GarfieldFirm.com is Now Recruiting Attorneys

LICENSED ATTORNEYS CLICK HERE TO APPLY

Even before the formal announcement of the commencement of operations for the Garfield Firm (www.garfieldfirm.com), the firm has been inundated with prospective clients across the country. Fortunately, we had done some recruiting before, so we in most cases, we have attorneys ready to go. Since this is a 50-state roll-out and the most populated states require multiple attorneys in the same geographical areas, the firm is in need of many more attorneys to join the firm.

If you are a licensed attorney interested in joining with the Garfield Firm, click the link above. You will be directed to a short application form and instructions on sending your resume to info@garfieldfirm.com. Applicants will be screened and evaluated based upon experience, education, years of practice, discipline history, familiarity with the areas of practice in which the firm concentrates, and other factors within the sole discretion of managing partners. References might be required as well.

Address email inquiries to info@garfieldfirm.com.

This is an opportunity for attorneys to get involved in the lucrative business of representing clients in mortgage litigation, contracts and related matters.

Attorneys selected will receive:

  1. Free training and CLE credits
  2. Participation in weekly calls to update the team on legal strategies and developments.
  3. A steady stream of new clients for which they will be paid a fixed fee.
  4. Membership in the Livinglies blog.
  5. A paralegal support from a national team.
  6. Supervisory support from senior litigation attorneys
  7. Analytical support from experts in title, securitization, accounting, securities, mortgages, liens, recordations etc.

Each attorney will receive cases where all the basic information, analytical reports and forms for correspondence and litigation have been prepared. Select attorneys will serve as Statewide attorneys, receiving fees for their services in supervising the courtroom attorneys.

The technology platform will of course require many changes before we have everything we want. But right now the firm is able to perform client intake, case tracking and correspondence with clients through an automated system. You will receive an email address at the Garfield Firm in which you can communicate with your clients.

LICENSED ATTORNEYS CLICK HERE TO APPLY

52 Responses

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  5. […] Read more… Posted in Attorney Information, MERS, States « It’s Down to Banks vs Society Nevada Foreclosure Laws » You can leave a response, or trackback from your own site. […]

  6. You have to see this music video just released – it’s now my new ANTHEM !!!
    It’s “Welcome to America” by Denae Gardner, on YouTube at: http://www.youtube.com/watch?v=8rkcrxrougE
    It starts off with a pic “American dream being taken”
    That’s my fiancé’ Randy Mc Cluskey, the bass player to the left of the screen. (Kinda looks like Neil…)
    ( I made the feather ornaments hanging from his bass…)
    I lost steam in fighting Wells Fargo for my home, and then the video came out and helped me get in the fight again.
    “Welcome to America” by Denae Gardner
    Welcome to America,
    Land of milk and honey,
    Welcome to America,
    Got a new god and they call it money…
    This ol’ eagle,
    She don’t fly,
    Somebody shot her in a drive-by, so…
    Welcome to America,
    Land of milk and honey,
    Welcome to America,
    Got a new god and they call it money…
    Everyday a new crisis
    Politicians, preachers and scholars
    Think they can fix ya for a few more dollars
    Welcome to America,
    pass it on…
    Peg Butcher
    PS. it was shot here in Idaho, the music video -not the bird

  7. thankyou

  8. @DCB,

    Go on Max gardner site. You can buy the training.
    http://www.maxbankruptcybootcamp.com/training-for-attorneys/purchase

    .Purchase
    To purchase the ONLINE TRAINING, click here.

    The online training is $999 for two months of unlimited access to the training videos and documents. You will continue to receive access for $99/month for as long as you like and you can cancel at any time. As long as you are an online subscriber, you will receive all updates to the videos and the documents.

  9. @TH
    There have been “network” attorneys—-Mill-like serving as open/close “canned” foreclosure filing——mostly mechanical. Then the defendant files a basic standing claim with some “expert report”—demonstrating that there is an issue of material fact—-does thatr not present a summary judgment-proof claim. And this would seeminly take say, 6 mos —mtd convert to summary—they have a naked claim ” : “My trust is holder of note and see an image of the original or copy or altered documents–or a really nice copy —-. What else is the machine system going to do–if you dont challenge their entire structure—how they obtained the “copy” that you face?

    A patent answer to this naked claim is some form of expert opinion—am i on point here—-then they must show some greater proof. What else can it be? Then go to appeals ct if the Court denies expert status–it would be nice to have a list of the states where Court states that the promissor is entitled to trial? Or is that only Ala? Is there a cite to this point? This is important to know.

    Maybe unfortunate that Mr gardner’ course not be avalible online–if he is sick and cant cope with demand, or maybe that his skillset will become far more important in a severe recessionary environment.—-should his training be made more public –not privatized and be so much at risk as a cumulative body of knowledge necessary to survive challenges etc. The people of which you commented that are bothered by Mr Gardner’s Graduates as a bankable commodity—im sure the servicers are hoping poor Gardner drops dead–and there are no more Gardner Graduates—hes gotta bottle it and sell it wholesale for distribution. Maybe then apply the system devised by Garfield–tools for use if desired. That would seem to be a way to certify Garfields Raders—trained by Gaerder online course–or download.lecture like CLE?

  10. Besides, people who yell the loudest don’t do what they advocate. It’s part of the human psyche: “Let me throw in a few ideas and see if someone braver than I will catch them and start running with them. If it works for them, I’ll try it myself…”

    Anyway, still waiting for some anonymous blogger to say: “Hey guys, guess what? I pulled it off by arguing securitization!!!”

  11. @tnharry,

    I know you do. They’re your bread and butter… 🙂

  12. i like those judges enraged.

    find something that you can point to as the basis for your case that you can easily explain to a 5th grader. keep in mind that judges have more than one case on their plate at any one time. unless, of course, you have a six figure bankroll lying around to educate the court and a jury over the course of a few weeks about securitization.

    so often commenters here are quick to blame the judges as part of the problem and biased, but they misunderstand the system and how it works. you plead your case and supply evidence to support your theory for relief. i think some of the most vocal commenters honestly believe that once they get anything into a court docket, no matter how poorly drafted, it becomes the role of the judge to act as private investigator, researcher, and attorney on their behalf. in reality, it’s more like a baseball umpire – they call the play as they see it unfold. you’ve never seen an umpire carry a player across home plate while simultaneously calling him “safe”…

  13. Tnharry,

    My take on it? I doubt it. The non-disclosure agreement forbids you from discussing the nature of the outcome. It doesn’t forbid you from saying that you won (or settled) by arguing securitization. And even people who use a pseudonym don’t come here to say that much.

    Besides, Max Gardner is very adamant that securitization is a last recourse defense, once you’ve exhausted standing, venue, jurisdiction and what not. He stated what I keep saying: it’s dangerous to use in court because judges simply don’t get it and have a short attention span, combined with a knee-jerk reaction of: “Homeowner isn’t paying. Homeowner didn’t file suit before stopping on the grounds that servicer had allegedly mistreated him. Homeowner is now trying to pull a fast one. if homeowner had a leg to stand on, homeowner would have filed first.”

  14. it’s been said before (and a few times here), but the difference is results. gardner’s methodology has a proven track record. Neil’s securitization stuff has had success in Alabama, and he has enlisted some help from Alabama in other managing partners.

    maybe there are a couple thousand people out there who received huge settlements using the livinglies methodology and signed non-disclosure agreements and that’s why we never hear from them….

  15. “in fact, special teams at servicers and law firms are devoted to loans that have ties to boot camp grads.”

    Yeah, I’ve noticed. It’s because those grads have meat and substance to them. It’s always been that way: as soon as a lawfirm realizes that the attorney on the other side is seasoned, experienced and nothing of a light weight, they will send the big guns. It’s called fighting fire with fire. Same for tthe guys who lost everything in foreclosure, filed for bankruptcy, decided to make the best of it by putting themselves in law school, started doing seminars for defense firms and wrote books on foreclosure defense. Banks don’t send foreclosure mills against those guys. They go for the heavy lifters. In a way, though, it is often better to deal with a big gun: usually, they’re older. They still have ethics and they don’t want to waste their time on something they’re pretty sure will cost their client more than it is worth. They tend to agitate early for settlement when it’s economically sound.

  16. or scrape together the 8k to go to gardner’s boot camp. or both. i know i hate it when a boot camp grad is on the other side of a case. gardner is spoken of at industry conferences, livinglies not so much… in fact, special teams at servicers and law firms are devoted to loans that have ties to boot camp grads. hopefully this will be the tipping point to take neil’s ideas to the next level.

  17. DCB,

    Well, we’re all in agreement here: Neil’s idea will be a stepping stone (or the weeding out) for many young attorneys who will try it, possibly break their teeth on it and decide to do something else or who will try it, learn from it and decide to go fly solo.

    It’s called life. You know: that thing we were thrown into, have to go through, never asked for and which looks more and more like a pretty dangerous proposition… or a hell of a trip, depending on how you want to look at it.

  18. @TH –so the 2k and 600 is what hes charging?

    I think Mark Dann is doing something similar but without the focus on the securitization piece which may or may not be useful–in long run

    there is no projection for the young atty share—-? it sure sounds like fee splitting if the securitization charge is required–also some anti-trust bundling aspects come to mind vaguely.

  19. @DCB,

    Don’t worry. We’re heading toward massive, worldwide unrest anyway. In the meantime, Neil is restoring some hope in some people that the system might work, after all…

    Oh, and about your worries (which I understand, not having a pot to piss in myself… It does, at times, get you off balance, doesn’t it?): either we (humans) were created in God’s image and, in that case, we have nothing to fear about humanity’s destruction (God ain’t stupid. And it is impossible to be God and to self-destruct. Therefore we won’t) OR we are the product of aliens who interacted with primates, in which case I can’t see them deciding to leave us to our own stupidity. Would you allow your own offsprings to completely self-destruct, without intervening?

    Naw. Help in on the way.

  20. @ENRAGED

    “proved unequivocally that “ethical” is strictly in the eyes of the beholder and pretty much a thing of the past?”

    Maybe for a banks atty that is part of a much larger structure and firm—but the network is tied into big highpowered lawfirms that might just exact a double standard—–and from discussions–if you are ant atty charged with an ethics violation and you have to pay an ehics specialist to bail you out–you are looking at 10-30 k on the front end

    remember despite what the pro ses might think about their own ability to take on the hazardous duty—attorneys had to spend 3 years minimum getting that knowledge [basic] then quite a bit more learning what to do with it—and spect around 100k to get it—not counting the lost wages that they deferred while others were out earning and buying

    then going through the agony of the bar exam—-so that license is a valuable asset —-a future income stream—the risk to which you too easily dismiss————-i guess its not endangered as long as the choreography is pre-approved by the bank bar

  21. @DCB – the garfieldfirm gets the retainer and the monthly and pays the network atty a fixed fee, presumably less the costs required to do the title report, the securitzation report, to pay the paralegal network, and the fund the overhead. attractive to the starving attorney yes, but too many hands in the pie. and no way is there enough left over to attract established, experienced people. and defense isn’t something that can be done in volume with any level of competence or quality.

  22. @Tn,

    Life is too short to pick fights with anyone. But I get irritated when, as soon as someone decides to do something about the foreclosures and to help underwater homeowners (1 in 4 as we speak), some naysayer jumps in and says: “Breach, breach!!!”

    Or course Neil will need to really think it through but I give him credit for having already carefully looked at the minefield in which he proposes to engage. And you know what? If it blows in his face, at least he will have done something and tried something. And by the way… nothing wrong about making a buck in the process.

    Where I am a tad skeptic is whether his theories will fly. So far, i haven’t met anyone for whom they’ve worked. Or, at least, no one on this site or any other site I surf…

  23. @TH
    I have not reviewed the offering material–im a tad reluctant to get on the list. So if i understand it the starving young atty–that is already in trouble today—-gets a $2000 upfront retainer? Is that earned–when file an answer–i suppose it would be. Then 600/mo for 12 months to file oppositions and MTDs etc—relying upon the securitization materials provided by garfield operation? Hmmm —–so the clien is front ending a payment to garfield—–

    i agree with you—this should be attactive to a young lawyer—-or more likely a small group of them working together——-but i think its far more difficult to defend these foreclosure cases than to prosecute them—the facts —–the securitization aspect is a whole area of finance-sec law —ucc law that is godawful complicated in itself—–and the constant trickery by bank attys —i guess you have to take into account the fact that such a defense system will probably be welcomed by the plaintiff bar as a great fee generator—-no immedate default—certain referral to the normal hourly charge attys—so this will play out like a well-choreographed dance between two networks with everthing pre-programmed I agree its a superficially nice idea—-but i fear collusion and govt charges against the defense network–not to mention bar. they really should have funded legal defense orgs with the $25 billion—-felons get better treatment than homeowners

  24. @enraged – of course it’s been done. i never said it hasn’t been done, just that it will require a lot of coordination and compliance issues.

    and are you trying to pick a fight or being deliberately obtuse about the ethics conversation? when I’m referring to ethics in this context, i’m not talking about morals or a general “right or wrong” conversation. i’m referring to the rules that govern attorneys in each of the states that determine if you will be disciplined or disbarred for violations. despite there being a set of Model Rules promulgated by the ABA, there are eccentricities possible in each of the 50 states. that’s what i’m talking about.

  25. @Tnharry,

    And by the way… when i lived in Mass, there was a very undertaking attorney named Sokolove. He did exactly that. He was on TV, talking about his firm’s attorneys and how they were there to “help you”. Those guys, in fact, where either independant attorneys of entire lawfirms that, in exchange for a fee and/or commission paid to Sokolove, would take the case and do the work. And all those guys worked on Sokolove ltterhead when the client had been refered by his TV ads and thei own letterhead when the client was direct. That allowed him to represent people in every state he chose to since he had “members” everywhere.

    If I recall, Sokolove was the first one to think of that… Then, it spread nationwide.

    Give and take.

    So, it’s been done. It already exists. Nothing to do with ethics.

  26. @ENRAGED re “has it occured to you that your retirement is made of the same fiat money as everything else and that, regardless how diligent you were at preparing for the future, it may very well be gone…Pooff! in the blink of an eye? ”

    Enraged—-it occurs to me about 10 times an hour—–today you can know the market fundamentals on a stock and an industry implicitly, but it will not help you one bit to invest profitably. This casualty of the great global financial fraud is worse than the home seizures because it gets everyone. everyone but the street people anyway—-i know part-time investors Doctors lawyers that successfully carefully invested their net cash flow for decades conservatively–saw bubbles come and go—[they are visible–like the current tech bubble] but have had to move out in past couple years.

    law of supply and demand–of P/E ratios etc–worthless—some greek walks out of a metting whinces and the market drops across the board by 200 points—every clown politician can get a nice kickback by sayng the right thing on cue

    when i was 12 yrs old–i could buy a silver dollar for a greenback dollar–now its $30—iv told my children —forget about retirement planning–forget about govt promises—forget about tax deferral—–buy a silver coin each payday and you will be ahead of the game after 40 years—–civilization depends upon trust in the financial and govt institutions and that trust has been breached–is it reparable –i wish but im skeptical—–i do not know how the US will deal with its debt load and future “entitlements” ie payback social security—-without a large devaluation of dollar—remember my silver dollar observation—so they dont cut the benefits——they cut the purchasing power—–as far as investors go—its like a mass rape every time you stick your toe in the investment water

  27. @Tnharry,

    “…except a law firm is not a franchise, and ethical rules have a lot to say about how to handle fees, particularly if you’re splitting them with others…”

    Hate to ask, tn, but… ethical rules? Haven’t the past 4 years (and even more so the past 2 years) proved unequivocally that “ethical” is strictly in the eyes of the beholder and pretty much a thing of the past? David Stern was considered “ethical” enough to make tons of money for himse4lf and his (banks) clients. Steven Baum… ditto!

    It’s going to come to this: whatever Neil tries to undertake, he’ll have an army of bankpaid regulators breathing down his neck and trying to stop him by every means, including accuse him of non-ethical conduct. Yet, no one seems to raise the issue about bank attorneys trampling on them so much that we don’t even know if they ever existed… And as a teacher of mine used to say: “I know immorality. I can’t define it but i sure know it when I see it.”

  28. @dcb – it’s similar to health insurance – “in network” attys handle routine matters for low, negotiated fees but make it up in volume. “specialists” are called in for non-routine matters and would bill at their higher standard rates.

    when I was referring to low fixed fees I wasn’t necessarily making the LPS comparison. that’s the structure described on the garfieldfirm.com site as $2000 down + $600/mo for 12 months. the attorney application states that the attorney receiving the referral will be paid a fixed fee. if i’m wrong about it being low, then I’ll admit it. I’m just basing that presumption on the overall inflated cost of the livinglies products for sale and the normal overhead cost for the national headquarters. it just sounds like too many hands in the pie for the local attorney to stick with it for very long.

    max gardner has a great system. $8000 to attend his 4 day boot camp. he “wets his beak” on the front end and turns out extremely well qualified defense attorneys. it’s an investment by the attendees that pays off over time. Neil’s back end system just feels a little stifling and may unfortunately not attract the most shining stars based solely on the financial aspects. it seems more attractive to a young attorney trying to build a practice than to an established, experienced practitioner.

    that said, i wish them the best of luck.

  29. @TH

    I understand that the LPS fee structure is thin for routine filings such as an intial complaint ans attached assignment or aff whatever required in the particular jurisdiction—i have seen as i recall some price sheets somewhere over pas 3vyrs——-but once an answer is filed and defenses start getting sticky—How does the LPS system work? I doubt that the fees are fixed or all that small given the ferocity with which lawyers attack—and the type im referring to are not named LPS network attys as are the routine filers–however the two sets seem to be integrated——1st and last filing made by LPS network attys listed and known —while the complex filings are by others??? is there a deposition out there that describes how this works?

  30. @enraged – except a law firm is not a franchise, and ethical rules have a lot to say about how to handle fees, particularly if you’re splitting them with others. it’s a big undertaking, and I hope it works. ensuring compliance with 50 states’ attorney governing boards will be a big issue.

    an equally big issue, is not bigger, is the lack of success using the Neil method. we’ve seen a handful of success stories, but the failures don’t get a lot of press. good to see that two of his partners appear to be from Alabama, where the securitization defense has done reasonably well.

  31. @Tnharry,

    Haven’t you noticed that the entire American economy is based on that model? LPS didn’t invent anything: it simply used a system that had “proved” itself for decades. Isn’t that what franchises are all about? Dictate all the terms and condition and restrict your creativity in exchange for the right to piggy back on a well-known brand and use the existing infrastructures?

    Everything in life is give-and-take. Do you want easy or do you want freedom? For everything, there are concessions to make. Freedom is the costliest achievement: it requires strength or character, determination, discipline, sound judgment and hard work. I can guaranty you that none of the solid foreclosure defense attorneys who pioneered the arguments in court will participate. On the other hand, it will be a stepping stone for many who know something must be done to right the many wrongs and restore society to some balance but don’t know how to go about it or are too afraid to try on their own. The best and most resourceful ones will use Neil’s system to learn the ropes. Once they feel confident and strong in their craft, they will move on. The American system.

  32. it appears that “standard” foreclosure defense costs $9200, although I can’t imagine there being anything resembling “standard” or otherwise “cookie-cutter” about foreclosure defense cases. where are the commenters who are usually up in arms about the high cost of attorneys?

    and @deborah wynn – “come on you young blood attorneys-make it happen start the movement- fresh minds with good intention brave enough to tell the truth- create precedence what else are you doing with your life – this is supposed to be what you promised to do”

    what?!? your post implies that all attorneys took a vow of poverty and public service. undoubtedly some did, and many do have a service-oriented heart and mind, but attorneys aren’t publicly funded social workers. i do pro bono work. many of my colleagues do lots of pro bono work. but I have to work extra hard on paying cases in order to be able to do the free work. your comment, I think, is very naive.

  33. am i the only one to see how this system is based upon a very similar business model to LPS? national processing center providing back end support farming work out to local attys for small, fixed fees…

  34. somebody talk about possibilities, good ones

  35. @DCB,

    I didn’t mean to insult you by posting this but… has it occured to you that your retirement is made of the same fiat money as everything else and that, regardless how diligent you were at preparing for the future, it may very well be gone…Pooff! in the blink of an eye?

    Likewise for Bill Gates’, Warren Buffett or everyone else’s money. It still is fiat. Printed by the largest debtor in the world.

    Don’t worry: whatever happens, we have no control over it. Obama, Romney, Queen Elizabeth, Angela Merkel, no one has control over it. I, for one, want things to start moving… I want to start looking forward to the future. I want to envision my contribution to change I really can believe in. We are at the end of the systems as we know them. Time to see what’s in store. And I know it is for the better.

  36. EXCUSE ME FOR A SECOND ” It is government entitlement programmes which devour wealth and produce nothing in return. If they were stripped away – and if government got out of the wealth redistribution business – taxation could be reduced”

    Uh hey there I paid a lot of money into social security and medicare and assorted other taxes over my lifetime and I personally take deep offense at these suggestions that my govt “insurance” is some sort of welfare entitleent–it is no more or less an entitlement than the purchase of govt bonds with expectation of repayment—now just to show how moderate and reasonable I am—I am perfectly willing to give up my social security and other claims that i paid for over last 40-50 years at exactly the same time as that govt bond debt and all military contracts are negated—not one cent or one second sooner—lets all share the pain—but I want every cent of debt of the govt wiped out–not just my claim subordinated to allow the saudis to buy supersonic private jets–islands in the sea etc etc—-and i think maybe same time we put the income tax back where it was in 1980—let bill gates and the FB thief pay 75%—followed by estate and gift taxes–take away the incentive to be such greedy people

  37. “Print|Email|Single Page
    Top 5 Pieces of Good News in the Bad News
    Tired of bad news? Maybe you’re just taking it the wrong way.
    Ed Krayewski | June 16, 2012

    (Page 5 of 5)

    1. Drones Coming To the Friendly Skies

    The FAA expects to have regulations in place by 2014 for the use of unmanned aerial vehicles in American airspace by government and commercial entities. Already, police in North Dakota have used a drone to apprehend a criminal suspect, and the market’s already offered up some personal drones.

    Reason’s Tim Cavanaugh notes the benefits of drones in military technology. The president used drones to reduce due process for terrorism suspects and militants (defined as all military-aged males) to an off-the-record conversation at the White House. So what’s the good news about the technology’s homecoming?

    When was the last time Judge Andrew Napolitano and columnist Charles Krauthammer agreed on anything? Both suggested a domestic drone would likely get shot down pretty quickly. Napolitano accurately observed that that first person to down a drone of any kind would be widely recognized as a hero.

    Americans may be divided on, or even largely supportive of, the use of drones to rain death on foreign populations. The idea of using the technology on the domestic population, for surveillance and increasingly military-style enforcement for suspected crimes against the environment, is a lot more unsettling. Perhaps unsettling enough to make the electorate do something about it. That would be great news.”

    So, a good portion of the population will be employed making the drones while another portion will use them… for target practice! In fact, you may very well find yourself working at the plant Monday through Friday and shooting them down during your off-time.

    Pretty cool way to assure employment growth and stability… And I’m sure we can find other ways. Like half the town razing vacant houses and the other half working at building new ones. Actually, it is already done, isn’t it? Been to a hospital recently? Have you eaten the food? That’s the plan: make you sick with that horrible, unhealthy greasy-pizza/sugarless chocolate pudding meal so that the medical staff can then take care of you when your liver/pancreas/kidneys fail.

    And it’s right out of the Bible too: “… let not thy left hand know what thy right hand doeth.”

  38. We have reached, collectively, nthe breaking point. Something is going to happen. Don’t know what. The waiting has killed us. Change is in the air.

    http://hotair.com/headlines/archives/2012/06/17/the-world-economy-is-now-beyond-the-control-of-individual-democracies/

    Janet Daley
    The world economy is now beyond the control of individual democracies

    The economy is now beyond the control of national governments, and therefore outside the remit of democratic politics. It has become truly global, and thus a law unto itself; nation states have gone broke in their attempt to feed its gargantuan appetites for consumption and debt. The remedies for this began in panic and are now ending in delusion: first the banks went bust and were bailed out by governments; then the governments went bust and needed to be bailed out by – whom? International funding agencies which get their cash from – where? From central banks which will have to print gigantic amounts of money to replace all the money that simply disappeared in the bad debt that bankrupted the banks in the first place. And if we all agree to accept the illusion that this newly printed cash has actual value – if we all clap really hard and say that we believe in fairies – then the whole show can get back on the road and we will be rich again…

    So the only way that the World Economy, which has now become an apolitical, undemocratic, supra-national force of nature, could be brought under control is to erase the divisive historical memory of nations and create an equal and opposite force of World Government. This, of course, is just what the EU was designed to do on a continental scale, and that hasn’t quite worked out. The official solution – endlessly reiterated by increasingly desperate European commissars – is to eradicate more forcibly than ever the messy democratic accountability of national governments to their people…

    A really serious cutback in state spending – not the Osborne nibble but drastic, meaningful reductions in the size of government – could reduce the dependence of democracies on global capital. It is government entitlement programmes which devour wealth and produce nothing in return. If they were stripped away – and if government got out of the wealth redistribution business – taxation could be reduced. So instead of “stimulating” the economy by offering more debt (as Mr Osborne proposed at the Mansion House), and so getting even deeper into hock to the Beast, we might get the genuine stimulus that comes from people spending money that they have earned.

  39. lovely, im not having a poke i just wish a few attorneys with a set of…would just do something fabulous…yes im nieve but ill pro se along then, you know when i look those bastards in the eye they look away, why is that …big win right .
    law and facts and procedure, got it : )

  40. the methods employed here merely buy time–and the irony is it makes the whole thing more profiable for servicers. The wins would have to come from things like shutting down robosigning ops–from disclising investor fraud—ie servicers defrauding investors——from disclosure of false claims act facts——there may be a few instances where private counsel are obtaining half-way favorable settlements–ie being allowed to escape the meat grinder—–but for most honestly thats the best you can hope for—there are no free houses–nor should there be–nor should there be anone suggesting otherwise.

    i am as sympathetic as you can be–but facts and law are facts and law—pro ses are not going to be able to pull off clever procedural stunts against attorneys who eat other less specialized attorneys for a living–and smile at the cleverness of their tricks—and they absolutely are tricks —–the last best chance was for class actions carried out by publicly funded private legal ais groups–using tat $25 BILLION–That was an utter and dismal failure so instead of hundreds of professional defense attorneys actually capable of wins—-we have this anarchy–pro ses running up fees for servicers and network law firms—-sad but true

  41. I’m with Brian in VA. There are no wins.

    The courts just let all the fraud through until the homeowner has been beaten silly and is broke, then the judge finally compels discovery on the 6th attempt by the homeowner, at which point the banks quietly settle with freshly printed federal reserve fiat notes and nothing is ever advanced legally, and more and more victims are tossed into freight cars and led to the showers by the banksters. Rinse and repeat.

    Years and years after Neil established this blog, nothing has changed, except for the revisions to the revisions of Obama’s pretend borrower assistance programs. Oh, and the lies….the living lies from the suits in charge continue hourly.

  42. “DCB- another excuse isnt it why cant the right thing be just that.”
    I dont know if you are tking a shot at me——all i can say is that when you venture out on the ice—you best be poking in front of yourself for thin spots. Most times folks like you–and me–just are goldmines for the opposing parties. All the fees are paid in preference to investor remittances——and the servicer gets a cut —they love you dear—you are a profit center. Until you hurt them–if that is possible–getting more remote. Then they turn their full wrath and power on you–retaliation is the name of the game. If it is done by lawyers –its zealous practice of law–if its done by thugs throwing out your furniture or threatening you—-its just a mistake. And if your job is dependent on your credit score —you can see them at their best—how many times are they reporting your loan? Under how many account numbers? pay close attention to these details

  43. @Brian in virginia
    its been THE SHARPEST LEARNING CURVE FOR ATTYS AND PRO SE “ERS” ALIKE never in history has the kind of fraud of this kind of magnitude occurred- Al capone came close but looks like a choir boy in comparison, they have a 30 year head start on us, and judiciary, well ill stop right there, secondly i know someone who has fought long and hard for over 5 years,im in court 3 years already- my home gone and i have nothing but my belief in justice left, oh and a job- ill give you that, now im in court of appeals, no ones won because 1) they were barred by res judicata and did not know what to do next, and 2) its evolving, it takes this long to even get a foot in the door,
    most people 1) do not have the strength and they have other pressing issues , job, family, STRESS related illness, 2) become discouraged because people believe everything they see on TV. so you ask wheres the wins
    IM HERE Attorneys im here all the way from England to get my little self asset stripped, now dont get me wrong i could have been asset stripped without leaving the UK
    Please, why would anyone go into battle with a bad attitude, it doesnt serve expecting to loose-in there lies our problem – get up people its never too late keep banging down the door.
    attorneys out there HELLLPPP
    im not an attorney this is not legal advice consult an attorney
    for the love)
    and DCB- another excuse isnt it why cant the right thing be just that. i understand there is a bigger wheel trurning, the heck with it, we fight one day at a time but fight we must and i need help im a nurse not an attorney, are people like me just not profitable enough. there are a lot of people just like me.

  44. Questions:
    1. where are the WINS?
    2. where are the WINS published utilizing any/all assistance provided here?
    3. where are the testimonials from plaintiff/defendants that prevail?
    4. when the meat meets the metal in civil/circuit/federal court…where is the WIN published when the property owner prevails?
    5. where is the Win count, Tally board….Scorecard being kept?

    **there’s plenty to read on this site…but where are the WINS?

    **we can all read….and do…so…where on this site are the stories about successful strategies that have been utilized to provide relief kept?

    ***Publish the scorecard…

  45. not to be negative—but to merely point out—-there are some issues here

    1st is risk of being condemned by bar for fee sharing with non-attys—-im not sure how the system works but its something to think about

    2nd is pmt system

    3rd is malpractice insurance–hefty and definitely needed

    4 retaliation—anybody who does not take this into account is too innocent to engage in this

  46. fees fees fees- thats all that matters-really- look around you

  47. come on you young blood attorneys-make it happen start the movement- fresh minds with good intention brave enough to tell the truth- create precedence what else are you doing with your life – this is supposed to be what you promised to do

  48. prestigious law firms wont conflict themselves with bank clients–title work –etc–they work the collection side and left the term “prtige” tarnished in the distant past

  49. prestigious law firms won’t be okay with the fixed fee structure

  50. Tip of the day try to recruit prestigious law firms.

  51. […] Filed under: foreclosure Livinglies’s Weblog […]

  52. interesting idea—–sounds similar to a an outfit i know of—attorney network and software referral package?

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