING ROMNEY SENT JOBS OVERSEAS & IS TOO RICH……….OBAMA HAS FINANCIALLY SLAUGHTERED THE ENTIRE NATION…….HE HAS NEARLY WIPED US OUT & BILL CLINTON IS THE IMMORAL ONE WHO CAUSED THIS & 9/11…….

    I HOPE AMERICA SEES WHAT THIS ELECTION IS ALL ABOUT…..IT IS ABOUT MORALITY…….& RIGHTEOUSNESS…..& SAVING OUR FREEDOM & INDEPENDENCE & OBAMA WILL END THAT IF HE GETS ANOTHER TERM. GOOD LUCK TRYING TO GET BACK WHAT THEY STOLE FROM YOU IF THAT HAPPENS.

  92. Oh boy more copy and pasting….the banks have more capital than the entire mortgage debt in the United States. All of these notes are Paid-In-Full. What is being collected, through the courts is the OLD debt, through the Substitute Trustees, most of whom are lawyers or law firms. Why no one is checking the satisfactions of deeds around the country and tying them together with the foreclosures is curious to me. If I can find them, so can a seasoned investigator.

    The foreclosures are all a scam, 100% of them!

  93. I simply don’t trust Obama. What he has told the American people is to drop dead and my loyalties are with these crooks. He has given us nothing in 4 years except Obamacare & the mark of the beast. All of his fixes have been well planned, manufactured failures. This is the worst economy I have ever seen and we are fighting more wars than under Bush. Everything Obama claims to be true is hiding more secrets, deception, lies & fraud. To say he was handed a mess is no longer a relevant excuse. He has had ample time to hold these crooks accountable. Obama & his cohorts & minions clearly have an agenda here in America. There agenda is to create complete communism under the FED INVESTORS….THE SELF APPOINTED RULERS OF THE EARTH. That is not only unconstitutional & illegal, that goes against the Creators plans for mankind to be free & independent. I want no part of the Obama Plan being shoved down our throats by him & his owners at the FED for a one world dictatorship. A vote for Obama is a vote for complete communism. I will not vote for that. I will vote for Romney because I have faith that the truth about the Obama deception has been revealed for a reason. I have faith that Romney has a soul. I cannot say the same thing about Obama. His agenda & his true identity are apparent. He is the lawless one. He is a creature of iniquity. Therefore, I refuse to vote for him & accept the mark of the beast. I feel strongly that if Obama gets 4 more years, every American better prepare themselves & expect Armageddon right here, on U.S. SOIL.

  94. More good news… but I find it odd that Barnes would even dignify that insane $43 Trillion with so much as a comment. Anyone reading the pleadings co0mes to the conclusion that it a publicity stunt and (possibly) the biggest scam ever perpetrated. We’ll have to see…

    FORECLOSURE OFFENSE: THE NEW WAVE OF LAWSUITS AGAINST THE BANKS

    October 29, 2012

    FDN is now into its 5th year of representing homeowners across the United States challenging foreclosures by non-lenders, servicers, securitized trustees, and alleged “successors in interest”. Through these years, the litigation nationally has gone through several phases, now evolving into what some would call “foreclosure offense” including suits for billions of dollars in damages against not only the banks but also at least one state Attorney General. As most of you know, there is a $43 trillion lawsuit which has been recently filed against the banks as well.

    In the early years (2008-09), the response to a foreclosure was “OMG, what do I do now?” People had never heard of things like MERS, securitization, robo-signing, and the other infections in later foreclosures, and simply either filed bankruptcy, let a judgment be entered or a sale proceed, or attempt to give the property “back” to the foreclosing party (which never financed the transaction in the first place) through, for example, a Deed in Lieu of foreclosure. The second phase, which began in late 2008 and early 2009, was the “TILA recission” cry which, unfortunately, was not understood by most of those who attempted to advance it, and which lead to numerous claims being dismissed on Statutes of Limitations and failure of proof grounds.

    The third phase came into being in 2010 where certain attorneys and homeowners really began to zero in on the MERS issues, robo-signing, fraudulent affidavits and assignments, non-existant notaries, and other infirmities in the process, leading to affirmative attacks on standing, real party in interest, and chain of title issues. Many of these cases have been discussed over the years on this website.

    We have now progressed to the 4th phase: affirmative claims against the banks, servicers, etc. for money damage claims resulting from fraudulent foreclosure activity. The Levin Senate Report and other sources which have detailed the abject fraudulent conduct by the banks has provided an impetus for moving forward against the banks instead of attempting to only defend the foreclosure effort. We have formed a relationship with an expert in securitization, banking, and finance who has been involved in these areas for over 25 years and who actually wrote credit default swaps. This expert is assisting us in preparing new litigation which exposes numerous intentional acts of misconduct by the banks for the purpose of not only creating a false obligation, but also for purposes of stripping all equity from a homeowner and blocking the homeowner’s ability to refinance. There is a lot to this which will be developing over the coming months. Stay tuned.

    Jeff Barnes, Esq., http://www.ForeclosureDefenseNationwide.com

  95. Two cases to read. http://www.msfraud.org/

    Deutsche Bank v. Cuesta
    ORDERED, that this unopposed motion (001) by the plaintiff… is denied.

    HSBC v. PUCCINI
    ORDERED that this motion by defendant Deutsche Bank National Trust Company, as Trustee for Fremont Home Loan Series 2006-3 (Deutsche Bank) for summaryjudgment on its first counterclaim against plaintiff, declaring that Deutsche Bank is the lawful owner and holder of a valid first mortgage against the subject premises, declaring that the credit line mortgage was paid in full and is discharged and satisfied of record, and declaring that plaintiff and all persons claiming by, through and under it be forever barred from all claims to an estate or interest in the subject premises, and granting defendant Deutsche Bank summary judgment dismissing the complaint as against it and cancelling the notice of pendency filed by plaintiff is denied.

  96. <—– Did Not Turn Back the Odometer. Just Unplugged It at 28. 🙂

  97. Consumers = Conedsumers

  98. Mandelman ain’t bad but Will Rogers cracks me up even more…

    Will Rogers – Words Of Wisdom

    Ya just can’t find this kind of advice anywhere, anymore…

    Never squat with your spurs on

    Will Rogers, who died in a 1935 plane crash, was one of the
    greatest political sages this country has ever known.

    Some of his sayings:

    1. Never slap a man who’s chewing tobacco.

    2. Never kick a cow chip on a hot day.

    3. There are two theories to arguing with a woman. Neither works.

    4. Never miss a good chance to shut up.

    5. Always drink upstream from the herd.

    6. If you find yourself in a hole, stop digging.

    7. The quickest way to double your money is to fold it and put it back into your pocket.

    8. There are three kinds of men:
    The ones that learn by reading.The few who learn by observation.The rest of them have to pee on the electric fence and find out for themselves.

    9. Good judgment comes from experience, and a lot of that comes from bad judgment.

    10. If you’re riding’ ahead of the herd, take a look back every now and then to make sure it’s still there.

    11. Lettin’ the cat outta the bag is a whole lot easier’n puttin’ it back.

    12. After eating an entire bull, a mountain lion felt so good he started roaring.
    He kept it up until a hunter came along and shot him.
    The moral: When you’re full of bull, keep your mouth shut.

    ABOUT GROWING OLDER…

    First ~Eventually you will reach a point when you stop lying about your age and start bragging about it.

    Second ~ The older we get, the fewer things seem worth waiting in line for.

    Third ~ (My favourite) Some people try to turn back their odometers. Not me; I want people to know
    ‘why’ I look this way. I’ve traveled a long way, and some of the roads weren’t paved.

    Fourth ~ When you are dissatisfied and would like to go back to youth, think of Algebra.

    Fifth ~ You know you are getting old when everything either dries up or leaks.

    Sixth ~ I don’t know how I got over the hill without getting to the top.

    Seventh ~ One of the many things no one tells you about aging is that it’s such a nice change from being young.

    Eighth ~ One must wait until evening to see how splendid the day has been.

    Ninth ~ Being young is beautiful, but being old is comfortable.

    Tenth ~ Long ago, when men cursed and beat the ground with sticks, it was called witchcraft.
    Today it’s called golf.

    And, finally ~ If you don’t learn to laugh at trouble, you won’t have anything to laugh at when you’re old.

  99. Mandleman Cracks Me Up! … Sing this Song … YEP! YEP! YEP
    —————————————————————————————-

    ENJOY YOURSELF (It’s Later Than You Think)

    You work and turn, foreclosure’s gears, you always end on top.

    Never let up for a minute, the numbers never stop.

    Someday you think, it’ll all be done, there’ll be just a small fraction

    But you have overlooked the people’s private right of action.

    Enjoy yourself, it’s later than you think.

    Enjoy yourself, while your poop doesn’t stink.

    Your time has passed, and you’re right on the brink.

    Enjoy yourself, enjoy yourself, it’s much later than you think.

    ~~~

    You’re dual tracking that family, forget the NPV.

    You’ve got no reservations ‘cause, no one can disagree.

    Next year however, things will change, your names no more in lights.

    ‘Cause homeowners from coast to coast, will have their Bill of Rights.

    ~~~

    Enjoy yourself, it’s later than you think.

    Enjoy yourself, why bother to re-think?

    The time will come, soon you’ll need a stiff drink.

    Enjoy yourself, enjoy yourself, ‘cause it’s later than you think.

    ~~~

    With single points of contact and, no robo-signing docs,

    Break the new laws and watch it hit, the prices of your stocks.

    Forget about your lobbying, because it’s way too late.

    You’ve entered the next phase of what we call foreclosure-gate.

    ~~~

    Enjoy yourself, it’s later than you think.

    Enjoy yourself, you could end up in the clink.

    In New York they say, forging could be crimin-al.

    Enjoy yourself, enjoy yourself, what a damper on morale.

    ~~~

    You’ll always be in court next year, when you fail to comply.

    You’ll realize in a hurry, that you’d better modify.

    Forget about foreclosing, and the selling by trustee.

    ‘Cause from now on you’ll often find that judges disagree.

    ~~~

    So, enjoy yourself, it’s later than you think.

    Enjoy yourself, your egos will soon shrink.

    We’ll all soon see, your armor has a chink.

    Enjoy yourself, enjoy yourself, it’s later… much later… than you think

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