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EDITOR’S NOTE:  A recess appointment is one in which the President appoints someone during a congressional recess. I’m no expert on the details but I know that recess appointments have been extensively used, particularly by the Bush administration to get around the requirement of getting congressional approval. If Congress is not in session, the President makes the appointment because the person is needed. It is pleasing to see that the citizens are getting wise to the antics of Washington and sharpening up their strategies. Warren is THE person to get appointed as head of the agency she helped create and build — with full knowledge of the ramifications of what Wall Street did to the country and the world during the mortgage meltdown.

Here is a copy of the email I received. I suggest we give them all the support we can:

Amazing! In the last 24 hours, over 150,000 people have joined together and signed the letter urging a recess appointment for Elizabeth Warren. This letter is already making big waves — with incredible news coverage from the Washington Post, CBS, Time, Bloomberg, and the Huffington Post.

If you’re on Facebook, can you help reach 200,000 signers by sharing an updated message right now? CLICK HERE (Or, forward this email and ask friends to sign here.)

In the last 24 hours, you may have also seen a viral video of congressional Republicans bitterly attacking Elizabeth Warren this week.

At a congressional hearing, Professor Warren testified about the importance of the Consumer Financial Protection Bureau. House Republicans treated her outrageously — because they know how effectively she fights for regular folks like us.

CLICK HERE TO WATCH THE VIDEO and share it (and our letter) with your friends. They need to see what we’re up against.

26 Responses

  1. would like more info on joining class action suit against bank of america. what is the process. i believe some of my refinance documents are fraudulent. can someone contact me please.

  2. Larry G. Walker please send faxes then on your own to both of your senators and congressional representative, and ask everyone you know to do the same.

  3. I went back to school and developed skills to be hired by the FCPA!

    Moving Elizabeth Warren and FCPA under Federal Reserve and not providing a budget by 7/1 means no Financial Consumer Protection Agency.

    Why would the bank be so scared?
    Why would CONGRESS not want her in charge?

    Could all of the dirty laundery become visible?

    Let’s see she is the only person in the United States of America to take ‘Wells Fargo’ on-point for backdating and forced Wells Fargo to pay back consumers for lying in Over draft scheme!…/why-elizabeth-warren-scares-the-crap-out-of- banks/ – Cached

  4. neil, i would love to sign paperwork for ms warren, however, i do not want to join facebook, so you can use my name, above to add to the list, thanks, L & L

  5. Let them know her record. Remember this:
    Thank God for Elizbeth Warren look it up on the Web. It was over this Huffington Post. article.

    Shahien Nasiripour
    Elizabeth Warren Helped Shoot Down Bill That Would Have Sped Foreclosures, Calendar Shows
    First Posted: 11/24/10 05:13 PM Updated: 01/24/11 05:12 AM
    Read More: Bureau Of Consumer Financial Protection, Cfpa, Cfpb, Consumer Financial Protection Agency, Consumer Financial Protection Bureau, Elizabeth Warren, Foreclosure Crisis, Foreclosure Fraud, Foreclosuregate, Fraudclosure, The Financial Fix, Business News


    Elizabeth Warren, Assistant to the President and Special Advisor to the Secretary of the Treasury on the Consumer Financial Protection Bureau
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    Elizabeth Warren was the first senior Obama administration official to recognize the potentially incendiary impact of a bill that would have made it significantly easier for mortgage companies to foreclose on homes, and her subsequent warnings played a crucial role in persuading the President to veto the measure, according to freshly released documents and people familiar with the deliberations.

    The disclosure that Warren was instrumental in halting a bill that would have streamlined the foreclosure process comes as she confronts fierce criticism from Republicans on Capitol Hill for the way she was appointed to construct a new consumer financial protection bureau, and characterizations that she is inclined to take an overly punitive tack with Wall Street.

    A long-time advocate for greater regulation of the financial system and a prominent critic of predatory lending, Warren now finds herself at the center of an intensifying debate over the relationship between the Obama administration and the business world.

    For consumer advocates, who have long decried what they portray as Wall Street’s outsized influence in Washington, Warren represents their greatest hope that big banks will be more tightly supervised following the worst financial crisis since the Great Depression. For a vocal group of business leaders and their Republican allies, Warren has become Exhibit A in their case that the Obama administration is anti-business.

    The decisive way in which she labored behind the scenes to stymie a bill that would have eased requirements for documentation in the foreclosure process underscores how her arrival has altered the administration’s relationship with major banks.

    The bill, which passed both houses of Congress and awaited President Obama’s signature to become law, essentially would have compelled notaries to accept out-of-state notarizations, regardless of the rules in those states.

    State officials across the country–who have been pursuing probes looking into wrongdoing within the foreclosure process– feared that those jurisdictions with lax standards could have become hotbeds for foreclosure documentation fraud. Lenders and mortgage companies could have used those states as central clearing houses to produce bogus foreclosure paperwork, and then export those documents to other states with more stringent regulations–an expedient bypass around the strictures.


    Obama ultimately declined to sign the law, and the House of Representatives failed to override the veto.

    Officials said Warren was among the first federal officials to recognize the significance of the notary bill, titled the Interstate Recognition of Notarizations Act of 2010. She met with authorities from several states and then relayed their concerns to influential administration officials.

    During the morning of Oct. 6, Warren’s team at the Treasury Department wrote the first memos on the bill, raising questions about the possible consequences if it became law, these people said.

    That evening, Warren met for 30 minutes with Peter Rouse, Obama’s interim chief of staff, her calendar shows. She later spent an hour on the phone with Illinois Attorney General Lisa Madigan, who once sued Countrywide Financial and exacted an $8.4 billion multi-state settlement.

    The next day, Warren participated in an afternoon meeting on the bill, her calendar shows. During that meeting one of Obama’s top spokesmen, Dan Pfeiffer, posted an entry on the White House Blog explaining why Obama would not sign the bill.

    On Oct. 8, Obama declined to sign the bill into law, citing the need for “further deliberations about the possible unintended impact” of the bill on “consumer protections, including those for mortgages.”

    Documents released Wednesday show that Warren met or spoke with at least eight state officials leading a 50-state investigation into possibly-fraudulent mortgage documentation practices.

    The state attorneys general, secretaries of state and bank supervisors are probing the way in which major mortgage companies have pushed through thousands of foreclosure cases at a time, as if on a factory assembly line, by short-cutting the required documentation process.

    Recent weeks have featured a host of unsavory disclosures about how mortgage companies employed so-called robo-signers– people whose sole job was to sign foreclosure documents without reading them or confirming basic facts, as required by law. The volume of cases and shoddy handling of paperwork is reflective of the messy and indiscriminate lending practices that characterized the nation’s housing boom, as Wall Street eagerly handed mortgages to seemingly anyone willing to sign off.

    The states’ investigation and a parallel multi-agency federal probe are now roiling the mortgage industry, heightening the possibility that major lenders could face potentially huge fresh losses as bad loans continue to emerge. With legal and regulatory uncertainty now enshrouding the industry and public outrage trained on foreclosures, the banks could have trouble limiting those losses by selling off the homes pledged against bad mortgages.

    The nation’s biggest lender, Bank of America, has seen its share price drop 18 percent through yesterday’s market close since the day before the states announced their joint inquiry.

    Warren serves as an assistant to Obama and a special adviser to Treasury Secretary Timothy Geithner as she leads the effort to create the new Bureau of Consumer Financial Protection, a watchdog designed to protect borrowers from abusive lenders. Her calendar from Sept. 20 to Nov. 2 was released per a Freedom of Information Act request.

    The longtime Harvard Law School professor and consumer advocate met or spoke with the state attorneys general from Iowa, Illinois, Texas, North Carolina, Massachusetts and Ohio, her calendar shows. She also met with Ohio Secretary of State Jennifer Brunner, and spoke with New York’s top banking regulator, Richard H. Neiman. They are among the leaders of the combined state probe.

    Warren has long chided federal regulators for their lax oversight of the financial industry and slipshod protection of consumers. She’s championed state regulators, however, who have often been ahead of their federal counterparts when it comes to consumer finance issues.

    Warren’s calendar also shows numerous meetings with bankers and their representatives. Financial executives and lobbyists have noted that Warren was reaching out to them more than they initially expected. The calendar confirms her outreach.

    On Sept. 20, the same day she took a photo for her Treasury Department badge, Warren spent an hour and a half meeting with bankers from Oklahoma, her calendar shows. She spent an hour having lunch with Geithner that day as well.

    Since then she’s met with the chief executives of the nation’s largest banks, including Vikram Pandit of Citigroup; Jamie Dimon of JPMorgan Chase; John Stumpf of Wells Fargo; James Gorman of Morgan Stanley; Richard Davis of U.S. Bancorp; W. Edmund Clark of TD Bank Financial Group; David Nelms of Discover Financial Services; Niall Booker of HSBC North America Holdings; and Kenneth Chenault of American Express.

    The calendar entry for Chenault’s one-hour meeting on Oct. 13 notes that “He’s flying here for us.”

    Warren also met with officials from Goldman Sachs and Deutsche Bank, Germany’s biggest lender and one of the world’s biggest financial institutions.

    Notably absent from Warren’s calendar are officials from Bank of America, the biggest bank in the U.S. by assets and branches, including its chief executive, Brian Moynihan.

    Warren’s calendar includes meetings with investors and trade groups, like the Consumer Bankers Association, the Independent Community Bankers of America, the Financial Services Roundtable and the Securities Industry and Financial Markets Association.

    Though Warren is known for her vigorous advocacy on behalf of consumers, she’s spent more time with bankers and their lobbyists than with consumer groups and advocates during her roughly two months on the job.

    Warren’s 2007 journal article calling for the creation of a dedicated consumer agency inspired policymakers to enact it into law. Big banks opposed it.

    Warren has also met with nearly two dozen members of Congress from both sides of the aisle, including the likely incoming chair of the House Financial Services Committee, Rep. Spencer Bachus, and the top Republican on the Senate Banking Committee, Richard Shelby. The Alabama Republicans have been particularly critical of Warren and her new agency.

    Warren’s calendar features numerous White House meetings, like a two-hour dinner on Sept. 23 with top Obama adviser David Axelrod and breakfasts and lunches with another top Obama counselor, Valerie Jarrett. She’s also met with the heads of all the major federal financial regulatory agencies, including Federal Reserve Chairman Ben Bernanke.

    Among Warren’s early initiatives are efforts to make credit card disclosure forms shorter and easier to read, and simplifying mortgage documents. Her first major speech since joining the administration was a Sept. 29 address to the Financial Services Roundtable, a Washington trade group representing firms like JPMorgan Chase, BlackRock and State Farm. She asked the assembled executives to work with her to create a new system of consumer regulation focused on core principles rather than a mountain of specific rules.

    Shahien Nasiripour is the business reporter for The Huffington Post. You can send him an e-mail; bookmark his page; subscribe to his RSS feed; follow him on Twitter; friend him on Facebook; become a fan; and/or get e-mail alerts when he reports the latest news. He can be reached at 646-274-2455.

  6. Neil Garfield has a click spot for you to click and make your statement count above.

  7. opps got it backwards go to 4Closurefraud to click in.
    sent to me by
    Sent By:
    “Foreclosure Fraud – Fighting Foreclosure Fraud by Sharing the Knowledge” On: May 05/28/11 9:06 AM

  8. This is important also: If you can not click on this you can go to Livinglieswordpress and click on.

    [New post] MERS Action Alert | Banksters Trying to Change Law to “FIX” Past and Future Foreclosure Sales with Toxic Titles
    MERS Action Alert | Banksters Trying to Change Law to “FIX” Past and Future Foreclosure Sales with Toxic Titles
    Posted by Foreclosure Fraud on May 28, 2011 · 24 Comments

    Poll: Should Oregon lawmakers give foreclosures, MERS a do-over?
    A federal judge this week issued a stern rebuke to big banks and the Mortgage Electronic Registration System in its handling of foreclosures and what he called a violation of a long-standing Oregon recording law.

    Now, the financial industry lobby wants the Oregon Legislature to amend an affordable housing bill to retroactively waive those reporting requirements.

    U.S. District Court Judge Owen Panner wrote in his ruling: “Given the numerous problems I see in nearly every non-judicial foreclosure case I preside over, a procedure relying on a bank or trustee to self-assess its own authority to foreclose is deeply troubling to me.” Among those problems: Gaps in ownership records and possible “robo-signing” of mortgage documents.

    But loan servicers, credit unions and title companies say the legal questions have cast a cloud over title on thousands of homes and mortgages in the state, slowing the process and holding back the housing market. Under the proposed amendment, past and future foreclosure sales with improperly recorded deeds could no longer be voided by a judge.

    Now get over to the original post and get involved in the poll here…

    Here is links to the reps as well…

    Email addresses for each are on there individual pages…

    Be sure to contact them on the issues…

    House Judiciary Committee
    Click here to return to individual Committee Pages
    Committee Services Office:
    900 Court St. NE, Room 453 Salem, Oregon 97301
    Phone: 503-986-1813 Fax: 503-986-1814

    Committee Membership:
    Jeff Barker, Co-Chair Wayne Krieger, Co-Chair Chris Garrett, Co-Vice Chair
    Wally Hicks, Co-Vice Chair Mary Nolan Andy Olson
    Mike Schaufler Carolyn Tomei Matt Wand
    Gene Whisnant


    Sent By:
    “Foreclosure Fraud – Fighting Foreclosure Fraud by Sharing the Knowledge” On: May 05/28/11 9:06 AM

  9. I have sent every person I know a copy of this by e-mail Please forward this to everyone you know, and ask them to forward it to everyone they know. I am sure my Monday morning there are going to be more than 200,000 signatures. I would like to see a higher goal to make a real statement. If we get this to two million or more signatures it should make a big statement. Call your friends and relatives and co workers and get their e-mails and send. I have spent most of the day doing this and I am not done. I just checked in to get an update on this . Neil Garfield had 150,000 before I even knew about it. We can do this and make a grand show.

  10. Any other way to sign besides Facebook?

  11. Can it get off Facebook??

  12. RIGHT ON, jjg007! bye bye, “3rd born”…

  13. Neil is right we need Elizabeth Warren to be the head of Consumer Financial Protection Bureau, don’t you get it

  14. “The name Judd Gregg is not new to Zero Hedge readers. Back in the 2009-2010 battle for Fed transparency, which continues to be only fractionally on the way to being won, Gregg, who then served as the top Republican on the Budget Committee and a member of the Banking Committee, said that “opponents of Federal Reserve Chairman Ben Bernanke’s second term are guilty of “pandering populism,”.

    “Odd that these populism panderers, of which Zero Hedge was a proud member, ultimately succeeded in not only getting a one time Fed audit, but also won the legal case initiated by Mark Pittman to expose the Fed’s dirty laundry, without which we would not know that not only did the Fed bail out primarily foreign investment banks during the financial crisis, but also that the biggest user of the Fed’s somewhat secret Short Term Open Market Operations facility, also known as a 0.01% subsidy, was none other than Goldman Sachs, contrary to the firm’s sworn statements that it did not really need bailing out.

    Gregg continued: “There’s a lot of populism going on in this country right now, and I’m tired of it.” Gregg warned that the growing tide of populism would threaten some of the most central institutions to the economy’s recovery. “What it’s going to do is burn down some of the institutions which are critical to us as a nation and as an economy to recover and create jobs,” he warned.”

  15. 3rdborn–dial 1-800-tnharry for assistance.

  16. Sorry, but I did not see any ATTACK on Elizabeth Warren. It appeared to be a scheduling misunderstanding, that could have concluded with the answers they sought if she wasn’t insisting on trying to make it look like a deliberate attack of some kind.
    You cannot get the truth from Progressives for anything, and it always has to be a partisan problem. By the way, why did they change their name from The American Communist Party, anyone know?

    And what does any of this have to do with the fraud in foreclosures? I do not like it when you make, address or label things as political, Neil. That is not what we turn to this site for.

  17. Finally the Banks are getting squeezed on all sides…

    I am working with a producer in Hollywood on a under ground

    documentary called

    “Smoke and MERS”

    its about foreclosure Fraud, robo, BS, etc?

    The Producers are looking for homeowners who want to tell their story …

    If interested email me

  18. Thanks for this Neil.

  19. I help people all across the country with their Challenge on lenders and banks. It is ridiculous what they are getting away with because they bully homeowners around so much. Even the hard at heart type of people get scared and let them have their homes. WHY?? Challenge Them and Fight!!! We need people like Elizabeth Warren fighting for us!! The American People need her on their side. How can I help to make sure that she gets the support that she needs??

  20. Where is the Elizabeth Warren letter to sign and submit. I couls not find a link.

  21. We need to recall congress. All of them. They all are in the upper 1% of this country. How di they have a clue what we are ALL facing. I have a girlfriend crying she can’t come over because she can’t afford the gas. She works for a small bank. Anyway congress signed an oath. They breached it. The senate also has an oath. Its NOT to PROTECT bank fraud!! More on that later. We have to expose all their breaches and there’s so many and recall them all now. They are making decisions FOR us with our money !!??? They don’t even understand real estate 101 and our fates lie with them?! OmG they have to be recalled now. Pam bondi too. She is deplorable and has no back bone and is a bald face liar. She needs to go back to the hole from which the devil placed her. Debi. 5613899339.

  22. Thanks for doing this. I’ve reposted this. Let’s win this one. If anyone deserves an appointment to any position in Washington, it is Elizabeth Warren. James Pilant

  23. […] GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR'S NOTE:  A recess appointment is one in which the President appoints someone during a congressional recess. I'm no expert on the details but I know that recess appointments have been extensively used, particularly by the Bush administration to get around the requirement of getting congressional approval. If Congress is not in session, the President makes the appointment because the p … Read More […]

  24. The signature drive for Ms. Warren has great merit – but I have to wonder why we don’t have a signature drive for the people –

    I am sure she is a fine person – but it now has become a political move as well to assist the Republicans in cutting their own throat by the outrageous attack on the lady.

    Look back in a few months and then we will know what this appointment will produce.

    I will sign.

  25. Thanks, Neil, for posting this. It’s crucial she be appointed if we are to have any shot at countering Wall Street.. Got to get, and keep, people educated and active.

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