WE ARE THE VICTIMS, WHY ARE WE TREATING THE CROOKS LIKE THEY HAVE A RIGHT TO STEAL FROM US?

FROM FIGHTING MAD:

HOW IN THE HELL CAN THE SINGLE MOST EXPENSIVE PURCHASE OF A LIFETIME BE SHROUDED IN TOTAL SECRECY?
PEOPLE BUY HOUSES IN THE MILLIONS AND STILL HAVE NO CLUE ABOUT THE TRUTH OF THE MORTGAGE!
FROM THE CHEAPEST HUT TO THE PALACES OF BEVERLY HILLS, IT’S ALL THE SAME, ONE HUGE COMPLICATED MESS!
AND IT WAS SET UP TO BE THAT WAY, THE WHOLE INTENT OF THE MORTGAGE IS TO FORCE THE HOMEBUYER INTO FORECLOSURE, SOONER OR LATER.
THAT WAS THE ONLY PURPOSE OF THE SALE, OF GIVING A MORTGAGE. IT’S IN THE MORTGAGE BROKER TRAINING MANUAL.

And the only way out is to declare all the houses to have been bought and paid for out of TARP,
Tell the banks to kiss off and give people back the houses that were taken, free up those pushed into default, and let the states sell back any houses left empty to people who can’t get their houses back and anybody else not an investor.
WE PAID FOR THOSE MORTGAGES TO BE FREED UP FROM THE BANKS, THEY HAVE NO RIGHT TO KEEP ON SELLING AND USING THOSE PROPERTIES.
THAT WAS OUR TAX MONEY, ALL THOSE BILLIONS OF DOLLARS FROM OUR POCKETS!

WE WERE ROBBED AND WE NEED TO BE GIVEN BACK OUR HOMES!
ALL THE PAYMENTS WE MADE UNTIL THE MELTDOWN MUST COUNT, WE MUST BE GIVEN CREDIT FOR ALL THE YEARS WE DID PAY INSTEAD OF DROPPING ALL THAT MONEY INTO A BANKER POCKET AS INTEREST!

BLIND TRUST THAT WE ARE BEING TREATED RIGHT, BLIND FAITH THAT THIS IS BEING DONE CORRECTLY.
IF ONE OF US HAD DONE THE EXACT SAME THING TO A BANK WE WOULD BE IN FEDERAL PRISON FOR MONEY LAUNDERING, FRAUD, MAIL FRAUD, RICO VIOLATIONS, AND 12 OTHER CRIMES AGAINST THE BANKS!
AS IT IS THEY BANKS TREAT US LIKE WE STOLE FROM THEM!

That song from “Good Times” EASY CREDIT RIPOFF!
WE WERE LIVING IT, WE WERE SET UP, WE WERE PREPPED FOR THE KILL.
The bankster now had a license to steal.
AND NOW THAT WE KNOW THIS, WHY SHOULD WE BE QUIET, COMPLACENT, COMPLIANT AND OBEDIENT?
WHY ARE WE NOT PITCHING A BITCH ABOUT THE WHOLE SITUATION?
HOW COME NO BANKER IS RUN OUT OF TOWN, NO LENDER BROUGHT UP ON CRIMINAL CHARGES?
WHY ARE THEY NOT AFRAID OF US?
WHY DO WE BEG FOR WHAT IS ALREADY PAID FOR?
WHY DO WE BELIEVE ANYTHING THEY SAY, SCURRY AROUND TRYING TO GATHER WHATEVER THEY SAY WE NEED, RUNNING OURSELVES RAGGED TRYING TO PLEASE THE THIEVES AND CROOKS?
WE ARE THE VICTIMS, WHY ARE WE TREATING THE CROOKS LIKE THEY HAVE A RIGHT TO STEAL FROM US?
WHY ARE WE THE ONES HIDING IN SHAME, NEVER SPEAKING OUT, SCREAMING FOR JUSTICE?
WHY DO WE GO TO COURT AND PLAY HELPLESS AND GUILTY?
WHERE IS THE OUTRAGE, THE ANGER, THE WRATH OF JUSTICE DENIED!?
WE DID THE RIGHT THINGS AND THEY TURNED US INTO CRIMINALS!
IT WAS A SET UP AND WE TOOK THE FALL AND THEY MADE ALL THE MONEY AND TOOK OUR HOUSES!

I’ve read the articles, poured over the reports and memorized the cases and rulings and still it’s not enough!
We find something to use to fight and they create, work around, make a new law to undermine us.
The judges ignore the evidence or refuse to hear our arguments and rule against us.
And that doesn’t count those poor people who never get a chance to go to court because they are slapped with a non-judicial foreclosure!
Why even bother with the courts or fighting legally when half the time we have to represent ourselves because not enough lawyers are available who understand how to fight for us.
I know of only one in our three county area. They don’t do landlord tenant, why should they do foreclosures?
I still get sick to my stomach just thinking about how we have been robbed, beaten and left for dead by the banksters and courts. They are one and the same. They make the laws to suit themselves and make us abide by those rules.
They use language to confirm and execute the theft.
We don’t know the language, we don’t know the rules, we get a lawyer who does but he is sworn to uphold the very things that are killing us, he is one of them.
He will only go so far, or the brotherhood will slap him down hard for betraying them.

18 Responses

  1. Gear up for the next battle, but this time we are calling the shots.
    Yes, file a Lis Pendens first, and then gather all your receipts together.
    PUT A CLOUD ON THE TITLE AND MAKE A CLAIM
    LIS PENDENS!

    The big lie being told is that we are deadbeats, want a house for free and don’t deserve to keep our homes.
    IS THIS THE TRUTH, IS THIS WHAT HAPPENED?
    NO, IT’S NOT, NEVER WAS TRUE!
    WE ARE DEMANDING CREDIT FOR EVERY DIME WE PUT INTO THE HOUSE, EVERY REPAIR, EVERY IMPROVEMENT, EVERY TAX DOLLAR!
    WHY?
    The elephant in the room is the fact that from the moment we signed the note, we PAID MONEY INTO THE HOUSE.
    We forked over funds to cover all the expenses of closing, the deposits, the inspections, the title searches and all the fees tacked on!
    And we paid taxes to our counties and our states to live in those houses!
    And we have proof, it’s all recorded at the county level!

    WE PAID TO MOVE INTO THAT HOUSE, WE DIDN’T MOVE IN FOR FREE!
    BUT THIS IS BEING IGNORED, NOBODY JUMPS UP AND SAYS “HEY! I PAID EVERY MONTH ON TIME UNTIL THE ARM RESET!”
    Since when does paying for your home count for nothing!
    WHY is this ignored?

    Next we paid monthly, doesn’t matter to who because they never sent us a receipt but I know they kept the records somewhere.
    Demand they cough those up!
    They sent us a payment coupon, we mailed back money.
    Somebody cashed all those checks, our banks have the records of every single check cashed.
    We have our proof of payment.
    We have our tax statements, our insurance receipts and more!
    WE HAVE NOTHING TO BE ASHAMED OF, WE ARE NOT DEADBEATS AND WE HAVE THE PROOF!

    WHAT ALL THIS MEANS IS THAT WE HAVE A LEGAL AND LEGITIMATE CLAIM TO THESE HOMES.
    IF THEY WANT TO TAKE THEM THEN THE BANKSTERS WILL HAVE TO PROVE THEY NEVER GOT PAID, THAT THE TAXES WERE NOT PAID, THAT WE NEVER INSURED THE HOMES.
    WHY WERE WE IN THOSE HOMES IF WE WERE DEADBEATS?
    DEMAND TO SEE EVERY DOCUMENT RELATED TO HOUSE.
    In my county, WAYNE COUNTY MI, if you pay the property tax for someone else, that person has to repay you 1 1/2 times the amount you paid.
    If you paid $2000 in taxes the bank has too pay you $3000!
    That is for every year that you paid in taxes and if they don’t pay you back, guess what?
    YOU GET TO TAKE POSSESSION OF THE HOUSE!
    Tax money belongs to whoever pays the taxes. If you have been paying the taxes and the banks wants to foreclose on the house, then they better be prepared to pay you back because they are claiming your a deadbeat with no rights to the house, but you do have rights because YOU PAID THE TAXES FOR THE BANK!
    IF THE HOUSE WASN’T YOURS, WHY WERE YOU PAYING THE TAXES EVERY YEAR?
    HEY! THE BANKS ARE GETTING CREATIVE, SO WE HAVE TO GET CREATIVE TOO!

    Even in foreclosure you still have the right to sell your house, without the permission of the bank, after all, it’s your house.
    Doesn’t matter what the bank tells you, since you know they already are lying about everything.
    Sell it and put in somebody else’s name, give a QUIT CLAIM DEED to a family member, GIVE THE HOUSE AWAY BY INTRAFAMILY DEED.
    But whatever you do, record it at the county level and make sure all the taxes are paid.

    YOU DON’T HAVE ANY RIGHTS YOU ARE NOT WILLING TO FIGHT FOR.
    RIGHTS ARE NOT GIVEN, THEY ARE DEMANDED.
    WE ARE AMERICANS AND WE ARE DEMANDING OUR RIGHTS!

    Adolph Hitler said in his book “Mein Kampf”:

    All this was inspired by the principle–which is quite true within itself–that in the big lie there is always a certain force of credibility; because the broad masses of a nation are always more easily corrupted in the deeper strata of their emotional nature than consciously or voluntarily; and thus in the primitives…implicity of their minds they more readily fall victims to the big lie than the small lie, since they themselves often tell small lies in little matters but would be ashamed to resort to large-scale falsehoods. It would never come into their heads to fabricate colossal untruths, and they would not believe that others could have the impudence to distort the truth so infamously. Even though the facts which prove this to be so may be brought clearly to their minds, they will still doubt and waver and will continue to think that there may be some other explanation.
    For the grossly impudent lies always leaves traces behind it, even after it has been nailed down, a fact which is known to all expert liars in this world and to all who conspire together in the art of lying.

    http://en.wikipedia.org/wiki/Big_lie#Use_of_the_expression_by_Goebbelslying.—Adolf Hitler , Mein Kampf, vol. I, ch. X[1]See Moreen.wikipedia.org
    en.wikipedia.org

    We have been lied to since 1954, on the radio, TV, movies, books, magazines.
    The invisible, infallible THEY; The Ones who provide the common knowledge for the people.
    THEY tell you what to think, what to do, who or what is hot, what is good, what is bad. THEY sanction the newest fads, the latest styles, who we should like or not like, how much we should weigh, what to eat, when to eat, what is proper and what is not.
    THEY rule us without lifting a finger, THEY allow us to amuse them with our struggle to please Them.
    Above all, we must fit in, be part of the IN Crowd, the approved life set out for us or face shunning.
    Are there any original ideas left for us?
    Do we truly choose things for ourselves or do we merely choose from the list of things given us by THEM?

    http://en.wikipedia.org/wiki/Big_lie#Use_of_the_expression_by_GoebbelsSee MoreBig Lie – Wikipedia, the free encyclopedia
    en.wikipedia.org
    The Big Lie (German: Große Lüge) is a propaganda technique.
    The expression was coined by Adolf Hitler in his 1925 autobiography Mein Kampf for a lie so “colossal” that no one would believe that someone “could have the impudence to distort the truth so infamously”.

  2. Hi Karen,

    Nothing to be amazed about – I respect & commend Gwenn’s efforts to right the wrongs and fight the fight. To then take that “good-work” and somehow qualify the asinine bs of anti-employment – big-bad republican – evil corporations – yada-yada – discredits her said – including the good work…

    If Unions were so damn great at running a company – why in the hell haven’t they started their own companies? Why do Unions only show AFTER the jobs were created? Why didn’t they simply create their own manufacturing plant beside GM – FORD or Chrysler and run those evil empires out of business? Ever thought about that…? If they were so great, surely they could created ONE freaking company that PROVED their bs was the right way to go…? Instead the wait and lurk – create contention & divisiveness…

    They’ve ample opportunity to create their own companies to compete with those evil corporate empires but somehow they like to sit-back & wait – lurk in the dark – wait for the opportunity THEN stir up contention – divisiveness – divide & conquer – that’s their strategy… Drive through Detroit and find out.

    I’ve said ever since Obama was elected. The best way to settle the Tax & Spend v conservative debate is to let Nancy, Harry, & Co – do EVERYTHING they want. Close Gitmo – shut off Bush’s Tax Credits – RAISE taxes – RAISE THEM AGAIN – give us a high fuel tax – tax our medications – tax our foods – tax our air – TAX US for taxes – raise and double the tax those evil corporate bastards – tax them again – give us Cap & Trade taxes – raise the tariffs…

    It would only take ONE TERM – by that time folks would get the picture. The worst thing for this country now is for the republicans to take over congress & house. That will only prolong the inevitable because they will blame them for everything. So, let the idiot professor run the show and watch what happens.

    Courtroom Experience – NONE – zippo – zero – I have NEVER been in a courtroom in my life. That used to be considered a Good Thing… I don’t care about peoples views – religion – race – atheist – liberal – whatever – WRONG is WRONG – period.

    As I said – nothing to be amazed about – People like me just get a little tired of hearing bs lies and distortions then trying to qualify those statements by a persons good-works. Those good works stand on their own merit – but they do NOT qualify for a license to twist the other side of the issue. Wrong is wrong – that might be confusing for a liberal’s relative & subjective non-right & non-wrong worldview, but then, hey, I never even graduated from high school and never set foot in a college, so what do I know. I’ve only worked since I was 8yrs old – so my voice really doesn’t amount to much…

    I’ll get off my soap box – signing off – from People like me…

    Keep the Powder Dry… 🙂

  3. To neidermeyer,

    You need a history lesson,

    Lincoln, who was a republican, was to me one of the greatest presidents we have ever had. He was the first Republican president.

    The Republican Party was founded in northern states in 1854 by anti-slavery activists. It first came to power in 1860 with the election of Abraham Lincoln to the Presidency and oversaw the American Civil War and Reconstruction

    Republican opposition to slave labor and belief in independent artisans and businessmen. The party took on the mission of saving the Union and destroying slavery during the American Civil War and over Reconstruction. In the election of 1864, it united with pro-war Democrats to nominate Lincoln on the National Union Party ticket. The republican party is dominated by big business interests. It did not lead the fight for the Civil Rights Act as did the anti slavery movement which created it.

    The party’s success created factionalism within the party in the 1870s. Those who felt that Reconstruction had been accomplished and was continued mostly to promote the large-scale corruption tolerated by President Ulysses S. Grant ran Horace Greeley for the presidency. The Stalwarts defended Grant and the spoils system. As the Northern post-bellum economy boomed with heavy and light industry, railroads, mines, fast-growing cities and prosperous agriculture, the Republicans took credit and promoted policies to sustain the fast growth. Nevertheless, by 1890 the Republicans had agreed to the Sherman Antitrust Act and the Interstate Commerce Commission in response to complaints from owners of small businesses and farmers. The high McKinley Tariff of 1890 hurt the party and the Democrats swept to a landslide in the off-year elections, even defeating McKinley himself.

    . The Republicans were cemented as the party of business, though mitigated by the succession of Theodore Roosevelt who embraced trust busting. Trust busting was a bitter pill to the Republican Party. Theordore Roosevelt understood that the courts, with Republican leanings were bias against the unions. It was a position not favored by his Republican peers. The Republican Party, led by House Republican Minority Whip Newt Gingrich campaigned on a CONTRACT WITH AMERICA. Most of the promises were proposed but died in committee.

    Theodore Rooselvelt, a highly ethical man, brokered a deal between the Union and U.S. Steel ushering in a departure from the draconian rule favoring the Republican view that labor was to be given no quarter and the government troops should be used to break up the unions.

    Like the Republicans in power in the 1920’s who sired the Great Depression of the 20’s and 30’s, the Republican Party in power sired the Great Recession of the 21st century.

    The general public, seeking to survive, have to contend with a justice system riddled with a republican mentality, bias in favor of big business and a proclivity to fashion the Constitution to their own visions not unlike the aristocracy in Russia and France which led to their downfall.

  4. i feel it too..i would like to share this…LIS PENDENS ALWAYS DO THIS WHEN YOU FILE YOUR LAWSUIT IN DISTRICT COURT OK….THEY STOLE THE HOME THE SO CALLED BANK, FORECLOSURE MILL AND PUPPET MASTER LENDER PROCESSING SERVICES WITH REO ESTATE AGENT LINING UP NEW BUYER MONTHS PRIOR MY PROPERTY WAS SPECIAL IT MEAN SOMETHING TO ME I GOT SICK OF COMING HOME TO NOTES POSTED ON MY DOOR TO MOVE OUT PULLINMG UP IN THE DRIVEWAY STOPPING THE CAR TO PAUSE TAKE A BREATH AND LOOK AT THE FRONT DOOR WORRYING EACH DAY IF I WOULD BE LOCKED OUT OF MY PLACE…WELL THE HOME WAS SOLD “AT PUBLIC AUCTION” ON DAY TIME AND PLACE I DID NOT KNOW ABOUT TO hsbc INTERESTING…ON THE SEC THAT TRUST SERIES IS DEUTSCHE AS DEPOSITOR, WELLS AS MASTER SERVICER, (INDYMAC SUBSERVICER NOT MENTIONED) AND HSBC TRUSTEE…SO HSBC IS THE HIGHEST BIDDER SURPRISE SURPRISE FOR “CASH” IT SAYS.ON THE DOCUMENT AND IS THEN RECORDED IN THE COUNTY RECORDERS OFFICE MONTHS LATER WHICH IS HOW I FOUND OUT, TRY FIGHTING A FORCIBLE IN az THEY SIMPLY HAVE THE ATTORNEY FOR THE MILL DO THIS UNDER POWER OF SALE USING THESE TOTALLY AMBIGUOIS DOCUMENTS WHICH MEAN NOTHING LEGALLY AS FAR AS A LEGAL TRANSFER OF MY PROPERTY…SO THEY CARRIED OUT ANOTHER FRAUD, FURTHERANCE OF FRAUD. SO MY FREINDS LIS PENDENS IS ON TITLE, MINE WAS DONE PRO SE AND SO ISNT PERFECT BUT THE BANK THE TRUSTEE HSBC WHO PURPORTS OWNS MY HOME HAD TO GO TO COURT, THEY ARE SUING ME, ME, AND WANT DAMAGES CAN YOU BELIEVE THAT IM IN A WORSE SHOCK THAN WHEN I FOUND OUT THEY STOLE MY HOUSE IM TOTALLY SHOCKED, THEY FILED IN DISTRICT COURT FOR ME TO SHOW CAUSE….WHY AND HERE IT IS….WHY THE COURT SHOULD ALLOW REMOVAL OF LIS PENDENS ON TITLE SO THEY CAN QUIET TITLE HOW ABOUT THAT THE….CAN YOU BELIEVE THE BRASS B***** ON THOSE ATTORNEYS

  5. Karen Pooley,

    Don’t berate David , he is correct , Gwen is letting her political bias control her thought process , read what David wrote.. nothing in there was a personal “attack” .. The problem we are dealing with is that LAWS WERE BROKEN … and we must stay on track with that.

    The fact that Gwen doesn’t understand that the republican party is the true party of freedom and civil rights is a shame… The republicans fought the civil war (while the democrat party fought throughout the 3 decades leading up to the civil war to continue slavery) passed the civil rights act of 1957 and voted in FAR greater percentages for the civil rights act of 1964 while democrats famously “stood in the schoolhouse door” and proudly elected klansmen to congress who served there for over 40 years.

    Karen,

    Before you take a turn at berating ME you should re-read ALL connected replies with an open mind.. Politics other than as it relates to the mortgage crisis doesn’t belong here and that is what I AM GETTING AT ,, the liberal take we’re seeing here is that “conservatives are guilty” and have no right to speak… I haven’t surrendered my first ammendment rights to you or anyone!

    Gwen appears to have misunderstood that she was fighting entrenched money ,, not a political party ,, and that entrenched money OWNS the courts.. THEN AND NOW ..

  6. @David,
    It always amazes me when people like you take aim at people like Gwen who have been there, done that. Where is your courtroom experience?

    Please keep up the divisional attitude. That is exactly what this argument needs is for those of us losing our homes to pit one against the other.

  7. oh yeah. IF you (not me, just an idea that I would never do because terrorists are bad and say bad things). Sound scared? uh huh

    Is your $ in bank, paying credit cards, buying stuff, believe the TV targets anyone who hasn’t been had yet and buys into the deadbeat, that’s what you get thing. Listen to the arguments that cancel each other out, Dem or Rep, me o my what should we do? Land in the middle, ‘yes we can’, call it a compromise with a name with ‘regulate’ in it or whatever feels good and fuzzy, then read it again.

    Send one another your collective, positive energy and take yourself to school like your life depends on it. Keep track of who, how, where, and when an individual good guy with the inflated sense of intitlement caves before he gets put on blast and don’t give up! (encouragement from Mike, I’m passing on because you gave me courage not to hide…..just a little)
    Most important have empathy and faith in good. If you feel like me, cry if you want, then feel the fury of injustice. This evil cannot ultimately succeed on the self proclaimed assumption that Americans are sheep with short memories.
    Yeah, I’ll just be 19 again, go to college, struggle to the point in career I can breath and work a second job til I get there. When pigs fly. Oh, and definately open the “Heres what my office is doing for health care” email that keeps coming back to me if I ask you to visit the damage where the people you work for used to live. My family knew your husband and I reached out over and over to you and now I’m just over you, D.M. (relax, just stands for dumb money lover…in Cali)
    Since the health care emails keep comin’, here’s a tidbit for ya, did they ever ask how that’s workin out for those of us who already have it? I don’t think so, but I’ll give you this, “It’s great as long as you don’t get sick!” CAN WE TALK ABOUT MY HOME NOW and my neighborhood in the modest, low rent district owned by the banks. I’m looking forward to you getting them all, which won’t be long and you will see what you won, moving in at night, sneaking out after a few months and worth what one will pay, NOT what the return to bank default posts it SOLD for! Take the tax evasion, I mean deduction you are holding these houses for, then be happy as hell when you can rent them back to yourselves!
    Please people, if you see a cloud on title, and some sad confused people watering the flowers in your next great investment, move on……..WE’RE STILL HERE, AREN’T DEAD and definately won’t be forgetting anytime soon, I mean ever! Encouragement invited, I’m so sad for something else they don’t get, the 2nd generation blue jay family that lands on my lap, eats from my hand, the mama posum that struggles to raise a family every year and keeps my hand picked tenderly loved European vines beautiful enough to bring out my camera with pride. I suppose they would be jerked our for the row of evergreen / new mailbox treatment that you list for the still inflated price you control, just as you have from the start. See if I fall for that again. I would really vent by threatening to cheat on taxes like you do, but I’m afraid of swat teams. Say it out loud, I’m afraid of my country hurting me even more, please leave me alone now, there is nothing left to take.

  8. Gwen,

    With all-do respect – your political views skew your vision. This is NOT Reagan’s fault because he appointed a few conservative judges back in the 80s. For-Pete-sake – Federal Courts have always been biased towards Commerce – that is not news.

    As for your distortion of Liberals being comfy-cozy with minorities your arrogant comments are typical and very sad. It amazes me to see this type of prejudice slander still continue. It is as pathetic as the same bs skin-heads promote.

    The Liberal Way is very clear – why teach someone to fish, when its best to give them what they need when its determined they need it. That way the dogs always know who the master truly is… THAT IS THE LIBERAL WAY… it has always been the liberal way… create contention – infiltrate & divide…

    I’m not defending the corporate bias of the courts – blow the damn places up as far as I’m concerned but I get sick of hearing the liberal bs spewed across broad strokes when pukes like Pelosi – Obama – thankfully dead Kennedy – and rest of the socialist idiots who’ve never worked a day in their lives not know the first freaking thing about running a damn business…

    The ANTI-BUSINESS establishment is the liberals. I was self-employed for 30+ yrs – the democrats want ONE THING – our money. They want YOU & ME to work for THEM. They take our money and return a portion after they’ve decided what we actually need.

    Injustice is despicable – NO MATTER WHAT political view point – INJUSTICE is WRONG. If you want live in a socialist country – MOVE. I would rather be dead than compromise on that point. Socialism does NOT work and please don’t give me the bs about we already have it… PLEASE – someone call Castro – he finally figured it out – now maybe Obama can visit him and find out for himself.

    As for those who created this mess – I’ve said over & over – put them ALL on a firing squad – I’ll gladly shoot the bastards – line them all – women children – their entire families – let the take a walk through Saddam’s acid chambers – that might cure a few idiots from going down that road again. If you don’t believe in the death penalty – don’t look.

    This country was founded on a free enterprise – capitalist system – using Christian principles to govern by ethics and yes, I realize that word causes conniption fits with some – but TOUGH-SHIT – that’s what it was founded on. If someone wants to debate those issues – let it rip. We are NOT a socialist country – never will be…

    The best thing to happen for right now is to give Obama & socialist ilks EVERYTHING they want and simply sit-back and watch the chaos take hold. It won’t take long. What they seem to forget is – if no one is working they can’t collect taxes. The contradiction of allowing the so-called Bush tax credits to expire is freaking JOKE. They should have did away with them 2-yrs ago like they swore. Put that Cap & Trade in affect and see what happens – that will answer everyone’s questions. Even Bill Gates told Obama he’d pull Microsoft from the US, if he pulled that bs… Think about it – Gates – the damn guy is NOT a freaking conservative by any stretch but he knows the consequences to him and his business.

    I don’t mean to take aim at you but your views are skewed and I don’t give a rats ass how many big-time law firms you fought… WRONG is WRONG – it doesn’t matter if they are conservative – liberal – black – white – green or purple – it’s WRONG…

    As your voting comment – any idiot that votes for a democrat or incumbent shouldn’t receive a pay check and not be allowed to own a damn thing. VOTE for the candidate that represents YOU – don’t worry about their political affiliation – VOTE FOR AMERICA – VOTE FOR YOUR COMMUNITY – VOTE – but VOTE INFORMED. It doesn’t matter if someone is a democrat – republican – libertarian – figure out who represents YOU – do some research on the person then VOTE.

    This did NOT happen because of some conservative or liberal – for shit-sake – it happened because PEOPLE BROKE THE LAW – MANIPULATED documents for their self-gain – illegally. WTF – enough said.

    Keep the Powder Dry

  9. Oh you better believe there is anger out here. There is also a growing, significant, informed, profound population that get’s it, all of it, totally. In my case even more and between unrelenting grief, disbelief, loss, helplessness, and RAGE is a single minded focus, JUSTICE! I didn’t over spend, get greedy, reckless, or indifferent and anyone who isn’t at least a millionaire may want to think again about such ignorant, superior, judgements of the deserving ones. Feel safe; good, you’re next.
    My house was paid for and what hasn’t been opened up yet is many of us, ME were robbed of life savings via the “savings and loan …..(whatever catch phrase manipulates the mind). The changes were also to the regulators, credit reporting companies, etc. Back then, no lawyer would speak to me when I said ‘the broker, (sound familiar), Putnum & Prudential made my late husbands entire investment disappear. I was told, ‘that can’t happen. Well, that catch phrase is ‘inside trading.’ They are all inside! I followed his insurance payment and the investment through a bevy of names and faces all the way to the manipulation of auto insurance, rental cars, pre approved payments for delayed insurance claims, to the sudden and unexplained ‘unapproval’ and damand to return rental. For you nay sayers, it was a pay every month card, (you know who you are) and if you were as neurotic and pissed off as I, you wouldn’t quit until you followed the very same people all the way down to the ‘unapplied’ (aka, stolen tax funds), the lien on paid off home of 33 years, through the sale to blah, blah, blah, I know who you are! When you get to the end of the trail, THEY ARE ALL THE SAME COMPANY / players. Then when you are threatened, manipulated and pay pay pay, (extort), apply for help because you were ‘bait n’ switched’ to a CW or NCM already pushing em thru fast and furious. They have already testified that any question was met with, ya got proof? Approve. Already in place, the buyback switch between the company you run from into the arms of the ARM. All without a glimmer of a hint on paper. Call the title co, (why do I have two and where is my money?), but they can’t get any information til you are called back. Are you an idiot that you didn’t know about the three days or anything else, sure. Kiss my asset backed security! Apply for HAMP, still no missed payments mind you and the chosen one, by our paid all knowing defenders of good—(IGNORE THE MAN BEHIND THE CURTAIN!) and you are almost there. Pay a few, try yourself, get educated in the process and you bet the collective WE are more than just mad. After FIVE applications, lies, charges, and a mortgage going UP, not down, pay or get out of my house! The MOMENT you present the lawsuit, maybe thinking this attorney may get it, you hear that she called up who ever on the phone, it doesn’t matter because the QWR and demands to know who and how much, you don’t figure it out until you see the bona fide buyer was, WTF the trustee back where it started. Are you kidding? Ocwen’s endentured trustee who no matter what standing, back dating, signature, doc creation and fraud we haven’t thought of yet is right there in front of you, how are they bone fide anything. The instructions that go with all they didn’t do says they have to deliver to the trustee who won’t tell you because they weren’t involved BACK then. OMG, you mean the month after NCM (on paper that is), landed in your lap. No matter how many times you ask for accounting, it starts anywhere but the beginning. Better yet, what you assert and are screaming at the top of your lungs was a shell game that can be seen right in the paperwork, if you can get it in time. If you ask over and over like myself, it’s never the same and Ocwen has the SEC report saying some loans added to the trust your mortage was pre-sold to started with bogus numbers, which they never bothered to fix! Now an emergency TRO for a disabled widow and med corps vet, 27 year gov employee, (17 of that TWO jobs), doesn’t even get in. WHY? How could it be an emergency, 17 months have past? Well, your honor, I would have told you as it’s very clear to me, but apparently I have to wait till YOU get it. I would make a reference to hell, but the strangest thing happened a couple of days ago, mind you the UD is next week and I’ve already lost! I get that even though your honor you don’t quite yet. Do you care to here about the sale posting that happened inside the house, them in my house…after removing my beautiful front door. The local police came pounding at the door about a 911 call in full force, ‘a stabbing at, uh (look at address), zzzzz Way. Nooo, not here, unless I was crying too loud (I swear). They look all around, linger, go through my, yeah MY house and I say gee someone must be hurt, maybe you should find them…..they slowly saunter away, get in the six cars and leave the neighborhood. Great, another place to ignore procedure, just show up on the court date and lock me out, (or drag me out), and keep my stuff too. What the heck, I can barely walk and have no where to carry it, but could you at least let me get my dog and pictures…or should I plan on going to jail for not being dragged out of my fast enough. I wish one thing at this point, since I have been denied due process cause CA judges dont get it yet; I wish to hell I didn’t either. Not mad…..you have NO idea!

  10. IN SOME STATES THE COMPLAINTS AGAINST THESE CRIMINAL ELEMENT LAWYERS CAN BE MADE ANONYMOUSLY

    I WILL POST THE LINKS FOR VIRGINIA, DC AND MD, CAN WE GET THE OTHER SATES POSTED IN SOME LINK AND FORM LETTERS THAT WE ALL CAN USE AND ADAPT TO OUR PARTICULAR SITUATIONS.

    ONE OR TO CRIMINAL ELEMENT FORECLOSURE MILL LAWYER BEING DISBARRED WOULD BE A SIGHT TO SEE.

    SOME COUNTIES HAVE THEIR OWN BAR ASSOCIATIONS AND REGULATORY AGENCIES AS WELL.

    JUDGES ARE LAWYERS TOO.

    THERE ARE WAYS FOR US AS VICTIMS OF THEIR LEGAL MISCALCULATIONS MAY COMPLAIN AS WELL.

    YOUR LAWYER MAY NOT WANT TO GET INVOLVED , SO THEY DO NOT GET IN THE COURTS CROSS HAIRS, BUT YOU MAY WANT TO GIVE IT A THOUGHT.

    I AM NOT ADVOCATING THAT WE ALL WRITE COMPLAINTS BUT IT IS AN OPTION WE HAVE.

  11. ANOTHER FIX GWENS RESPONSE BELLOW

    AGAIN THANK YOU

  12. SOCIAL NETWORK FACEBOOK MYSPACE YOUTUBE.
    GET WITH THE PROGRAM NEIL GARFIELD YOU DA MAN.

    to Gwen Caranchini I appoligize for calling you Naive.
    If that is what it took to get such an eloquent response then…….. Your response above is the best explanation of the situation to date.

    The only thing I differ with you is that the democrats are just as guilty.

    Obama is strenghthening the big banks not weakening them. The DEMOCRATS JUST KNOW HOW TO BULLSH—T BETTER.

    so the solution is getting our point accross through the social networks Facebook MySpace Youtube etc….

    Plus through CITY ORDINANCES WE NEED TO KICK THE BIG BANKS OUT OF OUR COMMUNITIES. AND IF A POLITICIAN DEMOCRAT REPLUBNICAN HAS AN ISSUE THEN THEY GET THE BOOT. JUST LIKE THE CITY OF BELL CASE STUDY.

    AGAIN GWEN BE STRONG AND COURAGEOUS, IT IS A PLEASURE READING YOUR COMMENTS.

  13. D I T T O !!

  14. Yes, we are the victims, but we also funded our own loans. And I’m not referring to the “vapor money” theory this time. Hear me out…

    I’ve been doing some thinking about Neil’s “single transaction” theory and the fact that, as he says, the investors ultimately funded the loans.

    As I understand it, the single transaction theory is that investors loaned the borrowers money with the various originators, depositors, trustees, etc.–collectively, the pretender lenders–as middle men. We can arrive at that logical conclusion of Neil’s by asking a series of questions about where the money came from:
    -Where did the broker get the money to “lend” to the borrower? From the bank.
    -Where did the bank get the money to give to the broker to lend to the borrower? From the securitizer, i.e., Fannie, Freddie, REMICS, MBS trusts, etc.
    -Where did the securitizer get the money to give to the bank to give to the broker to lend to the borrower? From the investors.

    Hopefully I’ve got that basically right so far. But one question I don’t think has been asked yet–or not enough, anyway–is this: where did the investors get the money to give to the securitizers to give to the bank to give to the broker to lend to the borrower?

    Well, the answer to that question is–from us. Look at all the retirement funds that invested in MBS. Those are some of the “investors” we’re saying are the true lenders, right? Well, where does a retirement fund get the money to invest? From working people, i.e., you and me.

    Mutual funds that invested in MBS, where do they get their money, at least in part? From people like you and me.

    Of course there were private investors, hedge funds, etc. that invested in MBS and therefore could be considered true lenders. But you and I also put up money to be invested in MBS, which ultimately funded our own mortgages.

    If this is not correct, please set me straight. I am no economist, to be sure. But it seems to me that no matter how you look at it, the ultimate source of funding for all mortgages as well as any credit of any kind, is ultimately you and me. That’s true whether you look at the transaction from a vapor money standpoint–in other words, your promissory note IS the bank’s funding check, or if you view it as I’ve just described.

    We have a financial system, not an economy, and it’s completely hollow, worthless, and fraudulent. I’m not sure how the ideas I’ve described above can necessarily help anyone in their foreclosure defense except that it should alleviate any guilt at shame over “not paying your mortgage.” You paid your mortgage when you signed the promissory note! Or if you can’t wrap your head around that, remember that you and your co-workers gave thousands–nay, millions–of dollars to retirement funds to invest in MBS (among other things, of course), which according to the industry itself is the way that mortgages can continue to be funded.

    Just some thoughts I’ve been having lately as I work on my lawsuit against these bankerrorists…

  15. All you folks out there complaining the Judges are not responsive and don’t follow the law and by the way I can’t find a lawyer..Here’s the answer to both those questions from someone who practiced for 30 plus years. In the 1980’s when Reagan was elected (and I bet a bunch of you voted for him) the single biggest thing that the republicans did was to make sure that Judges appointed to the Federal Court were conservative and pro business and anti employment law and anti anything that supported small business. There were legions of articles about this at the time most of which got lost. Bush I continued this trend so that over 12 years we had better than 3/4 of the judges very conservative, pro busienss and anti anyone who rocked the boat. The other thing that happened was something called Rule 11. Rule 11 put in place in 83 was the attack by these conservatives on anyone who was trying to break ground in new case law. It was supposed to be to stop frivolous lawsuits, but it quickly became the rule used by these conservative judges to stop Employment law cases for women, blacks, minorities of all kind, old folks, and anyone else who wanted to break a glass ceiling. In a short period of time over 90 percent of the sanctions were against employment lawyers, plaintiff’s counsel and a large part of those were women who did this type of work. We got sanctioned over and over and disbarred very frequently. All the studies showed it was the result of these conservative appointments. These judges are still in place. And now after putting the hold on civil rights cases which almost exclusively are filed in state courts which are friendlier, they have turned to hit the little guy on business issues. Big corps LOVE FEDERAL COURT! That’s why they remmove there. These judges are very friendly unlike state court judges. Here’s a few cases I had: I represented a black man who was discharged 30 days short of retirement after 29 plus years. They claimed even though he never had an accident or ticket or missed one day of work that he was “slow”–the judge called him a dumb slow nigger in the middle of trial. He lost. Or how about the federal judge who was harassing his secretary but refused to take him self off sexual harassment cases and referred to me as “that woman” who practices in my court. Or the black republican judge who met with the black defendant in his chambers on a reverse discrimination case I had for a white guy–he went into the jury room and told them to vote for the black wmployer! (Hung jury). There was the judge who said that all civil rights attorneys are out for a fast buck. The case I won before him took 9 years before I won–two trials, two appeals and one to the supreme court and then he cut my $425,000 fee in half while the defendants laughed. I could go on but you get the drift. Clinton was able to appoint few judges, but Bush II with a majority in the congress appointed lots more. Obama’s appointments are being held up. You voted for these guys and now they are turning against you. I know lots of civil rights attorneys who would do this stuff but they tell me they are scared they will get sanctioned like we did in the 80’s and 90’s because it is cutting edge. So please don’t tell me how bad the courts are or the lack of attorneys. There are reasons for that and it is because of conservative appointments who sanctioned lawyers who are now scared to death and that is what is going on. I talk to too many trying to find lawyers here in K.C. So remember that when you vote–and do vote for democrats whose appointments render decisions better than 60 percent of the time that favor the little guy and not the big guy and who don’t sanction the lawyer with the new theory. Staying home won’t do it. Bitching won’t do it. I paid $300,000 in sanctions but won 95 percent of my cases and worked without earning a penny while I paid my lawyers because my husband believed in what I was doing. I spent 10 years fighting lawyers–like GM’s who threw 20 and 30 lawyers at me in cases. The cases I got sanctioned on–well that’s the main stream case law now–some 15 to 20 years later. So understand why we are where we are in the court system–people bought into the less is more government and other bs of republicans while those republicans appointed judges who screwed you over every chance they could. Yeah, there is the case law in the books and then there is what happens in the courtroom and it ain’t pretty. Believe me, I’ve been there.

  16. We are victims because we have allowed ourselves to become victims. Alexis de’Tocqueville commented in Democracy in America that lawyers, because of their unique position in America, are the defenders of law and democracy. America today is like India in the 1930’s. Gandhi is rightly remember for his passive resistance. The truth is, though, Gandhi knew that the Indians had lost the will to fight back against British rule. In his Authbiography Gandhi said that even if he had weapons to fight the British, the Indian population had become so passive they would not have taken up arms and the banishment of the British from India would have been a failure.

    That is where we are today. We have become submissive to those persons we allow licenses to operate. Until homeowners stop rolling over and walking away, nothing will change. Millions more homeowners will end up on the street while morning financial radio show hucksters pitch foreclosure sales, evictions, getting ‘rid of the vermin’ in those houses, garmishments and phony get rich quick schemes built on the backs of the average Jane and Joe.

    Look what we have become. Nearly any time you find a financial, housing, or government disaster, the dirty fingers of lawyers are all over the documents. It is lawyers who are standing before the bar presenting false documents. It is lawyers sitting in judgement who accept false filings and issue orders instructing officers of the court or law enforcers to remove citizens from their homes – by force and under threat of deadly force if necessary.

    What happened to the legal profession? Yes, there are the few which buck the system – fighting fellow lawyers and the Courts. All in all though, our system of lawyers have lost their way; corruption has infiltrated the legal bar worse than any mafioso.

    Elections are not the answer. We collectively bitch and moan but turnouts are abysmal. Our most fundamental right, to elect those we believe will do right is being squandered by failing to participate fully at the polls.

    I salute the large group of Phoenix self-represented litigants which have stood up to the foreclosure mills and their greedy, dishonest laywers. Recently, local and Federal courtrooms have been packed, wall to wall, with pro-se patriots determined to let Judges know they are being watched. I have sat through many of those hearings. I am disgusted at the legal forgery that takes place in front of the bar – all at the hands of lawyers who are acting under a license granted by the State – yes, us, the people.

    Can we do something NOW? What would that be? Well, you do have something available to you. HIT THE FRAUDSTERS where it hurts – in their pocketbook. Take away their licenses to steal.

    Each and every one of us should file state bar etchics complaints, by the thousands, every day against these lying lawyers. Stop sitting around waiting for others to do it. The time is now. If we can’t beat them in the Court then we can fight and take their licenses. There is no fee to file a state bar complaint. Stop these liars in their tracks. Keep a copy of the complaint form handy. Look up the respective form for your own state. Post the forms. Print copies to hand out when you see others similarly situated.

    Here is a link to the AZ State Bar complaint form:

    http://www.azbar.org/Discipline/ACAPComplaintForm.pdf

    Some history though:

    http://www.unbossed.com/index.php?itemid=2680

    It was the morning of January 22, 1932, in a quiet, middle-class neighborhood of the Bronx. A crowd was gathering in front of 2302 Olinville Avenue, near the Bronx Park. City Marshals and Police had moved in to evict 17 tenants who were on a “rent strike”. A crowd of 4,000 had gathered nearby.

    When the marshals moved into the building and the first stick of furniture appeared on the street, the crowd charged the police and began pummeling them with fists, stones, and sticks, while the “non-combatants urged the belligerents to greater fury with anathemas for capitalism, the police and landlords.” The outnumbered police barely held their lines until reinforcements arrived.

    Every single reserve police officer in the Bronx had to be called in to prevent being routed by the rioters.

    The situation at Olinville Avenue was only calmed down when a compromise was reached.

    The strikers agreed to a compromise offer that called for two- to three-dollar reductions for each apartment and the return of evicted families to their apartments. “When news of the settlement reached the crowd,” the Bronx Home News reported, “they promptly began chanting the Internationale and waving copies of the Daily Worker as though they were banners of triumph.”

    In other words, the rent strikers won a complete, if temporary victory. At nearby 665 Allerton Avenue the same scenario was repeated when the police attempted to evict three tenants.

    “The women were the most militant,” noted the New York Times they constituted the majority of the crowds, the arrestees, and those engaged in physical conflict with the police. This time, the evictions did occur, but only with the help of over fifty foot and mounted police and a large and expensive crew of marshals and moving men.

    After the Battle of the Bronx, as it was later called, the landlords at Bronx Park East asked a blue ribbon committee of Bronx Jewish leaders to arbitrate the dispute. But the strike leaders rejected arbitration. “When times were good,” strike leader Max Kaimowitz declared “the landlords didn’t offer to share their profits with us. The landlords made enough money off us when we had it. Now that we haven’t got it, the landlords must be satisfied with less.”

    The landlords retaliated by forming rent strike committees. They used their resources to push through quick evictions. Many of the renter strikes were broken. Mass evictions took place at 665 Allerton Avenue and 1890 Unionport Road.

    “This is a peculiar neighborhood. It is the hot bed of Communism and radicalism. The people in this neighborhood are mostly Communists and Soviet sympathizers. They do not believe in our form of government.” – state senator Benjamin Antin

    The landlords continued their offensive and the judges rarely considered the neediness of the families. By December 1932 is appeared that the Bronx rent strikes had largely been crushed.

    But then something happened.

    In December of 1932 and January of 1933, the Unemployed Councils began a new wave of strikes that rapidly assumed far greater proportions than the last one. Beginning in Crotona Park East, the strikes spread into Brownsville, Williamsburg, Boro Park, the Lower East Side, and much of the East Bronx. In February of 1933, a panicked Real Estate News writer warned that “there are more than 200 buildings in the Borough of the Bronx in which rent strikes are in progress, and a considerably greater number in which such disturbances are brewing or in contemplation.”

    So who were the Unemployed Councils and what have they to do with rent strikers in the Bronx? To answer that question we must go back a few years in time.

    “There is no poverty in America.”
    – Dr. Ray Lyman Wilbur, Secretary of the Interior, 1931

    Unlike today, the unemployed haven’t always suffered in silence. On November 5, 1857, 15,000 unemployed men convened at Tompkins Square Park in New York City. They did not ask for charity, but for work. However, some of the hungry stormed baker’s wagons and the police responded with force. Tompkins Square Park was again the site of another mass protest of the unemployed and hungry on January 13, 1874. Once again the demonstrators demanded public works projects, not charity. Once again the police responded in kind.

    “Mounted police charged the crowd on Eighth Street, riding them down and attacking men, women, and children without discrimination. It was an orgy of brutality. I was caught in the crowd on the street and barely saved my head from being cracked by jumping down a cellarway.”
    – Samuel Gompers, 1874

    Most of these demonstrations achieved nothing. But decade after decade of efforts convinced local governments to set up soup kitchens and, in some places, public works projects.

    It’s difficult to find accurate information about the unemployment situation of the early Great Depression and the civil unrest it caused because the newspapers and politicians simply refused to acknowledge it until 1932. The AFL, the sole remaining national labor union after all other national labor unions had been brutally crushed, was completely unable to deal with the changing environment.

    There was only one organization in America prepared to capitalize on the suffering and strife caused by the economic meltdown – the communists. While all other organizations in America either denied the social and economic problems, or ran away from them, the communists embraced them.

    “If a modern state is to rest upon a firm foundation its citizens must not be allowed to starve. Some of them do. They do not die quickly. You can starve for a long time without dying.” – leader of Children’s Bureau of Philadelphia, 1931

    On August 31, 1929, in Cleveland, Ohio, the Trade Union Unity League (TUUL). The idea behind it was “dual unionism”. As part of the 13-point plan that included unemployment insurance, a seven-hour workday, and recognition of the Soviet Union, they called for each local to set up Unemployed Councils.

    Into these Councils shall be drawn representatives of the revolutionary unions, shop committees and reformist unions, as well as unorganized workers. The councils shall be definitely affiliated to the respective TUUL.

    Early on Cleveland was the center of agitation by the unemployed of the Great Depression. On February 11, 1930, some 2,000 unemployed workers stormed Cleveland City Hall. They were dispersed when police threatened to turn fire hoses on them.

    “Marching columns of unemployed became a familiar sight. Public Square saw demonstrations running into tens of thousands. The street-scene is etched in memory. It was in the heart of working- class Cleveland, during a communist-led demonstration. Police had attacked an earlier demonstration. In the Street battle, several unemployed had been injured, and one had since died. In the same neighborhood, the Unemployed Councils had called a mass protest, a solemn occasion that brought out thousands. The authorities, under criticism and on the defensive, withdrew every cop from the area, many blocks wide. . . (163-164)” – Len de Caux, labor journalist living in Cleveland

    Before February was over there were skirmishes between police and the unemployed in Chicago, Philadelphia, and Los Angeles.

    Proving once again that they were way out in front of events, the Communists declared March 6, 1930, International Unemployment Day. The demonstrations in places like Chicago and San Francisco were peaceful, but other places weren’t so lucky. In Detroit, Cleveland, Milwaukee, and Boston, battles broke out between police and demonstrators. The worst clash took place, as usual, in New York.

    The unemployment demonstration staged by the Communist Party in Union Square broke up in the worst riot New York has seen in recent years when 35,000 people attending the demonstration were transformed in a few moments from an orderly, and at times a bored, crowd into a fighting mob. The outbreak came after communist leaders, defying warnings and orders of the police, exhorted their followers to march on City Hall and demand a hearing from Mayor Walker. Hundreds of policemen and detectives, swinging night sticks, blackjacks and bare fists, rushed into the crowd, hitting out at all with whom they came into contact, chasing many across the street and into adjacent thoroughfares and rushing hundreds off their feet. . . . From all parts of the scene of battle came the screams of women and cries of men, with bloody heads and faces. A score of men were sprawled over the square with policemen pummeling them. The pounding continued as the men, and some women, sought refuge in flight.
    – NY Times

    The demonstration succeeded in prodding city officials to collecting fund to be distributed to the unemployed. On October 1930, the unemployed demonstrators rallied at City Hall Plaza to demand the Board of Estimate to distribute the funds. The police again attacked the demonstrators, but the Board finally agreed to distribute the funds.

    I’m spending my nights at the flophouse
    I’m spending my days on the street
    I’m looking for work and I find none
    I wish I had something to eat
    – the popular ‘Soup Song’ sung to the tune of ‘My Bonnie Lies Over The Ocean’

    At this very same time unemployment was causing a massive wave of evictions for poor families. More than 200,000 evictions occurred in New York City in 1930 alone. There would be millions more to come.

    Proving yet again that they were out in front of events, the Unemployed Councils called for a nationwide moratorium on evictions and direct aid to the dispossessed. The politicians of both political parties responded by calls for donations to charities.

    The Councils would mobilize neighbors to stop the evictions and even move the furniture back into the apartments after the police had left. Thousands of organized incidents of eviction resistance occurred throughout the Great Depression.

    By early 1931 millions of Americans were dependent on Relief aid. Unemployed Councils helped families apply for aid, demonstrated at relief offices, and sent delegations to lobby for more aid for local offices.

    The first real food riots in the Great Depression broke out in February 1931.

    In Minneapolis, several hundred men and women smashed the windows of a grocery market and made off with fruit, canned goods, bacon, and ham. One of the store’s owners pulled out a gun to stop the looters, but was leapt upon and had his arm broken. The “riot” was brought under control by 100 policemen. Seven people were arrested.

    “Who has the most children here?”
    – Minneapolis food rioter asked before handing out stolen bacon

    Food riots broke out in San Francisco, Oklahoma City, St. Paul, Van Dyke, and many other cities. But I dare you to find any mention of them in the New York Times.
    As the Depression deepened and starvation spread across the country, the media reported it less and less.

    Thousands of unemployed workers looted food stores (afraid of their contagious effect, the press usually did not report food riots); indeed, Irving Bernstein reports, “By 1932 organized looting of food stores was a nationwide phenomenon.”

    As far as the media was concerned, the poor in America were starving to death in silence.
    But this was still America, and some people were determined to bring attention to the plight of the homeless and hungry no matter what the cost. Those people worked in the Unemployed Councils.

    “We march on starvation, we march against death,
    we’re ragged, we’ve nothing but body and breath;
    From north and from south, from east and from west
    the army of hunger is marching.”
    – Hunger Marcher’s song, 1932

    Local hunger marches started on April 1, 1931, when a large group of unemployed forced their way into the Maryland state legislature to demand relief.
    Later that month 3,000 turned out in Columbus, Ohio. In May 15,000 unemployed marched on Lansing, Michigan. By the end of summer there had been 40 hunger marches in states all over the country.

    “One vivid, gruesome moment of those dark days we shall never forget. We saw a crowd of some fifty men fighting over a barrel of garbage which had been set outside the back door of a restaurant. American citizens fighting for scraps of food like animals!”
    — Louise Armstrong, an incident in Chicago, spring 1932

    Despite this growing movement, it was business as usual in Washington. A few of the more bold Democrats proposed modest relief packages which Hoover immediately vetoed. It required someone outside of the two parties to take this movement to the next level, and that someone was Herbert Benjamin.

    Herbert Benjamin was an unapologetic communist until his dying day. A few months before he had returned from Moscow where he had received training on organizing the unemployed.

    Unlike Coxey’s Army in 1894, this hunger strike would have 1,670 “delegates” rather than being a ragtag group. Columns of unemployed represented by all races would leave from Boston, Buffalo, Chicago, and St. Louis, and all arrive on December 6. Marches from the west coast would leave earlier and meet up in either Chicago or St. Louis.
    Each delegate wore an armband that said “National Hunger March, December 7, 1931”, which was the day that Congress would open for a new session. There were ten marchers to a truck as well as a smaller car that would run ahead looking for hostile crowds and/or police. While the media and local governments were extremely hostile to the marchers (Mayor Mackey of Philadelphia advised them to “pass by” his city. Hartford closed its streets to them), the public often turned out in large numbers to cheer them on and protect them from the local police. The marches were given $40 for all expenses, but frequently local communities would furnish them food and medical care free of charge, or at cost.

    All of the columns reached Washington D.C. on December 6, as scheduled. Both the Hoover Administration and the media was in an uproar.

    Three days later, however, 14 persons appeared outside the White House as “hunger marchers.” In a cold drizzle they unfurled their banners (“Mr. Hoover, We Demand Food & Lodging,” “Mr. Hoover You Have Money for the Entertainment of the Fascist Assassin Grandi.”). Promptly the police pounced on them, arrested all 14 for parading without a permit.
    […]
    Next day the U. S. Secret Service paid Leader Benjamin the compliment of taking his “hunger march” seriously and thus helping to publicize it throughout the land. Chief Moran declared that his sleuths had learned the march was really a Communist demonstration on a large scale. “Marchers” from all parts of the country would be brought to Washington in 1,144 trucks, 92 automobiles.

    They would be lodged and fed along the way. They would have medical attention. They would defend themselves with stones. They would be organized in military fashion. They would petition the President and Congress for relief for the jobless. They would make trouble. Only one thing in their plans did Chief Moran fail to ascertain and that was where the money was coming from to finance such a large undertaking. As usual, Moscow was publicly suspected.

    “The marchers were of several races, mostly whites and negroes, but among them were several scores of yellow men from various climes. Many women appeared in the column.”
    – Daily Mirror

    1,000 police showed up for the march, as well as 1,000 Marines, and an unknown number of secret service. Another 500 police were in the Capitol. Police were armed with shotguns and machine guns.

    Vice-President Curtis sent out word that no marchers could enter the Capitol grounds carrying placards that were critical of the president.

    Congress refused to let them speak in the Capitol. Neither Democrat nor Republican heard their demands. In response the demonstrators sang the “Internationale”. President Hoover also refused to see them. According to the Washington Herald, the marches who were arrested were beaten.

    The march then went to the AFL Headquarters to meet with President William Green, who promptly berated the marchers.

    The first hunger march was over and the marchers left Washington. However, it had forced the media to actually report on the hunger problem in America, something it was loath to do. It also pushed Congress to propose relief legislation, which the Hoover Administration promptly defeated.

    “The communists brought misery out of hiding in the workers’ neighborhoods. They paraded it with angry demands…. In hundreds of jobless meetings, I heard no objections to the points the communists made, and much applause for them. Sometimes, I’d hear a communist speaker say something so bitter and extreme, I’d feel embarrassed. Then I’d look around at the unemployed audience; shabby clothes, expressions worried and sour. Faces would start to glow, heads to nod, and hands to clap (162—163).”
    – Len de Caux

    Father James R. Cox was known as Mayor of Shantytown in Pittsburgh because he was so active in helping the homeless.

    The first hunger marchers had scarcely left Washington before Father Cox started his own Hunger March. Dubbed “Cox’s Army”, it started on January 6, 1932 at 12,000 in size, but grew to 25,000 by the time it reached Washington.
    Father Cox hated communists and felt the need to reclaim the pressing issue of homelessness and hunger in America from the communists. In fact, Cox’s march was funded by store owners in the Pittsburgh area.

    President Hoover personally met with Father Cox and heard his proposals, which were then ignored after the photo-op was over.

    In March 7, 1932, about 4,000 unemployed factory workers marched on the Ford Motor Company in Detroit. They were looking either to get their old jobs back, or unemployment insurance.

    They marched from Detroit to the River Rouge plant. Their signs read, “We Want Bread Not Crumbs,” “Tax the Rich, Feed the Poor,” “Free the Scottsboro Boys,” and “Stop Jim Crow.” At the Dearborn line, the crowd was told to disperse. None of the marchers was armed, but teargas and fire hoses were used on the crowd. Finally, the order to shoot was given – scores were wounded. Killed outright were Joe York, Joe DeBlasio, Coleman Leny, and Joe Bussell.

    The order to shoot was given by private thugs hired by Ford, who was violently anti-union at the time. Firemen hosed them with icy water in the sub-freezing temperatures.
    About 60 men were wounded, mostly in the back as they ran. One later died. The police blamed communists for the violence and sought to arrest Communist leader William Z. Foster, as well as starting a crackdown on leftist organizations.

    The Unemployed Council decided to hold a public funeral, and between 30,000 and 70,000 people turned out for what was later called the Ford Hunger March. The Detroit police wisely decided not to make a show of force that day.

    A massive crowd, tens of thousands strong, took over the broad main street. Detroit police decided it was better to disappear. For several miles, through the downtown area, stopping all traffic and all business, the crowd escorted the victims to their graves. Nothing like this had ever been seen in Detroit.

    [note: there was a Ford Hunger March reunion in Detroit during the deep recession of 1982, which also got little media coverage]

    During the summer of 1931 the socialists finally took the hint and set up their own Unemployed organizations.

    In Chicago socialist Karl Borders formed the Workers Committee on Unemployment, and by the end of 1932 he had twice as many members as the local UC. Independent socialist A. J. Muste organized the Leagues of the Unemployed in small towns throughout Ohio, Pennsylvania, and West Virginia.

    In Seattle it was the Unemployed Citizens League, formed by socialists Hulet Wells and Carl Branin, who directed the Seattle Labor College and published The Vanguard, a weekly newspaper. It was set up as a self-help organization and distributed food, firewood, and clothing.
    By 1932 it overshadowed the local Unemployed Council, which called the organization a “social fascist” effort. However, the Councils couldn’t compete with the immediate aid that the UCL offered the unemployed.
    The communists changed tactics, joined the UCL, and agitated for more direct political action. By 1933 this tactic began to bear fruit as the self-help organization began to demand public assistance.

    Which brings us back to the spreading rent strike of New York City. These were the poor, the hopeless, the unemployed. Most of the people effected, and sympathetic, were about to be evicted anyway. So why not put up a fight?

    Using the networks they possessed in fraternal organizations, women’s clubs, and left wing trade unions, aided by younger comrades from the high schools and colleges, Communists were able to mobilize formidable support for buildings that were on strike and to force police to empty out the station houses to carry out evictions. Nowhere was this more apparent than in the strike of five buildings on Longfellow Avenue between 174th and 175th streets, which the Greater New York Taxpayers Association made a test case of its efforts to suppress the movement. Three separate waves of eviction provoked confrontations between police and neighborhood residents, the largest of which involved three thousand people “hurling stones, bottles and other missiles.” On another occasion, a mob of fifteen hundred fought the police for an hour and then took off after the landlord when they saw him moving through the crowd. The strike finally was broken, but only after more than forty evictions, an injunction against picketing, and numerous arrests and injuries. The police needed full-scale mobilization to suppress such strikes. “The police have set up a temporary police station outside one of the buildings,” read the Daily Worker description of a Brownsville rent strike. “Cops patrol the street all day. The entire territory is under semi-martial law. People are driven around the streets, off the corners, and away from the houses.”

    The Unemployed Councils had no coherent legal strategy, or a way to argue the legitimacy of the rent strike before judges. They mostly used the strife for party organizing efforts.
    However, they were the only organization that actually cared about the families about to be dispossessed. Despite all official efforts to crush the movement, it continued to grow.

    “Rent strikes can be compared to epidemics, for when a strike breaks out in one apartment house, strikes start in nearby houses or landlords are forced to capitulate to threats of tenants. Some landlords have been forced to reduce their rent a number of times.”
    – secretary of the Bronx Landlords Protective Association

    Although evictions did take place, some tenants won rent reductions through striking, while others won reductions merely by the threat to strike. Most of the strikers were Jewish, and often they were communists as well.
    As many as 77,000 evicted families were restored to their homes using these tactics.

    “The entire East Bronx is full of fire.”
    – a Bronx landlord

    By January of 1933, the landlords were starting to use the charge of “criminal conspiracy” against rent strike leaders. By March the City issued a ruling against picketing of apartment buildings. This last law had dubious legal standing, but it was temporarily effective at shutting down the epidemic of rent strikes.
    The Unemployed Councils then shifted tactics by taking large numbers of tenants to the newly created Home Relief Bureaus, where they would conduct sit-ins and hunger strikes until given relief. The government was more sensitive to pressure, and had more resources, than the landlords. Eventually the government simply took over paying rent for the tenants, while the Unemployed Councils became their de facto bargaining agents.

    “I stood in the rain for three days and the Home Relief Bureau paid no attention to me,” a woman declared at a neighborhood meeting in New York City. “Then I found Out about the Unemployed Council…We went in there as a body and they came across right quick.” “The woman at the desk said I was rejected,” another woman added. “I was crying when Comrade Minns told me to come to the meeting of the Unemployed Council. One week later I got my rent check.”

    New York wasn’t the only place for rent strikes. In Chicago, particularly in the black neighborhoods, evictions and protests were an epidemic.
    In early August, 1931, an eviction riot led to three people being shot dead, and three injured cops. The fear of further unrest prompted the mayor to declare a moratorium on evictions. Some of the rioters got work relief.

    In Detroit it took 100 police to evict a single resisting family.

    The outcome of the rent strike movement was to force the government to enact serious housing reforms, the twin pillars of which were rent control and public housing.

    Of course it wasn’t just renters who faced evictions. On July 13, 1933, at 11413 Lardet in Cleveland, Ohio, the Cuyahoga County sheriff’s deputies arrived and evicted John and Sophie Sparenga and their four children.

    As their furniture was carried to the street, a local “home defense” organization went up and down the street raising the alarm. Before long 4,000 to 6,000 protesters surrounded the 150 cops.

    As police arrived, they were greeted by taunts, jeers and volleys of rocks, bricks, sticks and even kitchen utensils. The officers responded with nightsticks, tear gas and fire hoses. Four times during that day and night, the protesters were dispersed, only to re-form and battle again into the darkness.

    “This is a crowd that won’t scatter, a crowd that is strangely grim and determined,” wrote James Steele in an account of the incident for The Nation magazine.

    Some 14 people, including two policemen, were injured in the fracas, most suffering minor bruises, scrapes and tear-gas burns. Four people were arrested but later released.

    Today the home at 11413 Lardet is bracketed by foreclosed homes.

    Many might be under the false impression that the New Deal was completely implemented after FDR took office. In fact, most parts of the New Deal weren’t passed until years afterward. Social Security didn’t get passed until 1935. The United States Housing Act didn’t get passed until 1937.
    The Emergency Price Control Act, which limited rent hikes on apartments didn’t get passed until 1942. When the law expired in 1947, many state and municipal governments stepped in.

    All during this time the unemployed kept up the pressure.

    In Colorado, when the federal relief funds were discontinued in the winter of 1934 because the state had repeatedly failed to appropriate its share of costs, mobs of the unemployed rioted in relief centers, looted food stores, and stormed the state legislature, driving the frightened senators from the chamber. Two weeks later, the General Assembly sent a relief bill to the governor, and federal funding was resumed (Cross). An attempt in Chicago to cut food allowances by 10 percent in November 1934 led to a large demonstration by the unemployed, and the city council restored that cut.

    In early 1935 the various Socialist and Communist councils united to create the Workers Alliance of America. Most of the Unemployed Councils were absorbed by the Alliance.
    The reason was that the communists were preparing to face the deadly threat of fascism rising around the world, and they wanted a united front to do so.

    Some people may be under the impression that FDR’s election and the New Deal was simply a logical reaction to extreme hardships. That democracy naturally corrected itself. That wasn’t the case. It took a grassroots movement, working against all odds, to push the government into action.

    It’s a lesson we should remember.

  17. Fighting Mad and Others,

    My thoughts going back to the 60’s when my Mom went to the local bank and borrowed $10,000.00 to build a 1000 sq. ft. home with a carport. 3 Bedrooms, one bathroom and 7 kids. Hey, one bathroom, yep and I made it through those hard times just fine.

    She did this on a 20 year Note. Before then there were mostly only 10 year notes. What began taking place in America was larger homes were being built and more money was needed to built the larger homes and then more time to pay the larger loans back. Banks went to Congress and complained and Congress made it so that the Banks would get all their money first on the front end of the loan by way of their interest and the principle would be on the back end.

    So loans went to 30 years and now 40 years and 50 year loans have now been seen in the market.

    So getting back to the old homestead deal. My parents paid off the loan in the 20 years as agreed and the Bank sent the Note to my Parents who then had a Note burning. I have yet to see that happen in today’s time. No one is getting their Notes back on a Refinance and there are no satisfaction of Mortgages / Deed of Trusts being filed in the courthouse even on a refinance. I have seen a few where when a satisfaction is sent to a courthouse to be filed (electronically by MERS) the Note is referenced to have been lost. LOST! If it was Lost how did the closing company / attorney know who to pay off?

    Hang in there homeowners the best is yet to come…..

    Forensic Mortgage Audits and Foreclosure Defense
    oliver@ipa.net
    john

  18. Great infomation found here!!
    http://www.scribd.com/alviec

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