Doesn’t it bother you that you pay your taxes for doing business in the state of Arizona or whatever state you hail from, but the Wall Street players made trillions of dollars in trading securities based solely (deriving value from)upon interests in real property situated within the boundaries of your state and never reported any income, much less paid taxes on it? Don’t you want to know why your representatives in the state capital and the other people you voted into elective office are refusing to pursue or collect taxes that are due and which would eliminate the state’s budget deficit and create a surplus? Don’t you want to live in a state that is financially healthy instead of being sickened by illegal practices in which out-of-state players come into your state, make money, and leave with all the money?
OK I AM ANGRY AND I PROBABLY SHOULD COOL DOWN BUT I DON’T WANT TO COOL DOWN. I SPENT WEEKS OF GIVING THE ARIZONA LEGISLATURE AND THE EXECUTIVE BRANCH HOURS UPON HOURS OF FREE TIME, INFORMATION AND STRATEGIES TO REVIVE THE STATE ECONOMY, PUT HOMEOWNERS BACK IN THE DRIVER’S SEAT, AND COLLECT BILLIONS IN TAXES FROM THE WALL STREET TYCOONS WHO CAUSED THE REAL ESTATE MESS.
Adam Driggs, Republican Chairman of the Arizona House Judiciary Committee (Good Guy) attempted to get the Republicans moving on a track that would show that they did care about the budget, that they did care about the average citizen and that they were the party who could convert from being the party of “No” to the Party of “Yes, and here’s How.” I warned him he would probably meet savage resistance and unfortunately I was right. His effort caved but not for lack of trying.
Governor Brewer just signed a bill directly contrary to interests of the state of Arizona, its citizens and its community banks and credit unions. The bill is obviously bought and paid for by federal taxpayer money speaking at state levels on behalf of the banks that are “too big to fail.” This bill REMOVES the protection that homeowners have against lenders seeking deficiency judgements.
So let’s boil it down to this: you go to a closing where the appraiser says your property is worth $300,000. The so-called lender says it has reviewed the appraisal and it independently verified that it is correct. So you take a mortgage for $270,000. Then you find out that none of what you were told at closing is true and the property is worth $140,000, which is all you can get on a distrssed sale. Soon after your “closing” (in which they failed to disclose key elements of the transaction) you get a notice that your payments are reset to a level higher than your gross income and you wonder how any “lender” would approve a loan that you obviously could not pay. They foreclose abusing the privilege of non-judicial sale instead of a proper foreclosure action circumventing your right to due process.
In Arizona since you owe $270,000, there is a $130,000 deficiency. Your home was sold to some “third party” REO company controlled by one of the parties in the securitization chain. The price was $140,000.
In Arizona, the lender was barred from going after that deficiency precisely because the lender is the the one legally responsible for the sufficiency of the appraisal and all other aspects of the loan.
Now the legislature and Governor Brewer have removed that bar, so in addition to have been defauded by the banks you are now being punished by the government that was set up to protect the rights of its citizens.
Make no mistake about it, this is a Republican contraption to further ruin the State and its finances. There are plenty of ways to correct the state and national economy, housing values and the ability of local banks and credit unions to take up the slack where the Wall Street tycoons have left a void. All of those strategies are not only being ignored they are being trashed in the name of lobbying money and possibly corruption.
Let’s say you are an ultra-conservative reopublican but you have not received any lobbying money and you have not received any of that taxpayer TARP money that Hank Paulson forced on a confused and unwilling congress and public. Let’s say you are concerned not about borrowers who were too stupid or greedy to look at the fine print, but that you are concerned as a citizen of the State and the Country about the mounting deficit. You don’t want taxes increased and you don’t want spending increased. Doesn’t it bother you that the Wall Street people who caused the mess are still calling the shots? What about their personal accountability?
Doesn’t it bother you that you pay your taxes for doing business in the state of Arizona or whatever state you hail from, but the Wall Street players made trillions of dollars in trading securities based solely (deriving value from)upon interests in real property situated within the boundaries of your state and never reported any income, much less paid taxes on it? Don’t you want to know why your representatives in the state capital and the other people you voted into elective office are refusing to pursue or collect taxes that are due and which would eliminate the state’s budget deficit and create a surplus? Don’t you want to live in a state that is financially healthy instead of being sickened by illegal practices in which out-of-state players come into your state, make money, and leave with all the money?
Start asking questions. Be relentless. I’ve been doing this 2 years so far and it is finally getting to critical mass. become part of the movement — if not for political reasons then for moral reasons — and if not for moral reasons then just plain common sense. Its time to rise up America!
Filed under: bubble, CDO, CORRUPTION, currency, Eviction, foreclosure, GTC | Honor, Investor, Mortgage, securities fraud | Tagged: bankruptcy, borrower, disclosure, fraud, Lender Liability, mortgage meltdown, predatory lending, rescission, securitization, trustee |
If a homeowner is required to maintain private mortgage insurance at the homeowner’s expense as a condition of the loan, then would a deficiency judgment be an act of fraud (“double-dipping”) if that “lender” collected the deficiency under the private mortgage insurance that protected the lender against loss? Would the lender be guilty of insurance fraud if that lender pursued a deficiency judgment and then made a claim on the private mortgage insurance?
Recall of State Officials
March 21, 2006
Overview
Recall is a procedure that allows citizens to remove and replace a public official before the end of a term of office. Historically, recall has been used most frequently at the local level. By some estimates, three-fourths of recall elections are at the city council or school board level. This brief, however, focuses only on the recall as it applies to state officials.
Recall differs from another method for removing officials from office – impeachment – in that it is a political device while impeachment is a legal process. Impeachment requires the House to bring specific charges and the Senate to act as a jury. In most of the eighteen recall states, specific grounds are not required, and the recall of a state official is by an election.
Eighteen states permit the recall of state officials:
Alaska
Arizona
California
Colorado
Georgia
Idaho
Kansas
Louisiana
Michigan
Minnesota
Montana
Nevada
New Jersey
North Dakota
Oregon
Rhode Island
Washington
Wisconsin
Who can be recalled:
Any state or local official
When can a recall be called:
After 6 months for all officials other than state legislators (5 days after start of first session for legislators.)
Procedure:
1. Citizen petition signed by 25% of the total vote for that office in the last election.
2. If official refuses to resign, a recall election is scheduled. All qualified candidates can run against the incumbent. Whoever gets the most votes wins the office.
If the incumbent wins he/she remains in office and no other recall can take place during that term unless the proponents pay the cost of the prior recall election.
What is direct democracy?—Direct democracy refers to a system where the citizens literally govern themselves rather than relying upon elected or appointed officials. Although some of America’s earliest towns operated on this basis, America’s Founders rejected direct democracy when they wrote the U.S. Constitution in 1787. They viewed it as both impractical
and unwise. However, in the late 1890s the Progressive Movement was highly critical of state and local governments. Progressives believed that these governments were being controlled by corrupt party bosses, political machines, and powerful corporations. According
to the Progressives the only way to restore honest government was to give the citizens more power. Accordingly, they pushed for the adoption of the initiative (to allow citizens to bypass officials and enact their own statutes and constitutional measures), the referendum (to allow citizens to reject statutes and constitutional measures adopted by officials), and the recall (to allow citizens to remove officials from office before the end of their terms). In 1898, South Dakota became the first state to adopt the initiative and referendum; eight states quickly followed suit. Ten years later Oregon became the first to adopt the recall. Currently about two dozen states, mostly located in the west, have adopted some or all of these ballot procedures.
Arizona adopts direct democracy after a struggle—Arizona became a state during the peak of the Progressive Movement in 1912. Most of the drafters of Arizona’s constitution were ardent Progressives, so it is no surprise that the state’s constitution included the initiative,
referendum, and recall. However, President Taft—a staunch opponent of direct democracy—
vetoed Arizona statehood because the state consitution permitted the recall of judges. Arizona was forced to eliminate the recall of judges in order to become However, as soon as Arizona attained statehood it promptly restored judicial recall!
(2) The referendum by citizen petition—Citizen-triggered referenda to block laws approved by the Legislature are far rarer than initiatives. In fact, they have only been successfully
used 17 times since statehood. Most controversially, this process was used to delay the recognition of a Martin Luther King, Jr. holiday (1988), and to prevent the Legislature from gutting a citizen marijuana initiative (1998). But the limited use of this device understates
its importance: The mere threat of a citizen referendum has sometimes caused the Legislature to repeal a law on its own or to abandon a measure that it might have enacted but for the referendum threat.
http://web.gccaz.edu/~tmcclory/Factsheets/Factsheet_AZDirectDem.pdf
Press release I just recieved regarding AZ SB1271
Arizona State Senate
1700 W. Washington St., Phoenix, AZ 85007
Sen. Steve Pierce, R-1
President Pro Tempore
602-926-5584
News Release
–
June 29, 2009
FOR IMMEDIATE RELEASE
Sen. Pierce announces support for the repeal of SB1271
(STATE CAPITOL, PHOENIX) – State Sen. Steve Pierce, R-Prescott, today announced his support for the repeal of SB1271, an anti-deficiency law that passed the legislature and was signed by the governor on July 10.
The bill intended to limit the time when housing investors, those who purchased homes with no intention of taking residence, could use Arizona’s anti-deficiency law to shield them from a judgment. This occurs if the investment property goes into foreclosure and the value of the investment is no longer worth what is owed.
Since the time of the bill’s passage, issues have been raised by the Realtors Association highlighting unintended consequences of the bill that could have far-reaching impacts not limited to speculators or investors. Neither the Realtors nor any other group opposed the bill when it was heard in committee. In recent days however, they have called for it to be repealed
“Very simply, a bill that was intended to protect community banks, has some serious flaws in it and it should be repealed before it takes effect,” Pierce said. “We need to fix this bill. I have visited with the Governor and numerous parties involved and they will be collaborating on how to correct the issue immediately.”
###
For more information, contact:
Sarah Dodge, Communication Coordinator
Arizona State Senate Republican Caucus
Office: (602) 926-3796, e-mail: sdodge@azleg.gov
Greetings RAJA,
Buy 1 stock on any of these firms and start sending them angry stock holder letters and file a lawsuit against them for fraud on their stock holders. I bet that if own stock they should have the obligation to disclose to you the dirt they have done. Let us hit them from the inside.
We should start writing Op Ed pieces for our local news papers, organize marches on the court houses at the step of the court houses where they are raping our families futures.
Seminar in our Home owner associations, churches. let everyone know. call your state legislators and tell them you will not vote for them. Let us start changing the political face of America. Let us take back our country from these thieves!
Call the every day, several times a day. write to them, several times a month, if you skip your Starbuck coffee for one day, you can send six or seven letters.
Any writers out there?
As far as a march on DC, it’s a good idea but I agree, the folks that would be mad enough to go probably have a higher priority with the few dollars they have than a trip to DC.
I know that when the National Association of Realtors has an issue, they do what is known as a call to action. In short, it’s a prepared email that we receive along with a look up for our local comgressional representatives so it get’s to the right person. Perhaps some well thought out template could be here for the folks here to send to their elected officials would make a difference….or at least a template section of this web site could have the “e-mail of the week” that we could cut, paste, add/change to our liking and send it off. If enough emails go to enough of those in congress, there could be an effect.
Just a thought….
Raja, I have a friend who is getting screwed over BIG TIME with IndyMac. If you have any info to share, please feel free to contact me at atlhalfjap@msn.com
Thanks!
angry¬ taking it
Your bullet points are very powerful! Maybe something that simple could workin an email, and include a request to forward to friends and go to the petition for signing. I would also in the petition demand that everyone in Congress resign. Not that they would but it would scare them enough to act on our behalf..
A petition is something that can be done to collect info and send it to Washington.
One site which could collect data is http://www.thepetitionsite.com It collects name, email and address. It seems to me that the anger should encompass not only foreclosures, principal reduction, Wall Street running the world and Congress, Tim G giving all his buddies love, and on and on.
I like Abby in CA am too beaten and poor to go to DC, but if we can get everyone to sign up and get email addresses and zip codes, then maybe regional marches could happen. We need to do it when Congress is in recess so they are HOME when this happens. We just need a good strong rant for the petition copy. Anyone up for that?
1st and foremost i can not think of an individual in our government to institute the measures of change needed and would use the momentum we would or could gather.. so a plan will need an intelligent direction to focus or attention & efforts, to make the undeniable statement
…we are ANGRY & WILL NOT TAKE IT.
we have been deceived
we have been robbed
we are aware of the fraud & lies of those in the position of elected trust that our
greater good was traded for $.. that we will NEVER be GIVEN back without demanding it!
I really tried to organize a march on Washington DC about 6 months ago for a 3 day weekend.
I made a video for YouTube for Homeowners who are fighting foreclosures and discussed the march.
I put ads on craigslist to seek volunteers who could get permits etc for the March.
Just no interest. There are those employed folks..there not going to do it.
I think most in foreclosure are financially taped out or drained….they can’t travel and are to busy doing this pro se stuff.
I’m wipped out. Maybe somebody else can try to organize it all.
It should be in DC–that is where the laws allowing this all started.
How would one successfully organize such a thing?? We need resources. Certainly the consumer orgs out there can assist, such as NACA and even ACORN. Plus the foreclosure bar associations that exist can contribute. Need a website though. One that can collect people’s names, email addresses and locations so we can disseminate information to everyone involved, sync activities, and plan the march, notify the press, etc.
a march could become a logistical problem for many without the $$ to get to everyone to washington… but with ingenuity we could across all 50 states simultaneously ??… suggestion please??
side note-we may need to move this discussion to a new local should Neil request it.
Lets organize a march on Washington and demand that the homeowner get what they deserve out of all this mess! Principal Reduction! I am sure we could have a million-homeowner-march become successful considering all teh hits to this website!!!
LETS DO IT!
james
i agree completely..i have someone that could draft such a petition .
we truly do need to band together to regain our civic rights sold to the banks
by the inept greedy self-serving leeches our so called representatives .
Hi Martin Macisso
Please e-mail me or call me on 011-5399-77694 I will give you some information on this. Any one victim of Indy Mac and Deutsche Bank.I have information with the loan # which these bastered have sold many time .Hit the son of bitches hard so that they should not dare to repeat this again and destroy the America.
James,
I would suggest a petition that demands that all our elected officals resign. If someone would write it up, I would use my email list to get it started. it would be like the old don’t buy gas from Chevron Campain, which never worked but this time I think there are enough people that are pissed off about what’s going on that it would spread like wildfire. There is a site online where you can create a petition and people can sign it. Use email to push people to the site. I think this would get our elected officials attention and they might get the idea the people are about ready for a revolt. If there is a good writer out there write it up.
MAN SCREW THIS LOOK AT US WHAT ARE WE ALL DOING BEGGING FOR SCRAPS FROM THESE OVER INFLATED CONDOMS WE’RE THEIR BOSS AND IF THEY FEEL SO OVERBURDENED THAT THEY NEED A RAISE THEN BY ALL MEANS I SAY WE RELEAVE THEM OF THIS INCONVENIANCE THAT OVERWHELMS THEM SO MUCH, FIRE ALL OF THEM. THERE IS NO TIME TO WAIT FOR A REALELECTION, WE NEED AFFIRMATIVE ACTION NOT WAITING AROUND FOR “REGULATORY” LEGISLATION TO NEVER PASS( THAT’S THAT OLD CARROT STICK TRICK) ALL THIS GOVERNMENT THAT CAN’T GOVERN THE VULTURES TRASH THE GOVERNMENT MODEL & FORM A VOTERMENT BECAUSE WE ARE ALL SUPPOSED TO BE TREATED EQUAL WE CAN’T HAVE THE BALANCE THROWN OFF BY SOME GROUP TRYING TO GOVERN THE MASSES WHETHER LARGE OR SMALL & DEMOCROCY MEANS BY THE PEOPLE FOR THE PEOPLE NOT OF OR OVER THE PEOPLE. OH YEAH & ONE OTHER THING SEEN AS THE JUDICIARY IS SO KEEN ON THE WHOLE ECF & TECHNOLOGICAL ADVANCEMENTS THAT HAVE MADE THINGS MORE SIMPLE FOR THEM, THEN I THINK IT’S TIME THEY BROADEN THEIR MINDS TO THE AREA OF LOGIC THAT REPLACING THEIR POSITIONS WITH AUTOMATED LAW FACTORING/TOLERANCE SYSTEMS WOULD REMOVE CORRUPTION & CONFLICTING BIASED OPINIONS THEY MAY HAVE & PROVIDE A CHEAPER METHOD TO PROVIDE THIS COUNTRY WITH THE JUSTICE THAT HAS BEEN UNEQUALLY RESTRAINED, & WITH LESS POSITIONS TO OCCUPY & EMPOWER THE LESS POWER THAT CAN BE ABUSED. JUST THINK OF IT LIKE THIS THEY CAN GET AWAY WITH ALL OF THIS..BUT.. ONLY IF WE LET THEM. REMEMBER WE ARE THE ONLY REASON THEY HAVE POWER IN THE FIRST PLACE THEN THE CONSTITUTION, REMEMBER THE PREAMBLE “WE THE PEOPLE” THAT’S “US”
How do you search the SEC for relevant info? ie trusts, certificate series relative to your loan? Does anyone know this process?
Sadly, this is nothing new in many states. In GA, the pretender lenders have had the ability to sue for a deficiency judgment for quite some time now. GA does limit them to a 30 day window to bring suit and most don’t do it, but that’s just because they’re too busy “foreclosing” on property they don’t own!
btw ..i was warned of this.mortage mess years ago- aprox 2001.
this robbery was no chance event.
i believe you must look at this SO CALLED MELTDOWN for what it is.
1- a well orchestrated hoax.. not – loosened underwriting standards!
2- biggest banking swindle of all time.
3- largest robbery by the bansters of american equity & middle class [ha] wealth.
4- if you search the sec.. you will find 4- 5 banks tops @ the end of the $$ trail.
most of which will be traced to a foreign country [ non usa ] or off shore .
the international banking cartel [imf] has plans …
see this is another sign that our politician gone crazy. no regards to their constituents right if the law they authored are for the best of everyone.’s interest . senator pierce is not of help at all from the homeowners of arizona. they always blamed the homeowners for the mortgage meltdown when in fact it was the banksters who sabotage our economy. and initiate the so “called fraud” in mortgage business. do you think if banksters did not loosen their underwriting standard and gave us different kind of program such as NINA loan – no income no asset loan as long as you have a higher Fico score you could be approve? now the bankster are blaming the homeowners for the mortgage meltdown, when they are the one who encourage the homeowners to take advantage of the lower rates being offered? why? because of big profits they would received, the demand of wall street for big profits and the homeowners indeed the loser in this mess. ar the homeowners look stupid here ? yes of course? because our intentions to buy a property is in good faith not knowing that the banksters used us for their own interest to reap a big profits from us. now that their “Scam” are to be exposed, they use a powerful lobbyist to blames the homeowners and use corrupt politician to pass a law that favors the banksters.
James–I’m not totally certain yet.
This could be part of that appraisal fraud issue Neil keeps talking about.
Consult with an attorney.
However, I’d include the appraiser in any complaint by name and allege appraisal fraud.
Remember, I am not an attorney. This is just what I would do.
Abby you have my attention what does all that mean for CA? the appraisal they cunducted when I refied my house was $550,000 but the property value notice I got from the county assessor is $170,000 what does all this mean?
Those S.O.B’s
Neil,
I agree and have known for some time that the only way to fight this war is with the gloves off. The institutions and the gutless politicians only respond when you take it to them. It’s time for homeowners and the professionals who help them to strap on some brass knuckles and take the fight to them.
One strategy I’ve been focusing on in our community is the media. The local news stations and newspapers. We are starting to have some success. The local newspaper is now running a series on foreclosure to which I am a contributor.
I hope more people will take this fight to the media. I don’t like a lot of what the media does but one thing is for sure, they do help to keep these spineless officials in check – at least a little anyway.
If you’d like to read the coverage we got here in Ft. Myers, FL – I have a full post of it on my blog at http://thepatriotswar.com/index.php/fighting-the-foreclosure-war-get-the-media-involved/featured/
Got it. Found the story on it here.
http://www.phoenixnewtimes.com/2009-07-23/news/housing-crisis-governor-brewer-signed-a-bill-that-has-the-potential-to-bankrupt-homeowners-facing-foreclosure
Neil,
What was the bill number that just became law in AZ?
Andrew
Politicians respond to two things and only two things: Votes and Money. Period.
this would be a nice piece for Bill O’Reilly. I think I’ll send him an e-mail.
that is the reasons why i swear to myself i would never exercise my right to vote in the coming election either a local or national election because the baby boomer politician are either corrupt os involved in a sexual misconduct. i think we the homeowners start to boycott and not to exercise our right to vote. lets us not vote. i don’t see any real politician that stand up for the rights of each citizens. except marcy kaptur and congresswoman water in los angeles, ca. all the politician are represented by big lobbyist for their advancement. we need to march in washington, d.c. with our yellow ribbons ties to our right arms and demanded that the government take action on this rising problem of foreclosure so far it reaches 1.5 millions since january till the month of june homeowners who are on foreclosure notice. and, listen to this according to ny times another big stunami is coming next year another 3 millions homeowners will face foreclosure. please read the 74 pages by atty. diane e. thompson , her written testimony before the united states senate committee on banking, housing ,and urban affairs on july16, 2009. she is also representing on behalf of national association of consumer advocate.. according to her testimony the rising of foreclosures are the making of loan servicer who refused to follow obama’s modification plan because of small profits. it is all about business. itis more profitable for the loan services to foreclose because they could get the full commission and whatever padded fees added on its foreclosure property. that is the reason’s why many fraudulent documents were sent out to the homeowners by loan servicer so they could hurriedly foreclose a certain property. if homeowners don’t fight their right for this foreclosure notice, homeowners are the one who are the loser. but these loan servicer who uses sub servicer to foreclose the property did not even check the document that were provided by the loan servicer because the person who process the papers are also did not know what they doing. means incompetency by the workers who initiate the foreclosure. so if are a smart homeowners don’t allow them to foreclosure your property. ask them their standing , if they are indeed the interested party and owned the note. if not then the entity or the loan servicer who initiated the foreclosure has no standing and no right to foreclose. if the loan servicer could produce the original note, then the investor who owned the original note is also subject to counter claims for other violation of non- compliance under tila and respa act or fraud . there are so many causes of action you could file against the lenders and the investor . so very important also is to have your loan document forensic.
Everyone:
check out this website: http://www.givemeliberty.org/
In California, the appraisal value could be $850,000 (based on real estate sales comps) and the property tax appraiser value at $359,000 (with 100K of that being lot (dirt)!!
Big disparity.
This is truly the most outrageous thing I have read thus far. There needs to be mass outcry against the banksters.
WAKE UP AMERICA!!!! We are all sheep being taken to slaughter.
Abby,
When I did eminent domain, the county assessor’s value is 2/3 of the appraised value. In other words, to get an idea of a property’s true appraised value, you would take the county tax assessor’s amount and multiply by 1.3. The county tax assessor does not tax property owners on the full value of their home. At least that’s how it was done (b4 the bubble) in Florida.
Alina
Come on guys, let us be real, these guys will sell out, have sold out to the contributors, they only know the language of how can I be reelected. I hope all the crooks fro New Jersey start talking and giving up names of who pays of for what.
if we do not take our country back, we are in trouble. You see these people confuse Capitalism with democracy. It is sad.
Now the citizens of AZ will have to bail out the lenders again, they will get hit by deficiency judgments for homes and mortgages has have most likely been paid off in full several times over.
I live in Virginia and I am mad as well.
The above is really depressing!
Neil, I am sorry they took advantage of your good will.
They are killing us slowly, like the story about boiling a frog, do it slow enough and he never jumps out of the water. We would be better off if they had let Wall Street go down back in September. Money is Power and our Government is giving all the money to Wall Street thus giving them more and more power. I think it is time for drastic measures!
The State of Maine has recently passed a law that begins the transfer tax of bank owned properties previously exempt and puts the revenue from the collection into a fund for Mandatory Forelcosure Mediation. the law is LD1418 in the State of Maine a judicial foreclosure state. Highlights are:
-Plaintiff must certify they are the holders of the note, mortgage with endorsements and assignments prior to filing the lawsuit.
-Automatic Stay of foreclosure(even if after judgment) if mortagor is in mediation
At least its a start….I am breifing struggling homeowners on this law as we speak.
You know, in past days, the appraisal was always linked to the county property appraiser’s dollar amount.
In California, the property taxes are determined upon the county property tax appraiser’s breakdown–the dirt or lot worth so much, then the structure.
Somehow, a new crop of appraisers shows up and they only base the appraisal on comps! They don’t even state what the county property tax appraiser has in the official records.
Sounds like the same for AZ.
I wonder why nobody pays any attention anymore to the actual county property tax appraisal, upon which individuals pay their property taxes.
I truly think people are stunned, ‘like deer in headlights!’.
I don’t see any homeowners out there with any form of pitch forks, torches, candlelights …..
That’s my # 1 fear that the bankers will get to the state legislatures and pass laws to screw us all. The US Senate is already controlled by them .
To all of you reading this , write , email , call everyone to show your mad as hell, tell them I will not vote for anyone who goes along with the banks !
I’ll say it again ,
“IT’S TIME FOR THE PITCH FORKS & TORCHES TO HIT THE STREETS” !
Wake up America , they are foreclosing on our future …today !