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46278738-Florida-Attorney-General-Fraudclosure-Report-Unfair-Deceptive-and-Unconscionable-Acts-in-Foreclosure-Cases
A story of fraud, forgery, fabrication and maybe crime and punishment…
Every lawyer, homeowner, consumer, taxpayer and judge should read and study this. Then they should research each category and satisfy themselves that the situation is even worse than what is presented in the excellent piece of work. In a word, stop talking about a free house and start looking at who is getting the free house. Every time another foreclosure takes place investors all over the world are getting screwed along with the homeowners who are in foreclosure, going to be in foreclosure who just want to be able to sell their house like normal folks.
Topics of Interest:
Slide 3: Delinquency & Foreclosure Rates 2006-2010
Slide 7: The History of Mortgages in America
Slide 10: The Travels of a RMBS bundle
Slide 11: When it doesn’t work quite right . . .
Slide 14: Keep in mind these are some of the largest banks in the country . . . losing ownership paperwork!!
Slide 15: The key to the problems regarding foreclosures of mortgages are the ASSIGNMENTS of mortgage.
Slide 17: What if there is no valid assignment?
Slide 18: If the mortgage is not properly assigned….
the result is chaos.
Slide 19: The Paperwork in Securitization Process
Slide 20: Sample Assignment of Mortgage
Slide 21 & 23-24: Execution of the Assignments
Slide 22: Limited Power of Attorney
Slide 25: Fraudulent Practices come in all shapes and sizes
Robo-signers Fake witnesses Fake notaries Fake documents False affidavits
Slide 26: Problems with Assignments
Slide 27-34: Forgeries in Assignments
Slide 35: A Few of Linda Green’s Many Job Titles
Slide 36: Scott Anderson, Ocwen Employee
Slide 37: Forgeries by Mortgage Servicers
Slide 39: Forgeries in Other Documents
Slide 42-46: Examples of Bogus Documents
Slide 47: Assignment of Mortgage
Slide 48: Corrective Assignment of Mortgage
Slide 49: Filing Lis Pendens Without Standing
Slide 50: Assignments After Lis Pendens
Slide 53: Affidavit of Amounts Due
Slide 55: Withdrawal of Affidavits of Amounts Due
Slide 60: Stamped signature on Assignment of Mortgage
Slide 63-65: Affidavit of Correction due to assignment of a mortgage that had been fully paid (St. Lucie Co.)
Slide 68: Assignment for Defunct Assignee
Slide 69: American Brokers Conduit BANKRUPT
Slide 70: Assignment by a defunct institution
Slide 71: IndyMac, out of business CLOSED July 2008
Slide 74: Notary Issues
Slides 75-77: Impossible Notaries- Stamps are only good for four years in Florida
Slide 90: Misuse of Falsified Assignments
Improper assignments were recorded in the county land records offices
Improper assignments were submitted to the Court in support of foreclosure motions
Improper assignments were accepted by the Court as valid assignments that substantiated the foreclosure
Homeowners were foreclosed upon based upon falsified assignments, by a bank who was not the true holder of the note.
If the foreclosure judgment is obtained by a bank that does not hold the note, then the homeowner risks a second lawsuit by the real note holder, and possibly a having a second judgment against them on one property.
Slide 93: Notices to Court of Improper Affidavits
Slide 98: Solutions for Foreclosures in Florida???
Any solution must include:
Assuring the integrity to the judicial foreclosure process Documents submitted must be true and accurate Affidavits must be proper in substance and form Assignments must be properly executed and accurate
Due process rights to the foreclosed homeowners Proper service of process on the homeowner Proper standing to sue by the plaintiff Bank Substantive review of paperwork prior to foreclosure
Foreclosures will have to go forward and there will be many more next year, but they need to done within the law.
Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: attorney general, bankruptcy, borrower, countrywide, disclosure, Florida, foreclosure, foreclosure defense, foreclosure offense, foreclosures, fraud, LOAN MODIFICATION, modification, quiet title, rescission, RESPA, securitization, TILA audit, trustee |
Cubed—I attempted to talk about the mortgage “stuff” with a woman working at the recorders office…I’ve never seen a totally blank look quite like that before…
Ron Paul’s problem is he argues with Ben bernackkki and his fellow yahoo’s in Congress. Ron Paul, you need to educate the peoples who vote other people’s in. Dummy. When you say money is created out of thin air, the stupid bank teller at Bank of America doesn’t have a clue what you mean and his first thought is this guy is “nuts”.
yoshi29
your statement is true ever since 1913 when Federal Reserve Act was passed. So tell me, who has stepped up to help the homeowner and fer tat matter the American Peoples and fer tat matter the people’s of planet earth all of which just about all countries have Central Banks or their own Federal Reserve System?
there have been a handful of people’s that tried to help, and those dude’s are dead. But we have Ben Benackkki
http://www.youtube.com/watch?feature=player_embedded&v=IdoaqiH6GK8
It will always boil down to the debt based money system. It is the root of it all.
@foreclosureinfosearch
THE ATTORNEYS DON’T KNOW WHAT TO DO…UNLESS YOU HAVE $50,000…THEN THEY SUDDENLY KNOW WHAT TO DO.
Next they’ll be swallowing their own tails.
This kind of greed is most destructive and
causes the fall of civilization.
We need April 18, 1775 again.
OH YEAH…Right .
Go into court pleading fraud from a conventional perspective under a State outline for conventional forelcosure .
Forget about the following:
HoldCo
Receivership
FDIC Repuiatory powers
Isolated and remote entities
No true ownership of assets
Pledged common stock to now adverse countries
Off balance sheet assets
Asstes held by a “Bad Bank’
Yeah, sure. there you go.All your missing here is UCC laws and a trip to loss Wages
Want to really fix the problem. Call an attorney!
Good Luck – Get the facts down right – you have had three years now
It’s the Wild, Wild West—yeeeee–haaaaaaaaa!!!! Git ’em with everthin’ ya got—and don’t back down fer nothin’!!!
The Florida AG report is old news. It is already filed in evidence in one of my court cases months ago. Court is ‘ho-hum’ about it.
The Banksters of America will continue to win win win because NO ONE will step up and do what is right and help the homeowner.
so you think your money is safe in a bank?
Hasn’t this been trotted out almost as many times as Linda green allegedly signed?
Why is it all talk and nothing else? Why didn’t the Foreclosures stop unless and until there was proof of standing for each case
Why do the courts and legislatures do nothing?
Fines don’t help the dispossessed like me. That 20 billion won’t return the 100k they stole from me
The last thing we need is another slide show with 100 pages of old news
Illegal transfers are knowingly recorded in the property records and they do nothing.