BOA-FOOTHILLS-NORWEST-CONDOR CONNECTIONS FOR SECURITIZATION RESEARCH

SUBMITTED BY MARY COCHRANE

This data is related to BOA and RECON….

 Foothill Capital Corp CA, &
 Norwest Corp (NORWEST) a bank holding corp laws of DE,
 the Company will be a wholly owned subsidiary of Norwest.

Amendment 2/1/95:
Revolving Credit Agreement
Foothill Capital Corp, CA Corp, subsidiary of The Foothill Group, Inc. Parent.

the banks
-Bank of America National Trust and Savings Association, as a bank and agent

Recitals:
-other than Long-Term Credit Bank of Japan, LTD (LTB)
NationsBank of Georgia, N.A. (Nations)
Bank of America National Trust & Savings Association (BOA) as Agent

Foothills Capital Corp, Inc. and BOA as Agent

LTB, NATIONS & NORWEST have each agreed to become new banks under the Agreement

BOA bank & agent & Foothills Capital Inc & Foothill Capital desire to amend agreement to reflect LTB, NATIONS, NORWEST become New Banks.

(“Foothill Group” “parent company”) is a
specialized financial services engaged in asset-based commercial lending
through Foothill Capital Corporation (“Foothill Capital”) & money management
services through Foothill Group

Since 1970 makes revolving credit & term loans to companies generally unable to secure financing from traditional lending sources

1988 Foothill Group established money mgmt business to capitalize on experience.
-lending to & investing in debt securities of financially troubled borrowers.

Foothill Group operates two LP’s for institutional investors – invest in debt securities or claims of financially troubled companies

Investments’ are in companies may be involved in restructuring or reorganization under Federal Bankruptcy Code.

Foothill Group acts as General Partner earning mgmt fees as well as incentive compensations based upon distributed profits in excess of specified rates of return.

12/23/93 Parent completed spin-off of Foothill Thrift & Loan subsidiary to Foothill Group shareholders.

1993/1993
The decision: Co-Chief Executive Officers to be general partners along with the
Foothill Partners, LP 1990 made by outside directors/Board in response to advice
of placement agent for LP interests,

UBS a national investment banking firm, and
the alignment of the Co-Chief Executive Officers’
interests in the partnership with that of the Co necessary to
successfully place LP interests with the institutional
investors the primary targeted investor group.

12/92 Foothill Partners II, L.P. established Co-Chief Executive Officers,
& Messrs. Schwab and Hilton, & four other members of mgmt of
made general partners advice from the
same placement agent.

Foothill Capital Group is a sub of Foothill Group Inc. is a foreign organization who are responsible as the largest producer of non-conforming mortgage products – wholesale broker for the credit unworthy – sell discounted loans. The ‘Unique Model’ of Wells Fargo & Co. How did they merge?

BOA was the Agent for Foothill Group Inc., & UBS FInancial was the Investor for Foothill Group Inc. and subsidairy Foothill Capital Group acquistion of Norwest Corp.

CUSIP No 345109201

UBS Asset Management (New York) Inc.
1211 Ave of the Americas
NY 10036-8796
IRS ID 13-2725861

DEF 14A 12/31/93
Foothill Capital Group Inc.1994 a DE Corp
11111 Santa Monica blvd, Los Angeles, CA 90025
subsidiary Foothill Capital Corp, CA 12/31/93

Common Stock Foothill Beneficially owns:
UBS Asset Management, 1211 Ave of the Americas, NY NY 10036 6%
John F. Nickoll 6/1%
Don L. Gevirtz 4.1%
Joseph J. Finn-Egan 3.9%
Jeffrey A. Lipkin 3.9%
Peter E. Schwab*
Gary L. Wehrel*
David C. Hilton*
Henry K. Jordan*
Arthru Malin MD*

All Executive Officers & Directors as a Group (10) 15.2%

Series A Stock:
Recovery Equity Investors, LP, 901 Mariners Island Blvd, Suite 555, San Mateo CA 94404 1005
Joseph J. Finn-Egan
Jeffrey A. Lipkin

Goldenbanks of Colorado Inc
fka First Golden Bancorporation 7/3/92
1301 Jackson St, Golden CO 80401
IRS 84-0632356

Relationships:
1/26/96 SC 13G Lindner Asset Mgmt Inc/Adv [ formerly Ryback Mgmt Corp/MO/Adv ]
12/2/94 SC 13D Wells Fargo & Co/MN [ formerly Norwest Corp ] 5/2/95 Last Filing

Stanley S.Stroup Interest in 3 Registrants:
Wells Fargo & Co/MN [formerly Norwest Corp]
First Security Corp/UT
Teradyne Inc
& 9 Registrants:
WFC HOLDINGS CORP [fka Wells Fargo & Co]
WF Deferred Comp Holdings Inc.
Wells Fargo Financial Inc. [fka Norwest Financial Inc]
Wells Fargo Capital VIII VII VI IX
Wellls Fargo & Co/MN [fka Norwest Corp]
Goldenbanks of CO

Foothill Group Inc. –
1 Closely Related: Wells Fargo & Co/MN SEC #72971

52 SEC Filings 1/12/94 to 4/20/10

SIC 6153 – Short-term Business Credit Institutions, Except (Agri) 4/20/10 Source SEC
Incorporated in DE
IRS 94-1663353
11111 Santa Monica Blvd
Suite 1500
Los Angeles CA 90025
& a mailing PO Box 3001 91301

7/12/95 8K EX-28
Norwest and Foothill Group, Inc. signed definitive agreement for acquisition of Foothill Group by Norwest 4th Qtr 1995.

Wells Fargo & Co/MN [formerly Norwest] 6/7/95 SC 13D/A

Stanley S. Stroup
EVP & General Counsel
Norwest Corp
Norwest Center
Sixth and Marquette
Minneapolis MN 55479-1026
DE Citizen
CUSIP 345109-20-1
Tax ID 41-0449260
Bank Holding Co

Through Commercial bank subsidiaries general banking & trust business in
AZ, CO, IL, IN, IA, MN, MT, NB, NM, ND, OH, SD, TX, WI, WY.

Subsidiary Wells Fargo Foothill Capital fka Foothill Capital

4 Issuer Relationships: include
5/25/95 SC 13D Wells Fargo & Co/MN [fka Norwest Corp]

13 Owner Relationships including
5/20/94 SC 13D US Home Corp/DE
(United States Home & Development Corp) UH UHG USHm USHme
SIC 1531 Operative Builders 2/14/01
10707 Clay Rd PO Box 2863
Houston TX 77041
IRS 21-0718930

12/31/93 Foothill Group Inc, subsidiary Foothill Capital Group
 dba Wells Fargo Foothill Group

 Common Stock beneficially owned:
( 2) UBS Asset Mgmt NY Inc.6% (1211 Ave of Americas, NY 10036)
( 3) John F. Nickoll 6.1%
( 4) Don L. Gevirtz 4.1%
– Dr. Warren Bennis*
( 5) Arthur Malin, MD*
– Steven L. Volla
( 6) Jospeh J. Finn-Egan 3.9%
( 6) Jeffrey A. Lipkin 3.9%
( 7) Peter E. Schwab *
( 8) Gary L. Wehrle*
( 9) David C. Hilton*
(10) Henry K. Jordan*
(11) ALL EXECUTIVE OFFICERS & DIRECTORS AS A GROUP (10 INDIVIDUALS) 15.2%

 SERIES A STOCK
(6)Recovery Equity Investors, L.P. 100%
San Mateo, CA 94404
(6) Joseph J. Finn-Egan 100%
(6) Jeffrey A. Lipkin 100%

 % Beneficial Ownership above >1% as of 12/31/93
Note 299,388 shares owned by MDG Corp owned by Mr. Gevirtz

subsidiary Foothill Capital Group of parent Foot Hills Group Inc

UBS Asset Management (New York) Inc. (“UBS”) NY entity.

Amendment #1 Schedule 13G Filed by UBS with SEC
UBS claimed sole voting & dispositive power
& full beneficial ownership with respect to all such shares under the
definition of “beneficial owner” provided in Rule 13d-3 promulgated under the Securities Exchange Act of 1934.

UBS is an investment advisor
registered under Section 203 of the Investment Advisors Act of 1940

Recovery Equity Investors, L.P. a DE LP whose general partner is

Recovery Equity Partners, LP a DE LP
Pacific Crest Capital Corp, newly-formed parent of
Foothill Thrift and Loan 12/23/93

Messrs Finn-Egan & Lipkin are General Partners of Recovery Equity Partners

Recover Investors claims sole voting & dispositive power and full beneficial ownership with respect to all SERIES A STOCK (12/93 convertible to 6.66666 shares of common stock)

Mr. Wehrle ceased to be employee.

Date of Spinoff of
Pacific Crest Capital Corp, newly-formed parent of Foothill Thrift and Loan 12/23/93

Mr. Volla 2/3/94 unanimously elected to Board of Directors – American Healthcare Management

Norwest LTD LP LLLP responsible for deals where former Wells Fargo & Co in agreements with Extreme Networks, for example.

Extreme Networks, Inc. – Statement of Beneficial Ownership … Senior Vice President and Secretary NORWEST LIMITED LP, LLLP
By Tiberius Ventures, L.L.C., as General Partner By: /s/ James E. Hanson James …
apps.shareholder.com/sec/viewerContent.aspx?companyid… – Cached

Norwest Corporation: 420 Montgomery Street San Francisco, CA

Condor Investments LP, Minnesota LTD
http://www.sec.gov/divisions/investment/noaction/1994/shoreline111494.pdf (11/14/1994 SEC and Legal ‘not recommend enforcement action to the Commission if)

Foothill Group Inc. and Foothill Capital Group
UBS Asset Management, 1211 Ave of the Americas, NY NY 10036UBS is an investment advisor registered under Section 203 of the Investment Advisors Act of 1940.
CLASS A STOCK beneficial owners: Recovery Equity Investors, L.P. a DE LP whose general partner is Recovery Equity Partners, LP a DE LP and Pacific Crest Capital Corp, newly-formed parent of Foothill Thrift and Loan 12/23/93
Foothill Group Inc. & its (subsidiary of Foothill Group – Foothill Capital dba Wells Fargo Capital)

Long-Term Credit Bank of Japan, LTD (LTB) Financial Services bankruptcy Successor Shinsei Bank Tokyo Japan (restructured by Ripplewood) LTCB acquired Greenwich Capital Markets, a Connecticut-based securities firm, thus giving LTCB a US-based securities business. SBC (now part of UBS AG) began a joint venture with LTCB during this period, which collapsed once the poor financial state of LTCB became apparent.
NationsBank of Georgia, N.A. (Nations)
 Bank of America National Trust & Savings Association (BOA) as Agent
The bank retained the “NT&SA” designation until being renamed to Bank of America, N.A., as part of BankAmerica Corp.’s merger with NationsBank in 1998

BOA bank & agent & Foothills Capital Inc & Foothill Capital desire to amend agreement to reflect LTB, NATIONS, NORWEST become New Banks.
& UBS a national investment banking firm (5/95)

950131-95-124 1/30/95: Wells Fargo & Co/MN

a) “Babbscha Merger” Babbscha, Fridley State Bank, Merger of a wholly owned subsidiary of Norwest &

b) “Banrein Merger” Banrein, Inc, Merger of a wholly owned subsidiary of Norwest &

c) ‘Bank Mergers” subsequent mergers with & into a wholly owned banking subsidiary of Norwest
Norwest Interim Bank Fridley, N.A. (“Norwest Bank”), a wholly owned subsidiary of Norwest Corp (“Norwest”)

Stanley S. Stroup & Interest in 3 Registrants:
& Wells Fargo & Co/MN [formerly Norwest Corp]
& First Security Corp/UT
Teradyne Inc

Stanley S. Stroup & 9 Registrants:

& WFC HOLDINGS CORP [fka Wells Fargo & Co]
& WF Deferred Comp Holdings Inc.
& Wells Fargo Financial Inc. [fka Norwest Financial Inc]
& Wells Fargo Capital VIII VII VI IX
& Wells Fargo & Co/MN [fka Norwest Corp]
& Goldenbanks of CO fka First Golden Bancorporation (7/3/92)
________________________________________

Norwest LTD LP LLLP 1995/1996 private members collaborate in ventures with Norwest Corp and Wells Fargo Co. and Lehman Brothers, Bear Stearns, Structured Asset Securities Corp, HSBC Global plc, GMAC-RFC, Chase Manhattan Mortgage Corp to marry -…

ATTACHMENT A (Norwest Bank Minnesota National Assoc)

12/7/00 Laurel A. Holschuh SVP & Secretary
Schedule 13G Attachment Appended
Wells Fargo & Co (Fin Holding Co-Domestic)
filed on behalf of the following subsidiaries:

Norwest Limited LP, LLLP (1)
Wells Fargo Bank, National Assoc (2)
Wells Fargo Bank Minnesota, National Assoc (2)
Wells Fargo Bank Nebraska, National Assoc (2)
Wells Fargo Bank Texas, National Assoc (2)

(1) Norwest Limited LP, LLLP is a Delaware limited liability limited partnership that is not one of the entities listed in Rule 13d-
1(b)(1()(ii) and is included in this filing pursuant to Rule 13d-
1(c).

(2) Classified as a bank in accordance with Regulation 13d-
1(b)(1)(ii)(B).

Independent wholly-owned subsidiary
Norwest LTD LP LLLP
360 Ids Center, 80 S. Eight St. Minneapolis MN 55402 responsible in 1996 creating deal with non-Frederick Brokers incorporating US PH Home Mortgage Corp (PHH) (Cendant) (GMAC)….. into the pipeline as affilaites of Norwest who became affilaites of Wells Fargo & Co/MN formerly Norwest. All existing registration and former agreements survived 11/2/98 mergers.

CUSIP No. 30226D 10 6
Norwest Limited LP, LLLP IRS Tax ID 41-1970247
Sixth and Marquette
Minneapolis, MN 55479
Citizenship DE, Place of Org: Minnesota

Schedule 13G 12/7/2000 .

Wells Fargo & Co. CUSIP NO 30226D 10 6
IRS Tax ID 41-0449260
420 Montgomery Street
San Francisco, CA 94104
Citizenship DE, Place of Organization: Minnesota
Reporting Person Filing: ‘HC’ Parent Holding Company in accordance with 240.13d-1(b)(1)(ii)(G)

Percent of class 6%

Note: SEC (Wells Fargo & Co/MN formerly Norwest Corp) merger & survivors 11/2/98

CUSIP No. 30226D 10 6
Norwest Limited LP, LLLP IRS Tax ID 41-1970247
Sixth and Marquette
Minneapolis, MN 55479
Citizenship DE, Place of Org: Minnesota
5.8% of Class
Type of Person Filing ‘PN”

Name of Issuer: Extreme Networks, Inc.
3585 Monroe St., Santa Clara, CA 9505

By Wells Fargo & Co. /s/ Laurel A. Holschuh SVP & Secretary

By Norwest Limited LP, LLLP
Tiberius Ventures, L.L.C., as General Partner
/s/ James E. Hanson EVP

AGREEMENT

The Undersigned hereby agree that the statement on Schedule 13G to
which this Agreement is attached shall be filed by Wells Fargo &
Company on its own behalf and on behalf of Norwest Limited LP, LLLP.

Dated: December 7, 2000

Dated: December 10, 2009
/s/ Jane E. Washington VP Trust Operations
Exhibit A

Parent Holding Company Control Person – Wells Fargo & Co. as stated above and Norwest Limited LP LLLP “DE Citizenship, By Tiberius Ventures, LLC DE LLC Its General Partner, Norwest limited is a limited partner in three separate partnerships common stock reported in Schedule 13G were acquired on 11/30/2009 and 12/4/2009 by Norwest Limited in connection with partnership distributions by such partnerships on such dates. Intentional misstatements or omissions of fact constitute Federal criminal violations
(See 18 U.S.C. 1001)

Name of Issuer: Rackspace Hosting, Inc. 5000 Walzem Rd
San Antonio TX 78218
14.61% of Class Owned
Common Stock CUSIP Number 750086101 11/30/2009
Group in accordance with 240.13d-1(b)(1)(ii)(J).

Wells Fargo & Co. Citizenship DE
420 Montgomery St,
San Francisco, CA 94104
14.61% of Class Owned
Parent Holding Co & Control Person (Wells Fargo & Co/MN formerly Norwest Corp)
in accordance with 240.13d-1(b)(1)(ii)(G);

Norwest Limited LP LLLP 13.81% of Class Owned
Type of Reporting Person OO
360 Ids Center, 80 S. Eight St. Minneapolis MN 55402

Formerly Norwest Corp 7/3/92 & Northwest Bancorporation 5/16/83
dba Wells Fargo & Co.
612-667-1234 Incorp DE
IRS 41-0449260
SEC CID 72971

SIC 6021 National Commercial Bank Source SEC 3/10/11 &
SIC 6712 Offices of Bank Holding Co Filing 11/21/08

950131-95-124 1/30/95: Wells Fargo & Co/MN

a) “Babbscha Merger” Babbscha, Fridley State Bank, Merger of a wholly owned subsidiary of Norwest &

b) “Banrein Merger” Banrein, Inc, Merger of a wholly owned subsidiary of Norwest &

c) ‘Bank Mergers” subsequent mergers with & into a wholly owned banking subsidiary of Norwest
Norwest Interim Bank Fridley, N.A. (“Norwest Bank”), a wholly owned subsidiary of Norwest Corp (“Norwest”) 1 day ago

Wells Fargo & Co/MN fka Norwest Corp

Foothill Group & subsidiary Wells Fargo Capital Group

attempts to offset risk by collateralizing all loans.

Credit policies prohibit loans in excess of 15% of capital funds
(consolidated net worth plus subordinated debt) to any 1 borrower.

70% finance receivables from borrowers outside of CA

Borrowers from no other state represent more than 14% of loan portfolio.

Foothill Capital policy no single industry other than wholesale trade (as defined by SIC codes) account for greater than 10% of its loan portfolio.

Foothill Capital reduces credit exposure by selling nonrecourse participations in loans to banks and other asset-based lenders.

Foothill Group and subsidiary Wells Fargo Capital Group endeavors to minimize credit losses by maintaining a diversity of borrowers and types of collateral by maintaining close supervision of its loans and underlying collateral.

Competition from banks comes primarily from their secured lending subsidiaries & divisions.

Frequently other finance companies are affiliated with large financial institutions and have greater financial resources to borrow at a lower cost of funds which enables them to charge lower rates to borrowers while maintaining adequate margins.

Foothill Leases Space: Los Angeles CA, Boston MA, Chicago IL

ISDA Interest Rate Swap Agreement by & between
Foothill Capital Corp Santa Monica 6/4/2003 Foothill Capital Corporation Becomes Wells Fargo Foothill
-Continental Bank N.A. Continental Bank, N.a., Formerly Known As Continentalillinois National Bank & Trust Company of Chicago Part of logo ‘Bank Outside the Lines’ Continental Bank & Vision Mortgage Capital a division of Continental Bank 620 West Germantown Pike, Suite 350 Plymouth Meeting PA 19462
-Commonwealth Bank of Australia 1991 public co- ASX (Banking, Financial Services, investment Services) BankWest, ASB Bank, Colonial First State Investments Limited, Commonwealth Securities and Comminsure http://www.commbank.com.au ASX CBAfully privatized in 1996. multi-national bank top 4 with NAB, ZNA and Westpack
-Sanwa Bank CA (and currency exchange agreement) (Japan Sanwa Bank, LTD) long-term goal is to become the leading universal bank in the world. …The bank entered a new phase of development in the United States in 1972 when it established the Sanwa Bank of California. This subsidiary later acquired the Charter Bank and the Golden State Bank, both in southern California, and in 1978 changed its name to Golden State Sanwa Bank…Continuing its expansion in California–the world’s sixth-largest economy–the bank acquired the First City Bank of Rosemead in 1981. Sanwa’s 1980s activities in the United States peaked in 1986 with the acquisition of Lloyds Bank California for US$263 million. …With the deal, Sanwa became the first Japanese bank to acquire a major U.S. bank. Sanwa, meanwhile, opened offices in New York, Chicago, Atlanta, Dallas, Boston, Los Angeles, Toronto, and Vancouver….

-National Wesminister Bank USA (NatWest) UK (RBS Royal Bank of Scotland Plc since 2000) National Westminister Home Loans, National Westminister Life Assurance. 1977 forward
-Bank of America NT & SA primary bank subsidiary of BankAmerica Corp. A.P The bank retained the “NT&SA” designation until being renamed to Bank of America, N.A., as part of BankAmerica Corp.’s merger with NationsBank in 1998. In Northern Ireland it operates through its Ulster Bank subsidiary.
-Westdeutsche Landesbank Girogentrale (State Owned Company) NAIC 52211 Commercial Banking
-National Bank of Canada Public co TSX: NA (Montreal Quebec http://www.nbc.ca

Back to 1994:
Restated Letter of Credit & Guaranty Agreement 8/1/94 among Foothill Capital Corp, Union Bank as agent and issuing bank

Subsidiaries Foothill Group Inc

Wells Fargo & Co. (Wells Fargo & Co/MN formerly known as Norwest Corp)

Norwest Corporation:

Condor Investments LP, Minnesota LTD
 (John Nickoll, Dennis Ascher, Jeffrey Nikora ‘Managing Partners filing persons, Foothill Capital is a wholly owned subsidiary.

Condor principal business address
Norwest Center, Sixth St & Marquette Ave
Minneapolis MN 55479

Principal Business engage in the business of investment in various financial assets.

4G-382
Condor Investment Company DC Mendota He MN XR
LP-7122
Condor Investments Limited Partnership LPI Mpls MN
Filing Number: LP-7122 Entity Type: Limited Partnership
Original Date of Filing: 2/22/1996 Entity Status: Inactive
Entity Date to Expire: 12/31/2025 Chapter: 322A

Name: Condor Investments Limited Partnership
Registered Office Address: 6th & Marquette 17th Flr %Norwest Corp
Mpls, MN, 55479-1026
Home State: MN

Registered Agent: Stanley S Stroup

8K 6/30/95

5/15/95 Norwest Corp signed a definitive agreement for the merger of the Foothill Group, Inc. with Norwest.

Foothill Group Inc is a specialized financial services company which operates two tightly linked businesses: commercial lending and money management.

Foothill Capital Corp, its wholly-owned subsidiary, provides asset-based financing to businesses throughout the USA.

Parent Co. money mgmt operation conducts business thru institutional lP’s seeking above avg returns by investing in debt instruments of companies in reorg or in process of restructuring.

Norwest Corp is a bank holding company formed under laws DE

Norwest’s Working Capital
$97Million purchase form Foothill 4,156,641 common stock
Plan of Reorganization merger wholly owned subsidiary of Norwest with and into Foothill, with Foothill as the surviving corp.

Purposes of the Reorganization Agreement is for Norwest
to acquire Foothill.

Interest in Securities of the Issuer deemed to own beneficially 23.9% OF FOOTHILL COMMON STOCK HAD BEEN EXERCISED 6/6/95.

Norwest can acquire 5% or more of outstanding shares of Foothill without prior approval of Board of Governors of the Federal Reserve System.

Norwest may assign the Option Agreement to a wholly owned subsidiary of Norwest.

 Norwest merger Option Agreement…

Within 3 years after a purchase event, Foothill shall, at request of Norwest prepare, file promptly and keep current a registration statement under Securities Act covering nay shares issued or issuable pursuant to the Option & shall use such registration statement to become effective, and to remain current to exercise any shares of Foothill Capital Stock

In the event Foothill enters into agreement to consolidate or merge into any party other than Norwest or any of its subsidiaries, and shall not be the continuing or surviving
corporation of such consolidation or merger, (ii) to permit any party, other
than Norwest or any of its subsidiaries, to merge into Foothill and Foothill
shall be the surviving corporation, but, in connection with such merger, the
then outstanding of Foothill …

Option Agreement is intended to increase the likelihood that the
Merger will be consummated in accordance with the terms of the Reorganization
Agreement and may discourage persons from proposing a competing offer to acquire
Foothill

Norwest Corp
Norwest Center
Sixth and Marquette
Minneapolis, MN 55479-1026
Laurel A. Holschuh SVP & Secretary

Foothill Group Inc • 8-K • For 5/15/95 • EX-2.1
Filed On 5/25/95
Exhibit 2.1
Agreement & Plan of Reorganization
5/15/95 by & between
FOOTHILL GROUP, INC. (“Foothill”),
DE corp and NORWEST CORPORATION (“Norwest”), a DE corp.


Wells Fargo & Co/MN SC 13D Foothill Group Inc 5/25/95

EXECUTIVE OFFICERS NORWEST CORP (USA)
Richard M. Kovacevich Chairman President & CEO
Leslie S. Biller EVP (S.Ctrl Banking)
James R. Campbell EVP (Twin Citites Banking)
C. Webb Edwards EVP & CTO
Kenneth R. Murray EVP (Western Banking)
William H. Queenan EVP (Chief Credit Officer)
Danie A. Saklad EVP (N.Ctrl Banking)
Stanley S. Stroup EVP & GC
John T. Thornton EVP & CFO
Thomas E. Emerson SVP Chief Auditor & Chief Examiner
John E. Ganoe SVP (Strategic Planning & Acquisitions’)
Michael A. Graf SVP & Controller
Stephen W. hansen SVP (HR)
Laureal A. Holschuh SVP & Secretary
Charles D. WHite SVP & Treasurer


Norwest also owns subsidiaries engaged in various businesses related to banking, principally
mortgage banking, equipment leasing, agricultural finance, commercial finance,
consumer finance, securities brokerage and underwriting, insurance agency
services, computer and data processing services, investment advisory services,
and venture capital investments.

Norwest is a bank holding company registered under the Bank Holding
Company Act of 1956, as amended. Through its commercial bank subsidiaries,
Norwest conducts a general banking and trust business in the states of Arizona,
Colorado, Illinois, Indiana, Iowa, Minnesota, Montana, Nebraska, New Mexico,

 Federal Bank of NY & Rothchild w/John Rockerfella in relationships with Lehman Brothers, SunTrust, Federal Reserve Bank of NY and channel foreign organization is

Question: Foothill, Wells Fargo Capital Corp, Federal Reserve Bank of San Francisco & channel foreign organization is 2 hours ago
State of California Corporations Business Entity Search

BUSINESS ORGANIZATIONS INQUIRY – VIEW ENTITY

Filing Number: LP-7122 Entity Type: Limited Partnership
Original Date of Filing: 2/22/1996 Entity Status: Inactive
Entity Date to Expire: 12/31/2025 Chapter: 322A

Name: Condor Investments Limited Partnership
Registered Office Address: 6th & Marquette 17th Flr %Norwest Corp
Mpls, MN, 55479-1026
Home State: MN

Registered Agent: Stanley S Stroup

Long-Term Credit Bank of Japan
The Long-Term Credit Bank of Japan, Ltd. (株式会社日本長期信用銀行 Kabushiki-kaisha Nippon Chōki Shin’yō Ginkō?), abbreviated LTCB in English and Chōgin (長銀?) in Japanese, was founded in 1952 under the direction of the Shigeru Yoshida government to provide long-term financing to various industries in Japan. Along with the Industrial Bank of Japan and the Nippon Kangyo Bank, it was one of the major financiers of the postwar economic development of Japan. After extensive problems with bad debt in the 1990s, the bank was nationalized in 1998 and finally sold in 2000 to a group led by US-based Ripplewood Holdings. Ripplewood restructured LTCB as a commercial bank, Shinsei Bank.
LTCB headquarters in Uchisaiwaicho, Tokyo, completed in 1993 and now occupied by Shinsei Bank, LTCB’s successor.
In 1988, LTCB acquired Greenwich Capital Markets, a Connecticut-based securities firm, thus giving LTCB a US-based securities business as well. By the early 1990s, it was the largest handler of yen-denominated foreign debt (samurai bonds).
The Asian financial crisis of 1997, which bankrupted several major Japanese financial services companies (most notably Hokkaido Takushoku Bank), exacerbated the situation. The Diet injected an additional ¥176 billion into LTCB in March 1998, but a study commissioned later that year showed that at least ¥920 billion was needed to handle the bad debts. SBC (now part of UBS AG) began a joint venture with LTCB during this period, which collapsed once the poor financial state of LTCB became apparent.
LTCB briefly sought to merge with Sumitomo Trust and Banking, one of the few stable Japanese banks at the time, but the latter discarded these plans after its investors reacted strongly to the proposal. The Keizo Obuchi government, which had helped to broker the talks between the banks, then investigated the nationalization of LTCB, which became effective by an act of the Diet on October 23, 1998.
Prosecutors opened criminal investigations of several LTCB executives, owing to illegal payments of dividends in 1998 while the company was insolvent. Corporate planning head Takashi Uehara committed suicide in May 1999 shortly after his indictment was leaked to the public; Osaka branch manager Kazunori Fukuda followed suit days later. The company president Katsunobu Onogi and two others were arrested in June 1999: on appeal, Onogi was sentenced to three years in prison and four years’ probation. The other two executives were sentenced to two years in prison and three years’ probation. The executives were also sued for damages, but an initial judgment in the creditors’ favor was overturned on appeal
LTCB was purchased for ¥1 billion (US$9.5 million) in March 2000 by an investment partnership, New LTCB Partners CV, consisting of a consortium of foreign banks led by Ripplewood Holdings, which had bid against The Chuo Mitsui Trust and Banking Co. for the acquisition of LTCB. The company was renamed Shinsei Bank in June 2000. Although LTCB was delisted from the TSE upon its purchase, Shinsei, which was relieved of the bad debts of its predecessor, had a successful initial public offering at 2004 and remains in operation today as a commercial bank.

ABOUT MDG CAPITAL CORPORATION

MDG Capital Corporation has offices in Maryland, West Virginia, and Florida. it’s principal owners have significant experience to acquisition, zoning entitlements, planning, financing, developing, constructing, and marketing commerical and residentail subdivisions in its markets.
developed and owns over 1 million square feet of commerical properties including office buildings, shopping centers, strip centers, and hotels. The company also has experience in the acquisition, permitting, and construction of residential planned communities as well as marinas. MDG has In addition to its commericial development, MDG develops residential communities and enjoys relationships with many local, regional and national builders inlucuding Arthur Rutenberg Homes, America’s First Home Inc., and Ryland Homes. We have three residential communities in various stages of zonin entitlement or development totalling nearly 2,000 lots.
MDG Capital Realty, Inc MDG Captial Realty, Inc. act in the capacity of consultant and broker regarding MDG’s land acquistions or dispositions. The company is also responsible for all of MDG’s sales and marketing for its commercial properties and residential communities to include the TIB Bank Center, a 50,000 sq. ft. Class A office building; Orion Bank Center, a 35,000 sq. ft. Class A office buildingl Cypress Glen Village, a 120 unit town home project which was recently completedl and Arrowhead Estates, single family lots within MDG’s Arrowhead Reserve community. By year end, MDG will be announcing another large multi-family project in Naples, Florida, in whih MDG Capital Realty, Inc. will also be responsible for sales and marketing.

… (with Lloyds Bank, Midland Bank and the Royal Bank of Scotland) which launched the Access credit card (now MasterCard).
National Westminster Bancorp in the United States of America with a network of 340 branches across two states.
North American operations were sold to Fleet Bank and Hongkong Bank of Canada respectively.
1987-1997 Thereafter the bank concentrated on its core domestic business as the restyled NatWest Group.
Then, in 1997, NatWest Markets, the corporate and investment banking arm formed in 1992, revealed a £50m loss had been discovered, escalating to £90.5m after further investigations. Investor and shareholder confidence was so badly shaken that the Bank of England had to instruct the board of directors to resist calls for the resignation of its most senior executives in an effort to draw a line under the affair.[16]

National Westminster Bank Plc, commonly known as NatWest, is the largest retail and commercial bank in the United Kingdom and has been part of The Royal Bank of Scotland Group Plc since 2000. The Royal Bank of Scotland Group (RBS) is ranked as the second largest bank in the world by assets. It was established in 1968 by the merger of National Provincial Bank (established 1833 as National Provincial Bank of England) and Westminster Bank (established 1834 as London County and Westminster Bank). Traditionally considered one of the Big Four clearing banks, NatWest has a large network of 1,600 branches and 3,400 cash machines across Great Britain and offers 24-hour Actionline telephone and online banking services. Today it has more than 7.5 million personal customers and 850,000 small business accounts. In Northern Ireland it operates through its Ulster Bank subsidiary.

-Commonwealth Bank of Australia 1991 public co- ASX (Banking, Financial Services, investment Services) BankWest, ASB Bank, Colonial First State Investments Limited, Commonwealth Securities and Comminsure http://www.commbank.com.au ASX CBAfully privatized in 1996. multi-national bank top 4 with NAB, ZNA and Westpack
-Sanwa Bank CA (and currency exchange agreement) (Japan Sanwa Bank, LTD) long-term goal is to become the leading universal bank in the world. …The bank entered a new phase of development in the United States in 1972 when it established the Sanwa Bank of California

•In 1953 Sanwa adopted a green clover-like symbol as its logo and opened its first overseas office, in San Francisco, in anticipation of the needs of Japanese exporters.

Sanwa redoubled its effort to expand in international banking and, studying the Bank of America as a model, mapped out a strategy for growth in the retail sector. It also moved its center of activity from Osaka to the more dynamic Tokyo. Of the three “Osaka banks” (the others being Sumitomo and Daiwa), Sanwa was most successful in exploiting the growth of the Tokyo market.
The Sanwa Bank, Ltd. is the world’s most profitable bank and second only to Bank of Tokyo-Mitsubishi Ltd. in terms of total assets. Its surge to the top of the banking world during the mid-1990s has been based on the serious efforts it has made in Japan to contain costs and expand its retail base; expansion into North America in the 1980s; and an early entry into and continued growth of its operations in the nascent economies of Asia. The company’s long-term goal is to become the leading universal bank in the world.

The bank entered a new phase of development in the United States in 1972 when it established the Sanwa Bank of California. This subsidiary later acquired the Charter Bank and the Golden State Bank, both in southern California, and in 1978 changed its name to Golden State Sanwa Bank. Continuing its expansion in California–the world’s sixth-largest economy–the bank acquired the First City Bank of Rosemead in 1981. Sanwa’s 1980s activities in the United States peaked in 1986 with the acquisition of Lloyds Bank California for US$263 million. With the deal, Sanwa became the first Japanese bank to acquire a major U.S. bank. Sanwa, meanwhile, opened offices in New York, Chicago, Atlanta, Dallas, Boston, Los Angeles, Toronto, and Vancouver.
As lending and other traditional banking operations became less profitable during the 1980s, Sanwa moved even further into predominantly fee-based near-banking services, notably leasing. In 1984 it acquired a leasing subsidiary from Continental Illinois Bank for US$500 million, one of the largest Japanese takeovers to that date. Within the first four years following the takeover, the renamed Sanwa Business Credit Corporation–which was involved in vendor leasing and corporate, commercial, and direct finance–doubled its business volume to US$1.2 billion. Also in 1984, Sanwa entered into a joint venture with Germany’s Dresdner Bank and the Bank of China to form China Universal Leasing Co., Ltd., which became the largest bank-affiliated leasing company in China. Additional leasing operations were subsequently established in Jakarta, Bangkok, Singapore, Kuala Lumpur, and other Asian cities.
The year 1984 was also a key one for Sanwa in terms of its overall management philosophy. That year the bank shifted its primary emphasis from asset growth to increased profits, in fact setting a goal of becoming the world’s most profitable bank. In addition to tightening controls on costs, through cuts in the work force and other strategies, Sanwa shifted its lending practices even more in the favor of small and medium-sized businesses, generally considered less risky than large corporations. By 1988, 73 percent of the bank’s loans went to smaller corporations.
In 1988 Sanwa’s president, Hiroshi Watanabe, initiated another major philosophical change when he scrapped what he considered the wishy-washy aim of becoming known as “the people’s bank” of Japan. Rather, Watanabe preferred a more concrete goal and settled on becoming “the global leader in universal banking.”
In Sanwa’s initial efforts at reaching this lofty goal, its most important actions occurred in Japan and elsewhere in Asia. In its home market, Sanwa had a relatively weak standing in retail banking, with, for example, only 79 branches and subbranches in Tokyo in 1988 compared with at least 140 each for its major rivals. Rather than acquiring smaller banks–as some of Sanwa’s competitors did to their later regret after purchasing troubled banks–Sanwa concentrated on setting up an extensive automated teller machine (ATM) network, which grew to number 653 by 1994. At the same time that this filled the bank’s need for retail banking outlets, it also meshed nicely with Sanwa’s emphasis on profits since 20 ATMs could be set up for the same cost as just one branch, and the employeeless ATMs were much cheaper to operate. Sanwa also pioneered in such profit-smart areas as electronic banking. And, although its desire to expand into financial services was frustrated by the slow pace of deregulation in Japan, Sanwa established a securities operation there in 1994 and a trust business in 1995.
Perhaps even more important for Sanwa in the long run was the bank’s aggressive moves into other Asian markets during the late 1980s and early 1990s. Always the innovator, Sanwa established a branch in Shenzhen in 1986, becoming the first Japanese commercial bank to enter China. True to its roots, Sanwa’s overall strategy in China and elsewhere in Asia was to focus on banking services for small and medium-sized companies, which proved particularly successful in Hong Kong. By 1994, Sanwa’s Asian operations included 18 offices in China and Hong Kong; 18 more elsewhere in Asia; the Shanghai International Finance Company Limited, a joint venture in merchant banking; and its various leasing operations.
Sanwa’s aggressive international expansion had decreased its dependence on the domestic market to a level below that of any of its rivals. In 1994, 32 percent of its revenues and 27 percent of its profits originated outside Japan. Sanwa also weathered Japan’s lending crisis and economic recession of the early 1990s much better than other Japanese banks, and moved briefly to the top spot in worldwide banking in 1995 in terms of assets (the 1996 merger of Bank of Tokyo and Mitsubishi Bank pushed Sanwa down to number two). More important to Sanwa’s overall goal, however, the bank was also able to achieve the top spot in banking profitability in 1995, posting pretax profits of US$572 million.
Heading into the end of the 1990s, Sanwa was not yet the world leader in universal banking, and observers noted weaknesses particularly in Europe. Still, with rapid growth projected throughout Asia for the foreseeable future and Sanwa far ahead of its rivals in these markets, Sanwa was well-positioned to maintain a position near the top of world banking into the 21st century.
Principal Subsidiaries
JCB Co., Ltd.; Sanwa Business Finance Co., Ltd.; Sanwa Capital Co., Ltd.; Sanwa Capital Management Co., Ltd.; Sanwa Card Services Co., Ltd.; The Sanwa Credit Co., Ltd.; Sanwa Factors Ltd.; Sanwa Network Services Corp.; Sanwa Research Institute Corp.; Sanwa Systems Development Co., Ltd.; Sanwa Australia Finance Limited; Sanwa Australia Limited; Banco Bradesco S.A. (Brazil); Sanwa Bank Canada; Sanwa McCarthy Securities Limited (Canada); China Universal Leasing Co., Ltd.; Shanghai International Finance Company Limited (China); Sanwa Bank (Deutschland) AG (Germany); Sanwa Leasing (Deutschland) GmbH (Germany); Sanwa-DSP Credit Limited (Hong Kong); Sanwa Financial Products Co., L.P. Hong Kong; Sanwa International Finance Limited (Hong Kong); P.T. Inter-Pacific Bank (Indonesia); P.T. Inter-Pacific Securities (Indonesia); P.T. Sanwa-BRI Finance (Indonesia); P.T. Sanwa Indonesia Bank; Sanwa International (Ireland) PLC; Korea Development Leasing Corporation; Commerce International Merchant Bankers Berhad (Malaysia); Rizal Commercial Banking Corporation (Philippines); Banco Portugues de Investimento, S.A. (Portugal); Sanwa Futures (Singapore) PTE Limited; Sanwa Singapore Limited; Sanwa Bank (Schweiz) AG (Switzerland); Bangkok International Banking Facility (Thailand); The Siam Sanwa Industrial Credit Co., Ltd. (Thailand); The Siam Sanwa Trilease Co., Ltd. (Thailand); Sanwa Business Credit (UK) Limited; Sanwa Financial Products (UK) Co. Ltd.; Sanwa Financial Services Limited (U.K.); Sanwa International plc (U.K.); Liberty Bank (U.S.); Sanwa Bank California (U.S.); Sanwa Bank Trust Company of New York (U.S.); Sanwa Financial Products Co., L.P. (U.S.); Sanwa Futures L.L.C. (U.S.); Sanwa General Equipment Leasing (U.S.); Sanwa Leasing Corp. (U.S.); Sanwa Securities (USA) Co., L.P.

26 Responses

  1. American Securities Company
    Parent is Wells Fargo

    Is this a joint venture with nationsbanc? BOA?

    Wells Fargo issues Hazard Insurance from ‘American Securities’ on its REO Owned to be owned properties

    Regular homeowners policy of $1K as ‘Hazard Insurance Policy’ issued during foreclosure Wells Fargo charges consumers $8,500 bi-annual.

    Institution History for AMERICAN SECURITIES COMPANY (1348651)

    1 institution history record(s) found.
    Event Date Historical Event
    1970-12-31 AMERICAN SECURITIES COMPANY located at SAN FRANCISCO, CA was established as a Domestic Entity Other

  2. MANUFACTURERS AND TRADERS TRUST COMPANY (501105) as of 07/27/2011 (Changes all the time check by date ffiec.gov

    http www ffiec gov nicpubweb nicweb SearchForm.aspx

    #1 * MANUFACTURERS AND TRADERS TRUST COMPANY (501105) BUFFALO NY State Member Bank

    #2 -* WILMINGTON TRUST COMPANY (272218) flows to/from
    #1 WILMINGTON DE Domestic Entity Other

    3 –* RODNEY SQUARE INVESTORS, L.P. (1979420) 2 PHILADELPHIA PA Domestic Entity Other
    4 –* WILMINGTON BROKERAGE SERVICES COMPANY (1979484) 2 WILMINGTON DE Securities Broker/Dealer
    5 –* SIOBAIN VI, LLC (2215143) 2 WILMINGTON DE Domestic Entity Other
    6 -* MTB INVESTMENT ADVISORS, INC. (2453226) 1 BALTIMORE MD Domestic Entity Other
    7 -* MTB ASSET MANAGEMENT, INC. (2482833) 1 BETHESDA MD Domestic Entity Other
    8 -* WMATA 1998-1STM-B4 TRUST (2833855) 1 MILLSBORO DE Domestic Entity Other
    9 -* M&T REAL ESTATE TRUST (2868802) 1 BUFFALO NY Domestic Entity Other
    10 -* M&T MORTGAGE REINSURANCE COMPANY, INC. (2875350) 1 BURLINGTON VT Domestic Entity Other
    11 -* M&T INSURANCE AGENCY, INC. (2897455) 1 BUFFALO NY Domestic Entity Other
    12 –* RCS CONSULTING GROUP, L.L.C. (3445750) 11 CHEVY CHASE MD Domestic Entity Other
    13 -* M&T PENNSYLVANIA SERVICES CORPORATION (2984739) 1 BUFFALO NY Domestic Entity Other
    14 -* PREMIER NATIONAL INVESTMENT COMPANY, INC. (3008360) 1 BUFFALO NY Domestic Entity Other
    15 -* M&T CONDUIT CORPORATION (3155778) 1 BUFFALO NY Domestic Entity Other
    16 -* LAFAYETTE SETTLEMENT SERVICES, INC. (3195251) 1 BUFFALO NY Domestic Entity Other
    17 -* M&T FINANCIAL CORPORATION (1037012) 1 BUFFALO NY Domestic Entity Other
    18 -* PB INVESTMENT HOLDINGS LLC (3237955) 1 BUFFALO NY Domestic Entity Other
    19 -* M&T LEASE, LLC (3299524) 1 BUFFALO NY Finance Company
    20 -* WT COMMUNITY INVESTMENTS, INC (3587593) 1 WILMINGTON DE Domestic Entity Other
    21 -* 233 GENESEE STREET CORPORATION (3683815) 1 BUFFALO NY Domestic Entity Other
    22 -* FIRST MANUFACTURED HOUSING CREDIT CORPORATION (1074718) 1 GLEN BURNIE MD Finance Company
    23 -* M&T REALTY CAPITAL CORPORATION (1074736) 1 BALTIMORE MD Domestic Entity Other
    24 -* M&T SECURITIES, INC. (1381519) 1 BUFFALO NY Securities Broker/Dealer
    25 -* 100 WEST TENTH STREET CORPORATION (1979055) 1 WILMINGTON DE Domestic Entity Other
    26 -* BRANDYWINE INSURANCE AGENCY, INC. (1979064) 1 WILMINGTON DE Domestic Entity Other
    27 -* COMPTON REALTY CORPORATION (1979215) 1 WILMINGTON DE Domestic Entity Other
    28 -* FIRST MARYLAND COMMERCIAL HOLDINGS CORPORATION (2346917) 1 BALTIMORE MD Domestic Entity Other

  3. Institution History for WILMINGTON TRUST COMPANY (272218)

    7 institution history record(s) found.
    Event Date Historical Event
    1959-12-31 WILMINGTON TRUST COMPANY located at RODNEY SQUARE NORTH, WILMINGTON, DE was established as a State Member Bank.
    1972-12-08 WILMINGTON TRUST COMPANY changed from State Member Bank to Non-member Bank.
    2007-10-11 WILMINGTON TRUST COMPANY changed from Non-member Bank to State Member Bank.
    2008-12-31 WILMINGTON TRUST COMPANY moved to 1100 NORTH MARKET STREET WILMINGTON, DE.
    2011-05-16 WILMINGTON TRUST COMPANY sold assets to MANUFACTURERS AND TRADERS TRUST COMPANY.
    2011-07-01 WILMINGTON TRUST COMPANY sold assets to MANUFACTURERS AND TRADERS TRUST COMPANY.
    2011-07-01 WILMINGTON TRUST COMPANY changed from State Member Bank to Domestic Entity Other.

    M&T Bank Corp (PARENT) Wilmington Trust …..
    and joint ventures with all …ABS, MBS,

    MANUFACTURERS AND TRADERS TRUST COMPANY
    ONE M&T PLAZA
    BUFFALO, NY, UNITED STATES 14203

    Institution Type: State Member Bank
    Primary Federal Regulator: FEDERAL RESERVE Insurance: FDIC/DEPOSIT INSURANCE FUND
    RSSD ID: 501105 FDIC Certificate #: 588
    Routing Transit Number (RTN): 022000046
    Activity: COMMERCIAL BANKING

    BANK (357375) 2010-11-06 The acquired institution failed and disposition was arranged of by a regulatory agency. Assets were distributed to the acquiring institution.
    BRADFORD BANK (250878) 2009-08-29 The acquired institution failed and disposition was arranged of by a regulatory agency. Assets were distributed to the acquiring institution.
    COURT SQUARE LEASING CORPORATION (2846284) 2009-05-23 The acquired institution sold its assets to the acquiring institution.
    PROVIDENT BANK OF MARYLAND (437521) 2009-05-23 The acquired institution sold its assets to the acquiring institution.
    M&T CREDIT SERVICES, LLC (3299533) 2009-04-02 The acquired institution sold its assets to the acquiring institution.
    PARTNERS TRUST BANK (76117) 2007-12-01 The acquired institution sold its assets to the acquiring institution.
    PARTNERS TRUST MUNICIPAL BANK (516305) 2007-12-01 The acquired institution sold its assets to the acquiring institution.
    M&T MORTGAGE CORPORATION (1966578) 2007-01-01 The acquired institution sold its assets to the acquiring institution.
    ALLFIRST FINANCIAL CENTER NATIONAL ASSOCIATION (55916) 2003-07-04 The acquired institution sold its assets to the acquiring institution.
    ALLFIRST TRUST COMPANY NATIONAL ASSOCIATION (2534581) 2003-06-14 The acquired institution sold its assets to the acquiring institution.
    ALLFIRST TRUST COMPANY OF PENNSYLVANIA, NATIONAL ASSOCIATION (2861335) 2003-06-14 The acquired institution sold its assets to the acquiring institution.
    ALLFIRST BANK (256722) 2003-04-01 The acquired institution sold its assets to the acquiring institution.
    PREMIER NATIONAL BANK (886802) 2001-02-10 The acquired institution sold its assets to the acquiring institution.
    KEYSTONE FINANCIAL BANK, N.A. (96012) 2000-10-07 The acquired institution sold its assets to the acquiring institution.
    FIRST NATIONAL BANK OF ROCHESTER (803519) 1999-06-01 The acquired institution sold its assets to the acquiring institution.
    FRANKLIN FIRST SAVINGS BANK (636678) 1998-04-01 The acquired institution sold its assets to the acquiring institution.
    ONBANK & TRUST CO. (863915) 1998-04-01 The acquired institution sold its assets to the acquiring institution.
    EAST NEW YORK SAVINGS BANK, THE (733401) 1997-05-24 The acquired institution sold its assets to the acquiring institution.
    CITIZENS SAVINGS BANK, FSB (431501) 1994-12-01 The acquired institution sold its assets to the acquiring institution.
    CENTRAL TRUST COMPANY (801010) 1992-07-01 The acquired institution sold its assets to the acquiring institution.

    ENDICOTT TRUST COMPANY (803304) 1992-07-01 The acquired institution sold its assets to the acquiring institution.
    FIRST NATIONAL BANK OF HIGHLAND, THE (598208) 1992-03-01 The acquired institution sold its assets to the acquiring institution.
    GOLDOME (631507) 1991-06-01 The acquired institution failed and disposition was arranged of by a regulatory agency. Assets were distributed to the acquiring institution.
    EMPIRE FEDERAL SAVINGS BANK OF AMERICA (108773) 1990-09-29 The acquired institution failed and disposition was arranged of by a regulatory agency. Assets were distributed to the acquiring institution.
    MONROE SAVINGS BANK, FSB (841810) 1990-01-27 The acquired institution failed and disposition was arranged of by a regulatory agency. Assets were distributed to the acquiring institution.
    FIRST EMPIRE BANK-NEW YORK (290614) 1976-01-01 The acquired institution sold its assets to the acquiring institution.
    BANK OF PERRY (882411) 1967-06-01 The acquired institution sold its assets to the acquiring institution.
    BANK OF BLASDELL (20905) 1960-03-01 The acquired institution sold its assets to the acquiring institution.

  4. Fredric J. Figge, II, age 57, Chairman, Corporate Risk Policy of the
    registrant. Mr. Figge was named Chairman, Corporate Risk Policy in October, 1993
    and prior to that time served as Chairman, Credit Policy of the registrant and
    of the Banks. He first became an officer of the registrant in September, 1987.
    He also serves as Chairman, Corporate Risk Policy of the Banks and as director
    of various subsidiaries of the registrant.
    James H. Hance, Jr., age 49, Vice Chairman and Chief Financial Officer of
    the registrant. Mr. Hance was named Chief Financial Officer in August, 1988,
    also served as Executive Vice President from March, 1987 to December 31, 1991
    and was named Vice Chairman in October, 1993. He first became an officer of the
    registrant in 1987. He also serves as a director of Maryland National Bank,
    NationsBank of D.C., N.A., NationsBank Maryland, NationsBank Tennessee and
    various other subsidiaries of the registrant
    Kenneth D. Lewis, age 46, President of the registrant. Mr. Lewis was named
    to his present position in October, 1993. Prior to that time, from June, 1990 to
    October, 1993 he served as President of the registrant’s General Bank and from
    August, 1988 to June, 1990, he served as President of NationsBank Texas. He
    first became an officer in 1971. Mr. Lewis also serves as a director of
    NationsBank Florida, NationsBank Georgia, NationsBank South Carolina and
    NationsBank Texas.
    Hugh L. McColl, Jr., age 58, Chairman of the Board and Chief Executive
    Officer of the registrant. He first became an officer in 1962. Mr. McColl was
    Chairman of the registrant from September, 1983 until effectiveness of the
    merger of C&S/Sovran on December 31, 1991, and was re-appointed Chairman on
    December 31, 1992. He also serves as a director of the registrant and as Chief
    Executive Officer of the Banks.
    Marc D. Oken, age 47, Executive Vice President and Principal Accounting
    Officer of the registrant. Mr. Oken was named to his present position in July,
    1989, and from 1983 to 1989 served as an Audit Partner with Price Waterhouse. He
    first became an officer in 1989.
    James W. Thompson, age 54, Vice Chairman of the registrant and Chairman of
    NationsBank East. Mr. Thompson was named Vice Chairman in October, 1993, and as
    Chairman of NationsBank East upon effectiveness of the merger of C&S/Sovran on
    December 31, 1991. He first became an officer of NationsBank North Carolina in
    May, 1963. He also serves as chairman of the board of directors of Maryland
    National Bank, NationsBank North Carolina, NationsBank of D.C., N.A.,
    NationsBank Maryland, NationsBank South Carolina and NationsBank Virginia.

  5. SOURCE OF STRENGTH
    According to Federal Reserve Board policy, bank holding companies are
    expected to act as a source of financial strength to each subsidiary bank and to
    commit resources to support each such subsidiary. This support may be required
    at times when a bank holding company may not be able to provide such support. In
    the event of a loss suffered or anticipated by the FDIC — either as a result of
    default of a banking subsidiary of the registrant or related to FDIC assistance
    provided to a subsidiary in danger of default — the other banking subsidiaries
    of the registrant may be assessed for the FDIC’s loss, subject to certain
    exceptions.

  6. DEPOSIT INSURANCE
    The deposits of each of the Banks are insured up to applicable limits by
    the FDIC. Accordingly, the Banks are subject to deposit insurance assessments to
    maintain the Bank Insurance Fund (the “BIF”) of the FDIC. As mandated by FDICIA,
    the FDIC has adopted regulations effective January 1, 1993, for the transition
    from a flat-rate insurance assessment system to a risk-based system by January
    1, 1994. Pursuant to these regulations, a financial institution’s deposit
    insurance assessment will be within a range of 0.23 percent to 0.31 percent of
    its qualifying deposits, depending on the institution’s risk classification. The
    assessment for the registrant’s banks is estimated to average 25.2 cents per
    $100 of eligible deposits in 1994.

  7. GOVERNMENT SUPERVISION AND REGULATION
    GENERAL
    As a registered bank holding company, the registrant is subject to the
    supervision of, and to regular inspection by, the Federal Reserve Board. The
    registrant’s banking subsidiaries are organized as national banking
    associations, which are subject to regulation, supervision and examination by
    the Office of the Comptroller of the Currency (the “Comptroller”). The various
    banking subsidiaries also are subject to regulation by the FDIC and other
    federal bank regulatory bodies. In addition to banking laws, regulations and
    regulatory agencies, the registrant and its subsidiaries and affiliates are
    subject to various other laws and regulations and supervison and examination by
    other regulatory agencies, all of which directly or indirectly affect the
    registrant’s operations, manangement and ability to make distributions.

    The following discussion summarizes certain aspects of those laws and
    regulations that affect the registrant. Proposals to change the laws and
    regulations governing the banking industry are frequently introduced in
    Congress, in the state legislatures and before the various bank regulatory
    agencies. For example, Federal interstate bank acquisitions and branching
    legislation currently is being considered by Congress which, if enacted, would
    permit nationwide interstate branching by the registrant. In addition, other
    states including Georgia, North Carolina and Virginia recently revised their
    banking statutes to facilitate interstate banking in other states that have
    similar statutes regarding interstate banking. Other states in which the
    registrant has banking operations are considering similar legislation. However,
    the likelihood and timing of any changes and the impact such changes might have
    on the registrant and its subsidiaries are difficult to determine.

    Under the Act, the registrant’s activities, and those of companies which it
    controls or in which it holds more than 5% of the voting stock, are limited to
    banking or managing or controlling banks or furnishing services to or performing
    services for its subsidiaries, or any other activity which the Federal Reserve
    Board determines to be so closely related to banking or managing or controlling
    banks as to be a proper incident thereto. In making such determinations, the
    Federal Reserve Board is required to consider whether the performance of such
    activities by a bank holding company or its subsidiaries can reasonably be
    expected to produce benefits to the public such as greater convenience,
    increased competition or gains in efficiency that outweigh possible adverse
    effects, such as undue concentration of resources, decreased or unfair
    competition, conflicts of interest or unsound banking practices.
    Bank holding companies, such as the registrant, are required to obtain
    prior approval of the Federal Reserve Board to engage in any new activity or to
    acquire more than 5% of any class of voting stock of any company.
    The Act also requires bank holding companies to obtain the prior approval
    of the Federal Reserve Board before acquiring more than 5% of any class of
    voting shares of any bank which is not already majority-owned. No application to
    acquire shares of a bank located outside of North Carolina, the state in which
    the operations of the applicant’s banking subsidiaries were principally
    conducted on the date it became subject to the Act, may be approved by the
    Federal Reserve Board unless such acquisition is specifically authorized by the
    laws of the state in which the bank whose shares are to be acquired is located.
    DISTRIBUTIONS
    The registrant’s funds for cash distributions to its shareholders are
    derived from a variety of sources, including cash and temporary investments. The
    primary source of such funds, however, is dividends received from its banking
    subsidiaries. Without prior regulatory approval the Banks can initiate dividend
    payments in 1993 of up to $1.4 billion plus an additional amount equal to their
    net profits for 1994, as defined by statute, up to the date of any such dividend
    declaration. The amount of dividends that each subsidiary national bank may declare in a calendar year without approval of the Comptroller is the bank’s
    net profits for that year combined with its net retained profits, as defined,
    for the preceding two years.
    In addition to the foregoing, the ability of the registrant and the Banks
    to pay dividends may be affected by the various minimum capital requirements and
    the capital and non-capital standards to be established under the Federal
    Deposit Insurance Corporation Improvement Act of 1991 (“FDICIA”) as described
    below. Furthermore, the Comptroller may prohibit the payment of a dividend by a
    national bank if it determines that such payment would constitute an unsafe or
    unsound practice. The right of the registrant, its shareholders and its
    creditors to participate in any distribution of the assets or earnings of its
    subsidiaries is further subject to the prior claims of creditors of the
    respective subsidiaries.

  8. The registrant conducts its non-banking operations through several
    subsidiaries. NationsCredit Corporation and several other subsidiaries engage in
    consumer credit activities. Nations Financial Capital Corporation engages in
    corporate finance activities. NationsBanc Mortgage Corporation originates and
    services loans for the Banks as well as for other investors. NationsBanc
    Commercial Corporation and an additional subsidiary provide services related to
    the factoring of accounts receivable. NationsBanc Leasing Corporation and
    several additional subsidiaries engage in equipment and leveraged leasing
    activities. NationsSecurities, a Dean Witter/NationsBank Company, provides full
    service retail brokerage services. NationsBanc Discount Brokerage, Inc. conducts
    discount brokerage activities.

    In addition, NationsBanc Capital Markets, Inc. (“NCMI”), NationsBank’s
    institutional securities subsidiary, underwrites and deals in bank-eligible
    securities (generally U.S. government and government agency securities, certain
    municipal securities, primarily municipal general obligation securities, and
    certain certificates of deposit, bankers acceptances and money market
    instruments) and, to a limited extent, certain bank-ineligible securities,
    including corporate debt, as authorized by the Federal Reserve Board under
    Section 20 of the Glass-Steagall Act. Through NCMI’s securities underwriting
    authority, NationsBank provides corporate and institutional customers a broad
    range of debt-related financial services.

  9. On June 7, 1993, the registrant’s joint venture with Dean Witter, Discover
    & Co. to market and sell various investment products and services in selected
    banking centers commenced operations as NationsSecurities, a Dean
    Witter/NationsBank Company.

  10. 1 American Security Corporation owns 100% of this entity.
    1A American Security Bank owns 100% of this entity.
    1B ASB Realty owns 100% of this entity.
    1C American Security Bank owns 97% of this entity.
    1D Washington View, Inc. owns 54% of this entity.
    2A C&S Premises, Inc. has a 50% interest in this limited
    partnership.
    2B NationsBank Corporation owns 66.66% of this entity.
    2C Nations Financial Holdings Corporation owns 100% of this entity.
    2D Nations Financial Capital Corporation owns 100% of this entity.
    2E Portfolio Acceptance Corp. owns 100% of this entity.
    2F Nations Financial Capital Corporation owns 62.5% of this entity.
    2G Nations Financial Capital Corporation owns 67.33% of this entity.
    2H NationsBanc Leasing Corporation owns 100% of this limited
    partnership.
    2I NationsBank of D.C., N.A. owns 100% of this entity.
    2J NationsBank of Florida, N.A. owns 100% of this entity.
    2K NationsBank of South Carolina, N.A. owns 100% of this entity.
    2L BT Building Corporation has a 19% general partnership interest
    and a 43% limited partnership
    interest in this partnership.
    2M NationsBank of Tennessee, N.A. owns 100% of this entity.
    2N NationsBank Corporation owns 70% of this entity.
    3 NationsBank of Georgia, N.A. owns 100% of this entity.
    3A NationsBanc Leasing Corporation of North Carolina owns 100% of
    this entity.
    4 NationsBank of Maryland, N.A. owns 100% of this entity.
    4A NationsBank of Maryland, N.A. owns 50% of this limited
    partnership.
    5 NationsBank of Virginia, N.A. owns 100% of this entity.
    5A NationsBank Community Development Corporation of Virginia owns
    22% of this entity.
    5B NationsBank Community Development Corporation of Virginia owns
    30% of this entity.
    5C NationsBank Community Development Corporation of Virginia owns
    28% of this entity.
    6 NationsCredit Corporation owns 100% of this entity.
    6A NationsCredit Commercial Corporation owns 100% of this entity.
    6B NationsCredit Financial Services Corporation of Florida owns 100%
    of this entity.
    7 Maryland National Bank owns 100% of this entity.
    7A Marco Properties, Inc. owns 75% of this entity.
    7B Marco Properties, Inc. owns 100% of this entity.
    7C MNC Consumer Discount Company owns 100% of this entity.
    7D Wil-Rand M Corp. owns 100% of this entity.
    8 NationsBank Corporation owns 37.4% of this entity.
    9 MNC Affiliates Group, Inc. owns 100% of this entity.
    9A MNC Credit Corp owns 100% of this entity.
    10 NationsBank of Florida, N.A.; NationsBank of Georgia, N.A.;
    NationsBank of North Carolina, N.A.;
    NationsBank of South Carolina, N.A.; and NationsBank of Texas,
    N.A. own, respectively, 4.67%,
    33.33%, 28.67%, 8.33% and 25% of this entity.
    10A NationsBank Community Development Corporation owns 100% of this
    entity.
    11 NationsBank of Florida, N.A.; NationsBank of Georgia, N.A.;
    NationsBank of North Carolina,
    N.A.
    and NationsBank of Texas, N.A., each, owns 25% of the voting
    stock of this entity.
    12 NationsBank of North Carolina, N.A. owns 100% of this entity.
    12A NationsBank of North Carolina, N.A. holds 100% of this entity in
    trust.
    12B NationsBanc Charlotte Center, Inc. has a 99% interest in this
    partnership, and NationsBanc
    Corporate Center, Inc. has a 1% interest.
    12C NationsBanc-CRT Holdings I, Inc. has a 99% general partnership
    interest and
    NationsBanc-CRT
    Holdings II, Inc. has a 1% limited partnership interest in this
    limited partnership.
    12D NationsBanc Enterprise, Inc. owns 50% of this general
    partnership.
    13 NationsBank Europe Limited owns 100% of this entity.
    13A NationsBank Panmure Investment Management Limited owns 100% of
    this entity.
    13B Panmure Gordon & Co. Limited owns 100% of this entity.
    14 NationsBank of North Carolina, N.A. is sole member of this non-
    profit corporation.
    14A NCNB Community Development Corporation owns 100% of this entity.
    15 NCNB Overseas Corporation owns 100% of this entity.
    15A AF Funding (1993), Inc. holds a 1% general partnership and a 49%
    limited partnership interest in
    this entity.
    15B Kill Devil Hills Finance Limited Partnership owns 100% of this
    entity.
    15C Air France/NationsBank (Grantor Trust) owns 100% of this entity.
    15D AF Funding II (1993), Inc. holds a 1% general partnership and a
    34% limited partnership interest in
    this entity.
    15E Kill Devil Hills II Limited Partnership owns 100% of this entity.
    15F Air France/KDHF II (NGHGI) (Grantor Trust) owns 100% of this
    entity.
    15G Cathay Pacific/NationsBank Trust I (Grantor Trust) owns 100% of
    this entity.
    15H NCNB Overseas Corporation owns 99.5% of this entity.
    15I Japan Airlines/NCNB 1993-1 (Grantor Trust) owns 100% of this
    entity.
    15J Nations-CRT U.K. & Co. and Nations-CRT Internatinal, Inc.,
    respectively, have 1% and 99%
    general partnership interests in this entity.
    15K Nations-CRT U.K. & Co. and Nations-CRT International, Inc.,
    respectively, have 1% and 99%
    general partnership interests in this entity.
    15L NCNB Australia Holdings Ltd. owns 100% of this entity.
    15M NCNB Lease Atlantic, Inc. owns 100% of this entity.
    15N NCNB Lease Finance III owns 100% of this entity.
    15O NCNB Lease Finance owns 100% of this entity.
    15P NCNB Lease Finance IV owns 100% of this entity.
    15Q NCNB Lease Finance V owns 100% of this entity.
    15R NCNB Lease Finance VI owns 100% of this entity.
    15S NCNB Leaser International, Inc. owns 99.9% of this entity.
    15T NCNB Lease Offshore, Inc. owns 100% of this entity.
    15U NCNB Lease Finance II owns 100% of this entity.
    15V NCNB Overseas Corporation owns 98% of this entity.
    15W TransPacific Funding (1993), Inc. holds a 1% general partnership
    and a 65% limited partnership
    interest in this entity.
    15X TransPacific Finance Limited Partnership owns 100% of this
    entity.
    15Y ANA II (Grantor Trust) owns 100% of this entity.
    16A NationsBank Texas Bancorporation, Inc. owns 100% of this entity.
    16B NationsBank of Texas, N.A. owns 100% of this entity.
    16C DPC, Inc. owns 100% of this entity.
    16D NCNB Texas TBM, Inc. owns 100% of this entity.
    17 Virginia Federal Savings Bank owns 100% of this entity.
    17A Southern Service Corporation owns 100% of this entity.

  11. Domestic Entity stands alon called
    ‘American Security’ is Nationsbanc is BOA – hmmmmm.
    American Security Insurance Co – Atlanta GA is who Wells Fargo uses to procure ‘Hazard Insurance’ on REO properties hmmmm.

    NCNB (Nationsbanc) in South Dakota
    Nationsbanc Corporation (Charlotte North Carolina)
    Changed its name
    Nationsbanc Capital Markets, Inc.
    100 North Tyron, Charlotte NC
    withdrawn March 26th 1998
    MERGER 1993
    C&S/Sovran Corporation a DE Corp
    Sovran Investment Corp into NCNB Capital Markets, Inc. (a Virgina Corp)
    referred to as ‘SIC’ (“Constituent Corporations”)
    ‘SIC’ merging into a signle corp in accord with laws of NC and VA by SIC merging into NCNB-CM the Surviving Corp
    ______________________________

    Nationsbanc – BOA –

    Institution History for AMERICAN SECURITY INSURANCE CORPORATION (1073328)

    3 institution history record(s) found.
    Event Date Historical Event
    1979-06-01 AMERICAN SECURITY INSURANCE CORPORATION OF MARYLAND located at 734 15 STREET, N.W., SUITE 35, WASHINGTON, DC was established as a Domestic Entity Other.
    1984-12-31 AMERICAN SECURITY INSURANCE CORPORATION OF MARYLAND was renamed to AMERICAN SECURITY INSURANCE CORPORATION and moved to 25 SOUTH CHARLES STREET BALTIMORE, MD.
    1996-12-31 AMERICAN SECURITY INSURANCE CORPORATION was acquired by RIVE GAUCHE A CORP..

    Bank of America Corp Parents of Rive Gauche A Corp 3/14/2000
    135 -* NB HOLDINGS CORPORATION (2173092) 1 CHARLOTTE NC Financial Holding
    Company – Domestic

    Asset Holding Corp 1026351 San Francisco CA

    Aurora Managemetn Inc. 2821263 – Stamford CT

    Securitization Funding COrp Dallas TX 2582630 Finance Co

    REPUBLICBANK INSURANCE AGENCY TX 1101986

    SOVRAN CAPTIAL Managemetn Corp VA 1148600

    Worthen Development Corp , Inc. AR 1150005

    SECURITY FIRST

    NB Capital
    Tristar Communications
    South Charles
    Intrepid Funding Master Trust
    Fenway Holdings
    CSF Holdings
    First Mortgage Corp
    OLYMPIC Funding
    Tower I, II, Trusts and Partnerships
    Boatmens Insurance Agency
    PPM Spyglass Funding Trust
    Bushton TRG Investment Partnership
    Signal One
    Titan
    Mattress Giant Corp
    Vision Software
    Series of trees
    ….Sequoia

    Series of Names of snakes for companies…

    Sidewinder
    ASP Funding
    Viper
    Anaconda
    Copperhead
    Diamondback
    Python

  12. Good News. Robert did call back and is one of the good consumer advocates. I am considering the joinder for the matters are very important and in New Jersey, you cannot join related parties to the foreclosue the complaints for malfeasance must be filed separately. The unlawful statutory matters are left to the good hands of the US Attorney General in the event Congress allows enforcement of lawlessness.

  13. Why did I post Loss Share Services here?
    Neil may want to remove or post elsewhere.

    Since I posted information on PRC here, and I found that the information relates to the Legal Forensic Auditors… I felt compelled to provide an update that may be importtant to consumers.
    I am a Consumer Advocate as a reasonable person in the eyes of the law.

    Pesonally having purchased $900 Legal Forensic Auditors audit, I’ve communicated with Jeff Greenberg directly.

    I realized today that all of these firms may be connected to the ‘mass joinder’ in which independent agents, brokers, dealers, distributors are after a consumer in New Jersey 11 properties.
    So I sought information.

    Did I receive a decent audit because of the data facts I already had researched? My friend Joni did not receive a good result and did not have all of the information I had.

    MASS JOINDER IN CA.
    I called one of those 888#’s who instructed me to call the Call Center and I did register to find out more information demanding to be connected with a person with legal knowledge. A Paralegal did call me back and interview me and passed on my information to Robert 805-248-7091. I’ve never asked Robert for any details. He shared that he is the new manager responsible for the ‘research’ of the mass joinder. That the former agency was fired and had maligned the good name of the attorney’s in the mass joinder.

    Robert promised me three different times over the past week that I will be interviewed by (3) attorney’s on the phone who are of the mass joinder . I did get Robert to confirm that the Mass Joinder will not stop Complaint of Foreclosue actions nor Bankruptcy.

    The matters in the mass joinder are malfeasance as Plaintiff subject to civil not statutory laws.

    Any unlawful busness acts violating statutory laws can only be presented by the Attorney General Congress vested ‘Jurisidictin”

    REMINDER: Cosumers must speak to Foreclosue Defense Attorney’s before they miss their first payments to make sure of their options whenever possible.

    Whether current or late you must consult with a subject matter expert in foreclosue defense.

    Do not be afraid to ask the attorney your seeking advice from whether they are a subject matter expert in foreclosue defense, real estate, business law, litigator, bankruptcy, trusts…

    ———————————————————-

    Legal Forensic Auditors & PRC new LLC’s
    just registered in Virginia

    Principal Reduction Consultants, LLC
    Secretary of State of Virginia ID: A050252
    Status Secretary of State Only Applied 4/5/11

    Mary’s email to JG

    “Can you provide more information on your new entity PRC just registered in Virginia promoting Reduction of Principal for consumers?
    What will the costs be?

    Will the consumers have to pay 20% fee for the amount of the reduction PRC secures for them?

    A consumer in NJ who became a friend, initial TH, sent copies of agreements and multiple legal documents whe was asked to sign. I recommended her to a good foreclosue defense attorney in New Jersey.

    Curious, I reviewed the documents TR sent to me as a reasonable person.

    The Agreements and documents were for multiple entities and multiple products and TH’s investement to join over $60K.

    TH was encouraged to charge on her American Express Card $60K to join mass joinder in CA with an independnet Agent from New Jersey.

    NJ took her money and someone in CA was fighting over the money not given to Legal Forensic Auditors in CA. TH in NJ already in agreement with mass joinder for property in PA. TH also sent additonal documents for review seems she has over 11 properties. She was instructed to sign over each property to an independent Agent for a fee giving the agent permission to do something with the property. Then there was another agrement with another third party unrelated to the first, who would place properties into a private REIT. And another agreement. Each appeard to be unrelated legally but connected using the properties.

    At the end, the agreements disclosed if a reduction in principal was successful, TH would be required to pay 20% as a finders fee.

    How did I wind up here? I always check companies as registered with Secretary of State. I was not researchig your company. Rather a consumer who I am friends with as reasonable people, sent information today for she was excited to learn about PRC.

    I went to the webstie, copied ‘About’ searched Secretary of State of VA, and read the details of About which is when I read I recognized your good name.

    Is your organization selling a new financial product through PRC? Or are the products the same as when the firm was in MASS JOINDER in CA?

    Please know that as consumers, we share information with each other the media withholds and are trying to protect ourselves.

    Thank you,
    Mary Cochrane
    Victory Over Theft Exchange

    I cut/pasted the info as follows:

    “Nothing in Government Happens by Accident:

    Physics plays important role for energy of the “SPIN” creates “Momentum to Foreclose.”

    Without energy over 24 months, Principal Reduction Consultants, LLC secure principal reductions including Bank of America.

    A few CPAs that have negotiated 334 principal reductions over 24 months.

    Many (3) or more of these principal reductions are 40-60 % of initial face principal value of the notes
    or re-casting of these loans after applying all of the insurances!

    The fuel? Lenders looking for least resistance and shortest distance to hitting loss share insurance funds$$.

    80% of the loss created by selling the home as REO and subtracting this sale price from the face value of the note creates an absolute loss and is paid by the FDIC or some other government or CDS insurance loss subsidy.

    ‘Sharktales’ of former Presidents Clinton & Bush’s administration are allowed to purchase failed banks with borrowed money guaranteed to create massive returns by the US Government.

    Why would Congress ignore recasting subprime predatorial notes at 90% NPV also allows the banks to receive subsidies for the losses.
    Keep their homes and pay more affordable mortgages and stem the huge flow of inventory or REO onto the market

    http://www.PrincipalReductionConsultants.com

  14. Loss Share Agreements &
    Principal Mortgage Reductions

    Listen to “FDIC YouTube Video”

    The article below was taken directly from the FDIC’s website

    You Tube Video explains how lenders who purchase pools of assets of insolvent lenders from the FDIC are “supposed” to inure.

    Vision and purpose of the loss share agreements allow reasonably managed entities with excess funds to be able to purchase assets of other mismanaged lenders from the FDIC in such a manner as to not interrupt the relationships that lenders have with their depositors.

    Note none of these facts any anything to do with the consumer in the bad mortgage or the investor who purchased the certificates of the toxic loan trusts.

    Acquiring lenders modify the terms of loans from the pools to benefit homeowners at some cost to the FDIC.

    There are all kinds of insurance rewards for ‘LENDERS’ ‘BUYERS’ ‘MASTER SERVICERS’
    ‘SERVICERS’ and SECURITIES ADMINISTRATORS managed by the Credit Risk Managers as third party’s process claims for the MASTER SERVICERS of each toxic loan trust, trust fund, certificates, etc. When the credit enhancements, errors and loss policies, and all kinds of policies are exhausted, the modification may be offered on a property that is underwater because of share loass!

    What is actually happening is a national and broad reaching massive rush to foreclosure.

    Why? It’s easier at this point because the lenders have created a massive foreclosure monster by enabling law firms to function as substitute trustees (foreclosing entities who sue homeowners for foreclosure for money).

    This foreclosure engine is now efficient and has what physicists call inertia.

    A trustee by the way, under any definition of the term, has a fiduciary obligation to both parties for which it performs its duty as Trustee.

    It is our firm belief that by giving a law firm a commissioned incentive to foreclose on a homeowner, the lenders have dramatically tilted the scales of justice towards the lender and away from the homeowner.

    These Substitute Trustees are officers of the court who are sworn to uphold justice and the law and they are bending every single one of these laws in their mad rush to collect their 10% on the REO sale.

    This alone monstrously corrupts the actual intention of the FDIC loss share.

    Our method is to implore the lender to write down the toxic predatory mortgage and create a new fully collateralized loan for our client at 90%LTV and still have access to the loss share agreement (if they have one in place with the FDIC) and therein save our clients home, save yet one more property from the foreclosure mill, and still access the subsidy because they have settled a matter on an illegal loan without bogging down the court system.

    It works for all parties.

    The lenders are going to access the loss share dollars one way or another.

    Either through the foreclosure mill or through the purpose for which the system was intended.

    Is your loan subject to a potential principal reduction?

    Call your state Department of Banking and Insurance.

  15. 28 –* SHAREHOLDERS INVESTOR SERVICE CORPORATION (1149250) 27 KANSAS CITY MO Data Processing Servicer

    1 institution(s) matched the specified criteria.

    To view additional information for an institution, select that institution.

    Name (RSSD ID) City State/ Country Institution Type As of Date
    NATIONAL FINANCIAL DATA SERVICES (1149250)
    KANSAS CITY MO Data Processing Servicer

    Institution History for NATIONAL FINANCIAL DATA SERVICES (1149250)

    3 institution history record(s) found.

    Event Date Historical Event
    1982-06-30 SHAREHOLDERS INVESTOR SERVICE CORPORATION located at CULVER CITY, CA was established as a Data Processing Servicer.
    1985-09-01 SHAREHOLDERS INVESTOR SERVICE CORPORATION moved to KANSAS CITY, MO.
    1988-03-21 SHAREHOLDERS INVESTOR SERVICE CORPORATION was renamed to NATIONAL FINANCIAL DATA SERVICES

    STATE STREET BOSTON CORPORATION (1111435) as of 12/31/1992

    State Street Corporation is Parent of National Financial Data Services
    12/31/1992 66 Institutions Found
    1 * STATE STREET BOSTON CORPORATION (1111435) BOSTON MA Bank Holding Company
    2 -* STATE STREET BANK AND TRUST COMPANY (35301) 1 BOSTON MA State Member Bank
    15 —* STATE STREET TRUST AND BANKING COMPANY, LIMITED (1939648) 4 TOKYO JAPAN International Nonbank Sub of Domestic Entities
    63 -* BOSTON FINANCIAL DATA SERVICES, INC. (1111499) 1 NORTH QUINCY MA Data Processing Servicer
    64 –* NATIONAL FINANCIAL DATA SERVICES (1149250) 63 KANSAS CITY MO Data Processing Servicer
    65 -* STATE STREET BANKING SERVICES, INC. (1111510) 1 BOSTON MA Domestic Entity Other
    66 -* STATE STREET FLORIDA, INC. (1479096) 1 TAMPA FL Domestic Entity Other
    61 -* SSB REALTY, LLC (1111480) 1 NORTH QUINCY MA Domestic Entity Other
    60 -* SSB INVESTMENTS, INC. (1111471) 1 BOSTON MA Domestic Entity Other
    57 -* STATE STREET BOSTON SECURITIES SERVICES CORPORATION (1111453) 1 BOSTON MA Domestic Entity Other
    58 -* STATE STREET BOSTON CREDIT COMPANY, INC. (1111462) 1 BOSTON MA Domestic Entity Other
    54 -* + CLARKE & TILLEY DATA SERVICES (2192178) 1 SURREY ENGLAND Data Processing Servicer
    55 -* STATE STREET SOUTH CORPORATION (1111444) 1 BOSTON MA Domestic Entity Other
    50 -* STATE STREET GLOBAL ADVISORS, INC. (1878185) 1 DOVER DE Domestic Entity Other


    STATE STREET BOSTON CORPORATION (1111435) as of 12/31/1985
    Seq Num Name (RSSD ID) Parent Seq Num City State / Country Institution Type
    1 * STATE STREET BOSTON CORPORATION (1111435) BOSTON MA Bank Holding Company
    20 -* STATE STREET SOUTH CORPORATION (1111444) 1 BOSTON MA Domestic Entity Other
    22 -* STATE STREET BOSTON SECURITIES SERVICES CORPORATION (1111453) 1 BOSTON MA Domestic Entity Other
    23 -* STATE STREET BOSTON CREDIT COMPANY, INC. (1111462) 1 BOSTON MA Domestic Entity Other
    24 -* SSB INVESTMENTS, INC. (1111471) 1 BOSTON MA Domestic Entity Other
    25 -* SSB REALTY, LLC (1111480) 1 NORTH QUINCY MA Domestic Entity Other
    27 -* BOSTON FINANCIAL DATA SERVICES, INC. (1111499) 1 NORTH QUINCY MA Data Processing Servicer
    28 –* SHAREHOLDERS INVESTOR SERVICE CORPORATION (1149250) 27 KANSAS CITY MO Data Processing Servicer
    29 -* STATE STREET BANKING SERVICES, INC. (1111510) 1 BOSTON MA Domestic Entity Other


    12/31/1985 (29 Institutional Found) 29 Institution(s) Found.

    Seq Num Name (RSSD ID) Parent Seq Num City State / Country Institution Type
    1 * STATE STREET BOSTON CORPORATION (1111435) BOSTON MA Bank Holding Company
    2 -* STATE STREET BANK AND TRUST COMPANY (35301) 1 BOSTON MA State Member Bank
    3 –* STATE STREET INTERNATIONAL HOLDINGS (348104) 2 BOSTON MA Edge Corporation – Investment
    4 —* STATE STREET ASIA LIMITED (1174300) 3 HONG KONG HONG KONG International Bank of U.S. Depository – Edge or Trust Co.
    5 —* STATE STREET CAPITAL MARKETS (1182798) 3 GEORGE TOWN CAYMAN ISLANDS International Nonbank Sub of Domestic Entities
    6 —* STATE STREET LONDON LIMITED (1184242) 3 LONDON ENGLAND International Nonbank Sub of Domestic Entities
    7 –* STATE STREET BOSTON LEASING COMPANY, INC. (737771) 2 BOSTON MA Domestic Entity Other
    8 –* STATE STREET BANK AND TRUST COMPANY OF CALIFORNIA, N.A. (812164) 2 LOS ANGELES CA Non-deposit Trust Company – Member
    9 –* STATE STREET BANK INTERNATIONAL (905310) 2 NEW YORK NY Edge Corporation – Banking
    10 —* STATE STREET BANK GMBH (1172025) 9 MUNICH GERMANY, FEDERAL REPUBLIC OF International Bank of U.S. Depository – Edge or Trust Co.
    11 –* + VALUE EXCHANGE CORPORATION (1110719) 2 QUINCY MA Domestic Entity Other
    12 –* STATE STREET BOSTON CAPITAL CORPORATION (1111538) 2 BOSTON MA Securities Broker/Dealer
    13 –* STATE STREET VIDEO SERVICES, INC. (1111547) 2 BOSTON MA Domestic Entity Other
    14 —* + VIDEO FINANCIAL SERVICES (1111574) 13 DALLAS TX Domestic Entity Other
    15 –* STATE STREET REALTY CREDIT COMPANY (1111556) 2 BOSTON MA Domestic Entity Other
    16 –* STATE STREET CORPORATION (1173929) 2 PANAMA CITY PANAMA Foreign Bank
    17 –* STATE STREET BANK (SWITZERLAND), A.G. (1182819) 2 ZURICH SWITZERLAND (OTHER) International Nonbank Sub of Domestic Entities
    18 –* TWO TWENTY FIVE CLUB (2898902) 2 BOSTON MA Domestic Entity Other
    19 –* STATE STREET BANK AND TRUST COMPANY, N.A. (93619) 2 NEW YORK NY Non-deposit Trust Company – Member
    20 -* STATE STREET SOUTH CORPORATION (1111444) 1 BOSTON MA Domestic Entity Other

    21 –* TWO HERITAGE DRIVE REALTY ASSOCIATES (1111565) 20 NORTH QUINCY MA Domestic Entity Other
    22 -* STATE STREET BOSTON SECURITIES SERVICES CORPORATION (1111453) 1 BOSTON MA Domestic Entity Other
    23 -* STATE STREET BOSTON CREDIT COMPANY, INC. (1111462) 1 BOSTON MA Domestic Entity Other
    24 -* SSB INVESTMENTS, INC. (1111471) 1 BOSTON MA Domestic Entity Other
    25 -* SSB REALTY, LLC (1111480) 1 NORTH QUINCY MA Domestic Entity Other
    26 –* THREE HERITAGE DRIVE ASSOCIATES (1487783) 25 NORTH QUINCY MA Domestic Entity Other
    27 -* BOSTON FINANCIAL DATA SERVICES, INC. (1111499) 1 NORTH QUINCY MA Data Processing Servicer
    28 –* SHAREHOLDERS INVESTOR SERVICE CORPORATION (1149250) 27 KANSAS CITY MO Data Processing Servicer
    29 -* STATE STREET BANKING SERVICES, INC. (1111510) 1 BOSTON MA Domestic Entity Other

  16. Maryland Entity Name: US MORTGAGE CORPORATION
    Dept ID #: F01935394 – Good Standing (Stock)
    Formation: 5/31/1985
    Domestic Entity of NJ
    1 Mortgage Way, Mount Laurel, NJ 08054

    AMENDMENT N.C. FROM:
    PHH US MORTGAGE CORPORATION
    7/21/1995

    AMENDMENT N.C. FROM:
    PHH MORTGAGE SERVICES CORPORATION
    12/15/1997

    11/17/1997 – Certified Statement – Name Change The Corporation Trust Incorporated, 330 E. Lombard St, Baltimore MD 21202

    7/12/1999 RESOLUTION

    7/2/2002 RESOLUTION – CENDANT MORTGAGE CORP
    Resident Change of Address:
    CSC Lawyers Incorporating Service CO, 11 East Chase St, Baltimore MD 21202

    2/1/2005 Statement of Name Change from Cendant Mortgage Corporation to
    PHH Mortgage Corporation (NJ 1/19/2005 changed name NJ Certificate)
    11/20/2006 Resident Agent Change of Address

    8/18/2008 Resolution (US Mortgage Corporation) 1 Mount Laurel NJ 08054

    Authority to do business in Maryland Forfeited 11/19/1997.
    US Mortgage Corporation F04277786 Failure to file personal property return (Form#1 Due) Qualification 11/30/1995

    ___________________________
    Maryland Status: Forfeited (Registration 7/9/2002)
    No Property Return 2009
    Entity Name: U.S. MORTGAGE CORP.
    Dept ID #: F06913164
    Domestic Entity of NJ: 19 D CHAPIN ROAD
    PINE BROOK, NJ 07058

    Business Agent:
    BUSINESS FILINGS INTERNATIONAL, INC.
    SUITE 1400
    300 EAST LOMBARD STREET
    BALTIMORE, MD 21202

    _______________________________

    US Mortgage Bankers, Inc. 7/9/2004
    3 United States Ave
    Gibbsboro NJ 08026
    Domestic NJ

    Joseph Abate
    610 Emmy Dee Dr
    Bel Air MD 21014

    Forfieture MD 11/14/2008 failure to file return
    ————————————————————————-

  17. I focused on Maryland for the early 1990’s Lehman Brothers the Underwriter for the private family trust (foreign money) of the Frederick MD Brokers and Frederick MD non-Brokers.
    Nationsbanks significant acquisitions of ‘SERVICERS’ including INDYMAC-Countrywide,Norwest…now OneWest…
    1992/1993 NATIONSBANK (BOA Agent) UBS Financial –NY (Securities Investor) Foothill Group Inc. acquisition of Norwest Corp (included 1985 GMAC Mortgage of Iowa and Residential Funding). In Agreements, as SERVICER, appears ‘Wells Fargo Bank NA’ using a private brand label allow non-bank entities privileges of superior consumers ‘banks .
    ________________________________________
    NATIONSBANK COMMUNITY DEVELOPMENT CORP
    101 S. Tryon St, 18th Fl
    Charlotte NC 28255-00001
    401 N TRYON ST NC1-021-02-20
    CHARLOTTE, NC 28255
    Old Name: BANC OF AMERICA COMMUNITY DEVELOPMENT CO
    401 N TRYON ST NC1-021-02-20
    CHARLOTTE, NC 28255

    Requalification: 2/4/2002 (F4055737) MD
    Banc of America Community Development Corporation
    10 Light Street, 18th Floor
    Baltimore MD 21202-1435
    ‘Inter & Intra state business’ as a Foreign Corporation
    Nancy M. Crown, SVP
    Agent:
    Corporation Trust Incorporated, Allan Farnell VP Resident Agent
    Revised 8/98
    Maryland Date Stamped 2/2002

    Foreign Corporation Qualification/Requalification

    6/15/2000 MERGER
    THIS AMENDMENT RECORD INDICATES THE MERGER INVOLVING THE FOLLOWING ENTITIES:
    SURVIVOR: (F04055737) BANC OF AMERICA COMMUNITY DEVELOPMENT CORPORATION.
    MERGED ENTITIES: (D02663821) MARYLAND NATIONAL COMMUNITY DEVELOPMENT CORPORATION
    —————————————————–

    REVIVED ‘Good Standing’
    Qualification of Formation: 1/19/1995
    Agent Address Change 11/17/1997
    Statement of Name Change 10/2/1999
    THIS AMENDMENT RECORD INDICATES THE NAME CHANGE FROM: NATIONSBANK COMMUNITY DEVELOPMENT CORPORATION TO: BANC OF AMERICA COMMUNITY DEVELOPMENT CORPORATION

    NATIONSBANK TRUST COMPANY, NATIONAL ASSO

    101 S TRYON ST
    CHARLOTTE, NC 28255 0001

    NATIONSBANK OF VIRGINIA, N.A.
    CORPORATE TAX DEPT.
    P. O. BOX 4899

    NATIONSBANK OF NORTH CAROLINA, N.A.
    CORP CTR NC 1007 19 03
    CHARLOTTE, NC 28255
    ATLANTA, GA 30302

    NATIONSBANK OF MARYLAND, NATIONAL ASSOCI
    PO BOX 4899
    ATLANTA, GA 30302

    NATIONSBANK OF MARYLAND
    CORPORATE TAX DEPT.
    P. O. BOX 4899
    ATLANTA, GA 30302

    NATIONSBANK, NATIONAL ASSOCIATION (CAROL
    401 NORTH TRYON STREET
    CHARLOTTE, NC 28255

    NATIONSBANK, NATIONAL ASSOCIATION
    M/S 020702
    100 S CHARLES ST
    BALTIMORE, MD 21201 2725

    Maryland Taxpayer Services Division

    Charter Search Results for: NATIONSBANK

    Page 1 of 1
    (Dept. ID)
    Entity Name
    Entity Detail Status

    (F04055737) NATIONSBANK COMMUNITY DEVELOPMENT CORPORATION General Info.
    Amendments
    Personal Property
    OLD NAME

    (D00038489) NATIONSBANK, NATIONAL ASSOCIATION General Info.
    Amendments
    Personal Property
    FORFEITED

    (F04217071) NATIONSBANK, NATIONAL ASSOCIATION (CAROLINAS) General Info.
    Amendments
    Personal Property
    DISSOLVED

    (D00037937) NATIONSBANK OF MARYLAND General Info.
    Amendments
    Personal Property
    DISSOLVED

    (F03397098) NATIONSBANK OF MARYLAND, NATIONAL ASSOCIATION General Info.
    Amendments
    Personal Property
    MERGED

    (F03397163) NATIONSBANK OF NORTH CAROLINA, N.A. General Info.
    Amendments
    Personal Property
    MERGED

    (F01244375) NATIONSBANK OF VIRGINIA, N.A. General Info.
    Amendments
    Personal Property
    DISSOLVED

    (F02878874) NATIONSBANK TRUST COMPANY, NATIONAL ASSOCIATION General Info.
    Amendments
    Personal Property
    INCORPORATED

    Old Line Bancshares, Inc.(Survivor) and successor corporation
    Effective 4/1/2011 a MD Corporation
    MDBC shall be merged with and into OLB 1525 Pointer Ridge Place, Bowie MD 20716
    Merge and will continue under name of Old Line Bancshares, Inc.
    OLB was incorporated under MD laws 4/11/2003. MDBC incorporated under laws MD on 5/17/2011
    MDBC 10 Million shares common stock
    5Million Preferred
    OLB 15Million common stock
    One Million Preferred and 7,000 OLB Preferred stock classified as Fixed Rate Cumulative Perpetual Preferred Stock Series A for $160K for all shares.
    OLB shall possess any and all purposes and powers of MDBC without further act or daeed transferred to vested in and devolved upon OLB without further act or deed subject to debts and obligations of MDBC
    MDBC stock shall be surrendered, cancelled and converted into the right to receive cash consideration of $29.11 per share or 3.4826 shares of common stock of OLB at least 95% of MDBC common stock being exchanged for OLB stock 4/11/2011
    http://sdatcert3.resiusa.org/UCC-Charter/D_Details.aspx?EntityName=MARYLAND+BANKCORP%2c+INC.&EntityId=D06314140&AckNumber=1000362001483207&Page=1
    3/31/2011 Articles of Merger (Good Standing NO)
    Resident Agent: The Corporation Trust Incorporated
    351 West Camden St, Baltimore, MD 21201 -7912
    THIS AMENDMENT RECORD INDICATES THE MERGER INVOLVING THE FOLLOWING ENTITIES:
    SURVIVOR: (D07314701) OLD LINE BANCSHARES, INC.
    MERGED ENTITIES: (D06314140) MARYLAND BANKCORP, INC. EFFECTIVE 04/01/11 AT 12:01 AM
    Maryland Bankcorp, Inc.
    46930 South Shangri La Drive, Lexington Park, St Mary’s County, Maryland 20653
    8/1/1997 MB&T became a chartered national bank. OCC – 12 U.S.C supra 1001, et. Seq
    Adopted 8/8/2001 by MB&T shareholders 9/11/2001.
    Thomas B. Watts, Chairman & CEO (both)
    Brenda D. Dennis Secretary (both)
    5/17/2001 Articles of Incorporation
    6/19/2001 Amended Articles of Incorporation
    9/26/2001 Successor: Maryland Bankcorp, Inc. MD D6314140 (MB&T)
    Acquired Maryland Bank & Trust, Company, NJ (US)
    THIS AMENDMENT RECORD INDICATES SHARE EXCHANGE INVOLVING
    THE FOLLOWING ENTITIESACQUIRING ENTITY:
    (D06314140) MARYLAND BANKCORP, INC.
    ACQUIRED ENTITY: MARYLAND BANK & TRUST COMPANY, N.A.
    (U.S.). EFFECTIVE 09/28/2001 Articles of Share Exchange
    12/10/2008 – Articles of Amendment – MARYLAND BANKCORP, INC. (“MB”)
    Lawrence Wright – Secretary
    Signature of President can’t make out
    Filing Party Nelson Mullins Riley & Scarborough LLP
    101 Constitution Ave NW Suite 900
    Washingon DC 20001
    15 Million shares of stock (10Million Common, Five Million Preferred.

    4/16/1970 MD Formation
    Entity Name: MARYLAND BANKCORP, INC. (MERGED)
    Dept ID #: D00310110

    SHANGRI-LA DRIVE

    LEXINGTON PARK, MD 00000
    Resident Agent
    Ernest N. Cory, JR, 106 Fouth St, Laurel, MD 20810  

    Entity Name: US MORTGAGE FUNDING CORP.
    Dept ID #: D02921617
    Mailing Address:
    CAPITOL MORTGAGE BANKERS, INC.
    8334 VETERANS HWY STE 1
    MILLERSVILLE, MD 21108 2543

    12/18/1989 Articles of Incorporation
    3/10/1995 Articles of Amendment with Name Change
    CPO , CRA , CRAA AMENDMENT N.C. FROM: MARYLAND HOME MORTGAGE, INC.

    6/23/1995 Articles of Amendment & Restatement with Name Change
    CPO , CRA , CRAA AMENDMENT N.C. FROM: MARYLAND HOME MORTGAGE CORPORATION
    11/24/1999 Articles of Amendment/Name Change
    THIS AMENDMENT RECORD INDICATES THE NAME CHANGE
    FROM: CAPITOL MORTGAGE BANKERS, INC. TO: US NATIONAL MORTGAGE CORPORATION.

    • Entity Name: US NATIONAL MORTGAGE CORPORATION
    1600 SHORE ROAD
    MIDDLE RIVER, MD 21220

    Dept ID #: D02921617 – Domestic MD 12/18/1989 Forfeited 10/5/2001
    THIS AMENDMENT RECORD INDICATES THE NAME CHANGE FROM:
    • US MORTGAGE FUNDING CORP. TO: CAPITOL MORTGAGE BANKERS, INC.

    1/4/2000 Articles of Amendment/Name Change
    THIS AMENDMENT RECORD INDICATES THE NAME CHANGE FROM:
    CAPITOL MORTGAGE BANKERS, INC. TO: US NATIONAL MORTGAGE CORPORATION.

    1/4/2000 Articles of Amendment/ Name Change
    THIS AMENDMENT RECORD INDICATES THE NAME CHANGE FROM:
    US NATIONAL MORTGAGE CORPORATION TO: US MORTGAGE FUNDING CORP.

    2/11/2000 Articles of Amendment/Name Change
    THIS AMENDMENT RECORD INDICATES THE NAME CHANGE FROM:
    US MORTGAGE FUNDING CORP. TO: CAPITOL MORTGAGE BANKERS, INC.

    8/14/2000 Resolution
    (can’t view documents Film B00175 Filio 1323 Pages 2)

    Entity Name: US MORTGAGE FUNDING CORP.
    Dept ID #: D02921617

    10/05/2001 Entity Forfeited for failure to pay penalty of $570 for 2000.

    UBS Financial Services Inc. (DE corp) Good Standing 11/6/1970
    8620 GEORGIA AVE.
    SILVER SPRING, MD 00000
    Entity Name: UBS FINANCIAL SERVICES INC.
    Dept ID #: F00323550

    11/6/1970 Qualification
    8/16/1982 Change of RAA
    7/30/1984 Converted Amendment MERGER
    MERGER:
    MERGING BLYTH EASTMAN PAINE WEBBER INCORPORATED
    (A UNQUALIFIED CORP.) MERGING INTO
    PAINE, WEBBER, JACKSON & CURTIS INCORPORATED (DELAWARE CORP.)
    CHANGING ITS NAME TO PAINEWEBBER INCORPORATED

    7/8/1997 Change of RAA

    3/12/2001 Statement of Name Change
    THIS AMENDMENT RECORD INDICATES THE NAME CHANGE FROM:
    PAINEWEBBER INCORPORATED.
    TO: UBS PAINEWEBBER INC..

    6/9/2003 Statement of Name Change
    THIS AMENDMENT RECORD INDICATES THE NAME CHANGE FROM:
    UBS PAINEWEBBER INC.
    TO: UBS FINANCIAL SERVICES INC..

    11/20/2006 Resident Agent Change of Address

  18. I focused on Maryland for the early 1990’s Lehman Brothers the Underwriter for the private family trust (foreign money) of the Frederick MD Brokers and Frederick MD non-Brokers.
    Nationsbanks significant acquisitions of ‘SERVICERS’ including INDYMAC-Countrywide,Norwest…now OneWest…
    1992/1993 NATIONSBANK (BOA Agent) UBS Financial –NY (Securities Investor) Foothill Group Inc. acquisition of Norwest Corp (included 1985 GMAC Mortgage of Iowa and Residential Funding). In Agreements, as SERVICER, appears ‘Wells Fargo Bank NA’ using a private brand label allow non-bank entities privileges of superior consumers ‘banks .
    ________________________________________
    NATIONSBANK COMMUNITY DEVELOPMENT CORP
    101 S. Tryon St, 18th Fl
    Charlotte NC 28255-00001
    401 N TRYON ST NC1-021-02-20
    CHARLOTTE, NC 28255
    Old Name: BANC OF AMERICA COMMUNITY DEVELOPMENT CO
    401 N TRYON ST NC1-021-02-20
    CHARLOTTE, NC 28255

    Requalification: 2/4/2002 (F4055737) MD
    Banc of America Community Development Corporation
    10 Light Street, 18th Floor
    Baltimore MD 21202-1435
    ‘Inter & Intra state business’ as a Foreign Corporation
    Nancy M. Crown, SVP
    Agent:
    Corporation Trust Incorporated, Allan Farnell VP Resident Agent
    Revised 8/98
    Maryland Date Stamped 2/2002

    Foreign Corporation Qualification/Requalification

    6/15/2000 MERGER
    THIS AMENDMENT RECORD INDICATES THE MERGER INVOLVING THE FOLLOWING ENTITIES:
    SURVIVOR: (F04055737) BANC OF AMERICA COMMUNITY DEVELOPMENT CORPORATION.
    MERGED ENTITIES: (D02663821) MARYLAND NATIONAL COMMUNITY DEVELOPMENT CORPORATION
    —————————————————–

    REVIVED ‘Good Standing’
    Qualification of Formation: 1/19/1995
    Agent Address Change 11/17/1997
    Statement of Name Change 10/2/1999
    THIS AMENDMENT RECORD INDICATES THE NAME CHANGE FROM: NATIONSBANK COMMUNITY DEVELOPMENT CORPORATION TO: BANC OF AMERICA COMMUNITY DEVELOPMENT CORPORATION

    NATIONSBANK TRUST COMPANY, NATIONAL ASSO

    101 S TRYON ST
    CHARLOTTE, NC 28255 0001

    NATIONSBANK OF VIRGINIA, N.A.
    CORPORATE TAX DEPT.
    P. O. BOX 4899

    NATIONSBANK OF NORTH CAROLINA, N.A.
    CORP CTR NC 1007 19 03
    CHARLOTTE, NC 28255
    ATLANTA, GA 30302

    NATIONSBANK OF MARYLAND, NATIONAL ASSOCI
    PO BOX 4899
    ATLANTA, GA 30302

    NATIONSBANK OF MARYLAND
    CORPORATE TAX DEPT.
    P. O. BOX 4899
    ATLANTA, GA 30302

    NATIONSBANK, NATIONAL ASSOCIATION (CAROL
    401 NORTH TRYON STREET
    CHARLOTTE, NC 28255

    NATIONSBANK, NATIONAL ASSOCIATION
    M/S 020702
    100 S CHARLES ST
    BALTIMORE, MD 21201 2725

  19. GMAC Mortgage Corporation of Iowa
    (formerly Norwest Mortgage, Inc.) 7/1/1985

    Norwest Corporation (Entity ID 134676 Status Inactive)
    Home Office: 1200 Peavey Bldg, Minneapolis MN 55479
    (Trademark or Service Mark Eff Date 8/2/1982 Filing 9/10/1982)

    State of Minnesota, County of Hennepin
    President Robert V. Gorache
    Secretary Stephen D. Morrison

    7/1, 1985 GMAC Mortgage CORP hereby consents to the change of name of Norwest Mortgage, Inc. to GMAC MORTGAGE CORPORATION OF IOWA.

    Office of the Secretary of State Des Moines Iowa
    7/1/1985, Perpetual CTC System, 1031 Midland Bank Bldg, Minneapolis, MN 55401.

    Norwest Mortgage, Inc. Effective Date 7/1/1985

    Original name of the corporation was Iowa Securities Co, effective date of incorporation was 2/10/1910.
    5/13/1985, 4th Floor Galaxy Building, City of Minneapolis County of Hennepin, the name of the corporation is GMAC Mortgage Corporation of Iowa.
    GMAC MORTGAGE CORPORATION OF IOWA(a Domestic for Profit)
    Entity Corp No: 3593, 2/15/1910. Active
    Formerly known as
    • BANCO Mortgage Company,
    • Iowa Securities Company.

    An Example How Agents use the ‘Private Label‘ Wells Fargo’ to do Business

    Does business in Florida through
    UCC FINANCING STATEMENT Filed 9/9/2010
    GMAC Mortgage LLC, 3451 Hammondville Rd Waterloo IA 50701
    (Mortgage Loan)
    2710 High Ridge Place, Lakeland Florida 33813

    Account # 0359152590 and repay the original full price of my homes and plus the full and complete account of profits made from selling and reselling of the mortgage notes, including profits from bonds, securities, payments of principle, interest, taxes, fees, late payments, and other charges, from the date of sales, to the present or pay secured party’s two million dollars in certified funds for each home/account plus interest of one percent per day from date of default on presentment letter compounded daily whichever is the lessor amount from date of sale of each of my homes failure to prove the lessor amount make you liable for the full and greater amount
    UCC Document filed in Iowa

    J & J Properties of Lakeland, L.L.C.
    Registered Agent:
    MGRM JERRY MOORE & JACK D LOFTIN JR
    2755 High Ridge Place
    Lakeland FL 33813
    Registered Agent Signature: JERRY MOORE 3/23/2006 State of Iowa – UCC Document filed with Florida Limited Liability Co Papers for
    Signature of a member or an authorized representative of a member
    Signature Gregory A Sanoba

    & J Properties of Lakeland, L.L.C. is located at 2755 High Ridge Pl Lakeland, FL 33812. The officers include Jack D Loftin, Jerry Moore. J & J Properties of Lakeland, L.L.C. was incorporated on Wednesday, March 22, 2006 in the State of FL and is currently active. Jerry Moore represents J & J Properties of Lakeland, L.L.C. as their registered agent.

    Articles of Merger
    GMACM of PA
    Principle Office: 8360 Old York Rd, Elkins Park, PA
    Recorded: 9/29/1994 Eff: 9/30/1994
    GMAC MORTGAGE CORPORQATION OF IOWA, an Iowa Corporation AND

    GMAC Mortgage Service Company of California, a CA Corporation

    MERGED INTO

    GMAC MORTGAGE CORPORATION OF PA, a Pennsylvania Corporation
    Organized by the Pennsylvania Associations Code (15 Pa. Cons. Stat. Ann. 1921), in Iowa by the Iowa Corporations Act (Iowa Code Ann. 491.111), and in California by the California Corporations Code (Cal. Corporations Code 1108).

    Pursuant to the provisions of Section 493B.117 of the Iowa Business Corporation Act, the undersigned domestic and foreign corporations adopt the following Articles of Merger:

    1. The names of the corporations participating in the merger and the states under the laws of which they are respectively organized are as follows:

    GMAC MORTGAGE CORPORQATION OF IOWA Iowa
    ‘GMACM’ of IA (2/5/1910, Amended 7/1/1985 GMACM of Iowa aAll shares are owned by GMAC Mortgage Corp (GMACMC a corporation organized under the laws of the State of Michigan.
    (referred to as “Nonsurviving Corporations merger into GmACM of PA)

    GMAC Mortgage Service Company of California, California
    ‘GMACM of CA’ 5/16/1968 Amended 7/11/1968, 4/28/1975, 2/7/1977, 9/3/1985, 7/1/1988.
    (referred to as “Nonsurviving Corporations merger into GMACM of PA)

    GMAC MORTGAGE CORPORATION OF PA, Pennsylvania
    GMACM of PA all shares owned by GMACM of Iowa.

    GMACM of California inc 5/14/1968, amended 7/11/1968, 9/3/1985.
    All shares owned by GMACMC

    2. The laws of the states under which the foreign participating corporations are organized permit such a merger under substantially the same terms as Section 493B.1107 of Iowa Business Corporation Act.
    3. The name of the surviving corporation shall be GMAC Mortgage Corporation of PA and such corporation shall be governed under the laws of Pennsylvania.
    4. The plan of merger is set forth as Exhibit A.
    5. The plan of merger was approved by the shareholders and:

    (i) The designation, number of outstanding shares, and number of votes entitled to be cast by each voting group entitled to vote separately on the plan as to each corporation was:
    (ii) GMAC Mortgage Service Company of California, 20,000 Outstanding share of common stock
    (iii) /s/William J. Tierney, VP
    (iv) GMAC Mortgage Corporation of Iowa 1,000 Shares Common
    (v) /s/Jonathan P. Andrews, VP
    (vi) GMAC Mortgage Corporation of PA 1,000 Shares of Common
    (vii) /s/Jonathan P. Andrews, VP….

    GMACM (Michigan)

    GMAC MORTGAGE CORPORATION OF IOWA – Corp No. 3593
    Cert. No. Pages Filing Date Effective Date Type
    00Z062299 2 2/5/1910 2/15/1910 ARTICLES OF INCORPORATION
    00Z062300 1 2/3/1913 ARTICLES OF AMENDMENT
    00Z062301 2 3/26/1921 ARTICLES OF AMENDMENT
    00Z062302 6 1/17/1930 RENEWED AMEN & SUBSTITUTED ART
    000001892 3 11/8/1946 ARTICLES OF AMENDMENT
    000001950 4 2/9/1950 RENEWED AMEN & SUBSTITUTED ART
    000004359 3 10/15/1954 ARTICLES OF AMENDMENT
    000008435 3 5/28/1959 ARTICLES OF AMENDMENT
    000021283 3 7/1/1969 ARTICLES OF AMENDMENT
    000005163 2 11/25/1969 VOLUNTARY ELECTION TO ADOPT
    000047410 2 11/25/1969 RESTATED ARTICLES
    000027844 3 10/15/1973 1/2/1974 ARTICLES OF AMENDMENT
    000041953 2 5/5/1980 REGISTERED OFFICE/AGENT CHANGE
    00A129418 1 12/8/1980 REGISTERED OFFICE/AGENT CHANGE
    000129876 3 4/28/1983 5/1/1983 RESTATED ARTICLES
    00F003027 2 10/25/1984 REGISTERED OFFICE CHANGE
    00C019677 4 6/24/1985 ARTICLES OF AMENDMENT
    00C019967
    4 7/1/1985 RESTATED ARTICLES
    00Z062303 0 12/31/1989 MISCELLANEOUS FILING
    A92040505 2 3/31/1992 ANNUAL REPORT FILED
    A93949585
    3 4/7/1993 ANNUAL REPORT FILED
    A94023736
    2 3/31/1994 ANNUAL REPORT FILED
    W00054495
    9 9/29/1994 9/30/1994 ARTICLES OF MERGER

    (viii) GMAC Mortgage Corporation of PA, the surviving foreign corporation of the merger appoints the Secretary of States as its agent for service of process on any proceeding to enforce any obligations or the rights of dissenting shareholders of the domestic corporation party ot the merger.
    (ix)

    Iowa Corporations – Results

    Searched: GMAC Mortgage
    Results 1 – 9 of 9
    Corp No. Name Status Type
    327928
    GMAC MORTGAGE, LLC Active Legal
    108189
    GMAC MORTGAGE CORPORATION Inactive Legal
    102315
    GMAC MORTGAGE CORPORATION Inactive Legal
    3593
    GMAC MORTGAGE CORPORATION OF IOWA Inactive Legal
    108189
    GMAC MORTGAGE CORPORATION OF PA Inactive Legal
    333674
    GMAC MORTGAGE GROUP LLC Active Legal
    102315
    GMAC MORTGAGE GROUP, INC. Inactive Legal
    333674
    GMAC MORTGAGE GROUP OF DE LLC Active Fictitious name
    242347
    GMAC MORTGAGE INVESTMENTS, INC. Inactive Legal

    UCC Alternative – Display

    Name searched: (B) GMAC BANK

    UCC Debtors & Secured Parties
    Type B/P Name Address 1 Address 2 City ST Zip
    Debtor B GMAC MORTGAGE LLC 3451 HAMMONDVILLE ROAD WATERLOO IA 50701
    Secured P MOORE, JERRY 2755 HIGH RIDGE PLACE LAKELAND FL 33813

    UCC Filings
    UCC# Type File Time Pages
    P10007530-1
    FINANCING STATEMENT 9/9/2010 4:30 PM 1

  20. Banking & Ins Frauds Wells Fargo & Co/MN (Foothill w/UBS w/BOA Norwest/GMAC/Residential Funding
    Congress harmed the economy, 3rd element of national security, & continues overstepping limited powers preventing enforcement of laws. Congress created a superior class of consumer, ‘banks operating as financial holding companies.’ These foreign organizations “Spit upon the Federal Republic.” An organized group who rewards members to not follow the state and federal laws. Property taken by deception into wholesale pipeline where loans sold at a discount. The actual financial products & services sold to consumers as reasonable people are defective at time of sale causing substantive harm
    BOA-FOOTHILLS-NORWEST-CONDOR CONNECTIONS FOR SECURITIZATION RESEARCH

    PHH Mortgage | Jury Awards GI $20M in Mortgage Case
    Posted by Foreclosure Fraud on March 23, 2011 • 11 Comments

    There are in New Jersey 121 matches for Coldwell Banker which includes the fictitious name for PHH Mortgage Corp.

    PHH Mortgage Corporation – Active
    NJ Associated Names As changed Oldest to Newest:
    Cendant Mortgage – Fictitious (“F”)
    Cendant Mortgage Corp – Previous Name (“P”)
    Cendant Mortgage Services Corp – P
    Century 21 Mortgage – Fictitious Name
    Coldwell Banker Mortgage – F
    Domain Distinctive Property Finance – F
    ERA Mortgage – F
    Instamortgage.com – F
    Mortgagequestions.com – F
    Mortgagesave.com – F
    PHH Mortgage Services – F
    PHH Mortgage Services Corp – P
    PHH US Mortgage Corp – P
    United States Mortgage Corporation – P
    US Mortgage Corporation – P

    In Florida, PHH Mortgage Corporation
    Name Change Amendments (Old Names)
    10/21/1998 – US Mortgage Corp
    06/28/1995 – PHH US Mortgage Corp
    12/15/1997 – PHH Mortgage Services Corp
    02/01/2005 Cendant Mortgage Corp
    ———————————————————————————
    Non-Frederick MD Brokers are affiliates of
    Wells Fargo & Co/MN formerly Norwest Corp
    ————————————————————————————
    In NJ, Mortgage Concepts, Inc. 1/18/2005
    Business ID 0100939180 used a Foreign Non-Authorized Name
    US Mortgage Corporation,
    NY Domestic
    Steven Milner CEO
    4170 Veternas Memorial Highway Suite 201 Bohemia NY 11716

    PHH -> Cendant Settlement Services morphed into 4 IPO’s 2006-2007Now does business now as Title Resources Group

  21. LITIGATION SEALED! INVESTOR CLAIMS ARE BROUGHT IN SECRET SO AS TO CONCEAL THE FRAUD COMMITTED BY WELLS FARGO!

    If you needed more evidence of the collusion between state officialsand big banks committing “fraud on the market”, this is it.
    THEY MUST KEEP THEIR OWN KNOWLEDGE OF THE FRAUD A SECRET, OR IT WOULD CONFIRM THE SUSPICIONS OF THE GENERAL PUBLIC: IT’S THE HOMEOWNER/BORROWER/TAXPAYER THAT’S GOING TO BEAR THE LOSSES.

    IN RE WELLS FARGO MORTGAGE-BACKED CERTIFICATES LITIGATION.

    Civil Action No. 09-cv-01376-LHK (PSG).

    United States District Court, N.D. California, San Jose Division.

    March 22, 2011.

    ——————————————————————————–

    ORDER GRANTING ADMINISTRATIVE MOTION TO FILE UNDER SEAL MATERIALS IN CONNECTION WITH LEAD PLAINTIFFS’ MOTION FOR CLASS CERTIFICATION
    [CIV. L. R. 7-11, 79-5]
    LUCY H. KOH, District Judge.
    The Court, having read and considered the Administrative Motion of Lead Plaintiffs, Alameda County Employees’ Retirement Association, Government of Guam Retirement Fund, New Orleans Employees’ Retirement System and Louisiana Sheriffs’ Pension and Relief Fund, to File Under Seal Materials In Connection With Their Motion For Class Certification, and the Declaration of David R. Stickney filed in support of the motion to file under seal, and good cause appearing, the motion is hereby GRANTED.
    The following materials filed in support of their Motion For Class Certification shall be filed under seal:
    a. Exhibits 3, 4, 5, 7, 8 and 18-20 attached to the Declaration Of David R. Stickney In Support Of Motion For Class Certification (“Stickney Declaration”);
    b. Portions of the Memorandum Of Points And Authorities In Support Of Lead Plaintiffs’ Motion For Class Certification and the Stickney Declaration which quote or refer to materials claimed to be “Confidential” or “Highly Confidential.”
    IT IS SO ORDERED.

  22. Mary,
    You do amazing work. I have a hearing on the 29th against Wells Fargo and their fraud engineers- Lerner Sampson and Rothfuss. I could use a little help on this. I’m almost certain that my loan is tied up in the mess above. If you could help please email me at kim.miller1976@yahoo.com

  23. Can ‘Plaintiffs’ in all 50 states demand a jury trial in Superior Court of CA?

    CONGRESS controls Commerce overstepping limited powers preventing enforcement of laws.

    Has this law firm found the process of law where consumers can receive due process in matters related to ‘mortgages’ ?

    Philip A. Kramer SB#113969
    Kramer & Kaslow
    23901 Calabasas Rd, Suite #2010
    Calabasas CA 91302-3307
    818-224-3900
    Attorney’s for Plaintiff

    Can Plaintiff’s (consumers as an inferior class) be protected THROUGH ‘JOINDER’? to this case in the Superior Court of CA?

    DEFENDANTS:

    CASE NO: 30-2011-00450819-CU-MT-CXC

    BANK OF AMERICA, N.A., a Delaware corporation; COUNTRWIDE FINANCIAL CORPORATION, a Delaware corporation, dba BAC HOME LOANS SERVICING; COUNTRYWIDE HOME LOANS, INC., a New York corporation; RECONTRUST COMPANY, N.A., a California entity form unknown; CTC REAL ESTATE SERVICES, a California corporation; and DOES 1 through 1000, inclusive.
    Defendants.

    Plaintiff’s
    1-999999999 (joinder) Must pay $5,000 to $6,000 each

    FIRST AMENDED COMPLAINT FOR:
    1. FRAUDULENT CONCEALMENT [VIOLATION OF CAL. CIVIL CODE §§ 1572, 1709 AND 1710];
    2. INTENTIONAL MISREPRESENTATION [VIOLATION OF CAL. CIVIL CODE §§ 1572, 1709 AND 1710];
    3. NEGLIGENT MISREPRESENTATION [VIOLATION OF CAL. CIVIL CODE §§ 1572, 1709 AND 1710];
    4. INJUNCTIVE RELIEF FOR VIOLATION OF CIVIL CODE
    SECTION 2923.5;
    5. UNFAIR COMPETITION [VIOLATIONS OF CAL. BUS. & PROF. CODE §17200 ET SEQ.]
    [JURY TRIAL DEMANDED

    Cost to join $4K to $6K per individual

  24. Do not let the name fool you.
    The Federal Reserve Bank of New York located on Liberty Street is a Trojan Horse, the “World’s largest accumulation of gold.” The gold bullion in New York’s vault is part of the monetary reserves of foreign governments, central banks, and official international organizations around the globe. What is the U.S. government going to do when the foreign organizations call in the notes and want delivered to Liberty street the reserves held by the Treasury Department at Fort Knox, Kentucky and West Point, New York, Denver and Philadelphia Mints and San Francisco Assay Office?
    The Currency managed not in the best interest of the Real Estate Industry of the United States of America. Rather foreign organizations and private family’s trusts, 1970’s organization charge of FRB NY reveals Rothschild’s & John Rockefeller. In agreements with SunTrust & Lehman Brothers, Bear Stearns. What are the gold reserves worth today? In 2008 $236 billion. What will happen when the foreign organizations call in the notes?
    The money laundered out of the nation one mortgage at a time over the private financial exchanges harmed the economy of the nation, third element of our national security.
    In 1992/1993 The Foothill Group Inc, and its subsidiary Foothill Capital, Group and new Parent, Pacific Crest, acquired control of the real estate industry of the United States of America.

    The deals that went down created the virtual pipeline through which Norwest Corp dba Wells Fargo & Co/MN sold discounted loans wholesale. The foreign organization’s owners successfully married Norwest and former Wells Fargo Company survived acquiring the valuable American trade name ‘Wells Fargo & Company.’ The storefronts operating in 50 states and US Territories throughout the USA took in residential property , and laundered money out of the nation one mortgage at a time. The foreign organization operating as the largest producer of non-conforming mortgage products right here inside the USA.
    . Norwest Corporation already in deals and agreements with, Chase Manhattan Mortgage Group, GMAC-RFC Wells Fargo, HSBC Global plc, Deutsche Bank, Lehman Brothers, Bear Stearns were all private members of financial exchanges. Each re-engineered roles and responsibilities worked in collaboration did take residential properties one mortgage at a time into their pipelines dba Wells Fargo.
    The state set on 3/13/2000 the new Wells Fargo & Co. parent operating as a financial holding company, was responsible for being in the USA the #1 virtual bank, #1 Originator and #1 Servicer. July 2003, it’s no accident that Wells Fargo & Bank of America were responsible for consummating and promoting the first virtual no-documentation electronic exchange using the commercial services and commercial products they required the United States of America Real Estate Industry to utilize in order to get a chunk of business.

    2000 Financial Holding Companies – Clinton apologized he made a big mistake trusting the lobbyists. Congress provided pass for no-documentation for financial holding companies May 2003 via SEC money thereafter laundered out of nation one mortgage at a time.
    Real Estate Industry controlled by foreign organizations using ‘Wells Fargo’ and ‘Norwest’ to bring to mama properties selling discounted loans.
    July 2003 Wells Fargo, & Agent Bank of America demonstrated the new ‘MERS’ vehicle to conduct business selling loans without having to worry about ‘securitization’ free to create loan#’s over and over and over again!
    No documentation for sales of non-conforming mortgage products, loans endorsed in blank alike bearer bonds!
    Is the majority of Congress ignorant in financial matters and ‘trust’ as consumers the inferior class of consumer trusted employees of the banks their only asset was safe in the hands of Wells Fargo?

  25. Congress harmed the economy by overstepping limited powers and did and does prevent enforcement of laws. The law serves a purpose only when the laws are enforced. The economy, third element of our national security harmed by Congress who for a decade choose to make deals with banks creating a superior class of consumer. Foreing organizations incorporate into their strategy and supply chain and place into the public domain for consumer consumption financial products and financial services that are defective at the time of sale causing substantive harm to new middle class of consumer ‘investors’ and inferior class of consumers discriminated againts, reasonable people as individuals who purchase mortgages. The banks choose to break the laws to profit. Congress chooses to look the other way to profit.
    Banks gladly pay sanctions over and over highly more profitable than following the law. These foreign organizations, operating as banks who utilize ‘private brand labels’ e.g., Wells Fargo, and ‘GMAC Bank’ a fictitious name, spit upon the Federal Republic, U.S. Constitution. Congress created a cast system in the United States and did not amend the Constitution. For indeed Banks are a superior class of consumer. Investors now are the new middle class of consumer, and individual consumers are now an inferior class of consumer without due process of law subject to unlawful seizure of their property in a larcenous manner.

    Consumers the only way to fix this is to get educated. Each transaction is not complicated. The diabilical plot is not complicated. Its fraud, smoke and mirrors.

    The only right you have left is to submit in writing your Petiton to redress grievances seeking injunctive relief and humbly request your authority in both houses to stop overstepping their limited owers and to enforce laws in place that would protect the welfare of the nation. Seek prayerful remedy as allowed under law. Congress must stope making deals with foreign organizations. If Congress ignores your respectful requests petiton the President of the United States of America, Commander in Chief of the Executive Branch to invoke Executive Order and seek first impression case charging Congress for collusion having harmed the economy. Its not the FRB, SEC, OTS, OTC, FTC, its Congress who prevents enforcement of laws. Congress created the Federal Administrative Agencies who are without authority to adjudicate unlawful business acts. We prayerfully seek relief thru due process and under fourth amendment seek the President of the United States Executive Branch Article II to enforce laws and bring forth case charging those who harmed the economy, third element of our national security for together we can seek justice.

    How much longer can Congress ignore with intent the banking, insurance, real estate frauds?

    Does Congress think the inferior class of consumer will remain quiet our silence perceived as we are in agreement?

    Will the inferior class continue to allow their property to be taken unlawfully? 95% of the foreclouses are uncontested. The party standing before the court must prove they are the lawful party when you contest. Yes you need an attorney and there are few who protect consumers as defendants through consumer protection laws. Why? Many attorney’s dont’ even know what those laws are for so long they profitted easily as transactional attonreys.

    To be a responsible citizen learn what harmed you and never again trust those who tell us banking is too complicated. We all have calculators. Money, interest, is just a math formula. Knowledge is power and you don’t have to trust a bank employee who tells you they know best how to invest your only asset, how to improve your credit. Take responsiblity as patriots to protect the nation and seek justice revealing one mortgage at a time ‘Foreclosue-gate’ simply another banking, insurance, real estate scam and frauds. Default events of 90 days trigger employees at Wells Fargo Home Mortgage Institutional Lending, for example, to follow the script and agreements that will allow the SERVICER and MASTER SERVICER of the SELLER and BUYER to process claims under ‘credit enhancements’ and ‘insurance policies’ and for a fact the loans created during the default event do not exist in the Pooling & Servicing Agreement (PSA) of the reference ‘loan trust’ and the only reason the SERVICER would go to so much trouble would be to claim benefits from their valuable investement in the ERRORS & OMISSIONS POLICY.

    The banks business selling loans at a discount.

    The loans sold at a discount using private brand label of a national bank allows the banks to control the inferior class and contain their complaints into one bucket! Anything with the private brand label ‘Wells Fargo’ goes to the ineffective federal administrative agency OCC Congress created thru acts, enacted laws, enacted the agencies, roles and responsiblities and supervisory over SERVICING.

    During Origination the BUYERof the discounted loans are in agreements and sell back to SELLER who also acts ‘as Depositor’ the SERVICING rights and retains custody of the documents.

    In the event of a default by a consumer, the SERVICERS pull out the Reconstituted Servicing Agreement which includes instructions the employees of Wells Fargo for example, Executvie Specialist, for its client ‘708’ Lehman Brothers in an approved Exhibit tagged onto the 8K typically an unassociated documents.

    The loan# created during the default event as instructed inside of the ‘Reconstituted Servicing Agreement’ instucts the Employees of private brand label, Executive Specialists, Wells Fargo Home Mortgage Institutional Lending what documents to create, what loan trust to reference and which robo-debt collector law firm in agreement will process the documents for Wells Fargo Bank NA, and using the same loan# during origination used between BUYER & SELLER. and same loan # created during foreclosue, the SELLER as SERVICER notifies the Substitute Trustee who is at long arm reach is with or without knowledge that the loan was never ever inside the pooling & servicing agreement PSA of the ‘loan trust’ and with intent and to make use of the valuable credit enhancement of the ERRORS AND OMISSIONS Policies which provide 10% return on the investment; per Billion dollars is $100 Million dollars. Wells Fargo Bank NA Credit Risk Managers are tracking total forclosure forecasted claims against the ‘loan trust’ that does contain loans just not the ones in foreclosue!

    Master Servicer filing claims as BUYER and SELLER during origination and Foreclouse.

    Why would Congress even debate about MERS? Why are the cities using MERS to track the properties in foreclosue? Is MERS a good tracking tool? YES? Can banks sell loans at a discount yest. Can banks sell loans over and over that are not securitized? Yes. Can banks use the consumer asset in their portfolio’s as an asset if they paid for the loan? I don’t know if they can if they don’t hold a lien on the title. That is for who to decide? Its a matter of COmmerce and all matters of Commerce Congress decides whether they will do anything and if they will issue sanctions. We know they don’t enforce laws. A sad sad day to realize the Federal Republic will disappear unless the consumers as an inferior class step up and get smart and learn its not hard to understand what they did now that we can access information that was not publically shared and the spin that everything is complicated is not true. The only truth in all of this is the inferior class is here to stay, you are not safe in life and property and no more lives should be ruined not one day more without Congress acting responsibly, admitting they made mistakes and they will no longer harm the economy and our beloved nation and protect as their oath dictates the welfare of the United States of America.

    Why would Congress in both houses allow foreign organizations to spit upon the U.S. Constitution?

    Does Congress reallynot know that members of the private financial exchange collaborated in Agreements over the SEC are allowed to reengineer roles and responsiblities.

    Does Congress really not know that Deutsche Bank, Goldman Sachs, Lehman Brothers, Structured Asset Securities Corp, Bear Stearns, Lehman as underwriter for the private family trust affiliate and non-affiliate brokers Frederick MD, the former Wells Fargo & Co., Norwest, Wells Fargo HSBC Trade Bank, Bank of New York, Federal Bank of New York, John Rockerfella, Sun Trust are in agreements and former registrations and collaborated 1994-1997, acquired the valuable private brand label ‘Wells Fargo’ 11/2/1998. Is it coincidence that Wells Fargo HSBC Trade Bank was part of the Norwest merger? Is it coincidence the name used on the storefronts in 50 states used the valuable name of a national bank? Wells Fargo Home Mortgage, Inc. was a general purpose entity, a domestic entity other in the Federal Reserve and part of Wells Fargo & Co/MN formerly Norwest. The new parent chose to survive as a subsidiary of Wells Fargo & Co. using a new RSSD ID tracking # under the Federal Reserve who became oeprating as a Financial Holding Company on 3/13/2000 and FREDDIE MAC, Chase Manhattan Mortgage Corp, GMAC-RFC, Norwest promoted the #1 Virtual Bank, #1 Originator and #1 Servicer and profitted.

    The intent of the foreign organization clearly to control the world economy.

    Since 2000, in the United States of America, the private brand label ‘Wells Fargo’ did control the real estate industry.

    As a foreign organization, and wholesaler of discounted loans, owning a valuable logo they placed Trojan Horses on Main Street throughout the USA in all 50 states where consumers are forced to trust their only asset to con men and con women, employees who take consumer property into the pipeline and supply chain.

    Freddie Mac, Microsoft, Chase Manhattan Mortgage Corp, GMAC-RES Cap (formerly GMAC-RFC) and Norwest LTD LP LLLP controlled 99/2000 virtual networks and in agreement swith private brand label ‘Norwest Asset Securities Corp (“NASCOR”) laundered money out of the nation one mortgage at a time. By July 2003, the commercial application complete to track electronically Foothill Capital Group & Wells Fargo & Co. transactions July 10, 2003 by Bank of America (BOA Agent for Foothills deal acquiring Norwest) dba Wells Fargo & Co/MN Thereafter, anyone who wanted a chunk of the business profits 3 to 1 had to become a MEMBER of MERS.

    Wells Fargo handled the ‘Investors’ and excuted agreements able to ‘more easily’ originate this complex loan for Bank of America (said Joe Forte, senior partner at Dechert LLP.”. MERS Commercial promoted to be the standard in CMBS transactions. CMBS conduit operations for Bank of America Securities. This system opened pandora’s box for the ‘banks’ secured temporary permission from Congress to not document loans when they were a financial holding company. CMBS marketplace designed for use by issuers, master servicers, custodians, orignators, and special servicers. It’s a virtual application that supports tracking multiple promissory notes and multiple properties in the collateral structure and provides a method to identify how manysecurity instruments and UCC documents were presenta t the time of the loan closing. How does MERS reduce the risk for a lender to repurchase a loan? Bankc of America Securities, Bear Stearns, GE Capital Real Estate GMAC Commercial, John Hancock and Wells Fargo are the private funders of the commercial application. Wells Fargo & Bear Stearns (now JP Morgan) do not record their own retail transactions. ABN AMRO/LaSalle Bank,

  26. Have seen some of Mary’s work before. Amazing. And, there is more related to some of the entities named above. Minnesota — site of an organized network — created behind closed doors in NY.

    Does anyone really think all of this mortgage fraud/crisis occurred overnight?? Does anyone really believe the source of fraud originated within the 3 years leading leading up to the fall of the mortgage market?? Does anyone really believe that the fraud started with mortgage loans?? Does anyone really believe that the derivatives were the SOURCE of the fraud? Derivatives are a consequence of the fraud — not the source.

    Well orchestrated scheme to defraud the American public — and — as Mary suggests– began long before your current mortgage loan.

    Have to always go back — go back — go back —

    Thanks again, Mary.

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