Aztec Foreclosure Corp Antics Analyzed

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BY ‘NANCY DREW”

In California, OR, WA, CO (non judicial states) place an Automatic Stay one must file Bankruptcy “BK” which stops notice of defaults?
sadly allowing substitute trustee to act as robo-mill and includes bank attorneys who don’t have to reveal ‘security’ the mortgage note as collateral attached.

‘substitute’ trustees file falsified documents as does the documented LPS/DOCX employees, just the employee may be a contractor such as Aztec Foreclosure Corp.

The falsified documents as required by the BK courts excludes the same transactions in judicial states just the ‘Trustee’ and Substitute Trustee don’t have to disclose the ‘name of the loan trust, trust fund, certificates, the ‘mortgage note’ as collateral attached inside and sliced and diced when sold to FREDDIE MAC and others Institutional Investors.

You are forced to fight harder under COTA and Accounting GAAP to reveal what is not recorded with county recorder. You are forced to fight pro pe and when 90 days in default of any amount, the SERVICER of the asset as a receivable – advances funds and tracks the debt they will claim when they liquidate your mortgage.
You are fighting with the ‘Servicer’ who has to advance funding to the ‘Master Servicer’ get it! The party before BK does not have legal standing and the CA Courts ignore? WHY?

Aztec Foreclosure Corp

Aztec Foreclosure Corporation is a full service foreclosure trustee concentrating its practice in the representation of mortgage lenders and other financial institutions in foreclosure of residential real estate collateral in the States of California and Nevada.

Aztec Foreclosure Corporation of Washington is a full service foreclosure trustee serving the State of Washington.

Who is Robbie Weaver Office Manager in CA and Elaine Malone Foreclosure Supervisor? Who is the ‘attorney’ providign due dilligence? Kelly D. Sutherland ‘Managing Attorney’ in state of Washington? Is she licensed to practice in CA?

Look at the 21 Pages of Completed RESALES of Properties!
Please take NOTICE that
THe ‘LIST’ 21 pages of sales REPORT generated by data extracted from databases in which somebody programmed the appearance of the data in a report form all CREATED BY A COMPUTER

A LIST OF ‘COMPUTER GENERATED SALES’ ALL PURCHASED AT THE ‘OPENING BID’ WERE THE HIGHEST BID’
WHO WAS AT THE SALE? WHAT ‘TRUSTEE’ SIGNED C/O …. generated 8/12/2011 @ 3:00:50 PM

Report Date 8/12/2011 (Note the report is generated bya computer from database) organized by Case#, Sale Date, Property Address, Bids in which then the ‘security’ identified. Get that information while you are in BK!

http :// www . aztectrustee . com / Reports / CAZ_WebCompSalesRpt . pdf

Aztec Foreclosure Corporation | Professional Foreclosure Trustee Serving California and Nevada

Aztec Foreclosure Corporation of Washington (Washington State only)

Aztec Foreclosure Corporation has the necessary experience working with lenders to protect their delinquent mortgage assets. Our tenured staff has assisted lenders in their default management department, providing unique insight and an ability to better communicate with our clients. Our knowledge and experience extends beyond the routine foreclosure process into the daily operations of the default management industry. Aztec Foreclosure Corporation of Washington provides the same services in the State of Washington.

STATE OF CALIFORNIA:
Notice of Default – State of California
Upon receipt of the foreclosure referral package, the Notice of Default (“NOD”) is prepared and forwarded to the title company for recording along with the executed Declaration from the lender. Recoding of the NOD constitutes ‘first legal’ when recorded. Once recorded, a copy of the NOD and Declaration will be mailed to all parties to the Deed of Trust and parties having recorded a request for notice.

A Trustee Sale Guarantee (“TSG”) will be ordered from the title company and reviewed upon receipt that will disclose all parties entitled to notice, as well as any other encumbrances recorded against the Deed of Trust and reviewed for any possible defects which may exist that would prevent continuation of foreclosure. The one-month mailing notices are sent to any parties requiring notice.

Notice of Sale
A Notice of Sale (NOTS) will be recorded in the appropriate county and all parties requiring notice will be sent certified and regular mailings of the upcoming foreclosure sale date. The NOTS will be published for three successive weeks in a newspaper of general circulation for the city and county the property is located. A copy of the NOTS will be posted on the property itself and recorded in the county recorder’s office. The sale will be conducted at the time and place set forth on the NOTS.

Bidding instructions will be requested from the client and should be submitted to our office no later than 5 days before the scheduled sale date. Aztec will bid according to the client’s instructions. If there are no competitive bidders, the interest of the property will revert to the beneficiary. Third party bidders must outbid the beneficiary to obtain the property, and the sale proceeds are distributed in the order of priority, with the beneficiary being satisfied first.

The sale may be postponed pursuant to the client’s instructions without an additional publication. The sale may be postponed up to a maximum of 365 days after the original sale date. After that a new publication will have to be set with a new sale date, mailings, etc.

Redemption
There is a 3 month redemption period that must run from when the NOD is recorded before a foreclosure sale can be set. Effective June, 2009, CA implemented the CA Foreclosure Prevention Act which required an additional 90 days of redemption:

On February 20, 2009, Governor Schwarzenegger signed ABX2 7 and SBX2 7, which establish the California Foreclosure Prevention Act. The California Foreclosure Prevention Act modifies the foreclosure process to provide additional time for borrowers to work out loan modifications while providing an exemption for mortgage loan servicers that have implemented a comprehensive loan modification program. Civil Code Section 2923.52 requires an additional 90 day period beyond the period already provided before a Notice of Sale can be given in order to allow all parties to pursue a loan modification to prevent foreclosure of loans meeting certain criteria identified in that section.

A mortgage loan servicer who has implemented a comprehensive loan modification program may file an application for exemption from the provisions of Civil Code Section 2923.52. Approval of this application provides the mortgage loan servicer an exemption from the additional 90-day period before filing the Notice of Sale when foreclosing on real property as designated by this Section.

Upon expiration of redemption, sale, publication and posting dates will be set. The sale cannot be held until the expiration of 21 days from redemption.

Sale
The sale will be conducted at the time and place set forth on the NOTS. Aztec will bid according to the client’s instructions. If there are no competitive bidders, the interest of the property will revert to the beneficiary. Third party bidders must outbid the beneficiary to obtain the property, and the sale proceeds are distributed in the order of priority, with the beneficiary being satisfied first.

The sale may be postponed pursuant to the client’s instructions without an additional publication. The sale may be postponed up to three times at the request of the beneficiary, after which it will be necessary to republish a new sale date.

Conveyance & Final Title
After the foreclosure sale is conducted, a Trustee’s Deed Upon Sale is issued by Aztec conveying title to the successful bidder. If the property reverts to the beneficiary, it is sent for recording within a few days of the sale. If a third-party purchases the property, the unrecorded Trustee’s Deed will be sent to the address specified by that party.

If the property is to be conveyed to the Secretary of Housing & Urban Development (“HUD”) or Secretary of Veterans Affairs (“VA”), a Grant Deed from the beneficiary to the agency is sent to the client for execution prior to the sale.

After receipt of the Grant Deed, if it is a VA loan, the deed is sent for recording immediately. Aztec will order a title policy and forward it to VA within their required time line. If it is a HUD loan, Aztec will await instructions to record the deed to HUD. Prior to the deed recording, Aztec will obtain tax and lien information to verify if title is clear before recording the HUD deed. When all taxes and liens are cleared, with the client’s instructions, the deed is recorded. Once recorded, the title policy is obtained and forwarded to HUD within their required time line. The clients are given copies of the title polices and recorded deeds.

The only post-sale right of redemption occurs when an IRS tax lien is recorded against the property. Once the sale is held, the lien is extinguished, but the IRS retains a 120-day right of redemption. During this time frame, the IRS has the right to purchase the property.

Reinstatement and Payoff
The trustors, owners and junior lienholders have a statutory right to reinstate the loan up to five business days prior to the sale. The beneficiary may waive the five-day limit and accept reinstatement at any time prior to the sale. Reinstatement must be tendered in the amount of all sums due the lender plus all foreclosure fees, costs and any attorney’s fees and costs incurred.

Deficiency Judgment – State of California
The right to a deficiency judgment following the foreclosure sale is limited by anti-deficiency legislation. Under California Code of Civil Procedure Section 508b, there can be no deficiency judgment on foreclosure of a purchase-money mortgage or trust deed. Also, under Section 580d, one cannot seek a deficiency after a non-judicial foreclosure sale.

The anti-deficiency rule does make a distinction between vendors and third-party lenders. The vendor is precluded from seeking a deficiency judgment where his loan secures payment of the balance of the purchase price of real property. In respect to a third-party lender, the anti-deficiency rule applies only to a dwelling of not more than four families given to secure repayment of a loan that was used to pay all or part of the purchase price of such dwelling occupied entirely or in part by the purchaser.

Deficiency judgments may be obtained if the obligation is not subject to California Code of Civil Procedure, Section 580. These cases are outside the scope of this synopsis.

Eviction – State of California
The eviction process is initiated by serving the owners/trustors with a three-day Notice to Quit. All other occupants must be given a sixty-day Notice to Quit.
After the 3/60 day period has expired and if the property is still occupied, a Complaint for Unlawful Detainer is filed. The summons and complaint are sent for service upon all defendants. The requisite personal or substitute service of process may take up to two weeks. In cases where service cannot be effectuated, application is made to the court for permission to serve by posting and mailing the summons and complaint to the property.

Defendants have five days to answer the complaint after service, plus ten extra days if service was made by substitute service or posting and mailing. If the defendants do not respond timely, a default judgment is entered. If defendants file an answer and contest the action, a motion for summary judgment is filed and usually granted within two weeks. In those infrequent cases in which summary judgment is not granted, a trial date is requested. A judgment and writ for possession are submitted to the court within 48 hours of a trial, granting a motion for summary judgment or a default judgment is entered. The court is requested to forward the writ to the marshals for posting on the property. Processing of the writ and posting take approximately two weeks.

The defendants have five days to vacate after posting of the writ. The marshal then returns to the property to physically remove the occupants. The servicer must arrange to have a representative present to take possession and secure the property. The majority of eviction cases that are former owner occupied are completed within 60 to 75 days.

SEE AZTEC FORECLOSURE ‘TRUSTEE’

SAME DETAILS ABOVE FOR NEVADA,
AND SAME DETAILs ABOVE FOR ‘WASHINGTON STATE ONLY’

Washington Staff:

Kelly D. Sutherland
Managing Attorney
360.260.2253 ext 281
ksutherland@logs.com

12 Responses

  1. Often we see clients who are facing foreclosure and the reason is, at least in part, misconduct on the part of the mortgage servicer.

    We often assume the company we make our payments to – Litton Loan, Bank of America, Wachovia, Wells Fargo, etc. actually owns the note.

    But many times the note is owned by someone else and it is instead a “servicer” that we send our payments to and who sends us our monthly bills, etc.

    A servicer can be defined as the company responsible for the following items:

    1. Sending out bills
    2. Accepting payments
    3. Applying payments
    4. Handling the escrow account
    5. Imposing charges and fees
    6. Handling any bankruptcy claims
    7. Carrying out foreclosures.

    The significance of being a servicer is certain laws apply including RESPA – Real Estate Settlement Practices Act. Existing state and federal laws can be very helpful when dealing with a servicer that lies, adds bogus fees, misapplies money, etc.

    In future posts we will discuss these types of issues, particularly as they relate to wrongful and illegal foreclosure

  2. Deutsche Bank v. Decker/*_, Case No. 09-20548-CI-13 (Circuit Court …… The Kachko family was foreclosed and *_evicted by Deutsche Bank, …

    Guardian Ad Litem Appointments In Foreclosure Actions An Outdated System Ripe For Conflicts Of Interests, Overburden Lawyers
    Posted on April 28, 2011
    In Tampa, Florida, The Tampa Tribune reports:When a lender fails to find a homeowner to notify them of a foreclosure lawsuit, a judge often appoints a guardian ad litem. That attorney is supposed to represent the property owner’s interests.But guess who typically picks the guardian? The lender’s attorney…

  3. A ROBO-SIGNED ‘FORECLOSURE’ FILED BY DEUTSCHE BANK C/O TEMPORAY LENDER “AMERICAN HOME MORTGAGE SERVICING INC.” IN FLORIDA.

    WHY IS ‘OPPENHEIM LAW FIRM OF FLORIDA BOASTING
    ‘FORECLOSURES DOWN’ AND THEY PREDICTED ‘YEAR OF SHORT SALE’ ? IF THEY ARE A FORECLOSURE DEFENSE FIRM, PRACTICING GOOD FORECLOSURE DEFENSE FOR CONSUMERS, ARE THEY SAVING CONSUMERS’ HOMES FROM ROBO-MILLS OR ENABLING SHERIFF PURCHASES C/O REO TEMPOARY LENDERS ‘C/O REO MORTGAGE BROKER OWNER FIRMS’ REPORTED AS SHORT SALES WHEN REO APPROVED REALTOR OWNERS PURCHASE PROPERTY DURING ‘APPEALS’ PERHAPS?

    OPPENHEIM LAW FIRM ‘A BOUTIQUE’ Founded in 1989 by a husband and wife legal team, Oppenheim Law is uniquely positioned as one of Florida’s leading boutique law firms in Ft. Lauderdale

    Homeowners and lawyers including Roy Oppenheim say overwhelmed lenders and judges are rubber-stamping foreclosures, overlooking major problems and compromising the defendants’ rights to due process.

    SKEWED REFERENCE TO ‘OVERWHELMED LENDERS’ NO THE LENDERS DON’T ISSUE THE FALSIFIED DOCUMENTS, THE FALSIFIED DOCUMENTS ARE ‘ORDERED C/O LPS DOCX AND TD SERVICERS C/O ROBO-LAW FIRMS WHO FILE THE FALSIFIED DOCUMENTS – LIS PENDENS’, ASSIGNMENTS, COMPLAINTS WITH PUBLIC OFFICES AND COURTS.

    In a recent interview with Sun Sentinel’s Real Estate Writer Paul Owers, Roy Oppenheim and Geoff Sherman shared a recent case of improper foreclosure.

    “This case is a symbol of the crisis,” said Oppenheim, whose Weston, Florida law firm is representing the Kachkos. “It’s a system that’s run amok. All the rules of civil procedure are being flushed down the toilet.”

    Broward homeowner alleges robo-signer wrongdoing in foreclosure case December 11, 2010|By Paul Owers, Sun SentinelLong before the furor over foreclosures exploded nationwide, Gerta Kachko figured something was amiss.

    The computer programmer from New Jersey lost her job in 2008, nearly three years after she had taken out a $350,400 mortgage on a second home, a waterfront condominium in Hollywood.

    When Kachko missed several months of payments, Deutsche Bank filed for foreclosure, but she didn’t understand why Deutsche was involved. The lender that gave her the note was American Home Mortgage Servicing Inc.

    “We never heard of them before,” said Kachko’s son, Eugene, 33.

    With that, the Kachkos launched a legal battle to fight the foreclosure, an odyssey that would include a quick judgment for the bank and alleged wrongdoing by so-called robo-signers.

    After employees of mortgage-servicing companies nationwide admitted to signing thousands of foreclosure affidavits without reviewing them, several big lenders this fall suspended foreclosures while they investigated possible paperwork errors in the filing process.

    Homeowners and their lawyers say overwhelmed lenders and judges are rubber-stamping foreclosures, overlooking major problems and compromising the defendants’ rights to due process.

    “This case is a symbol of the crisis,” said Roy Oppenheim, whose Weston law firm is representing the Kachkos. “It’s a system that’s run amok. All the rules of civil procedure are being flushed down the toilet.”

    Oppenheim and Geoff Sherman, a lawyer in his firm, crafted a basic defense for the Kachkos. They argued that Deutsche’s foreclosure filing should not be allowed because it did not follow Florida law by showing how the bank had acquired the note from American Home Mortgage.

    It remains unclear how Deutsche Bank became involved with the Kachko mortgage. A spokesman declined to comment on the case.

    Eugene Kachko said he was “99 percent certain” the bank’s motion to foreclose would be denied.

    But Sherman said the Aug. 10 hearing lasted only a few minutes, with a Broward County Circuit Court judge ruling in favor of Deutsche Bank and setting a date of Dec. 8 for the condo to be repossessed.

    Sherman said he later read about issues in other cases involving an accused robo-signer.

    Intrigued, Sherman investigated further while Eugene Kachko hired an expert on mortgages and foreclosures to review his mother’s case.

    The expert, West Palm Beach attorney Lynn Szymoniak, wrote in an affidavit that “it is clear” that Deutsche had not acquired the Kachko mortgage at the time it moved to foreclose.

    Szymoniak testified that Deutsche filed a document proving that it owned the Kachko mortgage only after filing the initial foreclosure, and it attempted to make the document effective retroactively.

    The document was signed by Linda Green and Linda Thoresen, who were identified as representatives of America Home Mortgage.

    But Szymoniak said Green and Thoresen actually were employees of Lender Processing Services Inc., a Jacksonville-based company whose services include drafting missing documents to facilitate foreclosures.

    Green and Thoresen “signed thousands of documents each week as needed in foreclosure cases, without any personal knowledge of the documents, often without any authority from the entities they claimed to be their employers and, in most cases, without ever reading such documents,” Szymoniak wrote.

    She also noted that LPS told federal regulators in August that its document production operations were the subject of state and federal investigations. A spokewoman for LPS did not respond to an interview request.

    On Aug. 20, Sherman filed a motion for a rehearing, asking that the judge’s ruling for Deutsche be vacated on the grounds that the bank allegedly committed fraud.

    Judge Eli Breger granted the order on Sept. 24, canceling the Kachko foreclosure. Four days earlier, GMAC Mortgage had become the first lender to suspend foreclosures.

    Tracy Starasoler, a Boca Raton lawyer for Deutsche, could not be reached for comment.

    Sherman is gathering more facts in the case and expects another hearing sometime next year. Meanwhile, Gerta Kachko hasn’t made payments since 2008 but still owns the Hollywood condo, now appraised by Broward County at about $155,000 — less than half the amount of her mortgage.

    Homeowners who are delinquent on their mortgages won’t magically get their homes back, even if banks were found to have foreclosed improperly, legal experts say. The lenders may face fines and sanctions and have to pay attorneys fees, but they ultimately will refile the foreclosures once the paperwork issues have been resolved.

    The homeowners “do owe the money and they owe it to someone, it’s just a question of who,” said Jerron Kelley, a Delray Beach defense attorney.

    Kelley said it’s unlikely that many lenders will agree to cancel foreclosures in favor of loan modifications, although other defense attorneys say improper foreclosures may give homeowners more leverage.

    In some instances, “the banks want the cases to go away so they’re more likely to settle,” said Gary M. Singer, a real estate lawyer in Sunrise.

    That’s what the Kachkos are counting on.

    “We’re hoping they’ll offer us something that would work for us,” Eugene Kachko said. “Her ultimate goal is to keep the home.”

    Paul Owers can be reached at Powers @ SunSentinel.com or 561-243-6529.

  4. AZTEC FORECLOSURE CORP –IS– SHAPIRO MILL

    They are foreign entities in Ca and Az so the address didn’t match Shapiro’s in IL

    AZTEC foreclosure corp
    4201 LAKE COOK RD
    NORTHBROOK, IL 60062-1060
    (847) 291-9100

    Shapiro & Kreisman. … (847) 291-9100 4201 Lake Cook Rd, Fl 2, Northbrook, IL 60062

    LOGS REO Logs Group, 4201 Lake Cook Rd, Northbrook, IL 60062

  5. NEW YORK POST:
    92% BANKS STILL FORECLOSIGN WITHOUT ANY RIGHT ‘LL’ article.

    TRUSTEE-GATE

    Evidence withheld from consumers inorder to take property (real estate) and (personal property) by deceptive acts.

    Funny thing about ‘Trustees’ they are with and have fiduciary duty? and accountable for negligence.

    Substantive omissions of material facts during Origiantion and during default.

    YOU ARE ALL FAMILIAR WITH FORECLOSURE GATE.
    Legal Services ‘one attorney’ finds defects in GMAC documents filed by REO Brokers and non-judicial trustees…..

    YOU ARE FAMILAIR WITH ROBO-SIGNING via Lynn S. excellence as a Patriot revealing at great personal expense over 10,000 documents she dutifully examined related to a family member’s loan frauds. Lynn S. 60 Minues expert April & August trains the FBI how to investigate falsified documents.

    YOU ARE NOT FAMILIAR WITH ‘TRUSTEE-GATE’? Yet everyone in the USA are affected by TRUSTEE-GATE during Origintion, during processing of timelyhpaymetns, trading of assignments, clouding of titles, defaults, and taking possession of property through deceptive acts, with intent = Larceny.

    IN NON-JUDICIAL STATES
    REAL ESTATE OWNED – ‘BROKERS’ ALSO CALLED ‘TRUSTEES’ FILE FALSIFIED DOCUMENTS ‘DOT’ HIRED TO TAKE PROPERTY THROUGH DECEPTIVE ACTS, WHICH INCLUDE ‘NOT PERFORMING DUE DILLIGENCE’ AS A FIDUCIARY.

    DID YOU KNOW THAT ‘TRUSTEES’ IN BANKRUPTCY COURTS MAY BE ‘CONTRACTOR’ AND POSSIBLY NOT AN ATTORNEY?

    THAT THE ‘CONTRACTOR’ WORKING FOR THE ‘BANKRUPTCY COURT’ MAKES THEIR LIVING FROM COLLECTING MONEY ‘AS A DEBT COLLECTOR’ AND THAT IS a LAWFUL HONORABLE FIDUCIARY DUTY, WHEN PERFORMED WITH DUE DILLIGENCE, TO PROTECT WELFARE OF NATION, PURPOSE OF BANKRUPTCY COURTS.

    ON-JUDICIAL STATES, do you know who is taking the property AND are filing falsified documents the ‘TRUSTEES’ file and approve (WHERE IS THE DUE DILLIGENCE?) in a mechanized computer nationwide network connected to INSTITUTIONAL BANK, INSTITUTIONAL INVESTOR C/O ‘TRUSTEES’ MANY OF THEM.

    ARE THE ‘TRANSACTIONS’ AS PROCESSED ACCEPTABEL TO THE ‘STATE TREASURER’ OR BECAUSE THE PARTY WHO ARE TAKING ARE AFFIXED ‘NATIONAL ASSOCIATION’ AND FEDERAL ASSOCIATION’ THEY WEAR HORSE BLINDERS DUE TO VISTORIAL POWERS OF ‘OCC’ AND ‘OTS’ THE FEDERLA REGULATORS RESPONSBILE FOR THE ‘EXTRAORDINARY POWERS’ VESTED TO THE ‘CONGLOMERATES’? WHO HAVE PROVEN THEY ARE A ‘BUFFER’ FOR SANCTIONS APPLIED BY FTC SO AS TO NOT BRING FORTH EVIDENCE OF FRAUDS OF COMMERCE INTO PUBLIC DOMAIN.

    Who is accountable ? as fiduciaries in the taking of CA, OR, WA, … states properties?

    DID YOU KNOW THAT THE PROCESS OF FILING DOCUMENTS WITH A COUNTY CLERK/COUNTY RECORDER, AS A PUBLIC OFFICE, ARE CONSIDERED TO BE TRUE UNLESS SOMEBODYCONTESTS THE DOCUMENTS?

    NEW JERSEY COURTS WIPED THEIR HANDS ‘CLEAN’ BY LEGALLY REQUESTING ‘TRUSTEES’ OF INSTITUTIONAL BANKS AND INSTITUTIONAL INVESTORS TO RECERTIFY DOCUMENTS PROCESSED IN A JUDICIAL STATE ARE LAWFULLY RECORDED MEANING ARE TRUE. NOW THAT THE STAY ON FORECLOSURES LIFTED, NJ COURTS ALLOWED ‘INSTITUTIONAL BANKS’ AND INSTITUTIONAL INVESTORS/ C/O TRUSTEES TO REFILE HUNDREDS OF THOUSANDS OF DOCUMENTS FILED BY ROBO-MILLS WITH MISTAKES THAT WOULD REVEAL PARTY WITHOUT STANDING CHANGED. ABRA CADABRA.

    DEAR ‘BANKRUPTCY TRUSTEE’

    Do you know if the ‘trustee’ and the ‘loan trust’ documents filed are in order? and TRUE? as recorded with public offices?

    Does the Assignment during default reflect name of the beneficiary of the sale as recorded by TRUSTEE c/o Instituional Bank and Institutional Investor c/o TRUSTEE and Loan Trusts?

    The ‘Sales’ recorded with Scretary of State are also merchantile transactions considered to be true unless a consumer contests them.

    The Treasury of the State has no ‘duty’ to check unless consumers bring forth cases. How do consumers join together to reveal the Truth?

    Has anyone investigated this?

    IS IT TRUE THAT ALL TRANSACTIONS RELATED TO ‘TRUSTEES’ ARE AFFIXED ‘NATIONAL ASSOCIATION’ AND ‘FEDERAL ASSOCIATION’ C/O TRUSTEES IN ORDER THAT THE DOCUMENTS APPEAR TURE?

    IS THE TREASURY OF THE STATE OF CALIFORNIA & WA BLOCKED FROM VALIDATING DOCUMENTS ARE ALL IN ORDER?

    LIKE IN NEW JERSEY, WHERE NONE OF THE CONSUMER PROTECTION AGENCIES ARE ALLOWED TO INVESTIGATE ANY MATTERS AFFIXED ‘NA’ AND ‘FA’

    WHERE IS THE DUE DILLIGENCE?

    THE TAKING OF PROPERTY BY DECEPTIVE ACTS ENABLED BY ‘CONTRACTOR’ C/O STATE TREASURY SHOULD BE INVESTIGATED

    TRUSTEE-GATE – ABSOLUTELY. NOT A PLAY ON WORD BUT THE PARTY WITH FIDUCIARY DUTY ALIKE THE ‘SETTLEMENT AGENTS’ WHO CLOSE FOR THE INSTITUTIONAL BANKS AND INSTITUTIONAL INVESTORS DURING ORIGINATION THE ‘DOCUMENTS’ in accordance with ‘Closing Instructions’ c/o TRUSTEE.

  6. http://livinglies.wordpress.com/2011/08/18/wa-ag-sues-recontrust-boa-for-illegal-foreclosures/

    WA AG SUES RECONTRUST (BOA) FOR ILLEGAL FORECLOSURES

  7. FORECLOSURES in Non-Judicial states beware

    TD Services dba TD Escrow Services on the CLOUD integrated with providers of ‘foreclosure servicers’ ‘MERS’ ‘FIS’ ‘FNF’ LPS/DOCX, LSI, ….

    and judicial states.

    But especially the most vulnerable and easiest to take consumer property by deception, non-judicial states because the Treasury of the State benefits from the sale of the property and no one is protecting your interests as a consumer harmed.

    Aztec Foreclosures Corp is an example. The info posted from the public domain by their own hand of the services they provide.

    See details I copied in link above regarding CA!

    See copy of real file in which the current SALE and Pending Sales by the ‘trustee’ a reo broker handling the purchase of the property from the trustee of the state taking your property wihtout any consideration without any due dilligence …. forcing you to defend your property, your homestead without evidence

    Evidence withheld from you.

    Substantive omissions of material facts during Origiantion and during default.

    YOU ARE ALL FAMILIAR WITH FORECLOSURE GATE.
    Legal Services ‘one attorney’ finds defects in GMAC documents filed by REO Brokers and non-judicial trustees…..

    YOU ARE FAMILAIR WITH ROBO-SIGNING via Lynn S. excellence as a Patriot revealing at great personal expense over 10,000 documents she dutifully examined related to a family member’s loan frauds. Lynn S. 60 Minues expert April & August trains the FBI how to investigate falsified documents.

    YOU ARE NOT FAMILIAR WITH ‘TRUSTEE-GATE’
    IN NON-JUDICIAL STATES
    REAL ESTATE OWNED – ‘BROKERS’ ALSO CALLED ‘TRUSTEES’ FILE FALSIFIED DOCUMENTS ‘DOT’ HIRED TO TAKE PROPERTY THROUGH DECEPTIVE ACTS, WHICH INCLUDE ‘NOT PERFORMING DUE DILLIGENCE’ AS A FIDUCIARY.

    DID YOU KNOW THAT ‘TRUSTEES’ IN BANKRUPTCY COURTS MAY BE ‘CONTRACTOR’ AND POSSIBLY NOT AN ATTORNEY? THAT THE ‘CONTRACTOR’ WORKING FOR THE ‘BANKRUPTCY COURT’ MAKES THEIR LIVING FROM COLLECTING MONEY ‘AS A DEBT COLLECTOR’ AND THAT IS OK AND LAWFUL WHEN ‘DUE DILLIGENCE PERFORMED.

    HOWEVER, IN NON-JUDICIAL STATES, do you know who is taking the property filing documents considered acceptable by the State Treasurer? Who is accountable as fiduciaries in the taking of CA, OR, WA, … states properties?

    Do you know who the ‘trustee’ and ‘loan trust’ documents are in order? as recorded with public offices? The assignment reflects the name of the beneficiary of the sale?

    The ‘Sales’ are recorded with Treasurer of the State after the fact the details provided. Has anyone investigated this?

    DOES THE TREASURY OF THE STATE OF CALIFORNIA CHECK TO SEE THAT THE DOCUMENTS ARE ALL IN ORDER? WHERE IS THE DUE DILLIGENCE?

    THE TAKING OF PROPERTY BY DECEPTIVE ACTS ENABLED BY ‘CONTRACTOR’ C/O STATE TREASURY SHOULD BE INVESTIGATED.

  8. FRIGGIN’ CHATTEL, THAT’S ALL WE ARE TO THEM…

  9. DAMMIT THESE ARE PEOPLES LIVES THEY ARE “BIDDING” ON…ILLEGALLY!!!!!!!!!!!!!!

  10. Party’s Long and Shameful History of Bigotry and Racism »
    Tuesday
    Aug172010
    William K. Black on The Latest Keiser Report — Banking Rackets & Financial Fraud (Awesome Clip)

    Video: William K. Black with Max Keiser — Aired Aug. 12, 2010

    Excellent interview.

    Bill Black helped send more than 1,000 criminal bankers to jail in the 80’s for their part in the $150 billion S&L crisis.

    This time around, exactly ZERO fraudsters have been sent to the hooskow in a $6 trillion intergalactic banking blowout.

    SERIOUSLY

    Foreclosure Defense Attorney’s in California non-existent.
    All part of nationwide network?
    How easy to secure name of trust and loan trust not recorded in public domain from Luminaq.com to prove party before without standing ? Or is it because CA follow the promissory note and not the chain of title?

    What is it about CA?

    Where are all the attorneys?

    All you find REO Lender/intermediaries/trustees

  11. Nancy Drewe, on August 13, 2011 at 4:25 pm said:
    1/1/2009 RECONTRUST COMPANY, NATIONAL ASSOCIATION FLOWED TO/FROM COUNTRYWIDE BANK FEDERAL SAVINGS BANK TO EFFINITY FINANCIAL CORP TO BANK OF AMERICA CORPORATION. ASSETS RECONTRUST ACQUIRED BY BANK OF AMERICA.

    Recontrust Company, National Association
    1800 Tapo Canyon Rd
    Simi Valley, CA 93063
    Non-Deposit Trust Company – Member
    RSSDID 3313943
    FDIC Certificate #58026
    RTN 122243907
    Activity, Trust, Fiduciary and Custody Activities
    OCC Primary Regulator

    Non-Depository Trust Company: Accepts and executes trusts, but does not issue currency. Non-Depository Trust Companies can either be Federal Reserve Members or Federal Reserve Non-members.

    BAC ‘Acquired’ RECONTRUST COMPANY – DOMESTIC ENTITY OTHER ON JUNE 1ST, 2009.

    RECONTRUST COMPANY ASSETS SOLD TO ‘ACQUIRING INSTITUTION’ BANK OF AMERICA CORPORATION.
    1/4/2005 Established as Non-deposit Trust Company – Member 225 West Hillcrest Dr. Thousand Oaks, CA and moved to address above 7/1/2010

    As of last date RECONTRUST COMPANY RSSD ID 3703870 reported 05/31/2009 (Report ran 8/13/2011) Parent Bank of America Corporation.

    Recontrust Company, National Assocaition, RSSD ID 3313943, Thousand Oaks, CA, a Non-deposit Trust Company Member

    US DOLLARS ‘DEPOSITS’ flows to/from

    Bank of America, National Association, Charlotte, NC,
    National Bank, RSSD ID 480228

    BANA HOLDING CORPORATION, Charlotte NC –
    Financial Holding Company – Domestic RSSD ID 1379552

    BAC North America Holding Company Charlotte NC,
    Financial Holding Company Domestic RSSD ID 1379552

    NB HOLDINGS CORPORATION Charlotte, NC Financial Holding Company Domestic RSSD ID 2173092
    ‘NB’ Nations Bank AND/OR Nationsbanc

    PARENT FLOWS DOWN TO/FROM
    Bank of America Corporation, Charlotte NC –
    Financial Holding Company Domestic RSSD ID 1073757

    RECONTRUST ‘TRUSTEE AUCTIONS’

    ‘Foreclosure Search by Price’ $ Zero to $Million

    California 31,073 properties listed for Trustee Sale.

    State Number of Properties
    Alaska 101
    Arizona 9733
    California 31073
    Idaho 944
    Mississippi 321
    Montana 553
    Nebraska 50
    Nevada 2953
    Oregon 5769
    Tennessee 449
    Texas 3328
    Utah 493
    Virginia 824
    Washington 1705

    BANK OWNED OR REAL ESTATE OWNED SALES:
    Search Results
    CALIFORNIA 4,701 TRUSTEE sold properties.
    Alaska 11
    Arizona 1596
    Arkansas 38
    California 4701
    Idaho 173
    Mississippi 73
    Montana 54
    Nebraska 18
    Nevada 1046
    Oregon 196
    Tennessee 104
    Texas 295
    Utah 164
    Virginia 223
    Washington 214

    RECONTRUST and you’ll see to look at the upcoming sale you need the ‘TS#’.

    ReconTrust Company, N.A. is a wholly-owned subsidiary of Bank of America, N.A. Bank of America, N.A. Member FDIC. Equal Housing Lenders

    Foreclosure Processing and Default Services:
    Knowledge. Experience. Excellence

    Rising foreclosure activities can be a distraction for any servicer. If you’re not positive your business is prepared to handle the rising numbers, let’s talk. ReconTrust’s default management services could take the weight off your operations, so you can focus on your core business.

    A partner you can rely on. Are you looking for a focused default services partner with a reputation for integrity, flexibility and quality? Look no further than ReconTrust Leverage our mortgage industry expertise and our nationwide network of partner law firms, and allow us to deliver a high level of compliance, technology, customer service and efficiency to your organization

    ReconTrust Company, N.A. is a wholly-owned subsidiary of Bank of America, N.A. Bank of America, N.A. Member FDIC. Equal Housing Lenders

    When it comes to foreclosures, timing is everything. Unresolved matters cost your organization precious time and money. Leave it to ReconTrust to provide timely foreclosure and default solutions with exceptional levels of service ReconTrust: Your nationwide partner for non-judicial foreclosure processing and default services.

    RECONTRUST, in 16 states
    Special Release Services
    1800 Tapo Canyon Road,
    Simi Valley, CA 93063
    Mail Stop: CA6-914-01-02

    Our offerings include:

    •Foreclosure services in non-judicial states:

    We currently offer foreclosure trustee services in Alaska, Arizona, Arkansas, California, Hawaii, Idaho, Mississippi, Montana, Nevada, Nebraska, Oregon, Tennessee, Texas, Utah, Virginia, and Washington with plans for expansion into additional non-judicial jurisdictions.

    •Compliance standards that adhere to stringent regulatory requirements: We are held to Federal Reserve, Office of the Comptroller of the Currency (OCC), as well as Sarbanes-Oxley corporate governance requirements.

    •Customer service: Our goal is providing customized solutions for your business, with unmatched customer support.

    •Strategic alliances with partner law firms: Our extensive law firm partner and vendor network allows us to provide superior service and access to an array of knowledgeable experts.

    •Technology: Our proprietary systems integrate seamlessly with your existing interface. Refer single or multiple files to us, check for updates, and create status reports with ease-all from your desktop.
    A proven track record.

    When you partner with ReconTrust, you leverage the technological resources, operational scale and financial strength of one of the largest default service providers in the nation. Our track record includes:

    •Exceptional state level time line compliance ratios

    •An average of 16-plus years of senior management tenure in the mortgage industry

    Rising foreclosure activities can be a distraction for any servicer. If you’re not positive your business is prepared to handle the rising numbers, let’s talk. ReconTrust’s default management services could take the weight off your operations, so you can focus on your core business.

    ReconTrust Company, N.A. is a wholly-owned subsidiary of Bank of America, N.A.
    Bank of America, N.A. Member FDIC. Equal Housing Lenders Some products may not be available in all states.

    2009 Bank of America Corporation. All rights reserved.

    The information on this web site regarding foreclosures in process and foreclosure sale dates and times is provided as a courtesy only. It may not be the most current information available as these dates and times can change. In addition, unaffiliated companies or web sites may report on ReconTrust’s business activities. For the most current information regarding ReconTrust’s business, please contact the servicers, trustees, or other contacts listed in any written notices you may have received or contact ReconTrust directly at (800) 281-8219 or by mail at 1800 Tapo Canyon Road, Simi Valley, CA 93063.

    We provide foreclosure services in 16 states.
    The following states have properties listed for Trustee Sale.

    Alaska
    Arizona
    Arkansas
    California
    Idaho
    Mississippi
    Montana
    Nebraska
    Nevada
    Oregon
    Tennessee
    Texas
    Utah
    Virginia
    Washington

    FEDERAL RESERVE SYSTEM NATIONAL INFORMATION CENTER ‘A REPOSITORY OF FINANCIAL DATA AND INSTITUTION CHARACTERISTICS COLLECTED BY FEDERAL RESERVE SYSTEM.

    Institutions Acquired by RECONTRUST COMPANY, NATIONAL ASSOCIATION (3313943)
    View additional information for an institution by selecting that institution.

    1/1/2009 RECONTRUST COMPANY, NATIONAL ASSOCIATION,
    THOUSAND OAKS CA
    NON-DEPOSIT TRUST CO-MEMBER
    US DOLLARS FLOW TO/FROM

    COUNTRYWIDE BANK, FSB (1469211), ALEXANDRIA VA, ‘FEDERAL SAVINGS BANK’

    TO /FROM

    EFFINITY FINANCIAL CORP (2934819) ALEXANDRIA VA, DOMESTIC ENTITY OTHER TO
    BANK OF AMERICA CORPORATION PARENT #1 FINANCIAL HOLDING COMPAN-DOMESTIC

  12. CALIFORNIA CONSUMERS BEING FORECLOSUED ON READ HOW AZTEC FORECLOSURE HANDLES CALIFORNIA FORECLOSURES.

    ASK YOURSELF WHY THE ‘PLAINTIFF’ FILING THE FORECLOSURE DOES NOT REVEAL WHO THE ‘TRUSTEE’ AND LOAN TRUST ARE WHEN THEY ARE CLEARLY LISTED DURING THE ‘SHERIFF SALE’ WHICH APPEARS TO BE ELECTRONIC BIDDING HANDLED BY TRUSTEE ALIKE REO BROKERS.

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