WELCOME TO LIVING LIES DEFEND THE FORECLOSURE KEEP YOUR HOME!!! Over 17,000,000 Visitors Most of the claims that use "securitization" as a foundation are FALSE!! That means they have no right to administer, collect or enforce any debt, note, mortgage or deed of trust.And THAT means you can successfully challenge foreclosures AND pursue damages against those who make false claims.…[...]

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Posted in bubble, Corruption, Eviction, securities fraud |

How Servicers Try to Get Computer Records Into Evidence There is a moment in many foreclosure trials that homeowners and even some lawyers fail to recognize as one of the most important moments in the entire case. The introduction of Foreclosure Business records. The foreclosure lawyer hands a stack of documents to a witness. The witness identifies them as records…[...]

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Tags: foreclosure defense
Posted in discovery, evidence, expert witness, Fabrication of documents, foreclosure defenses, Foreclosure Questions, legal standing, Motions, Pleading |

How to Obtain the Records Banks and Servicers Avoid Producing in Discovery If you are facing foreclosure the Discovery process in Foreclosure cases is key. One of the biggest myths in foreclosure litigation is that the outcome depends entirely on the documents attached to the foreclosure complaint. It doesn't. Learn how to get the records the "pretend lenders" don't want…[...]

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Tags: foreclosure defense
Posted in discovery, evidence |

How to prove it by building an evidence based defense One of the first questions many homeowners should ask after receiving a foreclosure complaint is surprisingly simple: "Is the company suing me actually the company that owns my loan?" It is an important question. That's why making them prove they are the real creditor is critical. The foreclosure complaint may…[...]

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Tags: foreclosure defense
Posted in evidence, expert witness, foreclosure defenses, Foreclosure Questions |

Discovering the Real Creditor Before You Lose Your Home Here's how loan level data in foreclosure defense can stop a sale; read on. For years, foreclosure litigation has focused on documents that appear in the public record. The promissory note. The mortgage or deed of trust. Recorded assignments. Affidavits signed by loan servicers. Declarations stating that someone reviewed business records.…[...]

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Tags: foreclosure defense
Posted in evidence, foreclosure defenses, Foreclosure Questions, legal standing |

A Homeowner's Guide to Immediate Court Relief Few events create more fear than receiving notice that your home will soon be sold at foreclosure. For many homeowners, the first reaction is panic. Phone calls are made. Modification applications are rushed to the servicer. Internet searches begin late into the night looking for one simple answer: "How do I stop the…[...]

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Tags: foreclosure defense
Posted in Bankruptcy, Eviction, evidence, foreclosure defenses, Foreclosure Questions |

How to stop a Foreclosure sale For many homeowners, obtaining a Temporary Restraining Order (TRO) feels like crossing the finish line. The foreclosure sale has been stopped. The immediate crisis has passed. Everyone can finally breathe. Unfortunately, that is usually only the beginning. A TRO is designed to preserve the status quo for a very short period of time. It…[...]

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Tags: foreclosure defense, foreclosures
Posted in Eviction, foreclosure defenses, Foreclosure Questions, legal standing |

By Lance Denha esq. and Donna Steenkamp For more than twenty years, we have been saying possession of the note is not proof of ownership. This is something that many courts are only beginning to recognize. The foreclosure industry has successfully convinced courts to ask the wrong question. Instead of asking: "Who actually owns the debt?" many foreclosure cases begin…[...]

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Tags: foreclosure defense
Posted in evidence, expert witness, Fabrication of documents, foreclosure defenses, Foreclosure Questions, legal standing, Quiet Title |

One of the most common statements heard from homeowners facing foreclosure is: "I wish I had acted sooner." Unfortunately, many homeowners do not realize how quickly foreclosure timelines can move until a sale date has already been scheduled. The notices arrive. The servicer refuses to answer meaningful questions. The foreclosure attorneys continue moving forward. And suddenly the homeowner is staring…[...]

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Tags: foreclosure defense
Posted in Eviction, foreclosure defenses, Foreclosure Questions, legal standing, Motions, Pleading |

One of the most misunderstood legal remedies in real estate litigation is the quiet title action. This legal remedy is fundamentally about forcing parties claiming rights against property to prove those claims rather than relying on assumptions, labels, or recorded paperwork alone. A quiet title action is a lawsuit. Its purpose is simple: To determine who actually has a valid…[...]

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Tags: foreclosure defense
Posted in Foreclosure Questions, legal standing, Quiet Title |

Learn how to challenge legal standing in your foreclosure defense. By now, most homeowners who have spent any time researching foreclosure defense have heard the word "standing." But knowing that standing in foreclosure matters, and knowing how to challenge standing successfully, are two different things. Many homeowners correctly identify standing as an issue but then make a critical mistake. They…[...]

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Posted in Uncategorized |