Cochrane: RoboSigning at Aurora

CERTIFICATEGATE!
Did E.Todd Whittemore robo-sign as Officer of Aurora Loan Services LLC 10K misrepresenting who?
Aurora Loan Services not listed in Federal Reserve Repository Report
_____________________________________________________________________________________
Note: Todd Whittemore no longer at Aurora Loan Financial LLC now at Digital Risk LLC
• Executive Vice President at Aurora Loan Services a Lehman Brothers Company
• Senior Vice President at Lehman Brothers
• Executive Vice President at Mortgage Project Group
• Supervisory Accountant at Resolution Trust Corporation
http://www.linkedin.com/pub/todd-whittemore/6/193/820
• __________________________________________________________________________
Leo Trautman SVP-CAO Loan Administration at Aurora Loan Services
Location Cheyenne, Wyoming Area Industry Financial Services
Overview Current
• SVP-CAO Loan Administration at Aurora Loan Services
• Vice President at Lehman Brothers Holdings Inc.
• VP Loan Administration at Lehman Brothers Bank
http://www.linkedin.com/pub/leo-trautman/7/8b1/45b

______________________________________________________________________________________________
Aurora Loan Services, LLC originates and services prime and subprime residential mortgage loans through wholesale and correspondent channels. The company also buys mortgages originated by other mortgage bankers, banks, and credit unions. Aurora Loan Services, LLC was formerly known as Aurora Loan Services, Inc. The company was founded in 1997 and is headquartered in Littleton, Colorado. Aurora Loan Services, LLC operates as a subsidiary of Lehman Brothers Bank, FSB.

About Aurora: They call themselves ‘Aurora Loan Ser vices’
Recognize this infamous SEC-robo signer’as E. Todd Whittemore? Same person?

Todd Whittemore Former EVP of Aurora Loan
Chris Zimmerman – now VP Foreclosure & Bankruptcy at BankUnited
Past: AVP Foreclosue & Contested Default at Aurora Loan Services
Managing Paralegal at Aurora Loan Services
Default Supervisor at NPB Mortgage
Education: Judge Advocate School
http://www.linkedin.com/pub/chris-zimmerman/9/292/61b
Summary Results driven management executive with 10 years experience in default servicing. Strong managerial skills with a demonstrated ability to motivate staff to achieve established goals
Specialties Expertise in:

Foreclosure Timeline Management
Contested/Litigated Case Resolution
Bankruptcy Processing/Timeline Management
LPS Desktop Conversion & Process Implementation
REO Processing
FHA/VA/GSE Servicing Requirements
Team Building/Staff Training/Development
Policy & Procedure Development
Legislative & Regulatory Changes
Vendor Management & Oversight
Janet Martin Vice President Special Servicing Location Greater San Diego Area Industry Financial Services Overview Current Vice President Special Servicing at Vericrest Financial
Past Executive Consultant at Martin Consulting LLC ; Vice President Loss Mitigation at Aurora ; Vice President Loss Mitigation at Select Portfolio Servicing

Education Stringham Real Estate School Van Ed Real Estate School January 2009
http://www.linkedin.com/pub/janet-martin/15/84b/497
Auroa Loan Services, Denver – Real Estate
Master Servicing – VP Investor Reporting Systems @ Aurora Loan Services
Past: VP Aurora Loan Services
VP – Master Servicing Operations at Aurora Loan Services
VP Servicer Balancing at Aurora Loan Services

E.Todd Whittemore – EVP – Carla Wise – SVP, Robert Simpson- EVP, James Park – Chief Appraiser and SVP Janet Martin – VP
10350 Park Meadows Drive
Littleton, CO 80124 United States
Founded in 1997 Phone:720-945-3000 Fax: 720-945-3084
http://www.alservices.com

Observation on Linkedin: SVP Aurora Bank FSB Indianapolis, Sr VP at Lehman Indianapolis, Sr. VP at New Century Indianapolis and the Carla Wise Portfolio Mgr at Charter One Bank OH
State of Colorado

continued…

44 Responses

  1. CHRIS ZIMMERMAN ASST VP FOR AURORA-
    LOST MY VIRGINIA PROPERTY IN 2009, TRUSTEES DEED SIGNED BY CHRIS ZIMMERMAN ASST. VP. i WAS MAKING PAYMENTS TO AURORA. I HIRED AN ATTORNEY WHEN PROPERTY WAS IN FORECLOSURE STATUS FORMER ATTORNEY DID ABSOLUTELY NOTHING TO THE CASE THEY TOOK MY HOME WHILE I WAS PAYING ATTORNEY. HE IS CURRENTLY DISBARRED FOR 5 YEARS.
    CANNOT AFFORD AN ATTORNEY, HOMELESS LIVING W/RELATIVES,
    WAS CHRIS ZIMMERMAN VP FOR AURORA IN 2009?

  2. @ND
    What is your area of expertise ND?

  3. SERIOUSLY virginia@deadlyclear? Seriously and your a Paralegal and ‘expert’ investigating Foreclosure Defense? WITH ATTORNEYS’ RIGHT?

  4. DOES ANYONE HAVE COPIES OF SIGNATURES ON FILE FOR THE FOLLOWING:

    STATE OF INDIANA NOTARY PUBLIC- DAVID A. DAVIS (2008)

    INDYMAC OR IRWIN MORTGAGE- VP- STEPHEN BROVIAK (2OO8)

    ASST. VP AURORA LOAN- CHRIS ZIMMERMAN (2009)

    VP RBC BNK (AKA CENTURA) JON FRANKENBERG (2009)
    RBC MERGED WITH PNC BANK IN 2011

  5. MERS VICE PRESIDENT- CAN ANYONE TELL ME WHO WAS THE PRESIDENT OF MERS IN THE OF 2008?

  6. MERS VICE-PRESIDENT- CAN ANYONE TELL ME WHO WAS VICE PRESIDENT OF MERS IN 2008? DOES MERS HAVE DIFFERENT VICE PRESIDENTS IN SOME OR ALL 50 STATES? IS MERS LEGAL IN ALL OR SOME STATES? IF ANYONE CAN PROVIDE ME ANSWERS TO THE ABOVE QUESTIONS AND PROVIDE ME WITH LAW CASES I APPRECIATE YOUR TIME AND EFFORTS. ON 12/5/2008 PROPERTY WENT INTO FORECLOSURE HIRED ATTORNEY 6/2009. HE DID ABSOLUTEY NOTHING TO THE CASE. I FILED COMPLAINT AT WASHNGTON D.C. BAR ASSOCIATION FORMER ATTORNEY PERMANENTS DISBARRED AND WORST OF ALL, HE WAS NOT LISCENSE IN VA. I CANNOT AFFORD AN ATTORNEY

  7. Neil –

    Homeowner has copies of an Assignment of Mortgage by MERS alleging it is assigning the mortgage and the note to Aurora 6/22/09, Signed by Theodore Schultz, VP MERS… BUT this is a Lehman Brothers Bank, FSB Mortgage with a Note endorsed by LBB specifically to Lehman Brothers Holding, Inc. in blank (no date, of course). Any chance MERS could somehow have been handed the Note? AND there is a Quitclaim deed robo signed by Christopher Zimmerman to Fannie Mae… thoughts, please. virginia@deadlyclear.com

  8. property foreclosed on 12/2008. I like to know the following information was he vice president in 2008?

    1) STEPHEN BROVIAK- VICE-PRESIDENT OF MERS

    was he assist. vice president in 2009?

    2) CHRIS ZIMMERMAN- ASST. VICE-PRESIDENT OF AURORA LOAN SERVICES

    Where is Aurora Loan services located?
    and where is MERS located?

    NOTARY PUBLIC DAVID A. DAVIS NOTARY OUT OF THE STATE OF INDIANA. he states CHRIS ZIMMERMAN AND STEPHEN BROVIAK APPEARED BEFORE HIM.

  9. Thank you for shared information

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  10. “Captial Crossing in a non-performing loan may pursue alternatives inlcuding restrucing loans to levels supported by existing collateral and debt service capabilities”

    OK -THE DOCS ALLOW MODIFICATION OF THE NOTE——DO THEY REPLACE THE ORIGINAL OR MODIFY W/O PRESENTING–LET ME GUESS?.

  11. Aurora, an affiliate of Lehman Brothers Holdings Inc., began operation as a servicer of residential mortgage loans in August 1997 following the acquisition of substantially all of the assets and a majority of the management and employees of Harbourton Financial Services L.P.
    (“Harbourton”).

    Prior to such acquisition Harbourton liquidated a substantial portion of its servicing portfolio, generally retaining loans with higher rates of delinquency.

    Aurora’s executive offices are located at
    2530 South Parker Road, Suite
    601, Aurora, Colorado 80014 and its centralized real estate loan servicing
    facility is located at 601 Fifth Avenue, Scottsbluff, Nebraska 69361. Aurora has
    been approved to service mortgage loans for GNMA, FNMA, and FHLMC.

    As of March 31, 1998, Aurora’s total loan servicing and subservicing portfolio included loans with an aggregate outstanding principal balance of
    approximately $4.3 billion, of which the substantial majority are subserviced for Lehman Brothers Holdings Inc.

    The following table sets forth certain
    information regarding the delinquency and foreclosure experience of Aurora and
    Harbourton with respect to conventional mortgage loans.

    The indicated periods of delinquency are based on the number of days past due on a contractual basis.

    Harbourton Financial Services LP (12/15/97)
    Formerly:
    JHM Mortgage Securities LP 7/3/92
    Oxford Mortgage Securities LP 6/27/88

    Harbourton Ownership:
    Preferred Units
    David W. Mills 10.6%
    (Sole Director /Shareholder HGC)
    (also Managing General Partner Harbourton)
    (Sole Ltd Partner of Platte Valley SC)
    (Managing Partner of PVSC)
    1205 Pacific Ave, Suite 203 2nd Floor
    Santa Cruz CA 95060

    Rick W. Skogg (Less than 1%)
    Kevin Ryan 2%
    Lee Trautman, Jr. (Less than 1%)

  12. Hey saveamericaone; seems we have things we can share with each other and need to talk stat. Call us if you wish as we have info also 410-257-5283

  13. Hey saveamericaone; seems we have things we can share with each other and need to talk stat. We are in litigation w/LBHI and it has to do with the pool of FHA Loans dumped by Wells Fargo, onto FHA as purportedly default loans;(ours was not in default but they stole our p&i payments, what they had to do to create a false default), to which FHA authorized a bonfire sale in June of 2006 wherein LBHI purchased our 111k balance for about two dollars; LBFSB in turn purported to refi our loan and then foreclosed with no default ever of the loan. Call us if you wish as we have info also 410-257-5283

  14. Dear Ignatius – Stranger Danger Alert! They are in AGREEMENT with LPS!

    “McCabe Weisberg & Conway GOT AWARD FROM LPS” Lenders Processing Services. You’ve watched the 60 Minute Segment. Have you read the depositions of employees of DOCX and LPS? The Performance Excellence Award is given to firms achieving “best in state” performance measurements for 12 consecutive months.
    The Award Presented BY: Lender Processing Services Inc. (LPS).

    What state is your property in?

    The same robo-law firms protecting the PRETENDER LENDERS protect FANNIE & FREDDIE as PLAINTIFF.

    FANNIE AND FREDDIE AND PRETENDER LENDERS will take your first born if you sign a loan modification (find defects in language of Amendment to existing mortgage where they get rights to all your assets).

    Sorry but you need to get serious right away. You are in the good hands of one of the ‘robo-mill law firms’ who are operating in agreements with the US Government and PRETENDER LENDERS.

    Like Medicard and Medicare, the PRETENDER LENDER ROBO-MILLS OBSERVCE the ‘limited’ fee schedule

    Fannie Mae
    McCabe Weisberg & Conway has been approved as counsel for Fannie Mae in the States of Pennsylvania and New Jersey. Our firm observes the Fannie Mae fee schedules for all states in which we practice.

    Freddie Mac

    McCabe Weisberg & Conway has been selected as Designated Counsel for Freddie Mac in Pennsylvania, Maryland, New York, Virginia and The District of Columbia. MWC is committed to advancing the guidelines and policies established by Freddie Mac designed to reduce or prevent foreclosure. In furtherance of foreclosure avoidance, we have advocated to many of our clients specific strategies and policies for efficient loss mitigation, including rapid escalation of communication with borrowers, mortgage modification guidelines and deed in lieu of foreclosure strategies.

    FORECLOSURE
    MWC has earned a reputation for excellence in concluding cases within client timelines in Pennsylvania, New York, Connecticut, New Jersey, Maryland, Virginia and the District of Columbia.

    Our experience and technology provide us with the ability to handle a high volume of cases accurately and efficiently

    REO SERVICES
    Quick and accurate closings is the mantra of our REO Department. We assist the REO asset manager with coordinating the closing by resolving all issues timely and compelling all parties to be at the closing as contractually agreed.

    Contact UsOur Affiliates:
    REO America Abstract, Inc. is our affiliated title agency, and clients receive an integrated approach to the entire foreclosure process. REO America Abstract offers title and closing services to clients of MWC. Having title work returned efficiently is critical to meeting and exceeding timeline requirements. As an agent for several national underwriters, REO America offers title searches, full commitments, title clearance and a range of insurance products. Contact Matthew Hopkins at mhopkins@reoamericaabstract.com for further information.

    Attorney Outsourcing Support Services, Inc. provides skip tracing, investigations, tax certifications, military searches and a range of additional services necessary to advance foreclosure and bankruptcy litigation. Prompt and accurate investigations are tied directly to increased efficiency through the entire litigation process. For more information regarding the services of AOSS contact Stacey O’Connell at Soconnell@aoss.us.

    Fannie Mae
    McCabe Weisberg & Conway has been approved as counsel for Fannie Mae in the States of Pennsylvania and New Jersey. Our firm observes the Fannie Mae fee schedules for all states in which we practice.

    The Firm
    The law firm of McCabe, Weisberg & Conway is an expanding regional firm representing mortgage lenders, banks, mortgage servicers and financial institutions in Pennsylvania, New York, Connecticut, New Jersey, Maryland, Virginia and the District of Columbia. For more than 30 years our firm has been committed to providing the most comprehensive and efficient legal representation available to the mortgage banking industry.

    We recognize that our success has been a direct result of our ability to attract and retain a highly skilled staff, all individually dedicated to serving the unique needs of each client that we represent. The attorneys in our firm are litigators who are skilled in the areas of foreclosure, bankruptcy, eviction, title claims, lender liability and REO closings. Our entire staff regularly receives training and education in the areas of our practice, law office technology and legal procedures.

    We understand that our clients require a law firm that can respond rapidly to achieve mortgage servicing cost efficiencies. At MWC we have the experience, the staff and the technology to provide customized loan servicing that exceeds the expectations of our clients.

    Over the years we have been fortunate to develop close and lasting relationships with our clients. Through this experience, we have learned from our clients’ perspective what is necessary to deliver superior service.

    Positioned for growth in the months and years ahead, we are committed to continuing this tradition. We look forward to the opportunity to be of service.

    LEADERSHIP
    McCabe, Weisberg & Conway has a long and distinguished record of promoting and protecting our clients’ interests.

    Our attorneys have been recognized for accomplishments in their practice areas and for the leadership they have provided to the legal profession and to many charitable and civic organizations.

    As a firm, we are driven by uncompromising attention to the needs of our clients and to the constant shifts in the marketplace that may have an impact on the mortgage banking industry. We strive to anticipate change in order to put our clients ahead of emerging trends.

    EXPERIENCE
    In 1973, Terrence J. McCabe and Marc S. Weisberg met as young lawyers working for a large national title insurance company. Learning all phases of real estate law, these partners bring a depth of knowledge and expertise unmatched in the mortgage banking industry.

    Edward D. Conway joined the firm in 1981 and is a seasoned litigator skilled in the areas of lender liability and creditor’s rights.

    Margaret Gairo is nationally known for her expertise in the areas of bankruptcy and foreclosure.

    Lisa Wallace specializes her practice in the area of creditors’ rights, foreclosure, bankruptcy, REO, loss mitigation, and evictions.

    Gayl Spivak has been representing lenders for 18 years, and specializes in mortgage foreclosures and related creditor’s rights.

    Deborah Curran provides representation for creditors and processes foreclosure cases.

    Laura O’Sullivan specializes in foreclosures, bankruptcy matters, REO, eviction actions, and loss mitigation.

    With nearly 200 employees, many of whom are bilingual, MWC has an exceptional record of employee longevity. Our senior paralegals and team leaders average more than 20 years experience in the mortgage banking industry. This outstanding record translates to careful attention to detail and distinguishes us from our competitors.

    EFFICIENCY
    We have long recognized that technology and training are the keys to efficiently providing a rapid and accurate resolution of each file. Our customized case management software gives us the ability to quickly provide status reports, meet time-lines and integrate any software program required by our clients.

    Through regular training of our staff we continuously reinforce skills and teamwork that are essential to delivering quality service that dependably meets or exceeds timeline requirements.

    All consumers as DEFENDANTS must become intimately familiar with your robo-law firm in AGREEMENTS with many PRETENDER LENDERS including FANNIE MAE AND FREDDIE MAC

    Time to remind all of us to get on GOOGLE.COM. Open up WORD. Cut/Paste as much information about everyone involved and answer WHO, WHAT, WHEN, WHERE, WHY, HOW AND REGARDING EACH TRANSACTION DO THE SAME.

    http://www.mwc-law.com/the_firm.html

  15. Sorry, The posts read from top down will make more sensecollectively when read bottom up.

  16. What is:
    Structured Asset Sec Corp Mort Pass Thr Certs Ser 03 4

    The above is the NAME placed in some fashion on the PROSPECTUS to sell the CERTIFICATES. I’ve never seen a Certificate. Does the Certificate state the specific name?

    And the ‘Class’ so very important for the CREDIT ENHANCEMENT ‘procurement’ of big name investors (private money honey?) of REDWOOD TRUST for example as HOLDER OF SELECTED CERTIFICATES.

    Structured Asset Securities Corporation (SEC Registrant)10K

    (Note: No Stock under this part of Corporation Notice SEC indicates pass through agency)
    Trust created under the Pooling & Servicing Agreement
    (Trustee, Master Servicer or Registrant)
    Depositor under ‘Trust Agreement’
    Jurisdiction: DE
    745 Seventh Ave, 7th Floor, NY NY 10019
    212-526-7000
    Principle Executive Offices
    IRS Employer ID: 74-2440850

    Example of ‘Credit Enhancement’ how Fitch & S&P rated AAA

    Only 18 Holders of Record for Registered Certificates:
    A1=2, A2=1, A3=1, A4=1, A5=2, A6=1, A7=1, AP=1, AX=1, PAX=1, B1=2, B2=1, B3=1 and R=1
    Note: The calculation of holders of record was based upon the number of individual participants in the security position listing provided by DTC as __/__/____

    SEC Filing Agent: LaSalle Bank FA

    Aurora Loan Financial MASTER SERVICER
    REPORT OF MANAGEMENT SERVICER
    National City Mortgage Co. (“NCM”) SERVICER
    Steve M. Scheld, Senior Vice President
    3232 Newmark Drive Miamisburg, Ohio 45342
    Telephone (937) 910 1200
    Mailing Address:
    P.O. Box 1820
    Dayton, Ohio 45401 1820
    /s/ 2/25/2004 Steven M. Scheld SVP

    Management’s Assertion on Compliance with the Specified Minimum
    Servicing Standards Set Forth in the Uniform Single Attestation Program
    for Mortgage Bankers

    Report of Management
    I. Custodian Bank Accounts…reconciliation, funds,
    II. Mortgage Payments…deposited into custodian bank accounts and related clearing accounts…
    III. Exhibit A – Disbursements made via wire transfer on behalf of a MORTGAGOR or INVESTOR shall be made only by authorized personnel.
    IV. Investor Accounting & Reporting
    V. Note: These transactions are separate from consumer transactions. The reports of the MASTER SERVICER disbursements are what is paid to TRUST. Consumer payments never get to TRUST only to SERVICER’s subservicers. “1. The servicing entity’s investor reports shall agree with, or reconcile to, investors’ records on a monthly basis as to the total unpaid principal balance and number of loans serviced by the servicing entity.”

    VI. Mortgagor Loan Account “Servicing entity’s mortgage loan records..
    VI. Delinquencies: Records documenting collection efforts shall be maintained during the period a loan is in default and shall be undated at least monthly. Such records shall describe the entity’s activities in monitoring delinquent loans including, for example, phone calls, letters and mortgage payment rescheduling plans in cases where the delinquency is deemed temporary (i.e., illness or unemployment).

    VII. Insurance Policies: A fidelity bond and errors and omissions policy shall be in effect on the servicing entity throughout the reporting period in the amount of coverage represented to investors in management’s assertion

    Filing Agent: LaSalle Bank NA
    135 S. Lasalle St, Suite 1840, Chicago IL 60603
    Whose SSN#? 361-52-1370? SECCIK 275635
    IRS Entity 36-0884183
    (1)Closely Related Abn Amro Asset Managemetn USA LLC
    3111 N. Tustin Ave, Ste, 180, Orange CA SECCIK# 1136999

    MAF Bancorp Inc.
    c/o National City Corporation
    55th St. & Holmes Ave
    Clarendon Hills, IL 60514
    630-325-7300 (Called 5/7/2011
    IRS# 36-3664868
    SEC CIK 854662
    Symbols
    MAFB, MAF Bc

    SIC Code Industry Source As Of
    6035 Savings Institutions, Federally Chartered SEC 2/13/08
    6712 Offices of Bank Holding Companies Filing 11/7/05
    6035 Savings Institutions, Federally Chartered Filing 11/3/98
    6036 Savings Institutions, Not Federally Chartered SEC 6/21/96

    /s/ Carlton E. Langer Signatory for/with 21 Registrants Include:
    Firstmerit Corp/OH [ formerly Firstmerit Corp ]
    111 Cascade Plaza, 7th Foor, Akron OH 44308 IRS 34-1339938
    SECCID 354869
    Formerly Assigned On
    Firstmerit Bank NA 10/30/98
    Firstmerit Corp 1/16/98
    First Bancorporation of Ohio/OH 12/19/94
    Firstmerit Corp 12/19/94
    First Bancorporation of Ohio 7/3/92

    Maf Bancorp Inc
    National City Bank
    National City Capital Trust II
    National City Capital Trust III
    National City Capital Trust IV
    National City Capital Trust IX
    National City Capital Trust V
    National City Capital Trust VI
    National City Capital Trust VII
    National City Capital Trust VIII
    National City Capital Trust X
    National City Corp
    National City Credit Card Master Note Trust
    National City Credit Card Master Trust [ formerly First of America Cred Car Ma Tru Fl Ra As Bac Ce Ser 1995-1 ]
    National City Preferred Capital Trust I
    National City Preferred Capital Trust II
    National City Preferred Capital Trust III
    National City Vehicle Receivables Inc [ formerly National City Vehicle Recieveables Inc ]
    National Processing Inc
    Wayne Bancorp Inc/OH

    Structured Asset Sec Corp Mort Pass Thr Certs Ser 03 4 • 10-K • For 3/1/04 • EX-99.2C
    Filed On 3/30/04 8:55pm ET • SEC File 333-92140-24 • Accession Number 1136999-4-196

  17. Example of moving through shell company: Structured Asset & Bear Stearns. Read Aurora – Master Servicer – Reconstitution – pass to National City. Who is National City? Follow the bouncing balls:

    Example of oneTrust Agreement, PSA, who created certificates sold in 2003:
    Structured Asset Sec Corp Mort Pass Thr Certs Ser 03 4
    Structured Asset Securities Corporation (SEC Registrant)10K
    (Note: No Stock under this part of Corporation Notice SEC indicates pass through agency)
    Trust created under the Pooling & Servicing Agreement
    (Trustee, Master Servicer or Registrant)
    Depositor under ‘Trust Agreement’
    Jurisdiction: DE
    745 Seventh Ave, 7th Floor, NY NY 10019
    212-526-7000
    Principle Executive Offices
    IRS Employer ID: 74-2440850

    Example of ‘Credit Enhancement’ how Fitch & S&P rated AAA

    Only 18 Holders of Record for Registered Certificates:
    A1=2, A2=1, A3=1, A4=1, A5=2, A6=1, A7=1, AP=1, AX=1, PAX=1, B1=2, B2=1, B3=1 and R=1
    Note: The calculation of holders of record was based upon the number of individual participants in the security position listing provided by DTC as __/__/____

    SEC Filing Agent: LaSalle Bank FA

    Aurora Loan Financial MASTER SERVICER

    REPORT OF MANAGEMENT SERVICER
    National City Mortgage Co. (“NCM”) SERVICER
    Steve M. Scheld, Senior Vice President
    3232 Newmark Drive Miamisburg, Ohio 45342
    Telephone (937) 910 1200
    Mailing Address:
    P.O. Box 1820
    Dayton, Ohio 45401 1820
    /s/ 2/25/2004 Steven M. Scheld SVP

    Management’s Assertion on Compliance with the Specified Minimum
    Servicing Standards Set Forth in the Uniform Single Attestation Program
    for Mortgage Bankers

    Report of Management

    I .Custodian Bank Accounts…reconciliation, funds,

    II. Mortgage Payments…deposited into custodian bank accounts and related clearing accounts…
    III. Exhibit A – Disbursements made via wire transfer on behalf of a MORTGAGOR or INVESTOR shall be made only by authorized personnel.

    IV.Investor Accounting & Reporting …

    V. Note: These transactions are separate from consumer transactions.

    MARY’s OBSERVATION:
    The reports of the MASTER SERVICER disbursements are what is paid to TRUST.

    STRANGER DANGER: Consumer payments never get to TRUST only to SERVICER’s subservicers who deposit funding into Corporate Treasury Securities Account they are in Agreement with.

    “ The servicing entity’s investor reports shall agree with, or reconcile to, investors’ records on a monthly basis as to the total unpaid principal balance and number of loans serviced by the servicing entity.”

    VI. Mortgagor Loan Account “Servicing entity’s mortgage loan records. …

    VI. Delinquencies:
    Records documenting collection efforts shall be maintained during the period a loan is in default and shall be undated at least monthly. Such records shall describe the entity’s activities in monitoring delinquent loans including, for example, phone calls, letters and mortgage payment rescheduling plans in cases where the delinquency is deemed temporary (i.e., illness or unemployment).

    VII. Insurance Policies:
    A fidelity bond and errors and omissions policy shall be in effect on the servicing entity throughout the reporting period in the amount of coverage represented to investors in management’s assertion

    ‘name of certificate’s’
    Filing Agent: LaSalle Bank NA
    135 S. Lasalle St, Suite 1840, Chicago IL 60603
    361-52-1370? SECCIK 275635
    IRS Entity 36-0884183
    (1)Closely Related
    Abn Amro Asset Management USA LLC
    3111 N. Tustin Ave, Ste, 180
    Orange CA SECCIK# 1136999 
    Who is:
    MAF Bancorp Inc.
    c/o National City Corporation
    55th St. & Holmes Ave
    Clarendon Hills, IL 60514
    630-325-7300 (Called 5/7/2011
    IRS# 36-3664868
    SEC CIK 854662
    Symbols
    MAFB, MAF Bc

    SIC Code Industry Source As Of
    6035 Savings Institutions, Federally Chartered SEC 2/13/08
    6712 Offices of Bank Holding Companies Filing 11/7/05
    6035 Savings Institutions, Federally Chartered Filing 11/3/98
    6036 Savings Institutions, Not Federally Chartered SEC 6/21/96

    /s/ Carlton E. Langer Signatory

  18. Structured Asset Sec Corp Mort Pass Thr Certs Ser 03 4
    Structured Asset Securities Corporation (SEC Registrant)10K
    (Note: No Stock under this part of Corporation Notice SEC indicates pass through agency)
    Trust created under the Pooling & Servicing Agreement
    (Trustee, Master Servicer or Registrant)
    Depositor under ‘Trust Agreement’
    Jurisdiction: DE
    745 Seventh Ave, 7th Floor, NY NY 10019
    212-526-7000
    Principle Executive Offices
    IRS Employer ID: 74-2440850

    Example of ‘Credit Enhancement’ how Fitch & S&P rated AAA

    Only 18 Holders of Record for Registered Certificates:
    A1=2, A2=1, A3=1, A4=1, A5=2, A6=1, A7=1, AP=1, AX=1, PAX=1, B1=2, B2=1, B3=1 and R=1
    Note: The calculation of holders of record was based upon the number of individual participants in the security position listing provided by DTC as __/__/____

    SEC Filing Agent: LaSalle Bank FA

    Aurora Loan Financial MASTER SERVICER
    REPORT OF MANAGEMENT SERVICER
    National City Mortgage Co. (“NCM”) SERVICER
    Steve M. Scheld, Senior Vice President
    3232 Newmark Drive Miamisburg, Ohio 45342
    Telephone (937) 910 1200
    Mailing Address:
    P.O. Box 1820
    Dayton, Ohio 45401 1820
    /s/ 2/25/2004 Steven M. Scheld SVP

    Management’s Assertion on Compliance with the Specified Minimum
    Servicing Standards Set Forth in the Uniform Single Attestation Program
    for Mortgage Bankers

    Report of Management
    I. Custodian Bank Accounts…reconciliation, funds,
    II. Mortgage Payments…deposited into custodian bank accounts and related clearing accounts…
    III. Exhibit A – Disbursements made via wire transfer on behalf of a MORTGAGOR or INVESTOR shall be made only by authorized personnel.
    IV. Investor Accounting & Reporting
    V. Note: These transactions are separate from consumer transactions. The reports of the MASTER SERVICER disbursements are what is paid to TRUST. Consumer payments never get to TRUST only to SERVICER’s subservicers. “1. The servicing entity’s investor reports shall agree with, or reconcile to, investors’ records on a monthly basis as to the total unpaid principal balance and number of loans serviced by the servicing entity.”

    VI. Mortgagor Loan Account “Servicing entity’s mortgage loan records..
    VI. Delinquencies: Records documenting collection efforts shall be maintained during the period a loan is in default and shall be undated at least monthly. Such records shall describe the entity’s activities in monitoring delinquent loans including, for example, phone calls, letters and mortgage payment rescheduling plans in cases where the delinquency is deemed temporary (i.e., illness or unemployment).

    VII. Insurance Policies: A fidelity bond and errors and omissions policy shall be in effect on the servicing entity throughout the reporting period in the amount of coverage represented to investors in management’s assertion

    Filing Agent: LaSalle Bank NA
    135 S. Lasalle St, Suite 1840, Chicago IL 60603
    Whose SSN#? 361-52-1370? SECCIK 275635
    IRS Entity 36-0884183
    (1)Closely Related Abn Amro Asset Managemetn USA LLC
    3111 N. Tustin Ave, Ste, 180, Orange CA SECCIK# 1136999 
    MAF Bancorp Inc.
    c/o National City Corporation
    55th St. & Holmes Ave
    Clarendon Hills, IL 60514
    630-325-7300 (Called 5/7/2011
    IRS# 36-3664868
    SEC CIK 854662
    Symbols
    MAFB, MAF Bc

    SIC Code Industry Source As Of
    6035 Savings Institutions, Federally Chartered SEC 2/13/08
    6712 Offices of Bank Holding Companies Filing 11/7/05
    6035 Savings Institutions, Federally Chartered Filing 11/3/98
    6036 Savings Institutions, Not Federally Chartered SEC 6/21/96

    /s/ Carlton E. Langer Signatory

  19. Dear elaineb, will do.

    Focus on Master Servicers of:
    Wells Fargo & Co and Lehman Brothers
    Follow Money.
    WFC as Originator SELLER of discounted loans
    LBHI as Purchaser BUYER of discounted loans

    Wells Fargo & Co/MN (Former Norwest Corp)
    Using Private Brand Lables
    ‘Wells Fargo Bank NA’ (Master Servicer) & ->
    Aurora Loan Financial (Master Servicer) <-

    Utilizing joint ventures move transactions the move moves the more money they make
    (Structured Asset Securities entities and
    Bear Stearns entities )
    Lehamn Brothers

    Aurora Loan Services State of FLORIDA
    FEI Number 13-3947742
    6/27/1997-1/5/2005
    Don’t have copy of 1997 Filing. Who lived in FL?
    Registered Agent:
    Corporation Service CO
    1201 Hays St
    Tallahassee FL 32301

    Aurora Loan Services Inc.
    Principal Address:
    10350 Park Meadows Dr Lone Tree, CO 80124.

    Remember Legal Counsel Secretary of Lehman Brothers on corporation papers in CO.

    Florida Officers names appear on SEC documents and include
    Aida Y Sarmast,
    Brenton D Anderson,
    Edward Grieb,
    Kim Garman,
    Ralph L Lenzi,
    Rick W Skogg

    Aurora Loan Services Inc. in FL was incorporated on Friday, June 27, 1997 Withdrawal 1/2005.

    Officers: c/o Lehman Brothers Holdings Inc
    3 World Financial Center, NY NY 10285
    Neal B. Leonard – Director
    Brian Libman – CD
    Bruce M. Witherell – Director
    David E. Quint – CEO

    1998 Mailing Address Changed From:
    2530 South Parker Rd, Ste 601, Aurora CO 80014
    To: 601 5th Ave, PO Box 1706, Scottsbluff, NE 69361′
    Regina Lashley add as Vice President
    Leo C. Trautman Jr. promoted to EVP
    601 5th Ave, Scottsbluff NE 69361

    Note: 1998 Annual Report filed with State of Florida filed by Regina Lashley Vice President
    308-635-3500

    Of interest, WITHDRAWAL FROM FLORIDA processed 1/7/2005 by Scott Drosdick

    Of interest,
    R. W. Skogg President
    Ralph L. Lenzi – CEO
    Aida Y. Sarmast -AVAS
    Kim Garman – SV
    2530 S. Parker Rd, #601
    Aurora CO 80014 – President

    Brenton D. Anderson – Director
    Edward S. Grieb – Director
    Structured Asset Securities Corp
    745 Seventh Ave
    New York, NY 10019
    ———————————————–
    Aurora Loan Services LLC – ACTIVE Filed 1/7/2005
    New Management?
    Theodore P. Janulis Managing Manager
    1271 Sixth Ave
    New York, NY 10020

    John M. Skoba – Manager
    Aida Y. Sarmast – Manager

    Annual Reports Filed: 2006, 2007, 2008, 2009, 2010, 2011
    10350 Park Meadows Dr
    Littleton CO 80124

    1/4/2005 – Customer No: 7352646
    Ms. Maribel Delgado
    Lehman Brothers
    28th Floor
    745 7th Avenue
    New York, NY 10019

    AURORA LOAN SERVICES LLC
    Delaware Corporation Registered 5/15/1997 – Perpetual
    CHANGED NAME FROM ‘INC’ TO ‘LLC’

    NATURE OF BUSINESS AND PURPOSES TO BE CONDUCTED AND PROMOTED IN FLORIDA:

    MORTGAGE LOAN SERVICE AND RELATED BUSINESS
    MARIBEL DELGADO (OF LEHMAN BROTHERS)
    ‘AUTHORIZED PERSON’ (KAREN MANSON CROSSED OUT.
    ‘SIGNATURE OF A MEMBER OR AN AUTHORIZED REPRESENTATIVE OF A MEMBER)
    IN ACCORDANCE WITH SECTION 608.408(3), F.S. the execution of this document constitutes an affirmation under penalties of perjury that the facts stated herein are true.)

    Mor Managers – Address of Structured Asset Securities Corporation

    Lana Franks – Director
    Edward Grieb – Director
    Bruce Witherell –
    Lehman Brothers Holdings Inc.
    c/o Structured Asset Securities Corp
    745 Seventh Ave, NY NY 10019

    Indeed, Secretary of State of Delaware confirms on January 6th, 2005, Aurora Loan Services LLC was formed on May 15, 1997. Taxes paid to date.
    AUTHENTICATION: 3598935

    Note: Authentication # is used in CUSIP!

    Of Interest
    “Structured Asset Services LLC” 6/20/2001
    Officers

    Managing Member
    Michael A. Asseff
    Andrew Savysy

    Structured Asset Ventures LLC Inactive
    10/5/2007- 5/2/2011
    Structured Asset Ventures II, LLC Active
    0/7/2010 Active
    Andrew Savysky
    Michael Asseff

    Registered Agent
    Jared Jelles Esq
    Stolzenberg, Gelles & Flynn, LLP
    1401 Brickell Ave Ste 825
    Miami FL 33131

    ———————

    Bear Stearns Companies LLC
    383 Madison Ave
    New York NY 10179
    Address Changed 4/8/2009
    FEI/EIN# 133286161
    DE State Incorporation
    Florida Foreign Business Entity
    Status: Active
    7/24/2008 Current
    Annual Report files: 2009, 2010, 2011

    Anthony J. Horan
    270 Park Ave
    New York, NY 10017
    Managing Member

    BEAR STEARNS FUNDING, Inc
    IRS 13-3035622
    7/11/1980 Perpetual
    First transacted business in FL upon filing.

    Purpose: Purchase and sell commercial mortgage loans.
    Charles W. Meyer
    Special Asst Secretary
    Agent Signature
    383 Madison Ave, NY NY 10179
    1/13/1999 – 1/10/2011
    Jurisdiction DE
    FEI/EIN 133035622

    Name & Address of Officers and/or Directors:

    Warren J. Spector – Chairman
    40 Fifth Ave, PH-A
    New York, NY 10011

    William J. Montgoris – Director
    286 Gregory Rd
    Franklin Lakes, NJ 07417

    Thomas M. Flexner
    111 East 8th St
    New York, NY 10021

    Officers:
    Jeffrey A. Mayer – President
    55 Mayflower Drive
    Tenafly, NJ 07670

    Thomas M. Flexner – EVP

    Raymond L. Aronson – EVP
    9 Bluebird Dr
    East Hills NY 11577

    /s/ William J. Montgoris EVP /Treasurer

    Attached List of Additional Officers to transact business in Florida

    Kathleen A. Costine – EVP
    1185 Park Ave #15B
    New York, NY 10128

    Paul M. Friedman – EVP
    11 Deerfield Lane
    Scarsdale NY 10583

    Thomas F. Marano – EVP
    15 Olde Greenhouse Lane
    Madison NJ 07940

    Edward Raice – EVP
    4 Aspetuck Lane
    Westport CT 06880

    John M. Garzone – EVP
    8 Zeloof Dr
    Lawrenceville NJ 08648

    James G. Reichek – EVP – Asst Secretary
    12 Carteret Court
    Madison NJ 07940

    Bear Stearns Funding Inc. incorporated in Delaware 1/11/1999
    FRANCHISE TAXES HAVE BEEN PAID TO DATE
    ANNUAL REPORTS:
    2000,01,02,03,04,05,06,07,08,09,10 –
    1/10/11 Withdrawal from Florida
    Mailing address c/o Chase
    AUTHENTICATION: 9512814

    ————————
    Michael Forastiere
    Secretary
    270 Park Ave
    New York, NY 10017

    Mailing Address
    1 Chase Manhattan Plaza 26F
    New York, NY 10005

  20. Aurora Loan Services, LLC is NOT a licensed Debt Collector or Real Estate Agent in the State of California, they are most likely as are many other corp’s a shell company. Oh yeah they share attorneys with Quality Loan Service and switch off when both are parties to a case.

  21. Rick Skogg
    Aurora Loan Services Inc.
    Corporate Headquartes
    10350 Park Meadows Drive
    Littleton, CO 80124
    Telephone: (303) 720-945-3000

    Aurora Loan Services & Lehman Brothers
    Rick started as ‘President’ 1997 through 2006
    Rick was sooooo good he held two positions
    2003-2006
    1) Aurora Loan Services COO &
    2) Managing Director – Lehman Brothers

    In 1997 Rick Skogg President started
    Aurora Loan Services. Rick Skogg came from Harbourton Mortgage Co. LP. President & CEO. Originally Platte Valley Mortgage Co LPdid a reverse merger reanmed Platte Valley Mortgage Co. Harbourton Mortgage Co.

    Harbourton Funding Corporation is located at
    2530 S Parker Rd Ste 500 Aurora, CO 80014.
    The officers include Rick W Skogg. Harbourton Funding Corporation was incorporated on Wednesday, February 19, 1992 and is currently not active. C T Corporation System represents Harbourton Funding Corporation as their registered agent.

    Rick Skogg does not report where he worked 2006-2008

    10/2008 – 8/2010 Rick Skogg
    SUMMARY & Accomplishments
    DENVER, CO. –
    (November 26, 2008): W.J. Bradley (WJB), a privately held independent retail mortgage lender, announced today the addition of Rick Skogg as the Company’s new President. Skogg joins WJB from Aurora Loan Services, where he served as Chief Operating Officer and was instrumental in successfully establishing retail, correspondent and broker platforms.

    His accomplishments at Aurora included developing a master servicing division that oversaw $170 billion of mortgage assets and building a primary servicing unit that serviced in excess of $90 billion of mortgage rights and a warehouse lending unit that provided interim financing to Aurora’s clients.

    Skogg has more than 20 years of extensive experience in leading successful mortgage organizations, including spearheading the sale of Harbourton Mortgage Company to Lehman Brothers Holdings and serving as President and Chief Executive of Platte Valley Mortgage Corporation.

    “I am proud to be joining a company with a solid vision and mission for the future. WJB’s commitment to outstanding customer service backed by an exceptional sales force and operations team will allow us to gain significant market share while raising the standards of excellence in our industry to newer heights,” shared Skogg.

    Skogg will serve as President of WJB, overseeing all day-to-day aspects of the WJB business, including sales, operations, marketing and customer service. He will also work with the WJB team to increase production and promote continuous and profitable growth of the business.

    Chief Executive Officer Bill Bradley said, “I am pleased to have Rick on board. I believe the combination of his experience, focus and dedication will be critical factors to WJB’s continued success during this historic time in our industry.”

    “I am very pleased to be here at WJB and believe it is an exciting time for our Company,” concluded Skogg. “We are positioning ourselves for long-term success. I look forward to working with our talented team and serving as the catalyst to WJB’s growth.”

    http://wjbradley.com/news-Skogg.html
    ————————

    W.J. Bradley Mortgage Capital Corp (RETAIL BANKERS) backed by a group of private investors. Privately held and operates as an independent mortgage lending firm founded in 2003. Corporate headquarters Denver CO, 201 Columbine St, Suite 300, Denver CO 80206 centralized operations Salt Lake City, UT
    ————————

    Looking for Rick Skogg – Linkedin Currently Rick Skogg is Executive Director
    Institutional Lending Group

    Correspondent Lending
    MetLife Home Loans 8/2010

    Interesting and informative legal discussion which all consumers should pay attention toRick Skogg & David Applegate GMAC Mortgage of Iowa

    http://nv.findacase.com/research/wfrmDocViewer.aspx/xq/fac.20110203_0000601.DNV.htm

  22. As far as I can see, Structured Asset Securities Corporation (SASCO) securitized all the mortgages for Aurora Loan Services and/or any of the other subprime lenders Aurora Loan Services is now the “servicer” of the loan. Found numerous filings at the SEC regarding SASCO, but Mary, you might want to copy and print them to this web site for information regarding where the pool is that may contain a Aurora Loan serviced mortgage.

  23. I know, I printed it off—–could not get the letter

  24. /s/ Jeannine Cozzati (8K) 11/10/1999
    Assistant Secretary
    Lehman Brothers Holdings Inc
    3 World Financial Center
    New York, NY
    Jurisdiction Delaware
    13-3216325
    212-526-7000
    CUSIP 524908 CE 8 – 11/10/2004 (Global Security)

    Trustee’s Certificate of Authentication

    Lehman Brothers Inc Calculation Agent
    Citibank NA — Trustee
    Indenture Agreement 9/1/1987 between Lehman & Citbank NA as Trustee (11/25/1987; 11/27/1990; 9/13/91; 10/4/93; 10/1/95; 6/26/97, 7/30/1987, 9/16/1997 collectively the Indenture)

    Lehman Brothers Inc., Neuberger Berman Inc., Aurora Loan Services, Inc., SIB Mortgage Corporation, Lehman Brothers Bank, FSB, Eagle Energy Partners, and the Crossroads Group. The firm’s worldwide headquarters were in New York City, with regional headquarters in London and Tokyo, as well as offices located throughout the world.

    Barclays announced its agreement to purchase, subject to regulatory approval, Lehman’s North American investment-banking and trading divisions along with its New York headquarters building

    During the week of September 22, 2008, Nomura Holdings announced that it would acquire Lehman Brothers’ franchise in the Asia Pacific region, including Japan, Hong Kong and Australia.[7] as well as, Lehman Brothers’ investment banking and equities businesses in Europe and the Middle East. The deal became effective on 13 October 2008

    Lehman Brothers’ investment management business, including Neuberger Berman, was sold to its management on December 3, 2008. Creditors of Lehman Brothers Holdings Inc. retain a 49% common equity interest in the firm, now known as Neuberger Berman Group LLC. It is the fourth largest private employee-controlled asset management firm globally

    A March 2010 report by the court-appointed examiner indicated that Lehman executives regularly used cosmetic accounting gimmicks at the end of each quarter to make its finances appear less shaky than they really were. This practice was a type of repurchase agreement that temporarily removed securities from the company’s balance sheet.

    Repo Reverse repo
    Participant
    Borrower
    Seller
    Cash receiver
    Reverse Repo
    Lender
    Buyer
    Cash provider

    Near leg
    Repo – Sells securities
    Reverse Repo – Buys securities

    Far leg
    Repo – Buys securities
    Reverse Repo – Sells securities

    A repurchase agreement,
    Repo, RP, or sale and repurchase agreement, is the sale of securities together with an agreement for the seller to buy back the securities at a later date.

    The repurchase price should be greater than the original sale price, the difference effectively representing interest, sometimes called the repo rate.

    The party that originally buys the securities effectively acts as a lender.

    The original seller is effectively acting as a borrower, using their security as collateral for a secured cash loan at a fixed rate of interest.

    A repo is equivalent to a cash transaction combined with a forward contract.

    The cash transaction results in transfer of money to the borrower in exchange for legal transfer of the security to the lender,

    while the forward contract ensures repayment of the loan to the lender and return of the collateral of the borrower.

    The difference between the forward price and the spot price is effectively the interest on the loan while the settlement date of the forward contract is the maturity date of the loan.

  25. Business Entity Search – State of Colorado

    Auroa Loan Services, LLC
    10350 Park Meadows Dr, Littleton CO 80124
    Registered Agent: Corporation Service Co
    1560 Broadway Ste 2090, Denver CO 80202
    Status: Active
    Formation: 7/22/1997
    Perpetual
    Jurisdiction: Delaware (5/15/1997)

    Application for Authority: 7/22/1997
    Aurora Loan Services, Inc.
    530 South Parker Rd, Suite 601, Aurora CO 80014
    President:
    Rick W. Skogg

    Jeannine M. COzzati
    Assistant Secretary
    3 World Financial Center
    New York, NY 10285
    Signed Application of Authority

    Leo C. Trautman Jr. EVP
    601 Fifth Ave, Scottsbluff NE 69361

    Typed date 9/2/1999 – someone crossed out and hand wrote 8/24/99 – Not posted in MR

    http://www.sos.state.co.us/biz/BusinessEntityDetail.do?quitButtonDestination=BusinessEntityResults&nameTyp=ENT&masterFileId=19971116192&entityId2=19971116192&srchTyp=ENTITY&fileId=19971116192

  26. Aurora Loan Services LLC (Directors, Officers, Attorneys, Accountants, Bankers, Agents, et al.)
    Last Filing Signatory
    (more-likely to less-likely)
    3/30/06 Rick Skogg
    Lehman Mortgage Trust
    Sponsor: Lehman Brothers Holodings Inc.

    IRS: 74-2440850 c/o
    Structured Asset Securities Corporation
    745 Seventh Ave NY NY
    A Delaware Corporation (So why under NY TRUST Laws?)

    SERVICERS:
    Aurora Loan Services LLC
    Colonial Savings FA
    Fifth Thirde Mortgage Company
    GMAC Mortgage Corp
    Hemisphere National Bank NA
    Midwest Loan Services Inc.

    Master Servicer: Aurora Loan Services LLC
    /s/ E. Todd Whittemore EVP
    Aurora Loan Services LLC, as Master Servicer
    3/29/06
    Exhibit Index:
    31.1 Sarbanes Oxley Certification

    12/31/2005

    12/05/05 Structured Asset Mortgage…2005-F1 (8k)
    12/05/05 Lehman Mortgage Trust 2005-1 (8K)
    12/05/05 First Franklin Mortgage…2005-FF10 (8K)
    01/05/06 Lehman Mortgage Trust 2005-1 (8K)

    SAMI (Structured Asset Mortgage Investments II Inc)
    Of interest Bear Stearns address
    383 Madison Ave
    NY NY 10179
    333-120916-26
    IRS 30-0183252

    Signatues:
    US Bank National Association
    Trustee for
    Structured Asset Mortgage Investmenets II Trust 2005- Pass Through Certificates 2005-F1

    8K – Filing Agent: Lehman Mortgage Trust 2005-1
    /s/ Maryellen Hunter AVP 11/30/05
    Exhibit No 99.1 Monthly Distribution Report
    Why is a Monthly Distribution Report under an 8K?
    Sami Ii 2005-F1 Form 8K Filed 11/25/05
    SEC File 333-120916-26 and
    Ex-99.1 CHARTER Sami Ii 2005F1 Exhbit 99-1

    And the CUSIP’s are the same numbers I looked at in the prior documentation of a different trust fund. Or is it the same trust fund? I’m confused?
    Probably because 86359 is the same

    The CUSIPS in this one are

    Class FB 86359 LP A1
    Class FC 86359 LP B9
    Class FD 86359 LP C7
    Class FA 86359 LN Z8

    Underlying Fannie Mae REMIC Trust 2005-69
    Class CF 31394EP85

    Underlying Ginne Mae REMIC TRUST 2005-058
    38374LM65 Class NF
    38374LM32 Class MF
    38374LL41 Class MF

    US Bank NA as TRUSTEE signing the 8K for Lehman Mortgage Trust 2005-1 11/25/05

    /s/ Management Report Rick W. Skogg
    Aurora Loan Services LLC

  27. E. Todd Whittemore 10K and Richard Skogg President
    Aurora Loan Services a Lehman Brothers Company
    Structured Asset Securities Corporation’s Mortgage Pass-Through Certificates, Series 2003-4
    Filing Agent of 10K: LaSalle Bank NA

    Closing Date: 2/28/2003
    Assets of TRUST FUND = Pool of Mortgage Loans

    Mortgage Loans will be secured by mortgages, deeds of trust, or other security instruments.

    FINANCING: An Affiliate of the UNDERWRITER (LEHMAN BROTHERS) has provided financing for the mortgage loans.

    Lehman Brothers Inc., an affiliate of the depositor; underwriting syndicates represented by Lehman Brothers Inc.; any originator of Loans underlying a
    series; or underwriters, agents or dealers selected by the originator(collectively, the “Underwriters”).

    The Underwriters may or may not be obligated to purchase all of the Securities of a series described in the prospectus supplement with respect tothe series if any Securities are purchased. The Securities may be acquired by
    the Underwriters for their own account and may be resold

    Underwriter affiliate of DEPOSITOR SASCO and of Master Servicer – Aurora Loan Services Inc.. The UNDERWRITER ASSUMED TO BE: Lehman Brothers and is affiliate of the SELLERS. Underwriter may act as principal or agent in such transactions.

    Note: Underwriter and Master Servicer get up front commissions before pool is filled.

    RATINGS:
    A1-18, and AP, AX, PAX, R allo ‘AAA’ of Fitch & S&P

    S& P rated ‘B1’ AA, ‘B2’ A, ‘B3’ BBB

    CREDIT ENHANCEMENT (Is the Credit Enhancement the procurement of selected certificates?)

    The Depositor SASCO will use a portion of the proceeds of the sale of the CERTIFICATES to repay the financing.

    CLASS ‘R’ CERTIFICATE SOLE CLASS OF RESIDUAL INTEREST IN THE REMIC.

    EACH OF THE CERTIFICATES WILL REPRESENT OWNERSHIP OF ‘REGULAR INTEREST’ IN THE REMIC.

    CERTIFICATES represent ownership interests in a TRUST FUND that consists primarily of a pool of residential mortgage loans.

    Initial Principal Amount of $500,631,281
    (will not exceed 5% of stated amount)

    LIMITED RECOURSE
    The only source of cash available to make interest and principal payments on the certificates will be the assets of the trust fund.

    The trust fund will have no other source of cash and no other entity will be required or expected to make any payments on the certificates.

    SUBORDINATION OF PAYMENTS
    Certificates with A or R will have payment priority as a group over other certificates. Payment priority Class B1 over B2, then Class B2 over B3, then Class B3 over B4, B5, B6.

    If a loss has been allocated to reduce the principal balance of your class, you will receive no payment in respect of the reduction.

    Neither the Class P nor the Class E Certificates are offered by this prospectus supplement

    CERTIFICATES in Table:

    CUSIP 86359A NX7 – Class A1
    CUSIP 86359A NY5 – Class A2
    CUSIP 86359A NZ 2 – Class A3
    CUSIP 86359A PA 5 – Class A4
    CUSIP 86359A PB 3 – Class A5
    CUSIP 86359A PC 1 – Class A6
    CUSIP 86359A PD 9 – Class A7
    CUSIP 86359A QE 6 – Class A8
    CUSIP 86359A PE 7 – Class AP
    CUSIP 86359A PF 4 – Class AX
    CUSIP 86359A PG 2 – Class PAX
    CUSIP 86359A PH 0 – Class B1
    CUSIP 86359A PJ 6 – Class B2
    CUSIP 86359A PK 3- Class B3
    CUSIP 86359A PL 1 – Class R

    Class R will be the only Certificate issued in the form of a physical certificates. Only one REMIC Residual Interest is Class R 5% CUSIP 86359A PL 1.

    All of the other certificates will be issued inbook-entry form.

    Class A1 – A8 are sequential certificates
    Class R REMIC Residual 5%
    Key allocation concept for principal payments ‘Senior Principal Distribution Amount’

    Class B1, B2, B3, Subordinated certificates
    Class AP Ratio Strip Principal Only Certificates will not be entitled to payments of interest
    Class AX & PAX Ratio Strip Interest Only Certificates
    and will not be entitiled to payments of principal and will accrue interest on their notional amounts

    The Mortgage Loans are not insured or guaranteed by any government agency. None of the mortgage loanos in the trust fund will be subject to Home Ownership and Equity Protection Act of 1994, Georgia Fair Lending Act of 2002 or any comparable state law.

    SERVICING OF THE MORTGAGE LOANS
    Master Serviced by Aurora Loan Services Inc.
    Oversee servicing by various primary loan services. Will nto be ultimately responsible for servicing of mortgage loans except as described herein.

    Subsequent to Closing Date, primary servicing may be transferred to primary servicers other than the initial servicers in accordance with the provision of the trust agreement and SERVICING AGREEMENTS…

    AURORA Loan Services Inc as Master Servicer may prucahse mortgage laons on any distribution date after date on which total principal balance declines to less than 10% of initial total principal balance.

    If mortgage loan are purchased, CERTIFICATEHOLDERS will be paid accrued interest and principal equal to the outstanding principal amount of the certificates.

    Restrictions on ability of certain types of investors to purchase Class R Certificates, e.g. Employee Benefit Plans may not purchase Class R.

    Fiduciary of employee benefit plan or IRA must determine purchase of certificate is consistent with its fiduciary duties under applicable law and does not result in a nonexempt prohibited transactions under applicable law.

    Certain legal matters with respect to the CERTIFICATES will be passed upon for the Depositor SASCO and for the UNDERWRITER by McKee Nelson LLP, Washington DC

    The trustee may not be an affiliate of any other member of the Restricted Group, as defined below, other than any underwriter;

    the depositor will authorize
    Underwriters or other persons acting as the depositor’s agents to solicit
    offers by certain institutions to purchase the Securities from the depositor
    pursuant to contracts providing for payment and delivery on a future date.
    Institutions with which these contracts may be made include commercial and
    savings banks, insurance companies, pension funds, investment companies,
    educational and charitable institutions and others, but in all cases these
    institutions must be approved by the depositor.

  28. David C Breidenbach ,

    Downloading is disabled on Scribd for that letter ,, do you have another source to get it at? I “saved the webpage” but a pdf would be much better.. Thanks..

    Martha Raysik ,

    Nice document collection .. Thanks.

  29. Directors, Officers, Attorneys, Accountants, Bankers, Agents, et al.)
    Last Filing Signatory

    3/30/06 Rick Skogg Signatory with 116 Registrants for Bayview, Lehman, SASCO Mortgage Loan Trusts, Strucutred Adjustable Mortgage Loan Trusts, Structured Asset Investment Loan Trusts, Structured Asset Sec Corp Mort Pas Thr Cert Series, Structured Asset Securities Corp formerly Structutred Asset Sec Corp Series 1998-2,

    3/31/06 Rick W. Skogg 111 Registrants:
    American Residential Eagle Bond Trusts, Amoritizing Residential CollaterTr Mort Pass Thru Cert Series, Bayview Financial Corp Mortgage Pass Thru Cert Ser, GSR Mortgage Loan Trusts, Harbourton Financial services LP formerly JHM Mortgage Securities LP, Lehman Sarm, Mortgage Pass-Through Certificates, Structured Adj Rate Mortgage & Mortgage Loan Rate & Loan Trust, Structured Adj Rate Mor Loan Trust Mort Pas Thru Cert Series, Structured Asset Securities Corp (formerly Structured Asset Sec Corp Series 1998-2,

    3/14/03 Rick W. Skoggs
    (1) Registrant:
    Structured Asset Sec Corp Mort Pass Thru Certs Ser 03 4
    c/o 101 Hudson St
    33rd Floor
    Jersey City, New Jersey 07032
    SEC CIK# 1221461
    Incorporated in DE
    204-524-2320
    SIC Code: Asset-Backed Securities 3/31/04
    3/3/03 – 424B5 Registrations: Prospectus
    Rule 424(b)(5)

    SELLERS: Lehman Capital, a division of Lehman Brothers Holdings Inc and Lehman Brothers Bank, FSB will sell mortgage loans to Depositor ——–> SASCO.

    DEPOSITOR: Structured Asset Securities Corp (“SASCO”:) a DE corp will sell mortgage loans to Series 2003-4 trust (SELLERS) —->

    MASTER SERVICER: AURORA LOAN SERVICES INC. will oversee servicing of primary servicers.

    UNDERWRITER: LEHMAN BROTHERS

    SERVICERS:
    Mortgage Loans serviced by a variety of primary servicers which includes Aurora Loan Services Inc. and Third Federal Savings and Loan Association of Cleveland.

    TRUSTEE: LaSalle Bank National Assoc for trust.

    CERTIFICATES:

    2/28/2003 DELIVERY OF CERTIFICATES OFFEREED
    ‘EXCEPT’ CLASS R CERTIFICATE WILL BE MADE THROUGH THE ‘BOOK-ENTRY FACILITIES OF THE DEPOSITORY TRUST CO, CLEARSTREAM BANKING, SOCIETE ANONYME, AND EUROCLEAR SYSTEM.

    DELIVERY OF THE ‘CLASS R’ CERTIFICATES WILL BE MADE IN PHYSICAL FORM AT THE OFFICES OF LEHMAN BROTHERS INC.
    NEW YORK, NY

    MORTGAGE LOANS ORIGINATED BY VARIOUS BANKS AND MORTGAGE LENDING INSTITUTIONS

    SELLERS:
    LEHMAN CAPITAL, A DIVISION OF LEHMAN BROTHERS HOLDINGS INC.

    CERTIFICATES OFFERED BY THIS PROSPECTUS SUPPLEMENT WILL BE PURCHASED BY LEHMAN BROTHERS INC. and Lehman Brothers Bank, FSB will sell the mortgage loans to the Depositor.

  30. Directors, Officers, Attorneys, Accountants, Bankers, Agents, et al.)
    Last Filing Signatory

    3/30/06 Rick Skogg Signatory with 116 Registrants for Bayview, Lehman, SASCO Mortgage Loan Trusts, Strucutred Adjustable Mortgage Loan Trusts, Structured Asset Investment Loan Trusts, Structured Asset Sec Corp Mort Pas Thr Cert Series, Structured Asset Securities Corp formerly Structutred Asset Sec Corp Series 1998-2,

    3/31/06 Rick W. Skogg 111 Registrants:
    American Residential Eagle Bond Trusts, Amoritizing Residential CollaterTr Mort Pass Thru Cert Series, Bayview Financial Corp Mortgage Pass Thru Cert Ser, GSR Mortgage Loan Trusts, Harbourton Financial services LP formerly JHM Mortgage Securities LP, Lehman Sarm, Mortgage Pass-Through Certificates, Structured Adj Rate Mortgage & Mortgage Loan Rate & Loan Trust, Structured Adj Rate Mor Loan Trust Mort Pas Thru Cert Series, Structured Asset Securities Corp (formerly Structured Asset Sec Corp Series 1998-2,

    3/14/03 Rick W. Skoggs
    (1) Registrant:
    Structured Asset Sec Corp Mort Pass Thru Certs Ser 03 4
    c/o 101 Hudson St
    33rd Floor
    Jersey City, New Jersey 07032
    SEC CIK# 1221461
    Incorporated in DE
    204-524-2320
    SIC Code: Asset-Backed Securities 3/31/04
    3/3/03 – 424B5 Registrations: Prospectus
    Rule 424(b)(5)

    MASTER SERVICER:
    AURORA LOAN SERVICES INC.

    UNDERWRITER:
    LEHMAN BROTHERS

    2/28/2003 DELIVERY OF CERTIFICATES OFFEREED
    ‘EXCEPT’ CLASS R CERTIFICATE WILL BE MADE THROUGH THE ‘BOOK-ENTRY FACILITIES OF THE DEPOSITORY TRUST CO, CLEARSTREAM BANKING, SOCIETE ANONYME, AND EUROCLEAR SYSTEM.

    DELIVERY OF THE ‘CLASS R’ CERTIFICATES WILL BE MADE IN PHYSICAL FORM AT THE OFFICES OF LEHMAN BROTHERS INC.
    NEW YORK, NY

    MORTGAGE LOANS ORIGINATED BY VARIOUS BANKS AND MORTGAGE LENDING INSTITUTIONS

    SELLERS:
    LEHMAN CAPITAL, A DIVISION OF LEHMAN BROTHERS HOLDINGS INC.

    CERTIFICATES OFFERED BY THIS PROSPECTUS SUPPLEMENT WILL BE PURCHASED BY LEHMAN BROTHERS INC.

  31. HI I AM ASKING FOR FINANCIAL DONATIONS URGENTLY.
    SO I CAN FIGHT DEUTSCHE BANK IN COURT
    I AM FACING FORECLOSURE EVICTION.
    SORRY I HAVE NO CHOICE BUT TO ASK FOR THIS.
    THOSE WILLING TO GIVE, I DO NOT MIND SENT YOU A PICTURE OF MY SELF, SO YOU KNOW WHO I AM,
    917 254 2749

  32. EVERYONE CHECK THIS OUT!

    http://www.co.guilford.nc.us/departments/rod/fraud.html

    Guildford County , NC has a spreadsheet on all its robosigners- inc Linda Green. They just had a press release demanding all foreclosure stopped due to ROBOSIGNERS!

  33. HIGHLIGHTS FROM THE AHMSI LETTER TO 60 MINUTES:

    “In addition to transferring the mortgage through an unrecorded assignment at the time the assignee securitization trust obtains the loan, it has been industry practice for the loan servicer to have an assignment of mortgage executed and recorded in the name of the trustee for the securitization trust typically shortly before a foreclosure action is commenced. This latter assignment would be recorded to put record title into the name of the owner or holder of the loan, to eliminate any confusion about the assignee being the appropriate plaintiff to commence the foreclosure action. However, this assignment would not act to transfer ownership or holder status to that assignee, which occurred earlier, as explained above.

    Although there exists a signed and notarized unrecorded assignment of mortgage in favor of the securitization trustee in a loan file maintained under contract by a custodian retained by the trust, in most cases it is very burdensome and costly to obtain that old, original assignment and more troublesome to record it, which is a document in favor of blank (that is, the name of the assignee is not filled in) and is dated, signed, and notarized years ago; it is generally less burdensome, more efficient, and less expensive to have foreclosure counsel review the current state of title and counsel or a document preparer prepare, sign, notarize, and record a currently prepared assignment, pursuant to appropriate corporate authority.”

    ENTIRE LETTER BELOW

    http://4closurefraud.org/2011/04/07/60-minute

  34. Who is EOS?

    AND WHAT HAS AURORA BANK GOT TO DO … GOT TO DO WITH IT

    IT – an indirect wholly-owned subsidiary of Lehman Brothers Holdings Inc.

    Lehman Brothers Holdings Inc. with its subsidiaries owns all of our common stock ‘EOS Preferred Corp’ PRIOR TO THE MERGER WITH AURORA BANK, WE WERE A SUBSIDAIRY OF CAPITAL CROSSING BANK A FEDERALLY INSURED MASSACHUSETTS TRUST COMPANY.

    On 2/14/20076 Capital Crossing Bank was acquired by Aurora Bank through a two-step merger transactions.

    An interim thirft subsidiary of Aurora Bank was merged into Captial Crossing Bank.

    Immediately following such merger, Captial Crossing Bank was merged into Aurora Bank. Under the terms fo the agreement, Lehman paid $30 per share…

    All of the MORTGAGE ASSETS in our loan portfolio 6/30/2010 acquired from Captial Crossing Bank or Aurora ZBank and it is anticipated that substantially all additional MORTGAGE ASSETS if acuqired in the future will be acquired from AURORA Bank.

    Aurora Bank administers our day-to-day activiteis in its ROLES as SERVICER under the Master Servicer Agreement, as amended, entered into between Aurora Bank and EOS (Master Servicing Agreement) and as an advisory under the ADVISORY AGREEMENT, as amended enteredinto between Aurora Bank and EOS the Advisory Agreement.

    There is a Material. Seems to be a managing company from a foreign goverment who will at long-arm reach will be a call center for Legal.

    ‘DO NOT NOTIFY ANYONE OUTSIDE OF EOS
    -including a customer whose records have been subpoenaed
    -about any govermental or regulatory subpoena or similar legal process unless the applicable legal personnel has authorized you to do so.
    – If you receive an inquiry from someone outside EOS you should ‘POLIETELY STATE” THAT YOU ARE NOT PERMITTED TO DISCUSS SUCH NMATTERS. Immediately thereafter you should notify the appropriate legal personnel about the inquiry.

    If you receive a vist from a representative of a regulatory entity or federal state authority you should POLIETLY request the representative’s name, affiliation, purpose of the visit, identification card or badge, then ask the representative to wait in a location away from busienss activities.

    (You know I saw Calinda on GOOD WIFE try to sneak into an agency just like this one)

    In this SEC DOCUMENT, they suggest
    (an empty conference room, for example).

    Whil you IMMEDIATELY NOTIFY THE APPROPRIATE LEGAL PERSONNEL.

    SIMILARILY, you are not normally permitted to contact any REGULATORY ENTITY or any GOVERNMENTAL AUTHORITY ON BEHALF OF EOS WITHOUT PRIOR APPROVAL OF THE APPROPRIATE LEGAL PERSONNEL.

    Now what about Aurora Bank FSB?
    How does that relate at all to CERTIFICATEGate

    That’s the point – smoke and mirros

    EOS Preferred Corporation

    ARTICLE II
    PURPOSE
    2.1 PURPOSE. The Corporation is being formed to engage in the real estate business and to engage in any other lawful act or activity for which corporations may be organized under the Massachusetts Business Corporation Law. The foregoing purposes shall be in no way limited or restricted by reference to, or inference from, the terms of any other clause of these Restated Articles of Organization, and each shall be regarded as independent. The foregoing purposes are also to be construed as powers of the Corporation, and shall be in addition to and not in limitation of the general powers of corporations under the laws of the Commonwealth of Massachusetts. However, notwithstanding the foregoing and any other provisions of the Restated Articles of Organization, the Corporation may be operated solely for the purpose of performing functions which Aurora Bank, FSB, a federal savings bank, or any successor (the “Bank”) is empowered to perform directly in accordance with 12 C.F.R. Part 559.
    2.2 REAL ESTATE INVESTMENT TRUST. Without limiting the generality of the foregoing purposes, business and objects, at such time or times as the Board of Directors of the Corporation determines that it is in the interest of the Corporation and its stockholders that the Corporation engage in the business of, and conduct its business and affairs so as to qualify as, a real estate investment trust (as that phrase is defined under Section 856 of the Internal Revenue Code of 1986, as amended (the “Code”)), the purpose of the Corporation shall include engaging in the business of a real estate investment trust (“REIT”). This reference to such purpose shall not make unlawful or unauthorized any otherwise lawful act or activity that the Corporation may take that is inconsistent with such purpose.

    4.1.2 LIQUIDATION RIGHTS. In the event of any voluntary or involuntary liquidation, dissolution, or winding-up of, or any distribution of the assets of, the Corporation, the assets of the Corporation shall be distributed to the holders of the Common Stock and the Preferred Stock, but as to the Preferred Stock only according to the terms of the Preferred Stock, including, without limitation, Section 4.3 hereof. Distributions may be made to holders of Common Stock of the Corporation prior to, contemporaneously with, or following any such distributions to the holders of Preferred Stock of the Corporation subject to the rights of the holders of such Preferred Stock. Payment(s) to holders of the Common Stock of the Corporation pursuant to this Section 4.1.2 may be made in cash, in-kind, or in any combination thereof.

    And that my friends is how the MASTER SERVICER
    moves currency up for the benefit of (1) OWNER how has superior liens before common stock holders, before investors and before the United States Goverment.

    http://www.secinfo.com/dsvr4.r2BK1.d.htm

    Now will the IRS investigate each year the morphing since December 31, 1999? Did the REIT status hold up under the subordination? sub-subordiantion? or perhaps because I read the highlights I missed where that even mattered anymore.

    (ii) The Corporation may, at any time after the occurrence of a Tax Event (as defined below) and with the prior written consent of the OTS or any successor agency, redeem either all issued and outstanding shares of Series A Preferred Stock, Series C Preferred Stock or Series D Preferred Stock, each separately in whole, but not in part, at a redemption price equal to the then Outstanding Liquidation Amount per share. The Corporation may, in its sole discretion, elect to redeem all outstanding shares of Series A Preferred Stock without redeeming any shares of the Series C Preferred Stock or Series D Preferred Stock, and may elect to redeem all outstanding shares of Series C Preferred Stock without redeeming any shares of the Series A Preferred Stock or Series D Preferred Stock, and may elect to redeem all outstanding shares of Series D Preferred Stock without redeeming any shares of the Series A Preferred Stock or Series C Preferred Stock. “Tax Event” means the receipt by the Corporation of an opinion of counsel in form and substance satisfactory to the Corporation to the effect that, as a result of (A) any amendment to, clarification of, or change (including any announced prospective change) in, the laws or treaties (or any regulations thereunder) of the United States or any political subdivision or taxing authority thereof or therein affecting taxation, (B) any judicial decision, official administrative pronouncement, published or private ruling, regulatory procedure, notice or announcement (including any notice or announcement of intent to adopt such procedures or regulations) (“Administrative Action”) or (C) any amendment to, clarification of, or change in the official position or the interpretation of such Administrative Action or any interpretation or pronouncement that provides for a position with respect to such Administrative Action that differs from the theretofore generally accepted position, in each case, by any legislative body, court, governmental authority or regulatory body, irrespective of the manner in which such amendment, clarification or change is made known, which amendment, clarification, or change is effective or such pronouncement or decision is announced on or after the date of issuance of the Series A Preferred Stock, the Series C Preferred Stock or the Series D Preferred Stock, that (x) dividends paid or to be paid by the Corporation with respect to the capital stock of the Corporation are not, or will not be, fully deductible by the Corporation for United States federal or Massachusetts income tax purposes or (y) the Corporation is otherwise unable to qualify as a real estate investment trust pursuant to Section 856 of the Internal Revenue Code of 1986, as amended.

    For those employees outside of the legal or compliance departments who deal with regulatory entities and governmental authorities on a routine basis as part of their job function, referral to the legal or compliance department is appropriate where an inquiry or contact is out of the ordinary course of business or involves a potential legal or disciplinary action of any kind.

    Employees of EOS are not authorized to accept service of any legal process addressed to EOS. All service must be made through EOS’ registered office (in Massachusetts).
    You should not contact a complainant or his/ her legal representative without first speaking with legal or compliance personnel. In addition, bear in mind that a person who is the subject of a customer complaint may not settle the matter without the knowledge and consent of the legal or compliance personnel.
    As is the case with inquiries from governmental or regulatory authorities, all inquiries or documents received from any attorney or legal representative not affiliated with EOS must be directed immediately to the appropriate legal or compliance contact.

  35. Captial Crossing and Atlantic Preferred Capital and Lehman Brothers…

    March 2000 the Annual Report is filed called the 10K 12/31/1999.

    Non-Fictional ‘story’board consumers can understand and relate to how Aurora Loan Services as Master Servicer with Lehman Brothers Holdings Inc. operates.

    ——————————–
    In the beginning,

    Atlantic Preferred Capital is a majority-owned subsidiary of Captial Crossing.

    Operations are consolidated with those of Captial Crossing’s financial reporting & regulations & part of a nationawide electronic banking network.

    MASTER MORTGAGE LOAN PURCHASE AGREEMENT:

    Captial Crossing delivers (or causes to be delivered) to Atlantic Preferred Captial the
    MORTGAGE NOTE with respect to each MORTGAGE ASSET

    (together with all amendments and modifications thereto)

    ENDORSED IN BLANK, the original certified copy of the mortgage

    (together with all amendments and modifications thereto) with evidence of recording indicated thereon.

    IF AVAILABLE an Original or certified copy of an Assignment of the Mortgage in recordable form.

    Such documetns are initially held by Capital Crossing, acting as CUSTODIAN for Atlantic Preferred Captial pursuant to the terms of the MASTER SERVICER AGREEMENT.

    MASTER MORTGAGE LOAN PURCHASE AGREEMENT:

    CAPITAL CROSSING makes certain representations and warranties with respect to the MORTGAGE ASSETS for the BENEFIT of
    Atlantic Preferred Capital.

    Information provided with respect to MORTGAGE ASSETS, LIENS, validity of Mortgage Documents, and compliance with LAWS!

    Capital Crossing is obligated to repurchase any mortgage asset sold by it to Atlantic Preferred Captial as to which there is a material breacfh of any such representation or warranty.

    UNLESS… Atlantic Preferred Captial permits Captial Crossing to SUBSTITUTE other QUALIFIED MORTGAGE ASSETS for SUCH MORTGAGE ASSET.

    Capital Crossing indemifies Atlantic Preferred Captial for damages or costs resulting from any
    breach.

    REPURCHASE PRICE for any mortgage asset is asset’s net carrying valule plus accrued and unpaid interest on the date of REPURCHASE.

    Atlantic intends to acquire substantially all of such mortgage assets from Captial Crossing…only rules such assets must be eligible to be held by a REIT.

    Atlantic Preferred Capital intends to acquire only performing loans from Capital Crossing.

    Atlantic Preferred Captial may acquire mortgage assets from unrelated third parties.

    Atlantic Preferred Capital may acquire other assets eligible to be held by REITS.

    Atlantic Preferred Capital intends to operate in a manner that will not subject it to regulation under Investment Co. Act of 1940, as amended.

    Atlantic Preferred Capital does not intend to:

    -invest in the securities of other issuers for purpose of exercising control over such issuers;
    -underwrite securities of other issuers;
    -actively trade in loans or other investments;
    -offer securities in exchange for property;
    -make loans to third parties, including without limitation officers, directors or other affiliates of Atlantic Preferred Captial.

    Atlantic Preferred Capital purchase SERIES A preferred shares in open market or otherwise.
    Atlantic Preferred Captial has no present intention of repurchasing any shares of its capital stock. (Allocation to each of the 4 owners and their spouses towards bottom).

    When in Atlantic Prefereed Captial best interest will revoke its REIT status.

    12/31/1999 LOANS Key Loctions:
    California 26.75%
    Massachusetts 25.58%
    Connecticut 10.98%
    New Hampshire 6.31%
    New York 6.09%
    Rhode Island 3.84%
    Arizona 3.20%
    Florida 2.74%
    New Jersey 2.55%
    Virginia 2.10%
    Maine 2.02%
    All Others 7.86%

    Having Doubled Loans acquired over 5 Years

    Factors considered in acquiring loans:

    -yield expected to be earned;
    -geographic location;
    -servicing restrictions;
    -type & value of collateral securing laons;
    -lenght of time loan performed in accordance with terms;
    -recourse nature of debt;
    -age and performane of loans;
    -resources of borrowers or guarantors;
    -and last but not least the amount it may REALIZE through collection efforts or foreclosure and sale of collateral property, net of expenses, costs required to complete the collection or foreclosue process in event loan becomes non-performing or is non-performing at the purchase date.

    How does Capital acquire a new portfolio of loans:
    Acquistion Review –
    -evaluation of SELLER’s loan documentation;
    -Value of Collateral determined by INHOUSE —–Appraisal GROUP (factors):
    -type of property,
    -condition,
    -locations,
    -its highest and best use.
    -Local real estate appraiser consulted.
    -NEW TITLE SEARCHES and TAX REPORTS may be obtained.

    UPON ACQUIRING A LOAN POOL, PURCHASE OF A LOAN POOL, EACH LOAN IN THE POOL IS ASSIGNED TO A LOAN OFFICER.

    In managing purchased loans, the loan officers seek good relationships. Then in the event a purchased loan becomes delinquent, Capital Crossing aggressively pursues repayment.

    Captial Crossing in a non-performing loan may pursue alternatives inlcuding restrucing loans to levels supported by existing collateral and debt service capabilities.

    DURING RESTRUCTURING PERIOD, Atlantic Preferred Captial, does not recognize interest income on such loans unless regular payments being made.

    In instances where the loan is not restructured, Capital Crossing aggressively pursues repayment, foreclosue, or in certain instances, a deed-in-lieu-of foreclosue.

    Sometimes Capital Crossing acquires non-performing loans which are part of the pool of purcahsed laons.

    Atlantic Preferred Capital determines contractual delinquency of purchase loans rather than origiantion date.

    Such loans not considered delinquent until 90 days pas due from CAPITAL CROSSINGS PURCHASE DATE.

    Interest Income on purchased non-performing loans is generally recognized on the cost recovery method, whereby any amounts received are applied against the recorded amount of the loan.

    Capital Crossing is SERVICING AGENT for Atlantic Preferred Captial.

    Atlantic Preferred Capital does not anticiapte it will engage in business of originating mortgage loans.

    Atlantic Preferred Captial does not expect to compete with mortgage conduit programs, investment banking firms, S&L, banks, thirft & laon assocaitions, finance companies, mortgage bankders or insurance companies in acquiring mortgage assets from Captial Crossing.

    Captial Crossing, however, faces significant competition in the purchase and origination of mortgage loans.

    The banking industry in the United States is part of the broader financial services industry. This industry also includes insurance companies, mutual
    funds, consumer finance companies and the securities brokerage industry.

    In 1994, the U.S. Congress enacted legislation that will allow, under different implementation guidelines, bank holding companies and banks to acquireor merge with depository institutions across state lines.

    In 1996, Massachusetts enacted interstate banking laws in response to the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994.

    The laws permit, subject to certain deposit and other limitations, interstate acquisitions, mergers and branching on a reciprocal basis.

    Competition in Capital Crossing’s primary market area could increase in the event that financial institutions from other jurisdictions branch into Massachusetts or merge with Massachusetts-chartered banks.

    In 1999, the U.S. Congress enacted the “Gramm-Leach-Bliley Act of 1999″ (the”1999 Act”). Under the 1999 Act, banks are no longer prohibited from associatingwith, or having management interlocks with, a business organization engaged
    principally in securities activities.

    The 1999 Act permits bank holding
    companies that elect to become financial holding companies to engage in defined
    securities and insurance activities as well as to affiliate with securities and insurance activities. The 1999 Act also permits banks to have financial subsidiaries that may engage in certain activities not otherwise permissible

    Atlantic Preferred Capital intends that each loan acquired from Capital
    Crossing in the future will be a whole loan, and will be originated or acquired
    by Capital Crossing in the ordinary course of its business.

    Atlantic Preferred
    Capital also intends that all loans held by it will be serviced pursuant to the
    master service agreement.

    A loan purchased by the Bank is considered impaired when, based on current
    information and events, it is determined that estimated cash flows are less than
    the cash flows estimated at the date of purchase.

    Richard Wayne…………………… 47 President, Director
    John L. Champion……………… 51 Treasurer, Director
    Bradley M. Shron…………………. 43 Clerk
    Nicholas W. Lazares……….. 48 Director
    Jeffrey Ross………………………… 55 Director
    Michael J. Fox, M.D. …………….. 53 Director

    Jeffrey Ross Partner of Ross Fialkow Capital Partners of Boston, Massachusetts and Director Atlantic Preferred Captial since 4/1999.

    Beneficial Owners:
    Capital Crossing Bank 100 Shares Common Stock
    900 Series B Preferred 90%John L. Champion (2,3) 2 Series B Preferred (4)
    Nicholas W. Lazzres (3) 2 Series B Preferred (4)
    Bradely M. Shron (2) 2 ”
    Richard Wayne (2,3) 2 ”
    Jeffrey Ross (3) 0 ”
    Michael J. Fox (3) 0 ”
    All executive officers and directors as a group
    (4 persons) 8 Series B Preferred Shares

    All Beneficial Owners Name c/o Atlantic Preferred Capital Corp, 101 Summer St, Boston, MA 02110

    (2) Executive Officer of Atlantic Preferred Capital
    (3) Director of Atlantic Preferred Capital
    (4) Includes 1 share held of record by such
    exec officer / director’s spouse

    SERVICING AGREEMENT:
    Mortgage Assets serviced by Captial Crossing pursuant to terms of MASTER SERVICING AGREEMENT
    RECEIVES FEES PAYABLE MONTHLY ON GROSS OUTSTANDING PRINCIPAL BALANCES OF LOANS SERVICED! ATLANTIC PREFERRED CAPTIAL INCURRED $328,000 IN SERVING FEES PAYABLE TO CAPTIAL CROSSING BANK.

    MASTER SERVICE AGREEMENT
    Requires Captial Crossing to service loan portfolio in a manner substantially the same as for similar work performed by Captial Crossing for transactions on its own behalf.

    Capital Crossing collects and remits P&I payments, maintains perfected collateral postions,
    submits & pursues insruance claims;
    inititates & supervises foreclosue proceedings on the loan portfolio it services.

    Captial Crossing also provides accounting & reporting services required by Atlantic Preferred Captial for such loans.

    Captial Corssing may also be directed by Atlantic Preferred Capital at any time during servicing process, to dispose of any loans which become classified, placed in a nonaccrual status or are renegotiated due to financial deterioration of borrowers.

    Captial Crossing is required to pay all expenses related to performance of its duties under MASTER SERVICE AGREEMENT.

    MASTER MORTGAGE LOAN PURCHASE AGREEMENT
    Captial Crossing required to repurcahse, at request of Atlantic Preferred Capital, any mortage loan it sold to Atlantic Preferred Captial in the event of any such representation or warranty is untrue.

    The repurchase price for any such mortgage loan is the outstanding net carrying value thereof plus accrued and unpaid interest thereon at the date of repurchase.

    Capital Crossing may institute foreclosue proceedings, exercise any power of sale contained in any mortgage, or deed of trust, obtain a deed in lie of foreclosue or otherwise acquire title to a mortgage property underlying a mortage loan by operation of law or otherwise in accordance with the terms of the master service agreement.

    The MASTER SERVICE AGREEMENT may be termianted any time by written agreement either upon 30 days notice, and appointment of a successor servicer.

    MASTER SERVICER agreement will automatically terminate if Atlantic Preferred Capital ceases to be an affiliate of Capital Crossing.

    Capital Crossing remits daily to Atlantic Preferred Captial all P&I collected on loans serviced by Captial Crossing for Atlantic Preferred Capital.

    When any mortgage property underlying a mortgage loan is conveyed by a mortgagor, Capital Crossing, upon notice thereof, will enforce any due-on-sale clause contained in the mortgage loan.

    Terms of a particular mortgage loan may provide Captial Crossing is prohibited from exercising due-on-sale clause under certain circumstances related to the security underlying the mortage loan and the BUYERS’s ability to fulfill the obligations under the related mortage NOTE.

    Finally, Advisory Agreement

    Capital Crossing as Advisor is reponsible for:

    loan portfolio credit quality held by Atlantic Preferred Capital;

    advising acquistions, managemetn, financing and disposition of its loans and other assets;

    maintaining corporate and shareholder records fo Atlantic Prefered Capital.

    Captial Crossing may, subcontract all or a portion of its obligations under advisory agreement to one or more of its affiliates involved in the business of managing mortgage assets, subcontract all or portion of its obligations under advisory agreement to unrelated third parties.

    Captial Crossing will not be relieve in any respect from its obligations under the advisory agreement due to subcontracting.

    http://www.secinfo.com/dRqWm.9rNs.htm#4nwh

    Advisory Agreement Term of 5 years. Will thereafter be renewed annualy unless notice of nonrenewal is delivered to Capital Crossing by Atlantic Preferred Capital.

    After the initial 5 year period, the Advisory Agreement may be terminated in writing 90 days prior notice as long as any Series A preferred shares remain outstanding, must be approved by BOD, and majority of independent directors.

    Other than servicing fee and advisory fee Captial Crossing not entitiled to any fee for providing advisory and management services to Atlantic Preferred Captial.

    GUARANTY AND PLEDGE OF ASSETS

    Atlantic Preferred Captial has guaranteed certain obligations of the BANK and has agreed to pledge certain of its assets in connection with advances the bank may receive from FEDERAL HOME LOAN BANK OF BOSTON FHLB. 12/31/1999 THE BANK AHD NO OUTSTANDING FHLB ADVANCES.

    10K provides
    Exhibit 3.1 Restated Articles of organization of Atlantic Preferred Captial
    3.2 Amended and Restated By-Laws
    4.1 Specimen of certificate Series A preferred shares
    10.1 Master Mortgage Loan Purchase Agreement
    between Atlantic Preferred Captial & Capital Crossing Bank
    10.2 Master Servicer Agreement ..
    10.3 Advisory Agreement ….
    10.4 Form of Letter Agreement …. issuance of certain securities
    27.1 Financial Data Schedule

    10K Exhibit 3.1 & 3.1 Commission File 000-25193
    Form S-11 No 333-66677 filed 11/3/1998 as amended.

    http://www.secinfo.com/dRqWm.5eDq.htm

    In the beginning you’ll read:

    All transactions are fair to all parties including price paid and received for mortgage assets on their acquistion and disposition by Atlantic Prefered Capital or in connection with the servicing of such mortgage assets.

    No assurance such transactions or agreements will be on terms as favorable to Atlantic Preferred Captial and its unaffiliated third parties.
    http://www.capitalcrossing.com and its leasing facility in Moberly Missoura (finance business activities of individuals and small companies).

    transactions provide higher levels of profitability – business lines – include:

    acquistion and origiantion of loans secured at a discount from their outstanding principal balances;

    leasing thru its wholly-owned subsidiary Dolphin Captial Corp

    acquisitions of Mortgage Plus
    Incorporated, renamed FIRSTPLUS Financial West, Inc. (“FIRSTPLUS West”), and
    First Security Mortgage Corp., which the Company operates as its FIRSTPLUS East
    division (“FIRSTPLUS East”), the Company acquired certain loan origination
    programs that do not directly adhere to the Company’s securitization parameters.
    Consequently, loans originated through such programs (“non-strategic loans”) are
    sold to other lenders on a whole-loan basis with all servicing rights released.

    /s/ Atlantic Preferred Capital Corp
    3/27/2000
    Richard Wayne
    President

    Richard Wayne Signatory with following 7 Registrants:

    Digital Lighthouse Corp [ formerly Etinuum Inc ]
    EOS Preferred Corp [ formerly Capital Crossing Preferred Corp ]
    FHB Formation LLC
    Fidelity Investment Trust
    Northeast Bancorp/ME [ formerly Bethel Bancorp ]
    Wayne Richard
    Wyeth [ formerly American Home Products Corp ]

    Signatory Interest in the Following REGISTRANT:

    Northeast Bancorp/ME [ formerly Bethel Bancorp ]

    Surely of interest:

    Fidelithy Investment Trust
    82 Devonshire St
    Boston 190
    Fidelity Overseas FUnd 12/28/86
    Symbols
    FISMX, FDIVX FDIV
    SECCIK# 744822
    NO IRS#

    Similarly-Named Registrants
    Fidelity Asset Investment Trust [ now Fidelity Capital Trust ]
    Fidelity Capital Investment Plans
    Fidelity Central Investment Portfolios II LLC
    Fidelity Central Investment Portfolios LLC
    Fidelity Investment Series [ now Fidelity Garrison Street Trust ]
    Fidelity Systematic Investment Plans
    Fidelity Trend Investment Plans
    Fidelity Unit Investment Trusts [ formerly Fidelity Defined Trusts ]
    Salem Investment Pfas Fidelity Magellan Fund

    FMR CORP 7/17/92 & FIL LTD

    Fidelity International LTD 9/29/92
    PO Box H.M. 670
    Hamilton Bermuda SEC CID 318989

    Rac Financial Group 9/11/95
    3965 Phelan Blvd Suite 209
    Beaumont TX 77707
    Incorporated in NV
    IRS 75-2561085
    RAC Financial Group Inc. 75-2561052 FormS-1
    operates under trade name FIRSTPLUS
    Originates, purchases, services and sells consumer finance receivables, substantially all of which are home improvement, or debt consolidation loans secured primarily by second liens on real property.

    Sells substantilly all of its conventionaly Loans and Title I Loans (strategic loans) thru its securitization program and retains rights to service these loans.

    The Company’s principal origination channel is its network of regional
    independent correspondent lenders. Correspondent lenders tend to be commercial
    banks, thrifts or finance companies that do not have the infrastructure to hold
    and service portfolios of Conventional and Title I Loans. The Company’s
    correspondent lenders originate loans using the Company’s underwriting criteria
    and sell these loans to the Company. During fiscal 1995 and the nine months
    ended June 30, 1996, the Company originated loans through correspondent lenders
    (“Correspondent Loans”)

    In early 1996, the Company expanded its efforts to originate loans directly
    to qualified homeowners (“Direct Loans”). The Company originates Direct Loans
    through direct mail and advertising campaigns and referrals from its nationwide
    network of independent home improvement contractors. The Company is pursuing a
    strategy to increase its Direct Loan originations because the Company believes
    that Direct Loans should prove to be more profitable and allow the Company to
    have better control over the quality and size of the Company’s production. To
    achieve this goal, the Company is attempting to develop national recognition of
    the FIRSTPLUS brand name through increased advertising and the use of celebrity
    spokespersons, such as Dan Marino, a professional football player with the Miami
    Dolphins. The Company is expanding its direct mail and telemarketing campaigns,
    hiring direct-to-consumer marketing professionals and increasing its
    local-market presence by acquiring or opening additional branches.

    SEC CID 1000368
    Mailing Add: 1750 Regal Row, Dallas TX 75247
    Renamed First Plus Financial Group
    Symbols FPFX, FP, FPW, FPFG, Firstplus
    Personal Credit Institutions
    Filing Agent: Merrill corp

  36. Who is Capital Crossing?
    1st filing SEC 11/3/98 – Last Filing 3/31/11
    Capital Crossing Preferred Corp
    [ now EOS Preferred Corp ] ‘ CCPC’ Symbol
    SEC 1072806

    Current Report (8K)
    Atlantic Preferred Capital Corp
    101 Summer Street
    Boston, MA 02110
    IRS 04-3439366
    617-880-1000

    12/31/1999 ‘CHB Realty Corp, the sole holder of common stock was dissolvede by CHB’s parent, Captial Crossing Bank.

    1/31/2000 /s/ John L. Champion Treasurer

    10K Annual Report 1999
    Atlantic Preferred Captial created to acquire and hold real estate mortgage assets in a cost-effective manner.

    Provide Captial Crossing with additional means of raising captial for federal and state regulatory purposes.

    Atlantic Preferred Captial operates in a manner that allows it to be taed as a real estate investmenet trust REIT under IRC 1986. Atlantic Preferred Captial will generallynot be required to pay federal income tax if it distributes its earnings to its stockholders and continues to meet a number of other requirements.

    In the beginning…
    3/31/1998 something magical happened in the accounting world where mortgage loans were transfered to preferred stock that the owners of don’t have to pay federal taxes. Is this known as a shell company? Pass through agency?

    As related to being worthy of the private family ‘R’s’ allowing UNDERWRITER Lehman to acquire ….

    The ‘Underwriters’ exercise of overallotment option…

    Atlantic Preferred Captial’s principal business objectie to acquire and hold mortgage assets that will generate net income for distribution to stockholders!

    All of the mortgage assets in Atlantic Preferred Captial’s loan portfolio 12/31/1999 acqired from Capital Crossing.

    Anticipated all additional mortgage assets will be acquired from Capital Crossing.

    Atlantic Preferred Captial’s loan portfolio 12/31/1999 consisted primarily of mortgage assets secured by commercial or multi-family properties.

    Atlantic Preferred Captial, in its roles as SERVICER under the MASTER SERVICER AGREEMENT, and as ADVISOR under the ADVISORY AGREEMENT, are administered by Captial Crossing.

    Atlantic Preferred Captial pays Capital Crossing annual servicing fee equal to .20%, and an annual advisory fee equal to .05%.

    Captial Crossing and its affiliates have interests that are not identical to those of Atlantic Preferred Capital.

    Conflicts of interest will arise with respect to transactions including without limitation:

    Future acquistions of mortgage assets from Captial Crossing or its affiliates;

    servicing of mortgage assets, particularly with respect to mortgage assets that become classified or placed on nonaccural status; and

    the modification of the advisory agreement and the master servicer agreement….

  37. 12/31/2008 – Nothing has changed but your perception that Aurora is a federal savings bank and has absolutely nothing to do with CERTIFICATEGATE or CLOUDEDTITEGATE or FORECLOSUEGATE

    1 * LEHMAN BROTHERS HOLDINGS INC. (2272959) NEW YORK NY Thrift Holding Company
    2 -* ^ LEHMAN BROTHERS BANCORP, INC. (3794289) 1 NEW YORK NY Thrift Holding Company
    3 –* ^ LEHMAN BROTHERS BANK, FSB (759072) (renamed in 2009 to Aurora Bank FSB)

  38. BUBBLE ? Who knew what was coming better than
    LEHMAN BROTHERS BANK FSB RSSD 759072
    02/15/2007 ACQUIRED
    CAPTIAL CROSSING BANK.
    Did you really thing they were a FSB?
    They are a national banking association in any acts of ‘Trustee’ in any acts of SERVICER. Why? A number of reasons.

    One must be that the Office of the Comptroller SUPERVISES ‘Servicing’

    The OCC supervises all national banks and their operating subsidiaries, including their mortgage servicing operations

    During Comptroller Duggan’s REIGN OF TERROR, I sure do pray SOMEBODY’s following the money honey. FIVE YEARS he wore HORSE BLINDERS and has a really nice life thanks to all of us.

  39. Parent still:
    Lehman Brothers Holdings Inc. (RSSD ID 2272959)
    Lehman Brothers Bank FSB only renamed in 2009 to Aurora Bank FSB whose pushing currency up to LBHI.

    Who is Aurora Bank FSB (759072 RSSD ID) from Wilmington DE under OTS 0000006069 whose currency flows up to:

    Lehman Brothers Bancorp, Inc. RSSD ID 3794289 in New York who operates under Federal Reserve as a superior consumer using a superior classification “Thrift Holding Comapny” who fees currency to

    Lehman Brothers Holdings Inc RSSD ID 2272959 New York another Thirft Holding Company.

    Funny – Federal Reserve Bank System no longer or never had? ‘Federal Savings Bank’ Institution Type Definition?

    Lehman Bank FSB doing business 2009 forward as Aurora Bank FSB
    1000 N. West St, Suite 200, Wilmington DE 19801
    Primary Federal Regulator OTS (funny one)
    RSSD ID 795072 (old #)
    Routing Transit Number (RTN) 231170136
    FDIC Certificate 30890
    Activity: Savings Instituions (funny one) how big is their passbook account now?

    NEW JERSEY BRANCH (RSSD ID 4175456)
    70 HUDSON STREET JERSEY CITY NJ 07302

    ONLY BRANCH WHO COMES UP IN THE NATIONAL INFORMATION CENTER, FEDERAL RESERVE SYSTEM.

    Institutions Acquired:
    1/31/1981 – Marshallton Savings & Loan Association
    Acquisition Date: 1/31/1981 (RSSD ID 361970)

    Capital Crossing Bank (RSSD ID 1167889) Acquistion Date 2/15/2007.
    ———————————————————–

    So who is Capital Crossing Bank?
    2/29/1988 Atlantic Bank and Trust Co
    200 State St, Boston MA
    Non-member bank

    02/23/1998 Atlantic Bank and Trust Co MOVED
    101 Summer Street
    Boston MA

    09/08/1999 Atlantic Bank & Trust Co RENAMED
    CAPITAL CROSSING BANK

  40. Who is your robo-signer of CERTIFICATE GATE? Lets start a list! You can find who signed off for Lehman Brothers Holdings – look at 10K OFFICER.

  41. Lehman Brothers, Inc. is a Securities Broker/Dealer. RSSD ID 2380144 12/23/1913 located in New York.

    Federal Reserve System’s classification of Securities Broker/Dealer Entities’ primarily engaged in acting as agents (i.e., brokers) between buyers and sellers in buying or selling securities on a commission or transaction fee basis.

    RSSD-ID 2976042
    Lehman Brothers Trust a Non-Depository Trust Company accepts and executes trusts, does not issue currency. Non-Depository Trust Company a Federal Reserve Non-member RSSDID 2911221
    Activity: TRUST, FIDUCIARY and CUSTODY Activities. NOT FDIC INSURED.
    Born 6/28/1996. MOVED ON morphed into new form 1/25/2001.

    Lehman Brothers Trust Company, National Association – Federal Regulator OCC RSSD ID 2976042. Routing Transit Number (RTN) 021052338, FDIC Certificate 57204
    Activity: TRUST, FIDUCIARY, and CUSTODY ACTIVITIES.

    The very date Lehman moved on, no they were renamed? No Institutions reported as ‘acquired’ by the selected instituion.

    01/05/2001 NEUBERGER BERMAN NATIONAL TRUST COMPANY located at 701 5th Ave, Suite 3600, Seatttle Washington was established as a Non-deposit Trust Company – MEMBER (of the Federal Reserve System).

    Ahaaaa moment 11/01/2001
    NEUBERGER BERMAN NATIONAL TRUST COMPANY was renamed to NEUBERGER BERMAN TRUST COMPANY, National Association.
    10/31/2002 NEUBERGERM BERMAN moved to 605 3rd Ave 44th Floor NY NY

    1/1/2005 – Neuberger Berman Trust Company, National Association moved to 605 Third Avenue, 44th Floor New York.

    On 1/1/2005 RENAMED to Lehman Brothers Trust Company, National Association.

    Conglomerate did not go out of business.

    Was the debt moved around in order that the UNITED STATES GOVERNMENTS’ egregious resale of the bogus CERTIFICATEGATE Transactions, Credit Enhancements, Business Insurance feeds the beast? 1/2/2007 LEHMAN Brothers Trust Company, National Association moved to 399 Park Ave, NY NY. ON 4/8/2009, Lehman Brothers Trust Company, National Association moved back to 605 Third Avenue, NY NY. Finally 5/26/2010 Institution is closed.

    Consumers as the weakest link targetted by foreign organizations who coveted your proeprty you are not protected.

    Not even the inferior class of consumer protected categorized ‘investor’ based on $100K or more ‘investment’ in the bogus CERTIFICATES and NOTES.

    Only the superior class of consumer created for Federal Reserve members and nonmembers were protected.

    The Federal Reserve Classifications are a loophole and Congress does nothing allowing owners of foreign organizations to harm the economy, third element of our national security.

    Did Congress approve the superior class of consumers?

    Did Congress modify and Amendment? Create an Act? Create Statutory Laws to protect the welfare of the nation! NO so here we go sorry Mr. Soliman
    Stranger Danger Alert.

    Only those Federal Reserve Members and non-members who area private trusts alike REDWOOD TRUST Inc., who procure credit enhancements and secure the AAA Ratings from MOODY, S&P, FITCh, for the CREEPERS are going to be classified as SENIOR parties who get the cash before the regular ‘joe’ investor.l

    Sorry, investors. No you were not part of the credit enhancements, and special certificates and special notes who have superior claims over INVESTORS!
    On purpose! You bet.

    Lehman Brothers Holdings Inc. UNDERWRITER got all their money upfront and sold all originations and servicing so what are they crying about?

    Once the Bear stopped feeding LBHI regrouped and organized for the intentional fall.

    Lehman Commodities relationship and Aurora Loan Services – Corporate

    Investor Services group manages the risk and operations associated with the purchase and sale of mortgage assets. Our experience from loan set-up to capital market distribution distinguishes us as an industry leader. As one of the largest master servicers in the country, we are uniquely positioned to offer our services to third-party clients.

    Correspondent Lending
    Our experienced Sales and Operations teams work diligently to fund your loans as quickly and efficiently as possible to meet your business needs. Offering you excellent customer service builds the foundation for a long-term, rewarding relationship for years to come. Experience the Aurora advantage today

    Correspondent Portal – The Correspondent Portal offers an easy-to-use, Web-based way to manage an individual or a company loan pipeline. Correspondents can use the portal to upload, float, and lock loans.

    Secure File Upload – Our Secure File Upload allows for the secure exchange of data between Aurora and our business partners and clients

    Residential Subservicing
    We are a rated servicer with a 29 year track record of working with virtually every type of investor, property, and loan product. We integrate industry standard technology and best practices with our own proprietary systems to achieve metrics that meet and exceed industry benchmarks

    https://services.aurorab2b.com/UI/SSL/Authentication/LoginLinks.aspx

  42. I just receive a complaint file against me in a foreclosure case with Aurora Loand Services, LLC. The law office representing them in te case is McCabe, Weisberg and Conway, P.C. Ever heard of them before?

  43. Wonder why they did not keep their EVP E. Todd Whittemore?
    Maybe they wanted him at long-arms reach?
    Article 2/7/21 listed updated November 2010:
    A List of Mortgage Closures, Mergers and Layoffs
    21Feb07Aurora – stopped wholesale and correspondent lending
    Aurora Loan Services – 160 employees laid off
    Aurora Loan Services – laid off 70 in Florida,
    139 in NJ
    Aurora Loan Services – cut 93 jobs in El Toro, CA
    AURORA’ IS A PRETENDER LENDER. NEVER A LENDER THEY ARE SINCE 2005 A ‘LOAN MITIGATOR’ FOR LEHMAN COMMODITIES.
    AUROA LOAN SERVICES
    http://www.thetruthaboutmortgage.com/a-list-of-recent-mortgage-closures-mergers-and-layoffs

  44. […] Source: Livinglies’s Weblog […]

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