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SUBSCRIBE TO LIVINGLIES FOR DISCOUNTED SERVICES, NEWSLETTER AND FREE TELECONFERENCES
A lot of people are signing up for the newsletter. More than I imagined would do so. I found out quickly why. They were looking for strategies that drilled down more deeply into their cases. And they liked the teleconferences that go with it. The discounts on services were welcomed but it was the latest and best info I could give on what is working and what isn’t that they were looking for. It all comes down to what Beth Findsen, Esq. (Scottsdale) is fond of saying “You can be right as rain on the law but if the Judge won’t apply it, you lose!” Jon Lindeman, Esq. (South and Central Florida), with his military background, has impressed on me the need to concentrate our firepower on the areas we can identify as their vulnerabilities and press the point to win, not justify a fee. April Charney, Esq. (Jacksonville) has criticized my work as spawning some bad results and she has a point.
As you can imagine, some of my regular readers are not necessarily singing from the same prayer book as I am. They just want a preview of the song so they can confront anyone who uses the information with an answer. I really don’t have any problem with the opposition reading my material nor with them “preparing” to meet us in the battlefield we call court. The problem I have is that many homeowners and their lawyers are making bad law by misapplication of the suggestions contained on this website. It’s not that the pretender lenders are beating these homeowners and lawyers, it’s that these homeowners and lawyers are beating themselves by presenting this work as some kind of magic bullet. The Judge makes a not unreasonable assessment of their argument as complete crap and then goes on to assume that anyone else who sounds similar is also full of crap. This is making it more difficult for everyone. So what to do?
My answer is to migrate strategy and tactics to the newsletter and leave the general stuff on the blog. By charging a monthly fee, we hope to weed out those people looking for a quick fix and who are making it harder on everyone else. So I might have hints in the blog, but I won’t get into the details except in the newsletter, which will really focus on the prime strategies and tactics that show promise. Assuming I continue to get the support of subscribers on this, I will get into the down and dirty details as much as possible in the newsletter. It’s more work for me but worth it if we get the result of more lawyers and homeowners getting better results. By combining this with members only teleconferences, we know who is listening, and we have an opportunity for everyone to go out with the same message instead of variations on the message that might not make any sense to a Judge.
So this is another step in forming the movement, and concentrating our firepower. The hope is that we are creating the eye of the hurricane where all the action happens. By funneling the general information into direct strategies that are being used in common, and narrowing the focus even further by collaborating with investigation, discovery and motions (Title and Securitization Searches, Expert Witness Declarations, Affidavits etc), we hope to level the playing field. Remember they have the resources and the motivation to collaborate and they do with nationwide telephone conferences and shared research and strategies. It is up to us to do the same thing on our side. We have 20 million or more homeowners who are affected including those who think they lost their home but still have a right to reclaim title and possession. It seems to me that we have more than enough potential to level the playing the field and then some.
Filed under: foreclosure | Tagged: April Charney, Beth Findsen, Jon Lindeman, litigation strategy, Livinglies, livinglies newsletter, livinglies teleconferences |
Hello Mr. Garfield
I am a home ower who wants to explore my foreclosure options. Iam currently delinquent in payments and don’t like the fact that my bank may have broken the contract with me as soon as I signed for the home. I am looking for legal counsel to help me stand up against the crooks. Your site is amazing and you can count on me supporting it and spreading the word.Right now I am looking to extricate my family and I from this web of fraud . Please help me find my way through this maze.
Thank you for all you are doing
Charles Grahm
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And yes, it was recorded at the county recorder’s office. Also, quaility and all interested parties were notified!!!
All of this is so disheartening! I won my quiet title case, judge sign quiet title judgement clear of any liens and encumbrances…NOW another judge has let quality loan services sell to a 3rd party investor (who is buying up houses like they are candy) win! How can this be…this is a nightmare! They see the quiet title and act like, oh well screw you homeowner we are taking it from you anyway! What kind of freaking justice is this! Are the judges that corrupt?
Hi Neil,
I agree much of the problem is most likely folks looking for the magic bullet – quick-fix. There is another aspect to this and I’m sure you’re aware of it.
Most folks have no-idea how the courts operate. These folks, like myself, simply applied for a damn mortgage loan and didn’t see the invisible ink attached.
The shock to many folks, including myself, is that courts are not interested in truth and certainly not principle and truthfully not even law. What’s worse is it isn’t even about a good dog & pony show.
This is nothing more than a crap-shoot. A roll of the dice at best. Mostly because those going through hell dying of thirst can’t afford a glass of water – forget about anything else.
What can people do? Some folks have no problem showing up in court – speaking in front of people. Some folks can read this stuff and connect the dots enough to make a decent presentation… but MOST folks honestly cannot pull it off. Its too much – they are burned out – trying to raise their families – trying to keep the damn lights on – trying to keep food on the table – car running – babies getting sick – PEOPLE ARE BEING TRAMPLED by these bastards and its WRONG!
It blows-my-mind that a judge would rule against a family knowing the lender was dirty. It doesn’t take long for a judge to see through the bs and know what’s going on. The judges I’ve known are easily fooled. These folks are sharper than the average pencil.
I have been here since some time in 2008. I’ve sent emails trying to get the “COMBO Security” deal and get dumb-ass email response about HAMP… They aren’t direct responses but I’ve pinged their servers and they come from the same place. I could send a picture of the location but hey, I know you don’t control everything. I’d gladly join and if we had an attorney to fight our fight I have already offered to help support the expenses so others can get help.
My concern is for those falling between the cracks because these cracks are deliberate pried wide-open. So many decent folks losing everything they own and what gets under my skin is – these folks have no idea they’ve been lied to and burned by these lenders. These folks are not perfect and yes – they too share some responsibility but is far from the point. The lenders created the snare – now they’ve sucked their victims dry and are now coming for their kids too.
IMHO – this is one of the most serious & egregious ordeals this country has ever faced. The ramifications have not hit us yet. This has global consequences and wars have started for less-reasons. If we fail to get this situation controlled, the cost will be war – civil or border – but war is inevitable if we don’t get it controlled.
I don’t mean to sound like violence is the answer – it isn’t but when people are pushed to the point of boil – it is usually WAY over-due. That’s what I see here. When it starts – it will be like boiling milk – it sudden starts rolling over the edges and can no longer be contained. Worse, once it’s burnt – it is no longer good for anything.
They are gambling with this country’s future. In fact, they’ve already gambled and LOST. Now it is up to us to grab the reigns and hopefuly we have enough time to get this puppy under control.
I’ll get off my soap-box…
Keep the Powder Dry
Im naive? You have got to be kidding. I practiced for some 30 years before every fedeal and state and appellate judge in Mo. Naive I am not–a realist based upon thousands of hours before judges. When you have the time I have before these judges then you can talk about them.
i agree with you gwen, the judges look us as a deadbeat homeowners. thats all. the judges knows everything what’s going on. you think they are stupid/?i don’t think so . they just want to play dumb on purpose.
My action is that the Mortgage broker defrauded my income behind my back. He had my paid for accountants tax copies to work with. The loan app. and other statements were pulled from my closing docs. The title company has noting on file to show. The lender would not release or offer any origination docs let alone answer the QWR. My P.M.I. was paid for and still a default policy was taken out. No lawyers available and they still take my home in foreclosure. What is the same page we all need to be on? Fraud and securities fraud.
GWEN CARANCHINI I THINK YOU ARE A LITTLE NAIVE. HOW CAN YOU DEFEND THE JUDGES? THEY ARE ALLEGED SOCIPATHS MASS ECONOMIC ETHNIC CLEANSERS.
1 MILLION FORECLOSURES THIS YEAR ON HOUSES ALONE ACCORDING TO REALTYTRAC IS’NT THAT ENOUGH? TOYOTA OR GM WOULD BE LONG GONE BY NOW.
ANY REASONABLE PERSON WOULD KNOW THAT SOMETHING IS WRONG. SOMETHING SERIOUSLY WRONG
ALL THE JUDGES HAVE TO DO IS UPHOLD THE LAW. NOTHING MORE OR LESS.
THE BIG BANKS DAYS ARE NUMBERED
FOOL ME ONCE FOOL ME TWICE FOOL THREE TIMES
AND YOU ARE OUT
THEY ARE ALSO FINANCEING PAYDAY CASHING BUSINESSES
THE CANCER HAS SPREAD THOUGHOUT SOCIETY
http://www.latimes.com/business/la-fi-payday-banks-20100915,0,6194808.story
There are no magic bullets–30 years at it tells me that. There are also no such thing as a “sure thing”. My case is hung up right now on my opp to a removal by the def to fed ct. I know I am right on the remand, but the court is sitting on it which it can do indefinitely really without my being able to do a thing. Am I upset–that’s just wasting energy. These folks need to know that they need to keep researching and not seek easy way out. Sometimes the biggest problem in the case is not tthe opposing counsel but the judge. You write a brief for really the judge and not the opposing counsel. These are new theories and it is going to take a while for the courts to understand them and be persuaded. The more research you do shoing the court not only the law in your juris but that it is being favorable received in other juris the easier you will make it for the court to decide in your favor. Just understand, sometimes you “sit” even when you are right.
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