Parents Are the Most Important Leaders

I recently heard that phrase and it motivated me to remind you that we are all leaders. Leaders teach those who notice them as examples or in their roles as rule-makers. In this foreclosure and economic crisis, we all have a pretty good sense of right and wrong. 20 million households have been robbed of their wealth, their lifestyle, and even their homes. Their children have gone through this looking to their parents to protect them from the ravages of greed and grief, stress and domestic unrest, and the feeling that they are hopelessly at the mercy of a cruel world.

I don’t know how all this will end up. But I know how I think it should end. This should end with people being restored, as much as humanly possible, to the position they were before these greedy schemes were hatched. AND our children should see that we stand up for our rights with a clear sense of right and wrong, and to fight with every ounce of our being to do the right thing and make the right things happen.

I believe the lesson for our children in all this is not the concept of win or lose because it doesn’t always work out that being right is enough. The lesson our children should learn is that we love them and we cherish them. It should be that that when THEY are parents in a sometimes cruel turn of events, they should fight for their rights and the protection of their families. The children should know that we can act powerfully even against enormous odds and that we can be trusted to do everything in our power to deliver on the inherent promises we made as parents to our children.In that process it will be revealed that we are far more empowered than we thought and we will emanate a spirit of achievement and accomplishment.

If the light of day is shown upon the misdeeds of others who acted out of selfishness and greed, and it becomes generally accepted that part of the plan was to use a confused court system that relied upon antiquated rules useless in the face of the modern era of financial “innovation,” then so much the better. If it doesn’t happen, or it doesn’t happen in the time period necessary to prevent disruption of our lives, our legacy of right and wrong, standing up to those who misuse their power intentionally or unintentionally will be sustained.

The only way you can make a difference is doing your part. Using any strategy that makes sense to you after consulting with your advisers, you should be taking steps to recover power and wealth stolen from you. Collectively, we will have gains and losses. In the end, we will have fought the right battle, paving the way for our children to act with certainty, conviction and honor.

25 Responses

  1. Mr. Garfield,
    This is perfect … I thought you should know that I printed this, gave you full, due credit and mailed it to President Obama. I think you are a visionary, a true patriot and a Hero.

  2. Some of the comments on the blogs could be adjudged sedition or illegal otherwise. 1st time this sort of treatment occurred was a little remembered historical event; see following from wiki—overt statements can be distorted to appear threatening; solutions can occur today by changing the laws to expand FDCPA to servicers and their partners that facilitate debt collection of questionably based debts —the burden of proof should not be laid upon penurious defendants to establish that the claimant lacks the claim and lacks the ability to settle/modify/release a note——this leaves supposedly relieved debtors unknowingly awaiting a knock on the door 5 years from now by the holder of bearer paper promissory notes—-this awful activity surely should be prohibited by fed law and enforced by fed agencies—-people shouldnt take to the streets anymore,

    pres. obama obliquely may have referred to the following when he told the bankers that his administration was all that stood between them and the pitchforks–

    see from wiki
    Mounting financial crisis
    Shays’ Rebellion saw some of its opening salvos in Central Massachusetts, in the town of Uxbridge, in Worcester County, on Feb. 3, 1783.[3][4] Gov. John Hancock suppressed local riots, after a request by Colonel Nathan Tyler of Uxbridge.[3][4] Lieutenant Simeon Wheelock, of the Town of Uxbridge died at Springfield, in 1784, when he was killed by a horse while on duty, protecting the Armory.[5] Shays’s Rebellion caused George Washington to emerge from retirement to advocate a stronger national government.[6]

    The financial situation leading to the rebellion included the problem that European war investors (among others) demanded payment in gold and silver; there was not enough specie in the states, including Massachusetts, to pay the debts; and through the state, wealthy urban businessmen were trying to squeeze whatever assets they could get out of rural smallholders. Since the smallholders did not have the gold that the creditors demanded, everything they had was confiscated, including their houses.

    At a meeting convened by aggrieved commoners, a farmer, Plough Jogger, encapsulated the situation:

    “I have been greatly abused, have been obliged to do more than my part in the war; been loaded with class rates, town rates, province rates, Continental rates and all rates…been pulled and hauled by sheriffs, constables and collectors, and had my cattle sold for less than they were worth…The great men are going to get all we have and I think it is time for us to rise and put a stop to it, and have no more courts, nor sheriffs, nor collectors nor lawyers.”
    It was decided that the legislature (General Court) in Boston would be petitioned.[7]

    Veterans of the Continental Army like General Charles Logan Harding, also aggrieved because they had been conscripted, had to fight with no payment to help them pay for their living, and because they were treated poorly upon discharge, including being locked up in debtors’ prison, began to organize their neighbors, the besieged farmers, into squads and companies in order to halt the confiscations.[8] Veteran Luke Day of West Springfield, Massachusetts asked the judges holding the confiscatory hearings to adjourn until the Massachusetts legislature met. Throughout Massachusetts, newly organized farmers and veterans faced militia at courthouse thresholds. But sometimes the farmers and veterans were the militia, and often the majority of the militias sided with the veterans and farmers.[9]

    What caused Shays to take on the situation as a revolutionary cause was that on September 19, the Supreme Judicial Court of Massachusetts indicted eleven leaders of the rebellion as “disorderly, riotous, and seditious persons.” Incensed by the indictment, Shays led seven hundred armed farmers, most of them war veterans, and led them to Springfield. As they marched their ranks grew, and some of the militia joined along with additional reinforcements from the countryside. Boston elites were mortified at this resistance. The judges first postponed hearings for a day, then adjourned the court. Massachusetts Governor James Bowdoin commanded the legislature to “vindicate the insulted dignity of government.” Samuel Adams claimed that foreigners (“British emissaries”) were instigating treason among the commoners, and he helped draw up a Riot Act, and a resolution suspending habeas corpus in order to permit the authorities to keep people in jail without trial. Adams proposed a new legal distinction: that rebellion in a republic, unlike in a monarchy, should be punished by execution.[10]

    The legislatures also moved to make some concessions to the upset farmers, saying certain old taxes could now be paid in goods instead of money. However, this only led to confrontations between farmers and militia increasing.[11

  3. Thomas Jefferson said in1802:

    ‘I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property – until their childrenwake-up homeless on the continent their fathers conquered.’

  4. Summarily a Great Post, thank you Neil. It’s nice to see that I’m not the only one that recognizes who this whole crisis does effect the most and the importance that it will have for everyones future. Because in all of this it matters little who was right or wrong when children suffer the most and I mean ALL children, including the ones left parentless because the parents commited crimes trying to get rich by defrauding others.

  5. So what that MEANS is EVEN IF the bank produces the Wet Ink NOTE, if they ACQUIRED THAT NOTE while it was in DEFAULT, they CANNOT be a secured creditor, they can ONLY be A DEBT COLLECTOR. Any challenges. In Bankruptcy court they CANNOT file a Proof of Claim and can only receive pennies on the dollar I am running with this. Any other thoughts.

  6. BRAINSTORMING: Since 2006 I have claimed that OCWEN is a DEBT COLLECTOR. This is the KEY! If your mortgage was transferred WHILE IN DEFAULT, even if they paid for it, they CANNOT BE A CREDITOR! THEY CAN ONLY BE A DEBT COLLECTOR! THey cannot be a “secured creditor” becasue they purchased, or otherwise acquired an fraudulent interest in a debt that was DEFAULT. The key term here is DEFAULT!! I will find the code section and post it. I have it in some of my docs from 2006 and a recent document I drafted. If you have thought on this please email. I think this is a major key for everyone whose mortgage has been TRANSFERRED especially and more than likely it was in DEFAULT at the time it was TRANSFERRED.

  7. Great post, Neil. I am fighting against the banks to protect my rights and to demonstrate to my children that we are not slaves. We do have choices. Resistance is not futile; resistance is victory.

    In fact, I have a not yet 3-month old son born into the midst of this and we named him “Jackson Freeman”: “Jackson” in honor of the President that “killed the bank” and “Freeman” to remind him that despite our system of slavery to debt created out of thin air, he is a free man.

  8. What about sticking to the topic of this thread: Neil’s post was about leadership of parents and their relationship with their children. Let’s hear about your conversations with your children and how they feel.

    —quote—
    What a wonderful reflection on the much overlooked toll the predation industry takes on families, where they still exist.
    World history is full of atrocities and the outcome was always the same:
    “Parent, how could you let this happen?”
    Answer: “We do not know, child. Those who asked the right questions were always those who were accused of heinous crimes and were swiftly locked away (without trial). We were always told that such actions were in the national interest and that we must trust our leaders who know better than us. We were told thats how democracy works.”

    You are right Neil, this time, no one can say that they didn’t know and that we have to do our bit.

    But there is another inter-related point we should not forget: When we talk about the future of “our” children, have we ever thought about how many of our leaders and their useful idiots actually know what “our children” means? Many of them will never have children which means, and that is the argument, that caring for the future generation is the least of their concern.

    This is why your article is so compelling: “Our” generation has some explaining to do regarding “our” children’s diminished standard of living, due to slavery, garnishment and other tools of predation. Besides having been looted out of their inheritance (home), they will eventually have to pay for “our” bail outs.

    You are right Neil, it’s time to ensure that children know the facts so that no smart lawyer can sue the American people (“our” children) later for us “not having done enough”.

  9. money looks after money because it supports campaigns… they dont care how they get it or who they con, because truth isnt the order of the day what a crock of hypocrits i cant stand listening to obama. The sad part, unless we live in truth as a nation then how can we live life to the fullest and be all that we can be, ONE LIFE ONE GOD its that simple for me but others dont choose to see it that way. i do believe a “few good men” (and women like judge Satah Curley there in AZ BK court, whom i have had personal experience of standing infront of and found that she is a fair and honest judge) i agree we must teach our children that truth can be painful but it is what it is and we do the best we can do and put our best effort forward AND live strong .Being complacent is not an option otherwise we are doomed. Honorable is a word that comes to mind, courage of our convictions demonstrated on sites like this and those few good attorneys that good the hard path for best results, and never say die.

  10. ANONYMOUS

    xquisitatlaw lives here in California

    You continue to provide important reminders to us all

  11. xquisitatlaw

    What a terrible story! What state – can you divulge? We really need to get these stories out there. Need to create our own advocacy group.

    The complaint posted here by Foreclosure Fraud – is absolutely amazing as to how the people were scammed – and Washington just continues to ignore all. Courts just do not care – and think the “investors” get the proceeds from a foreclosure recovery.

    Pay attention to the complaint’s “Relief Requested” –
    Quote:

    “Wherefore, Plaintiff requests…… (i) recovery of the consideration paid for the Securities, together with statutory interest from the date of payment, costs, and reasonable attorneys’ fees, less the amount of any income received on the Securities, upon the tender of the Securities, or (ii) damages in the amount that would be recoverable upon a tender of the Securities less the value of the Securities when the buyer disposed of them, statutory interest from the date of disposition, costs, and reasonable attorneys’ fees. In addition, Plaintiff requests such other and further relief as the Court deems just and proper.”

    End Quote.

    If the investor plaintiff in this case was recovering monetary amounts on foreclosed properties, this recovery would have to deducted from the “relief requested.” This is not the case – the investor lost income only – and, it is not apparent as to whether or not the securities are still even in possession.

    The law firm would not give a foreclosure victim the time of day. And, they have access to information (which borrowers do not have) that would clearly help foreclosure victims. Where is the government help for the people, where is the justice for the people as a whole?

    Hope someone can help your neighbor – it is very kind of you to care, but, the fact remains that the US Government should have helped all the victims. They did not – and, again, major source of blame started with Mr. Henry Paulson -with close follow by Mr. Ben Bernanke, Mr. Timothy Geithner, Mr. President Obama, and Congress.. We were discarded from the onset.

  12. Amen Neil!

    Time to reinstitute the Homestead Act* of 1862-1976 particularly in the Western states for all homeless families…..

    And of course flush the Federal Reserve System and its created-out-of-thin-air $9.5 Trillion in M.B.S. for Fraud, for all families recently or still in their homes.

    * http://en.wikipedia.org/wiki/Homestead_Act

  13. Agreed. Tnaks for the post Neil. Many of us have lost YEARS from our lives being consumed with this fight. I was just informed that a neighbor was wrongfully foreclosed upon and his home went straight to auction. He has some sort of learing disability, no where to go and will be leaving all his stuff. The bank was demanding performance on a note of about 500,000 and sold his house at 109,000.

    We need to STOP talking. We need to laws that will make an immediate change and win for homeowners NOW. Since I am not an attorney I don’t know what to do for this neighbor who has been told the Sheriff is coming in 48 hours.

    This begs the question how many other mentally challenged individualy have been defrauded by these banks?

    If you have any action you think I can do to help my neighbor please respond. I don’t even know a local attorney that I can trust, becasue the BANKS pay off the attorney to defraud their clients. I know he needs a TRO and complaint and some sort of advocacy group.

    In any event, we need to WIN and we need expeditious relief. This is ridiculous and sad that people can be victimized like this.

  14. Ditto Foreclosure Fraud – “Damn those deadbeat homeowners that took down the entire economy…”

    Case really shows what REALLY happened!!!

    And, where are all those “sales” to the Depositor????

  15. Neil’s post was about parents and their relationship with their children.

    What a wonderful reflection on the much overlooked toll the predation industry takes on families, where they still exist.
    World history is full of atrocities and the outcome was always the same:
    “Parent, how could you let this happen?”
    Answer: “We do not know, child. Those who asked the right questions were always those who were accused of heinous crimes and were swiftly locked away (without trial). We were always told that such actions were in the national interest and that we must trust our leaders who know better than us. We were told thats how democracy works.”

    You are right Neil, this time, no one can say that they didn’t know and that we have to do our bit.

    But there is another inter-related point we should not forget: When we talk about the future of “our” children, have we ever thought about how many of our leaders and their useful idiots actually know what “our children” means? Many of them will never have children which means, and that is the argument, that caring for the future generation is the least of their concern.

    This is why your article is so compelling: “Our” generation has some explaining to do regarding “our” children’s diminished standard of living, due to slavery, garnishment and other tools of predation. Besides having been looted out of their inheritance (home), they will eventually have to pay for “our” bail outs.

    You are right Neil, it’s time to ensure that children know the facts so that no smart lawyer can sue the American people (“our” children) later for us “not having done enough”.

  16. Ditto Ditto Abby and ANONYMOUS

    Check out this complaint that was filed yesterday. Damn those deadbeat homeowners that took down the entire economy…

    What nerve…

    Cambridge Place Investments v JPMorgan Chase, Credit Suisse, Bank of America, Barclays, Citigroup Country Wide, Deutsche Bank, Goldman Sachs, Merrill Lynch, Morgan Stanley, et al

    4closureFraud.org

  17. Amen Neil!

    Time to reinstitute the Homestead Act* of 1862-1976 particularly in the Western states for all homeless families…..

    And of course flush the Federal Reserve System and its created-out-of-thin-air $9.5 Trillion in M.B.S. for Fraud, for all families recently or still in their homes.

    * http://en.wikipedia.org/wiki/Homestead_Act

  18. Amen Neil!

    Time to reinstitute the Homestead Act* of 1862-1976, particularly in the Western states for all homeless families…..

    And of course flush the Federal Reserve System and its created-out-of-thin-air $9.5 Trillion in M.B.S. for Fraud, for all families recently or still in their homes.

    * http://en.wikipedia.org/wiki/Homestead_Act

  19. I agree with your statement about using a strategy that makes sense to you. I don’t know if I have the resources to mount a civil case against those that defrauded my family, but I do have the power of the pen (or word processor, in this case) to talk to law enforcement and convince them that there is more than litigation involved here.

    Crimes were committed, and we who read this and other foreclosure-fighting Web sites have the knowledge to find and report specific instances of fraud, forgery, and tax evasion. Go after the people who actually signed false documents (the Crystal Moores, Bryan Blys and Linda Greens of the foreclosure world) and you can bet they’ll roll on the people above them rather than face jail time (in New Hampshire it is a felony to falsify documents in recordable form, which each count worth 3 to 7 years incarceration).

    This is my current strategy. Perhaps I’ll find a way to recover some of my losses and punish some of the evildoers, in my case including some of the biggest: Citigroup (having bought out Ameriquest), American Home Mortgage Servicing, and Deutsche Bank among them. But in the meantime I can be a thorn in their side!

  20. There was never any real economy over the last 20 years. The name of the game was to exchange and trade debt. Simply put: “The Greenspam Agenda” or in kinder words “the GreenScum Agenda” The cover up continues.

  21. There was never any real economy over the last 20 years. The name of the game was to exchange and trade dept. Simply put: “The Greenspam Agenda” or in kinder words “the GreenScum Agenda” The cover up continues.

  22. Ditto Abby –

    Dave Krieger – I disagree with your statement about people not “living within means” – most people try to do this – and teach their children the same. But, if you are lied to – about your “means” and assets – you are simply a victim of others who manipulate.

    Many borrowers were led to believe their home asset was worth far more than it really was. They used the inflated asset to improve the asset itself – and yes, maybe for consumption – but that it what the US economy is largely composed of it – consumption. Congress made it this way. (isn’t odd that they want us to consume again – they are praying the consumer “will come back?)

    Once the lies about home assets surfaced – borrowers were trapped – they had no where to go. Could not refinance and could not sell their home at price to cover their inflated mortgage which was based upon an inflated “home” asset.

    The foreclosures are not about “living within ones means” – they are about a US economy – who had no other real source of growth – other then consumption – and financial services that were needed to promote the consumption for GDP growth. In the process of promoting those financial services – the CEOs recognized a huge source for their own profit – the American home. They manipulated us – they manipulated investors – and they even manipulated each other.

    This is about tremendous GREED – and power – and a government who looked the other way – because all that was left of the US economy – was consumption.

    I sense a reflective and, perhaps, frustration in Neil’s recent posts. Do not give up – with time things change. I have been involved for many years – and have seen many things and many changes – from what I knew years ago. There was no blog like this one when I started out – and few would even listen. Many times felt like quitting – I did not – and after all these years – still standing.

  23. Neil I filed Chapter 7 April 14 2008 to stop the Foreclosure of my home, my Lender is American Home Mortgage and they filed BK in Aug 06. My BK was Discharged Oct 08 but my stay has not been lifted because I demanded the Note. My home still goes up for Auction every 5-6 wk’s. I am looking for a KNOWLEDGEABLE ATTY. to go for quite title, I STILL HAVE THE TRUSTEE’S ATTY’S. TO DEAL WITH AND A 2ND THAT WAS INCLUDED IN MY BK. WITH CHASE. WOULD YOU PLEASE GUIDE ME IN THE RIGHT DIRECTION?

  24. The other problem for most parents is teaching kids to live within their means and not biting off more than they can chew. This particularly becomes difficult in a “politically correct” society where a child spying candy at the Wal-Mart checkout counter starts screaming when they can’t have it and the parent exercises reprimand in any form. Unfortunately, the video babysitter has programmed our children with “me-too” and “me-first” attitudes. Government schools teach our children there is only one right answer, the answer the government’s political machine wants them to accept. Schools that receive federal funding have to teach what the feds want them to teach. Kids should learn that nothing in life comes without strings attached. My kids have had to live in a tent. They enjoyed every bit of it because we overcame obstacles to survive the best we knew how.

    I am amazed at talk show hosts “inference” that all of this foreclosure crisis will lead to civil unrest. The foreclosure crisis is not what is going to lead to civil unrest. It will be the repetition of history and the ignorance of it. Those who are ignorant of history are doomed to repeat it. This further goes to show you that BOTH sides of the political aisle have failed this system and that it doesn’t work anymore and needs an enema. How do you teach your children that? They don’t understand what a Republican or a Democrat is. They can’t comprehend the failures of a two-party system. They haven’t learned enough history to make a sound decision as to how to react, thus they depend on parents for their sustenance.

    I agree that doing your part affects the outcome for all. But I also have to elude to the quote Thomas Jefferson made about giving the banks control of this country and watching our children grow up to be slaves in the land their forefathers conquered. We allowed this to happen because of our apathy. Jefferson also said that a revolution every 20 years would keep the government honest. I haven’t seen that happen yet. if it does, it will start as the result of a class war. Politicians use amnesty for illegals to get registered voters so they can further socialize America. It’s only going to be a matter of time before the courts are watered down with this kind of thinking. When justice cannot be served, there is no other resolution.

    Children will act with certainty, conviction and honor when they wake up to realize they were borne into slavery. The battle they will fight will be similar but not reminiscent of what happened here between 1861 and 1865.

    Lessons learned here from what we already know: Might does not make right. Right thinking and convictions do. When the system fails its citizens, the ultimate sacrifices are inevitable.

  25. Right on Neil!!

    Even though I was foreclosed upon in 2008, nearly 2 years ago, I am still in my home and fighting with lawsuits.

    My daughter, in her 30s, absolutely flipped out and was terrified for me when I told her about the foreclosure.

    Now, she has recently told me that she is awed & amazed by my fight and courage. She says that she does not believe she could do what I have done. Even though she does not understand it all, she says she has been reading about what has been happening across the USA with this foreclosure fiasco.

    Don’t think your children won’t notice. They DO watch their parents!! They do LEARN from their parents!! No matter what age…..they do!!

    It is important to remember that WE are shaping our children’s future lives in the USA.

    Be courageous.

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